Personal Finance Articles

  • Showing 1-100 of 11,056 items
  • 1
  • 2
  • 3
  • ...
  • 111
  • >>
  1. S&P 500 ETFs: Market Weight Vs. Equal Weight (RSP, SPY)

    Both S&P 500 and S&P 500 EWI indexes include the same set of stocks, but different weighting strategies give them separate ...
  2. Mutual Fund Or ETF: Which Is Right For You?

    Learn the differences between these investment products and how to take full advantage.
  3. Retirees: Beware of These 6 IRS Red Flags

    Tax audits are stressful and can result in expensive fines. Here are six things to know about when it comes to sidestepping ...
  4. 5 Things to Consider Before a 401(k) Rollover

    Do you have old 401(k) plans from previous employers? Here's what to consider before rolling or moving them over.
  5. An Introduction To Sector ETFs

    Find out how sector ETFs can give your portfolio the punch it needs.
  6. ETFs Or Mutual Funds For Your IRA?

    Most actively managed mutual funds fail to beat the market over a long period of time, so it's probably best to go with ETFs ...
  7. Advisors: Gender Diversity and Your Clients' Portfolios

    Gender diversity has become an important talking point in the U.S. elections, but research has shown can also be important ...
  8. Protect Your Finances From These 5 Emotional Mistakes

    Learning to curb your emotions when making—or ignoring—financial decisions can have an intensely positive effect on your ...
  9. Is There ROI When Millennials Live at Home?

    If you love your adult kids and enjoy the time with them, don’t worry that you’re spending too much money on them. Your return ...
  10. Changing Bad Money Habits to Reach Financial Goals

    The key to creating a new behavior is becoming aware of two conflicting forces and finding a third way forward, otherwise ...
  11. Navigating the Maze of Medicare: Know the Costs

    Navigating the maze of Medicare is complex. Here's what you need to know about the financial and tax aspects.
  12. 5 Financial Tips for New Parents to Cut Costs

    These five tips will help new parents limit costs and focus on what’s truly important.
  13. How to Factor Family into Your Retirement Plan

    Hashing out a family retirement plan can be overwhelming. That's why it's important to revisit things like timing, saving ...
  14. Understanding 401(k)s and All Their Benefits

    A quick guide to understanding 401(k) advantages, from tax savings to shelter from creditors.
  15. Advisors: Start Targeting Affluent Millennials Now

    Advisors who fail to target the Millennial generation early on could be making a costly mistake over the coming years. Here's ...
  16. 3 Financial Planning Tips for Women Who Earn More

    In marriages where the wife brings home a bigger paycheck, the woman is more than twice as likely as her husband to make ...
  17. The Ins And Outs Of Seller-Financed Real Estate Deals

    There's more than one way to buy or sell a house. Seller financing presents yet another unique option.
  18. Changing Jobs? Don't Forget About Your 401(k)

    There are often conflicts of interest in many 401(k) plans today. Be sure yours—including those from past jobs—are being ...
  19. The Best Bet for Retirement Income: Bonds or Bond Funds?

    Retirees seeking income from their investments typically look into bonds. Here's a look at the types of bonds, bond funds ...
  20. How to Manage SS Disability & Retirement Benefits

    Advisors with clients who receive disability benefits can carve out a profitable niche by helping them integrate this income ...
  21. Is Your Home an Investment for Retirement?

    Does it make sense for those nearing retirement, or who already retired, to pay off their mortgage?
  22. Financing Basics For First-Time Homebuyers

    If you're looking to get your first mortgage, there are many financing options available.
  23. Alternatives to the 401(k) for Retirement Savings

    Is it time to rethink the 401(k) as an integral part of retirement planning? Here's a look at an alternative.
  24. Helping Clients Manage Future Healthcare Costs

    As healthcare costs continue to skyrocket, here's how financial advisors should be helping clients to manage the costs.
  25. The Frugal Senior's Guide to a Comfortable Retirement

    Living frugally in retirement can still be comfortable as long as you plan well and avoid being unduly cheap. It’s all a ...
  26. Betterment Says New Tax Algorithm Boosts Returns

    Betterment has rolled out a tax-coordinated portfolio that it claims will boost returns by 0.48% annually.
  27. Reverse Mortgages: Has Their Time Arrived?

