Personal Finance Articles

  1. Understanding FHA Home Loans

    Don't be overwhelmed when filling out these forms. Find out what you need to do here.
  2. The 401(k) Choice: Who's Right for a Roth

    Roughly half of U.S. employers offer a Roth 401(k). Anyone whose tax bracket is likely to increase later in life, especially ...
  3. Save Money: 5 Expenses You Don’t Need

    Everyone likes having extra cash, and saving money every month doesn’t have to mean making big sacrifices in time, effort, ...
  4. Outside the Box: Hoisington Investment Mgmt Review and Outlook, Q1 2014

    Outside the Box: Hoisington Investment Management Quarterly Review and Outlook, First Quarter 2014
  5. Five Retirement Warning Signs for Millennials

    If Gen Y'ers don't want to keep working forever, here's what they need to do now.
  6. Why Stick With Energy Stocks? (Hint: Geopolitical Risk)

    By most fundamental measures, oil prices should be declining. Russ explains why they’re on the rise instead, how this has ...
  7. Dental Insurance: Is It Worth the Cost?

    A trip to the dentist can take a big bite out of your wallet, which is why it’s important for some people to purchase dental ...
  8. Why College Graduates Are Settling for Minimum Wage Jobs

    Going to college means you’re going to land a high-paying job and make lot of money, right? That is not the case in today’s ...
  9. Are We Setting Ourselves Up For Another Financial Crisis?

    “More money has been lost because of four words than at the point of a gun. Those words are, ‘This time is different.’”
  10. What $175,000 Will Buy in the Tampa-St. Pete-Clearwater Real Estate Market

    Prices for Tampa-St. Petersburg-Clearwater, Fla. area homes are up 13.3% from the same month last year, but the median price ...
  11. 10 Ways to Screw up Your Retirement

    There are many common traps that retirees or soon-to-be-retirees fall into. We’ve laid out the top 10 here to help you avoid ...
  12. No Legwork Wednesday – J.C. Penney And The 'No Sale' Debacle

    When it comes to retailing, a company’s success depends as much on properly positioning its products as it does on the actual ...
  13. Tax Dodging Companies Cost You More Than $1,200 Each Year

    Every year that multinational corporations and wealthy individuals lower their U.S. tax bills by stashing profits in off-shore ...
  14. 10 Money Scams Aimed At Senior Citizens

    The older people get, the more vulnerable they become to fraud. Here are 10 scams to watch out for -- with FBI tips on how ...
  15. Guide: How to Save on Expensive Funeral Costs

    According to the National Funeral Directors Association, the median cost of a funeral in 2012 was $7,045.
  16. If You Live In One Of These 11 States You May Be Flunking Finance

    Financial literacy is the ability to use knowledge and skills to make effective and informed money management decisions. ...
  17. I Didn’t File Taxes, Now What?

    April 15 has come and gone, but if you didn’t file your tax bill, all is not lost, even if you think you will owe taxes. ...
  18. 3 Dumb Ways to Borrow Money

    Money — everyone needs it, but not everyone has it. Many people who find themselves in a financial bind aren’t left with ...
  19. Tying the (Financial) Knot: 5 Must-Ask Questions for Couples

    In her latest personal finance post, Jessie Szymanski takes a closer look at a major cause of conflict in American marriages. ...
  20. The Price Of Produce Is Sky Rocketing – Here's How To Save

    According to the Wall Street Journal, the price of produce is rising fast. Lettuce is projected to jump more than 30% in ...
  21. Your Bad Financial Habits Can Hurt Your Kids

    Modeling sensible planning and budgeting practices in front of your kids helps set them up for a lifetime of financial good ...
  22. Obamacare May Reduce Auto Insurance Rates

    A benefit of the Affordable Care Act (ACA) may be a drop in car insurance premiums as health care providers shoulder more ...
  23. The Pros And Cons Of The Mortgage Interest Deduction

    Perhaps the most highly-debated “benefit” to owning a home is the mortgage interest deduction.
  24. How Much College Can You Afford?

