Personal Finance Articles

  1. How Advisors Can Thrive Despite Robo-Advisors

    In the age of robo-advisors here's how human advisors need to step up their game in order to thrive.
  2. When to Really Put Your Clients' Interests First

    Advisors and clients alike are best served when a client's revenue is growing. But there may be some cases when taking a ...
  3. Add It Up: Key Retirement Numbers

    Learn these magic numbers for a comfortable retirement. Here's how one investment manager calculates how much you'll need.
  4. The Economics of an iPhone (AAPL)

    Discover the economics of the iPhone 6, and why Apple's leading handheld device is one of the most influential products in ...
  5. Analyzing Apple's Return on Equity (AAPL)

    Learn about Apple's return on equity (ROE) in fiscal 2015, and find out how net profit margin, financial leverage and asset ...
  6. Is Chipotle Stock Suitable for Your IRA or Roth IRA? (CMG)

    Learn about Chipotle's outlook and the stock's suitability for various retirement investments.
  7. To Maximize Financial Aid, File an Early FAFSA

    By submitting the FAFSA as soon as possible, you may have a better shot at getting state- and college-sponsored financial ...
  8. 6 Things Retirees Should Know About Obamacare

    How will health insurance coverage change when you stop working? Here is a need-to-know short list of factors.
  9. Check Your Credit Report

    Make sure there are no errors holding you back from obtaining a loan.
  10. Check Your Checking-Account History

    Something you never thought you’d have to worry about: whether a bank will grant you a checking account. If you’ve had too ...
  11. New SS File-and-Suspend Guidance: What to Know

    April 29, 2016 will mark the end of Social Security's file-and-suspend claiming strategy. Here's what savers and financial ...
  12. How Soon Will We Get a Zika Vaccine?

    The rush for a Zika vaccine, plus what to do meanwhile.
  13. Maxed Out Your 401k? Here's What to Do Next

    Maxed out your 401(k)? Don't stop there. Here are some options to keep saving toward retirement.
  14. Giphy: How it Works and Makes Money

    Find out how Giphy's GIF content library and GIF creator work, and how the recent startup expects to make money from advertising ...
  15. Why Gold May No Longer Be a Safe Haven

    Gold is widely seen as a safe haven investment. Is that still the case?
  16. What Nordstrom’s Results Say About Consumers (JWN)

    Here's what Nordstrom's recent results say about the middle to high-end consumer and the retail sector as a whole.
  17. 3 Freelance Gigs to Help You Earn More

    Are you looking to make extra money on the side? Here are three things that could earn you more money than your day job.
  18. Social Security Strategies: What’s Best to Do Now

    The Bipartisan Budget Act has changed some of rules of the maximizing-benefits game. There are ways to cope, but you may ...
  19. Sepp Blatter: Good Guy or Bad?

    Understand who Sepp Blatter is and what position he held within FIFA. Learn about his positives and negatives as the organization's ...
  20. Will Consumer Spending Save the Economy? (FIT, CZR)

    This week will hold incredibly important clues to the state of the American consumer. Be prepared.
  21. How Cheap is Affordable Housing Right Now?

    Learn how many affordable housing government programs work in the United States, including income requirements and the scarcity ...
  22. 4 Reasons Why Waiting To Buy Life Insurance Is a Bad Idea

    Understand the benefits of applying for and securing life insurance coverage while you are young and healthy, and learn the ...
  23. Analyzing Comcast's Price & Profitability Ratios in 2016 (CMCSA)

    Learn about Comcast Corporation and its key metrics, such as the price/earnings to growth ratio, dividend yield, operating ...
  24. eMarketing Specialist: Job Description & Average Salary

    Understand the scope of work of an e-marketing specialist, and learn about the career's required education, skills and average ...
  25. 3 Funds That Stand Tall in Market Downturns

    Learn about how you can protect your portfolio from 2008-like disaster with these three funds that stood tall and outperformed ...
  26. How to Help Clients Plan Their Funerals

    Advisors should be talking to clients about delineating funeral wishes in a secure way so family members aren’t let out of ...
  27. 3 MassMutual Funds Rated 5 Stars by Morningstar

