Personal Finance Articles

  1. How to Sell a Car With a Lien

    Vehicle owners wondering how to sell a car with a lien on the certificate of title have four options to both remove the lien ...
  2. 3 Ways to Avoid Electronic Pickpocketing

    Learn what electronic pickpocketing is, and find out which steps you can take to avoid getting pickpocketed through commercial ...
  3. Purchasing a Home Without a Realtor: What You Need to Know

    When purchasing a home, you can save money by performing the realtor work yourself, but it will take time and effort.
  4. Methods of Handling Risk: A Quick Guide

    Discover the five methods to manage pure risk, and learn how they can be implemented to mitigate risk with health and life ...
  5. Flood Insurance: Myths and Misconceptions

    What does flood insurance cover? There are several myths about flood insurance cost, coverage, who needs flood insurance ...
  6. Fico vs. Experian vs. Equifax: Their Pros and Cons (FICO, EFX)

    FICO, Experian and Equifax all provide information about a borrower's credit history. However, important differences exist ...
  7. Purchasing a Home with Bad Credit Is Possible: Here's How

    A bad credit report can become an obstacle, resulting in denials for credit or higher interest rates, but borrowers with ...
  8. Visa Signature vs. MasterCard World Elite: How They Differ

    Learn about the key similarities and differences between the Visa Signature and MasterCard World Elite lines of credit cards ...
  9. How the Goodyear Credit Card Works: Benefits & Rewards (GT)

    Find out about the benefits and rewards of the Goodyear Credit Card. Learn which customers benefit most from it, and identify ...
  10. Investment Committees: Duties and Responsibilities

    An investment committee can help plan sponsors avoid fiduciary liabilities. Included is information regarding the duties ...
  11. The Cost of Buying a Wendy's Franchise (WEN)

    Learn about the financial requirements associated with opening or buying a Wendy's franchise. How do these compare to other ...
  12. How Netspend Works and Makes Money (TSS)

    The NetSpend prepaid debit card is an alternative to checking accounts and credit cards. Most customer reviews give the service ...
  13. Your 401(k): What's the Ideal Contribution?

    If done properly, planning for retirement can affect the quality of life at retirement age — for the better. Here's what ...
  14. Most Americans Lack an Emergency Fund

    A recent study reveals that two-thirds of Americans can't come up with $1,000 for emergency expenses.
  15. An Introduction to Student Loans and the FAFSA

    Learn how to fill out the FAFSA form so that it is easier for you to fund your education.
  16. 4 Steps to Getting a Small Business Loan Without Collateral

    A small business can obtain an unsecured loan without collateral by taking steps to get the best possible terms.
  17. A Quick Guide to How FAFSA Loans Work

    If you’re headed to college and want to know how to apply for financial aid, this is where you need to start.
  18. How to Create a Budget You Can Stick With

    Following a budget can be difficult. But it’s usually the difference between living a stressful retirement versus the retirement ...
  19. 3 Best Credit Cards for Restaurants in 2016

    Credit cards with restaurant rewards can be lucrative, if they are managed properly. Here are three cards with the best features. ...
  20. Top 10 Mistakes to Avoid on Your 401(k)

    Funding and managing your 401(k) is critical to a financially healthy retirement. Avoid these top 10 mistakes.
  21. How to Protect Your Assets From Litigation

    Personal umbrella liability insurance can offer you big-time legal protection relatively cheaply, in case your existing policies ...
  22. Top 5 Electronics Stocks of 2016 (TXN, QCOM)

    As electronic devices play an increasingly important role in modern life, consider these top-performing electronics stocks ...
  23. 5 Tips for Lawn-Care Businesses to Get Ahead

    Learn effective lawn-care business tips, such as using social media and sharing client testimonials, to grow your business.
  24. Elements of Insurable Risks: A Quick Guide

    Explore the elements of insurable risk: due to chance, measurable and definite, predictability, noncatastrophic, random selection ...
  25. Univision MasterCard Prepaid Card: What You Need to Know (MGI, WU)

    The Univision MasterCard prepaid card markets itself as a safe alternative to cash, but competing cards may offer better ...
  26. 5 Things to Avoid Buying During Labor Day Sales

    It may surprise you to learn that Labor Day weekend sales are not the best time to buy gas grills. Ditto for some other items ...
  27. Why Hobbies Should Be Part of Your Retirement Plan

    Retirement should be fun—you’ve worked all your life and you deserve to enjoy your time off. Here's why it's important to ...
  28. Don't Spend Your Retirement-Fund Cash This Way

    Before you cash out or raid one of your retirement funds, consider the following things you should not do with that money.
  29. California Readies State-Sponsored Retirement Plan

    California is aiming to be the next state to roll out a state-sponsored retirement plan.
  30. Why Boomers Are Delaying Retirement

    Baby Boomers are changing retirement. Exactly how, though, is still evolving as the realities of life sometimes clash with ...
  31. For Young Investors: Too Many Choices, Too Few Dollars

    Your retirement may be decades away, but this is no time to procrastinate.
  32. Why You Absolutely Need an Emergency Fund

    What is an emergency fund, and why is it often the first component of sound financial planning?
  33. Are You Living Too Close to the Edge?