    Know the difference so that you don't buy the wrong thing.
  25. 10 Hidden Costs Of Parenting

    It's no secret that raising a child is expensive. Here are 10 hidden costs of parenting for which prospective mothers and ...
  26. Early Bird Doesn't Get The Social Security Worm

    Here’s an eye-opening statistic: 73% of Americans who are collecting Social Security (SS) today are receiving less than their ...
  27. Avoid Taxes on IRA Rollovers

    For years, IRA owners have been allowed to roll over their money from one IRA to another once a year without penalty, for ...
  28. 7 Ways To Save On Prescription Drugs

    If you have quality insurance you may not notice but if you don’t, you know that the price of prescription drugs is high. ...
  29. Infographic - Catching Up In The Retirement Race

    Information on how to get to where you need to be in your retirement savings plan.
  30. Banking Perks for the Rich That Will Make You Green With Envy

    Famous faces are known for getting mountains of free stuff and special treatment. And the bank is no exception. Forget cars, ...
  31. The Devil in the Details: Five Retirement Budget Proposals

    President Obama got our attention in his State of the Union speech by calling for action on retirement. The President’s budget ...
  32. What $200,000 Will Buy In The Atlanta Real Estate Market

    Atlanta housing prices are up from last year, but they're still lower than the national median. And there's lots of inventory ...
  33. How To 'Spring Clean' Your Credit Cards

    It’s a good idea to compare credit cards and ditch ones that don't stack up. While you are busy preparing for spring cleaning ...
  34. Five Ways To Teach Your Kids The Value Of A Dollar

    Kids are never too young to start learning money lessons. The more opportunities they have to work with money and manage ...
  35. Five Tax Myths That Can Cost You Cash

    Relying on the wrong ideas about how to file your taxes could cost you plenty.
  36. What $300,000 Will Buy In The Riverside/San Bernardino Real Estate Market

    The median list price for the San Bernardino/Riverside, Calif. market is $292,800, up 24.6% from the same month last year, ...
  37. Why The IRS Blocked Refund Anticipation Loans

    Refund Anticipation Loans provided tax preparers with a substantial stream of income for several decades. But high fees and ...
  38. How To Use Your Roth IRA As An Emergency Fund

    Do you feel like you don’t have enough money to save for emergencies and also save for retirement? An often-overlooked feature ...
  39. What Is Worse Than Being At Risk?

    You may have heard the old adage: “What is worse than being lost? Not knowing you are lost.” In that same vein: What is worse ...
  40. The Gloomy Future Of The Tax Preparation Industry

    It's often said all that is certain are death and taxes. By extension, undertakers and tax preparers should enjoy similar ...
  41. Can Paying Off Your Mortgage Early Hurt Your Net Worth?

    Saving your money and making double or even triple payments on a mortgage may sound productive, but it could hurt your overall ...
  42. What $250,000 Will Buy In The Phoenix Real Estate Market

    The number of real estate listings in the Phoenix-Mesa market has increased more than 45% since February 2013. Find out what ...
  43. Could The Fair Tax Movement Ever Replace The IRS?

    Although many taxpayers would love to see the IRS abolished, only a handful of thinkers have come up with any sort of viable ...
  44. What $200,000 Will Buy In The Chicago Real Estate Market

    Here's a look at what about $200,000 will get you today in various regions within Chicago's real estate market.
  45. Five Alternative Investments For Main Street

    FOX Business Network anchor Deirdre Bolton explains the alternative investments investors ask her about the most.
  46. The Pros And Cons Of Using Airbnb

    Here, we look at Airbnb - what it is, how it works, and the pros and cons of using this online rental marketplace.
  47. The Risks Of Investing In Emerging Markets

    In a volatile market, domestic investing can be risky. Many investors choose to look overseas for diversification - but that ...
  48. Five Steps To Retire Debt-Free

    Retiring without debt is a worthwhile goal, but a difficult one to achieve. If you're up to the challenge, follow these steps ...
  49. Hash Tag Scam: Investors Vulnerable To ID Thieves On Twitter And Facebook

    Social media scammers are targeting investors.
  50. The Three Stooges Debunk myRA

    The mention of a government-backed IRA in Obama’s state of the union address earlier this year may look like a good deal. ...
  51. Fixed Or Variable-Rate Mortgage: Which Is Better Right Now?