    Learn about MassMutual, its track record since opening its doors in 1851 and the top three of its funds to consider with ...
  28. 3 Prudential Funds Rated 5 Stars by Morningstar

    Learn about Prudential, its mutual fund offerings and the top three Prudential funds rated five stars by Morningstar Investment ...
  29. Razor Wars: Gillette Vs. Harry's Vs. Dollar Shave Club

    Discover how the Dollar Shave Club, Harry's and Gillette Shaving Club compare, and find out about the different subscription ...
  30. Analyzing Wal-Mart's Price & Profitability Ratios in 2016 (WMT)

    Learn about Wal-Mart Stores' price and profitability ratios, such as the price-to-sales ratio, dividend yield, operating ...
  31. Analyzing UnitedHealth Group’s Return on Equity (UNH)

    Learn more about the outlook for UnitedHealth Group in 2016, and discover the company's historical and future return on equity ...
  32. How Safe Is Your Pension?

    A 2014 law permits some private pension plans to reduce benefits. How to figure out if your retirement income is endangered.
  33. Can the Market Affect Social Security Benefits?

    What you should know about the relationship between the stock market and your monthly Social Security check.
  34. Is Under Armour Stock Suitable for Your IRA or Roth IRA? (UA)

    Explore the fundamentals of Under Armour stock, and discover why it better suits a Roth IRA than a traditional IRA.
  35. Is WWE Legend Jimmy Snuka's Murder Charge Affecting Its Stock? (WWE)

    Learn about the events surrounding former WWE superstar Jimmy Snuka's recent murder charge, and discover what, if any, consequences ...
  36. National Parks: Best Travel Deal Ever for Retirees

    The U.S. National Park System is expansive, but the one thing it isn't for retirees is expensive. All you have to be is 62.
  37. Top 5 Companies Owned By Estee Lauder (EL)

    Learn more about the global success of Estee Lauder, and discover five of the most profitable companies or subsidiaries that ...
  38. PayPal or eBay: Which Stock Should You Own? (EBAY, PYPL)

    Learn which metrics and factors to analyze when weighing PayPal and eBay investments after their split into two separate ...
  39. Home Energy Audit Checklist – 5 Important Steps

    Look at these 5 steps to reduce energy waste in your home to help you create a more sustainable household.
  40. Are Car Title Loans Ever a Good Idea?

    Most people knowledgeable about finance consider title loans predatory. What would constitute a good-quality short-term loan? ...
  41. Taking a Roth IRA Early Withdrawal for College Tuition

    Weigh this Roth IRA strategy against using a 529 plan to save for college – it may be smarter.
  42. Top 10 States for Switching to Solar

    Investing in solar for your home can make good financial sense if you live in a state that’s friendly to this renewable energy.
  43. 10 Fastest Growing Social Ventures in 2016

    The success of these social ventures embodies a new hybrid business model that will lead the global economy into a greener, ...
  44. If You Had Purchased $100 of Netflix in 2009 (NFLX)

    Learn how a $100 investment in Netflix stock in January 2009 would have fared over the years.
  45. Colorado's Retail Pot Use Increases State Revenue

    Colorado State revenue from marijuana sales have grown by over 75%, and most of that increase is due to sales for recreational ...
  46. 6 Things Startup Founders Wish They Had Known Before Launch

    Here are six things that successful entrepreneurs wish they had known before they started their companies.
  47. Find the Best Social Security Lawyers: Here's How

    A good Social Security lawyer may make the difference between qualifying for disability benefits and being left out in the ...
  48. Is Gilead Stock Suitable for Your IRA or Roth IRA? (GLID)

    Learn why Gilead's growing revenues, healthy margins and attractive valuations make it an ideal investment for your traditional ...
  49. Step by Step: Applying for Social Security Disability

    Applying for disability benefits is no easy task – but it's well worth your time and effort if a disability is preventing ...
  50. What Companies Give the Best Perks?

