Personal Finance Articles

  1. How Did Sergey Brin Get Rich?

    Sergey Brin is president of Alphabet Inc. (NASDAQ: GOOGL), the parent company of the world's largest search engine, Google.com, ...
  2. How Negative Interest Rates Can Affect Currencies

    Analyze the relationship between interest rates and currency devaluation. Examine the impact of negative rates and how further ...
  3. How the PayPal Credit Card Works: Benefits & Rewards (PYPL)

    Find out how the PayPal Extras MasterCard works for you, and how you can earn maximum rewards on gas and restaurant purchases ...
  4. America's Poorest States in 2016

    The poorest states in America include Mississippi, West Virginia and Arkansas.
  5. Credit Karma Doesn't Hurt Your Credit Score, and Here's Why

    Credit Karma is a popular option for checking credit histories for free, and it doesn't hurt your credit score.
  6. When Is it Time to Stop Saving for Retirement?

    Successful retirement planning demands lots of saving and smart money management. But once you retire, how do you transition ...
  7. Real Estate: How the Bubble Will Pop

    This real estate bubble is much different from the last one. Understanding it is imperative if you plan on making any investments.
  8. Why Emergency Funds Are a Bad Idea

    Learn why taking the time to build an emergency fund is a staggeringly inefficient use of the precious and limited resource ...
  9. BUFEX, BUFMX, BUFSX, BUFIX: Top Buffalo Funds for Retirement

    Discover the top five Buffalo Funds for retirement diversification in 2016, with a summary of each fund, including manager ...
  10. Top 5 Companies Owned by PayPal (PYPL)

    Find out the top five companies owned by PayPal Holdings Inc. that are paving the way to keeping it the dominant player in ...
  11. Don't Make These 7 Financial Mistakes in Divorce

    Watch out for these seven financial mistakes, they're among some of the worst you can make during your divorce.
  12. How Green Dot Works and Makes Money (GDOT)

    Green Dot Corp. is dominating the general purpose reloadable payment card industry, offering two of the highest-rated prepaid ...
  13. 7 Cheap Places to Travel in the United States That Are Worth the Visit

    These seven cheap places to travel in the United States provide plenty of wholesome fun for the whole family without breaking ...
  14. Top 10 Highest-Paying Jobs in the World

    The 10 highest-paying jobs in 2016, based on average salaries in fields including health care, business and engineering.
  15. Why These 2 Stocks Are Speculative for Boomers (FB, BAC)

    Learn why popular stocks such as Facebook and Bank of America are highly speculative and fraught with risk for baby boomer ...
  16. Is Going to Law School Worth It Anymore?

    Explore whether going to law school is still worth it in 2016 by comparing the associated costs and the salary expected upon ...
  17. Discover Student Loans: Are They Worth It? (DFS)

    Understand the pros and cons of Discover Student Loans, and analyze how this loan product compares to similar products, such ...
  18. Top 5 Shareholders of Allergan (AGN)

    Discover the top institutional and direct Allergan shareholders. Learn about their shareholdings and associations with the ...
  19. Traveling in the Philippines: Is It Safe?

    There is an active travel warning for parts of the Philippines. Here are precautions to follow.
  20. 3 Best Credit Cards for Balance Transfers in 2016

    Find out which credit cards offer the best balance transfer opportunities in 2016, including the longest introductory periods ...
  21. Getting Health Coverage Outside Open Enrollment

    Nine qualifying life events that trigger a special enrollment period for individuals seeking group or marketplace health ...
  22. When to Consider Paying Off Your Mortgage

    Consider four scenarios where it could make sense to pay off your mortgage early.
  23. Who Is Driving Wal-Mart's Management Team (WMT)

    Wal-Mart's management team includes three senior executives who drive important strategic initiatives at the company. Included ...
  24. Identifying a Breach of Fiduciary Duty

    Pension fund managers are not the only entities owing a fiduciary duty to stockholders. Corporate officers and directors ...
  25. 3 Best Credit Cards for College Students in 2016

