Will Thomas

CFP®, CIMA®, CTFA
Personal Finance, Retirement, Investing
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“With more than 17 years of experience in the financial services industry, Will Thomas seeks to motivate his clients into making informed decisions through knowledge, communication and service that exceeds their expectations.”
Firm:

The Liberty Group, LLC

Job Title:

Managing Principal, Sr. Financial Advisor

Biography:

Will Thomas is the Principal and Sr. Financial advisor with Kapital Asset Management, dba The Liberty Group, LLC in Washington, DC.  Within the Financial Planning Industry, Will has obtained designations as a CFP (Certified Financial Planner), CIMA (Certified Investment Management Analyst) and CTFA (Certified Trust & Financial Advisor).  He also holds a Bachelor’s Degree from Fayetteville State University in Mathematics and Economics.  Prior to joining the Liberty Group, Will worked Wells Fargo Advisors (2013-2016) and Merrill Lynch (2009 – 2013).

As the Managing Partner of the DC Liberty Group Office, Will believes his firm to be “Small enough to Care, but Large enough to Inspire”. And as an advisor, Will gives great CARE to the individuality of his clients, their goals and objectives; while looking to INSPIRE our clients to live their lives by design, not by default.

Will’s experience in the Financial Markets include the banking, mortgage, insurance and capital markets.  As a Financial Advisor, Will believes that having a well-rounded, in depth knowledge of all the major line items affecting a client’s balance sheet is key to offering sound financial planning and consulting on a holistic level.  His ultimate goal for his clients to help them understand that true financial planning is an individualized, ongoing process affected by many small and large financial decisions.

Will understands The Financial Services landscape continues to evolve as new technology, new regulations and new demands from his clients force advisors to have a well-rounded skill set complete with more than an understanding of one market or one product. By embracing these changes, he continues to create awareness with his clients about the many benefits of deliberate financial planning, which studies have shown to reduce anxiety, simplify and organize objectives along with saving/making more money.

Education:

BS, Mathematics and Finance, Fayetteville State University

CRD Number:

5622201

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    Debt, Financial Planning, Investing
What should we prioritize financially with a surplus of money?
100% of people found this answer helpful

This should be a "lay up" for your financial advisor due to the fact that he/she probably has answers to some of the key questions one would need to make this decision. When it comes to debt reduction versus investment options, these sort of decisions are quantifiable, which makes them cut and dry. But there are key questions that should be addressed. In what stage are you in as it relates to your mortgage (how many years left and what amount is now going towards principal)? That information can be found on your amortization schedule. The same holds true for your truck loan. Normally, the ideal situation is to have the debt load rate significantly lower than your capital investment rate of return. That seems to be the situation here. But other factors to consider is whether you wish to increase your monthly cash flow by paying off some debt and reinvesting that new cash flow. Some forecasting may also play a role in the decision. If your advisor sees a pull back in the market, take the opportunity to pay off/down some debt, freeing up extra monthly cash flow, and dollar cost average you way back into the market.

March 2017
    Financial Planning, Insurance
How does trading options act as a form of insurance?
100% of people found this answer helpful
March 2017
    Personal Finance, Stocks
Is my dividend fund earning money?
100% of people found this answer helpful
March 2017
    Personal Finance, Real Estate, Lifestage Based Planning
What are my financing options with a foreclosure history?
100% of people found this answer helpful
March 2017
    Investing, Real Estate
Can I perform a 1031 exhange?
100% of people found this answer helpful
March 2017