Personal Finance Articles

  1. Money Market Funds: Still the Best Choice?

    A number of plan sponsors are facing lawsuits filed by participants centering around the low returns of money market funds. ...
  2. Tips for Tax-Efficient Retirement Plan Withdrawals

    Here's how advisors can help increase tax efficiency for clients who are withdrawing assets from retirement accounts.
  3. How Would Forced Retirement Saving Work?

    The nation needs an overhaul when it comes to better planning for retirement. Here are some proposed solutions.
  4. Starbucks Expands Rewards Program Beyond Stores (SBUX, V)

    Investors are likely hoping its new rewards program can be rewarding in the long term.
  5. How Much Will Healthcare Cost After You Retire?

    The price tag may shock you, which is why you should do some pre-retirement calculations. The fact is, Medicare is not going ...
  6. At Harvard, Expect High Tuition But Generous Aid

    Harvard University might have one of the country’s highest tuition rates, but many students pay far less thanks to a strong ...
  7. MBA or CFA: Which Is Better for a Career in Finance?

    Potential financial advisors, analysts or asset managers have many credentials and degrees from which to choose. Here's a ...
  8. World's Top 10 Insurance Companies

    These are the 10 largest insurance companies in the world.
  9. When Volatility Taxes Your Patience & Your Portfolio

    Find out how municipal bonds can be an attractive source of after-tax income, no matter what your tax bracket.
  10. Ever-Higher Airline Fees: Will Congress Save Us?

    Democratic senators want to crack down on high fees the airlines charge for things like changing flights. The airlines say ...
  11. Medicare Part D Is Changing How You Pay for Drugs

    As the price of prescription medication rises and the population ages, insurers are looking for ways to cut costs. That's ...
  12. Automatic Emergency Brakes Will Be Standard

    Most vehicles will have automatic emergency brakes by 2022. This has far-reaching impacts, from safety to the price of insurance ...
  13. Avoid the High Cost of Cash from Travelex

    All its locations make Travelex the most convenient option for getting foreign currency. But there are cheaper alternatives ...
  14. Nike Beats Q3 EPS Estimates, Profits Surge 22% (NKE)

    Nike extended its streak of quarterly double-digit earnings increase to six, during which its earnings have risen in the ...
  15. Advisors: Clients Must Take First RMD by April 1

    For clients required to take their first required minimum distribution from a retirement account, April 1 is a key deadline ...
  16. Retired? Here Are the Best Robo-Advisors for You

    Robo-advisors are often associated with young investors, but there are a few online services that cater to retirees. Here's ...
  17. How to Know if Your 401(k) Plan Fees Are Too High

    Finding out how much you are paying for your 401(k) plan takes some research, but you should know exactly what you are getting ...
  18. Borrow These Retirement Savings Tips from the Rich

    What can you learn from the wealthiest investors when it comes to saving for retirement? Here are their top tips.
  19. Executive Retirement: Pension vs. Lump Sum

    Choosing between these two options requires making an educated guess about your lifespan and understanding your tolerance ...
  20. Oil ETFs Vs. Gas ETFs: Which Are Riskier? (UNG, USO)

    Read analyses of four crude oil and natural gas exchange-traded products (ETPs), and learn whether oil ETPs or natural gas ...
  21. 5 Safest Countries to Retire to in Latin America

    See which countries came out on top in the latest rankings – and which might appeal as a retirement destination.
  22. The Retiree Conundrum: ETFs or Mutual Funds?

    Choosing between ETFs and mutual funds depends on your knowledge of the stock and bond markets – and on how hands-on you ...
  23. Short-Sighted Retailers: Why Target is Losing the Retail Wars (TGT)

    Target has not invested enough in its long-term future, preferring instead to borrow ideas from other retailers.
  24. How Technology Is Quickly Disrupting the Insurance Industry

    As the insurance industry struggles to deal with the growing pains of a rapidly evolving tech-driven market, opportunities ...
  25. 8 Ways to Score a Cheap Flight

    Here are eight tips that will help you save money on your next airfare purchase.
  26. Alibaba Reaches Sales Milestone (BABA)

    Alibaba believes it has tons of roads left to travel and expects many more milestones to fall on its journey.
  27. Top Hacks to Protect Clients from Tax Scams

    There are many ways that clients can be victimized in today’s digital world, but there are also many ways to protect against ...
  28. Are We In a Baby Boomer Retirement Crisis?

