Personal Finance Articles

  1. How Summer Businesses Survive

    Seasonal businesses face particular challenges. Find out how they survive through the cold months.
  2. Will 2014 Mark The Return Of The CD?

    If bank rates follow the pattern that yields in the bond market have already begun to set, CD rates may be the first deposit ...
  3. Top Business And Finance Degrees For 2013

    The current crop of business students are picking in-demand majors with high salaries and flexible career paths.
  4. The Pros And Cons Of Pension Maximization

    Pension maximization can be an effective solution to the single versus joint life payout dilemma that many retirees face. ...
  5. 8 Clear-Cut Ways To Becoming A Better Saver

    These sure-fire budgeting tips will boost your savings quickly. The only trick is setting aside your excuses are getting ...
  6. The Importance Of Work Experience For Students

    Issues facing unemployed graduates stretch far beyond an ailing economy. Use your work experience during school to ensure ...
  7. How Long Will You Work When You Should Be Retired?

    Many retirees work during retirement, some by choice following a passion and others by necessity to put food on the table ...
  8. The Benefits Of An Accelerated Bachelor's/Master's Degree

    Accelerating your post-secondary education can save you major time and money.
  9. How To Write An Effective Investment Banking Resume

    A persuasive resume can give you the edge you need in a competitive market.
  10. The Basics Of A 401(k) Retirement Plan

    This plan has become one of the most popular retirement options. Find out why.
  11. How To Be A Top Financial Advisor

    The best advisors love what they do for a living, but they also know what to do to get to the top. This shared advice can ...
  12. Retail Banking Vs. Corporate Banking

    Retail banking refers to the division of a bank that deals directly with retail customers. Also known as consumer banking ...
  13. 6 Tough Questions To Ask Before Retirement

    While the biggest factor in deciding when to retire is whether you still need or want to work, there are many other variables ...
  14. Why Clients Fire Financial Advisors

    The reasons most clients fire their advisors are very simple and easy to address. Find out what you should be doing to keep ...
  15. Using ETFs To Replace Your Expensive Mutual Funds

    Fees associated with many mutual funds looks small. Some are barely over 1% or even lower. But over time those fees erode ...
  16. How To Make $1 Million In Finance

    The best opportunities to maximize sheer earning power are in investment banking, private equity and hedge funds. Find out ...
  17. Why You Shouldn't Worry Too Much About New Student Loan Rates

    A new federal loan interest rate went into effect on Monday, doubling from the previous rate of 3.4% to 6.8%. Despite the ...
  18. Fiduciary Designations For Financial Advisors

    Attaining the AIF or AIFA could help both you and your clients enjoy a comfortable retirement.
  19. How Your VantageScore Credit Report Is Calculated

    Deficiencies in the FICO credit report have led to the creation of a new credit scoring system - the Vantagescore. Find out ...
  20. Is Higher Education Still A Good Investment?

    Rising tuition fees and an ailing job market continue to perpetuate a cycle of spiralling student debt and lost opportunities. ...
  21. Private Equity A Trendsetter For Stocks

    In this article, we'll show you how private equity sets the trend for stocks everywhere.
  22. 5 Ways To Increase Your Chances Of Getting A Job After College

    Reports show that new college grads are either unemployed or under employed. Here's how to increase your chances of getting ...
  23. The Best Entry-Level Finance Jobs For 2013

    Here's a look at the most rewarding entry-level jobs, in terms of salary and future career prospects, and what you can expect ...
  24. The Causes And Costs Of Absenteeism

    Playing hooky to play golf may feel harmless, but the accumulated effect of absenteeism hurts businesses' bottom line. This ...
  25. Turning A Subsistence Retirement Into A Luxurious Retirement

    It seems many investors these days, particularly seniors, either go it alone with no outside guidance or they completely ...
  26. New Tax Rules Target The Top Tax Bracket

    The American Taxpayer Relief Act brings about new tax rules for the wealthy that people such as Warren Buffett have been ...
  27. Use Caution Trading Pink Sheet Stocks

    Pink Sheets stocks offer exciting opportunities to increase portfolio returns by large magnitudes in a short time. However, ...
  28. Consequences Of Maxing Out Your Credit Card

    With the average credit card holder owning 3.5 cards, it’s important to manage and keep track of purchases made with your ...
  29. Helping Clients Navigate Short Sales And Foreclosures

    Both buyers and sellers can benefit from a real estate professional experienced in dealing with short sales and foreclosures.
  30. How Much Should You Have In Your 401(k) To Retire?

