Personal Finance Articles

  1. The Activist Report: Starboard's Plans for Macy's Inc. (M)

    Find out what shareholder activist Jeff Smith is up to with his plan to have Macy's divest itself of its $21 billion real ...
  2. Top 5 Positions in Steve Mandel's Portfolio

    Learn about the top five positions in the billionaire hedge fund manager Steve Mandel's portfolio and fundamental ratios ...
  3. HowGood: How it Works and Makes Money

    Learn more about Howgood and its efforts to inform consumers about sustainable food options through a proprietary supermarket ...
  4. The Credit Battle of the Sexes: Game On!

    A recent study says men have slightly better credit scores than women. Why is that, and how might it be changed?
  5. The Most Overlooked Tax Deductions

    The receipts you cram into your wallet could be replaced with cash come tax season.
  6. I Make $250K a Year: How Much Should I Invest?

    Learn how to determine the right level of monthly investments to make, how much to save for retirement and how big your emergency ...
  7. Turn Business Travel Into a Vacation With Airbnb

    A new study reports a trend that business travellers using the Airbnb for Business program are extending stays and mixing ...
  8. The Real Estate Market's Supply and Demand Dilemma

    Should investors seek safety in real estate? Perhaps not. Here's why.
  9. Why HSAs May Trump 401(k)s for Retirement Savings

    In many cases, it makes a lot of financial sense to use a health savings account instead of a 401(k) plan to tuck money away ...
  10. 2016’s FinTech Disruptors: How Can you Benefit?

    The booming FinTech industry can offer us financial benefits through payments innovation, P2P lending, creative budgeting, ...
  11. How Student Debt Imperils Retirement Savings

    Student loan debt is out of control. Here is how it can impact saving for retirement.
  12. Top Tax Planning Tips for Volatile Markets

    Volatile markets provide several ways to lower tax bills ... if you play your cards right.
  13. Amgen: An Activist Investment Analysis (AMGN)

    Learn about the activist investor campaign Third Point Partners has initiated against Amgen. Read about Third Point's criticisms ...
  14. Top 5 Positions in Joel Greenblatt's Portfolio

    Learn about Gotham Asset Management's top holdings.
  15. 3 Reasons to Avoid Term Insurance

    Find out the reasons why term life insurance may not be for everybody, and why you may want to avoid it in favor of a permanent ...
  16. 3 Things to Know Before Selling Boston Scientific Group (BSX)

    Watch Boston Scientific’s technical indicators before deciding to sell this stock. Its share price might find support at ...
  17. PIMCO: 6 Actionable Ideas for Defined Contribution Plan Sponsors

    Find out what actionable ideas leading investment manager PIMCO is offering defined contribution plan sponsors to improve ...
  18. Will ESG Investments Become a Staple of 401(k) Plans?

    Discover information on the rise and growing acceptance of ESG-based investing strategies and why they are becoming more ...
  19. The Growing Demand for Multigenerational Housing

    Socioeconomic factors and cultural preferences have increased the demand for multigenerational housing. Though not right ...
  20. Unlimited Vacation Policies: How Much Do You Take?

    A look at what "discretionary time off" policy means and understanding the vacation patterns of U.S. employees.
  21. Saving vs. Investing: Understanding the Key Differences

    The terms saving and investing are sometimes used interchangeably, but they are very different and extremely important to ...
  22. How to Avoid Family Inheritance Disputes

    A death of a loved one is difficult. It is important to avoid family disputes over the inheritance, the best we can, and ...
  23. Four Critical Financial Decisions Facing College Students

    The financial decisions students make in college can affect academic achievement, well-being and post-graduate success.
  24. Understanding the Different Types of Bond Yields

    Any investor, private or institutional, should be aware of the diverse types and calculations of bond yields before an actual ...
  25. 10 Leading EdTech Companies to Watch in 2016

    Funding for educational technology companies is on the rise, in this article we'll explore 10 exciting EdTech companies to ...
  26. How Index Universal Life Insurance Works

    Understanding how Equity Index Universal Life Insurance policies work and if you should buy a policy.
  27. How Negative Rates Could Hammer Your Retirement