    Data paints a gloomy picture for Baby Boomers and their retirement. So how bad is it? We take a look at the latest research. ...
  29. Difficult Client? Here's What's Really Ailing Them

    Maintaining a good working relationship with difficult clients might mean playing the role of therapist. Here's some help ...
  30. 65 or Older? Have Elective Surgery THIS Year

    This is the last year in which seniors only have to reach 7.5% of adjusted gross income before they can start deducting medical ...
  31. Landmark Partners: Investment Manager Highlight

    Read about Landmark Partners, one of the oldest and most influential secondary market, private-equity real estate investment ...
  32. Why You Suddenly Can’t Buy Gift Cards

    Fraud liability falls on the party ill-equipped to handle consumers’ chip-and-pin cards. Merchants are scaling back gift ...
  33. Top 4 Mutual Fund Holders of Coca-Cola (KO, VTSMX)

    Discover the top four largest mutual fund holders of Coca-Cola shares, and determine if their investment strategy can help ...
  34. 5 Reasons to Update Your Living Will

    A living will protects you when you can't fully take care of yourself, but the details can be forgotten. Minds change, medicine ...
  35. Do You Have What it Takes to Be an Accredited Investor If the Rules Loosen?

    The definition of accredited investor may expand if the Senate backs the House and approves the Fair Investment Opportunities ...
  36. Healthcare Scams That Target Seniors

    Protect yourself (or family members) by being aware of these common healthcare snares – and learning how to fight back.
  37. Don’t Let These Overlooked Costs Ruin Your Retirement

    Blindly putting money aside will not optimize your retirement savings. Make sure you understand your position in relation ...
  38. Uber's Ultimate Battle: Are they App or Employer?

    Uber drivers, whose independent contractor status forms the cornerstone of the company's enormous valuation, are fighting ...
  39. Make It Legal When You Retire

    If you haven’t done your estate planning, named a power of attorney and considered your legacy, you still have some pre-retirement ...
  40. The Winners of 2016's Launch Festival

    Technology is revolutionizing the way we live and this year's 2016 Launch Festival winners give you a glimpse into what the ...
  41. Strategies for Protecting Your Income from Taxes

    Taxes are difficult to avoid, but there are many strategies you can find to help ward them off a bit. Here are a handful ...
  42. Franklin Templeton’s Top Funds for Retirement

    These are Franklin Templeton's top mutual funds and ETFs for a diversified retirement portfolio.
  43. How to Save More in Taxes When Giving to Charity

    A good option for IRA owners looking to lower their adjusted gross incomes exists. Here's how the qualified charitable distribution ...
  44. FPHAX: Overview of Fidelity Select Pharmaceuticals Fund

    Learn about the pharmaceutical industry, including the two main threats it faces in 2016 and an analysis of the Fidelity ...
  45. The 5 Highest Paid Executives in the Information Technology Sector (MSFT, ORCL)

    Discover the identity of the highest paid executives in the information technology sector, and how their successful and lucrative ...
  46. The 5 Highest Paid Executives in the Industrials Sector (GE, LMT)

    Learn which executives of the most successful and iconic companies in the industrials sector receive some of the highest ...
  47. The 3 Most Shorted Sectors in the S&P 500

    Discover why short sellers in the S&P 500 have been the most active in the energy, consumer discretionary and telecommunications ...
  48. Do This to Avoid Outliving Your Retirement Portfolio

    Many retirees put too much money into safety and don’t allow their portfolio to continue to grow. Here’s how to avoid outliving ...
  49. The Best Way to Help Your Parents Buy a Home

    If your are thinking of assisting your folks with a home purchase, be sure you understand the financial consequences before ...
  50. 3 Big Financial Mistakes to Avoid in 2016

    Here's how to avoid these three big and costly financial mistakes in 2016.
  51. Spotify Comes to Amazon Echo: Is This the End of Prime Music? (AMZN)

    Why has Amazon partnered with a competitor to stream music through its Echo speakers?
  52. Painful but Necessary: Wal-Mart's Plan to Avoid Becoming the Next Kmart & Sears (WMT, ...

