Personal Finance Articles

  1. Why Colt Went Out of Business

    Even as the gun industry has enjoyed good sales the last few years, iconic gun manufacturer Colt recently filed for bankruptcy. ...
  2. Best Ways to Roll Over Your 401(k)

    When you leave a job, you have some decisions to make about what to do with your 401(k). Here are some choices.
  3. How Advisors Can Get the Most Out of Social Media

    It's imperative for financial advisors to take advantage of social media tools, and they should start with the most effective, ...
  4. Why Americans Need Social Security Schooling

    Americans lack basic knowledge of Social Security, which presents an opportunity for advisors.
  5. Betterment vs. Financial Advisor: Which is Best?

    Which is better: Betterment or a traditional financial advisor? The answer depends on you, your skills and expectations. ...
  6. Can You Afford to Retire in Singapore?

    It costs a lot. But many find the “Switzerland of Asia” well worth the expense.
  7. Strategic Asset Allocation: What Percent Belongs in Startups?

    The ability to now invest in an emerging class of individual startup securities motivates investors to rethink their strategic ...
  8. REITs Vs. Real Estate Crowdfunding: How They Differ

    There are a few different ways to go about investing in real estate, the two biggest are through REITs and a newcomer to ...
  9. Find the Top Retirement Cities in Colorado

    Mountain scenery, sunshine and affordability – that's what the Centennial state has to offer, plus great work and education ...
  10. Personal Loans vs. Car Loans

    How to tell whether a personal loan or a car loan is better for you.
  11. 5 Signs It's Time to Hire an Estate Manager

    If managing multiple properties (or just one large estate) is taking up too much of your time, you can hire your way back ...
  12. A Low Mortgage Bill May Not Be the Best Deal

    If you can't judge solely by payment amount, what's the best way to choose the most advantageous mortgage offer?
  13. How Does FIFA Make Money?

    A look at the hugely successful business model of FIFA.
  14. Tesla Stock Too Expensive? Trade Tesla Options

    Tesla Motors is trading around $260 a share, making it too expensive for many investors. Options offer a low-cost way to ...
  15. Salesforce Acquisition Could Boost Microsoft

    A Microsoft acquisition of Salesforce, which has been speculated on, would help boost Microsoft's cloud presence and grow ...
  16. This is the Top Regret of Retirees

    A recent New York Life study has found that the top regret of retirees is not retiring sooner.
  17. Top Family-Friendly Companies to Work For

    Today's workplace is tough on women and families. One of the most important steps to changing that is paternity leave. A ...
  18. Pros & Cons of Investing in Crowdfunded Property

    Although the basic concept of real estate crowdfunding might sound great, it does come with a few disadvantages of which ...
  19. Can You Afford a Black Centurion Amex Card?

    It’s not just this cool card’s hefty initiation and annual fees, but also the amount you have to spend each year that should ...
  20. Using Your 529 Savings to Study Abroad

    With studying abroad no longer cheap, families may find that a 529 plan college-savings account can fund educational travel. ...
  21. All About The Gun Business In America

    A look at the controversial US gun industry, producers, and market share.
  22. Which Gets Priority: Retirement or College Fund?

    On a tight budget? Wondering which to contribute to – your retirement or your kid's college fund? Here's expert help on how ...
  23. Postnup vs. Prenup: Marriage Roulette Protection

    ...and how to determine which, if either, your marriage needs.
  24. Sharing Economy Startups On The Road To Success

    As more startups use our phones and computers to bring us closer together, savvy companies are leveraging technology to help ...
  25. My Mini-IPO: The Reality of Equity Crowdfunding

    Regulation A+, part of Title IV of the JOBS Act, has made equity crowdfunding a reality in the U.S. What does that mean for ...
  26. 5 Reasons Why Cold Calling is Dead

    Is cold calling really dead? If so, what are the better alternatives?
  27. How Movie Theater Companies Are Combatting Netflix

    Understand why Netflix is a threat to major movie theater companies, and learn how movie theaters are fighting back against ...
  28. Want to Beat the Market? Take on Some Risk

    As we head into a sketchy investment environment, you may want to reverse your thinking to find the best opportunities.
  29. Why Financial Advisors Need to Know SEO

    Advisors should study these tips on how to ensure that would-be clients find them online.
  30. Is Risk Aversion Kryptonite to Millennials?

    Financial advisors to millennials need to pay heed to this generation’s aversion to risk and help them understand how to ...
  31. Home Equity Loans: Finding the Best Fit

    Using your home as a source of funds can be a smart choice in some situations. Just be sure to carefully run the numbers.
  32. 10 Questions to Ask Your Estate Planning Attorney

    If you want what's best for your spouse and/or children, it's imperative that you ask an estate planning attorney the following ...
  33. 6 Reasons to Use a Household Help Agency

    It's not just because they find you well-qualified workers. Agencies spare you the paperwork and taxes required when you ...
  34. 5 Hot Startup Industries Other Than Tech

    Though it’s the Facebooks and Instagrams that get the attention, not all successful startups are in tech.
  35. Home Depot Vs. Lowes: The Home Improvement Battle