    Find out which credit cards are best suited to college students, based on criteria such as annual percentage rate, rewards ...
  26. How Widows Should Plan for Social Security

    Widows need to understand their uniquely advantageous options when it comes to making Social Security decisions.
  27. How the Macy's Credit Card Works: Benefits and Rewards (M)

    Learn about the different Macy's Credit Cards available to consumers, with a summary of the rewards and benefits, who should ...
  28. 3 Things to Know When Labor Day Car Deals Come Around

    How to get the very best deal on current year car models during Labor Day sales.
  29. Earn Your Own Paycheck With Retirement Cash Flow

    Retirement planning won't get you very far without plans to manage your cash flow. So turn retirement income into monthly ...
  30. Why Millennials Are Stressing About Saving for Retirement

    Millennials can't afford to put off saving for retirement, but planning for their later years is proving to be nerve-racking ...
  31. How Life Insurance Settlements Are Evolving

    The life insurance industry marches forward by offering more ways that consumers can access the death benefits in their policies. ...
  32. TD Ameritrade's Robo-Advisor Offers Many Options

    TD Ameritrade Institutional is marching down a different path, offering a smorgasbord of robo-advisor solutions for its clientele.
  33. Top 10 Retirement Cities in Canada

    Get information about 10 of Canada’s top-ranked cities that cater to the wants and needs of retirees and active adults over ...
  34. Taxable Pay Strategies for Business Owners

    Small business owners can take steps to reduce their tax burdens. Just make sure you know the full impacts.
  35. How to Get a Credit Card Without a Social Security Number (SSN) (COF, BAC)

    Learn the methods by which a borrower can get approved for a credit card, even if the borrower lacks a valid Social Security ...
  36. Student Loan Forgiveness for Teachers: How It Works

    Huge student loan debt may be keeping people from entering the teaching profession. Find out how teachers can get their student ...
  37. Top 10 Active Retirement Communities in U.S.

    The top active retirement communities in the United States are concentrated in warm-weather states and offer a menu of activities ...
  38. 89 Money-Making Ideas for Retirement

    Just because you're retiring doesn't mean you have to stop making money. Here are ways to do so in your spare time.
  39. Top 4 Companies Owned by Sears (SHLD)

    Lands' End, Kenmore, Craftsman and DieHard, owned by Sears Holdings Company, have contributed to the turnaround efforts at ...
  40. Top 9 Companies Owned by Samsung

    Samsung has established itself as one of the largest companies in the world through acquiring and managing subsidiaries in ...
  41. 5 Best Credit Cards for Buying Groceries in 2016

    Learn how to increase your grocery savings each year using grocery rewards credit cards, and find out which rewards credit ...
  42. How the J. C. Penney Credit Card Works: Benefits & Rewards

    The JCPenney credit card has some nice perks, especially for frequent buyers, but it carries a relatively high interest rate. ...
  43. The 3 Best Credit Cards for Traveling to Australia (BCS, COF)

    Almost any card will get you there, but these three offer the best value for your buck.
  44. 6 Steps to Getting a Car Loan With Bad Credit

    Having bad credit does not mean you can't get a car loan. Follow these steps to improve your chances of getting a loan with ...
  45. How the Lowes Credit Card Works: Benefits & Rewards (LOW)

    Understand how the Lowe's credit card works, which customers benefit the most, its terms and conditions, and what alternatives ...
  46. Top 5 Automobile Stocks of 2016

    Low rates, cheap gas, available credit and an improving economy should drive sales for these five industry leaders in 2 ...
  47. Cross-Collateral Loan: How Does It Work?

    Cross-collateralization in lending is not unusual, but it can have a huge impact on your finances. Here's what you need to ...
  48. Venezuela's Food Shortage Explained

    Dire economic conditions in Venezuela have resulted in food shortages, hyperinflation, halted production and other serious ...
  49. Beware of Guaranteed Payday Loan Websites

    Payday lenders generally should be approached with caution; but online payday loan websites are better avoided altogether. ...
  50. How Did Larry Ellison Get Rich?

