Personal Finance Articles

  1. How Linked Benefit Insurance Policies Work

    Linked benefit policies can be a viable alternative to traditional long-term care insurance. Here's how they work.
  2. Chrisley Asset Management: Investment Manager Highlight

    Find out if Chrisley Asset Management was truly a successful venture for Todd Chrisley, creator of the "Chrisley Knows Best" ...
  3. Amazon Stock Declines Ahead of Earnings (AMZN)

    Investors have gotten gun-shy about what Amazon, given its high spending history, might reveal in its earnings report Thursday.
  4. Exxon Stock Up Ahead of Earnings, Hikes Dividend (XOM)

    A downgrade in credit rating Tuesday by Standard & Poor's wasn't enough to keep investors from buying shares of Exxon Mobil, ...
  5. T. Rowe Price vs. Fidelity: Comparing Small Business 401(k) Providers

    Read about two reputable 401(k) providers offering plans for small businesses, and learn more about which services and features ...
  6. Where Rents Are Rising Most (Or Not So Much)

    If you’re in the market for rental housing, rents are rising more slowly in major metro areas; secondary-market rents, however, ...
  7. 5 Reasons Not to Use Your Home Equity Line of Credit

    Find out why taking a loan from a home equity line of credit may be a bad idea, and why you should consider alternatives.
  8. Trends in Capital Flows: U.S. Equities

    Analyze asset flow data for U.S. equity mutual funds and ETFs from 2014 and 2015 to identify changes in demand, investor ...
  9. North Carolina 529 College Savings Plan: Investment Plan Analysis

    Learn about the 529 North Carolina College Savings Plan, complete with a summary of the plan and different investment options ...
  10. Employee Wellness Perk: For Your Financial Health

    A growing number of employers offer free financial wellness programs that supply tools to help employees handle money issues ...
  11. Do Big Soccer Tournaments Boost Market Performance?

    See why the conventional wisdom about the World Cup — that it boosts economic activity and helps local stock markets — is ...
  12. How to Plan for the Longevity Risk in Retirement

    Retirement can last a long time, which means people have to plan and prepare for the real risk of outliving their nest egg, ...
  13. Should You Buy Critical Illness Insurance?

    This type of insurance adds an extra layer of protection for those with a high-deductible health plan, but the coverage tends ...
  14. In Your 20s? Don't Risk Delays in Retirement Savings

    Saving for retirement in your 20s can be challenging, but waiting to start can put your long-term financial future at serious ...
  15. 401 (K) Spring Clean Up

    Spring cleaning isn't only for homes. Your 401 (K) could use an overhaul to ensure you aren't overpaying.
  16. Family Finances: Compare Your Family to This Study

    Despite improvements in the economy, a new report from Pew Charitable Trusts finds that household budgets are increasingly ...
  17. (BABA) Who are Alibaba's Main Competitors?

    Learn about China's dominant e-commerce company, Alibaba, including its main domestic competitor, JD.com, and other players ...
  18. How Boomer Advisors Can Groom Successors

    Boomer business owners need to start thinking about an exit strategy if they haven't yet done so. Here are some tips on grooming ...
  19. 6 Personal Finance Apps that Help Keep Costs Down

    Here's a list of popular personal finance apps that advisors may want to recommend to help clients improve the way they save, ...
  20. Will PayPal Pay on Solid Earnings? (PYPL)

    The company has grown its active accounts by double digit percentage points year over year. A fall to single digits may weigh ...
  21. Mortgage Refinance: Brick-and-Mortar vs. Online Lender

    Understand why refinancing your mortgage might benefit you, and compare using an online lender to working with a brick-and-mortar ...
  22. Money Market Account vs. High-Interest Checking Account: Which Is Better?

    Determine whether a money market account or a high-interest checking account is better for you.
  23. Business Flyer Alert! New Rules for Multiple Stops

    Thanks to new rules, if you book a flight with multiple stops as one round trip, it may now cost more than if you book each ...
  24. Global Health Care Technology: 5 Key Industry Players (JNJ, GSK)

    Discover how to analyze which of these top five key global health care technology industry players best suit your portfolio ...
  25. The Debt Report: The Consumer Discretionary Sector (XLY)

    Learn more about the rising role of corporate debt among the U.S. consumer discretionary sector, and why shifting monetary ...
  26. Should You Buy or Build a Home?

