Personal Finance Articles

  1. A Look at Empower Retirement's Comparison Tool

    A new digital service lets you see how your rate of savings stacks up against others in your age and income bracket.
  2. Can You Retire in India with $200,000 in Savings?

    India's cost-of-living ranks among the lowest in the world, but retiring there presents some challenges unrelated to finances.
  3. How to Raise Your Credit Score Quickly

    Here are the best tips for raising your credit score quickly.
  4. New Tax Pitfalls to Avoid in 2015

    Although the normal litany of adjustments have been made to the tax code, there are several more unique issues that taxpayers ...
  5. Fund College for a Grandchild: 529 vs. HEET

    For some grandparents, a HEET is a desirable option for funding their grandchildren's college education. Here's what you ...
  6. 'Man Up': 3 Tips for Working with Male Clients

    Male clients aren't always financially literate. Here's how advisors can meet their needs.
  7. After Poor Performance, Now a Mutual Fund Tax Hit?

    If the performance of mutual funds in 2014 wasn't bad enough, here comes a tax hit from liquidations.
  8. 10 Habits Every Entrepreneur Should Have

    Discover 10 habits common to successful entrepreneurs that you can emulate in your journey toward achieving success in your ...
  9. How PepsiCo's CEO Has Transformed the Company

    Find out about the mergers and acquisitions (M&As) that Indra Nooyi made to help Pepsi grow from a beverage giant to a diversified ...
  10. Common Interview Questions for Investment Bankers

    Explore some of the most commonly asked questions in an interview for an investment banking position, along with suggestions ...
  11. Common Interview Questions for Compliance Officers

    Prepare to ace your compliance officer interview. Learn how to answer some commonly asked interview questions and what you ...
  12. 10 Ways to Make Money on the Side

    Learn about 10 different things you can do on the side to add to the income you receive from your regular job or while you're ...
  13. Why Millennials Might Not Be Ideal Clients

    Here's why luring millennial clients might be a waste of time (for now).
  14. 7 Careers That No Longer Exist

    Learn how technology and innovation has led to the near-extinction and elimination of seven careers that once employed hundreds ...
  15. Tread Carefully with Retirement Plan Rollovers

    Compelled to rollover your retirement plan? Beware of bad advice, unsuitable options and 'toxic' tactics.
  16. How Advisors Can Help Clients Spot Elder Scams

    Financial crimes against the elderly are on the upswing. Here's what financial advisors can do to help protect their most ...
  17. How Advisors Can Help Clients with Dementia

    Advisors may be called on to monitor and react to changes in their clients' mental acuity. Here's what to consider.
  18. What to Expect From Mortgage Rates in 2016

    Understand the factors that influence the direction of mortgage rates, and use this information to project what will happen ...
  19. 457 Plans and 403(b) Plans: A Comparison

    There's plenty of advice about 401(k) plans, but what about 457 and 403(b) plans?
  20. Saving for College with More Than Just a 529

    Saving for college is more than sticking money into a 529 plan and hoping it grows. Here are some other options to consider ...
  21. Is Amazon Too Diversified?

    Amazon recently posted an unexpectedly large profit. But is the company too diversified for its own good?
  22. How Yearly Taxes on 401(k) Accounts Work

    Learn how your contributions to traditional or Roth 401(k) accounts are taxed, either in the year of contributions or at ...
  23. For Costco Investors, Membership Has Privileges

    The geographic footprint and sales strategy of the 2nd-largest retailer in the world has made membership-only Costco a worldwide ...
  24. 5 Tips for a Comfortable Retirement

    These 5 tips can help improve your chances of enjoying a comfortable retirement.
  25. Learn To Use This Leading Indicator of Home Sales

    By following the trend shown in the MBA Purchase Index, investors can identify investment opportunities in businesses that ...
  26. How To Find The Right Credit Counselor For You

    Paycheck to paycheck is no way to live. Learn how to find the help you need.
  27. What Are 5 Great Cities to Retire in Italy?

