Personal Finance Articles

  1. Creating a Tax-Deductible Canadian Mortgage

    Find out how to get a tax benefit from your mortgage like your neighbours to the south.
  2. Score a Cheap Mortgage

    Hidden costs can create what looks like a good deal. Find out how to find the best mortgage possible.
  3. Mortgage Points: What's the Point?

    Learn how to pay less for your home in the long run, or save in the short run.
  4. When (And When Not) to Refinance Your Mortgage

    There are both good and bad reasons to refinance. Learn more about both here.
  5. How Advisors Can Win at Social Media

    Social media is a valuable business tool and it's here to stay. Here are three big benefits that advisors can realize from ...
  6. Are Millennial Retirement Savers Doomed?

    A new McKinsey report spells a grim financial future for Millennials, who will have to work harder and save more than their ...
  7. The Top 4 Intel Shareholders (INTC)

    Consider the enormous amounts of stock granted by Intel to its top executives and how these individual investors can influence ...
  8. Is My Credit Score Good Enough for a Mortgage?

    Your score is critical in determining not only whether you'll secure a loan for a home, but also what interest rate you will ...
  9. Is Your Loyalty Paying Off?

    Not always. But here is the way to make the best of an increasingly shrinking rewards universe.
  10. How to Outsmart Private Mortgage Insurance

    It's possible to use a second mortgage to avoid this fee, but is it in your best interest?
  11. Money Market Accounts with the Highest Interest Rates

    Money market savings accounts can offer higher interest rates than regular or even high-yield bank savings accounts – and ...
  12. Pros and Cons of Buying a Certified Used Car

    A certified pre-owned (CPO) vehicle can bring peace of mind, but is it right for you? Here are some factors to consider.
  13. These Savings Accounts Have the Highest Interest Rates

    Don't expect interest from a bank savings account to make you rich. You can do better, however, than the paltry 0.08% average ...
  14. 2 Companies With No Closing Cost for Refinance (TREE, C)

    Discover more about refinanced mortgages with no closing costs, and learn about two companies that assist borrowers in acquiring ...
  15. Retirement Planning: 3 Differences in What Men and Women Want

    Discover what surveys reveal about how people say they want to spend their retirement years, and how the answers depend largely ...
  16. Behind the Scenes of Your Mortgage

    Four major players slice and dice your mortgage in the secondary market.
  17. 8 Ways a Private Family Foundation Could Spark IRS Interest

    IRS rules are extremely complex and can prohibit acts that seem – or even are – totally fair and even commonsensical. Here's ...
  18. 3 Billionaires Who Graduated From the University of Pennsylvania (SCTY, TSLA)

    Learn more about three of the most high-profile billionaires to graduate from the University of Pennsylvania: Donald Trump, ...
  19. SunTrust Mortgage Reviews: What You Need to Know (STI)

    Discover which mortgages SunTrust offers and how the average person obtaining a loan at SunTrust rates the bank on customer ...
  20. Berkshire Hathaway Stock: Analyzing 5 Key Customers (BRK)

    Discover how Berkshire Hathaway began as a failing textile company and grew into the fifth-largest company worldwide with ...
  21. The Next Frontier for Robo-Advisors? 529 Plans

    Here's how robo-advisors are infiltrating the 529 college savings plan market.
  22. Use These Tips to Crush Student Loan Debt Fast

    Savvy graduates are paying off their college debt in record time. Here are the strategies that can get you out from under ...
  23. OneGo vs. JetSmarter: Comparing Disruptors in the Airline Market (UAL, AAL)

    Follow the development of new businesses based on flat-rate flying apps, and identify any interesting prospects which could ...
  24. Top 10 Checking Accounts for Small Businesses (BAC, WFC)

    Explore the 10 best checking accounts for small businesses and discover why the perfect bank for one type of business may ...
  25. Burdening Your Retirement With a Mortgage