    You're ready for a new house. Should you buy it or build it? Here's how to think through the pros and cons, whether it's ...
  27. When a 401(k) Hardship Withdrawal Makes Sense

    If you've exhausted all other avenues, there are ways to withdraw funds before age 59½ – sometimes without the 10% penalty ...
  28. 3 Differences Between Average Joe and Mr. High Net Worth

    Take a look at how income levels and financial circumstances dictate decisions for today's eclectic group of market advisors ...
  29. Who Are Ally Financial's Main Competitors? (ALLY)

    Find out which companies are Ally Financials biggest competitors and how it stacks up against them with its auto-lending ...
  30. Generate Income in Retirement Using ETFs

    There are many effective strategies that retirement investors can utilize to fill their income gap. Here are some ideas that ...
  31. The Booby-trapped World of Parental College Loans

    Private parent loans can help families pay for college. But the repayment timeline associated with the loans can hurt parents’ ...
  32. iShares U.S. Construction vs. SPDR Homebuilders: Comparing Homebuilder ETFs (ITB, ...

    Learn why the U.S. housing sector may soon take off in 2016, and discover how to easily gain exposure to the sector, through ...
  33. JetBlue's Lower-Priced First-Class Airline Seats

    JetBlue is expanding its Mint service to provide more relatively low-cost first class seats. Just how comfortable are they?
  34. 3 Tax-Reduction Strategies for High-Net-Worth Investors

    Learn about three tax strategies that reduce taxable income and minimize the share of taxes paid on employer-sponsored and ...
  35. ConAgra Stock to Trade Ex-Dividend (CAG)

    The company has found ways to beat Wall Street earnings estimates in the previous two quarters by an average of 8 cents per ...
  36. GoPro Stock Falls on High Inventory Fears (GPRO)

    It's not looking as if the analyst community is onboard with GoPro's turnaround efforts.
  37. Philips Q1 Results Make IPO Spinnoff More Likely (PHG)

    The direction PHG stock takes from here will likely depend on any update the management provides about the company's separation. ...
  38. Why ETFs Will Eventually Trump Mutual Funds

    Exchange-traded funds are growing rapidly in popularity and may well overtake their traditional open-ended cousins at some ...
  39. Here's the Best Way to Skirt Capital Gains Taxes

    Taxpayers who know the rules for netting gains/losses can generate additional losses to net against the taxable gains in ...
  40. These Investors Needs More Advisor Attention

    Women live longer than men and their post-retirement finances are in jeopardy. A new report by the National Institute for ...
  41. The 3 Best Mortgage Lenders for Refinancing

    Understand the refinancing process and why it is often beneficial, and identify several lenders that offers the best refinancing ...
  42. What All the Candidates’ Tax Plans Are Missing

    The presidential candidates have starkly different tax-reform proposals – but none of them gets to the real problem of America's ...
  43. Global Consumer Durables: 5 Key Industry Players (VLKAY, TM)

    Learn how the consumer durables industry is dominated by auto manufacturers and which German carmaker finally became the ...
  44. 3 Companies with Low Mortgage Refinance Rates

    Learn why a mortgage refinance might save you thousands of dollars in interest payments, and identify three companies offering ...
  45. Interest-Only Mortgage Case Study: Exploring Sweden's Potential New Rules

    Explore Sweden's overheating housing market while learning about the most recently proposed solution and the effect it may ...
  46. Money Market Rates: Yield Analysis Case Study

    Find out why money market rates have been declining in the face of economic growth and an interest rate hike by the Federal ...
  47. 4 Best Podcasts for Business Leaders

    With less time on our hands than ever, it's important we learn from the tried and true and take advantage of these informative ...
  48. 3 Ways Tax Haven Governments Make Money

    If the governments of tax haven countries impose little, or no, income taxes, how exactly do these nations generate revenue?
  49. The 3 Biggest Mortgage Lenders (NSM, WFC)

    Learn about the top mortgage lenders of 2016, trends impacting the mortgage lending markets, new product options and consumers' ...
  50. Would You Save with an Interest-Only Mortgage?

