Personal Finance Articles

  1. What Car Insurance Companies Cover You in Canada and Mexico?

    Canada generally honors U.S. insurance policies, but when traveling to Mexico, it's important to get a supplemental policy.
  2. 4 Tips for Negotiating an Insurance Settlement

    It is possible to negotiate your own insurance settlement, especially when the injuries are relatively minor and the other ...
  3. Why Saving 10% Won't Get You Through Retirement

    Retirement experts often tout the 10% rule: To have a good retirement, you must save 10% of your income. The truth is, most ...
  4. When Should You Get Supplemental Life Insurance?

    For individuals with larger families and responsibilities, supplemental life insurance may bridge the shortfall in coverage ...
  5. Getting Life Insurance in Your 20s Pays Off

    Find out how Americans in their 20s can benefit from a well-thought-out life insurance policy, especially if they are able ...
  6. How Mortgage Refinancing Affects Your Net Worth

    Find out how to determine whether refinancing will put you ahead or even more behind.
  7. The Biggest Risks of Investing in Berkshire Hathaway Stock (BRK.B)

    Understand how issues of succession, credit downgrade risk and increased regulation could hurt prospects for Berkshire Hathaway.
  8. How NeuStar Makes Money and Its Top Shareholders

    NeuStar announced its plans to be taken private by an investment group led by Golden Gate Capital. Learn about how the company ...
  9. Business Schools with the Highest ROI

    A unique study finds a number of MBA programs that have a better return on investment than the usual list of top-tier schools.
  10. Fintech Insurance Innovations: Coming to Your Policy

    Next stop for financial technology startups: disrupting the insurance industry. It's already started.
  11. How to Avoid Bad Investing Choices With Behavioral Finance

    Here's how behavioral finance can help investors avoid making bad decisions with their investments.
  12. What Women Need to Know About Money

    It's important to understand these five basic points in order to be financially independent.
  13. How to Get Life Insurance With a History of Alcohol

    You can still get life insurance with a history of alcohol abuse by using these tips.
  14. Attention Home Buyers: Why You Need a Lawyer

    Property transactions are complex and subject to specific state/local rules. Hiring a lawyer can simplify the process.
  15. Retirement Annuities: Know the Pros and Cons

    Retirement annuities can be a secure way to make sure you don’t outlive your assets. But be careful; fees are high.
  16. 5 Year-End Tax Strategies to Prepare for 2017

    Here are five strategies to implement before the end of the year that could help lower your tax bill.
  17. 10 Holiday Gift Ideas That Won’t Break the Bank

    This year consider presents that won’t burn a hole in your pocket.
  18. Even Medical Residents Make Student Loan Mistakes

    Most medical students incur a large amount of student debt that needs to be managed wisely.
  19. Don't Start the New Year Without a Financial Review

    Use the remaining days of 2016 to review your finances and plan ahead for the new year.
  20. Negotiate Your Salary Now for Greater Income in the Future

    Here's why it's so important to negotiate your salary and some tips on how to effectively do it.
  21. The Importance of Posting Blogs on a Weekly Basis

    An up-to-date blog will gain more search engine traction and in turn, lead to a successful website.
  22. These Savings Accounts Have the Highest Interest Rates

    Don't expect interest from a bank savings account to make you rich. You can do better, however, than the paltry 0.08% average ...
  23. Financial Advice for When You're Buying a Car

    When you buy a new car, make sure you are getting the best deal possible with these tips.
  24. Millennials: Retire With $1,000,000 – Here's How

    It is possible for Millennials to retire with $1,000,000, if they take the right steps and make the necessary sacrifices ...
  25. How To Give A Stock For Christmas

    If you're looking for a gift that can hold its value and teach your kid about finances, a stock might be the best thing to ...
  26. Top 10 Email Marketing Tips for Financial Advisors

    These 10 strategies can help advisors make the most of email marketing.
  27. Where Can You Buy Tax Free on Amazon?

    Time was, you could shop online without paying sales tax. That's less and less the case.
  28. 6 Cash-Saving Tips for the Holiday Season

    Using these tips will leave you with more money after the holidays to pay down your debt.
  29. How to Make the Most of Your Tax Planning Team

    When financial advisors collaborate with tax advisors, the end result is efficient tax mitigation.
  30. How Much Credit Card Debt Do Americans Have?

    Household debt is on the rise in the U.S., with credit cards, car loans and student loan debt representing major threats ...
  31. Follow the Key Steps of Retirement Planning

    To achieve your retirement goals, don't skip over the important steps in financial planning.
  32. The Reverse Mortgage: Lifesaver or Albatross?

    How to decide if a reverse mortgage will help fund your retirement – or undermine it.
  33. How Klarna Lets You Pay Later With No Interest

    Never heard of Klarna? It's a fintech company that offers easy "buy now, pay later" online shopping.
  34. Got a 403(b) Plan? Here's What You Need to Know

    Many folks do not understand the ins and outs of their 403(b) plan. Let's change that.
  35. What Are the Characteristics of a Successful Investor?

