Personal Finance Articles

  1. Here's How Bill Gross Became a Millionaire

    Learn how Bill Gross, co-founder of PIMCO and its Total Return Fund, became known as "The Bond King" and left PIMCO with ...
  2. Fidelity IRA and Roth IRA Review

    Fidelity is a widely recommended online brokerage that offers IRAs and Roth IRAs, as well as other investments, with low ...
  3. 3 Low Price-to-Book Ratio Stocks to Consider in 2016 (NWS, FCAU)

    These three stocks with low price-to-book ratios have promising prospects of turnarounds and improvements in operating metrics.
  4. Why Early Retirees Should Reconsider the 4% Rule

    Although retirement rules of thumb can be helpful with long-term goals, retirees need flexibility and risk awareness. Sometimes ...
  5. Top 4 Companies Owned by L Brands, Including Victoria's Secret (LB)

    L Brands, owner of lingerie giant Victoria's Secret, holds a majority ownership in three other popular brands that have allowed ...
  6. Top 8 Companies Owned by Swatch (UHR.VX)

    Swatch's success in the watch manufacturing and development industry is attributable to its numerous subsidiaries, obtained ...
  7. How to Figure Out Your Retirement Money Needs

    Running out of money in retirement can be a tragedy for you and your family. Consider the following factors when determining ...
  8. Most Profitable Clothing Companies of 2016 (NKE, TJX)

    The five most profitable United States-listed clothing companies began 2016 with quarterly net income between $150 million ...
  9. Self-Directed IRA Exemption: Advisors Take Note

    Here's how the new fiduciary rule impacts custodians of self-directed IRAs and clients who are seeking advice.
  10. How to Financially Advise Newly Single Clients

    People who become newly single due to the death of a spouse or divorce have a unique set of financial needs that must be ...
  11. The Real Cost of the Rio Olympics

    Brazil spent $4.6 billion on hosting the Rio de Janeiro Olympics, but the real cost could be much greater.
  12. How Seniors and the Elderly Can Obtain Life Insurance (MET)

    As life expectancy increases, various life insurance options are available for applicants older than the age of 50, even ...
  13. How Does Amazon Charge Taxes on Its Products? (AMZN)

    Most of the tax burdens are shouldered by retailers and individual sellers, creating hidden costs for consumers.
  14. Protect Yourself From Tax Hackers

    By taking a few basic precautions, you can prevent tax hackers from stealing your Social Security number and claiming the ...
  15. Top Royce Funds for Retirement (RYFSX, RYSEX, RYTRX, RYIPX)

    Discover four of The Royce Funds mutual funds suitable for diversifying retirement portfolios that focus on investing in ...
  16. Can You Afford College Costs in 18 Years?

    While saving for your children's college education remains a better late than never proposition, starting early ultimately ...
  17. How Life Insurance Can Help With Cash Accumulation

    Did you know permanent policies also offer the prospect for reasonable cash value accumulations?
  18. Taxes on Endowments, How It Works

    Endowments and endowment funds are critical for non-profit organizations, and payouts are generally not taxable - but there ...
  19. How to Grow Your Tax-Free Bucket of Money

    For soon-to-be retirees, the Roth 401(k) offers a quick way to build up your tax-free bucket for a more comfortable retirement.
  20. A Few Crumbs for Coach

    Free snacks and more are now being offered by major carriers on economy class flights. Record profits make it possible. Competition ...
  21. Top 5 Sporting Goods Stocks of 2016 (NKE, UA)

    Five iconic brands have histories of strong growth in their operations.
  22. Top 3 Pet Food Stocks of 2016 (BUFF, SPB)

    The pet food industry rakes in more than $22 billion annually. Consider these top stock picks for 2016.
  23. Top 5 Lumber Stocks of 2016 (WY, RYN)

    Lumber prices advanced in the first half of 2016 due to robust housing construction in the United States. These five lumber ...
  24. What to Consider When You Finance a Home

    These are the many factors that need to be considered when obtaining financing for a home.
  25. Are Low-Volatility ETFs Becoming Overvalued?

