Personal Finance Articles

  1. What Are Mortgage Lenders Allowed To Ask Borrowers?

    Seemingly intrusive or irrelevant questions are actually legal for lenders to ask of mortgage applicants.
  2. The Most Costly Olympic Games

    Here's a look at some financial successes and failures of past Olympic Games and how they compare to the London 2012 Olympic Games.
  3. Protecting Your Retirement Assets

    Your golden years are meant to be stress free. Keep them that way by protecting your assets.
  4. The Most Financially Literate Countries

    Brazil topped the list as having the most financially literate population, followed by Mexico, Australia, United States and Canada.
  5. Healthcare FSAs Increase Your Personal Savings

    This benefit could give you a return this year that puts many other investments to shame.
  6. Investors Unsure Of Female-Owned Companies

    This article explores the background and history of why companies led by women are sometimes viewed as bad bets.
  7. 5 Top-Paying Intern Positions

    We list the top paying internships along with the average monthly salary.
  8. Life Insurance Policies For Stay-At-Home Moms

    Here's a rundown of whether or not it is worth it to purchase life insurance if you are a stay-at-home mom.
  9. Retirement Tips For Single-Income Homes

    Saving for retirement when only one member of a family earns an income can be difficult. Here are some retirement planning tips for single income homes.
  10. Best Places In The U.S. To Buy A Summer Home

    Here are the best spots in America to buy a summer home, based on price, exclusivity and other enticing features.
  11. 10 Ways To Save Energy And Money

    The average family spends $1,600/year on utility bills - find out how to put some of that back in your wallet.
  12. How To Plan An Affordable Fourth Of July Party

    The Fourth of July is one of the biggest holidays in the U.S. Here are some affordable ideas for decorations, food and activities.
  13. Worst Case Scenario For Credit Card Debt

    You may have heard of the dreaded Chapter 13 for personal bankruptcy, but there's something even worse - Chapter 7.
  14. 5 Costly Sports Contracts That Didn't Work

    The injuries and off-field antics of these star players cost their teams dearly. The impact was not just seen on the field, but in the pocketbooks of owners as well.
  15. 10 States With High Sales Taxes

    Most states have sales taxes of some kind for goods and services. Here's a rundown of the states that have the highest sales taxes.
  16. 5 Big Companies That Have Cut Out Pension Plans

    Companies are putting the responsibility of saving for retirement on the employee.
  17. 7 Affordable Ways To Buy Happiness

    Whether it's taking up gardening or adopting a pet, there are many ways a person can improve his or her level of happiness without breaking the bank.
  18. Unemployment Benefit Changes Coming Soon

    Here's a rundown of how the intended changes to unemployment benefits in the U.S. will affect U.S. citizens.
  19. Is It Better To Be Book Smart Or Street Smart?

    College educations generally improve a person's chances of being successful, but it's also possible to be successful with just street smarts.
  20. Fatten Up Your Take-Home Pay In 4 Easy Steps

    Many in the financial services industry are underpaid - don't be one of them.
  21. Fastest Growing Small Business Sectors

    If you want a booming small business, these are some of your best bets.
  22. 5 Cheap Ways To Increase Happiness

    It doesn't take a lot of money to increase your happiness. Here are five inexpensive ways that you can lift your mood and be happy.
  23. Start Your Own Small Business

    Quit your job, be your own boss and earn a paycheck. Find out what to do to make it happen.
  24. Financial Preparation For Deployment

    Are you preparing for deployment? Here are some things to know to get your funds in line before you go.
  25. How To Dress For Success In Business

    Here are a few tips to help you put your best foot forward.
  26. How Teens Can Stay Safe At Work

    If your child is working a summer job, here are some rules you should know about what he or she is allowed to do.
  27. How Inflation Has Affected Transportation Prices

    Getting around today is less expensive than it was 10 years ago, and this downtrend shows no signs of stopping.
  28. The True Value Of A Staycation

    A staycation can not only save you and your family money, but it can save time, benefit the economy, help you learn and much more.
  29. Good For Facebook, Bad For Google And Apple

    Apple's integration of Facebook is a big win for Facebook, a nuisance to Google and it could end up backfiring for Apple.
  30. 7 Companies With Big Advertising Budgets

    Here's what the corporations with some of the biggest advertising budgets in the U.S. spend their money on.
  31. Who Should Pay For College?

    With college costs continuing to escalate, the question of who pays for it is increasingly relevant.
  32. What If Social Security Disability Runs Out Of Money?