    Successful investors have a healthy life balance, are disciplined, and measure success properly.
  36. The Standards for "Accredited Investor" Could Loosen

    The definition of an accredited investor could be expanded to include financial advisors by the end of the year.
  37. How Anheuser-Busch Makes Money (BUD)

    The world's largest brewer enjoys overwhelming market share all over the world, and that market share is expected to rise. ...
  38. How Momentum Can Help You Face Market Volatility

    At times we reduce portfolio risk when markets are volatile, but that can slow investment momentum.
  39. How to Start Building Your Investment Portfolio

    Here are some questions to consider when investing your money and building up a portfolio.
  40. What ETF Investors Want Today

    Alternatives, fixed income and smart beta top investors' wish lists of what they want in ETFs.
  41. Valuable Year-End Tax Moves for 2016 (Part Three)

    Here's a look at tax strategies for itemized deductions, charitable gifts and other tax credits.
  42. Top 10 Companies with the Best Parental Leave Benefits (NFLX, ADBE)

    Ikea just announced it will offer its 13,000 salaried and hourly employees in the U.S. up to four months of paid parental ...
  43. Financial Advice From the Chinese New Year

    As we approach the Chinese New Year, we can learn some basics about our personal financial lives.
  44. There's Still Time for Tax Planning in 2016

    Here’s a look at some considerations for year-end planning for taxable (non-retirement) accounts.
  45. Starting a Donor Advised Fund? Ask These Questions First

    Before establishing a donor-advised fund, these are the questions you should ask a fund sponsor.
  46. Top 3 Growth ETFs So Far In 2016

    These ETFs offer a different approach for investors looking for large-cap, tech or small-cap exposure.
  47. The Top 4 Leveraged S&P 500 ETFs of 2016

    Investors with high risk tolerance aiming to capitalize on a volatile space may like these funds.
  48. Is Trump Looking to Play Russia Off OPEC?

    President-elect Trump's choice for Secretary of State could have wider benefit for U.S. oil.
  49. The Top 4 ETFs to Track the Nasdaq in 2017

    Investors seeking exposure to the tech sector may want to check out these Nasdaq ETFs.
  50. How Car Insurance Claims are Paid

    Here is an overview of how car insurance claims are usually paid.
  51. The 5 Best ETFs to Short the Market

    ETFs that short the market may look like they're underperforming, but don't be fooled.
  52. Donor-Advised Fund Complaints May Be Overblown

    A recent report contradicts many of the complaints that donor-advised funds are often used improperly.
  53. True Link Debuts Robo-Advisor for Retirees

    True Link has launched a robo-advisor designed to meet the needs of retirees.
  54. Read This Before You Retire in the Philippines

    The Philippines has a warm climate, a low cost of living and plenty of people who speak English. What to do next if you think ...
  55. Why This Gender Diversity ETF is a Big Hit

    One of the most successful ETF launches of 2016 is State Street's SPDR Gender Diversity ETF, thanks in large part to CalPERS.
  56. How a 401(k) Works After Retirement

    Find out how your 401(k) works after you retire, including when you are required to begin taking distributions and the tax ...
  57. 6 Tips For Last-Minute Christmas Budgeting

    Christmas shopping doesn't need to break the bank. These tips will help you shop smarter.
  58. Donald Trump: The Triumph of Crony Capitalism

    President Trump's possible unwillingness to create a truly blind trust could turn crony capitalism into a national security ...
  59. Colleges High on Training for the Weed Business

    With a wave of new states legalizing weed, job growth within the marijuana industry looks to be heating up.
  60. How Nvidia Makes Money (NVDA)

    The stock of Nvidia Corporation rocketed to the record high of over $90 per share in the fall. This is how the company makes ...
  61. Investing Basics Quiz 1

    Test your knowledge with our short investing quiz.
  62. Top 5 Shareholders of Lockheed Martin (LMT)

    Discover which active growth and income mutual fund managers are among the largest Lockheed Martin shareholders, and why ...
  63. 5 Tax-Efficient Portfolio Tips for High Income Earners

    High income earners can use these tips to make their portfolio more tax-efficient.
  64. Ways To Get Free Christmas Gifts (or at least cheaper ones)

    Christmas shopping can be expensive, but there are ways to get gifts free or nearly free.
  65. Keep Gifts Simple and Meaningful This Season

    Sometimes simple gift ideas are the best.
  66. Smart Year-End Tax Moves for 2016 (Part Two)

    Here's are some crucial tax planning strategies for investments, Social Security and Medicare.
  67. Managing Multiple Revenue Streams in Retirement

    Learning how to manage multiple revenue streams in retirement is a must – especially if Social Security, plus your IRA and ...
  68. What to Expect From M&A in the Next Year

    A Trump administration may be more inclined to let M&A deals go through.
  69. 7 Top Finance Books to Gift This Christmas

    An overview of six engaging financial reads to give as gifts this Christmas.
  70. Harvest Your Tax Losses Before Year-End

    You could have some losses in your taxable accounts that you can harvest for a tax deduction.
  71. How to Redefine the Time Between Working and Retiring

    Take the time between working full-time and full retirement to focus on something you truly enjoy.
  72. Condo Complications: The Issues Behind Ownership

    Being a "condo person" is just one of the issues you'll have to examine when deciding if a condo is right for you.
  73. How Time Factors Into Your Investing Strategy

    Timing has a big impact on what you can expect of your investments. Here are some guidelines based on how long you have. ...
  74. How Advisors Can Tout Their Reps with BrightScope

    Financial information firm BrightScope aggregates and publishes information about advisors. Here's what advisors need to ...
  75. How Much Money Do You Need to Retire in Hawaii?

