Insurance Articles

  1. The Disability Insurance Policy: Now In English

    Learn to translate this complicated policy so you can rest assured you're covered.
  2. Prepaid Funerals: Frugal To The End

    With funeral expenses on the rise, find out how to go about prepaying for funeral costs, and whether it's right for you.
  3. Understanding Lender-Required Flood Insurance

    Having to buy flood insurance shouldn't be a surprise. Find out what you need to know when purchasing or refinancing a house.
  4. The Unique Advantages Of VA Mortgages

    Find out how being a veteran can save you money on your mortgage.
  5. Selecting The Payout On Your Annuity

    Make sure you understand your options for withdrawing your funds from this complex instrument.
  6. 7 Expenses You Can Ditch In Retirement

    You get to save on some significant expenses when you retire, leaving more money to do the things you want.
  7. 6 Ways To Leave Less For Uncle Sam

    Both the fabulously wealthy and the millionaire next door need to plan for the estate tax boomerang.
  8. Jobs Affected By Healthcare Reform

    These careers may get a boost from the new healthcare bill - and some may get hurt by it.
  9. 12 Steps To Closing A Real Estate Deal

    A long list of things needs to happen before a home becomes yours. Find out what to expect.
  10. 6 Budget Must-Haves

    No matter how much money you have, there are six components that you must have in your budget to weather any financial storm.
  11. Businesses Built On Fear

    Have you ever purchased a product because you were afraid of what would happen if you didn't? Many businesses thrive for that very reason.
  12. The Obama Tax Hikes - What To Do

    Buy munis, book losses, avoid marriage, consider a Roth conversion now and get your Lasik eye surgery next year.
  13. The 5 Factors Of A "Good" Location

    “Location, location, location” is a common mantra in real estate. And it’s good advice – except for one thing: most people have no idea what this really means.
  14. Hatch A New Financial Plan

    With spring just around the corner, now is a great time for a financial makeover.
  15. Medical Tourism: Are The Savings Worth The Risk?

    With six-figure price tags for some medical procedures, many Americans are going abroad for more affordable healthcare.
  16. Preparing Your Finances From Natural Disasters

    Use these easy tips to protect your financial interests from natural disasters.
  17. The Case For COBRA Subsidies

    A new bill is set to extend the COBRA subsidy until the end of 2010. What is at risk without the extension?
  18. 10 Ways The New Healthcare Bill May Affect You

    This bill is initiating big changes in the U.S. healthcare system. Find out how it will affect you.
  19. Vacation Medical Insurance: Can You Afford Not To?

    Unexpected medical expenses can turn your dream vacation into a nightmare. Find out how to get properly insured.
  20. Deducting Disaster: Casualty And Theft Losses

    If you've been a victim, your losses may be deductible. Find out how.
  21. Health Insurance Tips For College Students

    Why buy for health insurance when your parents' policy can cover you? Read on to avoid paying twice.
  22. Top 10 Most Expensive Medical Procedures

    As if being sick isn’t bad enough, the price of these procedures just might kill you.
  23. 5 Spring Clean-Up Tips For Your Finances

    When you're done cleaning out the garage, consider putting some shine on your financial affairs.
  24. Investments To Die For

    It is possible to benefit financially from death - without being a character in a murder mystery.
  25. Long-Term Care Insurance: You Have Options

    The latest offerings provide more coverage and the ability to pick and choose what types of coverage you'll need.
  26. Cut Your Tax Bill With Permanent Life Insurance

    Learn how to lower your income tax and avoid estate tax - all while building wealth.
  27. Learn Your Net Worth, Then Insure It

    This guide will help you figure out how much you're worth and how much life insurance you need.
  28. 6 Alternatives To Health Insurance

    Not having health insurance doesn't mean that you have no alternatives. Here's what you can do to reduce your healthcare costs.
  29. Marriage Vs. Common Law: What It Means Financially

    The number of unmarried couples is on the rise, but your relationship may or may not be given the same benefits as married couples.
  30. 5 Bizarre Insurance Policies

    If you can dream up a risk, you can probably insure it. From interesting to bizarre, here are five of the weirdest insurance policies.
  31. Water Cooler News: Financial News This Week

    Find out what's making news in the world of finance this week.
  32. 10 Sources Of Nontaxable Income

    Taxes are often a deterrent from investing and saving. These financial practices will bring you no tax grief.
  33. Concierge Healthcare: The Pros and Cons Of Having A Doctor On Call

    Concierge healthcare can mean extra attention from your doctor when you need it, but it isn't the best substitute for health insurance.
  34. Keep Your Pending Home Sale From Collapsing

