Personal Finance Articles

  1. Annual Compensation vs. Annual Salary: Why the Difference Matters

    The difference between annual compensation and annual salary is especially important for retirement plan contributions.
  2. 10 Steps to Start the New Financial Year Off Right

    Here are 10 steps everyone can use to start off the new year on a smarter financial note, and hopefully stick with throughout ...
  3. Who Would Trump's Tax Plan Hit the Hardest? Single Parents

    Single parents can expect a tax increase under Trump's proposed tax plan.
  4. How To Make Money With Airbnb: Risks & Rewards

    Airbnb lets you turn your home or spare room into extra cash. Here's how to make money and protect yourself from the risks.
  5. Is Crowdfunding Student Loans a Viable Option?

    More grads are trying to crowdfund student loans at sites such as GoFundMe. Does it work?
  6. What Trump Means for Emerging Markets

    Will emerging markets face long-term headwinds under a Trump administration?
  7. Technology That Helps Advisors Automate

    These technologies can help advisors increase sales and improve client service with less overhead costs.
  8. 6 Cities at Highest Risk for a Housing Bubble

    These global cities face a housing bubble, thanks to factors such as demand from foreign investors.
  9. Here Are the Keys to Clients Opening Your Emails

    Email marketing is a huge part of most financial advisors' digital marketing strategy. Here’s how to write email that clients ...
  10. The Secret to Organizing Your Finances is Cash Flow

    A careful analysis of cash flow and spending are two crucial steps toward forming a realistic savings or retirement plan. ...
  11. Why Procrastination Will Steal Your Future Wealth

    Putting off saving for retirement might feel like your only option right now, but this kind of procrastination can wreak ...
  12. 4 Steps to Protect Your Money When You Get Sudden Wealth

    Coming suddenly into money can change your life for the better, but it can also end up in disaster if you don't take the ...
  13. Index Funds Turn 40: Vanguard's John Bogle Weighs In

    In a recent interview with Bloomberg, Vanguard's John Bogle reflects on the birth of the index fund and where the industry ...
  14. 7 Ways to Save Money Next Year

    A few small changes to your spending habits could mean saving hundreds – or even thousands – of dollars in 2017.
  15. 5 Financial Steps for the Year's End You Won't Regret

    These year-end financial planning to-do's can be done without paperwork or spending too much time.
  16. What Is an Interval Fund?

    Interval funds provide high yield in exchange for illiquidity and high fees. They are not for everyone. Find out here if ...
  17. Ryan vs. Trump: How Their Tax Plans Differ

    Changes to the tax code are likely, but President-elect Trump and House Speaker Paul Ryan (D-Wis.) have yet to agree on which ...
  18. Why Credit Karma is Free and How it Makes Money

    Credit scores originally were built for lenders, but Credit Karma makes the system work for consumers, too – and makes money ...
  19. Eight Smart Ways To Save On Gift Giving This Christmas

    Here are eight ways to save on your Christmas shopping this year.
  20. What Social Security Fraud Costs You

    Taxpayers lose billions of dollars every year, according to Social Security fraud statistics. What to look for.
  21. What if Your 401(k) Isn't Enough for Retirement?

    Deferring 10% of your income to your 401(k) may not be enough. Consider an income plan that draws on 360 degrees of income ...
  22. Picking A Lender: Quicken Loans or a Local Bank?

