Tax Software Comparison

By Chris Neiger AAA

Change Comparison

TurboTax Deluxe
TurboTax Premier
TurboTax Home & Business
TurboTax Business
H&R Block Basic
H&R Block Deluxe
H&R Block Premium
TaxAct Deluxe
TaxAct Ultimate
Complete Tax Deluxe
Complete Tax Premium
Free File
TurboTax Deluxe
TurboTax Premier
TurboTax Home & Business
TurboTax Business
H&R Block Basic
H&R Block Deluxe
H&R Block Premium
TaxAct Deluxe
TaxAct Ultimate
Complete Tax Deluxe
Complete Tax Premium
Free File
TurboTax Deluxe
TurboTax Premier
TurboTax Home & Business
TurboTax Business
H&R Block Basic
H&R Block Deluxe
H&R Block Premium
TaxAct Deluxe
TaxAct Ultimate
Complete Tax Deluxe
Complete Tax Premium
Free File

Purchase Price

Online
Online Includes:
Download / CD
Download / CD Includes:

Additional E-Filing Costs Per State

Online
Download / CD

Support / Help

Tax Advice
Techical Support

Key Selling Points

Unique Features
Target Market

logo_turbotax.png Deluxe $49.95

  • 1 fed e-file

$69.95

  • 5 fed e-file
  • 1 state program
  • unlimited state / fed mailing returns

$39.95 $19.99

  • Unlimited free calls
  • Available 5 a.m. to 9 p.m. PST. seven days a week
  • Free technical support via phone or online chat.
  • Available 5 a.m. to 9 p.m. PST. seven days a week
  • Imports W-2s and 1099s from last year's TurboTax filing.
  • Data tranfer from Mint.com
  • Itemized deductions
  • Calculates audit risk

TurboTax says this version is for people who file one or more state returns, own a home or sold their home last year, made charitable contributions, or had significant medical expenses last year. It's a good choice if you have more than the simplest of tax returns, but you don't have lots of investments or rental properties.

logo_turbotax.png Premier $74.95

  • 1 fed e-file

$99.95

  • 5 fed e-file
  • 1 state program
  • unlimited state / fed mailing returns

$39.95 $19.95

  • Unlimited free calls
  • Available 5 a.m. to 9 p.m. PST. seven days a week
  • Free technical support via phone or online chat.
  • Available 5 a.m. to 9 p.m. PST. seven days a week
  • Reporting for investment sales, employee stock plans, rental depreciation calculations and other investment categories

This version is recommended for people who have rental properties or have a lot of stock, bonds, mutual funds and other investments. If you have just one or two investment accounts you probably won't need this version, but if your investing is complex or you have rental properties then this would be the right choice.

logo_turbotax.png Home & Business $99.95

  • 1 fed e-file

$109.95

  • 5 fed e-file
  • 1 state program
  • unlimited state / fed mailing returns

$36.95 $19.95

  • Unlimited free calls
  • Available 5 a.m. to 9 p.m. PST. seven days a week
  • Free technical support via phone or online chat.
  • Available 5 a.m. to 9 p.m. PST. seven days a week
  • Find small business tax deductions.
  • View tax right-offs by industry
  • Create w-2 & 1099 forms
  • Asset depreciation and expense categories

This version is for true small business owners. Sole proprietors, single-person LLCs, contractors, or consultants will benefit from the additional features. If you do a minimal amount of work on the side, this version is probably more than you need.

logo_turbotax.png Business n/a n/a $149.95

  • 5 fed e-file
  • 1 state program
  • unlimited state / fed mailing returns

n/a $54.95

  • Unlimited free calls
  • Available 5 a.m. to 9 p.m. PST. seven days a week
  • Free technical support via phone or online chat.
  • Available 5 a.m. to 9 p.m. PST. seven days a week
  • Distribute K-1 forms
  • Import from QuickBooks
  • Create unlimited W-2s & some 1099 forms
  • Multiple business returns
  • Real estate rental support

TurboTax says this version is best for S Corporation, C Corporation, multi-member LLC, or partnerships. If your corporation makes less than $250,000 and has fewer than five employees than choose this version.