    Carrying this debt can have benefits if done correctly, but is it worth the risk?
  26. How to Get a No-Down-Payment Mortgage

    It's harder to find, but you can still buy a home without any money down.
  27. Choose Your Monthly Mortgage Payments

    Exotic mortgages allow you to decide how much to pay. Find out how much they really cost.
  28. Mortgage Options for Underwater Homeowners

    Find out what options are available when your mortgage is greater than the value of your home.
  29. 5 Luxury Car Features That Are Over the Top

    Automakers are thinking up and designing ever more ingenious add-ons to entice buyers to ante up. But are the latest cool ...
  30. 8 Reasons to Celebrate the 529 College Savings Plan

    Learn why May 29th is an opportunity to remind people of the importance of saving and investing for college, especially with ...
  31. Got a Good Mortgage Rate? Lock It Up!

    Rising rates mean rising profits for lenders, providing incentive to increase rates whenever possible.
  32. 6 Tips to Get Approved For a Mortgage

    You can change your bank's answer to a loan request from 'No' to 'Yes'. Find out how.
  33. 5 Things You Need To Be Pre-Approved For A Mortgage

    Before you can get serious about buying a home, you need to get pre-approval for a mortgage. Learn what you need to speed ...
  34. BB&T Mortgage Reviews: What You Need to Know (BBT)

    Learn about the operations of BB&T Corporation. Discover what mortgage products and services the bank offers and how consumers ...
  35. What Is a Will and Why Do I Need One?

    Putting this document together will save your family time and money, and give you peace of mind.
  36. Chart of the Week: Is Deflation Dead?

    U.S. deflation is no longer an imminent risk. This week’s chart helps illustrate why.
  37. Self Employed? 5 Steps to Scoring a Mortgage

    Convince lenders that you're a good bet despite your lack of a steady income.
  38. Is Fidelity Right for Your Retirement?

    Fidelity is one of the leading brokerage firms in the U.S. The company has several retirement plan offerings and services ...
  39. Donald Trump’s Real Estate Math Tricks

    Is Trump’s Westchester County golf course worth more than $50 million – or just $1.4 million? That depends. Who pays for ...
  40. Mortgages: Fixed-Rate Versus Adjustable-Rate

    Both of these have advantages and disadvantages depending on your financial needs and prospects.
  41. 4 Reasons Owning a House Is Increasingly Unaffordable

    Learn about five factors causing home buying to be less affordable than it was in the past for the average American.
  42. Apple Stock: Analyzing 5 Key Suppliers (AAPL)

    Find out how Apple came to dominate the electronics and communications industries with help from five of its international ...
  43. Top 10 Highest-Paying Retail Jobs

    Find out where to find the top 10 highest-paying retail jobs in the country, and what the top retailers are paying their ...
  44. Top 10 Wealthiest Families in the World

    Find out how much money it takes to land on the list of the 10 wealthiest families in the world, and why nobody is really ...
  45. The Top 4 General Motors Shareholders (GM)

    Discover General Motors’ top four direct shareholders. Learn about how many shares they hold and obtain a brief description ...
  46. Ditech Mortgage Reviews: What You Need to Know (WAC)

    Discover the home mortgage products offered by Ditech Financial. Learn how average borrowers rate the bank on the loan application ...
  47. Calculating the Mortgage Interest Tax Deduction

    The amount of money you save by paying your mortgage off quickly will far exceed any benefit from the mortgage interest tax ...
  48. Be Mortgage-Free Faster

    Getting rid of this debt faster has bigger benefits than you might think.
  49. This is the Key to Financial Success

    The earlier you start planning and saving, the better your chances are of living the lifestyle you want.
  50. How to Manage Money for Someone with Alzheimer's

    Alzheimer’s disease affects more than 5 million Americans, and approximately one in three seniors will die with dementia. ...
  51. Getting a Mortgage in Your 50s

    The financial considerations are different when you take out a mortgage in your 50s. Here's what you need to review as you ...
  52. How a Cashback/Rewards Checking Account Works