    Sophisticated borrowers might want to consider one of these loans to keep their initial payments low, but they need to fully ...
  51. The Debt Report: The Consumer Staples Sector

    Learn about the improving stock performance and rising debt-to-asset ratios in the United States blue-chip consumer staples ...
  52. Chipotle Earnings Coming Up, What to Expect? (CMG)

    True, the free burritos have helped get some customers back into its restaurants. But it's also costing Chipotle $70 million ...
  53. Mortgage Application: Comparing Brick & Mortar vs. Online

    Learn the differences between applying for a mortgage from a brick-and-mortar lender and an online lender. Find out about ...
  54. Planners: New DoL Rule Won't Require Much Change

    Financial experts are all atwitter about what to expect with the DoL's new fiduciary bill. As of now, here's what planners ...
  55. This Annuity Robo Wants to Transform the Market

    Annuities picked and sold without the intervention of an insurance agent? Here's a website that's trying to be the robo-advisor ...
  56. The Impact of Fiduciary Rules on 401(k) Advisors

    The final version of the DOL’s fiduciary rule provides some relief for advisors who serve 401(k) plans.
  57. Is the Money Market Viable for High Net Worth Individuals?

    Learn why money market accounts are a viable investment option for high-net-worth individuals (HNWIs) who place high priority ...
  58. SEC Rules Mean Big Changes for Money Market Funds

    "Prime” money market funds that buy both corporate and government debt will be able to charge redemption fees in a volatile ...
  59. The 5 Best Money Market Accounts in 2016 (ALLY, DCOM)

    Find out which nationwide offerings of money market accounts are the best in 2016 with the highest rates, lowest fees and ...
  60. Lowe's Stock: Analyzing 5 Key Customers (LOW, HD)

    Learn information about the five companies that derive the most of their revenues from Lowe’s home renovation and supply ...
  61. This Is What Carlos Slim's Portfolio Looks Like (GCARSOA1, PEP)

    Find out how the once-richest man in the world, Carlos Slim, invests his money to ensure that he doesn't lose his billionaire ...
  62. How Aetna and Humana Benefited from UnitedHealth's Decisions (UNH, AET)

    Find out how industry giant UnitedHealth Group Inc. spurred an industry-wide change to how insurers are looking at future ...
  63. (ADP) Who are ADP's Main Competitors?

    Explore ADP's primary competitors in its two major segments, with brief descriptions of the scale and offerings of companies ...
  64. Target Stock: Analyzing 5 Key Suppliers (TGT)

    Learn where the majority of Target Corporation's suppliers operate and the top five individual suppliers that generate most ...
  65. Charles Schwab vs. Employee Fiduciary: Comparing Small Business 401(k) Providers

    Learn about the key differences between Charles Schwab and Employee Fiduciary 401(k) plans in terms of company structure, ...
  66. (VRX) Who are Valeant's Main Competitors?

    Learn which companies Valeant is likely watching closely, since it is known for acquiring companies for their products rather ...
  67. What eBay's Valuation Means for PayPal (EBAY, PYPL)

    Discover why eBay had such a high valuation when it separated from PayPal in July 2015, and what effects the separation had ...
  68. Top 3 Companies Working with Delta (DAL)

    Learn more about major American airline Delta Air Lines and discover some of the major companies that have formed a partnership ...
  69. GM Stock: Analyzing 5 Key Suppliers (AXL, MEI)

    Learn more about five of the key suppliers that provide automotive parts and component systems to the General Motors Company ...
  70. Your Bag's Lost. Shouldn't They Refund Your Luggage Fee?

    If they lose or delay your luggage, you’re due a refund of your luggage fee. Or are you? In 2016, most airlines seem to think ...
  71. The 5 Most Hackable Cars for Cyber-Crooks

    Yes, if you drive a high-tech vehicle it's likely to be vulnerable. Here's what you need to know – and do – to prevent being ...
  72. The Debt Report: The Health Care Sector

    Discover how the health care industry's largest companies have greatly increased their debt exposure since the financial ...
  73. How Millennials Are Redefining Retirement

    A new report from Merrill Edge reveals that Millennials are redefining the meaning of retirement by planning to leave the ...
  74. Why Keep Medical & Financial Powers of Attorney Separate?

    Representing your interests in financial matters is a very different job from communicating and advocating for your wishes ...
  75. Why Designate a General Power of Attorney?