    The social security disability program is nearly bankrupt and could run out of money by 2016.
  33. 3 Reasons Why Women Will Lead The Economic Recovery

    Here are some reasons why women are poised to be the demographic to turn around the economy.
  34. Is Extreme Couponing Going Extinct?

    Many reatilers are starting to crack down on extreme couponing tactics.
  35. Investopedia Staff's Fatherly Financial Advice

    We share our personal accounts of ways our dads' financial tips have helped us throughout our lives.
  36. Do You Need Dental Coverage?

    Here's an overview of what dental insurance is and whether or not it would be a worthwhile purchase in your situation.
  37. How To Avoid Becoming A Fraud Victim

    Be aware of your rights as a consumer, and know how scammers work so you can protect your money.
  38. Not All Retirement Accounts Should Be Tax-Deferred

    It may be better to leave your assets exposed to the tax man when you're saving to retire.
  39. Tough Times For Working Moms

    Here's a rundown of some of the difficulties working moms face in today's society.
  40. How To Get Your First Credit Card

    Here's a rundown of how you can go about getting your first credit card.
  41. Used Car Shopping: How To Avoid A Lemon

    Being prepared before buying will save you thousands in the long run.
  42. Why You Should Be Wary Of Target-Date Funds

    These funds are hard to understand and might not be a wise choice by themselves. We tell you why.
  43. The Costliest Diseases In America

    America spends truly staggering amounts of money on diseases that are, in many cases, preventable.
  44. Educating About Poverty Through Frugal Living

    Live Below the Line is a challenge that hopes to raise awareness about poverty in the U.S. These tips can help you cut your budget so that you can take part in the challenge.
  45. Comparing Health Savings And Flexible Spending Accounts

    When it comes to medical expenses, there are many accounts that provide tax advantages. We look at two commonly seen among employees.
  46. Innovative Packaging That Packed A Punch

    It's easy to dismiss clever packaging as a gimmick, but an appealing package can turn a mundane product into a breakaway success.
  47. Summer School Or Summer Job? Weighing The Benefits

    The decision to go to summer school or seek out a job can have economic and academic repercussions.
  48. For IRAs, Time Is Money

    Don't procrastinate. The timing of your contributions can mean thousands more in savings.
  49. Careers With Declining Salaries

    Whether due to the economy or increased competition, these careers are coming with lower and lower salaries.
  50. 5 Countries You Need To Visit Sooner Rather Than Later

    There are indicators in some countries that conditions may change and travelers may miss out on exploring these places.
  51. How People Fall Into A Debt Spiral

    If you're struggling to pay off your debt, you'll need to develop discipline and patience in order to dig yourself out.
  52. Is Insurance Underwriting Right For You?

    If you have excellent analytical skills and an eye for detail, this may be your calling.
  53. Fun Father's Day Gift Ideas

    No matter what your Dad's interests are, here are some interesting gift ideas for you to choose from.
  54. Challenges Female-Owned Companies Face

    Studies show that companies owned by women may have a more difficult time finding investors than male-owned companies.
  55. The Importance Of Strategic Planning

    Planning out the future of your business is the best way to ensure success. Here are some tips.
  56. Unique Places Where Personal Finance Training Is Taught

    Consumers can get personal finance training from schools, the government, the military and a variety of community organizations.
  57. Financial Tips For The First-Time Traveler

    Safeguard your wallet and ensure that financial mishaps don't ruin this once-in-a-lifetime experience for you.
  58. Father's Day Gifts That Dads Regret Getting

    These cliche gifts can sometimes be very disappointing Father's Day presents.
  59. Could Zynga Exist Without Facebook?

    Investors still see Facebook and Zynga as a happy couple. Find out if the relationship is likely to last.
  60. ETFs For Your 401(k)?

    Investor ownership of ETFs has grown a lot over the last decade. Discover how they can fit into your retirement plan.
  61. The Gasoline Business Is All About Location

    Gasoline prices can vary tremendously based on where you are in the world. Here are some of the reasons why it varies so much.
  62. Avoid The Monthly Payment Trap

    Low monthly payments are easy on the wallet. However, interest and other fees lurk just below the surface.
  63. Should You Incorporate Your Business?

    Find out how becoming a corporation can protect and further your finances.
  64. Should You Convert Your IRA?