    Online mortgage lender Quicken Loans has become known for its convenience and customer service. But brick-and-mortar banks ...
  23. How Fintech Advances Improve Finance for All

    Financial technology companies have changed the landscape for the way we manage our financial lives. Here's what to expect ...
  24. This Is the Biggest Risk to Your Retirement

    Many retirees have defined risk incorrectly, and are currently exposing themselves to the greatest risk of all, which is ...
  25. 5 Big-Time Retirement Budget Busters

    Living on a fixed income is easier said than done; even well-prepared retirees are surprised at how challenging it can be. ...
  26. 7 Ways to Use a Strong Credit Score During Retirement

    Find out why it is important to maintain a good credit in retirement. Learn seven reasons not to leave your credit score ...
  27. Build a More Diverse Portfolio With a Modern Approach

    A multi-asset diversified portfolio uses multiple funds and bonds to increase performance.
  28. How to Create Your Ideal Emergency Fund

    Life often gets in the way of perfectly planned out savings. Here are a few tips on how to establish an emergency fund.
  29. Should You Really Pay to Erase Your Name From the Internet?

    Should you pay to erase your name from the internet? In the case of an arrest record in the form of a posted mug shot, the ...
  30. 2 Charitable Tax Planning Tips for the End of the Year

    These strategies help support your favorite qualified charity while also reducing your tax liability to Uncle Sam.
  31. Have a 401(k)? Don't Make These 4 Mistakes

    Avoid these 401(k) blunders and you just might make it to retirement with more money.
  32. Don't Give Away Control Over Your Assets Without Planning

    Most people don't realize what they agreed to when they signed a power of attorney, and are blissfully unaware of the possible ...
  33. The Best Retirement Plans for Millennials

    Retirement is decades away, but if you make yourself start saving even a little now, all that time can make your money grow ...
  34. When Retirement's Getting You Down

    The secret to avoiding depression in retirement is to replace the social connections, steady routine and sense of purpose ...
  35. 4 Reasons Why Irrational Exuberance Lasts

    20 years ago, Alan Greenspan gave his famous "irrational exuberance" speech, but asset bubbles take a long time to pop.
  36. Why Millennial Couples May Need $2 Million to Retire

    The answer in one word: inflation.
  37. The Top 5 Companies in Telemedicine

    Telemedicine companies are seeing a surge in popularity.
  38. How Seniors Are Seeing the End of File and Suspend

    Many seniors see the end of two Social Security claiming strategy loopholes as unnecessary benefit cuts.
  39. How Smart Technology Is Impacting Insurers

    Smart technology promises to bring major change to the way that insurers monitor and protect their customers.
  40. Advisors: Your Blog Must Get These 5 Things Right

    What makes good content for financial advisor blogs? Here are some tips for turning out quality and engaging words.
  41. Ready for the Fiduciary Rule? You Should Be

    Despite the opposition it faces, advisors should still plan to comply with the fiduciary rule. Here's why.
  42. Trump's Tax Cuts Not Just for Wealthy: Mnuchin

    Trump’s new Treasury secretary says tax cuts will benefit the middle class more than the wealthy.
  43. Starbucks: Profiting One Cup at a Time (SBUX)

    Starbucks chief Howard Schultz is stepping down after 30 years as CEO; we take a closer look at this well-caffeinated American ...
  44. Using a Reverse Mortgage to Boost Retirement Savings

    A reverse mortgage is a financial tool that can increase the chances of a successful retirement, if used properly. Here's ...
  45. BillGuard (Prosper Daily) vs. LifeLock: What's Best?

    If you’re looking for identity-theft protection, it’s been BillGuard vs. LifeLock. So which of these two apps is best for ...
  46. Early Retirement: Lessons from Celebrities and Politicians

    If you hope to retire early, why not take a page from these celebrity playbooks?
  47. The Top 4 Starbucks Shareholders

    Howard Schultz may be stepping down as CEO, but he remains one of the coffee juggernaut's largest shareholders--for now. ...
  48. Manage Your Cash Flow to Reach Financial Goals

    Track your everyday spending to make better choices and reach your long-term financial goals.
  49. 10 Tax Benefits for the Self-Employed

    Running your own business has both personal and financial perks.
  50. Which Business Schools Are the Most Selective?