    Because it will ensure your financial and personal affairs are handled according to your wishes should you ever be incapacitated ...
  76. Is Your Car Safe From Cyber Crime?

    More of our cars are coming equipped with internet-enabled devices. Should you be worried about hackers gaining access from ...
  77. Medical Power of Attorney: Which Child to Choose?

    Don’t compromise for the sake of family harmony when you pick an adult child to fill this role. But be sure you fully explain ...
  78. How the Volkswagen and Mitsubishi Scandals Relate

    Mitsubishi Corp. admitted to cheating on fuel economy data. Will it face the same consequences as Volkswagen?
  79. 4 Signs It's Time to Fire Your Financial Advisor

    Financial advisors provide valuable advice, but if your advisor communicates poorly, then it may be time to fire them.
  80. Graphene Stocks: 3 To Consider in 2016 (005930.KS, TSLA)

    Learn about three companies investigating development of a superconductive material 200 times stronger than steel that may ...
  81. 5 Consumer Stocks 'Big Money' Bets With (KO, PEP)

    Investors favoring reliable returns should consider slow-and-steady stocks. One way to find such lower-risk stocks is to ...
  82. Assets the Ultra-Rich Use to Reduce (or Avoid) Taxes

    Paintings, oil wells and yachts can get great tax write-offs for their wealthy owners. All it takes is some smart gaming ...
  83. 5 Problems the Pros Face in a Rising Rate Environment

    Discover five issues that portfolio managers must contend with as the Fed commits to raising interest rates in the wake of ...
  84. Why Retirement Planning Should Start at Birth

    We’re all told in some way that retirement savings goes hand in hand with our first job. But what if you could start saving ...
  85. Key Features for Selling a Home

    Besides the timing of your listing, the words you use to describe your house can help you sell it faster – and for a higher ...
  86. How to Get Rid of Private Mortgage Insurance

    Private mortgage insurance benefits the lender (the sole beneficiary of PMI), but it can add a sizable chunk to your monthly ...
  87. How to Use Your Roth IRA as an Emergency Fund

    Do you feel like you don’t have enough money to save for emergencies and also save for retirement? An often-overlooked feature ...
  88. The 10 Cheapest, Safest Retirement Countries in the World

    If you are looking to retire somewhere with a lower cost of living – and a peaceful environment – these 10 nations offer ...
  89. Money Market vs. CDs: Which Is the Better Investment?

    Find out which short-term savings vehicle, a money market account or a certificate of deposit, is a better investment for ...
  90. 4 Factors to Know About Money Market Reform in 2016 (FII, BAC)

    Learn more about the impending implementation of the money market fund reform, including how it impacts individual and institutional ...
  91. Credit (Receivables) Insurance: Does Your Business Need It?

    This type of insurance will reimburse your business if customers don’t pay their bills. It’s not cheap, but some companies ...
  92. DIY Annuities: What You Need to Know

    Annuities are attractive because they can give you a stream of income, but they can be tricky to buy.
  93. The 25 Highest-Paying Companies (and Jobs) in America

    If you work for one of these 25 companies, you’re going to pull in a six-figure salary. Having the right job helps, too. ...
  94. 4 Reasons Why Renting a Home is a Wise Decision

    We've all heard that a home is a great investment, but is it really? In this article, we will look at four reasons why renting ...
  95. 3 Reasons Female Investors Should Consider Long-Term Care Insurance

    Long-term care insurance can shelter retirement assets against high medical expenses, making this type of policy especially ...
  96. Financial Advice for Women of Any Age

    A woman in her 20s has very different cares and concerns about finances and retirement savings than a woman in her 50s. Here's ...
  97. How Are Collectibles Taxed?

    If you plan to sell collectibles, it's imperative that you know the tax implications.
  98. Retiring Tomorrow? 10 Things to Do First

    If you are calling it quits on your career soon, you can relieve any stress by taking action on a number of fronts. Here ...
  99. A look into Warren Buffett's biggest holdings (KHC, IBM)

    What do Kraft and IBM have in common? They are two of the most profitable surging stocks in Warren Buffett’s iconic hedge ...
  100. Merrill Edge vs. Edward Jones: Comparing Small Business 401(k) Providers

    Read about 401(k) plans for small businesses offered by two national providers, one delivering service online and the other ...
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