    Has the popularity of low-volatility ETFs caused them to become overvalued and more risky than investors and advisors expect? ...
  26. How Retirees Should Think About Retirement Income

    It’s the savings you have accumulated for retirement that make the difference between just getting by and being able to enjoying ...
  27. Will Brazil's Economy Improve After the Olympics?

    There are still no signs that hosting the 2016 Olympic Games is helping Brazil's worst recession in history.
  28. How Online Banking Is Overtaking Traditional Banking

    Is traditional banking doomed to be surpassed by online banking?
  29. 5 Best Banks for Home Loans (FRME, RF)

    Here are the five best banks for home loans, broken down into the best 30-year fixed, 15-year fixed, 5/1 ARM, FHA and VA ...
  30. How to Manage Entrepreneurial Risk

    Entrepreneurs face many risks that general employees don't. Understand these entrepreneurial risks and find out how to mitigate ...
  31. How Utmost Good Faith is Applied in Practice

    The principle of utmost good faith is an articulation of the need for both parties to act in a completely open and honest ...
  32. How Robo-Advisors Can Fill Mass-Market Advice Gap

    As advisors turn their sights to wealthier investors, robo-advisors are increasingly becoming a reasonable option for so-called ...
  33. A Cautionary Tale About Retirement Calculators

    How comfortable would you be if you knew that the online retirement calculator you used failed its own test?
  34. Mortgage Payments Don't Decrease Over Time (Most of the Time)

    Mortgage payments do not decrease over time in most cases. However, their composition changes in other ways, such as having ...
  35. Traps That Lead to Market Underperformance Part II

    There is a vicious investing cycle that impacts many young and first-time investors.
  36. How to Follow Investment Committee Best Practices

    More plan sponsors are forming investment committees to fortify their fiduciary standards. These are best practices for investment ...
  37. Best 2016 IRA Promotions (ETFC, BAC)

    Here are some of the best IRA promotions of 2016, with significant bonuses for large deposits.
  38. Venmo vs. Square Cash vs. Google Wallet: How They Compare (SQ, GOOGL)

    Mobile P2P payment services facilitate financial transactions, and Venmo, Square Cash and Google Wallet are three major players. ...
  39. How to Avoid Student Loan Forgiveness Scams

    If someone tries to make you pay to get 'Obama student loan forgiveness,' don't fall for it. The lowdown on this scam – and ...
  40. 5 Best Entry-Level Work-From-Home Jobs

    Good paying jobs are becoming more plentiful for people who prefer working from home. These are five of the best work-from-home ...
  41. 5 Best Companies to Refinance Your Car (STI)

    High interest on a car loan can cost you money that you could be using to pay down other bills. Check out the best auto refinance ...
  42. Vanguard IRA and Roth IRA Review

    Vanguard, one of the industry's largest IRA providers, offers a multitude of low-cost, high-performing retirement account ...
  43. What Are the Pros and Cons of Raising the Minimum Wage?

    With the debate on wages continuing in Congress and in the public arena, here are some of the major pros and cons of raising ...
  44. How Acorns Works and Makes Money

    Acorns is an easy-to-use investment app that offers users a simple way to save more and learn basic investing principles.
  45. Is Your Client Ready for an Early Retirement?

    Make sure these factors are on your checklist to ensure your client can retire early.
  46. Are the Financial Benefits of Marriage Still Appealing for All?

    Because many men and women are earning higher incomes, the financial benefits of marriage may not be as great as they were ...
  47. Landlord vs. REITs: Pros and Cons

    Becoming a landlord and buying REIT shares are two ways to invest in real estate. Which is best for you?
  48. Who Is Driving Amazon's Management Team? (AMZN)

    The management team at Amazon.com, headed by Jeff Bezos, continues to propel the company's expansion into new business lines ...
  49. MasterCard vs. AMEX Platinum Card: Which Has Better Benefits? (MA, AXP)

    Both are good choices, but which is best?
  50. 5 Cheapest Celebrity Homes for Sale

