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Personal Finance Articles

  1. Countries That Are Failing To Save For Retirement

    Banking giant HSBC recently unveiled the results of an international research project, which revealed that many U.S. citizens face a significant decline in their standard of living during the final seven years of retirement.
  2. Do You Dare Sue Your Broker?

    A financial damages claim is not for the fainthearted, but it may be worth it in the end.
  3. Common Tax Mistakes To Avoid

    Find out what mistakes people often make on their returns, and how to avoid them on yours.
  4. Muriel Siebert: Female Finance Pioneer

    Muriel Siebert has blazed many paths for investors, but is especially relevant as the first woman to sit on the NYSE.
  5. Why The 4% Rule No Longer Works For Retirees

    Researchers have proven that the 4 % rule, which stated that retirees can withdraw 4% of the value of a portfolio each year without depleting the principal for 30 years, is not a realistic withdrawal method for retirees.
  6. How Companies Can Attract Top Female Employees

    Companies need to make an effort to learn how to attract and retain female employees in order to achieve a greater gender balance in the workplace.
  7. Bloated Budget? How To Trim The Fat

    Blood, sweat and tears should belong in the gym, but your money deserves some training time too.
  8. Debunking 10 Budget Myths

    Don't let these excuses prevent you from reaching your financial goals.
  9. 5 ETFs Flaws You Shouldn't Overlook

    Despite their popularity, exchange traded funds have some drawbacks that investors should know about.
  10. Top 5 Budgeting Questions Answered

    You don't need a degree to understand your money, begin saving and pay down debt.
  11. Investing In IPO ETFs

    Learn the history, rules and risks of investing in IPO exchange-traded funds.
  12. 3 Alternative Budgeting Styles: Which One Suits You?

    Not everyone is cut out for online or heavily-involved budgeting. Here are some budgeting solutions.
  13. Beware False Signals From The P/E Ratio

    The P/E ratio is a simple tool for evaluating a company, but no one ratio can tell the whole story.
  14. 4 Steps To Building A Profitable Portfolio

    This is a step-by-step approach to determining, achieving and maintaining optimal asset allocation.
  15. Thomas Rowe Price: Always Right

    This great investor mastered a new type of investing with every new market he faced.
  16. Budget Without Blowing Off Your Friends

    With a little planning, you can maintain your social life without breaking the bank.
  17. Investing In Medical Equipment Companies

    Learn the basics about medical equipment companies and how investing in them can benefit growth and value investors alike.
  18. Keeping Track Of Retirement Plan Assets

    Maintain records of your pension benefits or risk losing them.
  19. Shuffle Away Your Debt With Balance Transfers

    This option can save you big bucks, but only if you watch out for rates and fees.
  20. Small Business: Speed Up Receivables To Avoid A Cash Crunch

    Waiting for customers to pay can be a losing game. Look to factoring for quicker cash.
  21. Managing Income During Retirement

    Learn some sensible strategies for making your hard-earned savings last for as long as you need them.
  22. Outfox The Debt Collector's Hounds

    Dealing with a collection agency is scary if you don't know your rights. We help you take back the power.
  23. A Guide To Debt Settlement

    Find out how you can negotiate your way to a lower debt load by paying up front.
  24. Everything Investors Need To Know About Earnings

    We go over the concepts behind the excitement over the most important figure in the stock market.
  25. Build Your Small Business During Downswings

    Here we offer some cost-saving measures to strengthen your business even when the market is weak.
  26. Retirement Savings Plans For Kids

    It's never too early to save for the future - learn how your children can get started.
  27. Finding Undiscovered Stocks

    Wall Street tends to focus on large cap stocks, leaving other stocks under-followed and undervalued.
  28. How To Identify A Micro-Cap Scam

    Discover how to distinguish a real investment opportunity from a fraudulent one.
  29. Are Headhunters Worth It?

    Some recruiters and recruiting firms use more methods to source suitable candidates than others do.
  30. Differences Between Stockbrokers, Investment Advisors And Financial Planners

    Find out how these three financial positions differ and in which areas they can help you with your finances.
  31. Is Relying On Home Equity For Retirement A Good Idea?

    Of Americans aged 50 to 70, 47% have reported that they are relying on home equity to fund their retirements.
  32. In Small Business, Success Is Spelled With 5 "C"s

    Incorporating these steps will help your business thrive in a competitive market.
  33. Retirement Savings Tips For 35- To 44-Year-Olds

    Learn how the "sandwich generation" can save for retirement while taking care of their kids and parents.
  34. Should Married Taxpayers File Together?