    Here are some tips for retirement goals, general investing rules and what to focus on while saving.
  31. 5 Overused Resume Phrases

    Here are five phrases to avoid if you want your resume to stand out in the crowd.
  32. The Financial Fallout Of The DOMA Repeal For Same-Sex Couples

    The recent Supreme Court decision to repeal the Defense of Marriage Act has paved the way for same-sex couples to enjoy the ...
  33. 5 Budget Tips For Your European Backpacking Trip

    In this article, we'll explore a few ways you can enjoy the sights and sounds of Europe without breaking the bank.
  34. How To Survive When Prices Double Every Day And A Half

    Hyperinflation can destroy your life savings in a matter of months or less. We’ve seen again and again throughout history…Germany ...
  35. Capital Losses and Tax

    Capital losses are never fun to incur, but they can reduce your taxable income. Knowing the rules for capital losses can ...
  36. Investing In Stock Rights And Warrants

    Many companies choose to issue rights or warrants as an alternative means of generating capital to avoid dilution of existing ...
  37. A Day In The Life Of A Real Estate Agent

    While every day is unique for a real estate agent, there are some activities that may be a typical part of an agent's day.
  38. 3 Financial Tasks We Think Are Harder Than They Really Are

    Use these three tips to help put your financial situation into perspective. It turns out, organizing your finances isn't ...
  39. All About Zero Coupon Bonds

    Zero-coupon bonds are bonds that do not make any interest payments (which investment professionals often refer to as the ...
  40. Summer Money-Making Opportunities For Finance Students

    These earning methods enable students to generate additional income and provide actionable experience, without compromising ...
  41. What Is The Federal Employees Retirement System (FERS) And How Does It Work?

    Unless you are a government employee, you’ve likely never heard of the Federal Employees Retirement System, but if you work ...
  42. No Finance Degree? No Problem! Top 10 Ways To Jumpstart A Career In Finance

    These tips should enable a non-financial graduate to substantially improve his or her chances of launching a career in finance.
  43. 5 Tips For Getting Your Bank Loan Approved

    Find out how to present the perfect, complete package for your lender and increase your chances of gettinga loan approved.
  44. Commuters' University: On-The-Road Learning

    Effectively using your commute time could place you miles ahead of your competition.
  45. 5 Easy Fixes For A High Summer Electric Bill

    These simple tips will help you save money this summer, so you can spend it on more exciting things than electricity.
  46. Budget-Friendly Summer Fun

    Keep the kids out of your hair and wallet by saving on summer camps, sports leagues, day trips and more.
  47. Understanding Profit Metrics: Gross, Operating and Net Profits

    Rather than relying solely on net profit figures to evaluate a company's performance, seasoned investors will often look ...
  48. Is It Foolish To Strive For The American Dream?

    Even Jay Gatsby's stubborn optimism in The Great Gatsby would be hard pressed to believe that rags-to-riches stories are ...
  49. Real Estate Investing: Is Now the Time to Take Advantage of the Current Buyer’s Market? ...

    Even though Dennis Miller spent well over three decades writing books and teaching the subject of negotiations, some of the ...
  50. The Hidden Fees In 401(k)s

    Learn about the conspicuously disclosed fees that lurk within your 401(k) investments.
  51. 6 Volunteer Opportunities For Finance Professionals

    Here are six ways financial professionals can volunteer their expertise and possibly advance their careers along the way. ...
  52. 4 Ways To Take Your Career To The Next Level

    Whether you are looking to climb the corporate ladder or go it alone in the financial services sector, there are some extra ...
  53. How Interest Rates Affect The Housing Market

    Understand how rate changes can affect home prices, and learn how you can keep up.
  54. 4 Reasons Why Your Credit Card Company Thinks Your Card Is Stolen

    Find out the most common reasons the bank will fear your credit card has been stolen ... even when it hasn't.
  55. Can Financial Education Rebuild America’s Economy?

    Find out why financial education will help America to re-establish itself as the world's (undisputed) leading economy.
  56. The Father's Day Index 2013: Dad’s Value Is Up!

    We calculated Dad's value based on typical household tasks.
  57. Steps For Adding New Services To Your Finance Business

    Advisors who seek to add additional lines of business to their practices need to carefully consider all the factors involved.
  58. 5 Financial Gifts Dad Really Wants

    Want to give a unique Father's Day gift? These financial gestures may make Dad's day.
  59. 3 Seemingly Non-Financial Decisions Everyone Should Take More Seriously

    None of these decisions should be considered as being purely financial, but there are severe consequences to ignoring the ...
  60. Know Your Cost Basis For Bonds

    Nobody likes taxes, but tax reporting is an inevitable and unavoidable part of investing. If you buy stock, determining your ...
  61. Experience Or Education: Which One Lands You The Job?

    When job hunting, does education trump experience? Here are some factors to consider when it comes to this duel of credentials. ...
  62. How To Keep Your Small Business Afloat During Hard Times

    If an economic storm has your business taking on water, we have some tips for bailing yourself out.
  63. Be A Financial Planner From Home

    Now may be a good time to explore the possibility of working as a finanical planner from your home.
  64. Certifications For Estate Planning

    These certifications can lead to a promising career, but is estate planning for you?
  65. When To Buy A Mutual Fund

    There is money to be made in mutual funds, but investors fall into several pitfalls that keep them from maximizing their ...
  66. Should You Buy An Annuity?

