John Kvale

CFA, CFP
Retirement, Investing, Lifestage Based Planning
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107
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Articles
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Followers
“As a comprehensive wealth advisor taking care of all aspects of his clients’ lives, John digs deep into each of his clients' situations. With almost three decades of experience and a constant desire to learn more about every relationship, John finds his work enlightening, fulfilling, dramatic, and fun. ”
Firm:

J.K. Financial, Inc

Job Title:

Financial Planner, Founder

Biography:

John A. Kvale CFA, CFP, is the founder of J.K. Financial, Inc., and with 22 years of industry experience, is currently the president of J.K.Financial, a fee only financial planning and wealth management firm.

J.K. Financial specializes in wealth management, adhering to unique approaches to investing in the capital markets. The company has a global presence, serving individual and institutional clients across the United States, as well as several foreign countries.

John is a co-author of a Quarterly Wealth Management and Financial Planning Newsletter, which is distributed to clients and investors across the country. He actively analyzes and updates ideas and investing on $treet-¢ents.com, a community blog site. John appeared on Good Morning America as the winning planner for ABC's Frugal Family Challenge, co-sponsored by USA Today. He recently concluded a term as president for the CFADFW Society, the local society in Dallas representing the CFA Institute. John began his financial planning career 24 years ago in Dallas, and resides there with his wife, Pamela, and children, Sophia and Pierce.

Education:

BBA, Finance, Stephen F. Austin State University

Assets Under Management:

$100 million

Fee Structure:

Percentage of Assets
Fee-Only

CRD Number:

2047457

Videos
  • Your Life on 1 Page - John Kvale
  • 3 questions Clients Ask - John Kvale
  • See all videos on Guidevine »
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October 2016

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    Life Insurance
How do I borrow money from my life insurance?
100% of people found this answer helpful

Assuming your life insurance policy has a cash value, in most cases it is possible to borrow or receive funds from your life insurance cash account. Here are a couple steps you should review; Determine how much you would like to receive and call your insurance company to find out if that is available; Next, while talking to your insurance company find out the most tax efficient way to receive these funds. There are generally two possibilities, a return of premium or borrowing. Depending on your situation and your insurance policy, one may have more favorable tax consequences. Do not be afraid to ask your insurance company for the tax consequences of each. One last item, if you borrow or draw from your insurance policy, you may need to continue your regular premiums in order to keep your policy in force. If you draw a sizable amount from your cash value, and do no pay premiums, it is highly likely your policy will lapse, thereby nullifying your death benefit.

January 2016
    Taxes, Income Tax
Are my 2015 unrealized capital gains and dividends on mutual funds taxable income?
100% of people found this answer helpful
January 2016
    Retirement, IRAs
Can I replace the $7,000 in Jan 2016 and avoid paying taxes on the $7,000 excess distribution?
100% of people found this answer helpful
January 2016
    IRAs, Taxes, Retirement Plans
Should I open an IRA or a Roth IRA?
100% of people found this answer helpful
January 2016
    Investing
What recommendation should be advised to investors when interest rates rise?
100% of people found this answer helpful
January 2016