Deva Panambur

CFA®, CFP®
Personal Finance, Investing, Small Business
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“Deva Panambur, Managing Director with Sarsi, passionately seeks knowledge about his clients and their requirements so that he can help them achieve their goals and objectives.”
Firm:

Sarsi, LLC

Job Title:

Managing Director

Biography:

Deva Panambur, CFA®, CFP®  is the founder of Sarsi, LLC. Sarsi, LLC is an independent, fee only, Registered Investment Advisor, serving individuals and institutions. We primarily provide the following services: 1.Financial Planning: Overall financial situation of the client including cash flow, debt management, risk management/insurance, estate planning and tax planning. 2. Investment strategy 3. Asset allocation and risk management 4. Manager/Investment product selection 5. Investment monitoring and reporting.

Prior to founding Sarsi, LLC in 2010, Deva was a Senior Vice President/Partner at Executive Monetary Management (EMM), a wealth advisor with over $2Bn in assets that was a part of Neuberger Berman, before being spun off into an independent firm in 2009. At EMM, Deva led manager selection and due diligence and had joint responsibility for economic analysis, strategy analysis, portfolio management and risk management pertaining to investments of ultra high net worth clients and institutions.

Prior to joining EMM, he was a portfolio manager at the alternative strategies group of Merrill Lynch; a research analyst at Chesapeake Capital Corporation- a hedge fund; and a risk and business analyst at Deutsche Bank Asset Management where he supported various investment groups. He began his career at International Seaports Pte. Ltd. in international project finance in the Far East and the United States.

Deva earned a Bachelor of Technology from the Indian Institute of Technology, India, a Master in International Management from the Indian Institute of Foreign Trade, India, and an MBA from Thunderbird School of Global Management, Glendale, AZ. He has been awarded the Chartered Financial Analyst designation and is a CFP® professional.

He regularly provides expert advisory services to top consulting firms and asset management companies regarding the business and investment aspects of the investment industry. He is an Adjunct Professor of Personal Finance at Montclair State University in New Jersey and in his spare time trains candidates appearing for the  CFA exam.

Education:

MBA, Finance, Thunderbird (Arizona State University)
BTech, Metallurgy, Indian Institute of Technology

Fee Structure:

Fee only. Asset based and/or fixed.

CRD Number:

4632189

Disclaimer:

Sarsi LLC (“Sarsi”) is a Registered Investment Advisory Firm regulated by the State of New Jersey in accordance and compliance with applicable securities laws and regulations. Sarsi does not render or offer to render personalized investment advice through this newsletter. The information provided herein is for informational purposes only and does not constitute financial, investment or legal advice. Investment advice can only be rendered after delivery of the Firm’s disclosure statement (Form ADV Part II) and execution of an investment advisory agreement between the client and Sarsi.

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April 2017
3 weeks ago
    Choosing an Advisor, Investing

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    Investing, Stocks
What should I look for when purchasing stocks?
100% of people found this answer helpful

I would take a step back and ask you if you are sure you want to invest in individual stocks as opposed to broad market ETF or a low cost mutual fund. You can do very well with individual stocks, provided you have the time and the inclination to put in the effort required. While there are many examples of people who have done very well investing in individual stock, there are many more examples (especially of small investors) who have done very poorly. These small investors would have done much better dollar cost averaging (ie investing over time) into a broad ETF or low cost mutual fund, especially if they have a relatively small amount to invest.

Assuming you are convinced you want to invest in individual stocks, you have to decide what method you want to use to select stocks? You mention Beta, expected ROR and high/low price. These 'factors' are concepts that are used for technical/statistical analysis. This method is model based. Other factors you can use are momentum, trend, some fundamental factors like Price/Earnings, ROE, margins etc.

On the other hand, if you want fundamental analysis, then you have to understand the business and the industry, its growth prospects, and the quality of the management. You have to evaluate profitability/return on capital, cash flows,  balance sheet quality, historical performance/future prospects, etc. If you use this method, then stick to businesses that you know and understand. If you use fundamental analysis, then the price per se is not a consideration. As they say: "Price is what you pay, value is what you get."

November 2016
    Personal Finance, 401(k)
Which 401(k) contribution amount should I select?
100% of people found this answer helpful
April 2017
    IRAs, Taxes
Will I be bumped up a tax bracket after withdrawing from my IRA?
100% of people found this answer helpful
3 weeks ago
    Financial Planning, Stocks
Under what condition would a "buy to open" call option expire worthless?
100% of people found this answer helpful
May 2017
    Career / Compensation
What amount of fees should I reasonably expect from a Financial Advisor?
100% of people found this answer helpful
January 2017