    Real job satisfaction isn’t built on perks alone, but they can be one sign that a company cares about keeping its employees ...
  51. Disney's 4 Key Financial Ratios (DIS)

    Learn about the financial ratios that are important in understanding Walt Disney Company; analyze the company's past performance ...
  52. Ford's 4 Key Financial Ratios (F)

    Learn about Ford Motor Company and how to analyze its business using financial ratios that help assess leverage, operations ...
  53. Callaway Golf to Trade Ex-Dividend (ELY)

    Assuming the company continues to reduce expenses, which should boost the company's cash flow, Callaway's dividend will begin ...
  54. Better for Young Investors: ETFs or Mutual Funds?

    Choosing ETFs versus mutual funds can be a tough decision for young investors. Here are some things to consider for each.
  55. Top 3 Financial Steps to Take on Disability

    Going on disability can be a stressful time financially. Here are 3 steps to take on disability to help protect against significant ...
  56. These 6 Robo-Advisors Manage the Most Money

    Investors should look at a variety of factors when choosing a robo-advisor. Here's a snapshot of the more popular ones.
  57. Advisors: How to Land Your Clients' Kids

    Advising the next generation of wealth owners—the children of your clients—is a goal worth pursing. Here are a few tips for ...
  58. When it Makes Sense to Reverse an IRA Conversion

    The IRS allows taxpayers whose conversions turn out to be badly timed to reverse this transaction. Here's when it makes sense ...
  59. Invest in Manhattan Real Estate with Just $20K

    Investing in commercial Manhattan real estate is no longer reserved for the one percent. Here's how you might be able to ...
  60. Wal-Mart's 5 Key Financial Ratios (WMT)

    Identify the five key financial ratios that fundamental analysts use to evaluate Wal-Mart's financial position and determine ...
  61. Toyota's 4 Key Financial Ratios (TM)

    Learn about important financial ratios for Toyota Motor Corporation that are crucial in evaluating the company's business ...
  62. Is It Time to Revisit Shiloh Industries? (SHLO)

    Examine the current state of Shiloh Industries Inc. entering 2016, and obtain investment analysis for investors considering ...
  63. How to Pick a Health Savings Account Custodian

    You have options in choosing the manager of your HSA, even if the account is through your employer. What to look for in ...
  64. Invest in Your Health Now for a Good Retirement

    Being in good health can save you money and make your post-work life happier and more enjoyable. Start early and focus on ...
  65. Do You Need Life Insurance For Your Child?

    Taking out life insurance for a child is hard to imagine, but having it can do more than just give you peace of mind.
  66. The 7 Hottest Travel Destinations for 2016

    An overview of the hottest travel destinations for 2016.
  67. Three Ways To Make Money Off Your Hobby

    Starting a business from your hobby has never been easier. Here are three ways to make money off your hobby.
  68. Bang for the Buck: Where Gun Buyers' Cash Could Go

    Some anticipate that stricter gun control laws could reduce the revenue of the firearm industry, but funds not spent on guns ...
  69. When Is it Time to Stop Saving for Retirement?

    Successful retirement planning demands lots of saving and smart money management. But once you retire, how do you transition ...
  70. Annuity Rates: Lock in Now or Wait?

    With interest rates so low, does it make sense to lock in an annuity right now? We weigh the pros and cons.
  71. 3 Predictions for TV in the Next 10 Years

    Understand current technological trends in the TV industry and what has changed in the past. Learn about three predictions ...
  72. 3 Signs You're On The Right Track Financially in Your 40s

    Understand what you need to do to stay on the right financial track once you reach your 40s. Learn about three key indicators ...
  73. 6 Important Retirement Plan RMD Rules

    Paying taxes is inevitable - that's why you need to learn about the rules for required minimum distributions.
  74. 3 Simple Lifestyle Changes to Make You More Productive

    If you are looking to become more productive it's important to find out what works best for you. Here are three ideas to ...
  75. Why Are Fewer People Getting a Driver’s License?

