Personal Finance Articles

  1. Students: Don't Be Afraid Of Your Net Worth

    Even if you are a student and aren't earning income, you still need to be aware of your net worth.
  2. Why You Should Know Your Net Worth In Your 20s

    Even if you are just entering the workforce and haven't had time to save or invest, you still need to be aware how much you're ...
  3. Should You Poach Clients From Other Advisors?

    Make sure you know the laws before you seek out clients from other advisors. You could end up in hot water.
  4. 6 Top-Paying Freelance Jobs

    If you look in the right places, you can earn more as a freelancer than you would at a regular day job.
  5. How To Improve Net Worth By Decreasing Liabilities

    Here's an analysis of how to adjust liabilities and assets to improve net worth.
  6. What To Do If Your Company Cuts Your 401(k)

    IBM has made a move to not match 401(k) contributions each pay period. Instead, there will be a lump sum at the end of each ...
  7. Plethora Of 401(K) And IRA Changes Coming

    For investors, the recent rules changes governing both 401(K)s and IRAs can be seen as a big win for the little guy.
  8. Top 5 Business Alternatives To Facebook

    Social media marketing is an essential tool in business, but there are other resources other than Facebook.
  9. Money Saving Tips From Your Grandparents

    You can learn a lot from your elders, including how to save money.
  10. 3 Banking Moves You Should Make Before Traveling

    Putting your finances in order should be one of your top priorities before traveling out of the country.
  11. The Difference Between Being Fired And Resigning

    Here's a rundown of how the two scenarios differ and what you need to know about each.
  12. How To Make Money Busking

    You may be surprised to learn how much money buskers can make. However, it does require skill, and it's not begging.
  13. 8 Qualities That Make A Good Insurance Agent

    Insurance agents must possess each of the following qualities in order to be successful.
  14. Using Social Media To Reach Customer Service Departments

    Companies are increasingly using social media and this provides customers with another channel to receive customer service. ...
  15. Spotting Profitability With ROCE

    This straightforward ratio measures whether a company is efficient, money-making or neither.
  16. The Link Between The Fed, Money, Debt And Taxes

    Assets on the Fed's balance sheet, money supply level, national debt level and economic production should be maintained in ...
  17. Help Your Clients Prepare For The Fiscal Cliff

    With the fiscal cliff fast approaching, financial advisors need to help prepare their clients for coming changes to their ...
  18. How To Spot Knockoff Labels And Fake Products

    Not every counterfeit item is as obvious as Adidos sneakers or Dolce & Banana handbags, so make sure you know these tips ...
  19. A History Of Apple Stock Increases

    Apple's innovative products are always in demand, but do Apple's product launches immediately lead to higher prices?
  20. 4 Business Partnership Mistakes To Avoid

    When two or more people get together to run a business, the odds of conflict and financial risk increase without the proper ...
  21. How To Start A Charity

    Here's a detailed guide that provides the steps needed to start a charity.
  22. Homeowners Still Not Getting Money From $25-Billion Mortgage Settlement

    Was the recent mortgage settlement really worth it for homeowners, or are they still getting the short end of the stick? ...
  23. 5 Lessons Monopoly Teaches Us About Finance And Investing

    The game of Monopoly can increase your chances of having a better and useful understanding of prudent financial and investment ...
  24. Tax Credit For Plan Expenses Incurred By Small Businesses

    Determine whether your business is eligible to claim a tax credit for establishing a retirement plan.
  25. How To Get A Relocation Allowance

    If you are required to move for a job, here are some tips on how you can receive a relocation allowance from your employer. ...
  26. How To Recommend A Stock

    Here are the nuts and bolts of performing a thorough analysis and learning how to recommend a potentially lucrative stock. ...
  27. Are Distressed Homes Worth Buying?

    Here's a look at whether it is a good idea to buy a rundown home to repair for profit.
  28. After-Tax Balance Rules For Retirement Accounts

    Accumulating post-tax assets can work to your advantage. Find out how.
  29. Why Credit Card Debt Levels Are Rising

    From increased spending to interest rates, here are some reasons American's credit card debt levels are still rising.
  30. Varieties Of Brokers And How To Pick The Best One

    Figuring out what kind of broker to use can be a daunting task. The key is figuring out just how much help you need.
  31. Savings Plans That Can Make Good Christmas Gifts For Kids

    With consumer debt levels rising throughout the U.S. and the rest of the world, there is a growing need to teach children ...
  32. Who Does The Current Tax Code Benefit?

