Victoria Fillet Konrad

CFP®
Personal Finance, Retirement, Investing
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“As Co-Founder of both Value Architects Asset Management and Blueprint Financial Planning LLC, Victoria Fillet draws upon her extensive experience in the financial industry to provide her clients with the education and guidance they need to reach financial security and financial confidence.”
Firm:

Blueprint Financial Planning LLC

Job Title:

Principal

Biography:

Vicki Fillet began her investment career with The First Boston Corporation and later joined Furman Selz becoming a Managing Director. After her Wall Street experience, she became a consultant for Republic Bank where she worked on the development and feasibility of several investment products for the individual. While living in Canada she led the volunteer fundraising activities for the community hospital. Returning to New Jersey, she consulted with Ryan Beck & Co. on product development, before co-founding Value Architects.

As Value Architects Asset Management took off, she and her business partner, Rick Konrad, established Blueprint Financial Planning to focus on the financial planning needs of clients. Vicki is committed to helping her clients manage their money more effectively by teaching them the necessary information to take control of their finances. As she likes to say, "the more you know, the more you will be able to manage your money effectively and make it work for you."

Vicki is a graduate of Fordham University with a BA in economics and business. She received her Certificate in Financial Planning from New York University, and her CFP® designation in 2006. She is currently Chairman of the Financial Planning Association of New York. She is also a member of the Financial Women’s Association where she is on the Advisory Council for its Financial Backpack program, providing financial literacy education to high school students.

Education:

BA, Economics and Business, Fordham University

Fee Structure:

Asset-Based

CRD Number:

439237

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    Career / Compensation, Taxes
How will my profit and loss from day trading be taxed at the end of the year?
100% of people found this answer helpful

Hello,

I am guessing that your day trading is not in a tax deferred account, but in an investment account.

Therefore, any profits will be treated as long term or short term capital gains.

Capital gains and losses are classified as long term if the asset was held for more than one year, and short term if held for a year or less. Taxpayers in the 10 and 15 percent tax brackets pay no tax on long-term gains on most assets; taxpayers in the 25-, 28-, 33-, or 35- percent income tax brackets face a 15 percent rate on long-term capital gains. For those in the top 39.6 percent bracket for ordinary income, the rate is 20 percent. Short-term capital gains are taxed at the same rate as ordinary income. There also is a 3.8 percent tax on net investment income for single taxpayers with modified adjusted gross income above $200,000 ($250,000 for married couples filing jointly). Note, too, that capital gains, in some cases, face an effective tax rates above the 23.8 percent statutory rate because of phaseouts in the tax code.

I hope that helps!

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