Insurance Articles

Divorce rates are estimated to be between 40-50%, and you could lose as much as 77% of your net worth.

These contracts provide a guaranteed income stream. Learn how they work and their benefits.

The list of prohibited investment vehicles is short, but it's important to know what is off limits.

Discover everything new homeowners need to know before they sign on the dotted line.

Find out what you can do to limit risk and keep your business running smoothly.

You've worked hard to secure enough to retire, so make sure you keep it safe.

The subprime mortgage meltdown of 2008 has not diminished the tax advantages of home ownership in America.

Start the year off right by evaluating your financial health and setting new goals.

Investors don't have to stick to stocks and bonds to beat the market.

If you stay abreast of economic and legislative developments and adapt to new circumstances, you can still retire with confidence.

The first written policy appeared in Hammurabi's Code. Find out how it evolved from there.

One program is for the poor; the other is for the elderly. Learn which is which.

When you get an unexpected check, don't be surprised when the tax man shows up to collect his share.

You've worked hard to secure enough to retire, so make sure you keep it safe.

Many people consider buying life insurance, but few think to prepare themselves from long-term illness or disability. Find out how to shop for disability insurance and protect yourself from financial ruin.

It's possible to use a second mortgage to avoid this fee, but is it in your best interest?

Don't let these concerns stop you from owning your own home. Learn how to overcome common home-buying fears and feel confident in signing your mortgage.

Taxpayers should be aware of these seven new (or improved) breaks, such as a larger earned income credit and tax-free employer-paid parking.

Avoid these add-ons that cost much more than standard credit card interest rates for purchases.

Current market conditions may make your home a tough sell. It could be time to consider renting your property until a profitable sale is possible.

Variable annuities are another way to save money tax-deferred - but don't jump in blindly!

Do you know why you might need one policy versus the other? Read on to find out.

Insurance is important in certain situations, but there isn't always a need.

No one intends to make a financial mistake, but an unexpected disaster or poor planning could leave you in financial distress.

Decrease the value of your taxable estate and prevent the tax man from getting you one last time.

These perils can put a dent in the value of one of your biggest assets. Find out how to prevent them.

Organizing and updating your records regularly can save you a lot of grief in a time of crisis.

If you can check off each of these points, you are likely a member of the middle class.

There are many benefits to owning a life insurance policy - if you get the right one for you.

Restrictive rules and high fees are just some of the things to watch out for before joining an HOA.

Crystals, oxygen and fish that nibble on your feet are just some of the strange health industries out there.

Don't put off your retirement planning - these 10 steps can make your later years much more manageable.

While the most expensive drugs may be for rare diseases, there are lots of common conditions that require some pricey prescriptions.

Want to provide for your dependents and finance your own long-term care? Learn more here.

Don't be caught unprepared - find out what to look for in LTC insurance policies.

These are not the policies written by the folks in grey flannel suits.

If you can't qualify for or don't want a traditional mortgage, one of these options might be right for you.

S&P/Case-Shiller's most recent home price index bears more bad news for some cities.

No one is immune to the possibility of one day needing long-term care - and the costs can deplete a life savings.

If you are banking on your life insurance payout being tax-free, you may be in for a surprise.

Congress has placed limits on the amount of money that can be put into life insurance policies - what can you do to counteract this?

Floods, hurricanes, mold, earthquakes - the threats to your home are numerous.

If you're still punching the clock after 30 years, what kind of retirement plan should you have?

Your life insurance policy can be a great tool for charitable giving. Find out how.

There are many ways your employer can make your job more pleasant, even when money is tight.

Learn how to save money by saying "no" to unnecessary coverage.

Basic Medicare is not a perfect fit for everyone - sometimes, extra policies are required to suit a person's needs.

Find out how these different riders work, and which type is right for you.

Most people know about this coverage perk, but few have any idea about how to cash in. Find out here.

Find out which companies have come together lately and why.

Learn to translate this complicated policy so you can rest assured you're covered.

With funeral expenses on the rise, find out how to go about prepaying for funeral costs, and whether it's right for you.

Having to buy flood insurance shouldn't be a surprise. Find out what you need to know when purchasing or refinancing a house.

Find out how being a veteran can save you money on your mortgage.

Make sure you understand your options for withdrawing your funds from this complex instrument.

You get to save on some significant expenses when you retire, leaving more money to do the things you want.

Both the fabulously wealthy and the millionaire next door need to plan for the estate tax boomerang.

These careers may get a boost from the new healthcare bill - and some may get hurt by it.

A long list of things needs to happen before a home becomes yours. Find out what to expect.

No matter how much money you have, there are six components that you must have in your budget to weather any financial storm.

Have you ever purchased a product because you were afraid of what would happen if you didn't? Many businesses thrive for that very reason.

“Location, location, location” is a common mantra in real estate. And it’s good advice – except for one thing: most people have no idea what this really means.

Buy munis, book losses, avoid marriage, consider a Roth conversion now and get your Lasik eye surgery next year.

With spring just around the corner, now is a great time for a financial makeover.

With six-figure price tags for some medical procedures, many Americans are going abroad for more affordable healthcare.

Use these easy tips to protect your financial interests from natural disasters.

A new bill is set to extend the COBRA subsidy until the end of 2010. What is at risk without the extension?

This bill is initiating big changes in the U.S. healthcare system. Find out how it will affect you.

Unexpected medical expenses can turn your dream vacation into a nightmare. Find out how to get properly insured.

If you've been a victim, your losses may be deductible. Find out how.

Why buy for health insurance when your parents' policy can cover you? Read on to avoid paying twice.

As if being sick isn’t bad enough, the price of these procedures just might kill you.

When you're done cleaning out the garage, consider putting some shine on your financial affairs.

It is possible to benefit financially from death - without being a character in a murder mystery.

The latest offerings provide more coverage and the ability to pick and choose what types of coverage you'll need.

Learn how to lower your income tax and avoid estate tax - all while building wealth.

This guide will help you figure out how much you're worth and how much life insurance you need.

Not having health insurance doesn't mean that you have no alternatives. Here's what you can do to reduce your healthcare costs.

The number of unmarried couples is on the rise, but your relationship may or may not be given the same benefits as married couples.

If you can dream up a risk, you can probably insure it. From interesting to bizarre, here are five of the weirdest insurance policies.

Find out what's making news in the world of finance this week.

Taxes are often a deterrent from investing and saving. These financial practices will bring you no tax grief.

Concierge healthcare can mean extra attention from your doctor when you need it, but it isn't the best substitute for health insurance.

You've done your research and found your dream home - find out what could go wrong and ruin your sale!

Accident, theft, vandalism - make sure your coverage will protect you when you need it most.

These are some of the most common tax write-offs that you can't really claim.

Renting out your home can be a great way to ride out a real estate slump - if you do it right.

The most recent report suggests that a rebound just isn't in the cards, especially in the Midwest and Northeast regions.

Small changes to spending and saving habits can reap major rewards - with limited sacrifice.

Insurers tend to automatically flag certain claims as fraud. Find out which claims could land you in a sticky situation.

Think a new home means no repairs? Think again. Learn about common repair and maintenance items and how to cut your costs.

Whether your goal is to lose weight, quit smoking or just take overall better care of yourself you may have a surprising ally: your health insurance company.

Avoid shelling out for these policies and you could save hundreds of dollars.

The costs of long-term care can be astronomical. Protect your nest egg with LTC insurance.

There are a lot of risks associated with running a business, but there are an equal number of ways to prepare for and manage them.

Understanding these key parts of your policy will help you to ensure that your family will be covered.

If your employer is cutting medical benefits, a health savings account may be right for you.