Personal Finance Articles

  1. 5 Things You Shouldn't Do During A Recession

    These tips can help you avoid financial risk, and are especially important during an economic slowdown.
  2. Always Bet On Berkshire Hathaway (And Here's Why)

    With its share price at an all-time high amid talk of a stock market correction, why would anyone buy Berkshire Hathaway ...
  3. Know Cost Of Living B4 Taking A Relocation Package

    Is that promotion or new job worth taking? Before accepting the salary and relocation package, calculate what it really costs ...
  4. Top 5 Books For Young Investors

    Reading these respected tomes will help you begin your journey into investing on the right foot.
  5. FICO Credit Score Changes – Will Yours Go Up?

    Your FICO score could rise due to a new way of scoring some debts – which could make you eligible for a lower interest rate ...
  6. Mortgage Rates To Rise, But When And By How Much?

    Mortgage rates have been at historical lows since 2008 following the financial crisis. They're expected to rise, but when ...
  7. Types Of Social Security Benefits

    Social Security isn't just for the retired. It also pays benefits to the disabled, widows and widowers, children, stepchildren, ...
  8. 3 Ways to Get Social Security Benefits

    Social Security isn't just for retirement. Learn about all three benefits provided by the Social Security Administration: ...
  9. Understanding The Social Security Website

    Go to ssa.gov for all things Social Security. To comply with the Plain Writing Act of 2010, its information was rewritten ...
  10. Secured Credit Cards

    They're not just for people with a poor credit score. Secured cards also help students and internationals with no U.S. credit ...
  11. Passing Boomers Will Leave A Big Economic Wake

    While baby boomers keep the longevity economy surging, look out for a dark fiscal forecast when it comes to retirement planning ...
  12. Improve Your Karma With Microlending

    Not all businesses are self-sustaining - many rely on microlending in order to survive.
  13. A Day Without Spending, A Lifetime's Worth Of Lessons

    Financial guru Suze Orman once challenged her fans to go a day without spending any money. Here are the lessons learned from ...
  14. Why You’re Not Helping Your Credit Score by Getting a Co-Signer

    The dangers of co-signed loans are plentiful for those signing on as the well-established borrower with good credit. However, ...
  15. Forecasting Mortgage Rates: Buy, Sell Or Refi?

    If you're paying off a mortgage or plan to buy a home, chances are you pay attention to where mortgage rates are heading. ...
  16. 5 Financial Lessons You Must Teach Your Kids

    Teach your kids the relationship between work, money and achieving financial goals with these five simple lessons.
  17. What's the Cheapest Airfare Really?

    By the time you add in all the extra fees, that supposedly discount airfare might not be your best bet. Here's how to know ...
  18. How To Reduce Holiday Debt

    Holiday expenses can drown you in debt. Find out how to avoid this festive spending hangover.
  19. Debt Consolidation: When It Helps, When It Doesn't

    Here's the smart way to use a debt consolidation to get your financial life back on track
  20. When, Why And How To File A Complaint With The CFPB

    When the employees you interact with at your bank, credit card company, mortgage lender or other financial institution seem ...
  21. How To Work In Financial Communications

    The surest way to develop a career in financial communications is to blend together the right mix of talent, education, persistence ...
  22. Leasing to Section 8 Tenants?

    Real estate investors and landlords: It's worthwhile to investigate the section 8 market. Learn about the pros and cons of ...
  23. How Inflation Affects Your Cost of Living

    How will your wallet be impacted by inflation?
  24. What Do Credit Score Ranges Mean?

    Take a closer look at what credit scores in each range mean for your financial future.
  25. How The Sarbanes-Oxley Era Affected IPOs

    After the infamous collapse of companies like Tyco, Enron and WorldCom, the government responded to try and prevent it from ...
  26. Georges Doriot And The Birth Of Venture Capital

    Venture capital has been around for centuries, but Georges Doriot turned it into a structured field of investment.
  27. How to Pick a Charity

    The increasing number of charitable organizations mean the competition is fierce for your charitable dollars. Use these tips ...
  28. Who Pays Your Social Security Benefits?

    The short answer is, current earners. Taxes on current wages pay the Social Security benefits of retirees, the disabled, ...
  29. The Top Credit Reporting Bureaus: How Different?

