Personal Finance Articles

  1. Introduction To Employee Stock Purchase Plans

    ESPPs offer a very straightforward method of allowing employees to participate in the overall profitability of their employers.
  2. Plain English: The Fiscal Cliff Explained

    The fiscal cliff is all over the news. Find out what it means and how it could affect you.
  3. Immediate Annuities: More Income and Lower Taxes

    These instruments may shed their bad rap to bring you a hefty tax break.
  4. Tax-Saving Tips For Canadian Taxpayers

    Find out how to get a bigger return.
  5. 5 Steps To A Small Business Marketing Plan

    Here are some tips for marketing your small business.
  6. 4 Big Businesses Built With Small Cash

    These four entrepreneurs built multi-million dollar companies with as little as $100. Find out who they are and how they did it.
  7. 8 Software Skills Currently In Demand

    There's big demand for people with top-notch computer skills, especially when it comes to these programs and technologies.
  8. How To Make Extra Money At Christmas Time

    Here are some easy ways to make some cash if you need extra money for Christmas gifts.
  9. 6 Ways The Fiscal Cliff Could Affect You

    From taxes to unemployment rates, there are many ways the average American could be affected by the possible fiscal cliff.
  10. Why More Americans Are Working From Home

    Freelancing is becoming a popular option for U.S. workers.
  11. Options For Last-Minute Thanksgiving Traveling

    It's not too late if you are still planning to travel for Thanksgiving.
  12. 6 U.S. Cities With The Most Expensive Parking Spots

    These cities have high parking fees, and some spots go for as much as $1 million.
  13. 4 Most Expensive Cities In The U.S. For Gas

    Gas prices in these cities are high. Here's a look at how much it costs to fill up in these cities and why it's so much.
  14. 5 Most Expensive Cities In The U.S. For Car Insurance

    It costs a lot to insure your vehicle in these cities across the U.S.
  15. Reasons Renting Is Better Than Buying

    Owning a home is much more expensive than renting. Here are the places where the costs differ greatly.
  16. In Retirement, Snowbirds Leave Cold Weather Behind

    Rather than shivering away their golden years, retirees can fly south to winter in sunny locales.
  17. How To Protect Your Small Business From Fraud

    Small business owners are at risk of being scammed. Here's what you need to know to avoid that.
  18. 5 Top Ways New Advisors Can Land Clients

    Getting involved in the community and using social media are just some effective ways that advisors can meet potential clients.
  19. Why The Price Of Crude Oil Is Dropping

    There are many reasons why the price of crude oil is falling, and Sandy is only one of them.
  20. How To Decorate For Christmas Without Going Broke

    Here are some innovative ways you can have an affordable holiday.
  21. Stores That Start Black Friday Sales Early

    These stores offer worthwhile Black Friday deals before Friday, Nov. 23.
  22. What To Do When You're Left Out Of A Will

    Discover the legal steps you can take if you are left out of a will and if fighting is worth the effort.
  23. How To Select A Financial Advisor

    Understanding one's own needs and what different advisors do are critical elements in the selection process.
  24. When Young Athletes Receive Too Much Money Too Soon

    Not every sports prodigy enjoys a long and successful career.
  25. Ways To Get Free Christmas Gifts

    Christmas shopping can be expensive, but there are ways to get gifts free or nearly free.
  26. Tax Credits For Families

    Sometimes it actually pays to have kids if you are looking for significant tax breaks.
  27. Why You Should Christmas Shop Early

    From getting better deals to avoiding long lines, there are many reasons to get your Christmas shopping done early.
  28. How Disasters Can Benefit Small Businesses

    Sales of disaster supplies and an increased number of consumers purchasing supplies can lead to small businesses actually benefiting from some natural disasters.
  29. U.S. Cities With The Largest Parking Fines

    You should think twice before parking in the wrong spot or parking incorrectly in these cities.
  30. Does Black Friday Shopping Really Save You Money?

    Whether Black Friday is a good day to shop and get deals really depends on what type of shopper you are.
  31. The Best Black Friday Deals For 2012

    How much money they spend is an important thing for consumers to consider. With Black Friday around the corner, here are some of the places to save the most.
  32. How To Qualify For The Home-Office Tax Deduction

    Homebodies can save big on their tax bill. Learn how to get in on the action.
  33. How To Pick Valuable Online Classes

    Gurus all over the place are setting up online classes and seminars. How do you know which online classes are worth paying for?
  34. Things You Didn't Know Could Get You Fired

    You can be fired for a number of reasons not yet outlined in your company handbook.
  35. 6 Small Business Tax Changes For 2012

    Read on to find out what deductions, incentives and other tax laws have changed this year.
  36. 3 Richest Pirates Of All Time

    Most pirates died young and penniless, but these intrepid buccaneers looted enough booty to amass impressive personal fortunes.
  37. How Much Will Hurricane Sandy Cost Insurance Companies?

