Eugenio Financial is a Registered Investment Advisor (RIA), and Michael Eugenio is a Certified Financial Planner (CFP®), dedicated to custom building and managing growth oriented, risk-averse portfolios for each individual client. Michael's clients receive exceptional service, assuring smooth, informed, independent decision-making for all their investment and money matters.
Michael founded Eugenio Financial in 1990. His mission from the outset is to provide individuals and their families with the objective, independent financial advice that they want and deserve. Michael and his team serve clients in Oregon and Washington. His clients include pre-retirees 50+, retirees, people who have self-managed their investments and now see a need for an advisor and people seeking a second opinion.
Michael, who has been involved in the financial services business since 1986, believes in a long-term consultative investing approach with the goal of achieving steady, consistent growth. Each one of his clients is unique. By taking the time to really get to know them, Michael and his team gain the necessary insight to design an investment approach that is uniquely geared to their goals. This enduring approach has historically survived the most severe economic and market challenges.
When not working, he enjoys spending time with his wife Ellen, and spoiling his grandchildren, Tyler, Marissa, Joey and Silas. Michael has a passion for seeking out and collecting fine wines. He is also an avid Mariners fan, enjoys reading about US History and is very much at home in front of his Big Green Egg BBQ.
Eugenio Financial works with clients from Oregon and Washington state.
BA, History, Mount St. Mary's University
Assets Under Management:
The information provided is solely for informational purposes and is not meant to be, and should not be construed as advice or used for investment or Financial Planning purposes. It is recommended that before making any decisions regarding Financial Planning or Investment Advice that you seek the counsel of a Trained & Certified Fee Only Professional.
Michael Eugenio CFP, is an Investment Representative of Cascade Financial Concepts, Inc DBA Eugenio Financial, a Registered Investment Advisor
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If your new employer will allow you to roll money from your prior 403(b) into your new 401(k) that is certainly a worthy option.
You may also consider moving the money into a Traditional IRA. If you open the account with a Fee Only Investment Advisor your investment options will be much greater and you will have greater control over investment selection and rebalancing. Additionally you will be better able to diversify your overall portfolio. A personal IRA is also more eaccesible than a 401(k). Of course beware of possible taxes and early withdrawal penalties.