Personal Finance Articles

  1. U.S. Bank Mortgage Reviews: What You Need to Know

    Learn about the financial profile and operations of U.S. Bancorp. Discover which mortgage products the bank offers and how ...
  2. Global Consumer Durables: Exploring Revenue Trends and Fundamentals

    Examine geographic revenue data from the consumer durables sector to identify catalysts and trends.
  3. The Top 4 Amazon Shareholders (AMZN)

    Learn about the largest Internet-based retailer in the United States and discover details about the company's top four individual ...
  4. Top 6 Mortgage Mistakes

    These common errors could end in foreclosure.
  5. 3 Reasons Why Jumbo Mortgages Are for High Earners

    Find out what a jumbo mortgage is, and learn the primary reasons why jumbo mortgages are most well-suited for high income ...
  6. Student Loans: Best Majors to Pay Down College Debt Fast

    Find out which degrees help college students find jobs immediately after graduation, earn good salaries and pay back their ...
  7. Is Your Mortgage Robbing Your Retirement?

    If you picked the mortgage with the lowest possible monthly payment, you may be blowing what could be your retirement money ...
  8. Make This The Year You Get Vacation Insurance

    With a few simple policy additions you can protect your holiday plans from being ruined.
  9. Summer: Time for Teaching Your Kids About Money

    Use summer holiday time to teach your children about earning, saving and spending money.
  10. Bank of America Mortgage Reviews: What You Need to Know (BAC)

    Learn about Bank of America, the mortgage products it offers, the rates it provides and a general consensus from consumer ...
  11. TIPS: Deflated Expectations, Inflated Opportunity?

    Prices for U.S. Treasury Inflation Protected Securities (TIPS) suggest inflation will be the same over the next 10 years ...
  12. Help! My Unemployment Benefits Are Running Out

    Don't wait for your unemployment insurance to expire before planning what to do if you haven't found a new job yet.
  13. CDOs and the Mortgage Market

    These structured products contribute to keeping borrowing rates low.
  14. Could Being a Landlord Pay for Your Retirement?

    If you have the money to buy them and the energy to run them – or the funds to pay a good manager – rental properties can ...
  15. The 401(k) Gender Gap

    Women aren't investing in 401(k) plans at the same rate as men - which will cost them big time at retirement. To reap the ...
  16. Retirement Planning the Millennial Way

    Saving for retirement is completely different if you have a Millennial mindset. These retirement plans will turn your head ...
  17. Best Ways to Repair Your Credit Score

    Follow these 6 steps and you'll be on your way to a better credit score.
  18. The Top Places for Retiring in Italy

    You don't need to be a Gucci to afford to retire in Italy, but saving money means finding a less-traveled spot. Start by ...
  19. 4 Billionaires Who Graduated from MIT

    Discover several of the wealthiest business people to have graduated from the Massachusetts Institute of Technology, and ...
  20. The Share Buyback Report: The Consumer Discretionary Sector (XLY)

    Analyze historical share repurchase data for the discretionary sector and identify the financial and economic factors that ...
  21. 10 Interest-Bearing Checking Accounts to Consider

    Explore 10 interest-paying checking accounts offered by traditional banks, credit unions and online banks, with rates as ...
  22. Retailers: The Best and Worst Bets Right Now (JCP)

    Here's a look at two retailers that could be in big trouble and two retailers that could continue to prove doubters wrong. ...
  23. How to Avoid Common Middle-Class Money Traps

    Spending is inevitable, but by budgeting carefully, families can enjoy financial security while dodging unnecessary stress ...
  24. Save Money on Summer Bills

    From lawn care to summer fairs, expenses can skyrocket if you're not paying attention.
  25. Top 10 Cities to Invest in Rental Properties

    With home ownership out of reach, many Millennials are opting to rent single-family homes, which has created an opportunity ...
  26. How Long Will You Live? This Tool Will Tell You

    Longevity-calculating tools help advisors guide clients through their financial livelihood during their retirement years. ...
  27. Insights Into Robert Schiller's Recession Studies

    Find out what Professor Robert Shiller of Yale University has to say about recessions, what causes them and why human psychology ...
  28. The Top 4 General Electric Shareholders (GE)

    Pay attention to whether the amount of stock awarded to General Electric’s largest shareholders provides a hint about the ...
  29. NVR Mortgage Reviews: What You Need to Know (NVR)

    Explore NVR Mortgage, and learn why a combination lender-builder mortgage company might be a good choice for financing a ...
  30. Top 8 States for Starting a Business in Retirement

    Starting a business in retirement can be rewarding and where you decide to do it can have a significant impact on your long-term ...
  31. 6 Major Credit Card Mistakes

    Avoid these pitfalls to keep your credit score healthy and your debt under control.
  32. Why Deferred-Interest Promotions Are a Trap

    Deferred-interest credit cards can offer consumers a way to pay for a pricey item over time with no interest. But too often, ...
  33. Make A Risk-Based Mortgage Decision

    Find out how to choose which mortgage style is right for you.
  34. 10 Best States for Affordable Senior Care