    Wal-Mart has been making massive investments to avoid the problems that K-Mart and Sears faced.
  53. The 5 Highest Paid Executives in The Financial Sector (JPM, C)

    Learn who the highest paid executives in the financials sector are and how they became some of the most influential and powerful ...
  54. Inventory Valuation For Investors: FIFO And LIFO

    We go over these methods of calculating this component of the balance sheet, and how the choice affects the bottom line. ...
  55. 5 ATM Scams That Can Break The Bank

    Don't get scorched by ATM thieves who want to burn a hole in your wallet.
  56. More Pension Plans in the Deep Freeze

    A growing number of Fortune 500 companies have sent their defined-benefit pension plans to the deep freeze. What employees ...
  57. Amazon Dash Button: Convenience for a Price (AMZN)

    The Amazon Dash Button is a convenient but expensive way to reorder products. Frugal shoppers should stay away.
  58. Amazon is the New King of the Wal-Mart Effect (AMZN, WMT)

    Amazon.com Inc is taking over where Wal-Mart Stores Inc left off—crushing the competition until it is the leader in retail.
  59. Don't Miss These Tax Deductions

    Knowing the tax deductions you're entitled to can make or break your bank account. Do you know about all these insurance-related ...
  60. What Role Should Annuities Play in Retirement?

    Fixed annuities can provide income protection for those worried about outliving their assets. But don't buy a bigger policy ...
  61. The 5 Highest Paid Executives in the Healthcare Sector (AGN, PFE)

    Discover who the highest paid executives in the health care sector are and how much they make, while the cost of health care ...
  62. Oak Investment Partners: Investment Manager Highlight (ODP, DKS)

    Learn about the operations of Oak Investment Partners, a private equity firm with 13 venture capital funds invested primarily ...
  63. Tips for Maximizing Social Security, Medicare

    For pre-retirees, preparing for Social Security and Medicare can be complex. Here's how advisors can help.
  64. Get Rich with These 7 Healthy Habits

    Getting rich is like getting fit. To achieve your goals, you must develop healthy long term habits. Here are 7 habits that ...
  65. Market Sagging? How to Keep Retirement on Track

    Crafting a realistic retirement plan capable of weathering a volatile market for clients can be tough. Here are some tips ...
  66. Make $1 Million? Expect an Audit

    If you make $1 million or more, the IRS has its eyes on you. Here's what you can do about it.
  67. Cost-Push Inflation Versus Demand-Pull Inflation

    Gain a deeper understanding of aggregate supply and demand, forces which raise the price of goods and services.
  68. Why Millennial Savers Should Choose a Roth 401(k)

    A 401(k) is a valuable tool for building retirement wealth, but for Millennials the Roth option may make more sense than ...
  69. How Much is Donald Trump Really Worth?

    How much is Donald Trump really worth (and does it matter)?
  70. 4 Steps To Building A Profitable Portfolio

    This is a step-by-step approach to determining, achieving and maintaining optimal asset allocation.
  71. When It Pays to Join a Golf Club

    If you play enough golf, it might just be time to consider joining a golf club.
  72. Home-Equity Loans: What You Need To Know

    We shed light on why consumers decide to use this form of debt and whether it is a good alternative.
  73. 10 Reasons To Use Your Credit Card

    Charging purchases is not always a no-no. In fact, there are some very sound reasons for choosing this option.
  74. Should You Buy A House At Auction?

    The traditional real estate market isn't the only place to conduct your home search. Auctions also bring many buying opportunities. ...
  75. Did Your State Cut Unemployment Benefits?