    Hurricane Sandy's economic cost is staggering, but insurance companies will be paying out less than you might think.
  38. How Property Taxes Are Calculated

    Understanding how property taxes work will ensure that you won't be overcharged.
  39. How Lender Overlays Prevent Mortgages

    Loan applications are increasingly being rejected because of lender overlays.
  40. Cashing In On The Venture Capital Cycle

    Find out how VC firms make the market go round, and round and round.
  41. Present Your Clients With A Year-End Review

    If you want to build a better rapport with your clients, this is a good place to start.
  42. IRA Contributions: Deductions and Tax Credits

    We outline the incentives and help you take full advantage of the benefits.
  43. Introduction To Incentive Stock Options

    Here are some basic highlights of how ISOs work and the ways they can be used.
  44. Tax Advice For Victims Of Superstorm Sandy

    As the eastern part of the United States cleans and rebuilds, tax-related issues are sure to arise for the millions affected by the storm.
  45. Reasons Not To Change Careers In 2013

    Now might not be the best time to change careers. Find out why.
  46. 5 Career-Changing Mistakes

    Changing careers can help you achieve life goals, but making a quick change for the wrong reasons can lead to disappointment.
  47. Best Layaway Plans For 2012

    Layaway programs allow consumers to place items on hold until the customer pays off his or her balance.
  48. Advantages And Disadvantages Of ETFs

    You've probably heard that ETFs are better than mutual funds, but you need to consider all aspects before investing.
  49. The Best Applications For Online Trading

    This article looks at technology in the financial market and the use of online applications.
  50. Will Your Home Sale Leave You With Tax Shock?

    Learn how the newest tax laws apply to the proceeds you earn.
  51. Strategies To Reduce Pain At The Pump

    Here's a look at why gas prices are so high and how that can be changed in the U.S.
  52. How Divorce Can Adversely Affect The Economy

    Divorce not only affects the people involved, it also affects the nation's economy.
  53. College Degrees Of The 1%

    Find out which college majors give you the best odds of joining the wealthiest percentile of Americans.
  54. Why Insourcing Is Appealing To Businesses In 2012

    With insourcing the latest trend in the employment market, we look at whether it is sustainable in such a stark economic climate.
  55. How After-Tax Rollovers Affect Your IRA

    Consolidating retirement assets? Make sure you account for pre-tax and after-tax assets separately.
  56. Tax-Saving Advice For IRA Holders

    Be informed about benefits and deductions that may apply to you and avoid costly mistakes on your return.
  57. The Hidden Costs Of Thanksgiving Dinner

    Thanksgiving dinner can be expensive, but if you follow these tips, you will save while putting on a great meal.
  58. The Benefits Of Retiring Later

    Not only does retiring later give you more time to build your retirement nest eggs, but it may also keep you healthy.
  59. Is The IPad Mini Worth The Money?

    Here's a look into Apple's attempt at cornering the low-price tablet market and whether the features and price of the iPad mini stack up to competitors.
  60. The High Price Of Speeding

    Speeding can come at a cost that goes well beyond one driver and one ticket.
  61. How To Avoid Going Broke After Retirement

    There are many things to consider when planning your retirement, including budgets, taxes and long-term care.
  62. How Much You Should Pay Your Kids For Allowance

    The real purpose of an allowance should be to teach your child how to manage money effectively.
  63. Obama And Romney's Education Policies Compared

    As the presidential election draws near, the candidates have further defined their positions on many issues, including education.
  64. Securitizing Your Health With ACOs

    ACOs have the components required to securitize. Can your health become an instrument that can be traded?
  65. Start Your Own Financial Planning Firm

    Read on to find business tips to make your dream a reality.
  66. Canadian Grants And Tax Credits Fund Education

    RESPs and other grants help parents save for post-secondary education for their children.
  67. Emergency Funds That Are Right For Your Tax Bracket

    How much you need to sock away depends on how much money you'll need down the road.
  68. Don't Sacrifice Saving Just For The Economy

