Personal Finance Articles

  1. How To File A Tax Extension

    Learn the process you need to follow to grant yourself an extra six months on the deadline for filing your tax return.
  2. Why Do So Many People Fall Behind On Their Taxes?

    Despite the threat of owing thousands of dollars to possibly the most feared organization in the U.S., millions of Americans ...
  3. 65 Is Not A Magic Number

    Just because you've reached 65 doesn't mean you have to retire - that is, if you don't want to. Read on to find out how your ...
  4. Key Steps In Choosing The Best Tax Preparation Software

    U.S. taxpayers left over $1 billion on the table in missed tax deductions in 2013. Would using tax software prevent you from ...
  5. Diversity: Your Shield From Madoff-Style Investment Scams

    The best way to prevent being stung in a modern-day Ponzi scheme is diversity - not just within your portfolio, but also ...
  6. Crowdfunding for equities? Fool's Gold

    Investopedia explains: The JOBS Act was intended to make it easier for small firms to raise capital and give small investors ...
  7. Eight Ways To Use Your Tax Refund Wisely

    Here are some ways to get the most out of your tax refund check.
  8. Inside National Payment Systems

    Investopedia explains: The global interconnection of U.S. payment systems makes commerical and financial transfers possible. ...
  9. Evaluating Paid Investing Newsletters

    Investopedia explains: There are many different newsletters available, and investors must decide which is most appropriate ...
  10. Debt: The Last Social Taboo?

    Debt need not be a personal tragedy nor a badge of shame. For some, it is simply a practical problem with practical solutions. ...
  11. New Taxes Under The Affordable Care Act

    Find out what you need to know about the 21 new tax changes linked to the ACA.
  12. How To Negotiate Back Taxes With The IRS

    Recently, the IRS has been more amenable to working out late tax payments. But you have to address the problem up front, ...
  13. How To File Your Child's First Income Tax Return

    Use this quick parental guide to help your child learn the tax filing process and establish good habits.
  14. Pension Promises Go Unfulfilled

    Folks who trust in their pensions to carry them in retirement can end up with a fraction of what they were promised.
  15. Your Post Office Could Become More Like A Bank

    Facing dire financial straits and staving off bankruptcy, the United State Postal Service may make an entry (in fact, a re-entry) ...
  16. How To Get The Most Money Back On Your Tax Return

    These tips will help you get a larger refund this year, while teaching you how to pay less taxes going forward.
  17. Tax Issues For Same-Sex Spouses

    The tax rules for same-sex spouses are largely the same as for traditional filers, but there are a few special considerations ...
  18. Tax Breaks For Second-Home Owners

    Owning a second home is a great investment for a variety of reasons, but you need to know the tax implications of multi-home ...
  19. Hello, myRA: Retirement Savings for Beginners

    A new acronym has been added to the lexicon of savings and retirement plans - the myRA. That stands for My Retirement Account ...
  20. How Restricted Stock And RSUs Are Taxed

    This form of executive compensation limits how these stocks can be sold. Find out more here.
  21. How To Rent Your Home So You Can Pay Your Mortgage

    If you own your home, but temporarily can’t afford the payments, and can’t a find cheaper place to live, temporarily renting ...
  22. Tax Software Vs. An Accountant: Which Is Right For You?

    We look at the pros and cons of using tax software versus an accountant when filing your tax return.
  23. Do You Really Want to Learn Investing from These Guys?

    Wall Street has a new campaign to lure Main Street back to the markets by teaching financial literacy. A separate goal may ...
  24. Tax-Loss Harvesting: Reduce Investment Losses

    The option to bolster after-tax stock returns through tax-loss harvesting can reverse investor gloom.
  25. Home Buying Tips To Win In Fast Markets

    Take a look at some of the fastest selling markets and learn home buying tips to help you get in on the action.
  26. A Study On The Wealth Effect And The Economy

    The notion that the wealth effect spurs personal consumption makes sense intuitively. After all, wouldn’t you be more inclined ...
  27. America's Frozen Pension Dilemma

    Unfortunately, there are several factors that have eroded the presence of pension plans in America, and workers need to be ...
  28. Why Americans Still Can't Escape The Recession

    National statistics indicate that the U.S. economy is finally gaining momentum. So why doesn't it feel that way for many ...
  29. Understanding Taxation Of Foreign Investments

    Technically, any gains from foreign investments owned by an American citizen are subject to tax by the company's home country ...
  30. How To Profit During High Inflation

    Some companies are better than others at pivoting their strategies to overcome inflation or other cost-increasing concerns. ...
  31. Tax-Smart Ways To Help Your Kids/Grandkids Pay For College

    Learn about plans and accounts that allow you to efficiently save for your child or grandchild’s education while shielding ...
  32. Evaluating Your Stock Broker

    Make sure you're getting the best service by staying informed and involved.
  33. What Baby Boomers Need To Know About Making Out A Will

    Squarely addressing the prospect of your own mortality can be upsetting enough. But the financial questions surrounding what ...
  34. State-By-State Comparison Of What You’ll Pay Under Obamacare

    Check out our interactive map to get a better idea of the premiums you'll pay under Obamacare.
  35. What Is A Corporate Credit Rating?