    Many of the states now cutting back on unemployment benefits significantly under-funded their coffers prior to the Great ...
  76. Understanding Interest Rates, Inflation And Bonds

    Get to know the relationships that determine a bond's price and its payout.
  77. Here's How You Pay for Boomers’ Social Security

    Don't blame the Boomers for Social Security’s rumored demise by the time Gen X retires: The pay-as-you-go economic model ...
  78. Filling Out The W-9 Form

    Freelancers and independent contractors have to give a W-9 to their clients – and you might need to provide one for other ...
  79. How Interest Rates Affect The U.S. Markets

    Interest rates can have both positive and negative effects on U.S. stocks, bonds and inflation.
  80. 5 Companies Everyone Thought Were Destined for Failure

    For any groundbreaking idea to launch, entrepreneurs will face protectors of the status quo and others who doubt the possibility ...
  81. Neverending Lawsuits Line up in VW Emissions Case (VLKAY)

    The EPA is seeking billions in fines from VW for breaking emissions standards. Now, institutional investors are lining up ...
  82. Top 5 Ways to Reduce Your Taxable Income

    Reducing your taxable income is a great way to save money on the taxes you owe. Here are five ways to do it.
  83. Social Security Benefits for Children: How They Work

    There are millions of children in tough situations who receive Social Security benefits each month to help with finances. ...
  84. New Annuity Offers Healthcare Coverage

    Genworth has introduced an annuity for those who may not pass the underwriting guidelines for traditional long-term care ...
  85. Self Employed? Avoid These 3 Retirement Mistakes

    Having a strategy for retirement is particularly important when you're self-employed, as there are certain pitfalls you must ...
  86. 3 Benefits of a Successful Tender Offer: Cliffs Natural (CLF)

    Learn about the potential benefits that the debt tender offer by Cliffs Natural Resources had for the company's balance sheet ...
  87. Finding the Right Life Insurance

    Learn how to determine the type of life insurance you need and use our calculator to find out how much coverage you should ...
  88. Six Ways Your Tax Preparer Knows You're Lying

    An experienced tax preparer can usually sense when a customer is providing fraudulent information to them. Find out what ...
  89. Top Pension Systems in the World

    The U.S. and Canada aren't even close to the top in retiree pensions. Canada ranks 7th of 20 countries; the U.S.,14th.
  90. What Are the Different Parts of Medicare?

    At age 65, most people have to sign up for Medicare. Learn which of its four programs are mandatory – and which you can skip.
  91. How High Is a 'Good' Credit Score?

    How high of a credit score do you need to get a home mortgage or buy a car? Read on for some actual numbers.
  92. Why Millennial Women are Tuning into their Finances

    We take a closer look at sentiment among millennial women revealed some key differences when compared to millennial men and ...
  93. Credit Card Debt’s Up: 6 Ways to Eliminate Yours

    If you're part of the new higher credit card debt trend, here's how to get out from under – now.
  94. Feeling Taxed? What You Need to Know about Munis

    Find out why investors have any number of reasons to feel stressed, now that tax time is coming.
  95. The 10 U.S. Cities With the Most Vacant Homes

    Here is a look at ten U.S. cities that have the highest home vacancy rate. We examine the cause behind this problem.
  96. Tax Tips on Roth and Regular 401(k)s

    There are many ways to reduce your tax burden when saving for retirement. From converting to a Roth 401(k) to sticking with ...
  97. Chipotle Stock Dives on Loss Warning (CMG)

    Assuming some customers are willing to forgive the company, the embattled burrito chain may eventually be able to restore ...
  98. Life Insurance in Your 20s? Here's Why to Buy Now

    Just because 20-somethings feel invincible doesn't mean they don't need life insurance. Here's why purchasing a policy in ...
  99. Top Ways to Guard Against Financial Elder Abuse

    Financial elder abuse is rampant. Here are some steps that you and your family can take to help guard against financial scams ...
  100. Are Target Date Funds Right for Your 401(k) Plan?

    Target-date funds are a popular investment option in 401(k) plans. Are they always a good fit?
Hot Definitions
  1. Diversification

    A risk management technique that mixes a wide variety of investments within a portfolio. The rationale behind this technique ...
  2. European Union - EU

    A group of European countries that participates in the world economy as one economic unit and operates under one official ...
  3. Sell-Off

    The rapid selling of securities, such as stocks, bonds and commodities. The increase in supply leads to a decline in the ...
  4. Brazil, Russia, India And China - BRIC

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  5. Brexit

    The Brexit, an abbreviation of "British exit" that mirrors the term Grexit, refers to the possibility of Britain's withdrawal ...
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    1. A situation where a portfolio does not hold a sufficient amount of a particular security when compared to the security's ...
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