Personal Finance Articles

  1. This is the Top Fear of Gen X, Millennial Savers

    Younger folks are more stressed than older generations about having enough money for retirement.
  2. Will Consumer Spending Save 2015?

    Consumer spending is considered an important number (and it is), but a savvy investor will always look at "why" rather than ...
  3. Will Revolutionize Shopping? has arrived and will look to steal market share from Amazon over the next several years. Will it be successful?
  4. Advisors: Broach this Topic with Grandparents

    Talking to older clients about financial planning for their grandchildren may help secure a new generation of clients.
  5. How to Respond to 'I Already Have an Advisor'

    Every advisor has met someone who already works with an advisor. Here are some tips for keeping the door open.
  6. The 10 Richest Women In Finance

    Who are the top 10 women in the financial industry?
  7. Today's Top Young Investors

    Given the very different world that we live in as compared to the one the Warren Buffett graduated into, young, hopeful investors ...
  8. Don't Get Trapped in a Zombie Foreclosure

    Understand how foreclosures work and you can avoid the disastrous consequences of having a zombie foreclosure.
  9. 6 Websites Where You Can Book a Private Jet

    These sites can help you get the flights and destinations you desire – and sometimes, even just a seat instead of a whole ...
  10. Worldwide Trend that Will Forever Alter Retirement

    Because longetivity is driving change in global and U.S. economies, we bring you a series of interviews with leading experts ...
  11. Why U.S. Consumers Aren’t Spending

    Despite continued improvement in the labor market and lower gasoline prices, consumers' activity remains soft: retail sales ...
  12. Gay Weddings Mean Big Business

    The coming boom in same sex marriages represents a money-making opportunity for anyone in the wedding industry.
  13. 4 Ways Millennials Can Buy Private Businesses

    Buying private businesses is a good way to have greater control over your investments while increasing your income and avoiding ...
  14. Top Benefits of Prenup and Postnup Agreements

    It can be a sticky subject, but prenuptial or postnuptial agreements can head off a lot of potential messiness. Here's a ...
  15. The Importance of Healthcare Risk Management

    Risk management is especially important in healthcare because human lives might be on the line. Here are some strategies ...
  16. Top 7 Ways to Manage Business Risks

    Risk management is a form of insurance in itself for small business owners. Here are seven steps to implement a plan.
  17. Tips for Insuring Your Salary

    Those with high incomes really can’t afford to be without disability insurance. Here's why.
  18. Why Companies Need Risk Management

    Implementing risk management strategies can save an entire organization from failure. Is yours up to snuff?
  19. 4 Things You Didn’t Know About Southwest Airlines

    Learn some little-known facts about Southwest Airlines' surging business.
  20. Why Equity Financing Is Worth It

    When a business takes on an equity partner, it is exposed to a number of advantages that debt financing simply cannot provide. ...
  21. Why Best Buy Failed in China

    Best Buy entered China with much fanfare in 2006. The Minnesota-based retailer exited quietly last year. What went wrong? ...
  22. How Grant Cardone Built a $350M Real Estate Empire

    Sales trainer Grant Cardone built his multimillion-dollar real estate empire without raising external capital from anyone ...
  23. Medicaid and Nursing Homes: A Quick Guide to the Rules

    Medicaid can cover the costs of a long-term healthcare facility, if you qualify. But that's a big if.
  24. Which Robo-Advisor is Right for You?

    Which robo-advisor is right for you? There are many factors to consider, including breadth of services, ease of use and cost.
  25. Hiring a Nanny? 20 Questions to Ask First

    How to find a caregiver who'll fit into your family – and which questions you can't ask.
  26. Are Markets Ready For An Interest Rate Hike?

    Despite financial market fears over the uncertainty of Greece’s debt crisis and the recent drop in China’s stock-market, ...
  27. Investors Turn to Artificial Intelligence

    Since the Alan Turing developed the Turing Test, scientific researchers have worked to develop a computer with the ability ...
  28. Is the Craft Beer Industry Driven by Millennials?