    You've done your research and found your dream home - find out what could go wrong and ruin your sale!
  35. Top Tips For Cheaper, Better Car Insurance

    Accident, theft, vandalism - make sure your coverage will protect you when you need it most.
  36. 11 Tax Deductions You Can't Actually Write Off

    These are some of the most common tax write-offs that you can't really claim.
  37. Top Tips For Successfully Renting Out Your Home

    Renting out your home can be a great way to ride out a real estate slump - if you do it right.
  38. Housing Numbers: Northeast Drags Down the Nation

    The most recent report suggests that a rebound just isn't in the cards, especially in the Midwest and Northeast regions.
  39. Turn Small Savings Into A Big Nest Egg

    Small changes to spending and saving habits can reap major rewards - with limited sacrifice.
  40. Are You Unknowingly Committing Health Insurance Fraud?

    Insurers tend to automatically flag certain claims as fraud. Find out which claims could land you in a sticky situation.
  41. New Home Repair Troubleshooting

    Think a new home means no repairs? Think again. Learn about common repair and maintenance items and how to cut your costs.
  42. Freebies From Your Health Insurance Company

    Whether your goal is to lose weight, quit smoking or just take overall better care of yourself you may have a surprising ally: your health insurance company.
  43. Extended Warranties: Should You Take The Bait?

    Avoid shelling out for these policies and you could save hundreds of dollars.
  44. LTC Insurance: The Umbrella Every Boomer Needs

    The costs of long-term care can be astronomical. Protect your nest egg with LTC insurance.
  45. Identifying And Managing Business Risks

    There are a lot of risks associated with running a business, but there are an equal number of ways to prepare for and manage them.
  46. Life Insurance Clauses Determine Your Coverage

    Understanding these key parts of your policy will help you to ensure that your family will be covered.
  47. Fighting The High Costs Of Healthcare

    If your employer is cutting medical benefits, a health savings account may be right for you.
  48. 4 Steps To Surviving A Job Loss

    Being laid off is an unpleasant experience that many Americans are experiencing through this recession. But there is hope.
  49. How Unemployment Affects You (Even If You're Working)

    Rebounding from a stint of unemployment can be a frustrating thing to do. These tips should soften the blow.
  50. You're Retired. Should You Ditch Your Life Insurance Policy?

    If you're trying to determine whether you should throw out your life insurance policy along with your business suits, here are a few things you should keep in mind.
  51. U.S. Healthcare Plan: Don't Get Sick

    It's open enrollment time for employer-sponsored healthcare programs, and the most cost effective strategy is "don't get sick."
  52. From Booms To Bailouts: The Banking Crisis Of The 1980s

    The economic environment of the late 1970s and early 1980s created the perfect storm for a banking crisis.
  53. Top 4 (Financial) Life-Changing Events

    Good or bad, major life transitions carry daunting challenges along with them, especially for your finances.
  54. Insurance 101 For Renters

    If it's time for you to leave the nest, find out how to protect your new home from disaster.
  55. Financial Mistakes That Could Haunt You Forever

    Learn from others and don't fall prey to these financial pitfalls.
  56. Life Insurance: Putting A Price On Peace Of Mind

    Would your death leave loved ones financially stranded? Find out how to ease your mind and keep them protected.
  57. Lifetime Income Annuities: The Instant Pension Plan

    If you are looking for a retirement play with a guaranteed structure payout, lifetime income annuities could be the answer.
  58. Strapped For Cash? Try Insurance-Premium Loans

    If you need more life insurance than you can afford, insurance premium financing can help. But you need to look at the pros and cons.
  59. Where Can Americans Go for Cheaper Healthcare?

    With the rising cost of healthcare at home, Americans are looking abroad for their medical care.
  60. Live Longer, Retire Younger: Can You Do It?

    Use this vehicle to make sure your payout lasts as long as you do.
  61. Social Security - Are You Covered?

    If you aren't a U.S. citizen, even if you are a legal resident, you may be missing out on government programs.
  62. When Wall Street Loses, CEOs Still Win

    Despite the record losses that occurred in the financial sector, many executives still received huge bonuses.
  63. Medicaid Vs. Long-Term Care Insurance

    These are not equal. Here's why you need to think twice before relying on the government-sponsored program.
  64. 6 Ways To Make The Best Of Un-Retirement

    If you are coming out of retirement, here are six things you can do to maximize your extra years of work.
  65. Healthcare Sector: Play Or Stay Away?