    A recent University of Michigan study shows that people under 45 are getting fewer driver's licenses. Could the privately ...
  76. Presidential Candidates Respond to Student Debt Crisis

    The next President will have to deal with the student loan debt crisis or risk a stagnant economy for years to come.
  77. Universal Life Insurance: Dangers for Retirees

    This type of permanent life insurance is often touted as a source of income, but using it that way is full of traps. So, ...
  78. Maximize the Tax Benefit from Your Annuity

    Understand how nonqualified annuities are taxed during your lifetime, and how they are taxed when passed on to your beneficiaries.
  79. 5 Reasons the HELOC Market is Expected to Heat up in 2016

    HELOCs dried up after the housing meltdown, but thanks to an improving economy, job market and rising home values they are ...
  80. Why Should You Own Bonds?

    We take a deeper dive into ways to ballast your portfolio with bonds to balance out equity risk.
  81. Should I Apply to 'Shark Tank' or 'The Profit'?

    In this article, we'll help you determine whether or not your business can benefit from appearing on Shark Tank and The Profit.
  82. Commercial Real Estate Agent: Job Description & Average Salary

    Learn more about the qualifications, daily and regular responsibilities, and average yearly salaries of commercial real estate ...
  83. 3 Ways Low Oil Prices Affect Your Everyday Budget

    Discover the three main ways the historically low price of crude oil can impact your everyday budget, including discounts ...
  84. 10 Signs You Are Not OK to Retire

    Carrying a lot of debt? Haven’t yet figured out a long-term financial plan? These are just two of the reasons you shouldn’t ...
  85. 5 Tips on Trading During Your Retirement Years

    Having fun is key to being happy during retirement. Here are five tips on how to act responsibly for retirees who want to ...
  86. When Are You Too Old for a Mortgage?

    The answer to that question is a personal one, as long as your finances qualify you for a home loan. Here are the factors ...
  87. What to Expect From TransUnion's Earnings (TRU)

    TransUnion is not the only company to have struggled after recently launching an IPO. But few have had the level of stability ...
  88. Financial Planner: Job Description & Average Salary

    Discover the general job duties and average salary of a financial planner, as well as the education, training and skills ...
  89. Additional Streams of Income for Seniors

    Find out how a reverse mortgage can work in your favor during retirement.
  90. How Does Neighborly Work and Make Money?

    Neighborly democratizes finance, enabling investments in municipal bonds that impact local communities.
  91. Best Investment Categories for Retirement Funds

    An asset allocation that reflects your age and investment objectives is one of the keys to a low-stress retirement.
  92. The 3 Best Stocks Retirees Should Consider in 2016

    Discover the three best stocks for a 2016 retirement portfolio with strong competitive positions and viable financial positions ...
  93. 3 Reasons To Buy Government Surplus for Your Small Business

    Learn why it's wise to access government surplus auctions to buy furnishings, equipment and other items to start a new business ...
  94. Two Reasons Dividends Will Drive Returns in 2016

    Dividend paying stocks are expected to be in vogue this year. But investors have to be choosy when picking one to invest ...
  95. The Top 4 Manning & Napier Funds for Retirement Diversification in 2016

    Learn about four mutual funds administered and managed by Manning & Napier that can help investors diversify their retirement ...
  96. GLOSSYBOX Review: Is It Worth It?

    Learn more about the monthly GLOSSYBOX beauty discovery service, and decide if a subscription for beauty products is something ...
  97. Corvex Management: An Activist Investor Analysis

    Read about activist hedge fund Corvex Management and its founder, Keith Meister, who is a sometimes abrasive and emotional, ...
  98. Is Now the Right Time to Invest in Maximus, Inc.? (MMS)

    Learn why fundamental analysis reveals Maximus might be a good stock buy for 2016, but understand how the election could ...
  99. 3 Ways Drones Are Changing Amazon's Business (AMZN)

    Find out the ways Amazon's cutting-edge drone technology may be changing the way the e-commerce giant is thinking about its ...
  100. The Top 5 Small Cap Retail Stocks for 2016 (PLCE, FIVE)

    Pay close attention to the performance charts for small-cap retail stocks for signals demonstrating strength despite a disappointing ...
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