    Are the non-workers benefiting from the current tax code in any way or is it the wealthy who are still getting the big breaks? ...
  33. How To Determine Your Business' Target Market

    Given that the U.S. has seen its prosperity ranking slip during 2012, this article looks at the importance of defining a ...
  34. Retirement Plan Tax Form 5329: When To File

    Read this if you've taken early distributions or owe excess-contribution or excess-accumulation penalties.
  35. Benefits Of Paying Off Your Mortgage

    Paying off your mortgage in a reasonable amount of time can result in financial security and freedom.
  36. Saver's Tax Credit: A Retirement Savings Incentive

    Here's another reason to put money toward your retirement nest egg.
  37. Is A Retirement Career Right For You?

    More and more people are realizing they must work part time during retirement. Here's a look at if you might have to.
  38. Who Benefits From ETFs In 529 Plans?

    With more states adding exchange traded funds to their 529 plans, the benefactors will be investors and their lower student ...
  39. Should Sports Teams Receive Tax Breaks?

    Here are some of the costs, pros and cons of sports teams receiving tax breaks.
  40. Are You Mature Enough To Buy A Home?

    Owning a home is a big responsibility. Here is a look of some basic things you will need to be able to accomplish if you ...
  41. Why You Shouldn't Die In 2013

    Increases in estate tax rates and possible fiscal cliff implications will make things more difficult when it comes to arrangements ...
  42. Retirement Plan Tax Form 8606: When To File

    If you have a Roth IRA, you are responsible for keeping track of your pretax versus after-tax assets.
  43. Avoiding Too Much Tax On Your Distributions

    IRA assets can't be taxed twice - find out how to avoid paying the second time around.
  44. Overlooked Tax Deductions For 2012

    From jury duty to student loan interest, here are some deductions for 2012 that people may overlook.
  45. The Finances Of The Global Middle Class

    Here's a look at the salaries and expenses of the middle class around the world.
  46. How To Succeed In Your Next Performance Review

    From being prepared to self-evaluating, here are some tips to help you succeed in your next performance review.
  47. Fox Business Network's Gerri Willis: 5 Reasons The Fiscal Cliff Matters This Holiday ...

    The fiscal cliff could affect holiday shopping, holiday travel and employment.
  48. Biggest Layoffs Of All Time

    Even profitable and successful companies are sometimes forced to lay off employees. Here of some of the most prolific examples ...
  49. Is Striking The Best Option?

    Sometimes striking can do more harm than good. Here are a few examples where things have gone from bad to worse.
  50. What Lotto Winners Spend Their Money On

    From dream homes to cars, here's a breakdown of the personal finances and spending habits of lottery winners.
  51. 3 Best And Worst Gift Cards For 2012

    Here are the gift cards that offer the best deals and those that aren't worth your money.
  52. Average Cost Of An American Christmas

    Here's a look at how much the average American family is expected to spend this holiday season.
  53. How IRA Contributions Affect Your Taxes

    Learn how to work with the tax man to avoid getting gouged when you convert your plans.
  54. Tax Treatment Of Ineligible IRA Rollovers

    Eager to save for retirement? Learn how to avoid overpayment penalties.
  55. 3 Jobs Few People Want

    Despite the unemployment rates in the U.S., few people want to do these jobs.
  56. Beware These Disaster-Related Scams

    Con artists prey on the weak. Those who just survived a natural disaster can be easy targets.
  57. How To Sell Stock In Your Company

    Selling even a small part of your business is a serious undertaking. Discover the options available to you.
  58. How To Use The 4-Box Strategy For Retirement Income

    In today's volatile market, Generation X can't sit around waiting for things to improve. Gen X must implement innovative ...
  59. Clearing Up Tax Confusion For College Savings Accounts

    Put your kids through school without being hounded by the tax man.
  60. Analyze Cash Flow The Easy Way

    Find out how to analyze the way a company spends its money to determine whether there will be any money left for investors. ...
  61. How To Make Your Holiday Giving Count

    With so many nonprofits to choose from, how do you know where to send your charitable dollars?
  62. Analyzing Retail Stocks

    To analyze retail stocks, investors need to be aware of the most common metrics used. Find out what they are.
  63. Why Cyber Monday Is Better Than Black Friday

    Cyber Monday surpasses Black Friday because of its free shipping offers and superior sales.
  64. The Rise Of For-Women Advisor Practices

    For-women financial advisory firms help women navigate life changes such as marriage, children, retirement and widowhood. ...
  65. Female Managers Can Raise Share Values

    Women are quite capable of proving their worth in raising corporate value through various financial, managerial and human ...
  66. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  67. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  68. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
  69. Small Business Financing: Debt Or Equity?