logo_hrblock.png Basic $34.95

  • 1 fed e-file

$19.95

  • 5 fed e-file
  • $36.95 for additional state

$34.95 $19.95

  • Professional advise ($19.95 fee)
  • Good for one session
  • Online community available

Online support center

  • Import previous tax year's taxes from TurboTax or TaxACT
  • Audit assist support
  • Max. refund guarantee

This version is exactly how the product is described, basic. If you're looking for a simple tax filing and don't have lots of additional information to be filed then this version is probably best for you.

logo_hrblock.png Deluxe $49.95

  • 1 fed e-file

$44.95

  • 5 fed e-file
  • 1 state program
  • $36.95 for additional state

$34.95 $19.95

  • Professional advise ($19.95 fee)
  • Good for one session
  • Online community available

Online support center

  • Includes basic version features
  • Import W-2 and 1099 from previous tax year
  • Tax deduction finder for mortgage interest and charitable donations
  • Stocks, bonds and mutual fund filing support

H&R Block recommends this version if you own a home or have investments that you need to claim. If you earn any extra income in addition to your primary job, and have 1099s, this may also be a good option.

logo_hrblock.png Premium $74.95

  • 1 fed e-file

$64.95

  • 5 fed e-file
  • 1 state program
  • 36.95 for additional state

$34.95 $19.95

  • One free session of with a tax professional
  • Online community available

Online support center

  • Includes deluxe version features
  • 1 free session with a tax professional
  • Self-employment support
  • Rental property income support
  • Schedule C help

The free live session with a tax professional may be nice, if you think you'll need it. But this version is more for people who need to claim rental property or are self-employed.

logo_taxact.png Deluxe $9.95

  • 1 fed e-file
  • Supports fed only

$12.95

  • 1 fed e-file
  • unlimited fed mailing returns
  • Supports fed only

n/a n/a

  • Talk with a tax professional on the phone for free
  • Free phone, email and audit support
  • Phone calls during standard business hours
  • Accuracy guarantee

TaxACT Deluxe offers a lot of features for a great price. This version will be adequate for many users and incorporates major life changes, like buying a house and having a baby, as well as imports for 1099s and W-2 forms.

logo_taxact.png Ultimate $17.95

  • fed & state e-file

$21.95

  • 1 fed e-file
  • 1 state program
  • unlimited fed mailing returns

Included $7.95

  • Talk with a tax professional on the phone for free
  • Free phone, email and audit support
  • Phone calls during standard business hours
  • Includes deluxe version features
  • Includes state forms
  • Investments, medical expenses, itemized deductions, and educational expenses reporting
  • Self-employment support
  • Rental property income support

This version of TaxACT will be more than adequate for most users. Considering the price, features and phone support this version is one of the best values in tax software right now.

logo_completetax.png Deluxe $39.95

  • 1 fed e-file

n/a n/a 34.95 n/a

  • Tax advice via phone ($19.95)
  • Good for 90 days

Online & email

  • Investments, retirement accounts, major life changes, and medical expense reporting
  • Itemized deductions
  • Accuracy guarantee

CompleteTax has been reported to be more difficult to use than other tax programs. Some tax questions may not be as easy to understand as other options.

logo_completetax.png Premium $59.95

  • 1 fed e-file

n/a n/a 34.95 Depends on chosen service

  • Tax advice via phone ($19.95)
  • Good for 90 days

Online & email

  • Includes deluxe version features
  • Calculate first-time home buyer credit
  • Self-employment / sole proprietor support
  • Real estate earnings and losses

If you're self-employed or a business owner, than this version will be better than the Deluxe version. Rental income and investment features are also included, but the user experience may not be as good as other software programs available.

logo_freefile.pngFree

  • 1 fed e-file

n/a n/a Free n/a

  • Depends on the program used to Free File.

Because this program is offered through a number of tax companies, the customer support may vary.

  • Available through 10+ tax program companies and the IRS website
  • Free File Plan available if you made less than $57,000 in previous tax year
  • Some restrictions depending on where you live

If you don't want to pay to use a tax program but still want to take advantage of the features then select a tax software program you like and use the Free File program. Keep in mind that each company sets its own restrictions on whether or not you are eligible for a free version of its program. You can also use the Free File fillable forms on the IRS website.

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