    Is the bond you're buying investment grade, or just junk? Find out how to check the score.
  36. Inventory Valuation For Investors: FIFO And LIFO

    We go over these methods of calculating this component of the balance sheet, and how the choice affects the bottom line. ...
  37. How To Find The Best Mortgage Rates In Your State

    There are plenty of things that you can do to find a rate that will not only make it easier for you to afford a mortgage, ...
  38. Oil: A Big Investment With Big Tax Breaks

    Oil and gas investments can provide unmatched deduction potential for accredited investors.
  39. Forget McMansions, In-Town Homes Offer Best Values

    Aging baby boomers, Gen X-ers and plugged-in Millennials are seeking the walkable communities of yesteryear. Smaller and ...
  40. How To Find The Best One-Of-A-Kind Investments For You

    Investors who are seeking to understand lackluster performance also need to understand the underlying causes of their symptoms. ...
  41. A Beginner's Guide To Tax-Efficient Investing

    Find out how to manage your portfolio to minimize your tax burden.
  42. Fed’s Yellen Risks Inflation Spiral With Unemployment Target

    The Fed may be treading on dangerous ground by lowering its unemployment target for determining when to end the central bank's ...
  43. Junk Bonds: Everything You Need To Know

    Don't be fooled by the name - junk bonds may be for you if you know how to analyze them.
  44. New Mortgage Rules For 2014

    New mortgage rules are set to take place next year by the Consumer Financial Protection Bureau, which will make lenders screen ...
  45. Is It Ever Wise To Make Early Withdrawals From Your 401(k)?

    Investment experts generally frown on early withdrawals from a 401(k) account, but there may be some instances where it's ...
  46. 10 Most Shameful Bank Scandals Of 2013

    This year brought a whirlwind of shocking announcements and news that would go on to affect every corner of the globe, including ...
  47. Why Emergency Funds Are A Bad Idea

    Learn why taking the time to build an emergency fund is a staggeringly inefficient use of the precious and limited resource ...
  48. J.D. Rockefeller: From Oil Baron To Billionaire

    More than 70 years after his death, this man remains one of the great figures of Wall Street.
  49. Financial New Year's Resolutions You Can Keep

    Start the year off right by evaluating your financial health and setting impactful and achievable goals.
  50. The Frosty, Festive World Of Investing

    From Santa Claus rallies to evergreen loans, Wall Street can be a veritable winter wonderland for investors.
  51. The Christmas Saints Of Wall Street

    Learn how some of world's richest people spread holiday cheer year-round.
  52. What To Know Before Buying A Foreclosure

    While foreclosures can be terrific investments, buying a foreclosure can also be a very risky expenditure, one into which ...
  53. Do You Need A Financial Advisor?

    Not everyone needs a professional. Find out how to make the call.
  54. What To Expect From The Real Estate Market In 2014

    2014 holds some good news for the housing market, with gains in average home prices allowing more and more home owners to ...
  55. Six Things To Buy AFTER Christmas

    Waiting out the frenzy of Christmas sales could actually save you a lot of money.
  56. Major Tax Credits Expiring In 2013

    Here are the major changes and tips that you need to know before filing your taxes for 2013.
  57. Eight Smart Ways To Save On Gift Giving This Christmas

    We talked to three professional deal hunters about how they keep their gift giving within budget.
  58. Last-Minute Tax Tips For 2013

    A combination of new taxes and expiring tax reductions and new surtaxes are conspiring to make your 2013 taxes – and your ...
  59. Six Traits Of Successful Retirees

    Retirement mentor Dennis Miller identifies the six steps he finds most essential to a prosperous retirement.
  60. How To Pay Your Forex Broker

    Three types of commissions are used in this market. Learn how to get the best deal.
  61. What To Know About New 2014 Tax Brackets

    Income tax brackets have been updated for the 2014 tax year (those taxes due on April 25, 2015), and for a change, a little ...
  62. Great (Financial) Gifts For Kids This Christmas

    Parents, grandparents and other interested adults can give financial gifts to children that can help secure their futures, ...
  63. How To Lend Money To Family And Not Regret It

    It’s hard to refuse a family member’s request for a loan, but be sure to go into such arrangements with your eyes open.
  64. Financial Footnotes: Start Reading The Fine Print

    Find out what could be hidden in this often-overlooked part of the financial statements.
  65. Why Home Ownership Is Still A Good Idea

    Owning a home is still a good decision for many people and can be an important part of a long-term financial strategy.
  66. Why The 4% Retirement Rule Is No Longer Safe

    Some big-name investment firms believe the 4% rule for annual withdrawals is still valid but most advocate greater flexibility ...
  67. How Obamacare Is Raising Your Taxes

    There are literally dozens of new, amended or broadened tax provisions under the Obamacare legislation. Find out how your ...
  68. How Paying For College Begins Well Before Freshman Year

    Don't overlook the hidden real costs of paying for college, especially those early expenses that mount while your child is ...
  69. Healthcare 2.0 - Obamacare Reboots The Health Insurance Market