    There are two sources of financing for small businesses: debt and equity financing. This article explains both.
  70. Advantages And Disadvantages Of Using A Mortgage Broker

    Mortgage brokers may be able to find you the loan of your dreams, but you should consider the potential downsides before ...
  71. 5 Things You Need To Know About Obamacare

    This article will clear up some of the popular misconceptions about the Affordable Care Act.
  72. Best Cyber Monday Deals For 2012

    These are the retailers to visit if you're looking for a deal on Cyber Monday.
  73. How To Create A Financial Bucket List

    This article discusses things you may want to include on your financial bucket list.
  74. Introduction To Employee Stock Purchase Plans

    ESPPs offer a very straightforward method of allowing employees to participate in the overall profitability of their employers. ...
  75. Christmas Gifts That Can Teach Your Child About Finance

    These gift ideas could be a good way to teach your child about money.
  76. Top Jobs For Tips

    Bartenders and gaming dealers are two professions that earn most of their incomes from gratuities.
  77. Plain English: The Fiscal Cliff Explained

    The fiscal cliff is all over the news. Find out what it means and how it could affect you.
  78. Tax-Efficient Wealth Transfer

    Taxpayers with large taxable estates were required to take steps to reduce them before 2011.
  79. Options For Last-Minute Thanksgiving Traveling

    It's not too late if you are still planning to travel for Thanksgiving.
  80. 6 U.S. Cities With The Most Expensive Parking Spots

    These cities have high parking fees, and some spots go for as much as $1 million.
  81. How To Make Extra Money At Christmas Time

    Here are some easy ways to make some cash if you need extra money for Christmas gifts.
  82. 5 Steps To A Small Business Marketing Plan

    Here are some tips for marketing your small business.
  83. 6 Ways The Fiscal Cliff Could Affect You

    From taxes to unemployment rates, there are many ways the average American could be affected by the possible fiscal cliff. ...
  84. 4 Big Businesses Built With Small Cash

    These four entrepreneurs built multi-million dollar companies with as little as $100. Find out who they are and how they ...
  85. Immediate Annuities: More Income and Lower Taxes

    These instruments may shed their bad rap to bring you a hefty tax break.
  86. 8 Software Skills Currently In Demand

    There's big demand for people with top-notch computer skills, especially when it comes to these programs and technologies. ...
  87. Why More Americans Are Working From Home

    Freelancing is becoming a popular option for U.S. workers.
  88. Tax-Saving Tips For Canadian Taxpayers

    Find out how to get a bigger return.
  89. How To Protect Your Small Business From Fraud

    Small business owners are at risk of being scammed. Here's what you need to know to avoid that.
  90. 4 Most Expensive Cities In The U.S. For Gas

    Gas prices in these cities are high. Here's a look at how much it costs to fill up in these cities and why it's so much. ...
  91. In Retirement, Snowbirds Leave Cold Weather Behind

    Rather than shivering away their golden years, retirees can fly south to winter in sunny locales.
  92. 5 Most Expensive Cities In The U.S. For Car Insurance

    It costs a lot to insure your vehicle in these cities across the U.S.
  93. 5 Top Ways New Advisors Can Land Clients

    Getting involved in the community and using social media are just some effective ways that advisors can meet potential clients. ...
  94. Reasons Renting Is Better Than Buying

    Owning a home is much more expensive than renting. Here are the places where the costs differ greatly.
  95. Why The Price Of Crude Oil Is Dropping

    There are many reasons why the price of crude oil is falling, and Sandy is only one of them.
  96. How To Decorate For Christmas Without Going Broke

    Here are some innovative ways you can have an affordable holiday.
  97. Stores That Start Black Friday Sales Early

    These stores offer worthwhile Black Friday deals before Friday, Nov. 23.
  98. Why You Should Christmas Shop Early

    From getting better deals to avoiding long lines, there are many reasons to get your Christmas shopping done early.
  99. How To Select A Financial Advisor

    Understanding one's own needs and what different advisors do are critical elements in the selection process.
  100. When Young Athletes Receive Too Much Money Too Soon

    Not every sports prodigy enjoys a long and successful career.
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