    For many cash strapped seniors an annuity sounds like the perfect solution. And it can be if you think you’ll outlive your ...
  67. What Determines Your Cost Basis?

    In any transaction between a buyer and seller, the initial price paid in an exchange for a product or service will qualify ...
  68. 5 Secrets Credit Card Companies Don’t Want You To Know

    Find out some of the ways you can lessen your interest payments and avoid other unnecessary penalties that lurk in the fine ...
  69. 7 Tips To Help Land That Internship

    Here are some of the most important considerations to check off the proverbial list before going after that internship.
  70. The Diner's Guide To Tipping

    A look at the standards for tipping service staff in some popular vacation destinations, and the rationale for each custom. ...
  71. Get A Bank Job In 50 Days

    Banking professionals have only about seven weeks to find a new post in the financial services industry after leaving an ...
  72. Is Real Estate Ever A Wise Investment For Retirees?

    Being a landlord sounds like the path to riches: you buy some property, rent it out and watch the checks come in every month. ...
  73. Canadians: Smart Ways To Use Your Tax Refund

    Taxes are an annoying annual chore akin to going to the dentist. Luckily, however, some of us get a nice tax refund after ...
  74. Inflation's Impact On Stock Returns

    When stocks are divided into growth and value categories, the evidence is clear that value stocks perform better in periods ...
  75. The 10 Worst Financial Decisions You Can Make In Retirement

    In this time of fiscal uncertainty, there are many financial decisions that can make or break you during your formative years. ...
  76. Understanding The Case-Shiller Housing Index

    This index is a widely-used and respected barometer of the U.S. housing market and the broader economy.
  77. Mandatory Pension Savings: Should Employers And Employees Be Forced To Make Contributions?

    The scale of the pension crisis in the U.S. cannot be denied, and there's a growing movement that supports the mandatory ...
  78. Can't Get A Bank Loan? Turn To Your Neighbor

    Peer-to-peer lending can be an inexpensive way to gain access to credit when banks are restricting lending -- but you need ...
  79. Earnings Guidance: Can It Accurately Predict The Future?

    Explore the controversies surrounding companies commenting on their forward-looking expectations.
  80. 4 Traits Banks Look For In New Staff

    Trust is the number one trait that banks are looking for in new hires, but there are other abilities that are equally desired.
  81. Money Tips To Stretch Your Retirement Nest Egg

    Learn the key investment and savings tips you need to ensure your retirement savings last as long as you do.
  82. Broker Commissions Are Here To Stay

    With two developed nations adopting a firm anti-commission stance, questions have arisen over whether or not the United States ...
  83. The Role Of Parents In Financial Education

    The need for a concerted program of financial education cannot be ignored, and even though many parents are ill-equipped ...
  84. The Cold, Hard Facts Behind Funding Your Retirement

    Most people, depending on which side of retirement they’re on, feel they either won’t ever be able to retire or stay retired ...
  85. 10 Great Summer Jobs For Teens

    There are a lot of summer jobs out there, find out what's available, how much it costs and what skills you need.
  86. Career Benefits From The CFA Institute

    The CFA Institute provides members with a variety of ongoing career and networking benefits.
  87. A Day In The Life Of A CFO

    What would your life look like if you were CFO? We’ve interviewed three chief financial officers to find out.
  88. The Smith Maneuver: A Canadian Mortgage Tax-Deductible Plan

    Canadian mortgages aren’t tax-deductible like the U.S.-based mortgages, but there's a way around this hurdle.
  89. Planning Your Second Career

    A second career can provide opportunities whether you are worried about outliving your retirement savings, or you want to ...
  90. Why The Consumer Price Index Is Controversial

    Find out why economists are torn about how to calculate inflation.
  91. Predict Inflation With The Producer Price Index

    Find out how the PPI can be used to gauge the overall health of the economy.
  92. Know Your Stock Cost Basis

    Understanding equity cost basis is critical for tracking the gains or losses of an investment.
  93. Has Income Tax Become A Class Tax On The Poor?

    With more than 33% of American families falling close to the poverty line despite their adult members holding full-time employment, ...
  94. Making It Big On Wall Street

    Read about some of the most glamorous Wall Street jobs and what it takes to land one.
  95. Possible Effects Of The Online Retail Tax

    The U.S. Senate has passed a bill that will impose a sales tax on online retailers. Discover how the Marketplace Fairness ...
  96. 6 Things You Think Add Value To Your Home - But Really Don't

    Not everyone wants to spend their weekends shaping backyard topiaries. Even though you may enjoy the improvements you make ...
  97. Depreciation: Straight-Line Vs. Double-Declining Methods

    Appreciate the different methods used to describe how book value is "used up".
  98. 6 Tips For Selling Your Home Fast

    Find out what you can do to stand out from the competition and make your home an easy sell.
  99. The Economics Of Stay-At-Home Moms

    If an at-home mom was getting paid for all of the work she does, how much would she get?
  100. Quants: The Rocket Scientists Of Wall Street

    Blend math, finance and computer skills to command a high - and well deserved - salary.
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