Personal Finance Articles

  1. ARMed And Dangerous

    In a climate of rising interest rates, having an adjustable-rate mortgage can be risky.
  2. Protecting Your Financial Documents From Disaster

    Organizing and updating your records regularly can save you a lot of grief in a time of crisis.
  3. Credit Scams To Watch Out For

    More than 30 million people were victims of fraud in 2007. Will you be next?
  4. Avoid The Downsides Of Downsizing In Retirement

    Done right, downsizing can still be a good idea. You can have more money, simplify your life, and reduce home-maintenance and utility costs.
  5. Build A Wall Around Your Assets

    Learn how to protect your money from lawsuits, creditors and other judgment proceedings.
  6. Protecting Your Retirement Assets

    Your golden years are meant to be stress free. Keep them that way by protecting your assets.
  7. The Income Property: Your Late-In-Life Retirement Plan

    You're nearing retirement age and you don't have the nest egg you need. Here's how an income property can help you make up the shortfall.
  8. The History Of Insurance

    The first written policy appeared in Hammurabi's Code. Find out how it evolved from there.
  9. Everything You Should Know About Corporate-Owned Life Insurance

    This type of insurance is a policy taken out on you by your company. Read on to find what it's all about.
  10. Moving Retirement Plan Assets: How To Avoid Mistakes

    Sometimes things go wrong in a simple transfer of funds. Make sure you know how to avoid penalties.
  11. Immediate Annuities: More Income and Lower Taxes

    These instruments may shed their bad rap to bring you a hefty tax break.
  12. How Gen Y Can Avoid Working Forever

    Despite tough odds, Gen Y has time to build a strong future with more control over their lives than earlier generations.
  13. Picking Your First Broker

    If you're a rookie investor, your first big investment decision should be an informed one.
  14. Relationship Money Matters

    Whether married, single or somewhere in between, you'll face unique financial challenges.
  15. Zooming In On Net Operating Income

    NOI is a long-run profitability measure that smart investors can count on.
  16. Don't Sign That Non-Compete Without Reading This

    Non-compete contracts aren't just for high-level execs these days. How to protect yourself if your employer – or prospective employer – insists you sign one.
  17. How To Become A Sophisticated Investor

    No one doubts the value and importance of investor education and sophistication, but many investors are not really all that sophisticated. Goldman Sachs was scrutinized for marketing complex securities to its investors without telling them that a major hedge fund had taken a short position against these securities.
  18. How Fannie Mae And Freddie Mac Were Saved

    These mortgage giants had to be put under government conservatorship, driving home the gravity of the subprime crisis.
  19. How Venture Capitalists Make Investment Choices

    In order to increase your odds for receiving funding, here are some criteria considered by venture capitalists.
  20. Get Organized With An Investment Analysis Form

    Your research will be easy if you compile all the decision-making information you need.
  21. Coping With Inflation Risk

    Inflation is less dramatic than a crash, but it can be more devastating to your portfolio.
  22. Top Broker Excuses For Poor Investments

    It is not uncommon for investors to lose money through misselling or other forms of mismanagement.
  23. The Beginner's Guide To Homeowners' Insurance

    Discover everything new homeowners need to know before they sign on the dotted line.
  24. Save Money The Scottish Way

    Take a trip through history to learn from some (in)famously frugal Scots.
  25. Find Security In Covered Bonds

    Find out about a safe investing alternative that could have prevented the subprime meltdown.
  26. Financing Basics For First-Time Homebuyers

    If you're looking to get your first mortgage, there are many financing options available.
  27. What You Need To Know About Insurance Fraud

    Insurance fraud is as old as commerce. Discover the types of life insurance fraud and how they affect you.
  28. Bag The Best Bank Account

    Take advantage of the deals banks offer, and find the right account for your financial situation.
  29. How Not To Get Scammed By Contractors

    Home improvement is a $200 billion a year industry. This means a lot of people get into the field that are likely less than qualified.
  30. The Credit Card Chip: What Travelers Must Know

    Credit cards in the U.S are just getting ENV technology, which embeds a smart chip in your credit card. Here's how to avoid problems when traveling.
  31. Laws That Help Low Income Retirement

    If you're retired – or about to be – and money is tight, look to these programs and other benefits for help should you need it.
  32. Retirement Plans For All? These States Say 'Yes'

    State are beginning to address retirement security with efforts that could extend savings plans to millions more Americans.
  33. Is Your Employer-Provided Life Insurance Coverage Enough?