    The perception of reverse mortgages is changing. They can be an integral part of a carefully crafted retirement plan.
  28. Diagnosing the Health Care Selloff

    Health care stocks have suffered as political rhetoric heats up around health care reform. We suggest the sector may have ...
  29. Tips to Help Your Clients Make the Most of RMDs

    Here are some tips for advising clients faced with taking required minimum distributions.
  30. 3 Tips to Follow for Your Personal Financial Plan

    These three tips will help you determine what is most important to you, and place it at the heart of your financial plan.
  31. Retirement & Succession Plans for Financial Advisors

    It's irresponsible to run a financial planning practice without an idea for how it will continue after you retire. Here's ...
  32. Financial Planning Tips for the End of the Year

    Taking the time to review your year-end financial planning should be an important agenda item well before the year actually ...
  33. Help Female Clients Before They Claim Social Security

    Women who are retiring or getting close to it would be wise to seek professional advice before claiming their Social Security ...
  34. Protecting Your Income With Disability Insurance

    For a high-earning professional, income protection is essential. Here's what to look for in a disability insurance policy.
  35. How to Find and Buy Off-Market Homes

    Having an edge in a hot real estate market is key and off-market listings can help.
  36. Small Business Retirement Plans You Should Know

    For many reasons, it is important for the small business owner to have a retirement plan in place. Here are some options. ...
  37. Contingency Clauses In Home Purchase Contracts

    Here, we introduce widely used contingency clauses in home purchase contracts and how they can benefit both Buyers and Sellers.
  38. Top 6 Apps for Financial News

    Learn about the top six financial news apps that help to access real-time business news, stock quotes and financial analysis.
  39. Benefit From Senior Discounts

    With next year's Social Security COLA raise a measly 0.3%, seniors have yet another reason to turn to discounts to save money.
  40. Why You Should Be Wary About Most Student Debt Advice

    Falling victim to bad student debt advice can drain your wallet. Take a look at the most common ploys you want to steer clear ...
  41. Getting A Mortgage When Building Your Own Home

    It's much harder to get a loan when you're building a home, not moving into one. Here's where to look and what to expect.
  42. How to Help Clients Manage Roth IRA Distributions

    Here's how the five-year rule works with Roth IRAs and what to consider for clients.
  43. Finding the Best Financial Advisor Is Like Finding the Best Doctor

    Much like choosing a doctor, looking for a financial advisor is an important undertaking. Here are some questions to think ...
  44. How to Retire Early and Cover Your Healthcare Costs

    Here's how the Affordable Care Act, or Obamacare, can help you retire early despite the rising cost of healthcare.
  45. Which Is More Important: Credit Report or Credit Score?

    Here's the difference between a credit report and credit score, and which is more important.
  46. Self Employed? 5 Steps to Scoring a Mortgage

    Convince lenders that you're a good bet despite your lack of a steady income.
  47. How Advisors Can Attract New Millennial Clients

    Advisors who want to attract Millennial clients will have to take a different approach to servicing this generation.
  48. Clinton's Estate Tax Plan: What Advisors Need to Know

    Hillary Clinton's plan to increase estate taxes has many concerned that it will negatively impact farmers and small businesses ...
  49. How to Help Clients When Their Medicare is Canceled

    Here's how to help clients who receive a letter stating that the Medicare policy they have used until now is being canceled.
  50. Best U.S. Cities for Retiring on $30,000 a Year

    Living comfortably on $30,000 a year in retirement is doable (even in the U.S.) if you scout out places that make it easier ...
  51. Social Security Announces Meager 0.3% COLA

    The Social Security cost-of-living adjustment is just 0.3% in 2017; advocates say senior inflation's much more. Result: Medicare ...
  52. Startup Workers: How to Start Financial Planning

    There are unique financial planning considerations for startup workers. Here are some tips to generate a solid financial ...
  53. How Your Website Content Can Attract Clients