    Home Depot and Lowe's are both giants of the home improvement sector. But how do they compare to one-another?
  36. Insurance Companies Vs. Banks: Separate And Not Equal

    Insurance companies and banks are both financial intermediaries. However, they don't always face the same risks and are regulated ...
  37. Why Fannie Mae And Freddie Mac Might Be In Trouble

    Fannie Mae and Freddie Mac are under increased scrutiny as debates continue about conservatorship, share price, and profit ...
  38. Top Credit Cards with 2% Cash Back

    Some of our favorite things: credit cards that give you cash back. But which one's the best deal for you? Here's why not ...
  39. 8 Things To Know Before Hiring Household Help

    Here's how to avoid the legal, tax and trust issues that can trap you when you become an employer.
  40. Target Vs. Walmart: Who's Winning The Big Box War?

    Wal-Mart dwarfs Target in number of stores, total assets, and market cap. But which company is more profitable?
  41. Are You Sure You Aren't Ponzi Scheme-Susceptible?

    Anyone can be a victim of a Ponzi scheme — even the most financially literate. Here's how to avoid the next Madoff.
  42. How to Retire in Monaco

    If you’re well off and you’ve always dreamed of living on the Riviera, glamorous Monaco might be your ideal retirement destination.
  43. The Pros & Cons of Working from Home

    Look before you leap into the ranks of employees who work from home. There are pros and cons you need to check out thoroughly ...
  44. Theme Park Stocks Heating Up for Summer

    Despite declining consumer spending, theme parks have increasing visitors and revenue. Find out what that means for these ...
  45. The Innovation Powering Honda's Sexy New Jet

    Honda is entering aviation with the HondaJet. Here's a quick introduction to its unique technology and how it was developed.
  46. The Success Of Patagonia's Marketing Strategy

    Patagonia's marketing strategy urging sustainibility, and the promotion of used Patagonia goods, is working and the company's ...
  47. A Quick Guide to High-Net-Worth Estate Planning

    A quick estate planning guide for high-net-worth individuals to help minimize taxes and costs, protect assets and plan for ...
  48. How to Battle Inflation During Retirement

    If inflation is imminent, here's how to prepare.
  49. Best Medium-Term Investments for Market Jitters

    As central bank effectiveness wears off, here are a few ways to play it.
  50. Living Trusts vs. Simple Wills: A Comparison

    A look at wills versus living trusts and when to choose one over the other.
  51. Costco’s Business Model Is Smarter Than You Think

    Why is Costco so successful? What differentiates the company from its competitors and why is its profit so small compared ...
  52. The NBA’s Business Model

    Drawing interest domestically and abroad, the NBA has seen its popularity and revenue streams rapidly increase over the past ...
  53. I Maxed Out My 401(k)! Now What?

    Fear not: There are smart ways to ensure that your retirement nest egg keeps growing.
  54. Smart Ways to Use a Mortgage Calculator

    When you're buying a home, it's essential to do due diligence about the true costs. Mortgage calculators will show you if ...
  55. Can You Retire in Myanmar Yet?

    A stash of $200,000 could go a long way in Myanmar (Burma). But for now, it's a place for retirees to visit, not settle down.
  56. Financial Tips For People Who Hate Finance

    For people who hate financial planning, there's usually one big problem – which you can fix. Do it now.
  57. How to Live Mortgage Free in a Tiny House

    Downsizing to a much smaller home – no more than 500 square feet – on your own or rented land can be a smart way to offload ...
  58. Seven Investing Books For Your Summer Reading List

    It’s almost 4th of July, the season of summer reading. Picking up a book during your holiday can be a great opportunity to ...
  59. How to Establish a Blind Trust

    ...and the reasons why you might want to do so.
  60. How To Analyze Netflix's Income Statements

    Learn how to read Netflix's income statement, calculate net income and interpret EPS to evaluate the company's current financial ...
  61. Who Needs Extortion Insurance?

    Insurance can help mitigate the financial damage of an extortion plot, but it’s important to read the fine print before taking ...
  62. Affordable Ways For Upgrading Your Home

    Upgrading your home doesn’t have to be an expensive chore. Here we give you 8 affordable ways to increase its appeal.
  63. The Pros and Cons of Buying on Amazon

    Learn how buying works with Amazon. Amazon has become the dominant player in online retail with its ruthless focus on lower ...
  64. Indexed Universal Life Insurance: The Pros & Cons

    What you need to know, to see if these vehicles fit into your financial plan.
  65. Have Household Help? Don't Get In Tax Trouble

    Hiring household workers can be a complicated process. Know what the government requires so you can prevent penalties and ...
  66. Millennials: Retire With $1,000,000 --Here's How

    It is possible for Millennials to retire with $1,000,000, if they take the right steps and make the necessary sacrifices ...
  67. Estate Planning for a Surviving Spouse

    Estate planning for surviving spouses can be difficult for a number of reasons, so it's important to have good support and ...
  68. How the Advisor Compensation Debate Helps Clients

    The debate over compensating advisors is not likely to be resolved anytime soon, but clients should win with lower fees and ...
  69. Top Strategies to Attract Elite Clients

    Here's how to think outside of the box when it comes to attracting a high-net-worth client base.
  70. How Financial Advisors Can Tweet Like Pros

    A quick guide to how advisors can tweet like the elite.
  71. Gay Marriage Ruling: Its Impact on Estate Planning

    Same-sex couples now face the same legal and financial issues as heterosexual couples; some may need to adopt simpler, more ...
  72. What Is the Pharmacy Benefit Management Industry?

