Real Estate & Mortgages Articles

  1. How To Find The Best Real Estate Agent

    Most people don't have the time, expertise or motivation to go it alone and finding a good real estate agent becomes essential to enjoying a smooth real estate transaction.
  2. Real Estate and Crowdfunding: A New Path For Investors

    Real estate investing and crowdfunding - is this a good mix?
  3. Find The Best Home Insurance Quotes

    Home insurance rates are on the rise. Analysts expect the cost to insure your home will continue to inch upward, putting a strain on your budget.
  4. Investing In Real Estate Versus REITs

    Article on Real Estate Investing Versus REITs.
  5. How Are Home Insurance Rates Determined?

    You home's value is one of the driving forces behind your home insurance premium and the amount of coverage you receive.
  6. What Are The Best Real Estate REIT ETFs?

    In a period of low interest rates, Real Estate Investment Trusts (REITs) offer great income potential.
  7. Six Ways To Save On Closing Costs

    The process of securing a home loan can be confusing and daunting, especially when it comes to the laundry list of fees associated with your mortgage.
  8. Where Landlords Can Get Over 20% Returns

    Despite rising home prices, some markets still offer solid investment returns for residential landlords, if you know what to look for.
  9. 8 Reasons Not To Sell Your Home Without An Agent

    Is saving the seller's side of the agent's commission worth the trouble of selling your home without one? Why it could cost you more in the end.
  10. 7 Ways To Land Your Dream Home During The Summer

    Spring has long been considered the busiest homebuying season of the year. Summer is often thought of as the exact opposite.
  11. Should You Pay All Cash For Your Next Home?

    If you can afford to buy a home for all cash, is that the best way to invest your money? Here are the pros and cons.
  12. Is An FHA Mortgage Still A Bargain?

    If you're putting down less than 20%, the FHA's mortgage insurance premium could cost you more than private mortgage insurance with a commercial lender.
  13. Have The Right Condo Insurance?

    How well does your condo's master-insurance policy protect you? Here's why you'll probably need separate insurance for your own unit and possessions.
  14. Refinancing And Debt-Consolidation Checklist

    On the surface, refinancing a mortgage to consolidate other debts is a tempting option. However, there are potential drawbacks you need to account for in order to make refinancing and debt consolidation work for you.
  15. Why Aren't More Young People Buying Homes?

    One of the drivers behind our slow housing recovery is an absence of a large portion of the buying audience: young, first-time buyers.
  16. The Income Buyers Guide to REIT ETFs

    Real estate investment trusts, or REITs, have come a long way from the drubbing they experienced this time last year.
  17. 6 Questions For Your Realtor

    Before you start working with a real estate agent – especially if you're the one paying the agent's commission – make sure you've made the right choice.
  18. Should You Double-Down On Dorms?

    Even with the cost of college so dear, enrollment continues to surge. That's good news for operators of student-housing real estate.
  19. How To Get Rid Of Private Mortgage Insurance

    Private mortgage insurance benefits the lender (the sole beneficiary of PMI), but it can add a sizable chunk to your monthly house payment.
  20. New Retirement Living Option - And Income Source

    Here's a new option for retirement planning that could help three generations of a family – and be the glue that binds them together.
  21. Avoid The Downsides Of Downsizing In Retirement

    Done right, downsizing can still be a good idea. You can have more money, simplify your life, and reduce home-maintenance and utility costs.
  22. Real Estate Flipping: 8 Disclosures You Must Make

    If you don't tell potential buyers about these situations and possible hazards, you could find yourself in court. Here's how to profit – and stay out of trouble.
  23. Why Real Estate Crowdfunding Will Be Loved by You, The Lazy Investor

    A new investment that is growing in popularity is called real estate crowdfunding.
  24. Where Should I Retire?

    It's not just about money or weather or beautiful scenery and a lively cultural scene. Here, some other real-life ways to think about your post-work life.
  25. Which Billionaire Could Be Your New Neighbor?