    People who want to buy or switch their health insurance will have access to a much wider array of choices through the web, ...
  70. Five Tips To Protect Yourself Against Holiday Scams

    Learn how to protect yourself from some common tactics so you can avoid holiday scams.
  71. How To Find A New Financial Advisor Who's Right For You

    It is a jolt when a long-time financial consultant leaves your sphere, because he or she has retired, passed away or been ...
  72. Getting The Most From Your 401(k)

    There are a lot of risks when it comes to building a strong nest egg, and it's important - now more than ever - to take an ...
  73. Obamacare Update: Canceled Health Plans And Subscriber Options

    The president's latest change to the Affordable Care Act has subscribers choosing between continuing coverage with an out-of-date ...
  74. 5 Pitfalls Of Shopping On Black Friday

    Black Friday is a fun American tradition, but it comes with dangers. Avoid these things to have a safe day of shopping on ...
  75. The Drawbacks Of Single-Payer Healthcare

    Universal healthcare has many benefits, but if there's no such thing as a free lunch, then in what ways are single-pay citizens ...
  76. Avoid 'Winging' Retirement: Don't Make These Investment Mistakes In Your 50s

    Even with a good, solid retirement program well underway, there are important retirement mistakes to avoid once you're in ...
  77. Black Swan Events And Investment

    These world-changing events are rare and difficult to predict, but they have serious implications for your investments.
  78. The Main Flaw With Obamacare

    Given how rocky its first few weeks of existence have been, it's time to start assessing how viable Obamacare is in the long ...
  79. Executive Pay: How Much Do Shareholders Really Care?

    How much do shareholders - or the public - really care about executive pay? A new SEC proposal may be aimed at finding out. ...
  80. 10 Retailers With Incredibly Flexible Return Policies

    You may not always know what to buy for some people on you gift list, but at least you can make sure the gift is easy to ...
  81. Five Rules To Improve Your Financial Health

    Learn five broad personal finance rules that can help get you on track to achieving specific financial goals.
  82. Home Sale Contingencies: What Buyers And Sellers Need To Know

    Home sale contingencies protect buyers who want to sell one home before purchasing another. Find out what buyers and sellers ...
  83. Get The Most Out Of Employee Stock Options

    These plans can be lucrative for employees - if they know how to avoid unnecessary taxes.
  84. Buying A House Sight Unseen: Good Deal Or Bad Mistake?

    There are significant risks that need to be acknowledged before buying a home without viewing it in person.
  85. Six Critical Rules For Successful Retirement Investing

    Specific retirement investing "rule of thumb" tips are helpful, but there are broader guidelines to follow if you want to ...
  86. The Benefits Of Starting An IRA For Your Child

    Many financial experts and educators believe that the earlier children begin learning about money, the better their chances ...
  87. The Big Squeeze On Your Wallet

    The Federal Reserve has been printing money to cover some of our debts, but how long can they do so without spawning hyperinflation?
  88. Money Mistakes You Can't Make In Your 40s

    According to Forbes, by 45 years of age, about three times your annual salary should be socked away in savings. Are you on ...
  89. Contingency Clauses In Home Purchase Contracts

    Here, we introduce widely used contingency clauses in home purchase contracts and how they can benefit both Buyers and Sellers.
  90. Is Foreclosure Ever a Good Idea?

    Foreclosing on a home has major ramifications that can last for years, but for some, foreclosure may seem like the only option.
  91. How To Get Around The Health Insurance Marketplace Glitches

    When concussive maintenance fails you, we have the solution for working around the technical problems plaguing the Obamacare ...
  92. A Million Dollars Isn’t What It Used To Be

    In 2007, an investor with $1 million could earn $60,000 annually on a certificate of deposit. Today, that same CD would earn ...
  93. Reading The MBA Mortgage Purchase Index

    By following the trend shown in the MBA Purchase Index, investors can identify investment opportunities in businesses that ...
  94. Why Banks Are Scrambling To Hear Your Complaints

    Find out the real reasons why banks are trying to reach angry customers before they file a complaint to the CFPB.
  95. Tax Tips For The Last Quarter Of 2013

    Tax time may not be right around the corner, but the last quarter of the year is here, so it’s time to get in gear to maximize ...
  96. Magic Retirement Numbers: As Real As Every Elvis On The Las Vegas Strip

    Many folks find their "magic retirement number" when they are young and fully believe that if they hit that number, they ...
  97. Don't Fall Victim To These Obamacare Scams

    There are numerous fake Obamacare websites that attempt to look like an insurance exchange, when they are really just individuals ...
  98. Lowering Your Costs For Marketplace Health Insurance Coverage

    Here, we take a look at how you may be able to lower your costs for health insurance coverage in 2014 though the Health Insurance ...
  99. Beware The Liability Of Sharing Your Car With Strangers

    Car sharing, the newest way to rent a car, is catching on in the U.S., Canada and Europe. But both renters and the car owners ...
  100. Essential Health Benefits Under The Affordable Care Act

    Under the Affordable Care Act, certain preventive health services and these 10 essential health benefits are the minimum ...
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