    Learn how Larry Ellison, founder of Oracle Corporation and rated fifth richest person in the world in 2016, literally programmed ...
  51. 3 401(k)s With the Lowest Expense Ratios

    Discover how to Identify the fees and expenses associated with 401k investing and how it will affect your bottom line in ...
  52. Retiring in the Philippines: Pros & Cons

    What are the pros and cons of retiring in the Philippines?
  53. How the Shell Credit Card Works: Benefits & Rewards (RDS.A)

    Learn the three different payment options available from Shell, including how to apply, the benefits of each, who should ...
  54. 4 Fintech Firms Emerging in San Francisco (PYPL, BBVA)

    Learn why fintech companies are prospering, and discover three emerging companies in this realm that are located in the San ...
  55. 3 Reasons Credit Cards with Chips Are Safer (MA, V)

    Discover the three ways chip-embedded cards are safer that those with magnetic stripes and how the integration of PIN codes ...
  56. 3 Reasons Banks Can Freeze Your Account

    Learn about the reasons why a bank account can be frozen. Discover if it is legal for creditors to freeze your account and ...
  57. What is Adverse Selection in the Insurance Industry?

    Adverse selection impacts the markets for health insurance and automobile insurance, but interfering with actuarial work ...
  58. 6 Fintech Firms Emerging in New York City (ONDK)

    Some of New York City's top fintech companies are already disrupting the financial services industry.
  59. Is a Luxury Retirement Community Right for You?

    A luxury retirement community has a lot to offer, but living there comes at a price. Here’s what you need to ask to determine ...
  60. 5 Money Secrets the Rich and Frugal Already Know

    These top five secrets of the rich and frugal that can help individuals spend better and reach their financial goals like ...
  61. Millennials: Retire With $1,000,000 – Here's How

    It is possible for Millennials to retire with $1,000,000, if they take the right steps and make the necessary sacrifices ...
  62. Plan Sponsors Who Work with fiduciaries do better

    Retirement plan sponsors, and participants benefit from having a fiduciary relationship with an RIA in managing their plan ...
  63. Will Installment Loans Be the New Payday Loans?

    Payday lenders are leaning toward installment loans as a result of proposed federal regulations. But is this what's best ...
  64. Family Wealth: Thankfulness Vs. Gratefulness

    Gratitude is the most important character trait for families to encourage and convey to their children and grandchildren. ...
  65. Top Travel Industry Stocks in 2016 (DAL, WYN)

    Discover the two generations driving the travel industry. Review four travel-related stocks that are well positioned to meet ...
  66. How Did Peter Thiel Get Rich?

    Peter Thiel is a technology entrepreneur and venture capitalist based in San Francisco, and has an estimated net worth of ...
  67. How the American Eagle Credit Card Works: Benefits & Rewards (AEO)

    Understand how the American Eagle Credit Card works and what its rewards and benefits are, and compare the card to those ...
  68. Title Loans vs. Payday Loans: Which Are Better?

    Both title loans and payday loans carry risks that outweigh the benefits.
  69. How Credit Card Companies Determine Credit Limit (EXPN)

    Learn how credit card companies are able to determine credit limit and tips for having the highest credit limit when applying ...
  70. Term Life Insurance: Everything You Need to Know

    Term life insurance is an affordable way to financially protect your loved ones after your death. Here's what you need to ...
  71. Finance and Life: What You Don't Learn in School

    Financial health goes hand in hand with what you do with your body and the food you eat. But did you learn all of that in ...
  72. Top 7 Cities for Retiring in Thailand

    Beautiful Thailand has beaches, cities, affordable healthcare, plus cultural attractions and great cuisine, No wonder it's ...
  73. The Reinsurance Industry: An Inside Look (BRK.A)

    Warren Buffett has a major influence on the global reinsurance market, which has seen momentum in 2016 for higher revenue.
  74. Top 5 Apparel Stocks of 2016