    Learn about the several potential problems involved with obtaining life insurance through your employer.
  34. Don't Get Sued: 5 Tips To Protect Your Small Business

    Find out what you can do to limit risk and keep your business running smoothly.
  35. Insurance Coverage: A Business Necessity

    Don't go to work without this policy in place - especially if your work is in your home.
  36. 10 Hurdles To Closing On A New Home

    It's the biggest purchase of your life - find out what can go wrong before you even close the deal.
  37. Deducting Disaster: Casualty And Theft Losses

    If you've been a victim, your losses may be deductible. Find out how.
  38. An Overview Of The Pension Benefit Guaranty Corporation (PBGC)

    Find out how this "retirement lifeguard" can save drowning plans, and why it's unlikely to be a long-term solution to the pension problem.
  39. How Warren Buffett made Berkshire Hathaway a World-beater

    It would almost be easier to list the industry sectors in which Omaha-based Berkshire Hathaway Inc. (NYSE:BRK.A) doesn’t turn gargantuan profits.
  40. Does Condo Life Suit You?

    Association fees and disputes with neighbors could spoil your move if you're unprepared.
  41. Should You Buy Property On Leased Land?

    Find out what to consider before investing in a leased-land property.
  42. Tired Of Banks? Try A Credit Union

    These nonprofit organizations can provide a range of services for lower fees.
  43. Want To Sell Life Insurance? Read This First

    Looking for a career that offers big financial upside and the lure of self-employment? Insurance sales could well be for you.
  44. 4 Overlooked Homeownership Costs

    Mortgage payments aren't the only expense. Find what else you'll be on the hook for.
  45. Basics Of China's Real Estate Industry

    China's exponential growth was led primarily by its Real Estate Industry, but could this trend continue?
  46. 12 Things You Need To Know About Financial Statements

    Discover how to keep score of companies to increase your chances of choosing a winner.
  47. Top 6 Mortgage Mistakes

    These common errors could end in foreclosure.
  48. Cashing In On The Venture Capital Cycle

    Find out how VC firms make the market go round, and round and round.
  49. Accredited Financial Counselor: An Introduction

    This designation is highly relevant as it allows you to help the middle- and lower-income population in America.
  50. What If Donald Sterling Ran Your Company?

    A chief executive officer can seem to have it all: power, influence and gravitas. But all of that hard-earned respectability — along with a company’s share price — can erode in the wake of a scandal.
  51. Foreclosure Opens Doors For Real Estate Investors

    Learn how to spot hot properties that you can turn around for a profit.
  52. Texas Ratio Rounds Up Bank Failures

    This measure can help investors spot potential trouble in a bank's financials. Find out how.
  53. How AT&T Came To Serve A Third Of Americans

    AT&T mobile phones are used by roughly a third of Americans. How it managed to accomplish that starts with a state-sponsored monopoly, a well-publicized breakup and astute maneuvers through a technological revolution.
  54. Business Owners: Rules For Qualified Retirement Plans

    Business owners need to take note of how they handle qualified-plan distributions to former employees.
  55. Keeping Track Of Retirement Plan Assets

    Maintain records of your pension benefits or risk losing them.
  56. Medicare 101: Do You Need All 4 Parts?

    At age 65, most people have to sign up for Medicare. Learn which of its four programs are mandatory – and which you can skip.
  57. Tips On How To Use IRAs To Boost Retirement Savings

    According to the Trustees of the Social Security Fund, the fund will be depleted by 2037. Are you ready?
  58. The Seasons Of An Investor's Life

    From a tentative spring to a comfortable winter, learn how to weather the phases of your investing journey.
  59. Tax-Saving Advice For IRA Holders

    Be informed about benefits and deductions that may apply to you and avoid costly mistakes on your return.
  60. Fannie Mae: What It Does And How It Operates

    Chances are that you've heard of Fannie Mae. But do you know what it does and how it operates?
  61. Gold IRA Rollover

    Does it make sense to roll over some of the money in your 401(k), IRA or Roth retirement accounts into a gold IRA? Consider these points before switching.
  62. Leveraging Leverage For Bigger Profits

    Leverage is like fire. Find out how to use it to heat up your investing without burning your portfolio.
  63. Preparing Your Finances From Natural Disasters

    Use these easy tips to protect your financial interests from natural disasters.
  64. Get Sale Prices On Healthcare With Discount Plans

    Medical discount plans can help the uninsured or underinsured afford better healthcare.
  65. Is Your Insurance Company Going Belly Up?

    When insurance companies go bankrupt or face financial difficulty, it's bad news for policy holders.
  66. Tips For The Prospective Landlord

    Investing in rental property can generate serious income, but there's more to it than collecting rent.
  67. Top Tips For Successfully Renting Out Your Home

    Renting out your home can be a great way to ride out a real estate slump - if you do it right.
  68. The Causes And Effects Of Credit Shocks

    These shocks cycle through history. Find out what you need to know to avoid the alarm bells.
  69. Analysis: Should You Get A Gold IRA?