    When considering residential real estate as an investment, watch for listings of homes formerly owned by celebrities as potential ...
  51. Top 7 Companies Owned by Chrysler (FCAU)

    Despite a strong portfolio of operating units and historic automotive brand names, Fiat Chrysler Automobiles is still struggling ...
  52. Coverage of Fiduciary Liability Insurance

    As fiduciaries, retirement plan sponsors have tremendous personal liability exposure. Find out how fiduciary liability insurance ...
  53. How to Get Your Idea Featured on Shark Tank

    The opportunity to present a business idea to the cast on Shark Tank hinges on some good fortune, a marketable product and ...
  54. Top 10 Work From Home Jobs That Actually Pay the Bills (AMZN, HUM)

    Work from home job opportunities are abundant as of 2016. Learn which well-known companies offer the best work at home jobs ...
  55. MRK: How Merck's Stock Price Rose 31.42% in 6 Months

    After sinking 6.99% during calendar year 2015, Merck's stock price soared 31.42% during the six-month period between Feb. ...
  56. Is Groupon a Legitimate Business? (GRPN)

    Groupon still isn't profitable, and the legitimacy of its business model has come into question. Find out why it is legitimate ...
  57. Who Is Driving Tesla's Management Team? (TSLA)

    Co-founder Elon Musk, J.B. Straubel and Jason Wheeler are three key management executives, directing the development of Tesla ...
  58. Long-Term Installment Loans: Are They Worth It?

    Long-term installment loans help borrowers finance major purchases or consolidate credit card debt. Learn how they work, ...
  59. 4 Ways to Get the Best Auto Loan Deals

    With interest rates near historical lows, it's a great time to buy a car. Here is how to get the very best deal on an auto ...
  60. How to Log Mileage for Taxes in 8 Easy Steps

    Using these eight steps, a taxpayer can learn how to log miles for taxes and maintain the minimum requirements outlined by ...
  61. Middle Income Jobs Are Up: 7 That Pay $35,000+

    After a period of decline, middle income jobs that pay over $35,000 per year are once again on the rise as the economy continues ...
  62. Understand Your Financial Personality

    We talk to Joe Duran, the CEO of United Capital, about how different financial personalities drive decision making in investing ...
  63. AXP: How American Express' Stock Price Fell 11% in 6 Months

    American Express's stock price has taken investors on an up-and-down ride in the first half of 2016, but the overall trend ...
  64. Is Credit Karma Safe and Secure?

    Although Credit Karma has developed numerous security measures, it has unclear privacy policy terms and has had previous ...
  65. Top 5 Costliest Health Issues Retirees Face

    The healthcare system today is murky, with plans changing what they cover. What are the costliest out-of-pocket or underestimated ...
  66. When Will Amazon Accept Bitcoin? (AMZN)

    Amazon has been reluctant to embrace digital currency for various reasons, though some reasons are pure speculation.
  67. Who Is Driving Apple's Management Team? (APPL)

    Three key members of the Apple management team and board of directors make important business and corporate governance decisions ...
  68. 7 Steps to Create a 10 Year Retirement Plan

    Workers who are only 10 years away from retirement need to do a number of things to ensure that a comfortable retirement ...
  69. 5 Countries With the Most Billionaires

    China or the United States has the most billionaires in the world, depending on who you ask, followed by India, the United ...
  70. Buying a Life Insurance Policy? Read This First

    Knowing who needs life insurance, how it works and the different types of insurance can help consumers make informed decisions ...
  71. The 10 Highest Paying Jobs in America

    This list of the 10 highest paying jobs in America includes plenty of variety when it comes to choosing a profession.
  72. Cost of Expanding Medicaid Exceeds Expectations

    The President’s healthcare laws aim to extend Medicaid to millions more Americans. But the cost of implementing it has grown ...
  73. Once Again, It’s Too Quiet Out There

    Russ discusses what's behind the unusually low volatility in the markets, and what could bring an end to the days of calm.
  74. A Look at Protecting Children With an IRA Trust

    Too many people make huge and irreversible mistakes when naming the beneficiaries for their retirement accounts.
  75. When Is the Best Time to Rent an Apartment?