    Consumers who compare their credit scores across the three agencies may find that the numbers don’t always match.
  30. 5 Good Reasons To Build A Career In Nonprofits

    There's never been a better time to work in non-profits. The move makes sense at life stages from just starting out to looking ...
  31. Get An Academic Finance Career

    Working nine months a year and earning a six-digit salary might seem like the high life, but these jobs are not easy to come ...
  32. The Best Financial Careers For Women

    Here are four finance careers that real women say allow them to achieve success, satisfaction and work-life balance.
  33. 5 Keys To Lower Life Insurance Quotes

    If you get no-frills coverage early and adopt a healthy lifestyle, you’ll almost always enjoy considerable savings from lower ...
  34. How To Keep Debt Low

    Here's a breakdown of how you can stay out of debt or keep your debt low.
  35. Selling Your House? Avoid These Mistakes

    Don't put the sale of your home at risk by committing one of these dirty deeds.
  36. Do-It-Yourself Projects To Boost Home Value

    These simple projects can add value to your property without taking too much out of your wallet.
  37. The Biggest Stock Scams Of All Time

    Where there is money, there are swindlers. Protect yourself by learning how investors have been betrayed in the past.
  38. The Purpose Of The IRS W-4 Form

    Why do you need to fill out a W-4 form and what does the IRS do with it?
  39. Filling Out Your W-4 Form

    Your step-by-step guide to making sure your employer reports your tax withholding correctly to the IRS from your first day ...
  40. Medicaid Vs. Medicare

    Medicare and Medicaid only sound similar. Medicaid doesn't require being 65 or disabled to get benefits. Some low-income ...
  41. 7 Ways To Consolidate Debt

    Different loan sources to use when you consolidate debt.
  42. Gold Scams To Watch Out For

    Buying and selling gold can be extremely lucrative, but there are also many risks associated with gold. Here are some useful ...
  43. How Return On Equity Can Help You Find Profitable Stocks

    It pays to invest in companies that generate profits more efficiently than their rivals. This is where ROE comes in.
  44. Wall Street’s Glass Ceiling

    It’s tough to boast that there are more female CEOs than ever before when they make up only 4.2% of the total.
  45. Find The Right Financial Advisor

    Learn how to weed out those who are just out to make a quick buck.
  46. When Financial Crisis Strikes The Bank Of Mom And Dad

    If you really want your kids to learn to be financially responsible adults, it's time to stop giving them money.
  47. Top 4 Most Competitive Financial Careers

    If your goals include a big paycheck and working for a Wall Street firm, then you need to learn how to meet employers' expectations. ...
  48. Cheap Steps To Reduce Your Carbon Footprint

    Making small adjustments to your habits and lifestyle can have big payoffs.
  49. 10 Ways To Improve Your Credit Report

    A good credit rating can make your life simpler in almost every way. Here's how to build up yours – and repair it if times ...
  50. Evaluating An Heirloom

    Whether it's jewelry, furniture or a book collection, once you inherit it you need to decide what to do with it. First, find ...
  51. 5 Economic Changes That Fatten Your Grocery Bill

    Global economic conditions are working to bloat our food costs. And for many, even the smallest increase in food prices can ...
  52. Most Affordable Cups of Coffee

    With coffee playing an important role in social norms, this article looks at the most and least affordable cups of coffee ...
  53. Top Places To Get A Free Credit Score Or Report

    When's the last time you checked your credit report? With all the hacking out there, don't wait for the car dealer to find ...
  54. The Taylor Rule: An Economic Model For Monetary Policy

    This interest rate forecasting model has helped central banks around the world adjust their rates to balance out inflation. ...
  55. How To Plan For The Charitable Giving Boom

    Of the $58 trillion that will be passed over the next several decades, $26 trillion could go to charity. Here's how to plan ...
  56. How Visa Counts On Your Free-Spending Ways

    The credit card transaction business is so profitable, Visa Inc. doesn't even bother lending money. Here's how they make ...
  57. Beware Of Payday Loans

    Even if you're desperate for cash, try our alternatives before falling into the payday loan trap - that money could cost ...
  58. Five Online College Grants for Single Mothers

    A degree may get you a better-paying job, but you probably need a good-paying job to pay for it and afford child care at ...
  59. Will Retirement Be Part of Your Retirement?

    Retirement is changing. The question is how?
  60. Top Websites For Home Sales

    Online real estate sites can save you time and effort in finding your next home. Our guide will help you choose the best ...
  61. Using Home Equity Loans For Debt Consolidation

    A home equity loan or line of credit is a convenient way to consolidate debts, cut your interest rate and gain a tax deduction. ...
  62. What Your Life Insurance Agent Makes – On You

    Being paid by commission gives life insurance agents an incentive to sell bigger policies and specialized financial products. ...
  63. How To Apply For Unemployment Insurance

    Unemployment compensation is a federal program administered by each state. Here's how to connect to your state's unemployment ...
  64. 4 Leverage Ratios Used In Evaluating Energy Firms

    These four leverage ratios can help investors understand how oil and gas firms are managing their debt.
  65. Millennials: Prevent a Bad Credit Score

    Here are five ways to help prevent getting a bad credit score that could affect future loan, credit card or mortgage approvals.
  66. Credit Report Alert!