    Just how much real estate can the fortunes of the founders of Tesla, Google, Amazon and Microsoft buy? You'll be surprised.
  26. Best Apps For Buying A Home

    If you are in the market for a new home, technology can help make your search a little easier. Mobile apps allow you to search listings, calculate mortgage costs, find out which businesses and attractions are nearby, and even decipher real estate terms.
  27. This Company Is No Mickey Mouse Operation

    With its famous history that's become part of popular culture, and the instantly recognizable silhouette in its logo, The Walt Disney Co. is only an animation studio in the same way that Johnson & Johnson is only a baby powder manufacturer.
  28. Why You Don’t Need Mortgage Protection Life Insurance

    Mortgage protection life insurance sounds great in concept - a guarantee that your mortgage will be paid off if you die unexpectedly. But take a hard look at what you get before choosing it.
  29. 6 Critical Moves That Will Save You Time and Money Before Hunting for a Mortgage

    There are many important aspects to consider and research before the process of selecting a home even begins.
  30. Mortgage Amortization Strategies

    Should you get a 30-year mortgage? A 15-year one? Ways to decide which mortgage is the best fit.
  31. Five Things to Know About Quitclaim Deeds

    If that property you're about to buy has a quitclaim deed, check very carefully before you hand over your cash.
  32. Peri-Retirement: The New Life Transition

    Use your 30s and 40s to imagine new life options – and try them on for size
  33. What $1 Million Buys You in America's Best Retirement Destinations

    Shopping for your dream retirement home in Bellingham, Brevard, Charleston and Tucson
  34. How To Add Real Assets To Your Portfolio

    Real assets, as distinguished from financial assets, means stuff you can touch: oil, gold, pork bellies, real estate and more. What are the best ways to get exposure to this portfolio diversifier?
  35. The Home Appraisal: Your Key to a Successful Refinance

    When you refinance your mortgage, everything hinges on the appraisal. Here's what appraisers look at, how to make your home look as valuable as possible and ways to fight back if the valuation comes in too low.
  36. Understanding FHA Home Loans

    Don't be overwhelmed when filling out these forms. Find out what you need to do here.
  37. Fannie Mae and Freddie Mac, Boon Or Boom?

    These two companies are crucial to the mortgage market, but are they ticking timebombs?
  38. Are We Setting Ourselves Up For Another Financial Crisis?

    “More money has been lost because of four words than at the point of a gun. Those words are, ‘This time is different.’”
  39. What $175,000 Will Buy in the Tampa-St. Pete-Clearwater Real Estate Market

    Prices for Tampa-St. Petersburg-Clearwater, Fla. area homes are up 13.3% from the same month last year, but the median price of $169,000 is still well below the national average - and there's much more inventory than in most regions, according to the National Housing Trend Report for February 2014.
  40. The Pros And Cons Of The Mortgage Interest Deduction

    Perhaps the most highly-debated “benefit” to owning a home is the mortgage interest deduction.
  41. What $200,000 Will Buy In The Atlanta Real Estate Market

    Atlanta housing prices are up from last year, but they're still lower than the national median. And there's lots of inventory so plenty of choice for buyers. Here's how to get the most for your money.
  42. What $300,000 Will Buy In The Riverside/San Bernardino Real Estate Market

    The median list price for the San Bernardino/Riverside, Calif. market is $292,800, up 24.6% from the same month last year, according to the National Housing Trend Report for February 2014, published by Realtor.com. Here's a look at what buyers can expect to find for $300,000.
  43. Can Paying Off Your Mortgage Early Hurt Your Net Worth?

    Saving your money and making double or even triple payments on a mortgage may sound productive, but it could hurt your overall assets for the future, giving you less to utilize during retirement.
  44. What $250,000 Will Buy In The Phoenix Real Estate Market

    The number of real estate listings in the Phoenix-Mesa market has increased more than 45% since February 2013. Find out what you can get for the median list price in this eclectic housing market.
  45. What $200,000 Will Buy In The Chicago Real Estate Market

    Here's a look at what about $200,000 will get you today in various regions within Chicago's real estate market.
  46. The Pros And Cons Of Using Airbnb

    Here, we look at Airbnb - what it is, how it works, and the pros and cons of using this online rental marketplace.
  47. Fixed Or Variable-Rate Mortgage: Which Is Better Right Now?

    Find out the benefits of fixed- and variable-rate mortgages, and learn which option is best for you.
  48. Reverse Mortgages 101

    Just because you can apply for a reverse mortgage doesn’t mean you should. Get a general idea of how these work, as well as who is poised to benefit from them in this article.
  49. Is Homeownership A Smart Investment Again?