    If a missed paycheck would make your finances cave in, here's how to get back on track.
  34. The Worst-Performing Currencies of 2016

    Find out which foreign currencies struggled the most during the first seven months of 2016, and why the situation in Venezuela ...
  35. Examples of Adverse Selection in the Insurance Industry

    Find out what the term "adverse selection" refers to in the insurance industry, and learn how insurance companies protect ...
  36. How the Sears Credit Card Works: Benefits & Rewards (SHLD)

    Sears offers three different types of credit cards with various rewards and benefits programs. Included are rewards and benefits ...
  37. How the Sam's Credit Card Works: Benefits and Rewards (WMT)

    Sam's Club offers store-only and MasterCard credit cards with several membership and rewards program options.
  38. Top 5 Consumer Electronics Stocks of 2016 (AAPL, PLT)

    The fundamentals for particular consumer electronics stocks are important when considering investing in a company producing ...
  39. Why Too Many Credit Cards Can Hurt Your Credit Score

    Find out why having too many credit card accounts can adversely impact your credit score if the cards are not managed properly.
  40. Insurance, Excess Insurance and Reinsurance: What's the Difference? (ALL)

    Understanding the differences might help you avoid being overinsured or underinsured.
  41. College Tuition: 8 Mistakes Parents Should Avoid

    Here are 8 mistakes parents should avoid while saving for college tuition.
  42. The 3 Biggest Secrets About Financial Planning

    Financial planning is more comprehensive than many professionals suggest. Here's what you should be thinking about when it ...
  43. Improve Your Chances to Get Approved for a Credit Card (BAC, DFS)

    Little or no credit doesn’t mean you’re stuck paying with cash. There are credit options for those just starting to establish ...
  44. The Best 3 Debt Consolidation Loans Companies in 2016

    If you're looking for debt consolidation, these are three companies to consider.
  45. Condo vs. Townhouse vs. House: Which Is Right for You?

    Each type of housing, condos, townhouses and detached houses, has its pros and cons. Buyers should consider lifestyle and ...
  46. What Is a Special Enrollment Period, and Why Does It Matter?

    Various life events and situations enable you to join a qualified health plan (QHP) offered through the marketplace or change ...
  47. Paycheck to Paycheck? Start Saving This Way

    Five ways to stop living paycheck to paycheck and start saving.
  48. On a Retirement Job Search? Try These Agencies

    There are several web-based staffing agencies that can help baby boomers and other seniors with their retirement job search. ...
  49. Top 10 Retirement Gift Ideas for That Special Day

    The age-old traditional gold watch has not gone out of style, but it's only one of many appropriate gifts to give a retiring ...
  50. Professors: Stop Drowning in Student Loans

    Students aren't the only ones dealing with loans. Professors who borrowed money to get to where they are should consider ...
  51. Putting Your Money to Work for the Greater Good

    There are several ways to put your capital to work for social or charitable causes, while also facilitating moves that support ...
  52. How Did Sergey Brin Get Rich?

    Sergey Brin is president of Alphabet Inc. (NASDAQ: GOOGL), the parent company of the world's largest search engine, Google.com, ...
  53. How Negative Interest Rates Can Affect Currencies

    Analyze the relationship between interest rates and currency devaluation. Examine the impact of negative rates and how further ...
  54. How the PayPal Credit Card Works: Benefits & Rewards (PYPL)

    Find out how the PayPal Extras MasterCard works for you, and how you can earn maximum rewards on gas and restaurant purchases ...
  55. America's Poorest States in 2016

    The poorest states in America include Mississippi, West Virginia and Arkansas.
  56. Credit Karma Doesn't Hurt Your Credit Score, and Here's Why

    Credit Karma is a popular option for checking credit histories for free, and it doesn't hurt your credit score.
  57. Real Estate: How the Bubble Will Pop

    This real estate bubble is much different from the last one. Understanding it is imperative if you plan on making any investments.
  58. BUFEX, BUFMX, BUFSX, BUFIX: Top Buffalo Funds for Retirement

    Discover the top five Buffalo Funds for retirement diversification in 2016, with a summary of each fund, including manager ...
  59. Top 5 Companies Owned by PayPal (PYPL)

    Find out the top five companies owned by PayPal Holdings Inc. that are paving the way to keeping it the dominant player in ...
  60. Don't Make These 7 Financial Mistakes in Divorce

    Watch out for these seven financial mistakes, they're among some of the worst you can make during your divorce.
  61. How Green Dot Works and Makes Money (GDOT)

    Green Dot Corp. is dominating the general purpose reloadable payment card industry, offering two of the highest-rated prepaid ...
  62. 7 Cheap Places to Travel in the United States That Are Worth the Visit

    These seven cheap places to travel in the United States provide plenty of wholesome fun for the whole family without breaking ...
  63. Top 10 Highest-Paying Jobs in the World

    The 10 highest-paying jobs in 2016, based on average salaries in fields including health care, business and engineering.
  64. Why These 2 Stocks Are Speculative for Boomers (FB, BAC)

    Learn why popular stocks such as Facebook and Bank of America are highly speculative and fraught with risk for baby boomer ...
  65. Is Going to Law School Worth It Anymore?

