Personal Finance Articles

  1. 11 Things You Pay For That Libraries Have For Free

    If it's been a few years since you ventured into a library, you'll be amazed at what they offer - for free!
  2. The Complete Guide to Financing an Investment Property

    If you're considering adding an investment property to your portfolio, you need to know what your options are for financing ...
  3. 5 Cities That Give You the Best Chance to Get Rich

    If you want to build sustainable wealth, where you choose to hang your hat can have a significant impact on your success. ...
  4. True Value Of An Olympic Medal

    Olympic medals may not be as valuable as one might think. They are made mostly out of silver, making them much less valuable ...
  5. Best Income Investments Other Than Dividend Stocks

    Besides dividend-paying stocks, there are a host of other income investments that can help diversify your portfolio and increase ...
  6. 8 Financial Tips For Young Adults

    You don't need an MBA to learn how to save money and invest in your future.
  7. How Did World's Second-Richest Man Make His Money?

    Learn about Amancio Ortega's rags-to-riches story, where the man who founded Zara and owned much of Inditex became a billionaire ...
  8. How to Beat Robo-Advisors With Online Marketing

    With these digital marketing tips, financial advisors can present themselves as an engaging alternative to their more impersonal ...
  9. One Place to Look for Income Now

    Find out why emerging market (EM) debt is enjoying robust returns this year.
  10. How Did Bridgewater's Ray Dalio Get Rich?

    Learn how Raymond Dalio, founder of hedge fund company Bridgewater Associates, became a billionaire and made the Forbes 4 ...
  11. 6 Women Who Turned Failing Companies Into Winners

    We list a few notable women who turned around companies that were suffering.
  12. The Cost of Buying a McDonald's Franchise (MCD)

    Setting up a new McDonald’s franchise can cost the owner up to $2.2 million to get the restaurants up and running, but it ...
  13. IRS Rule on 401(k) After-Tax Dollars

    A relatively new IRS ruling has made it easier for taxpayers to benefit from making after-tax contributions to their 401(k) ...
  14. 4 Way to Move Beyond Long-Term Unemployment

    The long-term unemployed should reach out for personal help, career advice and consider new job options to get back into ...
  15. Tesla: 6 Secrets You Didn't Know (TSLA)

    We bet you don't know who founded Tesla, how long CEO Elon Musk spent in grad school, how much he gets paid, or how fast ...
  16. Good Credit? Try This Credit Card Alternative

    Personal loans are a credit card alternative to try if you've got great credit and you want to lock in a lower interest rate ...
  17. 5 Staycation Ideas for Couples on a Budget

    Investigate 5 staycation ideas for couples on a budget.
  18. Should I Use a Money Market Fund Like a Checking Account?

    Find out why is not a good idea to replace your checking account, or any retail banking account, with a money market fund ...
  19. How Installment Loans Work

    Everything you need to know before taking out an installment loan.
  20. Another Billionaire Hedge Fund Manager Builds His Gold Position

    Paul Singer of Elliott Management becomes the latest hedge fund manager to seek a refuge in gold.
  21. Amazon: 10 Secrets You Didn't Know (AMZN)

    10 little-known facts about e-commerce leader Amazon.com Inc., the world's largest online provider of retail goods headed ...
  22. Here's Why Fixed-Income Returns Are So Low

    As the Federal Reserve remains reluctant to aggressively raise interest rates, investors continue to search for yield.
  23. 3 Unintended Consequences From the New Fiduciary Rules

    Learn about three possible unintended consequences of the newly passed DOL fiduciary rule, including how they may impact ...
  24. Top 5 Corporate Donors in Energy (XOM, CVX)

    The largest corporate donors from the energy sector in 2015 include companies that substantially increased their giving despite ...
  25. Who Spends the Most on Healthcare Now? The Wealthy

    The wealthy are now spending more on healthcare than the poor and middle class. But why?
  26. Signs You're Ready to Retire

    Learn the five signs that indicate you are OK to retire. Discover what steps are crucial to determining an effective and ...
  27. 5 Tips for Cutting Divorce Costs