    Finding an inexpensive place to live in retirement can be difficult, but several states prove to be particularly friendly ...
  35. The Reverse Mortgage: A Retirement Tool

    Discover another way to fund your retirement without having to make payments on a loan.
  36. How Inflation Eats Away at Your Retirement

    When calculating how much money you need to comfortably retire, it's important to factor in how much inflation can chip away ...
  37. USAA Mortgage Reviews: What You Need to Know

    Learn about USAA's history in the financial services sector, as well as the mortgage products it offers and what customers ...
  38. 4 Steps to Attaining a Mortgage

    It starts with knowing your choices as well as your price range. We show you how to get there.
  39. Cash Call Mortgage Reviews: What You Need to Know

    Discover what you need to know about Orange County-based CashCall Mortgage and its popular zero closing cost loans and low-rate ...
  40. How Interest Rates Work On A Mortgage

    A step-by-step explanation of the interest calculations, mortgage types, and how the loan is eventually "retired" – which ...
  41. Creating a Tax-Deductible Canadian Mortgage

    Find out how to get a tax benefit from your mortgage like your neighbours to the south.
  42. Score a Cheap Mortgage

    Hidden costs can create what looks like a good deal. Find out how to find the best mortgage possible.
  43. Mortgage Points: What's the Point?

    Learn how to pay less for your home in the long run, or save in the short run.
  44. When (And When Not) to Refinance Your Mortgage

    There are both good and bad reasons to refinance. Learn more about both here.
  45. How Advisors Can Win at Social Media

    Social media is a valuable business tool and it's here to stay. Here are three big benefits that advisors can realize from ...
  46. Are Millennial Retirement Savers Doomed?

    A new McKinsey report spells a grim financial future for Millennials, who will have to work harder and save more than their ...
  47. The Top 4 Intel Shareholders (INTC)

    Consider the enormous amounts of stock granted by Intel to its top executives and how these individual investors can influence ...
  48. Is My Credit Score Good Enough for a Mortgage?

    Your score is critical in determining not only whether you'll secure a loan for a home, but also what interest rate you will ...
  49. Is Your Loyalty Paying Off?

    Not always. But here is the way to make the best of an increasingly shrinking rewards universe.
  50. How to Outsmart Private Mortgage Insurance

    It's possible to use a second mortgage to avoid this fee, but is it in your best interest?
  51. Money Market Accounts with the Highest Interest Rates

    Money market savings accounts can offer higher interest rates than regular or even high-yield bank savings accounts – and ...
  52. Pros and Cons of Buying a Certified Used Car

    A certified pre-owned (CPO) vehicle can bring peace of mind, but is it right for you? Here are some factors to consider.
  53. These Savings Accounts Have the Highest Interest Rates

    Don't expect interest from a bank savings account to make you rich. You can do better, however, than the paltry 0.08% average ...
  54. 2 Companies With No Closing Cost for Refinance (TREE, C)

    Discover more about refinanced mortgages with no closing costs, and learn about two companies that assist borrowers in acquiring ...
  55. Retirement Planning: 3 Differences in What Men and Women Want

    Discover what surveys reveal about how people say they want to spend their retirement years, and how the answers depend largely ...
  56. Behind the Scenes of Your Mortgage

    Four major players slice and dice your mortgage in the secondary market.
  57. 8 Ways a Private Family Foundation Could Spark IRS Interest

    IRS rules are extremely complex and can prohibit acts that seem – or even are – totally fair and even commonsensical. Here's ...
  58. 3 Billionaires Who Graduated From the University of Pennsylvania (SCTY, TSLA)

    Learn more about three of the most high-profile billionaires to graduate from the University of Pennsylvania: Donald Trump, ...
  59. SunTrust Mortgage Reviews: What You Need to Know (STI)

    Discover which mortgages SunTrust offers and how the average person obtaining a loan at SunTrust rates the bank on customer ...
  60. Berkshire Hathaway Stock: Analyzing 5 Key Customers (BRK)

    Discover how Berkshire Hathaway began as a failing textile company and grew into the fifth-largest company worldwide with ...
  61. The Next Frontier for Robo-Advisors? 529 Plans

    Here's how robo-advisors are infiltrating the 529 college savings plan market.
  62. Use These Tips to Crush Student Loan Debt Fast

    Savvy graduates are paying off their college debt in record time. Here are the strategies that can get you out from under ...
  63. OneGo vs. JetSmarter: Comparing Disruptors in the Airline Market (UAL, AAL)

    Follow the development of new businesses based on flat-rate flying apps, and identify any interesting prospects which could ...
  64. Top 10 Checking Accounts for Small Businesses (BAC, WFC)

    Explore the 10 best checking accounts for small businesses and discover why the perfect bank for one type of business may ...
  65. Burdening Your Retirement With a Mortgage

    Carrying this debt can have benefits if done correctly, but is it worth the risk?
  66. How to Get a No-Down-Payment Mortgage

    It's harder to find, but you can still buy a home without any money down.
  67. Choose Your Monthly Mortgage Payments

    Exotic mortgages allow you to decide how much to pay. Find out how much they really cost.
  68. Mortgage Options for Underwater Homeowners

    Find out what options are available when your mortgage is greater than the value of your home.
  69. 5 Luxury Car Features That Are Over the Top

    Automakers are thinking up and designing ever more ingenious add-ons to entice buyers to ante up. But are the latest cool ...
  70. 8 Reasons to Celebrate the 529 College Savings Plan

    Learn why May 29th is an opportunity to remind people of the importance of saving and investing for college, especially with ...
  71. Got a Good Mortgage Rate? Lock It Up!