    Consumers should think twice before they sacrifice their saving habits for a faster-growing economy.
  69. Know Your Rights At Work

    David Siegel of Westgate Resorts says he'd fire his employees if Obama wins. Can labor laws protect employees from this?
  70. Weave Your Own Retirement Safety Net

    Build savings to support yourself in case pension plans and Social Security fall through.
  71. Simple Ways To Save In Retirement

    Balance saving and spending in your golden years with these simple tips.
  72. How To Cash In Your Heirlooms

    Learn how to make the most money from your family treasures without getting ripped off.
  73. Child Care Across The Country

    Some states require much larger child care budgets than others.
  74. Expensive Ways To Celebrate Halloween

    You could have a great Halloween celebration with these ideas and a lot of cash.
  75. 5 Most Overpriced Car Repairs

    Doing these common repairs and maintenance tasks yourself instead of seeing a mechanic can save you a lot of money.
  76. How To Save With Energy-Efficient Home Improvements

    Energy-efficient home improvements such as insulation and CFL lightbulbs can save you money.
  77. How Taxpayers Can Do A Legal Wash Sale

    The wash sale rule can result in the disallowance of a much-needed deduction. Here you can learn what constitutes a wash sale and how to avoid it.
  78. Athletes Who Make More From Endorsements Than Sports

    When an athlete becomes a one-person brand, he or she can make more from endorsements than the sport he or she is famous for playing.
  79. Most Expensive Cell Phones On The Market

    The iPhone 5, Samsung Galaxy S3 and Droid Razr Maxx HD are three of the most expensive cell phones on the market.
  80. Corporations Kicked From The Dow Jones

    The Dow measures the economic condition of the United States. Here are some corporations that have fallen out of favor.
  81. Cars That Depreciate The Least

    Here are some of the top vehicles to buy if you're looking to keep the residual value of the vehicle high after a number of years.
  82. Do The Political Opinions Of Celebrities Matter?

    Celebrities have run the gamut when it comes to adopting political positions. Find out if they make a difference.
  83. 6 Ways To Make Your Home More Enticing To Buyers

    The real estate market is on the recovery, and there are ways you can ensure your home sells faster and for the price you want.
  84. A Primer On Inflation

    Inflation has a negative connotation, but is it all bad or does it offer some tangible benefits?
  85. Relationships And Retirement Planning

    Older couples have many things to consider when it comes to financial planning, including wills and estate planning.
  86. Evaluating Retained Earnings: What Gets Kept Counts

    A company's retained earnings matter. Be investment-savvy and learn how to analyze this often overlooked information.
  87. Analyzing A Bank's Financial Statements

    A careful review of a bank's financial statements can help you identify key factors in a potential investment.
  88. 7 Counterintuitive Retirement Strategies That Work

    We address seven investment misconceptions, and how you can make your retirement plan make sense.
  89. Loopholes In The Dodd-Frank Act

    Certain aspects of Dodd-Frank should be re-examined for their effectiveness.
  90. You Might Be Eligible For An E-Book Refund

    Due to a court settlement, some Kindle users may be entitled to a refund on some e-books.
  91. Businesses You Can Start For Under $1,000

    Freelance writing and consulting are just some of the small businesses that you can start with less than $1,000.
  92. Protect Yourself From Cell Phone Cramming

    When your cell phone bill is higher that it should be or contains unauthorized charges, it's called cramming. Here's how to stop it.
  93. Are CEOs Built Or Born?

    Is the ability to lead inborn or developed through life experience?
  94. Is Kickstarter A Viable Platform For Business Startups?

    This article assesses the merits of Kickstarter, the risks involved and whether it is viable for serious investors.
  95. Useful Balance Sheet Metrics

    These metrics can help you better understand the information found on balance sheets.
  96. Guaranteed Retirement Income In Any Market

    By laddering annuities, you can be sure you'll have income no matter what the market does.
  97. Saving For Retirement When You're Not Working

    Lack of full-time employment can make saving for retirement more difficult, but there are some vehicles that can help.
  98. Cars That Depreciate In Value The Most

    You can't avoid depreciation on your car, but you can avoid certain models that depreciate in value a lot.
  99. The Best-Selling Artists Of Past Decades

    Here's a look at the musicians who sold more records than anyone else during each of the past six decades.
  100. The Economics Of Postseason Baseball

    Find out how big league baseball divvies up the extra revenue that comes from postseason games.
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