    Standing out in a sea of exceptionally qualified applicants can be tricky. Here are a few tips on applying.
  51. How China Makes Money (BABA, PFE)

    China has the first or second largest GDP in the world but is not nearly as developed as others in the top 10.
  52. Mobile Banking: How Big Banks are Innovating With Fintech

    Here's how big banks are keeping up with fintech start-ups by launching their own mobile app offerings.
  53. A Financial Checklist for 20-Somethings

    Financial habits one establishes early on will have a deep impact on financial security down the road.
  54. Homeowner's Insurance Guide: A Beginner's Overview

    Everything new homeowners need to know about insurance to protect their residence.
  55. Monitoring Your Credit? Keep These 5 Things in Mind

    Your credit history is a key financial diary of your life. Here are five things to consider when making sure your credit ...
  56. Enron Scandal: The Fall of a Wall Street Darling

    Today is the 15th anniversary of the former oil giant's bankruptcy filing.
  57. Look for Quality Health Care During Retirement

    When deciding where to retire, be sure to consider the health care available in the area.
  58. Personal Finance 101: You Are Your Most Valuable Asset

    Personal finances aren’t just about saving and investing - they're about developing your human potential throughout your ...
  59. Your 401(k) Plan: Just How Outdated Is It?

    A recent GAO report indicates that many 401(k) plans are still clinging to archaic rules that hinder plan participants’ ability ...
  60. Expect Big Capital Gains from These Funds in 2016

    Investors in actively-managed mutual funds should be prepared for big capital gains in 2016 and the tax hit that comes with ...
  61. Money-Saving Ways to Give the Gift of Travel

    Travel can be the best gift of all.
  62. Why Goals-Based Investing Deserves Your Attention

    Advisors need to be willing to make changes in their management styles and other business practices to stay current and relevant ...
  63. PBGC to Start Reuniting Lost 401(k)s With Owners

    The Pension Benefit Guaranty Corporation will extend its program to recover lost pension plans to include defined contribution ...
  64. Trump Feeds Your Kids to D.C. Swamp

    A billionaire with no love for America’s public schools will be running the Department of Education.
  65. How to Increase ROI with Financial Planning Software

    Here are five strategies to increase ROI via financial planning software in the wake of the fiduciary rule.
  66. Is It Time to Rebalance Your Portfolio?

    Failing to rebalance a portfolio results in higher risk without higher returns.
  67. The Role of Chatbots in Financial Services

    Chatbots are becoming increasingly popular and playing a bigger role in financial services. Here's how they work and are ...
  68. 10 Sources of Nontaxable Income

    Taxes are often a deterrent from investing and saving. These financial practices will bring you no tax grief.
  69. A Cost-Benefit Analysis of Long-Term Care Insurance

    Is it a good idea to have a long-term care policy? Here is some data to help you decide.
  70. Why The Regulatory Pendulum is About to Swing Back

    Donald Trump intends to scale back financial regulation. His handpicked cabinet and a GOP majority in Congress could help ...
  71. 10 Ways to Cut Spending in Preparation for Retirement

    If your retirement income is less than you planned for, here is a list of ways to plan a new budget.
  72. Prepare For Your CFA Exams

    Find out how to get yourself ready for these lengthy and often daunting exams.
  73. How Allstate Is Expanding With SquareTrade Acquisition

    Allstate is branching out into new territory with its acquisition of electronics warranty provider SquareTrade.
  74. Pass Your CFA Exams on the First Try

    Become one of the elite who pass these exams by using these simple study methods.
  75. Top Penny Stocks for December 2016

    Penny stocks have now entered a seasonality positive period. Here are top penny stocks to watch.
  76. Ready for Retirement? Here Are Some Tips for Baby Boomers

    For those nearing their retirement date, here are a few things that should be organized in the years prior.
  77. Why Bonds Collapse and What You Can Do About It

    Here's why bonds recently crashed and what investors who invest in them can do about it.
  78. 7 Common Medicare Mistakes and How to Avoid Them

