Insurance Articles

  1. 6 Good Reasons To Get Renter's Insurance

    If you rent, you still need insurance for personal property and if anyone is injured at your place. The good news: It also covers losses when you travel.
  2. Cheap Car Insurance For College Students

    6 ways to get the best car insurance quotes during those years when insurance companies rate you as a high-risk customer.
  3. How Cash Value Builds In A Life Insurance Policy

    If you have permanent life insurance, more of your insurance premium goes to cash value in the early years of your policy: a step-by-step guide.
  4. 6 Ways To Capture The Cash Value In Life Insurance

    If you die with cash value left in your life insurance policy, the money goes to the insurance company – not to your beneficiaries. Here's what to do instead.
  5. Passing Boomers Will Leave A Big Economic Wake

    While baby boomers keep the longevity economy surging, look out for a dark fiscal forecast when it comes to retirement planning and long term medical care.
  6. 5 Keys To Lower Life Insurance Quotes

    If you get no-frills coverage early and adopt a healthy lifestyle, you’ll almost always enjoy considerable savings from lower premiums on life insurance.
  7. Want To Sell Life Insurance? Read This First

    Looking for a career that offers big financial upside and the lure of self-employment? Insurance sales could well be for you.
  8. How To Compare Home Insurance Companies

    There's a ton of information out there. Here's how to organize it and find the best company and best rates when you insure your home.
  9. What Your Life Insurance Agent Makes – On You

    Being paid by commission gives life insurance agents an incentive to sell bigger policies and specialized financial products. Remember that before you buy.
  10. How To Apply For Unemployment Insurance

    Unemployment compensation is a federal program administered by each state. Here's how to connect to your state's unemployment office and what to expect.
  11. How An Advisor Can Help Cut Your Healthcare Costs

    Even with healthcare costs on the rise, few people are adequately planning for the burden. Here's how a financial advisor could help.
  12. Deducting Disaster: Casualty And Theft Losses

    If you've been a victim, your losses may be deductible. Find out how.
  13. Find The Best Home Insurance Quotes

    Home insurance rates are on the rise. Analysts expect the cost to insure your home will continue to inch upward, putting a strain on your budget.
  14. How Are Home Insurance Rates Determined?

    You home's value is one of the driving forces behind your home insurance premium and the amount of coverage you receive.
  15. Could Your Job Make You Uninsurable?

    Some jobs – even hobbies – can put you on a high-risk list and make it tough to get life insurance. How to lower your rates without giving up scuba diving.
  16. Can You Use a Healthcare Exchange After Open Enrollment?

    If you're looking to buy insurance from a healthcare exchange, timing can be critical. That's because, if you didn't sign up prior to March 31 this year, you'll ordinarily have to wait all the way until Nov. 15, when the next open enrollment period begins.
  17. 10 Reports Car Insurance Companies Pull From You

    Car insurance companies don’t like guessing games. When you ask for a quote, they want to know who you are and what you’ve been up to.
  18. The Employee's Guide To Medicare

    Over 65 and still working? You're eligible to register for Medicare, but should you also opt for your employer's health insurance, if it is offered?
  19. Medigap Vs. Medicare Advantage: Which Is Better?

    To protect against a huge bill for health costs Medicare doesn't cover, you need Medigap insurance or an HMO-like Medicare Advantage plan. How to choose.
  20. Medicare 101: Do You Need All 4 Parts?

    At age 65, most people have to sign up for Medicare. Learn which of its four programs are mandatory – and which you can skip.
  21. Have The Right Condo Insurance?

    How well does your condo's master-insurance policy protect you? Here's why you'll probably need separate insurance for your own unit and possessions.
  22. Is Whole Life An Obsolete Product?