    If you're a bright lights, big city type of person, Italy's urban centers have everything to offer, from Renaissance treasures ...
  28. Does an Insurance Plan Network Affect Your Health?

    So-called narrow networks have been criticized. But it's not necessarily true that they have a negative impact on the medical ...
  29. Is US Inflation Too Low?

    One reason the Fed has delayed its first rate hike: U.S. inflation has been persistently running below the stated 2 % level ...
  30. Millions on Medicare Face a Spike in Premiums

    For 7 million Americans on Medicare, premiums could have increased by a whopping 52% in the coming year. Here are the actual ...
  31. No COLA Reduces Buying Power of Retirees

    The lack of a Social Security cost-of-living adjustment next year will result in higher costs for retirees, with some affected ...
  32. How Much Money Do You Need to Retire in Spain?

    A soft Spanish real-estate market and the strong U.S. dollar make Spain considerably more affordable for American retirees ...
  33. 5 Big Surprises When You Set Up A Freelance Business

    Smart tips to help you start a freelance business more easily.
  34. The Cheapest Places to Retire in India

    Outside the major metroplexes of Mumbai and Delhi are many quieter locations ideal for retirees – and they offer less expensive ...
  35. Top Spots in L.A. to Woo Clients

    L.A.'s dining scene is full of celebrities, but these impress-your-client spots offer better a mix of exquisite fare and ...
  36. How Income-Shifting Strategies Can Help Cut Taxes

    There are many ways that your clients can move money or other assets to relatives in order to reduce their tax bills. Here's ...
  37. 5 Barriers Small Businesses Must Overcome

    Small businesses can be nimble and innovative, but larger ones have name recognition, can raise capital and have other advantages ...
  38. How Much Money Do You Need to Retire in India?

    Retirees will find their savings can go quite far in India. The real challenge for many Americans will be obtaining visas ...
  39. How Profitable Is Pumpkin Spice Latte for Starbucks?

    The immensely popular pumpkin spice latte has been called a "harbinger of the season." But how much money does Starbucks ...
  40. 5 Best States for Black Friday Shopping

    These states have great deals on your day-after-Thanksgiving purchases. The secret? No – or lower – sales taxes.
  41. Want to Retire In Spain? 3 Regions to Check Out

    Explore well beyond the Costa del Sol before deciding to make Spain your retirement home.
  42. The Best Candidate For an Adjustable Rate Mortgage

    Adjustable-rate mortgages aren't for everyone, but they make sense if you are a short-term homeowner or can pay off the loan ...
  43. Benchmark Your Returns With Indexes

    If your portfolio is always falling short, you may not be making an apples-to-apples comparison.
  44. 10 Tips for Conducting Effective Meetings

    Sometimes meetings are necessary, but they're often a waste of time. These ten tips can help you conduct effective, productive ...
  45. The Dangers of Using Your Retirement to Pay for Your Child’s College

    Thinking about tapping into your retirement savings to help pay for college? Think again. Here are the dangers of using your ...
  46. Hillary Clinton Promises Free College and Higher Wages

    With income inequality on the rise, Hillary Clinton is running on raising the minimum wage, raising middle class wages, and ...
  47. Build Your Own Retirement Plan

    A step-by-step guide to planning for your retirement. The sooner you start, the easier it will be to build a good cushion ...
  48. 6 Ways to Save on Holiday Wine and Spirits

    Get started on your planning and spending now, so you are prepared when the holiday trifecta (Thanksgiving, Christmas and ...
  49. Coaching Young Investors to Retire Comfortably

    Young savers, with time on their side, need help planning for retirement. Here is how advisors can help steer them toward ...
  50. An Introduction to Student Loans and the FAFSA

    Learn how to fill out the FAFSA form so that it is easier for you to fund your education.
  51. 3 Steps for Retirement Saving and Investing Habits