    It isn’t enough to have great content sitting on your website. There needs to be a solid marketing strategy behind it to ...
  54. The Difference Between RIAs and Registered Reps

    Here's how registered representative brokers work and how they differ from RIAs.
  55. Taxes 101 for Retirees

    Retirees who don't understand the tax rules regarding their income may end up with a higher tax liability.
  56. How to Help Clients Avoid Costly Medicare Mistakes

    Helping clients manage their Medicare choice means they can avoid costly mistakes and make their retirement nest egg go a ...
  57. Not a U.S. Citizen? A Home Loan is Still Possible

    Many banks and mortgage companies offer conventional and FHA home loans to non-U.S. citizens, if they can verify their work ...
  58. 5 Ways to Make Good Financial Decisions Automatically

    These five tips will help you make the right financial decisions automatically.
  59. Protect Yourself From Identity Theft With These Steps

    It's hard to completely prevent thieves from committing fraud in your name, but there are ways to make it much more difficult ...
  60. Let’s Retire Retirement

    At a recent BlackRock Retirement Roundtable, we discussed the different ways that our current concept of “retirement" is ...
  61. Can Retirees Live in Military Housing?

    If you are retired from the armed forces but still want to live in military housing, you may be in luck.
  62. Top Bachelor Degree For A Hedgefund Career

    From economics to statistic analysis, certain bachelor's degrees make graduates more qualified for landing highly sought ...
  63. Don't Retire Poor: Avoid These 4 Mistakes

    If you don't want to retire poor, be sure to avoid these four mistakes.
  64. Work for the Government? Top Retirement Strategies

    Government employees don't receive Social Security and 401(k)s for their government work. Learn about other tools to plan ...
  65. 5 Steps to Building Your Financial Wisdom

    Financial wisdom is not about how much money you have, it's about how you've learned to manage your prosperity. Here are ...
  66. 5 Best Cruise Lines for a Recent Retiree

    The best cruise lines plan everything for you – the food, the entertainment and the itinerary. But pick a line with a compatible ...
  67. The Financial Risks of Dementia in Retirement

    The cost of dementia treatment and care should be one of the many things factored into a retirement plan.
  68. Does A Mortgage Make Sense If You're In Your 20s?

    You're probably moving a lot and still paying off your student loans. Is it crazy to get a mortgage in your 20s? Here's how ...
  69. Yes, You Can Manage Your Own Retirement!

    Discover how to get started planning for and managing your retirement by making simple, deliberate steps towards financial ...
  70. You Should Factor Time Into Financial Planning

    Here's how you could use your time differently to bring in more revenue, improve the relationships in your life or change ...
  71. 6 Easy Tips for Improving Your Blog's Headlines

    Advisors write great content for their websites or blogs...but saddle them with dull headlines. Here's how to make sure your ...
  72. Will Bond Fund Returns Suffer if Interest Rates Rise?

    When the Fed decides to raise interest rates again, bond fund returns could suffer in the short term. But some say the impact ...
  73. What's a Tax-Efficient Investment for a Large Sum?

    Here's how to invest a large sum, such as assets from a profit-sharing plan, with a mind toward tax efficiency.
  74. 3 Simple Steps To Building Wealth

    Getting richer is easier if you take it one step at a time.
  75. 5 Signs You're Spending Too Much in Retirement

    You're finally retired – free to have all the adventures you've dreamed of. Just be sure you have a budget and watch for ...
  76. 3 Signs You Have Retirement Disillusionment

    Everyone has an idea about what their retirement will look like but often the reality is far from the expectations.
  77. Why Clinton and Trump Aren't Talking About the Retirement Crisis

    Both Hillary Clinton and Donald Trump have stayed silent on voters' top economic worry. Here's why:
  78. 7 Steps To Selling Your Small Business

    Money in the bank and newfound free time make this grueling process worth the trouble.
  79. The Purpose of Having a Social Security Number

    When (and why) it is necessary to use the nine-digit number the United States government issues to individuals and when you ...
  80. How Much Millennials Need to Save for Retirement

    Millennials may not be worrying about retirement just yet, but they should be thinking about how much they'll need to save ...
  81. Stock Picking: Make it Work for Your Portfolio

    Successful stock picking requires lots of factors, but there's one that hovers above everything else.
  82. Know How a Reverse Mortgages Work?