    New, more-flexible features and current market conditions make traditional whole life insurance worth another look.
  23. Find The Best Homeowners' Insurance

    Don't wait for the next Hurricane Sandy to find out if your homeowners' insurance really protects you. Test your insurance savvy now and get what you need.
  24. How To Get Rid Of Private Mortgage Insurance

    Private mortgage insurance benefits the lender (the sole beneficiary of PMI), but it can add a sizable chunk to your monthly house payment.
  25. With HO5 Insurance, You're In Charge

    This home insurance covers everything and will put the onus on your insurance provider.
  26. Disability Insurance For Business Owners

    If you become injured and no longer able to work, would your business survive?
  27. Pay Less For Medicine By Not Using Health Insurance

    You might be paying more for your prescriptions at the pharmacy if you use your health insurance than if you pay cash out of pocket.
  28. Five Credit Card Perks That Will Cure Many Headaches During Your Summer Trips

    It is a time when credit cards will become more than just convenient payment methods.
  29. Why Caregivers Should Enlist A Financial Advisor

    Stressed caregivers in need of help managing their loved one's affairs should consider enlisting a financial advisor.
  30. Eight Financial Safeguards If Disaster Strikes

    In an emergency like a fire, hurricane, flood, tornado or earthquake, you may not be able to protect your home. But you can take steps to avoid financial disaster.
  31. 4 Big Reasons Your Expenses Could Rise In Retirement

    Here's how to save where you can while you enjoy the fruits of all those years at the office.
  32. 7 Reasons You Have a Love-Hate Relationship With Home Insurance

    What is covered in a policy can vary widely by company, so you’d better know what to look for when shopping for home insurance.
  33. 10 Unfamiliar Ways to Help Pay Down Medical Bills

    Paying your medical bills can seem frightening, given the high cost. Don’t let unpaid medical bills ruin your credit.
  34. Why You Don’t Need Mortgage Protection Life Insurance

    Mortgage protection life insurance sounds great in concept - a guarantee that your mortgage will be paid off if you die unexpectedly. But take a hard look at what you get before choosing it.
  35. How Google's Self-Driving Car Will Change Everything

    Self-driving vehicles are coming fast, and they’re going to radically change what it’s like to get from point A to point B, not to mention the town or city you live in.
  36. What's the Best Time to Get Long-Term Care Insurance?

    Consider applying for long-term care insurance much sooner than you'll need it. If you wait too long, premiums will likely be much higher or you may be denied altogether.
  37. Insurance for Millennials

    Four insurance must-haves – and one maybe – for Generation Y
  38. Five Distinct Features of Medicare Advantage

    Should seniors opt for the flexibility of Medicare or the often broader coverage or lower cost of Medicare Advantage programs through a private insurer? Consider the following.
  39. Are Your Expensive Vices covered?

    If your wine, cigars or weed are stolen or destroyed, will your homeowners insurance come to the rescue?
  40. Survey: Americans Still Feel Vulnerable About Healthcare Insurance Under Obamacare

    The Afforable Care Act, aka Obamacare, continues to remain a hot-button political issue as America heads into its mid-term elections.
  41. Dental Insurance: Is It Worth the Cost?

    A trip to the dentist can take a big bite out of your wallet, which is why it’s important for some people to purchase dental insurance. But what if you’re a single person without a need for major dental work?
  42. How Warren Buffett made Berkshire Hathaway a World-beater

    It would almost be easier to list the industry sectors in which Omaha-based Berkshire Hathaway Inc. (NYSE:BRK.A) doesn’t turn gargantuan profits.
  43. Obamacare May Reduce Auto Insurance Rates

    A benefit of the Affordable Care Act (ACA) may be a drop in car insurance premiums as health care providers shoulder more of the treatment costs tied to accidents and injuries, according to a new report from a leading think-tank. The non-profit Rand Corporation says the rise in the number of people with medical coverage under the ACA, also known as Obamacare, could result in a "modest" drop in claims against auto insurers.
  44. 7 Ways To Save On Prescription Drugs

    If you have quality insurance you may not notice but if you don’t, you know that the price of prescription drugs is high. Here are seven ways to help reign in the costs.
  45. Need To Enroll In Obamacare? File Your Taxes

    Taxpayers who need to obtain health coverage under the Affordable Care Act can now do so easily and conveniently when they file their taxes through an eligible preparer.
  46. Is Your Employer-Provided Life Insurance Coverage Enough?

