Patricia Sperduto

CFP, AIF, MBA
Personal Finance, Retirement, Investing
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“Patricia Sperduto is a Fee-only Planner and Portfolio Manager at Meyer Capital Group. Patricia specializes in providing objective financial planning and asset management to help clients build, manage, grow, and protect their assets through life's transitions.”
Firm:

Meyer Captial Group

Job Title:

Lead Financial Planner and Portfolio Manager

Biography:

Patricia is in the business of helping people and representing what’s in their best financial interest. She is an objective fee-only financial planner and asset manager that has spent over twenty-five years working in the finance, including twelve years as the President of her own financial services company.  Now working for an independent RIA (Registered Investment Advisor), she is an unbiased professional who takes on fiduciary responsibility with all of her client interactions.  She specializes with those in life changing situations who don’t have the time, interest or personal experience to manage their own circumstances. She guides clients’ through a holistic planning process that creates a personal net wealth statement and navigates major life events, such as the loss of a loved one through death or divorce, paying down debt, planning for college or planning for a wedding and retirement.

Since most financial advisors are just a deviation of a salesperson in a nice suit that has a process of selling you high priced insurance and investment products, it’s important to recognize that Patricia, nor Meyer Capital Group, sells any investment or insurance based products. She only get paid by you, not various outside third-parties. As a result, the guidance she provides is not compromised by conflicts of interest that ordinary plague most relationships.  

Patricia has been a NAPFA ( National Association of Personal Financial Advisors ) member for ten years. She holds a Masters of Business Administration from Drexel University, and a Bachelor of Business Administration from Temple University. She received her Certified Financial Planner™ certification in 1996 from the Certified Financial Planner Board of Standards, Inc. and she holds her FINRA Series 7 and 63 licenses. Patricia also earned the Accredited Investment Fiduciary® designation from Fiduciary360. Fi360 promotes a culture of fiduciary responsibility and improves the decision making processes of investment fiduciaries.

Visit www.MEYERCG.com to use our free retirement assessment planning tool or call us for a free portfolio review session.

Please also connect with us on your favorite social site for tons of helpful personal finance information.

Education:

MBA, Drexel University
BBA, Temple University

Assets Under Management:

$800 million

Fee Structure:

Fee-only
Fixed-rate

CRD Number:

2950192

Disclaimer:

Past performance may not be indicative of future results. Different types of investments involve varying degrees of risk. Therefore, it should not be assumed that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended and/or undertaken by Meyer Capital Group) will be profitable. Please remember that it remains your responsibility to advise Meyer Capital Group, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, if you would like to impose, add, or to modify any reasonable restrictions to our investment advisory services. A copy of our current written disclosure statement discussing our advisory services and fees continues to remain available for your review upon request. Please Note: Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if Meyer Capital Group is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of Meyer Capital Group by any of its clients. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser.

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    Financial Planning, Investing, Stocks
How can I figure out the dividends I would get in 9 years for 26 shares I inherited from MetLife stock?
100% of people found this answer helpful

You can find the answer by going to the MetLife Investor Relations page where you will see the dividend payout history, stock information, etc. The chart below is an excerpt with the data you would use to calculate the income over the last nine years. Based on your 26 shares over nine years, it appears that you earned ~ $208.00 of income. 

With respect to what to do next with the shares, the site will allow you to compare the performance versus the broad S&P 500 stock market index, any of their main competitors or any other name that you might like to compare.

Unfortunately,  the timing of the Great Recession coincided with your inheritance so over the period that you have owned the shares they have not experienced any capital appreciation aka growth. Their peers, as well as the board markets, have all outperformed them.

They are paying you a nice dividend of ~ 3.25%, but you might want to consider another investment vehicle if you still have a timeframe that can withstand general stock market risk and volatility. 

http://investor.metlife.com/phoenix.zhtml?c=121171&p=irol-dividends

Dividend History

The declaration and payment of dividends is subject to the discretion of our board of directors, and will depend on our financial condition, results of operations, cash requirements, future prospects, regulatory restrictions on the payment of dividends and our other insurance subsidiaries and other factors deemed relevant by the board. There is no requirement or assurance that we will declare and pay any dividends.
 
Declared Ex-Date Record Payable Amount Type Frequency
01/06/16 02/03/16 02/05/16 03/14/16 $0.375 Cash Quarterly
10/27/15 11/04/15 11/06/15 12/11/15 $0.375 Cash Quarterly
07/07/15 08/05/15 08/07/15 09/11/15 $0.375 Cash Quarterly
04/28/15 05/07/15 05/11/15 06/12/15 $0.375 Cash Quarterly
01/06/15 02/04/15 02/06/15 03/13/15 $0.35 Cash Quarterly
10/28/14 11/05/14 11/07/14 12/12/14 $0.35 Cash Quarterly
07/07/14 08/06/14 08/08/14 09/12/14 $0.35 Cash Quarterly
04/22/14 05/07/14 05/09/14 06/13/14 $0.35 Ca sh Quarterly
01/06/14 02/04/14 02/06/14 03/13/14 $0.275 Cash Quarterly
10/22/13 11/06/13 11/08/13 12/13/13 $0.275 Cash Quarterly
06/25/13 08/07/13 08/09/13 09/13/13 $0.275 Cash Quarterly
04/23/13 05/07/13 05/09/13 06/13/13 $0.275 Cash Quarterly
01/04/13 02/04/13 02/06/13 03/13/13 $0.185 Cash Quarterly
10/23/12 11/07/12 11/09/12 12/14/12 $0.740 Cash Annual
10/23/11 11/07/11 11/09/11 12/14/11 $0.740 Cash Annual
10/26/10 11/05/10 11/09/10 12/14/10 $0.740 Cash Annual
10/29/09 11/05/09 11/09/09 12/14/09 $0.740 Cash Annual
10/29/08 11/06/08 11/10/08 12/15/08 $0.740 Cash Annual
10/23/07 11/02/07 11/06/07 12/14/07 $0.740 Cash Annual
10/24/06 11/02/06 11/06/06 12/15/06 $0.590 Cash Annual

 

 

 

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