    Homeownership remains cheaper than renting across the nation. However, these findings speak broadly to the national market, and there are several situations where it still makes more sense to rent.
  50. Tips For Buying Luxury Real Estate

    The price and volume of luxury home sales is rising quickly in the U.S. and around the world. Find out what's driving this growth and what you need to know before buying a luxury property.
  51. Tax Breaks For Second-Home Owners

    Owning a second home is a great investment for a variety of reasons, but you need to know the tax implications of multi-home ownership.
  52. How To Rent Your Home So You Can Pay Your Mortgage

    If you own your home, but temporarily can’t afford the payments, and can’t a find cheaper place to live, temporarily renting your home may be the solution for you.
  53. Home Buying Tips To Win In Fast Markets

    Take a look at some of the fastest selling markets and learn home buying tips to help you get in on the action.
  54. 10 Steps To Tax Preparation

    Follow these simple steps to get you ready for the income tax deadline of April 15.
  55. How To Find The Best Mortgage Rates In Your State

    There are plenty of things that you can do to find a rate that will not only make it easier for you to afford a mortgage, but will also be better than any other offered in your state.
  56. Forget McMansions, In-Town Homes Offer Best Values

    Aging baby boomers, Gen X-ers and plugged-in Millennials are seeking the walkable communities of yesteryear. Smaller and older homes are holding value and appreciating more rapidly than homes in far-flung suburbs.
  57. What To Know Before Buying A Foreclosure

    While foreclosures can be terrific investments, buying a foreclosure can also be a very risky expenditure, one into which no one should enter without a lot of research and intestinal fortitude.
  58. What To Expect From The Real Estate Market In 2014

    2014 holds some good news for the housing market, with gains in average home prices allowing more and more home owners to get their mortgages above water.
  59. What To Expect From REITs In 2014

    While REITs will face a number of challenges in 2014, one particular issue will be the focus of investors: rising interest rates.
  60. Why Home Ownership Is Still A Good Idea

    Owning a home is still a good decision for many people and can be an important part of a long-term financial strategy.
  61. Home Sale Contingencies: What Buyers And Sellers Need To Know

    Home sale contingencies protect buyers who want to sell one home before purchasing another. Find out what buyers and sellers need to know about these contractual conditions.
  62. Buying A House Sight Unseen: Good Deal Or Bad Mistake?

    There are significant risks that need to be acknowledged before buying a home without viewing it in person.
  63. Contingency Clauses In Home Purchase Contracts

    Here, we introduce widely used contingency clauses in home purchase contracts and how they can benefit both Buyers and Sellers.
  64. Is Foreclosure Ever a Good Idea?

    Foreclosing on a home has major ramifications that can last for years, but for some, foreclosure may seem like the only option.
  65. DIY! How To Sell Your House Without A Broker

    Thanks to social media sites like Pinterest, people are showing their enthusiasm for DIY, or do-it-yourself projects to save money -- and selling your home shouldn't be any different.
  66. How Interest Rates Affect Property Values

    When interest rates fall, real estate prices tend to increase. Why? Find out here.
  67. How To Keep Costs Low When Refinancing Your Home

    With interest rates still being relatively low, now is a great time to capitalize on refinancing your home. Be aware of what fees are involved in a refinance, and how to keep these costs low.
  68. How To Properly Research For The Best Mortgage Rate

    You’ve probably been told to shop around for the best rate, but what exactly does that entail? Find out how to ensure you're getting the best possible rate on your mortgage.
  69. To Rent Or Buy? There's More To It Than Money

    Your lifestyle, level of commitment and the trade-offs need to be carefully weighed.
  70. To Rent Or Buy? The Financial Issues

    Thinking of buying a home? We look at the initial and ongoing costs, as well as the so-called benefits.
  71. A Lousy Investment That May Be A Good Source Of Income

    In the past few years reverse mortgages have been heavily marketed as the way to become debt, and worry, free. For some seniors a reverse mortgage makes sense, for other though this dream product can quickly become a nightmare.
  72. Helping Clients Navigate Short Sales And Foreclosures

    Both buyers and sellers can benefit from a real estate professional experienced in dealing with short sales and foreclosures.
  73. A Day In The Life Of A Real Estate Agent

    While every day is unique for a real estate agent, there are some activities that may be a typical part of an agent's day.
  74. Real Estate Investing: Is Now the Time to Take Advantage of the Current Buyer’s Market?