    Discover the factors you must weigh to make this decision.
  65. 3 Inexpensive Healthcare Options For Young People

    From health co-ops to private plans, here's a rundown of some of the best healthcare options for young adults just out of college.
  66. The Benefits And Pitfalls Of Joint Tenancy

    This arrangement allows beneficiaries to access your account without having to go to court.
  67. What The New Gift Tax Rules Will Mean

    The lifetime maximum for gift taxes is $5.12 million. However, it could drop to $1 million. Here's what that will mean.
  68. How To Find The Perfect Apartment

    Here are some useful tips to help you find an apartment that's affordable and livable.
  69. Pros And Cons Of Volunteering In Your Career Field

    Here are some positives and negatives of volunteering in the same area you work in.
  70. Hybrids: Financial Friends Or Foes?

    Forget the planet for a minute - what really matters is whether these vehicles fit your budget.
  71. Employer Responsibility For Pension Plans

    Here is a look at the role employers play in 401(k) plans.
  72. 4 Reasons Natural Gas Is So Cheap

    An unseasonably warm winter wasn't the only reason why prices were cheap.
  73. How To Balance Retirement Savings With Your Child's Tuition Costs

    Here's how you can juggle saving for your child's college education and your retirement.
  74. How The Ex-Patriot Act May Affect You

    This new legislation targets high-net-worth U.S. citizens who want to renounce their citizenship to avoid paying certain taxes.
  75. Why Innovation Is Crucial To Success In Business

    Brands must show courage and a willingness to make mistakes through the creative process in order to adapt with the times.
  76. 4 Massive Frauds You've Probably Never Heard Of

    Here are four historically significant, obscure, large-scale frauds from the previous two centuries.
  77. Understanding Your Mortgage

    We walk through the steps needed to secure the best loan to finance the purchase of your home.
  78. Can Samsung Compete With Apple's Retail Stores?

    This strategic move may just shoot Samsung to an uncatchable spot in the consumer technology sector.
  79. 4 Examples Of Misleading Health Ads

    Here are some of the most famous instances of false advertising in the health and fitness industry.
  80. 7 Ways To Save Money By Spending More

    Here are some ways spending a little more money now can result in savings in the long run.
  81. Mortgages: Fixed-Rate Versus Adjustable-Rate

    Both of these have advantages and disadvantages depending on your financial needs and prospects.
  82. Times When Outsourcing Is A Good Fit For Your Company

    More and more companies are choosing to outsource. Here's a look at the costs and when it may be appropriate.
  83. People Who Benefit The Most From Volunteering

    From parents to students to retirees, volunteering can be of great benefit to a lot of people. Here are people who volunteering benefits the most.
  84. 6 Ways To Save On Lawn Care

    The costs of having a pristine lawn can add up quickly. Here are some tips to help you save your money.
  85. Mutual Funds That Reduce Your Taxes

    It may be best to opt for ETFs over mutual funds, which allow wiser investors to reduce their tax obligations.
  86. Ways To Be Frugal In Your 20s

    If you are a recent college grad or still in school, here are some fun and innovative ways to save money.
  87. How To Stay On Track With Your Budget

    Sticking to a budget and making savings is the only way to put yourself on a firm financial footing.
  88. Student Loan Rates To Double

    As of July 1st, be prepared for student loans rates to go up.
  89. The Best Ways To Volunteer

    The most beneficial type of volunteer activity depends on your goals for volunteering.
  90. How Higher Credit Card Fees Actually Hurt Banks

    Increased industry regulations helped banks lower their default rates.
  91. How To Reduce Your Landscaping Costs

    Landscaping is one of the easiest ways to increase the value of your home.
  92. Items You Should Avoid Buying Secondhand

    Although buying used goods may save you cash, some items just aren't worth the risk.
  93. Keeping Clients Through Good And Bad Times

    If you work in the financial industry, the secret to keeping clients happy is to be consistent.
  94. Clearing Up Misconceptions About The New 401(k) Laws

    The new 401(k) laws require more disclosure, but that won't fully protect participants from losing money in fees.
  95. 10 Of The Most Costly Computer Viruses Of All Time

    Here's a look at some of the costliest computer viruses of all time and the damage that was caused.
  96. Healthcare Needs Of Retired Couples

    Here's a rundown of the expected costs to pay for healthcare for senior citizens once they reach retirement.
  97. Reasons To Steer Clear Of Rewards Cards

    The thought of earning rewards from purchases may seem like a good idea, but there are some things that should be considered before signing up.
  98. 6 Women Who Turned Failing Companies Into Successes

    We list a few notable women who turned around companies that were suffering.
  99. Tips For The Prospective Landlord

    Investing in rental property can generate serious income, but there's more to it than collecting rent.
  100. How To Market Yourself

    Find out why most current advertising methods are a waste of money and why online word-of-mouth is the future of marketing.
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