    Discover how some of the best cash-back and rewards programs for checking accounts work, including a simple way to earn up ...
  53. 3 Reasons Not to Buy Houses Just for Price Speculation (FNMA)

    Find out about the downside of speculative home buying. Learn why real estate speculation does not always promise gains even ...
  54. Understanding Your Mortgage

    We walk through the steps needed to secure the best loan to finance the purchase of your home.
  55. How Mortgage Refinancing Affects Your Net Worth

    Find out how to determine whether refinancing will put you ahead or even more behind.
  56. 3 Billionaires Who Graduated From Harvard

    Learn more about three of the many billionaires Harvard has produced and how they have remained loyal by donating hundreds ...
  57. Google Stock: Analyzing 5 Key Customers (GOOGL)

    Discover how Google became a leading online powerhouse and how its top five key customers help keep the company competitive ...
  58. AT&T Stock: Analyzing 5 Key Customers (T)

    Discover why AT&T is a global leader in communication and how networking with its top five key customers helps keep the company ...
  59. Divorce and Annuities: What Clients Need to Know

    Divorce can be the most financially devastating event in a person’s life. Here’s what your clients need to know about handling ...
  60. Investor Wants vs. Advisor Actions: Why is There a Gap?

    New research shows a disconnect between investor wants and what advisors are doling out. Here's what advisors should do to ...
  61. Roth IRA Scams: What to Watch Out For

    Here’s what you need to watch out for when it comes to investment and business opportunities using Roth IRAs.
  62. 4 Ways to Find the Best Companies to Work For

    Discover four ways to find the best companies to work for and how to make sure those companies line up with your personal ...
  63. Tesla Stock: Capital Structure Analysis (TSLA)

    Learn why Tesla’s capital structure may be working against its ability to continue to raise funds for its electric vehicle ...
  64. 5 Best Home Appraisal Online Calculators (NWSA, Z)

    Learn more about online home appraisal calculators and review five of the best calculators, including general reviews of ...
  65. Gateway Mortgage Reviews: What You Need to Know

    Learn about the operations of Gateway Bank Mortgage, Inc. Discover what mortgage products and services it offers and how ...
  66. Why Inflation Feels Higher Than the Fed's Target Rate

    Follow the monthly readings on core PCE inflation in the Personal Income and Outlays reports to understand the Federal Reserve's ...
  67. What Druckenmiller Is Saying About the U.S. Pension System

    Assess the sustainability of the Social Security system in the United States based on Stanley Druckenmiller's warnings. How ...
  68. 3 Reasons to Avoid Variable-Rate Mortgages

    Understand the difference between fixed-rate and variable-rate mortgages, and learn the primary reasons for avoiding a variable-rate ...
  69. Is the American Dream Dead?

    Find out why the American Dream lives on and how entrepreneurial optimism is driving more innovative start-ups in an age ...
  70. How a Death Benefit in a Variable Annuity Works

    A look at how the death benefit in a variable annuity works.
  71. Walmart Stock: Analyzing 5 Key Customers (WMT)

    Learn about a handful of companies that generate revenue for Wal-Mart, including a gas station chain, a self-serve kiosk ...
  72. Small Life Changes That Save You Money

    There are a number of ways your personal life can impact your bottom line.
  73. 5 Ways New Investors Can Reduce Stress

    Learn five ways to reduce stress prior to investing, involving budgeting, diversification and risk tolerance.
  74. Amerisave Mortgage Reviews: What You Need to Know

    Find out what you need to know about online mortgage lender Amerisave Mortgage Corporation and what customers are saying ...
  75. Why the Stock Market Isn't Affected by Slow GDP Growth

    Learn how the stock market reached new levels in the years following the financial crisis, even though U.S. economic conditions ...
  76. The Top 4 J.C. Penney Shareholders (JCP)

    Discover J.C. Penney 's top four direct shareholders. Learn about how many shares they hold and obtain a brief description ...
  77. Is the Eurozone Recovery for Real?