    Learn about the several potential problems involved with obtaining life insurance through your employer.
  47. New Taxes Under The Affordable Care Act

    Find out what you need to know about the 21 new tax changes linked to the ACA.
  48. A Closer Look At Accelerated Benefit Riders

    Accelerated benefit riders can allow policy holders to access the death benefit in their life insurance policy while they are still living if they meet certain conditions. Knowing what you get for what you pay can help you to more intelligently purchase these products.
  49. State-By-State Comparison Of What You’ll Pay Under Obamacare

    Check out our interactive map to get a better idea of the premiums you'll pay under Obamacare.
  50. Financial New Year's Resolutions You Can Keep

    Start the year off right by evaluating your financial health and setting impactful and achievable goals.
  51. How Obamacare Is Raising Your Taxes

    There are literally dozens of new, amended or broadened tax provisions under the Obamacare legislation. Find out how your taxes will be affected in the years to come.
  52. Healthcare 2.0 - Obamacare Reboots The Health Insurance Market

    People who want to buy or switch their health insurance will have access to a much wider array of choices through the web, where health insurers will have to compete for our business.
  53. Obamacare Update: Canceled Health Plans And Subscriber Options

    The president's latest change to the Affordable Care Act has subscribers choosing between continuing coverage with an out-of-date plan, accepting their insurer’s proposed plan, or finding health insurance somewhere else.
  54. The Drawbacks Of Single-Payer Healthcare

    Universal healthcare has many benefits, but if there's no such thing as a free lunch, then in what ways are single-pay citizens paying for their "free" healthcare?
  55. The Main Flaw With Obamacare

    Given how rocky its first few weeks of existence have been, it's time to start assessing how viable Obamacare is in the long run, and what will replace it should it fail.
  56. How To Get Around The Health Insurance Marketplace Glitches

    When concussive maintenance fails you, we have the solution for working around the technical problems plaguing the Obamacare sign-up website.
  57. Don't Fall Victim To These Obamacare Scams

    There are numerous fake Obamacare websites that attempt to look like an insurance exchange, when they are really just individuals trying to take your money and obtain your personal information. Find out how to protect yourself.
  58. Lowering Your Costs For Marketplace Health Insurance Coverage

    Here, we take a look at how you may be able to lower your costs for health insurance coverage in 2014 though the Health Insurance Markerplace.
  59. Beware The Liability Of Sharing Your Car With Strangers

    Car sharing, the newest way to rent a car, is catching on in the U.S., Canada and Europe. But both renters and the car owners they rent from may be taking on risks they don’t fully understand.
  60. Essential Health Benefits Under The Affordable Care Act

    Under the Affordable Care Act, certain preventive health services and these 10 essential health benefits are the minimum requirements for many health insurance plans.
  61. How To Choose Between Bronze, Silver, Gold And Platinum Health Insurance Plans

    Here, we explain the different coverage levels within the new Health Insurance Marketplace and help you choose among the Bronze, Silver, Gold and Platinum health insurance plans.
  62. Introduction To The Continuing Claims Report

    This weekly economic release contains important information concerning unemployment levels and insurance.
  63. Retirement: The One Thing Couples Shouldn't Do Together

    Staggering retirement can have both financial and emotional benefits for married couples.
  64. Top 5 Budgeting Questions Answered

    You don't need a degree to understand your money, begin saving and pay down debt.
  65. Investing In Medical Equipment Companies

    Learn the basics about medical equipment companies and how investing in them can benefit growth and value investors alike.
  66. Tax Variations Of The HEART Act

    The HEART Act is designed to allow service members and reservists make a smooth financial transition into active duty and back into civilian life.
  67. Automatic Cancellation Of PMI When You're Underwater On Your Mortgage

    You might be suprised to learn that after reaching certain criteria, your PMI will be automatically cancelled.
  68. New Year Planning For Business Owners

    Make a resolution to start your business off on the right foot in the new year.
  69. 8 Qualities That Make A Good Insurance Agent

    Insurance agents must possess each of the following qualities in order to be successful.
  70. Beware These Disaster-Related Scams

    Con artists prey on the weak. Those who just survived a natural disaster can be easy targets.
  71. 5 Most Expensive Cities In The U.S. For Car Insurance

    It costs a lot to insure your vehicle in these cities across the U.S.
  72. In Retirement, Snowbirds Leave Cold Weather Behind

    Rather than shivering away their golden years, retirees can fly south to winter in sunny locales.
  73. Reasons Renting Is Better Than Buying

    Owning a home is much more expensive than renting. Here are the places where the costs differ greatly.
  74. How Much Will Hurricane Sandy Cost Insurance Companies?