    Rental supply and demand and prices fluctuate significantly during the year, so renters should be aware of the best time ...
  76. How to Cut Back on Spending Like a Billionaire

    We can learn smart financial habits from some of the richest people in the world.
  77. PayPower Visa Prepaid Card: What You Need to Know (HAWK)

    The PayPower prepaid card is an alternative to checking accounts and credit cards, but many online reviewers are unhappy ...
  78. How are Qualified and Nonqualified Dividends Taxed?

    Dividends are taxed differently based on if they are qualified or nonqualified.
  79. What Happens to Snoopy When Charlie Brown Dies?

    If you own a pet or two, you can make plans to ensure their well-being after you are no longer around to care for them.
  80. Venmo Is Not a Scam: Here Is Why (PYPL)

    Venmo is a service that allows users to send and receive money, but some are finding the promise of quick payments to be ...
  81. How to Maximize Employee Benefits From the Start

    Taking the time to make proper selections within your employer-provided benefits package is crucial and could significantly ...
  82. Most Profitable Automobile Companies of 2016 (HMC, TM)

    There are only four really profitable automobile companies in 2016 as the market has not supported prices despite a projection ...
  83. Should Retirees Reinvest Their Dividends?

    Find out why dividend reinvestment may or may not be the right choice for retirees, depending on their financial needs and ...
  84. Charles Schwab IRA and Roth IRA Review (SCHW)

    Charles Schwab focuses on high-service IRA and Roth IRA accounts, with a vast array of investment choices that have no fees, ...
  85. Recoverable Depreciation: How it Works

    Recoverable depreciation is a concept used in many insurance policies and claims.
  86. When Should You Get Supplemental Life Insurance?

    For individuals with larger families and responsibilities, supplemental life insurance may bridge the shortfall in coverage ...
  87. How Much Should You Contribute to Your 401(k)?

    There's a lot to consider when deciding how much to contribute to your 401(k) plan.
  88. How Amazon Financing Works (AMZN)

    Amazon.com offers its customers two versions of its own store credit card, with interest-free financing on designated item ...
  89. There's More to 529 Plans Than the Tax Benefits

    College costs aren't like to suddenly drop anytime soon. That's why checking out a 529 plan, with its tax incentives, makes ...
  90. How to Fund Long-Term Healthcare Costs

    Healthcare costs in retirement are rising. Here are some options that you and your clients should consider to help them fund ...
  91. Top 3 Things NOT to Say to Clients

    Steadily growing your client roster can be tough these days. Communicating effectively with customers should be one of your ...
  92. How Much Should You Spend on an Engagement Ring?

    The history and popular perception of engagement rings runs counter to the surprising correlation between ring cost and marriage ...
  93. Top 5 Animal Stocks of 2016 (ZTS, HSIC)

    Consumers have substantially increased spending on animals between 2010 and 2016. These five animal-related stocks are positioned ...
  94. Defensive Investing: Learn from a Hedge Fund Pro

    Looking for ideas on companies, sectors or investments to short? Consider the opinion of this hedge fund luminary.
  95. The Big Short Explained

    Oscar-nominated film the Big Short explains the complex financial instruments that helped fuel the financial crisis.
  96. Falling Giant: A Case Study Of AIG

    Find out why the U.S. government approved an enormous bailout package for American Investment Group (AIG).
  97. The 7 Key Areas of a Comprehensive Financial Plan

    These are the seven key areas that need to be addressed in a comprehensive financial plan.
  98. Equity Returns: Key Drivers Over the Past 30 Years

    Equities enjoyed robust gains between 1985 and 2014, but a 2016 McKinsey report warned that these returns could soon deteriorate ...
  99. Cheap, Fun Destinations for Your Next Trip

    These travel spots can be surprisingly inexpensive to fly to – if you look for deals.
  100. The Most Expensive Mercedes You Can Buy in the United States (DDAIF)

    The Mercedes S-Class coupe, model AMG-S65 Cabriolet, with an MSRP of $234,050, is the most expensive Mercedes available in ...
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