    Negative interest rates could wreak havoc on savings, bonds, the stock market and more. Here's what to be aware of if the ...
  28. Why Online Retirement Planning Tools Could Betray You

    Retirement calculators on the web may paint a dangerously rosy picture of your future, according to new research from Texas ...
  29. Dow Jones Stocks: 3 to Avoid in 2016

    Discover three Dow stocks that have an even worse outlook for 2016 than the broader index, which is mired in uncertainty ...
  30. Retirement Savings for Small-Business Employees

    President Obama’s new budget gives high priority to improving retirement plans, especially for employees of small companies. ...
  31. Will Baby Boomers Bankrupt Social Security?

    Will the massive Baby Boomer generation, now retiring in droves, bankrupt the Social Security System?
  32. Be Smart in Naming Beneficiaries of Your 401(k)

    Listen up: Hidden in the pesky details of filling out 401(k) forms are important tax implications. And it's a legacy to people ...
  33. Match Your Tax Preparer to Your Tax Picture

    A tax pro can not only minimize the taxes you pay on tax day but may be able to help with other tax matters. Here's how to ...
  34. 3 Big Medical Costs and How to Protect Against Them

    Without a plan, an unexpected injury or chronic disease will cost you.
  35. How Tech Startup SoFi Plans to Disrupt the Banking Industry

    SoFi is the leader of a FinTech revolution for a digital, 21st century "bankless world." Specializing in student loan refinancing, ...
  36. Advisors Falling Short on Succession Planning

    A Fidelity study reveals that many advisors have not taken steps to implement a clear succession plan.
  37. Financial Planners: How to Rake it in This Year

    Financial planners can make 2016 one of their most profitable years by increasing the referrals they give and get by following ...
  38. Avoid These Retirement Asset Allocation Mistakes

    When it comes to asset allocation in a retirement portfolio, these are the mistakes that should be avoided.
  39. Gen Y is Making This Huge Investing Mistake

    Millennials are a risk averse generation. Here's how advisors can help them invest appropriately for their age.
  40. What Will Social Security Look Like When You Retire?

    Many workers are not confident that Social Security will be around during their retirement. Here's what you need to know ...
  41. 6 Factors That Influence Exchange Rates

    An in depth look at out how a currency's relative value reflects a country's economic health and impacts your investment ...
  42. How to Use the IRS Website

    The IRS website is vast, but it offers plenty of easy-to-understand information even if you’re not a tax attorney. Here’s ...
  43. 2 Tech Stocks Near Their 52-Week Lows Worth Buying (IMOS, BCOR)

    Consider technology sector stocks as interest rates rise, since they typically have low debt loads. Find bargains among stocks ...
  44. 2 Healthcare Stocks Near Their 52-Week Lows Worth Buying (ACHC, ALQA)

    Adopt a strategy of value investing and buy undervalued stocks in the defensive health care sector, such as Acadia Healthcare ...
  45. Car Insurance Rates Too High? Check the Record

    Your driving history is clean as a whistle yet your premium has shot up. Here’s how to find out why – and what you can do ...
  46. 3 Unusual Ways Startups Grew Their User Bases

    The most successful startups employ unconventional guerrilla tactics to grow their user base.
  47. The Worst Things That Can Happen If You Don’t Pay Your Student Loans

    You may not get U.S. marshals knocking at your door, but why tempt fate? If you fall behind on payments, you have options. ...
  48. HUD vs. FHA Loans: What’s the Difference?

    Sometimes these terms are used interchangeably to refer to "government loans" for would-be home buyers. But here's the distinction.
  49. 5 Ways an Open House Can Actually Hurt Your Home Sale

    Open houses have long been a way to get exposure for a home that's up for sale. But it turns out it may be more trouble than ...
  50. How Millennials are Changing The Global Economy

    Millennials, "the unluckiest generation", that came out during the Great Recession, facing student debt burdens, anemic wage ...
  51. Which U.S. Airline Costs the Least? It Depends

    This simple method will help you find the cheapest carrier every time you fly, every place you fly.
  52. Now's a Terrific Time to Buy (or Refinance) a Home

    If you are looking to make a purchase or do a refi, you will benefit from continuing low interest rates – that could dip ...
  53. Avoid These 4 Common Causes of Family Estate Fights

    Sibling battles over their parents' belongings are quite common. But open family discussions before the parent dies can often ...
  54. How Prepared Are Americans for Retirement?