    Yes, you can invest in actual gold or other precious metals for your IRA. See the special rules for gold IRAs and what gold could add to your portfolio.
  70. Combating Retirement's Silent Killer: Inflation

    Inflation can devour a once secure nest egg. Learn how to protect yours.
  71. Divorcing? The Right Way to Split Retirement Plans

    Mishandling how you define and allocate retirement-plan assets in a divorce can cost you plenty in taxes and aggravation. Here's how to do it right.
  72. 3 Retirement Plan Moves To Make Before Year-End

    If you don't know what must be done before December 31 you may miss opportunities - or even pay penalties.
  73. Time To Rethink Your Post-Work Needs

    Don't rely on popular wisdom. Get the facts and plan for a comfortable future.
  74. Introduction To The CAIA Designation

    Are you preparing for a CAIA designation? Don't worry, we'll give you a bit of insight.
  75. How To Improve Your Leadership Skills

    Being a leader can help you in your career. Here are some tips for improving your leadership skills.
  76. How To Dispute A Credit Card Charge

    Follow these steps if you've been ripped off or spot an error on your bill.
  77. Trying On Potential Employers

    Ditch your ego, prove that you'll work hard and don't settle for the wrong company.
  78. Drawbacks Of Travel Reward Programs

    These nearly universal loyalty programs can have handy perks, but they're not a free ride.
  79. Understanding The National Association Of Realtors

    Not every real estate agent or broker is a realtor. Here's what the difference is and why working with a member of the NAR might matter to you.
  80. The Green Marketing Machine

    Don't let corporations greenwash their dirty laundry. Learn how to spot a phony.
  81. Watch Out For Changes In Credit Card Agreements

    If a credit card company changes its terms, you could pay a steep price. Find out how to stay informed.
  82. 5 Skills That Traders Need

    There are many routes to becoming a professional trader, but these five skills will help you get there.
  83. FICO Or FAKO? The Limitations of Free Credit Scores

    There's something you should know about the scores you get from free credit scoring services: They usually are not the same FICO scores lenders pull.
  84. Trader vs Investment Banker: Which Job Is Best For You?

    Thinking of a career as an investment banker or a trader? Then you'd better know the difference!
  85. Top Websites For Checking Your Credit Scores

    You've probably seen spammy ads offering the opportunity to check your credit score for "free." Well, not all credit score services are created equal!
  86. How To Create A Business Succession Plan

    Make sure the business you built continues to thrive long after you've left the helm.
  87. The Top 5 Skills An Investment Banker Needs

    What are the top skills investment bankers need to have? Are i-bankers born or made?
  88. 529 Risks to Take (Or Not)

    Six risks to take into consideration when you're managing the 529 plan that lets you put away money tax-free to help your kids pay for college.
  89. How To Get A Good Deal On A Used Car

    Why are prices quoted by dealers and private sellers so disparate? Read on to find out how to use that info to your benefit when buying a used car.
  90. Raising Grandchildren A Financial Feat

    Becoming a full-time caregiver again presents many challenges - including making ends meet.
  91. Distribution Rules For Inherited Retirement Plan Assets

    If you've recently inherited a retirement plan, you must get to know the rules for distributing the funds.
  92. What To Do When You're Left Out Of A Will

    Discover the legal steps you can take if you are left out of a will and if fighting is worth the effort.
  93. IRA Assets And Alternative Investments

    Interested in non-traditional investing? Make sure you follow the rules to avoid prohibited transactions.
  94. How to Use Yahoo! Finance

    Yahoo! Finance provides an extremely competent and comprehensive offering for the everyday investor wanting to track a portfolio or stay abreast of news.
  95. 6 Signs You're Ready to Retire Early

    If you can answer "yes" to these six questions, you may be ready to retire early.
  96. Should You Roll Over Your 401(k)?

    Before moving your retirement funds into another account, consider your options.
  97. The Defined-Contribution Plan: A Flawed Concept

    After a career marked by loyalty to the firm, the promised pension plan benefits aren't materializing for many plan participants.
  98. 3 Reasons To Use An Employer-Sponsored Retirement Plan

    If you aren't participating in your employer-sponsored retirement plan, you're missing out! Learn the benefits.
  99. 5 Ways To Fund Your Retirement

    Generating income without going to work tends to be a murky concept. Find out how it works.
  100. Can I Get Life Insurance?

    Find out what you can do to get the coverage you need for the right price.
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