    Rising rates mean rising profits for lenders, providing incentive to increase rates whenever possible.
  72. 6 Tips to Get Approved For a Mortgage

    You can change your bank's answer to a loan request from 'No' to 'Yes'. Find out how.
  73. 5 Things You Need To Be Pre-Approved For A Mortgage

    Before you can get serious about buying a home, you need to get pre-approval for a mortgage. Learn what you need to speed ...
  74. BB&T Mortgage Reviews: What You Need to Know (BBT)

    Learn about the operations of BB&T Corporation. Discover what mortgage products and services the bank offers and how consumers ...
  75. What Is a Will and Why Do I Need One?

    Putting this document together will save your family time and money, and give you peace of mind.
  76. Chart of the Week: Is Deflation Dead?

    U.S. deflation is no longer an imminent risk. This week’s chart helps illustrate why.
  77. Self Employed? 5 Steps to Scoring a Mortgage

    Convince lenders that you're a good bet despite your lack of a steady income.
  78. Is Fidelity Right for Your Retirement?

    Fidelity is one of the leading brokerage firms in the U.S. The company has several retirement plan offerings and services ...
  79. Mortgages: Fixed-Rate Versus Adjustable-Rate

    Both of these have advantages and disadvantages depending on your financial needs and prospects.
  80. 4 Reasons Owning a House Is Increasingly Unaffordable

    Learn about five factors causing home buying to be less affordable than it was in the past for the average American.
  81. Apple Stock: Analyzing 5 Key Suppliers (AAPL)

    Find out how Apple came to dominate the electronics and communications industries with help from five of its international ...
  82. Top 10 Highest-Paying Retail Jobs

    Find out where to find the top 10 highest-paying retail jobs in the country, and what the top retailers are paying their ...
  83. Top 10 Wealthiest Families in the World

    Find out how much money it takes to land on the list of the 10 wealthiest families in the world, and why nobody is really ...
  84. The Top 4 General Motors Shareholders (GM)

    Discover General Motors’ top four direct shareholders. Learn about how many shares they hold and obtain a brief description ...
  85. Ditech Mortgage Reviews: What You Need to Know (WAC)

    Discover the home mortgage products offered by Ditech Financial. Learn how average borrowers rate the bank on the loan application ...
  86. Calculating the Mortgage Interest Tax Deduction

    The amount of money you save by paying your mortgage off quickly will far exceed any benefit from the mortgage interest tax ...
  87. Be Mortgage-Free Faster

    Getting rid of this debt faster has bigger benefits than you might think.
  88. This is the Key to Financial Success

    The earlier you start planning and saving, the better your chances are of living the lifestyle you want.
  89. How to Manage Money for Someone with Alzheimer's

    Alzheimer’s disease affects more than 5 million Americans, and approximately one in three seniors will die with dementia. ...
  90. Getting a Mortgage in Your 50s

    The financial considerations are different when you take out a mortgage in your 50s. Here's what you need to review as you ...
  91. How a Cashback/Rewards Checking Account Works

    Discover how some of the best cash-back and rewards programs for checking accounts work, including a simple way to earn up ...
  92. 3 Reasons Not to Buy Houses Just for Price Speculation (FNMA)

    Find out about the downside of speculative home buying. Learn why real estate speculation does not always promise gains even ...
  93. Understanding Your Mortgage

    We walk through the steps needed to secure the best loan to finance the purchase of your home.
  94. How Mortgage Refinancing Affects Your Net Worth

    Find out how to determine whether refinancing will put you ahead or even more behind.
  95. 3 Billionaires Who Graduated From Harvard

    Learn more about three of the many billionaires Harvard has produced and how they have remained loyal by donating hundreds ...
  96. Google Stock: Analyzing 5 Key Customers (GOOGL)

    Discover how Google became a leading online powerhouse and how its top five key customers help keep the company competitive ...
  97. AT&T Stock: Analyzing 5 Key Customers (T)

    Discover why AT&T is a global leader in communication and how networking with its top five key customers helps keep the company ...
  98. Divorce and Annuities: What Clients Need to Know

    Divorce can be the most financially devastating event in a person’s life. Here’s what your clients need to know about handling ...
  99. Roth IRA Scams: What to Watch Out For

    Here’s what you need to watch out for when it comes to investment and business opportunities using Roth IRAs.
  100. Investor Wants vs. Advisor Actions: Why is There a Gap?

    New research shows a disconnect between investor wants and what advisors are doling out. Here's what advisors should do to ...
Hot Definitions
  1. IRS Publication 970

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  2. Federal Direct Loan Program

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