    A divorce can be difficult and expensive, but there are several ways for you to minimize some of costs associated with the ...
  28. Helping Clients Avoid Retirement Landmines

    Your clients may hold well thought-out retirement plans, but things happen that can disrupt—or even derail—them. Know when ...
  29. Digital Marketing Tips to Grow Advisors' Business

    Advisors may want to consider these digital marketing tips when it comes to maximizing the effectiveness of their social ...
  30. How Did Charlie Munger Get Rich? (BRK.A)

    Learn how Charlie Munger, Warren Buffett's business partner and advisor, became worth $1.3 billion by 2016.
  31. The Big Disconnect With Big Data and Advisors

    Financial planning firms that undertake big data projects need to clearly define their goals so they can glean more insight ...
  32. The Everyday Lives Of Frugal Billionaires

    Many of the world's richest people manage their money sensibly. Here is a list of billionaires who spend wisely.
  33. What Is the Best Age to Get an Annuity?

    Optimizing the benefits of an annuity means guaranteeing a stream of income you can't outlive.
  34. Paying Down Debt Early

    For those with a strong aversion to having debt, here is an approach that can enable individuals to pay down debt more quickly ...
  35. Peter Thiel's Success Story

    Learn about the early life, education, success and influence of PayPal co-founder and libertarian activist Peter Thiel.
  36. How Peter Thiel Became a Superstar

    Peter Thiel: Legendary Silicon Valley entrepreneur and investor, destroyer of Gawker Media, supporter of Hulk Hogan... and ...
  37. Why More Millennials Need Credit Cards

    Here's why more Millennials should have credit cards – even though a majority don’t.
  38. VBMFX: Overview of World's Largest Bond Mutual Fund

    VBMFX: Find out top positions in the world's largest bond fund, the Vanguard Total Bond Market Index Fund.
  39. Should Retirees Still Have Mortgages?

    Identify the pros and cons of keeping a mortgage into retirement, and understand in which situations it is beneficial not ...
  40. It Pays to Be a ‘HENRY’

    Why? Because being a “High Earner Not Rich Yet” may help you buy the house of your dreams with a lower down payment.
  41. If You're Traveling to the Rio Olympics

    Going to the Rio Olympics? Here's how to find good deals, stay safe – and avoid ticket scams.
  42. When to Consider an In-Service 401(k) Withdrawal

    In many cases, early withdrawals from 401(k)s to be avoided. But if you are 59 1/2 or older, they may help you devise a better ...
  43. Is the U.S. Housing Market Really Coming Back?

    Analyze housing data to determine if the U.S. market is recovering, and assess price, sales volume, construction and inventory ...
  44. Top 5 Corporate Donors in Banking (WFC, GS)

    Explore the top five corporate donors, measured by cash contributions, in the banking sector in 2015, as tabulated by The ...
  45. Don’t Blame The U.S. for The Yield Meltdown

    This month added another bizarre chapter to the seemingly endless drop in bond yields.
  46. How are Discount Airlines so Cheap?

    Ever wonder what the fees are behind airfare prices? It's more complex than you think.
  47. Should Parents Save Towards College or Retirement?

    Many parents are unsure about whether to save more for retirement or education for their kids. These general guidelines that ...
  48. Startups: Tech Giants' Next M&A Targets? (AAPL, GOOGL)

    Watch for large-cap tech sector companies to announce acquisitions of startups, as valuations for unicorns and other overvalued ...
  49. Have A Charming (And Cheap) Wedding

    Learn how to have the wedding you've always wanted ... without going broke.
  50. Why Human Financial Advisors Are Insanely Valuable

    As the financial world becomes evermore digitized at a lightning pace, many wonder how relevant human advisors are. This ...
  51. 6 Benefits of Using a Credit Union

    Credit unions are community-focused and offer better interest rates than traditional banks.
  52. 5 Steps to a Retirement Plan

    These considerations will help you make a realistic and thorough retirement plan.
  53. U.S. Healthcare Costs: Americans Are Overpaying, Report Says

