Personal Finance Articles

  1. How Banks Are Dealing With Low Interest Rates

    A surge in mortgages may help banks offset thin profit margins in the prolonged low-interest-rate environment.
  2. The 4 Basic Elements of Stock Value

    Investors use these four measures to determine a stock's worth. Find out how to use them.
  3. Is Life Insurance From Your Employer Enough?

    Covering the needs of the ones you would leave behind is not easy. But efforts to secure a life insurance policy outside ...
  4. How to Build a Credit Report for Your Adult Child

    They may not be true adults yet, but you can start building a credit history for your young adult children now.
  5. How to be a Top Financial Advisor

    The best advisors love what they do for a living, but they also know what to do to get to the top. This shared advice can ...
  6. How Credit Card Companies Make Money

    Credit card companies reap rich rewards for extending credit to consumers. Here's how.
  7. Donald Trump Takes a Stand on 401(k) Investments

    The Donald Trump approach to 401(k) investments could be a recipe for long-term disaster for investors with a longer time ...
  8. How the Victoria's Secret Credit Card Works: Benefits and Rewards (LB)

    Here's how the Victoria's Secret credit card works: application process, the benefits, the downfalls and the other pertinent ...
  9. The Vanguard Effect: Lower Expenses, Higher Returns

    Vanguard distinguishes itself by being the low-cost provider in a crowded field of mutual funds and ETFs.
  10. Are Mortgage Rates Going Up? 3 Indicators to Watch

    Watch these indicators to see if or when mortgage rates will rise, and why the Federal Funds rate is not a key indicator.
  11. Entrepreneurs Make Money: Why, How, Where & When

    Why, how, where and when do entrepreneurs make money? Eleven stages or "terms" that entrepreneurs and their ventures go through ...
  12. Medical Professionals: How to Pay Off Those Loans

    After years of medical school, the last thing you want to be worried about is money. What are your options when it comes ...
  13. Improve Your Credit Score by Adding a Credit Card

    Find out how adding a credit card account can help increase your credit score, and discover what to do to avoid it hurting ...
  14. Stock Safety: Top 3 Ways to Limit Your Losses

    First time stock investors may ask: is there any way to buy insurance on stocks to prevent losses?
  15. Top 10 Most Expensive Cities in the U.S.

    New York City tops the list of most expensive cities in the US, and five of them are located in California.
  16. Resume Strategies to Get That Finance Job

    What to include – and leave out – to create the kind of resume that will get you the interview that lands you the job.
  17. How the Long-Term Care Insurance World Is Changing

    The long-term care insurance market is continually changing and prices routinely go up. This is an overview of what to expect ...
  18. 6 Signs You're Not Spending Enough

    If the sleeves of all your shirts are frayed and even your thrifty friends think you're a tightwad, consider reading this ...
  19. CPA Exam Tips

    Tips for the CPA exam - how to approach it, what to expect, and the time it takes to complete.
  20. What's the Best Thing to Do with $100K in Cash?

    Have you suddenly found yourself with an extra $100,000 on hand? If so, here are some ways to put it to work (and some lessons ...
  21. SAT Vs. ACT: 6 Key Differences

    While there's some overlap in content, the ACT and SAT exams have significant differences that students should consider before ...
  22. The Hottest Jobs for Today’s College Grads

    Job prospects are better than they’ve been in a long time for recent college graduates. Here are the careers that offer the ...
  23. The Top 5 Personal Finance Experts to Follow in 2016

    Here is a look at five money and investing experts who can help you reach your financial goals for 2016.
  24. The 2 Top Paying Majors for Students Today

    The two highest paying majors in America.
  25. 5 Signs That You're Living Beyond Your Means

    Learn what to watch for before you find yourself drowning in debt or filing for bankruptcy.
  26. Top 5 Sport Stocks of 2016 (NKE, UA)

    With the Rio Olympics putting athletic wear in the spotlight, these five stocks are well positioned to benefit.
  27. What Are the Biggest Risks Associated With Banks Today?

    Evolving mechanisms and techniques of cybercrime have become the most severe risk associated with banks today.
  28. Top 7 Most Common Financial Mistakes

    Choose fortune over disaster by avoiding these money traps.
  29. An SEC Database for Checking Up on Competition

    Financial advisors can use the IAPD disclosure site, which is operated by the SEC, to check in on the competition.
  30. Why You Need to Find the Right IRA Beneficiary

    It definitely matters who you pick as your IRA beneficiary—and how you go about it. And in some cases, your best option may ...
  31. Why Japan May Be the First to Get Helicopter Money

    Could Japan could be the first country to implement helicopter money to stave off deflation, increase inflation rates and ...
  32. Hey, Newlyweds: Say 'I Do' to Combining Finances

    These tips for newlyweds will ensure that both partners are on the same page when it comes to joining finances for the first ...
  33. Top 6 Mindless Money Wasters