    The uncertainty in the healthcare sector may have provided some opportunities for investors.
  66. Find Secure And Affordable Post-Work Health Insurance

    Learn how you can avoid financial catastrophe - without Medicare.
  67. Make No-Load Annuities Your Viable Alternative

    These alternative retirement funds provide diversification with no fees, so what's the catch?
  68. 11 Mistakes Inexperienced Landlords Make

    Avoid these pitfalls if you considering purchasing a rental property.
  69. The Bear On Bonds

    Bond investing is a stable and low-risk way to diversify a portfolio. However, knowing which types of bonds are right for you is not always easy.
  70. What You Need To Know About Student Health Insurance

    Before heading off to college, read up on health insurance plans.
  71. New Healthcare Plan Taxing To All

    The idea that only the rich will be taxed for healthcare is as suspect as the idea that healthcare quality won't change.
  72. Health Insurance: Paying For Pre-Existing Conditions

    If you bring a pre-existing condition to a new insurer, you may find yourself without coverage.
  73. Budgeting For A New Baby

    This little member of your family will be a big expense. Find out what you need to budget for and how to save.
  74. Generation Caregiver - Are You Ready?

    More that half of Gen Xers anticipate being a primary caregiver for an aging relative in their lifetime. That care comes at a cost.
  75. Medical Forms May Be Hazardous To Your Financial Health

    Be sure you know what you're signing, when it comes to medical forms.
  76. The Economics Of Pet Ownership

    Before you bring a furry friend into your household, make sure you can handle the hefty financial commitment.
  77. Understanding The Mortgage Payment Structure

    We explain the calculation and payment process as well as the amortization schedule of home loans.
  78. 20 Ways To Save On Medical Bills

    Handy tips to cut the cost of hospital bills, co-pays, prescription drugs and more.
  79. How To Choose A Healthcare Plan

    HMOs? PPOs? CDHPs? We'll clear up the confusion so you can find the right coverage.
  80. The Getty Oil Takeover Fiasco

    It was the largest takeover in history and one of the most dramatic. Learn all about the fate of Getty Oil.
  81. A Brief History Of Credit Rating Agencies

    Credit rating agencies have a long history in this country. Learn about what they do and how were they developed.
  82. Cut Taxes By Reporting Property Damage

    Know the options you have for your insured property if and when a disaster strikes.
  83. Indexed Universal Life: Cash, Flexibility And Safety

    IULs boast the security of fixed universal life policies and the interest-earning potential of variable policies.
  84. 13 Pre-Issue Corporate Bond Questions For Businesses

    When a company needs more funding, there are many options. Corporate bonds is just one of them.
  85. 10 (Costly) Tickets To Fast Cash

    Circumstances arise when you need cash fast. Unfortunately, each option has its own risks and sometimes, a very high cost.
  86. 5 Health Insurance Considerations

    It may not be the most exciting of topics, but there are many ways to save on and increase the efficiency of your health insurance.
  87. Benefit Issues When Your Employer Goes Bankrupt

    There are some safeguards in place to ensure that health benefits don't just disappear when a plan is canceled.
  88. Get Hired In Finance, Despite The Recession

    During a recession, there are still plenty of options for a business school graduate.
  89. Subaccounts: As Good Their Clone Funds?

    Variable annuity subaccounts are virtual clones of mutual funds but they have their own CUSIP number and their historical performances are tracked separately.
  90. 4 Wealth-Building Secrets

    Protect what you have while shifting risk is the motto of the rich. Find out how a life insurance policy can help you do the same.
  91. 3 Things To Get In Order Before You Die

    In the aftermath of the Jackson death, it has become evident that you need to make your wishes known.
  92. Financing Basics For First-Time Homebuyers

    If you're looking to get your first mortgage, there are many financing options available.
  93. Credit Card Perks You Never Knew You Had

    From car insurance to concert tickets, be sure to take advantage of whatever your card has to offer.
  94. On This Day In Finance: June 16 - 76th Anniversary Of The FDIC

    The Glass-Steagall Act of 1933 would reform the banking indusry, and attempt to protect the average investor.
  95. Employee Benefits: How To Know What To Choose

    Starting a new job is stressful but you don't need to sweat about setting up a benefits package.
  96. Biggest Millionaire Flops

    The next time portfolio losses have you down, just be glad that you can blame some of your woes on the market, rather than your own poor judgment.
  97. Reverse Mortgages: Why They're Really Too Good To Be True

    Americans are increasingly turning home equity to cash - but this transaction is not as simple as it sounds.
  98. Four Inexpensive Ways To Get Healthcare

    Feeling stressed out? Your health could suffer and your budget might not be far behind.
  99. Travel Smart By Planning How You'll Pay

    With a little pre-trip planning, you can avoid being stranded without adequate funds.
  100. Understanding Mortgage Impound Accounts

    Home buyers with low down payments may get stuck with higher mortgage payments. Find out what you get for the extra money.
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