    The Aloha State remains an idyllic place to retire, but at what expense? From rent to cereal to gasoline, we look at the ...
  76. ETF Update: How Is the First Actively Managed MLP ETF Faring? (AMZA, AMLP)

    Take a look at how the first actively managed Active MLP ETF, the InfraCap MLP ETF (NYSEARCA: AMZA), has performed since ...
  77. Top Ways to Minimize Taxes on 401(k) Withdrawals

    Maximizing your retirement savings is essential to a secure retirement, and a part of that is minimizing taxes on 401(k) ...
  78. Great (Financial) Gifts For Kids This Christmas

    Parents, grandparents and other interested adults can give financial gifts to children that can help secure their futures, ...
  79. Home Improvement Loans: What Are Your Best Options?

    If you plan on taking out a home improvement loan, you should know what your options are and which ones might be best for ...
  80. The Motherhood Penalty: High Earners Hit Hardest

    For every child women have, they lose 4% of their pay. And it's even worse for high earners.
  81. How To Make Extra Money At Christmas Time

    Here are some easy ways to make some cash if you need extra money for Christmas gifts.
  82. MLP Investors to Benefit Under a Trump Tax Regime

    Trump’s new tax plan could spell big savings for investors in master limited partnerships.
  83. How Advisors Can Best Work With Aging Clients

    Elderly clients may present some unique challenges for financial advisors.
  84. How to Become a Financially Savvy Bag Lady

    Organize your financial baggage for a better future.
  85. Four Ways Boomers Benefit from Rising Rates

    Here are four ways that Baby Boomers can take advantage of rising interest rates.
  86. 4 Ways to Refinance a Home Equity Line of Credit

    There's more than one way to get more affordable monthly payments on your home equity line of credit through refinancing ...
  87. 5 Ways to Avoid Overspending at Christmas

    Here are five Christmas shopping tips that can help save you from the Christmas money pit.
  88. Important Year-End Tax Moves for 2016 (Part 1)

    Here's part of a year-end tax strategy for 2016, to make the most of your retirement savings plans.
  89. How to Save Clients from RMD Aggregation Mistakes

    Advisors can help clients avoid required minimum distribution mistakes in their retirement plans.
  90. How to Combine Two Mortgages Into One?

    If you have a second mortgage as well as a primary, does it make sense to consolidate into a single loan? Here's how to figure ...
  91. How Financial Success Is Like Football

    There are many commonalities between success on the football field and success with financial goals.
  92. When Life Insurance Isn't Worth It

    So, you're thinking about buying life insurance, but do you really need it?
  93. Top 6 Mortgage Mistakes

    These common errors could end in foreclosure.
  94. Top Tips for Cheaper, Better Car Insurance

    Accident, theft, vandalism - make sure your coverage will protect you when you need it most.
  95. 3 Reasons to Invest in Multi-family Real Estate

    Here are three reasons to consider investing in multi-family real estate.
  96. Is an Online Financial Advisor Right for You?

    There are some important issues to consider before signing up with an online financial advisor.
  97. Could DOL Fiduciary Rule Deter Young Investors?

    Some advisors are worried that the DOL rule could hinder relationships with would-be clients.
  98. Mortgage Broker vs. Direct Lenders: Which Is Best?

    There are key differences between mortgage brokers and direct lenders. Here's how to choose which is best for you.
  99. Real Estate Speculation In College Towns

    Is buying real estate in a college town an investing option you should consider? Find out here.
  100. How PMI Insurance is Different than Home Insurance

    Homeowner's Insurance and Private Mortgage Insurance are both common requirements of closing on a mortgage, but each has ...
Hot Definitions
  1. Buyback

    The repurchase of outstanding shares (repurchase) by a company in order to reduce the number of shares on the market. Companies ...
  2. Tax Refund

    A tax refund is a refund on taxes paid to an individual or household when the actual tax liability is less than the amount ...
  3. Gross Domestic Product - GDP

    The monetary value of all the finished goods and services produced within a country's borders in a specific time period, ...
  4. Inflation

    The rate at which the general level of prices for goods and services is rising and, consequently, the purchasing power of ...
  5. Merchandising

    Merchandising is any act of promoting goods or services for retail sale, including marketing strategies, display design and ...
  6. Small Cap

    Refers to stocks with a relatively small market capitalization. The definition of small cap can vary among brokerages, but ...
Trading Center