    Is the eurozone’s consumption-led growth uptick sustainable? We took some of the firm’s most senior portfolio managers to ...
  78. Mortgage Lenders of America Reviews: What You Need to Know

    Learn why Mortgage Lenders of America is recommended by 90% of its customers, based on quality customer service experience ...
  79. Credit vs. Debit Cards: Which Is Better?

    Be strategic about the card you choose
  80. Homeowner’s Insurance Gaps to Watch Out For

    Wind and flood damage. Sewer backups. Sinkholes. What coverage are you missing that could cost you a bundle in repairs?
  81. 5 Critical Steps to Take Before You Retire

    Exiting the workforce soon? You need to make sure your financial house is in order. These actions will help you on your way. ...
  82. Should Apple Acquire Tesla? (AAPL, TSLA)

    Understand why Apple should not acquire Tesla and how the two companies may not benefit equally from a merger.
  83. Wells Fargo Mortgage Reviews: What You Need to Know

    Learn about Wells Fargo, including a company description, the mortgage products it offers, the rates it provides and consensus ...
  84. Ford Stock: Analyzing 5 Key Customers (F)

    Discover which companies Ford relies on as its most important customers to help the iconic company remain the top-selling ...
  85. Real Estate Flipping: 8 Disclosures You Must Make

    If you don't tell potential buyers about these situations and possible hazards, you could find yourself in court. Here's ...
  86. Twitter Stock: Analyzing 5 Key Customers (TWTR)

    Find out how Twitter came to dominate social media and how the company promotes business for five of its key customers in ...
  87. Are These the Golden Days for Gold?

    Given an environment of low and even negative yields, slow growth and potential signs of rising inflation, Russ discusses ...
  88. Top 3 Cities to Open a Gym in the U.S.

    Learn why North Las Vegas, Scottsdale and Sacramento represent three of the best U.S. cities to open a new gym or health ...
  89. Alibaba Stock: Analyzing 5 Key Suppliers (BABA)

    Learn about Alibaba Group Holding and discover the companies that are its key suppliers. Obtain a brief description and analysis ...
  90. How to Use Client Tax Forms to Gain More Business

    Financial planners can learn a great deal about their clients by looking at their tax returns. Here's specifically where ...
  91. 4 Boomer Retirement Basics

    Here are 4 basics for Boomers who want to get a leg up on retirement.
  92. Overbank Mortgage Reviews: What You Need to Know (EVER)

    Learn about the operations of EverBank Financial Corp. Discover what mortgage products and services the bank offers and how ...
  93. PennyMac Mortgage Reviews: What You Need to Know (PFSI)

    Learn about PennyMac. Obtain a description of the company, the mortgage products it offers, the rates it provides and general ...
  94. Avoid These 11 High-Net-Worth Money Mistakes

    With larger sums come more chances for bigger mistakes. Here is a list of 11 common high-net-worth retirement planning mistakes ...
  95. Target Corp: WACC Analysis (TGT)

    Learn about the importance of capital structure when making investment decisions, and how Target's capital structure compares ...
  96. PHH Mortgage Reviews: What You Need to Know

    Learn about PHH Mortgage, including the mortgage products it offers, the rates it provides and a general consensus from consumer ...
  97. The Top 2 Robo-Advisors for Retirees

    Retirees looking to cut their investment management costs may want to consider these two robo-advisors.
  98. Top Alternatives to the File and Suspend Strategy

    Although the file and suspend strategy has ended there are a few other options that can still increase the amount of retirement ...
  99. Alibaba Stock: Analyzing 5 Key Customers (BABA)

    Find out how Alibaba became a global leader in e-commerce through retail, health and information technology services, and ...
  100. 5 Financial Strategies to Last a Lifetime

    To stay consistent with your financial goals, here are five financial strategies to help you grow your balance sheet and ...
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