    Craft beer has become extremely popular among Millennials. Why the shift compared to past generations?
  29. How Private Equity and Hedge Funds are Taxed

    Private equity and hedge funds offer an appealing tax structure for those who can afford to invest in them. Here's why.
  30. 401(k) Rollovers: The Tax Implications

    The tax rules for 401(k) rollovers can be simple or more complex, depending on which path you take.
  31. IRS Sets 2016 HSA Deduction Limits

    Contribution limits for HSA plans have increased slightly for 2016. Here's a breakdown of what they are and how they work. ...
  32. Avoid These 4 Retirement Account Mistakes

    The top 4 mistakes investors should avoid in their retirement accounts.
  33. Top Tips on Catering to Millennial Clients

    The economic impact of Millennials is rapidly growing. Here's how to reach them.
  34. How the Fed Affects Reverse Mortgages

    An in depth look at how the Federal Reserve affects reverse mortgages.
  35. What is Cohousing and How Does it Work?

    Originally a Danish concept from the 1960s, modern cohousing communities can be found in the U.S., England and China. But ...
  36. 3 Ways Millennials Can Prepare for Retirement

    Poor money management decisions can either make a person's last few years of life a great reward for decades of hard labor ...
  37. ETF Analysis: Health Care Select Sector SPDR

    Learn about the Health Care Select Sector SPDR Fund including its performance, current holdings, recent performance and the ...
  38. When Is the Best Time for You to Buy a House?

    Making what is likely to be the single most expensive purchase of your lifetime shouldn’t be done on a whim.
  39. Are You Rich Enough to Retire in New Zealand?

    New Zealand is beautiful and welcoming to retirees – but only if they bring a healthy bank account. See how you measure up.
  40. What Can A Conference Call Tell About Trends?

    Messages in a company conference call can be easily misconstrued. But there is a way to cut through the talking points to ...
  41. The Battle Between Apple Watch & Luxury Watches

    With prices starting at $10,000, will the 18-karat gold Apple Watch Edition threaten luxury watch brands like Rolex and Cartier? ...
  42. Don't Underestimate Kroger's Retail Power

    The grocery chain Kroger has been growing stronger thanks to strategies such as holding down costs, acquisitions, and a focus ...
  43. What Makes Tesla's Business Model Different?

    Tesla did not invent the first electric car. What it did invent was the first successful business model for bringing compelling ...
  44. Successful Investors Don’t Just Set It & Forget It

    The most highly effective investors consistently take steps to adapt their investment plan in the face of changing markets ...
  45. Surviving Your First Year As A Trader

    These tips will reduce the learning curve for first-year traders.
  46. The Best Way to Insure Your Jewelry

    What you need to know to keep those baubles, bangles and beads safe.
  47. Are Tech Startups Overvalued?

    Tech companies with billion dollar valuations are mushrooming and the NASDAQ index passed 5,000. Is there an app to tell ...
  48. Where Are Real Estate Stocks Heading?

    We summarize five economic reports that investors should monitor monthly to keep them informed of where real estate and its ...
  49. An in Depth Look at How Inheritances Are Taxed

    The tax implications of an inheritance can be complex. Here's what beneficiaries need to know.
  50. Millennials' Money Habits: How to Help

    Millennials gleaned much of their financial savings habits from their parents. Here's where they could use some help.
  51. How Advisors Can Assist Clients with Inheritances

    Leaving an inheritance can be complicated and even a burden on the recipient. Here's how advisors can help.
  52. How Financial Advisors Can Woo Wealthy Clients

    To woo wealthy clients, offer the resources they need and design a strategic website and marketing plan to bring those desired ...
  53. Top Spots in L.A. to Woo Clients

    L.A.'s dining scene is full of celebrities, but these impress-your-client spots offer better a mix of exquisite fare and ...
  54. Why Cash Will Never Be Obsolete