    While retirement preparedness has increased in the last two years, more than half of Americans may fall short. Here's how ...
  55. 2016 Presidential Election: Comparing the Net Worths of the Democrats

    Learn about the difference in net worth between Democrats Hillary Clinton and Bernie Sanders. Discover how the candidates ...
  56. How to File Your Child's First Income Tax Return

    Use this quick parental guide to help your child learn the tax filing process and establish good habits.
  57. Financial Questions to Ask Him Before the Wedding

    Money secrets can be poison for a marriage. But honest discussions – even when there are differences – can lead to happy ...
  58. 5 Myths About the Recent Market Dip

    The media portends market doom and gloom based on a few indicators, but they're using facts selectively and making investors ...
  59. The Power of Saving Just 1% More

    Boosting your savings rate by just 1% a year can go a long way toward increasing the amount of money you amass for your retirement. ...
  60. Older Clients Marrying: How Advisors Can Help

    There are financial issues for clients marrying at any stage of life, but older spouses may bring many more things they need ...
  61. Top Tips for Buying Annuities

    Annuites are complex products that must be understood in order to use them correctly. Here's what you need to know.
  62. Long-Term Care: How and Why You Should Plan for It

    The likelihood of needing long-term care is higher than most people realize. Here are some ways to plan for it.
  63. The Pros and Cons of a SEP Account in Today's Volatile Markets

    Discover why you don't have to worry about a volatile market's impact on your simplified employee pension plan. Learn to ...
  64. How Dollar Shave Club Grew to a 630M Valuation

    Dollar Shave Club's rapid rise to become a major player in the razor industry.
  65. Understanding Life Insurance Premiums

    When buying permanent life insurance, what amount of premium should you pay for the coverage?
  66. How To Buy Long-Term Care Insurance Cheaply

    Consumers looking for long-term care insurance shouldn't have to pay full price. Despite the sometimes-hefty costs, there ...
  67. Zimmer Biomet: A Cheap Stock in a Growing Market

    Here's a look at one of the leading companies in the growing orthopedics market.
  68. 5 Mistakes to Avoid When Shopping for Annuities

    Annuities give retirees guaranteed income but they aren't all created equal.
  69. 6 Unexpected Ways to Lower Your Car Insurance

    Sure, daytime running lights and defensive driving classes can reduce rates. Everyone knows those factors; these are the ...
  70. High Yield Stocks Can Hurt Your Retirement Nest Egg

    High yield stocks can give you a handsome return, but for retirement investors the risk far outweighs the reward.
  71. Will the Wealthy See a Tax Incentive Cut?

    President Obama has unveiled plans to increase taxes for the wealthy. Retirement income and capital gains are two key areas ...
  72. GAMCO Investors: An Activist Investor Analysis (GBL, AC)

    Read about famous investor Mario Gabelli and his activist firm, GAMCO Asset Management, which faced a series of challenges ...
  73. Is Taking Time Off from Work a Good Idea? 

    While taking a break from work has great appeal, you'll need to be prepared. Here are some financial realities to consider ...
  74. Beyond Google: Alphabet's Other Key Ventures

    An overview of Alphabet's companies, beyond Google.
  75. Icahn Enterprises: An Activist Investor Analysis

    Learn how Carl Icahn has earned his reputation as a brutally effective activist shareholder, corporate takeover artist and ...
  76. Liftoff: Is This New Robo-Advisor Right for You?