    If you'd like to save more money, first you'll need to conquer the first step: coming up with the cash.
  34. The Top Secrets to Building Wealth

    Making savings automatic and regular is instrumental when it comes to building wealth. Mindful spending is also helpful if ...
  35. 5 Articles to Refresh Your Financial Literacy

    Being smart about things financial can make the difference between a shaky future and a comfortable one
  36. Defining the 3 Types of Investments

    The first step to being a successful investor is knowing what is and isn't an investment.
  37. Why Flying and Working with Advisors Are Similar

    When we fly, we put our trust in a number of different strangers. Working with a financial advisor for the first time requires ...
  38. How to Outsource Work: 2 Tips for Business Owners

    Small business owner can increase efficiency and profits by outsourcing routine functions such as bookkeeping and payroll.
  39. Section 125 Plan (Cafeteria Plan): How Does It Work?

    Learn about section 125 cafeteria plans, who is allowed to use one, how it works, the benefits it provides, and how to set ...
  40. How to Make Investing Uncomplicated

    Investing is not rocket science. If you have a consistent investment strategy, you will be rewarded in the long run. Start ...
  41. Top 10 Careers for Women Over 50

    Women in this age group seek professions offering high pay and independence.
  42. The Top 3 Alternatives to Student Loans

    There are ways to attend college without getting into debt.
  43. Debt Avalanche vs. Debt Snowball: Which Is Best For You?

    There are two distinct methods to pay off debt: the debt avalanche way and the debt snowball way. Here’s how to find out ...
  44. Does It Pay Off to Attend Community College?

    Associate degree holders in some professions can earn more than bachelor's degree holders.
  45. 6 Countries With Virtually Free College Tuition

    Some countries in Europe, such as Norway, Finland and Slovenia, provide free university education for all students.
  46. Life Insurance Without Physical Exam: What's the Catch?

    The advantages and disadvantages of medical exam-free life insurance.
  47. 3 Mistakes That Can Ruin Your Retirement Abroad

    Retirement abroad can be a great way to save some money and see the world, but without proper planning it could end up being ...
  48. 5 Surprising Things That Will Hurt Your Credit Score

    Here are five ways that you can damage your credit score without even knowing it.
  49. Top 3 Health Insurance Options if You Retire Early

    Early retirees will need to maintain coverage until they become Medicare-eligible at age 65.
  50. How Did Carl Icahn Get Rich?

    Carl Icahn became wealthy as a corporate raider by buying large stakes and manipulating the company's decisions to increase ...
  51. 5 Assets Only The Ultra Rich Can Afford

    Yacht? Private jet? Not that unusual. If you’re rolling in the big bucks, you can buy something much more interesting.
  52. Why Some Millionaires Have the Middle-Class Blues

    Recent studies show that a large percentage of U.S. millionaires classify themselves as middle class. Here's why.
  53. Regression Basics For Business Analysis

    This tool is easy to use and can provide valuable information on financial analysis and forecasting. Find out how.
  54. 5 Top Ways to Double Your Investment

    From risky maneuvers to slow-and-steady strategies, we look at five methods to double your money.
  55. 7 Things You Should Say In An Interview

    Slip these simple phrases into your next interview and you'll have a great chance at landing the job.
  56. The Five Biggest Stock Market Myths

    Stocks that go down must come up, right? Wrong. We bust this myth and four other common market misconceptions.
  57. The Main Differences between Credit Unions and Banks

    Consumers should know the main differences between credit unions and commercial banks when deciding where to do business. ...
  58. A Beginner's Guide to Tax-Efficient Investing

    Find out how to manage your portfolio to minimize your tax burden.
  59. J.D. Rockefeller: From Oil Baron To Billionaire

    Almost 80 years after his death, this man remains one of the great figures of Wall Street.
  60. When You Should File Early for Social Security

    Filing early for Social Security can make sense. Here's a list of when it's appropriate to ignore the conventional wisdom ...
  61. Top Ways to Minimize Taxes on 401(k) Withdrawals

    Maximizing your retirement savings is essential to a secure retirement, and a part of that is minimizing taxes on 401(k) ...
  62. An America with Donald Trump as President

    Take a closer look at some of policy proposals from Republican presidential candidate Donald Trump, and what a future with ...
  63. Retire at 45 With $500,000: Is It Possible?

    Is it possible to retire at 45 with $500,000 in savings? Is it even advisable? Let’s take a look and see.
  64. 5 Landscaping Tips that Won’t Break the Bank

    Are you considering selling your home this summer? Then you should get your landscape in shape. Here are five secrets to ...
  65. The Expanding Role of Technology in Financial Advice

    Find out how financial advisors can serve investors better with some fresh thinking and a little help from technology.
  66. The Top 10 Best TED Talks for Business Leaders

    Influential talks for 21st century managers chosen from TED, a nonprofit dedicated to spreading ideas worth sharing.
  67. Top 10 Side Jobs You Could Start Now

    Ways to make extra cash in your spare time.
  68. 5 Signs You're Getting Bad Financial Advice

    Use good judgment and practice due diligence when contracting with professional money managers and advisors.
  69. The Time to Think about Thanksgiving Flights Is Now

    It's not too soon to shop for Thanksgiving flights.
  70. How Credit Card Companies Fight Fraud

    Credit card companies are relying on the full arsenal of weapons, including traditional and emerging big-data analysis to ...
  71. The Difference Between Social and Impact Investing

    ESG? SRI? How to make sense of socially-responsible and impact investing.
  72. Have 10 Highest Paid CEOs Delivered for Investors?

