Timothy Baker

CFP®
Personal Finance, Retirement, Investing
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“Our goal is to amplify wealth by the most logical means available. We believe that advice and investment design should rely on long term, proven evidence, and every investor should have access to it. ”
Firm:

WealthShape LLC

Job Title:

Founder & CEO

Biography:

Timothy Baker, CFP® is the founder and CEO of WealthShape, an independent advisory firm built on innovation, responsibility and the real world application of research.

He spent over a decade developing a new client investment experience to specifically address the major problems facing today's financial services industry.

Financial planning should be modern and more accessible.

Portfolio management should be based on empirical evidence.

Services should be responsibly delivered as a fiduciary.

Throughout his career he’s held positions as an advisor, consultant, portfolio manager, and vice president for institutional money management firms with billions of dollars in assets under management. These experiences led to a new way of thinking about personal finance based on a combination of three critical elements: digital age financial planning, low cost factor-based investment management and fiduciary advice delivered by CFP® professionals.

WealthShape works with clients in Connecticut and throughout the country to deliver evidence based investment solutions and high quality advice at a low cost. Clients receive access to all investments, goals and progress in one easy to understand, secure location. The company operates under the belief that financial planning shouldn’t be static but rather vibrant and ongoing all while upholding the highest level of fiduciary responsibility.

Advice and Investment Management for Individuals and Families     

Retirement Plan Services for Businesses     

Powerful Free Financial Tools for Everyone  ​

Tim’s appeared numerous times as a guest on SiriusXM Business Radio and frequently contributes to media outlets including Investopedia, The Wall Street Journal, Investment News, US News & World Report, Financial Advisor IQ and AdvisorHUB. He holds a MBA in with a concentration in Finance, is a CERTIFIED FINANCIAL PLANNER™ professional and an active member of the National Association of Personal Financial Advisors (NAPFA). He guest lecturers on personal finance via electronic media and at various locations throughout the northeast U.S. including his home state of Connecticut where he resides with his wife Danielle and their daughter Ripley.

Education:

BS, Business Administration, Southern Connecticut State University
MBA, Southern Connecticut State University

Fee Structure:

Fee-Only Fiduciary
Asset-Based, Fixed

CRD Number:

5030137

Disclaimer:

WealthShape, LLC provides this communication as a matter of general information. No one should assume that any discussion or information contained in this material serves as a receipt of, or as a substitute for, personalized investment, tax or legal advice.

Videos
  • Advice and Investment Design Should Rely on Reason. Not Speculation.
  • Timothy Baker CFP® Advisor Insights
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    Choosing an Advisor
October 2016
    ETFs, Investing, Mutual Funds
September 2016
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March 2017
    Financial Planning, Investing, Stocks
January 2017
    Investing, Stocks

All Answers
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    Retirement, Asset Allocation
Should I change the date of my target-date funds because I am cautious of the market?
100% of people found this answer helpful

I would caution against making any change for the reasons of speculation on what could, or could not, take place. If the target date 2025 is right for you from a long-term asset allocation perspective today, there’s no reason to suggest it should change. As we speak, markets are adjusting to the collective interpretations of millions of investors. We have to assume that current market prices are good estimates of underlying value because these sentiments are being absorbed into prices.

My recent Investopedia article: Democrats, Republicans and Your Investment Portfolio

Timing the market, even with slight adjustments, can have significant long term impacts on your portfolio. Research has shown that discipline is a far better ally to long term investors.

Hope this helps.

Cheers,

Tim

January 2017
    Marriage / Divorce, Real Estate, Taxes
Are there tax benefits to buying a home and getting married in the same year?
100% of people found this answer helpful
October 2016
    Investing, ETFs
How should rising inflation affect my investment portfolio?
100% of people found this answer helpful
January 2017
    Financial Planning
How do the current US fiscal and monetary policies affect the financial performance of large companies?
100% of people found this answer helpful
October 2016
    401(k), IRAs
Can I now contribute to a tax-deductible IRA if I lost my job, where I had contributed to a 401k in that same year?
100% of people found this answer helpful
October 2016