5. Important Dates to Know

There are three important dates to know for the Health Insurance Marketplace:

  • October 1, 2013 – Marketplace open enrollment begins
  • January 1, 2014 – Health coverage can begin
  • March 31, 2014 – Open enrollment ends
After open enrollment ends on March 31, 2014, you won’t be able to get Marketplace coverage until the next annual enrollment period unless have a qualifying event, such as a divorce, marriage or baby.

If you qualify for Medicaid or the Children’s Health Insurance Program (CHIP), you can apply now and your coverage can begin immediately. You can find out if you qualify for either program on the Marketplace website at www.healthcare.gov (use the website search box to search for “Medicaid” and “CHIP”).

The Bottom Line

Most people will be eligible to purchase health coverage through the Health Insurance Marketplace. In order to qualify, you must:

  • Live in the United States
  • Be a U.S. citizen or national
  • Not be currently incarcerated
If you are a U.S. citizen living abroad, you are not required to have coverage under the Affordable Care Act, and you won’t have to pay the fee for being without insurance.

To find additional information regarding the new Health Insurance Marketplace, as well as state-specific information and how to apply in your state:






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