    Medicare is confusing to many people, so if you're eligible, make sure you understand the pitfalls that come with making ...
  79. 6 IRA Tax Changes That Could Impact You Soon

    Here are several potential measures that could come before Congress in 2017 that would negatively impact the tax benefits ...
  80. How to Owe Nothing on Your Federal Tax Return

    You have the control to determine whether you owe in April. Learn more here.
  81. How YouTube Makes Money Off Videos

    YouTube's revenue is growing even if the profits aren’t, and some growth is better than nothing.
  82. How Reddit Makes Money

    Reddit, the self-proclaimed “Front Page of the Internet,” celebrated its tenth anniversary last year. How does the website ...
  83. How Google Maps Makes Money

    Find out how Google Maps generates revenue through subtle techniques that many users may not even be aware of.
  84. How Groupon Makes Money

    A rundown of how Groupon works and how it benefits the businesses it partners with.
  85. The Impact Of Ending The US Embargo On Cuba

    Many argue that ending the US embargo on Cuba will not only make US consumers happy, but also help the US economy and bring ...
  86. How Hard are the CFA Exams?

    Learn about the difficulty of the CFA exams with a description of the tests, some statistics on pass rates and suggestions ...
  87. The Most Overlooked Tax Deductions

    The receipts you cram into your wallet could be replaced with cash come tax season.
  88. Before You Visit Your Tax Preparer: Do This

    The earlier you start preparing your tax records and documents, the more likely you are to have a smooth tax return experience ...
  89. What You Need To Know About Capital Gains And Taxes

    Find out how your profits are taxed and what to consider when making investment decisions.
  90. CPI, Beige Book and Other Economic Indicators That Do-It-Yourself Investors Should ...

    Understanding these investing tools will put the market in your hands.
  91. Six Ways Your Tax Preparer Knows You're Lying

    An experienced tax preparer can sense when a client is lying. Find out what sets off their lie detectors.
  92. How To Claim A Dependent On Your Tax Return

    If you are a caregiver, get to know the rules for claiming a dependent before filing your taxes.
  93. An Overview of Itemized Deductions

    Not taking the standard deduction this year could save you hundreds of dollars.
  94. Why Just Half of Americans Got a Raise This Year

    Just half of Americans got a raise this year, according to a new survey conducted by Bankrate for 2016. Here are some of ...
  95. The Lottery: Is it Ever Worth Playing?

    You have better odds of being bitten by a poisonous snake, but that doesn’t mean you shouldn’t play — especially when the ...
  96. Taxation Rules for Bond Investors

    Several factors affect the taxable interest that must be reported. Learn more here.
  97. How to Find a Financial Advisor / Planner

    How should you go about finding the right financial advisor? The first step is to figure out what sort of professional help ...
  98. How to Evaluate Your Retirement Plan

    Here are four things to consider to make sure you are financially prepared for retirement.
  99. Form 9465: Don't Pay Your Back Taxes Without It

    This form can lighten your tax load if you owe Uncle Sam.
  100. Does the S&P Follow the Consumer Confidence Index?

    Are the ups and downs of the Consumer Confidence Index similar to those of the S&P 500?
Hot Definitions
  1. Keynesian Economics

    An economic theory of total spending in the economy and its effects on output and inflation. Keynesian economics was developed ...
  2. Portfolio Investment

    A holding of an asset in a portfolio. A portfolio investment is made with the expectation of earning a return on it. This ...
  3. Treynor Ratio

    A ratio developed by Jack Treynor that measures returns earned in excess of that which could have been earned on a riskless ...
  4. Buyback

    The repurchase of outstanding shares (repurchase) by a company in order to reduce the number of shares on the market. Companies ...
  5. Tax Refund

    A tax refund is a refund on taxes paid to an individual or household when the actual tax liability is less than the amount ...
  6. Gross Domestic Product - GDP

    The monetary value of all the finished goods and services produced within a country's borders in a specific time period, ...
Trading Center