    As long as the banking system remains strong and so many Americans remain unbanked, the United States will not have a cashless ...
  55. The 6 Biggest Fortune 500 Employers

    In 2015, five of the top six biggest Fortune 500 companies are retailers.
  56. Six Agencies to Find a Caregiver for Your Child

    Hiring a caregiver for your kids can be tough. Here's a cheat sheet on how and where to find your personal Mary Poppins. ...
  57. Retire in Puerto Rico with $200,000 in Savings

    The climate, beaches and cost of living are a draw, but its economic challenges need to be factored into your decision.
  58. Nike and the NBA, a Perfect Duo?

    What does Nike's recent eight-year contract partnership with the NBA entail for its largest competitor Under Armor?
  59. Looking for Alternatives to Invest in Real Estate?

    There are several ways to invest in “real estate” via the stock market, buying stocks and hold them for years. We give you ...
  60. Is Amazon Killing the Best Buy Business Model?

    Best Buy's business model has been shaken up by Amazon. Its plan to adapt is working but needs to go further to avoid the ...
  61. What Private Investors Can Learn from 'The Profit'

    By watching "The Profit" investors can pick up a simple yet solid framework for investing in privately-held businesses.
  62. Subaru: Japanese Cars for American Lifestyles

    Subaru has built its cars differently from traditional cars, and once someone is drawn in by the company’s catchy advertising ...
  63. 8 Reasons to Roll Over Your 401(k) to an IRA

    Switching jobs? Moving your retirement savings into an IRA has advantages that may allow you to build a larger nest egg.
  64. Who Are Millennials and Why Do They Matter?

    With more than 80 million members, the Millennial generation represents a key consumer segment. Ignore them at your peril. ...
  65. Protect Yourself Against Reverse Mortgage Scams

    You could lose not only money, but also your home, if you fall for these schemes.
  66. Find a Reverse Mortgage Lender You Can Trust

    Reverse mortgages are a notorious lending market. Follow these steps and the chances are good you’ll find a trustworthy, ...
  67. Do Big Inheritances Do More Harm Than Good?

    Most wealthy parents plan to pass on their wealth, but few have had discussions with their heirs. Financial advisors should ...
  68. Top Tips for Helping Clients Sustain Wealth

    High-net-worth individuals face a number of potential challenges when passing wealth down, but it is possible to build generational ...
  69. The Delhaize/Ahold Merger: A Buy for Investors?

    The mid-2016 merger of Delhaize Group and Ahold NV will create a supermarket giant, but what will it mean from an investing ...
  70. 10 Things Your Real Estate Broker Won't Tell You

    Whether you're selling a home or buying one, go in with eyes wide open when you're working with a broker.
  71. General Electric Returns Vs The Dow Industrials

    General Electric (GE) has outperformed the Dow Industrial Average since the 2008 crash and could achieve even greater returns ...
  72. Find the Private Island of Your Dreams

    The perks, the problems and the pleasures of owning your own little piece of paradise.
  73. Can I Afford To Buy A Private Island?

    It may not be as pricey as you think, but don't forget to pay attention to the rights you're buying and, perhaps, factor ...
  74. Lockheed Martin Is Tight With The US Government

    The relationship between Lockheed Martin and the U.S. government is long-standing and the company's biggest revenue source, ...
  75. The Best Buy-and-Hold Stocks for Your Retirement Portfolio

    These stocks offer stability while exhibiting strong indicators of future growth.
  76. What Drives The Price Of Chocolate?

    The price of chocolate is driven by many factors, and chocolate lovers need to understand what can impact our ability to ...
  77. How Advisors Can Help Couples Agree on Finances

    Financial advisors often end up being mediators when it comes to working with couples. Here are some ways to get them on ...
  78. 5 Overlooked Tax Deductions for Small Businesses

    It's easy for small business owners to miss a few tax write-offs. Here's where to find them.
  79. How Millennials and Baby Boomers Invest Alike

    When it comes to investing Millennials and Boomers are more alike than you may think. Here's how.
  80. How to Help Clients Plan for a Special Needs Child

    A special needs child demands extra diligence in planning. Here's a guide to best practices.
  81. Is PayPal Worth More Than eBay?