    Even though Dennis Miller spent well over three decades writing books and teaching the subject of negotiations, some of the best lessons he learned on the subject came from luck.
  75. How Interest Rates Affect The Housing Market

    Understand how rate changes can affect home prices, and learn how you can keep up.
  76. Investing In Property Tax Liens

    Property tax liens can be a viable investment alternative for experienced investors that are familiar with the real estate market.
  77. Is Real Estate Ever A Wise Investment For Retirees?

    Being a landlord sounds like the path to riches: you buy some property, rent it out and watch the checks come in every month. The reality is that it’s a young man’s game. There’s just too much hassle, full time commitment, and risk associated with rental properties to be worthwhile for most retirees.
  78. Understanding The Case-Shiller Housing Index

    This index is a widely-used and respected barometer of the U.S. housing market and the broader economy.
  79. The Smith Maneuver: A Canadian Mortgage Tax-Deductible Plan

    Canadian mortgages aren’t tax-deductible like the U.S.-based mortgages, but there's a way around this hurdle.
  80. 6 Things You Think Add Value To Your Home - But Really Don't

    Not everyone wants to spend their weekends shaping backyard topiaries. Even though you may enjoy the improvements you make to your house, it doesn't mean that they'll increase its value.
  81. 6 Tips For Selling Your Home Fast

    Find out what you can do to stand out from the competition and make your home an easy sell.
  82. Tips For Working As A Real Estate Agent

    Here are a few ideas that will help you advance your career as a successful real estate agent.
  83. Investing In REITs Instead Of Property

    Learn why this one particular REIT is a better investment than holding physical property in your retirement portfolio.
  84. 5 Smart Ways To Use Your Tax Return

    This year, find out how to stretch your tax refund further to strengthen your future.
  85. There Are New REITs On The Horizon

    For investors, the surge in new REIT activity is providing some pretty interesting dividend opportunities.
  86. The Riskiest Investment Moves for Retirement That Could Pay Off

    Before incurring additional risks in your retirement portfolio, be sure to understand the alternatives and the consequences of your strategy.
  87. Is Relying On Home Equity For Retirement A Good Idea?

    Of Americans aged 50 to 70, 47% have reported that they are relying on home equity to fund their retirements.
  88. Common Liabilities That Hurt Your Net Worth

    Every penny that you keep out of the liability side of the net worth equation essentially ends up on the asset side.
  89. The Dangers Of A Reverse Mortgage

    In many circumstances, a reverse mortgage can be a risk to your financial security. Here are six dangers you should consider before signing on the bottom line.
  90. Automatic Cancellation Of PMI When You're Underwater On Your Mortgage

    You might be suprised to learn that after reaching certain criteria, your PMI will be automatically cancelled.
  91. What Homeowners Need To Know About Zombie Titles

    Understanding how the foreclosure process normally works - and how it dysfunctions in today’s market - will help you avoid becoming a victim.
  92. Homeowners Still Not Getting Money From $25-Billion Mortgage Settlement

    Was the recent mortgage settlement really worth it for homeowners, or are they still getting the short end of the stick?
  93. Are Distressed Homes Worth Buying?

    Here's a look at whether it is a good idea to buy a rundown home to repair for profit.
  94. Advantages And Disadvantages Of Using A Mortgage Broker

    Mortgage brokers may be able to find you the loan of your dreams, but you should consider the potential downsides before hiring one.
  95. Reasons Renting Is Better Than Buying

    Owning a home is much more expensive than renting. Here are the places where the costs differ greatly.
  96. In Retirement, Snowbirds Leave Cold Weather Behind

    Rather than shivering away their golden years, retirees can fly south to winter in sunny locales.
  97. How Lender Overlays Prevent Mortgages

    Loan applications are increasingly being rejected because of lender overlays.
  98. Add Some Real Estate To Your Portfolio

    From REITs to owning your own home, find out how diversify your portfolio with real estate assets.
  99. A Guide To Real Estate Derivatives

    These instruments provide exposure to the real estate market without having to buy and sell property.
  100. Will Your Home Sale Leave You With Tax Shock?

    Learn how the newest tax laws apply to the proceeds you earn.
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