    Are the sky high total compensation packages for these CEOs justifiable?
  73. 4 Keystone Money Habits to Establish

    Adopting these four keystone habits can lead people to build very strong strategies when it comes to personal finance management.
  74. Looking for a Tuition-Free College? Move Abroad

    College tuition abroad is free in some cases, allowing students to get a debt-free jump on life. But you might need to brush ...
  75. I Maxed Out My 401(k)! Now What?

    Fear not: There are smart ways to ensure that your retirement nest egg keeps growing.
  76. What to Expect When Retiring with 1, 2 or 3 Million Dollars

    Today's low interest rates are putting seniors in a difficult position. Now, even retiring with $1 million may not be enough ...
  77. 5 Reasons Why More Retirees Are Going Back to Work

    The list of encore careers for seniors is growing longer.
  78. 8 Essential Four-Letter Words for Financial Health

    By embracing these four-letter words, you can take the steps necessary to improve your financial health.
  79. The Best Tools to Identify Potential Clients

    These are some of the best tools and resources to cost-effectively identify and communicate with potential clients.
  80. 4 Keys to a Satisfying Retirement

    As these four factors illustrate, successful retirement planning takes more than entries in a spreadsheet into consideration. ...
  81. 5 Financial Planning Decisions You Won't Regret

    From growing your personal savings to hiring a financial planner, here are five indispensable personal finance tips for your ...
  82. When Is an MBA Worth It?

    Earning an MBA can enhance one's career path, or help land a high-paying job. It also involves substantial expense and time. ...
  83. A Day in the Life of a Financial Advisor

    Financial advisors do a lot more than just manage portfolios, including prospecting, marketing, client servicing, compliance ...
  84. 3 Key Steps To Take Before You Quit Your Job

    Leaving a job on the best basis means thinking through everything from professional etiquette to what's financially adequate.
  85. How to Make Money with YouTube

    YouTube is the third most visited site in the world, and numerous people are making money thanks to the site's popularity. ...
  86. Analyzing Alibaba Vs. Amazon Business Models

    Learn how Alibaba and Amazon compare in terms of each company's applied business model, and understand the markets each company ...
  87. Is Your Social Security Check Less Than You Thought?

    If you're counting on your Social Security check to cover financial gaps in retirement, you may be in for a shock if your ...
  88. What to Do If Your Retirement Account Takes a Hit

    A shrinking retirement account is scary at any age. Here's what to do if your retirement account takes a sudden hit.
  89. 4 Best Cities for Military Retirees to Live

    The best places for military retirees to live include Washington D.C., San Diego and San Antonio. Here's a look at each city ...
  90. How 401(k) Withdrawals Work When You're Unemployed

    Unemployed individuals can pursue several options when taking money out of their 401(k), but they should carefully weigh ...
  91. Checking In on the Donor-Advised Funds Revolution

    Donor-advised funds are exploding in popularity among high net worth individuals. These charitable giving vehicles have received ...
  92. Free Lunch 101: How to Fund an HSA with Your IRA

    From a retirement planning perspective, a free lunch can refer to the relatively unknown one-time IRA to HSA transfer.
  93. How to Navigate the Medicare Maze

    Medicare provides several healthcare services for retirees. Taking a closer look at Parts A and B will help you determine ...
  94. Back to School: Basic Math for Buying a New Home

    Buying a home should be a wonderful milestone. With simple math, you can figure out what size mortgage and home work for ...
  95. Common Retirement Advice That DINKs Can Ignore

    The retirement rules are different when a couple has no kids. Spending more, retiring sooner – all kinds of options open ...
  96. Save Money by Analyzing Economic Trends

    It may seem like a tactic for active traders, but following economic trends can help you save and make money.
  97. Why Playing it Safe Could Hurt Your Retirement

    The stock market has its ups and downs. But when it comes to retirement planning, investing is a great strategy for building ...
  98. How to Leverage Millennial Wealth

    Take these steps and you'll be first in line when young investors start looking for professional financial services help.
  99. America’s Epidemic of Financial Avoidance

    According to several surveys, many Americans have an aversion to taking control of their financial well-being. And, unsurprisingly, ...
  100. Interest Rates Explained: Nominal, Real, Effective

    Interest rates are divided into subcategories. Smart investors look beyond the nominal or coupon rate of a bond or loan to ...
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