    Find out the benefits of fixed- and variable-rate mortgages, and learn which option is best for you.
  52. How Your Credit Score And Credit Report Are Examined By Lenders

    Knowing the difference between a credit score and credit report can help you make the right financial decision when it comes ...
  53. Six Ways Your Tax Preparer Knows You're Lying

    An experienced tax preparer can usually sense when a customer is providing fraudulent information to them. Find out what ...
  54. Americans Are Borrowing More To Buy Cars - But Should They Be?

    As the economy slowly heals, credit has become easier to obtain and interest rates have gone down. But does that mean it's ...
  55. Five Reasons To Not Bother Retiring

    Here are five reasons it may make sense to forgo a traditional retirement today.
  56. Key Takeaways From Warren Buffett's Annual Letters To Shareholders

    A simple yet invaluable look into the key themes Warren Buffett repeats in his annual letter to shareholders.
  57. Reverse Mortgages 101

    Just because you can apply for a reverse mortgage doesn’t mean you should. Get a general idea of how these work, as well ...
  58. Obama Announces Free Application For Federal Student Aid (FAFSA) Help

    On Friday, President Barack Obama and First Lady Michelle Obama visited Miami-Dade’s Coral Reef Senior High School ...
  59. America Launches Its First Bitcoin ATMs : Q&A With Liberty Teller Co-Founder

    Investopedia interviewed one of the co-founders of Liberty Teller, a start-up company that launched the U.S.'s first Bitcoin ...
  60. Is Homeownership A Smart Investment Again?

    Homeownership remains cheaper than renting across the nation. However, these findings speak broadly to the national market, ...
  61. Why Unemployment Rates Matter To Your Retirement

    Undoubtedly, unemployment is important for retirees and soon-to-be retirees. Also important is understanding the inflation ...
  62. Retirement Tax Changes For 2014

    To save efficiently for retirement, it pays to keep abreast of tax law changes. Limits on contributions for some plans have ...
  63. Maximizing Your IRA

    Dennis Miller interviews IRA expert Terry Coxon to find out clarify the different types of accounts – and which are right ...
  64. Retirement Woes Remain As Housing, Stock Markets Rebound

    Despite a rebounding stock market and recent housing gains, retiring comfortably remains an elusive goal for the majority ...
  65. Obama Budget Released: Who Are The Winners And Losers?

    Tuesday President Barack Obama unveiled a $3.9 trillion budget for fiscal year 2015 that includes new programs for education ...
  66. How Powerful Is The IRS?

    The IRS has considerable power to enforce tax collection and reporting. But does it have too much power?
  67. How Much Do You Know About 401(k) Fees?

    Here is a quick breakdown of fees that most people should know about when they look at their retirement account.
  68. How Financial Advisors Mistreat Women (And What Women Can Do About It)

    While many women want professional help managing their finances, some male advisors still treat women as second-class citizens. ...
  69. The Ty Cobb Approach To Retirement Investing

    Swinging for the fences isn’t always the best tact when you’re talking about investing.
  70. Need To Enroll In Obamacare? File Your Taxes

    Taxpayers who need to obtain health coverage under the Affordable Care Act can now do so easily and conveniently when they ...
  71. How To Handle A Windfall

    It can be tempting to spend a windfall on toys, trips, and other things that you "deserve," but doing so will leave you in ...
  72. Tips For Buying Luxury Real Estate

    The price and volume of luxury home sales is rising quickly in the U.S. and around the world. Find out what's driving this ...
  73. How Bernanke's Legacy Affects Retirees

    Ben Bernanke’s reign as Fed chairman has come to an end, and he’s leaving behind quite the legacy. The effects of this legacy ...
  74. Obama’s Retirement Cap Could Hit Middle Class

    President Obama plans to place new limits on how much Americans can contribute to tax-deferred retirement plans. Retirees ...
  75. What Is A Retirement Saver's Tax Credit?

