Jonathan Swanburg

CFP
Personal Finance, Retirement, Investing
97%
Helpful
95
Answers
12
Articles
124
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“Jonathan Swanburg is a Certified Financial Planner providing relevant financial content and commentary for young professionals, entrepreneurs, and stewards of family assets interested in efficiently building and managing wealth.”
Firm:

Guided Wealth Management

Job Title:

Investment Advisor Representative

Biography:

Since 2009, Jonathan Swanburg has been an Investment Advisor Representative at Tri-Star Advisors. Today he runs the firm's Guided Wealth Management service, offering financial planning and investment advice to working age professionals.  He has an extensive fixed income background having started his career analyzing mortgage backed securities, municipal bonds, and structured notes. Jonathan's financial commentary has been featured in publications including Time Magazine, The Financial Times, The Wall Street Journal, and Financial Planning Magazine.

Jonathan attended college at Pepperdine University where he graduated with a Bachelor of Arts degree in Economics. During that time he was a macroeconomic teaching assistant, the President of Phi Alpha Delta, and a caddy at Riviera Country Club. From there, he went on to receive his Juris Doctorate and Master of Business Administration from Baylor University where he concentrated in Business Transactions and was recognized as the outstanding MBA graduate, top presenter at the Big XII case competition, and two-time winner of the Baylor MBA ethics case competition. Jonathan earned the Certified Financial Planner© designation in 2013 and is an active member of the State Bar of Texas.

Outside of work, Jonathan volunteers with the Houston Young Lawyers Association and enjoys playing golf, tennis, fishing, writing and spending time with his wife and two sons.

Education:

BA, Economics, Pepperdine University
JD / MBA, Baylor University

Assets Under Management:

$135 million

Fee Structure:

Fee-Based

CRD Number:

5713713

Insurance License:

#1000744

Disclaimer:

Jonathan Swanburg is a Registered Representative offering securities through Calton & Associates, Inc. Member FINRA/SIPC and an Investment Advisor Representative offering advisory services through Tri-Star Advisors, an SEC registered investment adviser. Calton & Associates, Inc and Tri-Star Advisors are separate entities.

Videos
  • Jonathan Swanburg, Advisor Insights Interview
All Articles
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July 2016
    College Tuition
5 days ago
    Bonds / Fixed Income, Investing
June 2016
    Alternative Investments, Investing
June 2016
    Banking, Personal Finance
July 2016
    Retirement, Retirement Plans

All Answers
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    College Tuition, Financial Planning
How should I invest towards my child's future college tuition?
100% of people found this answer helpful

If you want to save for your kid’s college and you have a large sum of money, you may want to consider superfunding a 529 account. 

First, a 529 is a state or school sponsored account that allows your money to grow tax deferred.  If the funds are used for education, you avoid paying tax on the gains.  Some states have low cost stock and bond funds with aged based investment options, some have CDs, some have prepaid tuition plans. Some states provide state tax breaks if you are a resident and contribute to the local 529. Pick the plan that is right for you and your children.

Second, if you have a large sum of money, superfunding a 529 dramatically increases the amount you can invest for your children without incurring federal gift taxes. Instead of the $14,000 per year annual gift tax exclusion limit, each parent can pre-fund up to $70,000 (5 x $14,000). If you have a spouse, together you can open a 529 plan with $140,000.

Finally, 529s aren’t right for everyone and there are potential penalties if the money isn’t used for education. Here is the IRS discussion. As an example of an alternative, some of my clients have chosen to forego 529s in favor of tax free, zero coupon muni bonds that will mature when the kids are set to go to school.  To each his own.

June 2016
    IRAs
What will happen to my simple IRA?
100% of people found this answer helpful
July 2016
    Stocks
Why are the stocks in my portfolio considered delisted?
100% of people found this answer helpful
June 2016
    Stocks
What could happen to my common equity shares?
100% of people found this answer helpful
July 2016
    Bonds / Fixed Income
Why are bonds performing so poorly over the last two weeks?
100% of people found this answer helpful
November 2016