B. Chase Chandler

CFP®, CLU®, AAMS®
Retirement, Investing, Small Business
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“Benjamin Chandler, Chief Investment Officer of Weise Capital & Risk Advisors, is committed to developing lasting relationships by helping clients create an economic foundation for success.”
Firm:

Weise Capital & Risk Advisors

Job Title:

Chief Investment Officer, Director

Biography:

As Chief Investment Officer and Director, Planning & Valuation, Chase oversees the investment and planning analysis processes. His team helps individuals and organizations execute effective financial, investment, risk management, and insurance strategies. Additionally, Mr. Chandler leads the valuation process for private clients and potential investments.

Chase has counseled leading professionals in the fields of health care, insurance, agriculture, oil and gas, asset management, and media. Clients include Fortune 500 C-level and director executives, medical and dental practices, pharmacy owners, professional investors, actuaries, and attorneys. Additionally, he regularly lectures on financial planning, risk management, and strategic investment planning. Chandler earned his bachelors in business administration from Harding University before attending Cornell University and The American College of Financial Services (for finance), then Pepperdine University and Lipscomb University (for business graduate school). Mr. Chandler holds the CFP® certification, the CLU® charter, the AAMS® designation, and is a 2017 Level II candidate in the CFA Program.

In 2012, Chandler released his first book, The Wealthy Physician, which immediately became an Amazon best-seller. In 2015, his second book, The Wealthy Family, was released. He has given talks around the country about investment, risk management, and financial planning topics (but has since slowed down to spend more time with his wife and kids, all of which are out of his league). He has spoken for LIMRA, Ohio National Financial Services, Northwestern Mutual, NAIFA, Harding University Pharmacy, and UAMS. Chase enjoys reading, writing, church activities, and, most of all, spending time with his wife (Beth) and two young children (Kate and Owen). He is an avid reader and recovering golfer.

Education:

BBA, Business Administration, Harding University
Pepperdine University

Assets Under Management:

$160 million

Fee Structure:

Asset-Based

CRD Number:

5527167

Disclaimer:

Weise Capital Advisors, LLC (WCA). A Division of Capital Markets IQ, LLC, a SEC registered investment advisor. No financial, legal, or tax decisions should be made without thorough consultation with properly credentialed and experienced advisors. Weise Capital Advisors, LLC does not give tax or legal advice. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.

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3 weeks ago
    Estate Planning, End of Life, Life Insurance

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    Financial Planning, Estate Planning, Pensions
How should my mother plan to secure and maximize her inheritance of a significant pension?
100% of people found this answer helpful

The solution depends on her current income and basic living expenses, as well as her desires. If your mother-in-law is currently retired and does not need to funds for basic living income, it would be best to set aside the amount needed for travel and other fulfilling endeavors in a very safe (cash-based) place. The rest of the funds might then be divided between a preservation and growth allocation. The preservation dollars would be invested for income (meaning, dividend-paying stocks, preferreds, and bonds) and moderate growth. The growth portion would be more aggressive and carry more risk. Her advisor/investment manager would rebalance 1-2 times per year, selling what has increased to maintain the cash needed for the next 12 months. On the other hand, if she does currently need income, she could use the same strategy, but simply increase the amount of short-term cash and treasuries to ~24 months of income.

It will be best for her (and the family) to do due diligence before jumping into any one strategy or product. But also, relax and avoid decision fatigue. Incidentally, I've had a good number of clients receive large inheritances in the past few years, usually due to an unexpected death of a parent or spouse. Many who receive large amounts after emotionally difficult times become overburdened with all of the decisions that need to be made. Sudden money often creates more problems than it solves. Keep it simple, and flexible. Make a rule that you'll make no more than 2-3 decisions per month over the course of, say, 3-6 months. This helps mitigate the [internal or external] pressure to buy, invest, spend, or give before having time to truly contemplate how to maximize the impact.

LAST POINT- be deliberate before buying any product (like an annuity) that comes with high surrender charges. It may be prudent to put some of the funds in an annuity for guaranteed income (not for growth). But make sure it's a real need and you're getting the best deal before taking action.

3 weeks ago
    Personal Finance, Taxes
How should I prepare for the "biggest tax cut in history?"
100% of people found this answer helpful
4 weeks ago
    Social Security, Peri-Retirement
Do your earnings at the point of retirement impact Social Security benefits?
100% of people found this answer helpful
4 weeks ago
    Debt, Personal Finance
When can debt be considered "good"?
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2 weeks ago
    Debt, Financial Planning, Retirement Savings
How can I maximize my savings to cope with unemployment and debt?
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4 weeks ago