    We take a look at the choices we make today that our future selves would prefer not to be making, often faced by investors ...
  52. Why Advisors Should Ask Peers for Second Opinions

    When it comes to knowledge, more is better. And everybody wins when advisors seek second or third opinions for their clients ...
  53. Top 6 Apps for Financial News

    Understand why real-time financial information is so important in today's business environment. Learn about the top six financial ...
  54. Millennials Are Pushing This Hot Investing Trend

    Socially responsible investing is really important to young investors. Here's why advisors should consider such investments. ...
  55. What Advisors Can Learn from 2 NBA Millionaires

    What can advisors (and their clients) learn from two former NBA stars regarding wealth, savings and family? Plenty.
  56. The Top 4 Social Venture Capital Firms

    Learn how social venture capitalists are investing in companies more focused on making the world a better place to live than ...
  57. How to Find a Continuing Care Retirement Community

    A look at how financial advisors can help older clients find the right continuing care retirement community.
  58. Top Tips for Deducting Stock Losses

    Investors who know the rules can turn their losing picks into tax savings. Here's how to deduct your stock losses.
  59. Top Tips for Maximizing Retirement Withdrawals

    There can be significant tax advantages to taking withdrawals from one retirement account over another. Here's how to help ...
  60. Federal Direct Loan Limits

    How much you can borrow depends on your grade level in college, whether you're an undergraduate or grad student, and other ...
  61. Federal Direct Loans

    These are the most popular type of federal student loan. Read this guide to the types you can get, how much you can borrow ...
  62. Federal Perkins Loan vs. Federal Direct Loan

    If you qualify for both of these student loans – a Direct Loan and a Perkins – which should you try to get? It depends on ...
  63. Benefits of Federal Direct Loans

    Federal Direct Loans are the most popular federal student loans. This list of benefits will explain why.
  64. Disadvantages of Federal Direct Loans

    Federal Direct Loans are popular ways to get federal help with college costs. However, they do have some drawbacks, especially ...
  65. Federal Direct Loans: Subsidized vs. Unsubsidized

    Before you take out federal student aid, learn the difference between these two types of Direct Federal Loan. It could save ...
  66. An Introduction to Federal Direct Loans

    Federal Direct Loans provide student funding that a majority of people can easily access. Find out if you qualify.
  67. Alternatives: Will a Market Correction Lift Them?

    When were are surging, advisors and their wealthy clients asked why they should bother with lagging alternatives. Will that ...
  68. Defensive Investing: Learn from a Hedge Fund Pro

    Looking for ideas on companies, sectors or investments to short? Consider the opinion of this hedge fund luminary.
  69. Simple Math for Fixed-Coupon Corporate Bonds

    A guide to help to understand the simple math behind fixed-coupon corporate bonds.
  70. 5 Ways to Play the Stock Market after an Interest Rate Hike

    When the Fed will raises rates is still the unknown, but if it happens investors can benefit. Financials, consumer and growth ...
  71. Disability and Business Overhead Coverage for the Self-Employed

    What every small business owner or professional needs to know about individual and business overhead disability income insurance ...
  72. The Best Way to Staff Up Your Advisory Firm

    Here are some tips to help you make the right hiring decisions, grow your practice and get some of your life back.
  73. Why the Wealthy Should Buy Lots of Life Insurance

    Wealthy clients have an enviable problem — managing, preserving and growing wealth. Properly structured life insurance can ...
  74. Top John Hancock Target Date Funds for Retirement (JRVOX, JRFOX)

    A look at the performance of two John Hancock life-cycle funds with different retirement dates.
  75. Under Armour's Extension with Stephen Curry (UA)

    Find out how Under Armour is gaining market share since it lured Stephen Curry away from rival Nike to be the face of the ...
  76. 5 Reasons Zillow's Estimates Could Be Wrong

    Zillow uses a variety of data to calculate its "Zestimates," but anything from the wrong property details to missing upgrades ...
  77. 9 Worst Items to Buy on Black Friday

