Robert E. Maloney

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Retirement, Small Business, Lifestage Based Planning
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167
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  • Holderness, NH
  • 603-968-2317
  • www.squamlakesfinancial.com/about-us/
“Robert E. Maloney is the Managing Member of Squam Lakes Financial Advisors, LLC, which he founded in 1982. Led by the needs of his clients, Bob developed the firm’s expertise in comprehensive financial planning.”
Firm:

Squam Lakes Financial Advisors, LLC

Job Title:

Financial Advisor

Biography:

Bob has long been a proponent of fee-only financial planning and was a founding member of the National Association of Personal Financial Advisors (NAPFA), the leading professional association of fee-only financial advisors. He served three years as president and director of the Northeast Mid-Atlantic Region of NAPFA and led a committee to develop NAPFA University for the continuing education of fee-only financial advisors and planners. In 2011, he received NAPFA’s Robert J. Underwood Distinguished Service Award and in 2013 he was honored and recognized as one of the 30 Most Influential for meritorious service to NAPFA and the Fee-Only financial planning community.

Bob’s client base included women, retiring and retired couples, owners of closely held businesses professors at Plymouth State University. They look to Bob and his team to help articulate personal goals and develop comprehensive planning strategies for achieving those goals.

In the 14 years prior to founding his own business, Bob administered estates, trusts, and developed new business for bank trust departments. He was awarded the Master of Science Degree in Financial Services (MSFS) from the American College in Bryn Mawr, Pennsylvania, and had his undergraduate studies at Siena College in Loudonville, NY. Bob holds the Accredited Estate Planner certification from the National Association of Estate Planing Councils, a leading organization of professional estate planners and affiliated estate planning councils focused on establishing and monitoring the highest professional and educational standards for the practice.

Bob has been recognized as one of the best financial advisors in the country by both Moneymagazine and Worth magazine. Medical Economics also recognized Bob as one of the best financial planners in the country for doctors.

Financial writers have often sought Bob’s expertise in areas of personal finance. He has been quoted in the Wall Street Journal, Investment Advisor, Medical Economics, Physicians Personal Advisory and Money Magazine. Bob was also featured in Financial Planner magazine for his work as a financial advisor to women.

Bob is immediate past president and a board member of the Squam Lakes Chamber of Commerce and president of the White Pond Watershed Association. He is an active member of the Town of Holderness, NH as a member of the Zoning Board of Adjustments and the Budget Committee and a long-time participant in the “Who Can Make the Best Apple Pie Contest” in Holderness, NH.

In 2012 Bob was named as a director of Speare Memorial Hospital in Plymouth, NH and serves on its Budget Committee and its Long Range Planning Committee.

He is a member of the New Hampshire Estate Planning Council; past Chairman, President, and Director of the Connecticut Estate and Tax Planning Council; and a former President and Director of the Southern Connecticut Chapter of the International Association of Financial Planners (IAFP).

Bob is an avid hiker and fresh-water fisherman, and lives with his wife Bonnie in Holderness, NH.

Education:

BS, Finance, Siena College
MSFS, Financial Services, Bryn Mawr College

Fee Structure:

Fee-Only

CRD Number:

4556149

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January 2017
    Asset Allocation, Estate Planning
November 2016
    Estate Planning
October 2016
    Estate Planning, Lifestage Based Planning
October 2016
    End of Life, Estate Planning
October 2016

All Answers
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    Estate Planning, Taxes
If I place money in a trust, is it taxable?
100% of people found this answer helpful

I’m going to have to be extremely specific here and answer your question for a “Revocable” Trust. A revocable trust is typically created for the purpose of avoiding probate and for confidentiality. It has a number of other positive aspects.  When we use a revocable trust in estate planning, the goal is to then transfer all of your assets to the trust while you are alive so that so that at the time of death, there are no assets subject to your will or the probate process. Any income earned in a revocable trust does not require the use of a separate tax return at the end of each tax year. Instead, all the dividends and interest earned and capital gains earned in the trust during the calendar year are simply reported on your federal form 1040 as if they were not in the trust. I hope this helps and good luck.

May 2016
    Estate Planning, Real Estate
As the grantee of my dad's house, can my brother sell the house without the beneficiary's approval?
100% of people found this answer helpful
May 2016
    Estate Planning, Annuities, IRAs
What is the best way to name beneficiaries on an annuity?
100% of people found this answer helpful
May 2016
    Career / Compensation, Starting Out
What advice would you give a young person about to begin their career as a financial advisor?
100% of people found this answer helpful
April 2016
    Estate Planning, Taxes
How do I handle the taxes 1099-R contributions?
100% of people found this answer helpful
March 2016