Evan Wolk

Personal Finance, Retirement, Investing
“With over 27 years of experience in the financial services industry, Evan Wolk has an outstanding reputation for personal, quality service in retirement, financial and education planning.”

Wolk Financial Management

Job Title:

Managing Director


Evan Wolk, Managing Director of Wolk Financial Management, Inc. has over 27 years’ experience in the financial services industry. Prior to founding WFM, Evan worked for Smith Barney in Boca Raton where he provided his clients a broad range of financial services including the development of investment strategies and the implementation of comprehensive financial plans. His experience includes equities, 529s, fixed income, managed funds, insurance and retirement planning. As a financial advisor and independent contractor with KMS Financial Services, Inc., Evan is not tied to a specific company's products or required to use proprietary funds; he has the freedom to align his clients’ needs with the most appropriate products. Additionally, he holds the Chartered Retirement Planning Counselor designation.

Throughout his years of service, Evan has identified two primary needs facing his clients today, retirement planning and education planning.  Quite often, these issues are intertwined.  Evan is able to see “the big picture” and understands that decisions involving both areas cannot be made in a vacuum. He is known for his ability to ask the right questions and assist his clients in developing a plan to achieve their goals.

Prior to moving to South Florida in 2002, Evan was a Vice President in the Securities LendingDepartment of J.P. Morgan (formally chase Manhattan/Chemical Bank) where he was responsible for the sales and trading of a $100 billion highly successful diversified securities lending program. He also spent four years with Yasuda Bank and Trust Company (U.S.A) where he served as the investment manager of the securities lending department.

While attending The George Washington University in Washington, D.C., (where he earned a B.A. in International Affairs with a concentration in International Economics) Evan worked for the United States Department of State where he served as an Intelligence Operations Specialist responsible for preparing the daily classified morning summary of intelligence reports for the Secretary of State.

Since relocating to South Florida, Evan has become an active member of the community consulting the City of Parkland on their Police Officer Defined Benefit Plan. He currently serves as the Chairman of the Parkland Chamber of Commerce where he has been an active member for over twelve years.


BA, International Affairs, The George Washington University

Assets Under Management:

$25 million

CRD Number:



Securities and advisory services offered by Evan Wolk through KMS Financial Services, Inc., Member FINRA, SIPC.  Evan is currently licensed in the following states:  CA, CO, CT, FL, MA, NJ, NY, VA and WI. 


  • Evan Wolk Investopedia
All Answers
    Investing, Asset Allocation, Retirement Plans
Should I consider investing in Target Date Funds with later target dates?

Target date funds can be a relatively simple way to accomplish the goal maintaining a well balanced portfolio that both re-balances periodically and adjusts (decreases) risk as you age and grow closer to retirement.  There are a few potential issues, however, with these types of funds.  There are no strict rules or guidelines that govern what allocation is appropriate at each age (length to retirement) and many different funds that have similar target dates have different allocations.  You can either determine on your own or discuss with a professional what a correct current allocation is comfortable to you and adjust to the target fund that matches that mix.  Alternatively, many fund families offer different fixed allocations, (conservative, balanced, agressive, etc.) you can use one of those.  Either way you should stay updated and make periodic adjustments depending on your ongoing situation and as you age.  One potential pitfall of target date funds, and a reason I tend to avoid recomending them for things like college planning (529s) is that the timing of market declines (which are inevitable) may be compounded as a fund can allocate away from riskier (potentially higher returning) assets during a pullback making recovery more difficult.

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What type of life insurance policy should a 20 year-old be looking for?
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    Retirement Savings
What is the size of the average retirement nest egg?
4 weeks ago
    Investing, 401(k)
Should I move my 401(k) into a money market account?
4 weeks ago
    Investing, Asset Allocation, ETFs
What is the future of municipal bond ETFs?
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