    Hurricane Sandy's economic cost is staggering, but insurance companies will be paying out less than you might think.
  75. The Benefits Of Retiring Later

    Not only does retiring later give you more time to build your retirement nest eggs, but it may also keep you healthy.
  76. How To Avoid Going Broke After Retirement

    There are many things to consider when planning your retirement, including budgets, taxes and long-term care.
  77. The Hidden Costs Of Wedding Insurance

    Weddings don't always go smoothly. Here's how you can protect yourself from things backfiring.
  78. How Insurers Decide Your Auto Insurance Rate

    Shopping around for auto insurance rates is the first step to finding competitive auto insurance rates.
  79. 6 Things That Spike Your Auto Insurance

    Several factors can cause your auto insurance to rise. Knowing what these are can help you find the best deal.
  80. Can I Get Life Insurance?

    Find out what you can do to get the coverage you need for the right price.
  81. Is Loan Protection Insurance Right For You?

    This coverage can keep you from defaulting on your loans when you're in financial trouble.
  82. Selecting And Managing Insurance Payouts

    Find out which settlement option is right for you before you recieve your funds.
  83. 5 Financial Mistakes New Graduates Must Avoid

    College doesn't prepare grads for handling their personal finances. Find out what you need to know here.
  84. Will Filing An Insurance Claim Raise Your Rates?

    An accident can mean higher insurance costs - even if it wasn't your fault.
  85. Top 10 Life Insurance Myths

    The most difficult aspect of this complex product is determining how much coverage you need and why.
  86. Money Moves You Should Make Before You Retire

    Getting old is about the only thing you don't need to work at when preparing for retirement. Have you covered these other important steps for ensuring your golden years are comfortable?
  87. 4 Natural Disasters Affecting The American Economy

    2012 has already seen more than its fair share of significant natural disasters and the economy is suffering for it.
  88. How To Prepare For Healthcare Changes Today

    Companies are rethinking the level of coverage they give to their employees and how much that coverage will cost. Learn your alternative options in the event you lose your current healthcare coverage.
  89. How Much Does Your Pet Truly Cost?

    Here's a look inside the visible and hidden costs of pet ownership. There are many costs that pet owners can overlook.
  90. Things To Do Before You Have Kids

    Once you have kids, your ability to save decreases dramatically. There are also a number of things you must do to prepare financially for having a child, such as maintaining a home and having health insurance.
  91. How Healthcare Reform Will Affect Taxes

    The Patient Protection and Affordable Care Act will affect many American taxpayers and have other financial impacts. Here are some things you will need to know.
  92. 9 Penalty-Free IRA Withdrawals

    If you need to take early distributions, find out which exemptions allow you to avoid expensive consequences.
  93. 5 Ways To Financially Prepare For A Natural Disaster

    Make sure you've got these tips covered before Mother Nature strikes.
  94. Plastic Surgery Worldwide: Which Countries Nip And Tuck The Most?

    South Korea and Greece are two nations that lead the world in per-capita plastic surgery procedures.
  95. The Pros Of An Endowment Life Insurance Policy

    Endowment life insurance is a way to save for your child's college education. Here's a look at the positives of a policy like this.
  96. Income Relating: A New Concept In Medicare

    You can retire, but you can never retire from income tax planning.
  97. Moving Up: Dream House Or Money Pit?

    If you are upgrading your home, here are some things you'll need to know so you don't spend more money than you need to.
  98. The Hidden Costs Of Self-Employment

    If you are self-employed, vacation time, health benefits, insurance and taxes are all things you will have to deal with on your own.
  99. 5 Retirement-Wrecking Moves

    These common mistakes can sabotage your nest egg and your plans for retiring.
  100. Saving Money On Individual Health Insurance Policies

    Here are tips on how to find the best individual health insurance policy for you, based on your needs and budget.
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