    The earned income credit is one tax incentive married couples filing a joint tax return can take advantage of. Is it a good idea?
  35. What Does Filing As Head Of Household Mean For Your Taxes?

    In order to file as head of household, you must meet several requirements. Find out whether being head of household comes with any tax benefits.
  36. Emerging Market ETFs For Your Retirement Accounts

    Emerging market ETFs are typically seen as riskier investments, but some of them may be able to strengthen your retirement accounts.
  37. What Could The End Of Retirement Mean?

    Most Americans are saving only about 4% for retirement, which could mean that many U.S. citizens will never retire.
  38. Best Social Media Tools For Your Small Business

    These social media tools can help keep your business competitive.
  39. Famous Advice From Successful Entrepreneurs

    These famous quotes from some of the most successful entrepreneurs of all time can be used as inspiration for your entrepreneurial dreams.
  40. How To Revitalize Your Small Business

    Try to revise existing strategies if your business is ailing or on a steady decline.
  41. 6 Retirement Savings Tips For 45- To 54-Year-Olds

    Now is the time to kick savings into high gear. Find out how.
  42. Reasons You Should Use Your Credit Card For Purchases

    Paying for everything with your credit card will earn you rewards and protect you against fraud, among other benefits.
  43. Are You Really Eligible For The Earned Income Tax Credit?

    The amount of your earned income credit (EIC) is dependent upon how big your family is.
  44. How The Cost Of Debt Affects Retirement

    If you are someone who is closer to the end of your working career, such a large amount may be almost unmanageable.
  45. Get A Job As A Manager

    Becoming a manager is an excellent way to earn status and repute within an organization.
  46. Can You Trust Credit Card Offers?

    With the number of credit cards in circulation exceeding the nation's population, card issuers have developed various ways of sweetening the deal.
  47. 5 Ways To Stretch Your Retirement Budget

    Living comfortably can be easy if you follow a simple plan.
  48. How Children Can Help Parents With Retirement

    Sometimes the elderly lose their cognitive skills, that's when it may be time for their children to step in and assist with retirement planning.
  49. Popular Ways To Delay Retirement

    From staying in the workforce longer to finding a part-time job after retirement, there are many ways that retirees postpone retiring completely.
  50. Are You An Entrepreneur?

    Many people want to start a business, but not everyone has what it takes to succeed.
  51. Is Working Longer A Viable Retirement Plan?

    People who are planning poorly for retirement are simply deciding to work longer - often out of neccessity. Is this a smart idea?
  52. Top Ranking Nations By HNWI

    The United States, Japan and Germany together make up 53.3% of the total worldwide high net worth individual population.
  53. How To Quit Your Job

    It is important that you quit your job in such a way as to not "burn your bridge." Find out how.
  54. Best Gifts Under $10 For Women

    Consider these unique and affordable gift ideas for the special ladies on your list.
  55. Common Liabilities That Hurt Your Net Worth

    Every penny that you keep out of the liability side of the net worth equation essentially ends up on the asset side.
  56. 5 Common Misconceptions About ETFs

    The rise in these funds' popularity has contributed to misinformation about what they are and how they work. Learn more here.
  57. Best Valentine's Day Gifts For Your Man That Are Under $20

    These inexpensive products make good gifts for the man in your life.
  58. Best Valentine's Day Gifts For Women That Are Under $20

    Clichés are clichés for a reason. Sometimes the most clichéd gift can actually be an ideal one.
  59. Most Wasteful Valentine's Day Gifts

    Cards, candy and flowers are all wasteful gifts. You'd be better off spending your money more wisely.
  60. Small Caps Boast Big Advantages

    Find out why little companies have the greatest potential for growth.
  61. The Basics Of Financing A Business

    From debt financing to equity financing, there are numerous ways to fund a business startup. But which is the best?
  62. Becoming Part Of The Thrift Market: How To Make And Save Money

    With another recession looming large in the United States, here's how the thrift industry offers hope for the future.
  63. How To Calculate Your Tangible Net Worth

    Your net worth can be calculated with a simple equation.
  64. Assets That Increase Your Net Worth

    Your home, properties and vehicles can all increase your net worth.
  65. The Importance Of Knowing Your Net Worth

    It is vital that you track your net worth no matter what your age.
  66. 5 Worst Money Mistakes You Can Make In College

    Watch out for these costly mistakes while in school.
  67. Fox Business Network's Gerri Willis: 5 Tips For Maintaining Home Value In Any Economic Climate

    The housing market is one of the greatest indicators of economic stability or volatility.
  68. How Much Will Your Taxes Rise Based On Your Salary?