    Here, we take an in-depth look a tax credit designed to provide relief to some people who are saving for retirement.
  76. The Best-Performing Sectors Of 2013

    A sector represents a high-level way in which analysts and investors group similar companies together. Analyzing Standard ...
  77. Money Habits Of The Millennials

    Millennials are facing the bleakest financial future of any generation in decades, and are not likely to enjoy the same standard ...
  78. What To Do When You Can’t Pay Your Taxes

    Falling behind on your tax obligations is the financial equivalent of a root canal. Take the pain away by following these ...
  79. Tax Deduction Guide: Contractors Vs. Employees

    The following are deductions independent contractors can write off, employees can write off, and a few that overlap.
  80. Obama's Minimum Wage and EITC Proposals - What Taxpayers Should Know

    Investopedia explains: In his State of the Union address, President Obama outlined two proposals - a minimum wage increase ...
  81. A Second Look At Bonds

    Traditionally, bonds have been looked at as one of the safest investments around. But Dennis Miller has some analysis that ...
  82. How To File A Tax Extension

    Learn the process you need to follow to grant yourself an extra six months on the deadline for filing your tax return.
  83. Why Do So Many People Fall Behind On Their Taxes?

    Despite the threat of owing thousands of dollars to possibly the most feared organization in the U.S., millions of Americans ...
  84. 65 Is Not A Magic Number

    Just because you've reached 65 doesn't mean you have to retire - that is, if you don't want to. Read on to find out how your ...
  85. Key Steps In Choosing The Best Tax Preparation Software

    U.S. taxpayers left over $1 billion on the table in missed tax deductions in 2013. Would using tax software prevent you from ...
  86. Diversity: Your Shield From Madoff-Style Investment Scams

    The best way to prevent being stung in a modern-day Ponzi scheme is diversity - not just within your portfolio, but also ...
  87. Crowdfunding for equities? Fool's Gold

    Investopedia explains: The JOBS Act was intended to make it easier for small firms to raise capital and give small investors ...
  88. Eight Ways To Use Your Tax Refund Wisely

    Here are some ways to get the most out of your tax refund check.
  89. Inside National Payment Systems

    Investopedia explains: The global interconnection of U.S. payment systems makes commerical and financial transfers possible. ...
  90. Evaluating Paid Investing Newsletters

    Investopedia explains: There are many different newsletters available, and investors must decide which is most appropriate ...
  91. Debt: The Last Social Taboo?

    Debt need not be a personal tragedy nor a badge of shame. For some, it is simply a practical problem with practical solutions. ...
  92. New Taxes Under The Affordable Care Act

    Find out what you need to know about the 21 new tax changes linked to the ACA.
  93. How To Negotiate Back Taxes With The IRS

    Recently, the IRS has been more amenable to working out late tax payments. But you have to address the problem up front, ...
  94. How To File Your Child's First Income Tax Return

    Use this quick parental guide to help your child learn the tax filing process and establish good habits.
  95. Pension Promises Go Unfulfilled

    Folks who trust in their pensions to carry them in retirement can end up with a fraction of what they were promised.
  96. Your Post Office Could Become More Like A Bank

    Facing dire financial straits and staving off bankruptcy, the United State Postal Service may make an entry (in fact, a re-entry) ...
  97. How To Get The Most Money Back On Your Tax Return

    These tips will help you get a larger refund this year, while teaching you how to pay less taxes going forward.
  98. Tax Issues For Same-Sex Spouses

    The tax rules for same-sex spouses are largely the same as for traditional filers, but there are a few special considerations ...
  99. Tax Breaks For Second-Home Owners

    Owning a second home is a great investment for a variety of reasons, but you need to know the tax implications of multi-home ...
  100. Hello, myRA: Retirement Savings for Beginners

    A new acronym has been added to the lexicon of savings and retirement plans - the myRA. That stands for My Retirement Account ...
  101. How Restricted Stock And RSUs Are Taxed

    This form of executive compensation limits how these stocks can be sold. Find out more here.
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