    The U.S. has higher healthcare costs compared to other countries, as many people in the U.S. are paying well above the average ...
  54. The Gospel According to Governor Mike Pence

    Gov. Pence's career in Indiana reveals plenty of examples of corporate socialism for the rich. Help for the poor, as preached ...
  55. 4 Unexpected Things That Lower Your Credit

    It's important to maintain a good credit score. Discover what could be lowering it without your knowledge.
  56. Top 10 Highest Paid Government Leaders

    When you compare the world leaders bringing home the most bacon, you'd be surprised to learn that there's more to salary ...
  57. Is House Price or Interest Rate More Important?

    Deciding which factor is more important can make a difference in monthly payments, ability to move and Homowner's Association ...
  58. How to Advise Non-U.S. Citizens on Social Security

    Advising clients who are not U.S. citizens on Social Security is complex. Here is how you can successfully navigate this ...
  59. 6 Signs You Are OK to Retire

    As you approach retirement age, there are a number of factors to consider before deciding on when you want to retire. Here ...
  60. Are You in the Top One Percent of the World?

    If you live in an industrialized country, cracking the top 1% of income earners isn't as difficult as you might think.
  61. The Net Worth of the Shark Tank Cast

    Discover how the richest "Sharks" on the hit TV show amassed their vast fortunes, and learn how much they have to offer eager ...
  62. 401(k) Balance: How You Compare to Others Your Age

    How much people have put away for retirement varies, naturally, by old they are. See how your savings stack up.
  63. 10 Most Successful Products from Shark Tank

    With seven seasons, 7.5 million viewers, some studs and a whole lot of duds, we take a look at the 10 most successful products ...
  64. 2016 Retirement Savings by Age: Where Do You Stand?

    What people in various age groups have saved at present for their retirement years – and where they should be. How does your ...
  65. 6 Mistakes to Avoid When Buying a Home

    By avoiding these six pitfalls when purchasing a home, you will be in a much better position to make an educated choice before ...
  66. 4 Ways To Value A Real Estate Rental Property

    Learn to evaluate real estate and get into the investment game.
  67. The Indian Story, Rebooted

    Once a BRIC, then one of the “Fragile Five," is India regaining its luster? We discuss the case for India.
  68. Behind Tesla's 1,173% Rise in 10 years (TSLA)

    Pay attention to whether Tesla’s profitability can prove worthy of the level of enthusiasm generated for the company by CEO ...
  69. Why You Should Be Seeking a Bigger Salary Now

    Timing is everything when it comes to asking for a raise – and that can mean knowing what's happening with the economy, as ...
  70. Top Reasons Not to Roll Over Your 401(k) to an IRA

    Five cases in which keeping your plan in place – or employing another non-IRA strategy – is the better move.
  71. Specialty Websites for Low First Class Airfares

    If a first class airline ticket is your goal, there are specialized websites that can help you find a good deal on one.
  72. The Best Time to Buy First Class Airline Tickets

    Book at least a week in advance and try these less-well-known routes to the least pricey first class seats.
  73. 3 Simple Lifestyle Changes to Make You More Productive

    If you are looking to become more productive it's important to find out what works best for you. Here are three ideas to ...
  74. The 8 Deadly Sins of Financial Advice

    As an informed consumer is the best defense against a swindling financial professional, here are eight things to watch out ...
  75. Get Rich with These 7 Healthy Habits

    Getting rich is like getting fit. To achieve your goals, you must develop healthy long term habits. Here are 7 habits that ...
  76. Discover 5 Secrets About 529 Plans

    When starting a 529 plan for your child's college fund, keep these details in mind.
  77. Bank Fees Be Gone

    Not only are bank account interest rates measly, but fees can take a serious bite out your balance. Here's what to do.
  78. 4 Little-Known Ways to Reduce Your Property Taxes

    Here are little known ways you can try to reduce your property tax liability.
  79. 10 Best Retirement Cities in the U.S.