    Chances are your credit report has mistakes – which could cost you hundreds a year in mortgage, car loan or credit card interest. ...
  67. Divorce Over 50: Seven Mistakes to Avoid

    With longer lives and women's greater financial independence, divorces at 50+ are soaring. How to avoid money trouble when ...
  68. Special Trusts For Special Needs

    If you or someone you love has a disability, these trusts can help ease the cost of care.
  69. How To Shop For Mortgage Rates

    Take these 5 steps to getting the lowest possible rate for your mortgage. Small percentage differences can mean big savings ...
  70. How An Advisor Can Help Cut Your Healthcare Costs

    Even with healthcare costs on the rise, few people are adequately planning for the burden. Here's how a financial advisor ...
  71. 10 Bank Promotions That Pay You To Open An Account

    Find out which banks are running cash promotions this summer.
  72. 78% of NFL Players End Up Broke — These 6 Athletes Didn’t

    NFL players are not only highly celebrated -- they're highly paid, too.
  73. Help! My Unemployment Benefits Are Running Out

    Don't wait for your unemployment insurance to expire before planning what to do if you haven't found a new job yet.
  74. 6 Ways Homeowners Can Dispute an Absurdly Low Appraisal

    Count it as one of the most frustrating and disappointing of all real estate quandaries.
  75. 5 Things To Ask Before Hiring A Financial Advisor

    Choosing a financial advisor isn't an easy task. Here's a list of the most important things to consider when planning for ...
  76. Retirement Travel: Good And Good For You

    Research shows a big disconnect between how many Americans dream of travel during retirement and who saves enough to fund ...
  77. Is it Time to Prepare for Inflation?

    While U.S. inflation remains at historic lows, it has ticked up recently, leaving many investors fearing rising prices.
  78. Top 10 Biggest Retirement Savings Mistakes

    Now that the economy is in recovery, it’s time to begin rebuilding those IRAs and 401(k)s.
  79. 5 Money Lessons Your Parents Taught You That Are Wrong

    Teaching kids about money is important, but not all money lessons for kids turn out to be correct. Here are five bad money ...
  80. How To Find The Best Real Estate Agent

    Most people don't have the time, expertise or motivation to go it alone and finding a good real estate agent becomes essential ...
  81. What Lenders Look At On Your Credit Report

    What do lenders consider when they look at your credit report? It’s a simple question with a complicated answer.
  82. Find The Best Home Insurance Quotes

    Home insurance rates are on the rise. Analysts expect the cost to insure your home will continue to inch upward, putting ...
  83. 5 Reasons You’ve Got the Wrong Mindset About Money

    There’s no getting around the fact that many people simply have the wrong mindset about personal wealth, and some go through ...
  84. Investing In Real Estate Versus REITs

    Article on Real Estate Investing Versus REITs.
  85. How Are Home Insurance Rates Determined?

    You home's value is one of the driving forces behind your home insurance premium and the amount of coverage you receive. ...
  86. More Volatility Ahead?

    Despite recent market swings, volatility is still low by historic standards, suggesting that markets aren’t taking into account ...
  87. Could Your Job Make You Uninsurable?

    Some jobs – even hobbies – can put you on a high-risk list and make it tough to get life insurance. How to lower your rates ...
  88. Calculate Your Self-Employed Salary

    Deciding on a salary is tough when you're self employed. There are several factors to consider before setting a price on ...
  89. Can You Use a Healthcare Exchange After Open Enrollment?

    If you're looking to buy insurance from a healthcare exchange, timing can be critical. That's because, if you didn't sign ...
  90. What Are The Best Real Estate REIT ETFs?

    In a period of low interest rates, Real Estate Investment Trusts (REITs) offer great income potential.
  91. Longevity Insurance for a Comfortable Retirement

    Don't face a retirement that goes on long after your money runs out. Longevity insurance guarantees you income once you reach ...
  92. Surprising Uses for Trust Funds

    Here are five common situations where a trust fund makes financial sense.
  93. 10 Reports Car Insurance Companies Pull From You

    Car insurance companies don’t like guessing games. When you ask for a quote, they want to know who you are and what you’ve ...
  94. Car Payments: 'Til Death Do Us Part

    Your car breaks down... You head to the dealership, ready to replace it with something more reliable. But the dealership ...
  95. Six Ways To Save On Closing Costs

    The process of securing a home loan can be confusing and daunting, especially when it comes to the laundry list of fees associated ...
  96. Where Landlords Can Get Over 20% Returns

    Despite rising home prices, some markets still offer solid investment returns for residential landlords, if you know what ...
  97. 3 Cool Energy-Saving Home Improvements For Summer

    Here are three energy-saving home improvements you can use to help cut summer cooling costs now while avoiding potential ...
  98. Applying For Credit Cards Affects Your Credit Score

    if you follow these simple rules, you should be able to refresh your plastic without causing a big hit to your score.
  99. 8 Reasons Not To Sell Your Home Without An Agent

    Is saving the seller's side of the agent's commission worth the trouble of selling your home without one? Why it could cost ...
  100. 7 Ways To Land Your Dream Home During The Summer

    Spring has long been considered the busiest homebuying season of the year. Summer is often thought of as the exact opposite. ...
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