    If these items are on your holiday shopping list, consider finding a substitute – or don't expect to get the deal of the ...
  78. How To Raise Seed Capital and Grow Your Startup

    To get a business off the ground, entrepreneurs need a clear understanding of how to strategically position themselves for ...
  79. How to Manage Corporate Change in the Modern Economy

    Change can make employees uncomfortable, but these keys can help ease the transition and increase morale.
  80. How CPI Affects the Dollar Against Other Currencies

    The Consumer Price Index is a broad measure of inflation, and inflation can have a dramatic impact on a currency's value ...
  81. Try This Home-Equity-Line-of-Credit Hybrid

    This product is essentially a home-equity loan and home equity line of credit (HELOC) hybrid, and it has its own quirks, ...
  82. How To Read a Permanent Life Insurance Illustration

    To help you understand your life insurance policy, companies provide a permanent life insurance illustration. Here is how ...
  83. How Smart Companies Are Keeping Employees Engaged

    Engaged employees are essential to your company's success. Learn what's important to your employees and make those things ...
  84. Shop Here for the Best Black Friday Deals

    If you're shopping the post-Thanksgiving sales this year - whether online or in-person - you'll find great bargains at these ...
  85. Which Receipts Save Big Money at Tax Time

    Don't wait to April 13th to set up a smart receipt-filing system. These 7 categories could save you some significant money.
  86. College Loans: Private vs. Federal

    Not all student loans are the same. Know what you're getting into before signing on the dotted line.
  87. How To Make Catch-Up Contributions To Your 401(k)

    Whether you're a tortoise or a hare, once you've turned 50, you can boost your 401(k) savings rate.
  88. Oprah Winfrey Closes Iconic Harpo Studios

    A look at the history of Harpo, and what the future holds for the queen of entertainment ventures.
  89. Betamax, International Symbol Of Bad Marketing, Is Finally Dead (SNE)

    Sony Betamax is the business textbook case study of a company's spectacular oversight in assessing consumer demand. Now, ...
  90. Should You Rent Hertz for a Trade?

    Hertz did everything it could to be the industry leader, but rising competition and external factors are creating headwinds. ...
  91. This Is How You Could Live in the Philippines on $1,000 a Month

    Consider what your life might be like in the Philippines on a $1,000 budget, and determine whether this Southeast Asian country ...
  92. Does Priceline Present More Risk Than Reward?

    Priceline has delivered a cumulative return north of 220% over the past five years, but the next five years is likely to ...
  93. Pepsi's Partnership with Sodastream

    Examine Pepsi's partnership with SodaStream, what each company hopes to gain, and learn how the latest battle in the cola ...
  94. Common Interview Questions for Data Analysts

    Learn how to prepare for your data analysis job interview by having solid answers to these common questions that measure ...
  95. Best 3 Vanguard Funds in the Healthcare Sector (VHT)

    Discover information about some Vanguard funds that provide exposure to the health care sector, and find out about their ...
  96. This Is How You Could Live in Thailand on $1,000 a Month

    Discover what kind of life you can lead on $1,000 per month in Thailand, one of the top expatriate and tourist destinations ...
  97. How Has Starbucks' Investment in Its Employees Paid Off? (SBUX)

    Discover how Starbucks' generous employee benefits have helped attract and retain the best talent, leading to benefits for ...
  98. The 4 Best Online Entrepreneurship Programs

    Learn about some of the pre-eminent graduate-level entrepreneurship programs available online, and decide which program best ...
  99. Picking the Right ETFs for Your 529 Plan

    Learn about the characteristics of ETFs that make them appropriate for a 529 portfolio, and discover how 529s should turn ...
  100. Why Walmart's Stock Price Keeps Falling (WMT)

    Learn about the factors that have led to Wal-Mart's stock underperformance and what the company's moves in 2015 could mean ...
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