    The basics of getting a reverse mortgage, with detailed information on how to qualify and what to watch out for.
  83. Tips for Parents Who Are Struggling Financially

    Here are some tips on how parents can find help if they're cash-strapped and looking for financial and tax guidance.
  84. Can I Retire In Portugal With $200,000 of Savings?

    Your savings (and your Social Security) will go surprisingly far on the sun-soaked shores of Portugal. Here's how to figure ...
  85. 7 Real-Life Ways To Become A Billionaire

    Find out which paths the majority of billionaires followed, and how they got there.
  86. Comparing 15-Year and 30-Year Mortgages

    Many buyers default to the 30-year mortgage simply because it's the norm. Before you sign, consider all the arguments for ...
  87. Estate Planning for Beginners, Part Two

    If you die without a will, what happens to your assets? Here's how the state you live in can determine who will inherit your ...
  88. Do You Need A Home Warranty?

    A home warranty may sound like a great form of protection against expensive, unforeseen home repairs. But is it worth it? ...
  89. It's Time for Your Annual Medicare Check Up

    The annual enrollment period for Medicare is about to start. Taking the time to examine your options around this time each ...
  90. The Path to Setting Financial Goals for Your Future

    To live comfortably now and in retirement, setting financial goals for the short-, mid- and long-term is crucial. Here are ...
  91. When Is Rent Guarantee Insurance a Good Idea?

    Prospective renters are turning to rent guarantee insurance to boost their chances of getting approved by a landlord or management ...
  92. Selling Your House? Avoid These Mistakes

    Don't put the sale of your home at risk by committing one of these dirty deeds.
  93. Is House Price or Interest Rate More Important?

    Deciding which factor is more important can make a difference in monthly payments, ability to move and Homowner's Association ...
  94. Bad Credit? You Can Still Get a Home Equity Loan

    If your credit history is less than stellar and you need cash, you may be able to get financing – but it will come at a price.
  95. Breaking Down Medicare Open Enrollment for Clients

    For financial advisors, open enrollment is an important opportunity to be of service to clients, especially when it comes ...
  96. How Baby Boomers are Pushing ETF Growth

    A new report reveals that Baby Boomers are the generation most interested in ETFs, the growth of which continues to mushroom. ...
  97. Home Sale Contingencies: What Buyers And Sellers Need To Know

    Home sale contingencies protect buyers who want to sell one home before purchasing another. Find out what buyers and sellers ...
  98. What You Need to Know About Medicare Open Enrollment

    Successfully navigating the Medicare Open Enrollment period (Oct. 15 to Dec. 7) means understanding the rules to avoid potentially ...
  99. CDOs and the Mortgage Market

    These structured products contribute to keeping borrowing rates low.
  100. How the Federal Reserve Affects Your Mortgage

    The Federal Reserve can impact the cost of funds for banks and consequently for mortgage borrowers when maintaining economic ...
  • Showing 1-100 of 11,056 items
  • 1
  • 2
  • 3
  • ...
  • 111
  • >>
Hot Definitions
  1. Wealth Management

    A high-level professional service that combines financial/investment advice, accounting/tax services, retirement planning ...
  2. Assets Under Management - AUM

    The market value of assets that an investment company manages on behalf of investors. Assets under management (AUM) is looked ...
  3. Subprime Auto Loan

    A type of auto loan approved for people with substandard credit scores or limited credit histories. There is no official ...
  4. Racketeering

    A fraudulent service built to serve a problem that wouldn't otherwise exist without the influence of the enterprise offering ...
  5. Federal Debt

    The total amount of money that the United States federal government owes to creditors. The government's creditors include ...
  6. Passive Management

    A style of management associated with mutual and exchange-traded funds (ETF) where a fund's portfolio mirrors a market index. ...
Trading Center