    Liftoff is a new entrant in the robo-advisor arena. How does it stack up against the competition?
  77. How Advisors Can Thrive Despite Robo-Advisors

    In the age of robo-advisors here's how human advisors need to step up their game in order to thrive.
  78. When to Really Put Your Clients' Interests First

    Advisors and clients alike are best served when a client's revenue is growing. But there may be some cases when taking a ...
  79. Add It Up: Key Retirement Numbers

    Learn these magic numbers for a comfortable retirement. Here's how one investment manager calculates how much you'll need.
  80. The Economics of an iPhone (AAPL)

    Discover the economics of the iPhone 6, and why Apple's leading handheld device is one of the most influential products in ...
  81. Analyzing Apple's Return on Equity (AAPL)

    Learn about Apple's return on equity (ROE) in fiscal 2015, and find out how net profit margin, financial leverage and asset ...
  82. Is Chipotle Stock Suitable for Your IRA or Roth IRA? (CMG)

    Learn about Chipotle's outlook and the stock's suitability for various retirement investments.
  83. To Maximize Financial Aid, File an Early FAFSA

    By submitting the FAFSA as soon as possible, you may have a better shot at getting state- and college-sponsored financial ...
  84. 6 Things Retirees Should Know About Obamacare

    How will health insurance coverage change when you stop working? Here is a need-to-know short list of factors.
  85. Check Your Credit Report

    Make sure there are no errors holding you back from obtaining a loan.
  86. Check Your Checking-Account History

    Something you never thought you’d have to worry about: whether a bank will grant you a checking account. If you’ve had too ...
  87. New SS File-and-Suspend Guidance: What to Know

    April 29, 2016 will mark the end of Social Security's file-and-suspend claiming strategy. Here's what savers and financial ...
  88. How Soon Will We Get a Zika Vaccine?

    The rush for a Zika vaccine, plus what to do meanwhile.
  89. Maxed Out Your 401k? Here's What to Do Next

    Maxed out your 401(k)? Don't stop there. Here are some options to keep saving toward retirement.
  90. Giphy: How it Works and Makes Money

    Find out how Giphy's GIF content library and GIF creator work, and how the recent startup expects to make money from advertising ...
  91. Why Gold May No Longer Be a Safe Haven

    Gold is widely seen as a safe haven investment. Is that still the case?
  92. What Nordstrom’s Results Say About Consumers (JWN)

    Here's what Nordstrom's recent results say about the middle to high-end consumer and the retail sector as a whole.
  93. 3 Freelance Gigs to Help You Earn More

    Are you looking to make extra money on the side? Here are three things that could earn you more money than your day job.
  94. Social Security Strategies: What’s Best to Do Now

    The Bipartisan Budget Act has changed some of rules of the maximizing-benefits game. There are ways to cope, but you may ...
  95. Sepp Blatter: Good Guy or Bad?

    Understand who Sepp Blatter is and what position he held within FIFA. Learn about his positives and negatives as the organization's ...
  96. Will Consumer Spending Save the Economy? (FIT, CZR)

    This week will hold incredibly important clues to the state of the American consumer. Be prepared.
  97. How Cheap is Affordable Housing Right Now?

    Learn how many affordable housing government programs work in the United States, including income requirements and the scarcity ...
  98. 4 Reasons Why Waiting To Buy Life Insurance Is a Bad Idea

    Understand the benefits of applying for and securing life insurance coverage while you are young and healthy, and learn the ...
  99. Analyzing Comcast's Price & Profitability Ratios in 2016 (CMCSA)

    Learn about Comcast Corporation and its key metrics, such as the price/earnings to growth ratio, dividend yield, operating ...
  100. eMarketing Specialist: Job Description & Average Salary

    Understand the scope of work of an e-marketing specialist, and learn about the career's required education, skills and average ...
Hot Definitions
  1. AAA

    The highest possible rating assigned to the bonds of an issuer by credit rating agencies. An issuer that is rated AAA has ...
  2. GBP

    The abbreviation for the British pound sterling, the official currency of the United Kingdom, the British Overseas Territories ...
  3. Diversification

    A risk management technique that mixes a wide variety of investments within a portfolio. The rationale behind this technique ...
  4. European Union - EU

    A group of European countries that participates in the world economy as one economic unit and operates under one official ...
  5. Sell-Off

    The rapid selling of securities, such as stocks, bonds and commodities. The increase in supply leads to a decline in the ...
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    An acronym for the economies of Brazil, Russia, India and China combined. It has been speculated that by 2050 these four ...
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