    Examine the online payment processor, PayPal, and discover its projected value increase as a standalone company, separate ...
  82. Understanding Regulations on Qualified Longevity Annuity Contracts

    QLACs provide retirees a way to guarantee a lifetime income – as long as the regulations set out by the IRS are followed. ...
  83. Top 10 Jobs That Allow You to Work From Home

    Here are some top careers where you'll find work-at-home job opportunities.
  84. 7 Finance Books Every Teenager Should Read

    Most personal finance books are geared to adults, but here are a few that teens may actually want to read.
  85. Will Abercrombie & Fitch Ever Make a Comeback?

    A comeback seems possible for Abercrombie & Fitch, but can it afford the costs required to put it back on top?
  86. Do You Qualify for a Reverse Mortgage?

    See whether you meet the age qualifications and other requirements for getting a reverse mortgage.
  87. A P2P Mortgage: Is This Loan Right For You?

    Read all about the the pros and cons of this trend in of peer-to-peer lending.
  88. Reverse Mortgages and Your Taxes

    It pays to know the tax benefits from getting a reverse mortgage. Two major considerations: Are the proceeds taxable and ...
  89. Low-Cost Ideas For Urban Gardening

    Because urban gardening is a growing trend to create lots of greenery in your home, we give you these low-cost ideas without ...
  90. 7 "Apprentice" Hosts From Around the World

    There are as many as 26 countries with their own local version of "The Apprentice," and each version is hosted by a native, ...
  91. 8 Tips on Saving Money as a Student in Paris

    A strong dollar and French government policies designed to help students make it easier to survive on a tight budget.
  92. What Does It Cost to Study Abroad in Paris?

    Housing will be your biggest budget challenge as a student in Paris, but the city offers lots of ways for students to save ...
  93. How Much Does It Cost to Study Abroad in France?

    Study abroad can deliver a big return on your investment. Here are some costs to consider if you're thinking of studying ...
  94. Did Obamacare Make Premiums Go Up?

    A careful look at data from nonpartisan sources suggests that any increases have actually been modest by historical standards. ...
  95. Pay Less for Financial Advice

    Here's a look at what you should pay for financial advice and investment management, what you should get for that price and ...
  96. How The NBA Makes Money

    The National Basketball Association has moved past Major League Baseball to represent the second most popular sport in the ...
  97. 3 Savvy Strategies for Rolling Over Your 401(k)

    How to make the most on your 401(k) rollover – including considerable tax benefits (capital gains, not income tax) when company ...
  98. A Guide to Qualified Longevity Annuity Contracts

    QLACs are one way to make sure you don't outlive your retirement savings. Here's how they work.
  99. How to Find the Right Retirement Community

    You're going to be spending a lot of time there, so invest time and thought into which retirement community you pick – before ...
  100. Relax at the Airport With the Right Credit Card

    Some of the best credit cards available to the everyday consumer now give anyone access to some of the world’s most luxurious ...
Hot Definitions
  1. Capitalization Rate

    The rate of return on a real estate investment property based on the income that the property is expected to generate.
  2. Gross Profit

    A company's total revenue (equivalent to total sales) minus the cost of goods sold. Gross profit is the profit a company ...
  3. Revenue

    The amount of money that a company actually receives during a specific period, including discounts and deductions for returned ...
  4. Normal Profit

    An economic condition occurring when the difference between a firm’s total revenue and total cost is equal to zero.
  5. Operating Cost

    Expenses associated with the maintenance and administration of a business on a day-to-day basis.
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    The interest rate paid by financial institutions for the funds that they deploy in their business. The cost of funds is one ...
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