    Discover 10 destinations across the United States whose mix of affordability, weather and amenities attracts significant ...
  80. 3 Big Financial Mistakes to Avoid in Your 30s

    Want to have continued control of your finances as you get older? Start by making sure to avoid these three financial mistakes ...
  81. Top 5 Apartment REITs in 2016 (EQR, AVB)

    Learn about five top REITs that invest in purchasing, developing and managing apartment complexes, and why they may be smart ...
  82. Benefit From Senior Discounts

    With social security payment projections almost flat for next year, seniors can turn to discounts to save money.
  83. Top 5 Corporate Donors in Tech (GOOG, MSFT)

    Pay attention to philanthropic donations from publicly traded tech companies when basing portfolio selections on principles ...
  84. Foodzie Review, Is It Worth It?

    Learn about the purchase of Foodzie and its sale to online retailer Joyus and the importance of acquiring the client base ...
  85. 3 Ways to Ensure Your Path to Financial Literacy

    People have strong feelings when it comes to money. Here are three ways to arm yourself with financial literacy and break ...
  86. Top 3 Mutual Funds From Thornburg (THIFX, THOAX)

    Learn about the Thornburg family of mutual funds and the top three funds that you should consider for retirement diversification ...
  87. How Paladin Digital Marketing Helps Advisors

    It can be hard for advisors to keep up with ever-evolving technology trends. Paladin Digital Marketing is one firm that aims ...
  88. 8 Reasons To Never Borrow From Your 401(k)

    Find out why dipping into your 401(k) can have serious consequences.
  89. Estate Plans Should Include Instruction Manuals

    Death is not something that we wish to dwell on, but estate planning—and figuring out even more basic issues—is something ...
  90. How Do Apple's Taxes Compare to Other Tech Giants? (AAPL)

    Analyze Apple's recent tax history to determine how geographic sales mix, foreign profit reinvestment and tax credits are ...
  91. Work & Collect Social Security in Retirement?

    What to consider if working in retirement while collecting Social Security.
  92. Cake Style Review: Is It Worth It?

    Learn about popular YouTube channel Cake Style and how YouTube is an outlet for self-employed individuals who make and edit ...
  93. Credit Card Debt: America’s Biggest Struggle?

    Dealing with credit card debt is a huge struggle for many American families. Here are some tips to get you started.
  94. Another Reason Rates are Likely to Be Lower for Longer

    The Federal Reserve (Fed) has suggested it’s likely to remain on hold for the near future given Brexit-related uncertainty ...
  95. Debt Consolidation Made Easy

    Five steps to consolidate and pay off your debt.
  96. Digging Out Of Personal Debt

    Good intentions can put consumers in even more personal debt.
  97. Dawn Of The Zombie Debt

    Are old debts coming back to haunt you? We'll show you how to keep these zombies from eating you alive.
  98. Don't Be Like NBA Legend Antoine Walker

    Using an NBA legend as an example, this is why finding a financial advisor who is trustworthy and right for your unique needs ...
  99. Explaining Apple's 1,057% Rise in 10 years (AAPL)

    Examine Apple's strong history of returns to understand how financial performance, investor outlook and market conditions ...
  100. Facebook's Competitive Advantage: An Inside Look (FB)

    Analyze Facebook's economic moat to determine its width and sustainability, and discover how scale and network effect add ...
Hot Definitions
  1. Fiduciary

    A fiduciary is a person who acts on behalf of another person, or persons to manage assets.
  2. Sharpe Ratio

    The Sharpe Ratio is a measure for calculating risk-adjusted return, and this ratio has become the industry standard for such ...
  3. Death Taxes

    Taxes imposed by the federal and/or state government on someone's estate upon their death. These taxes are levied on the ...
  4. Retained Earnings

    Retained earnings is the percentage of net earnings not paid out as dividends, but retained by the company to be reinvested ...
  5. Demand Elasticity

    In economics, the demand elasticity refers to how sensitive the demand for a good is to changes in other economic variables. ...
  6. Dark Pool

    A dark pool is a private financial forum or exchange for trading securities.
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