    PBMs, acting as third party administrators and negotiators, are essential to facilitating transactions between the moving ...
  73. Ink Plus or Starwood Preferred, Which Credit Card Is Right for You?

    Maximize Your Business Rewards: Chase Ink Plus vs. Starwood Preferred.
  74. Unconventional Destinations To Stretch Vacation Dollars

    By picking a destination that's off the beaten path, travelers will meet few tourists and, as a result, will find their vacation ...
  75. The Adverse Effects of Cheap Gas

    While low gas prices are welcomed, smart budgeters must anticipate future price hikes and consider the impact of low gas ...
  76. Prospering In The Next Bear Market: Here's How

    Prepare to survive, and even prosper, in the impending bear market, by considering and putting into action the following ...
  77. Pension Annuity vs. Lump Sum: Which is Best?

    Which pension distribution option best serves your client, a pension annuity or a lump-sum payout?
  78. 3 Secrets You Didn't Know About Estate Planning

    Every advisor and saver needs to know these three estate planning secrets.
  79. Bank Lingo: Routing Number Vs. Account Number

    Each consumer bank account has its own personal ID. And so does the bank. How do these numbers function and how do they protect ...
  80. Employment Negotiations: What To Ask For & How

    Improving their first offer: What you should know
  81. The Economics Of Private Jets

    High-flying CEOs use private jets to avoid check-in hassles and departure delays. For them, concierge service and arriving ...
  82. Roth 401(k) Vs. Roth IRA: Which One Is Better?

    It all depends on your age, your income - and your plans for your retirement nest egg.
  83. Top 6 Best Value Hotels

    Here are the top value hotels across America, most of which can be had for less than $100 per night and less than $50 per ...
  84. How to Best Navigate Taxes in Retirement

    Here's a rundown on tax strategies that can help extend the life of a nest egg.
  85. When Couples Have Different Risk Appetites

    Communication, compromise and frequent monitoring will lead to successful investing for spouses with different risk tolerances. ...
  86. 7 Cybersecurity Tips for Advisors

    The digital age has created a new breed of thief who can break into client files at any time, but there are ways to minimize ...
  87. Top Investment Ideas for Malls of the Future

    How investors should be thinking about the mall of tomorrow.
  88. Do Data Breaches Really Matter for Retailers?

    Do data breaches hurt the stock price of retailers? Let's have a look at a few examples.
  89. How Small Businesses Can Guard Against Cybercrime

    Once a small business decides to establish an online presence, implementing certain guidelines is a vital step in order to ...
  90. Is ESPN a Sport Monopoly?

    With such a dominant presence in sports as demonstrated through substantial ratings and a firm online presence, some may ...
  91. Fed Raising Rates Affects Startup Funding

    With interest rates having nowhere else to go but up, the Fed’s impending interest rate raise will likely begin to reverse ...
  92. More Bonuses And Fewer Raises Affect Workers

    Companies are increasingly replacing salary increases with bonuses, much to the detriment of employees.
  93. Will Low Gas Prices Kill Hybrid Cars?

    Further changes in the number of hybrid electric vehicles sold have, so far, mirrored oil prices: the higher the price of ...
  94. Why Is Health Care So Expensive In The Us?

    The U.S. is the world leader in only one area of health care: costs. Why is it so hard to rein in these expenses?
  95. cities with best healthcare system

    A starting guide to figuring out where the best care is when the diagnosis is a scary one.
  96. Do You Need Kidnap & Ransom Insurance?

    Americans working abroad – and high-profile individuals traveling frequently in kidnapping hot spots – should consider this ...
  97. 5 Signs You Need A Postnup

    They're not the most fun thing to contemplate, but these contracts can actually help a marriage.
  98. A Guide To Kidnap & Ransom Insurance

    Every year, thousands of people are kidnapped for ransom all over the world. This insurance offers protection – and peace ...
  99. 3 Main Reasons Las Vegas Sports Teams Keep Folding

    Learn why a unique labor force, competition for entertainment dollars and the stigma of gambling have kept professional sports ...
  100. MLPs: Is Now the Right Time to Invest?

    Here's what you need to know about MLPs, those under-the-radar investment vehicles.
Hot Definitions
  1. Gross Profit

    A company's total revenue (equivalent to total sales) minus the cost of goods sold. Gross profit is the profit a company ...
  2. Revenue

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  3. Normal Profit

    An economic condition occurring when the difference between a firm’s total revenue and total cost is equal to zero.
  4. Operating Cost

    Expenses associated with the maintenance and administration of a business on a day-to-day basis.
  5. Cost Of Funds

    The interest rate paid by financial institutions for the funds that they deploy in their business. The cost of funds is one ...
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    A type of accounting process that aims to capture a company's costs of production by assessing the input costs of each step ...
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