    The global apparel market is worth more than $1 trillion in 2016. These five companies sell some of the world’s most recognized ...
  75. Top 10 Back to School Financial Planning Tips

    The school year is about to start and budgeting may not be top of mind, but there are some steps students can take to save ...
  76. How the Congressional Retirement Plan Compares to the Average

    There are more retirement plan options for a member of United States Congress than for the average average citizen.
  77. Post-Grad Degrees That Pay The Highest

    A post-graduate degree could be well worth the extra time and expense.
  78. Good News for MBA Students Seeking a Tax Deduction

    A court's recent ruling in favor of a temporarily unemployed MBA candidate is giving hope to others seeking tax deductions ...
  79. 5 Huge Benefits of Blogging for Your Business

    If you aren't convinced that content marketing can help grow your client list, here are five benefits of blogging for your ...
  80. Why Advisors Should Focus on Roth 401(k)s

    The use of Roth 401(k) plans is slowly rising which means advisors need to stay educated about the latest rules.
  81. How Advisors Can Find Their Growth Groove

    Growing your financial advisory practice to the next level takes time. Here are some strategies to try to fine-tune your ...
  82. Healthcare and the Election: What's at Stake

    When it comes to healthcare and its costs, financial advisors should educate their clients as to what could be at stake during ...
  83. The Sharing Economy: Financial Services Will Be Next

    Traditional financial institutions need to adapt to an economy that is rapidly evolving.
  84. How Terrorism Damages the Global Economy

    The economic impact of more than 1,000 known terror attacks worldwide since 2015 may be larger than most realize.
  85. 4 Reasons to Move to Canada

    There's more to our northern neighbor than Hockey Night and maple sugar.
  86. Zero Interest Loans: Why You Should Beware

    Zero-interest loans are not always the no-loss deal they seem to be.
  87. How Negative Interest Rates Can Affect Consumers

    Negative interest rates encourage banks to lend but not consumers to spend.
  88. Top 5 Auto Stocks of 2016 (TTM, GM)

    Investors seeking exposure to the cyclical automotive industry can choose from stocks exhibiting a variety of characteristics ...
  89. Top 5 Housing Stocks of 2016 (TOL, DHI)

    Discover what factors are supporting the housing market in 2016. Explore five housing stocks that are well positioned to ...
  90. How the Toys "R" Us Credit Card Works: Benefits and Rewards

    Here's how to apply, along with the benefits, rewards and fine point details of the Toys "R" Us credit card.
  91. 6 Best Tips to Negotiate a Home Purchase

    These tips and techniques can help you negotiate your best deal on your next home purchase in any market condition.
  92. VMMXX: Overview of Vanguard Prime Money Market

    Find out if the Vanguard Prime Money Market Fund is a suitable choice for investing cash in today's low-interest-rate environment.
  93. Tips for Making Your Nest Egg Last Longer

    If you’re trying to figure out how to make your hard-earned nest egg last, there’s one piece of advice that stands above ...
  94. A Monthly Budget Blueprint for Medical Residents

    Medical students should start budgeting before classes or their residency begins. Here are some tips, including a spreadsheet. ...
  95. Is Real Estate Your Retirement's Secret Weapon?

    With stocks maybe peaking and fixed-income investments paying less and less, real estate could be the growth opportunity ...
  96. 10 Ways to Jump Start Your Savings Plan

    Need to work on your savings strategies? These 10 ideas could save you more than $4,000 per year.
  97. Top 7 Money Management Apps for 2016

    These seven apps can serve as something of an automated, low-level financial advisor in your pocket, helping you track spending, ...
  98. Top 7 Unusual Jobs That Pay Six Figures

    A handful of unusual jobs offer a six-figure salary, including elevator installers, funeral home managers and transportation ...
  99. What Does Stalled Consumer Sentiment Mean?

    Consumer confidence continues to remain low and it may take major changes in the economy before an optimistic outlook returns. ...
  100. Should You Hoard Your Miles?

    Here's who should hoard airline miles (and who shouldn't). And how to use your hoarded miles strategically.
Hot Definitions
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