    Find out how high your taxes will rise this year.
  69. How Tax Treatments Of ETFs Work

    Here is a look at how ETFs are taxed and the effects that the tax treatment of ETFs will have on investors when they purchase them.
  70. Understanding The Difference Between Spending And Investing

    Learn more about the difference between investment and spending, and why it is an important distinction to make.
  71. How To Transition Into A Finance Career

    If you are pondering a midlife career change that involves a transition into finance, then here are a few tips that will help.
  72. Why Low-Income Citizens Should Avoid Payday Loans

    This article looks at short-term borrowing and why low-income citizens should avoid it.
  73. Peer-To-Peer Lending - Determining The Future Of Banking Across The World

    The peer-to-peer lending industry continues to flourish. What does this mean for the future of loans from banks?
  74. 6 Unlikely Internet Millionaires

    These Youtube stars and Internet bloggers used their skills to create online empires. The resulting success allowed them to become very wealthy.
  75. Balance Work And Grad School

    The advantages enjoyed by successful work-study participants are well worth the time and effort exerted.
  76. Top 4 Consumer Myths

    Find out which myths are still entrenched in our collective consciousness.
  77. A Day In The Life Of A Financial Analyst

    Generally speaking, a day in the life of a junior or senior analyst can be very labor intensive.
  78. 5 Reasons To Avoid Payday Loans

    Although payday loans may seem like an attractive option in a pinch, they may also leave you worse off in the long run.
  79. 5 Of The Best Auto Warranties

    With all the money that is spent on cars, you want to make sure that the vehicle you purchase is backed up by a solid manufacturer warranty.
  80. 5 Unethical Collection Scams That Consumers Should Be Aware Of

    Here are a few of the ways that scam artists prey on those in debt.
  81. Key Tax Breaks For Parents

    Parents should take notice of these important tax breaks in 2013.
  82. What Is "Chained CPI?"

    Chained CPI is one of many ways to approximate the impact of rising or falling prices to consumers' pocketbooks.
  83. New Tax Laws To Watch Out For In 2013

    With a new year comes new laws, and in 2013 the U.S. government has implemented several changes to the tax code.
  84. Does Online Tax Software Really Save You Money?

    Both online tax software and tax professionals have their own set of advantages, but which one is actually better for your bottom line?
  85. 5 Rules To Follow If You Are Filing Taxes Yourself In 2013

    It is important to make sure that you cover all the bases when you decide to file without the financial expertise of a tax professional.
  86. How Does The Affordable Care Act Affect Your Taxes In 2013?

    Here is a look at how the Affordable Care Act will affect your taxes in 2013 and beyond.
  87. Grow Your Business With Business Incubators

    This article looks at business incubators and what they can do for you.
  88. Natural Disasters: Issues Relating To Leaves Of Absence

    Small businesses are more likely to fail in the aftermath of devastation. How can you as an employee handle issues after a disaster?
  89. How Business Owners Can Attract Word-Of-Mouth Referrals

    Being average is not an accomplishment. To thrive and grow, you and your business need to stand out.
  90. The Dangers Of A Reverse Mortgage

    In many circumstances, a reverse mortgage can be a risk to your financial security. Here are six dangers you should consider before signing on the bottom line.
  91. Tax Variations Of The HEART Act

    The HEART Act is designed to allow service members and reservists make a smooth financial transition into active duty and back into civilian life.
  92. Careers In Credit Counseling

    Consumers are increasingly in need of experts who can walk them through their financial decisions. Here's how you can help.
  93. 5 Misconceptions About ETFs In Retirement Accounts

    The simplicity of ETFs and their low fees make them perfect for retirement accounts.
  94. 7 Easy To Understand ETFs To Replace A Savings Account

    If you have a savings account or certificate of deposit (CD), you’re probably not making much more than 1% each year from interest.
  95. Automatic Cancellation Of PMI When You're Underwater On Your Mortgage

    You might be suprised to learn that after reaching certain criteria, your PMI will be automatically cancelled.
  96. How Tax Treatment Of ETFs Can Benefit Purchasers

    ETFs often post fewer and lower capital gains distributions than traditional mutual funds, because there is usually a much lower rate of portfolio turnover in ETFs.
  97. Test Your Money Personality

    Find out which of the five profiles fits your style, and how this will affect your future.
  98. New Year Planning For Business Owners

    Make a resolution to start your business off on the right foot in the new year.
  99. Best ETFs For An Early Retirement

    Based on today's markets, which ETFs could you buy in 2013 that'll provide the best opportunity for an early retirement?
  100. The Best Investments For Young People

    Young investors today who wish to begin a savings plan face a bewildering array of investment options.
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