    Explore whether going to law school is still worth it in 2016 by comparing the associated costs and the salary expected upon ...
  66. Discover Student Loans: Are They Worth It? (DFS)

    Understand the pros and cons of Discover Student Loans, and analyze how this loan product compares to similar products, such ...
  67. Top 5 Shareholders of Allergan (AGN)

    Discover the top institutional and direct Allergan shareholders. Learn about their shareholdings and associations with the ...
  68. Traveling in the Philippines: Is It Safe?

    There is an active travel warning for parts of the Philippines. Here are precautions to follow.
  69. 3 Best Credit Cards for Balance Transfers in 2016

    Find out which credit cards offer the best balance transfer opportunities in 2016, including the longest introductory periods ...
  70. Getting Health Coverage Outside Open Enrollment

    Nine qualifying life events that trigger a special enrollment period for individuals seeking group or marketplace health ...
  71. When to Consider Paying Off Your Mortgage

    Consider four scenarios where it could make sense to pay off your mortgage early.
  72. Who Is Driving Wal-Mart's Management Team (WMT)

    Wal-Mart's management team includes three senior executives who drive important strategic initiatives at the company. Included ...
  73. Identifying a Breach of Fiduciary Duty

    Pension fund managers are not the only entities owing a fiduciary duty to stockholders. Corporate officers and directors ...
  74. 3 Best Credit Cards for College Students in 2016

    Find out which credit cards are best suited to college students, based on criteria such as annual percentage rate, rewards ...
  75. How Widows Should Plan for Social Security

    Widows need to understand their uniquely advantageous options when it comes to making Social Security decisions.
  76. How the Macy's Credit Card Works: Benefits and Rewards (M)

    Learn about the different Macy's Credit Cards available to consumers, with a summary of the rewards and benefits, who should ...
  77. 3 Things to Know When Labor Day Car Deals Come Around

    How to get the very best deal on current year car models during Labor Day sales.
  78. Earn Your Own Paycheck With Retirement Cash Flow

    Retirement planning won't get you very far without plans to manage your cash flow. So turn retirement income into monthly ...
  79. Why Millennials Are Stressing About Saving for Retirement

    Millennials can't afford to put off saving for retirement, but planning for their later years is proving to be nerve-racking ...
  80. How Life Insurance Settlements Are Evolving

    The life insurance industry marches forward by offering more ways that consumers can access the death benefits in their policies. ...
  81. TD Ameritrade's Robo-Advisor Offers Many Options

    TD Ameritrade Institutional is marching down a different path, offering a smorgasbord of robo-advisor solutions for its clientele.
  82. Top 10 Retirement Cities in Canada

    Get information about 10 of Canada’s top-ranked cities that cater to the wants and needs of retirees and active adults over ...
  83. Taxable Pay Strategies for Business Owners

    Small business owners can take steps to reduce their tax burdens. Just make sure you know the full impacts.
  84. How to Get a Credit Card Without a Social Security Number (SSN) (COF, BAC)

    Learn the methods by which a borrower can get approved for a credit card, even if the borrower lacks a valid Social Security ...
  85. Student Loan Forgiveness for Teachers: How It Works

    Huge student loan debt may be keeping people from entering the teaching profession. Find out how teachers can get their student ...
  86. Top 10 Active Retirement Communities in U.S.

    The top active retirement communities in the United States are concentrated in warm-weather states and offer a menu of activities ...
  87. 89 Money-Making Ideas for Retirement

    Just because you're retiring doesn't mean you have to stop making money. Here are ways to do so in your spare time.
  88. Top 4 Companies Owned by Sears (SHLD)

    Lands' End, Kenmore, Craftsman and DieHard, owned by Sears Holdings Company, have contributed to the turnaround efforts at ...
  89. Top 9 Companies Owned by Samsung

    Samsung has established itself as one of the largest companies in the world through acquiring and managing subsidiaries in ...
  90. 5 Best Credit Cards for Buying Groceries in 2016

    Learn how to increase your grocery savings each year using grocery rewards credit cards, and find out which rewards credit ...
  91. How the J. C. Penney Credit Card Works: Benefits & Rewards

    The JCPenney credit card has some nice perks, especially for frequent buyers, but it carries a relatively high interest rate. ...
  92. The 3 Best Credit Cards for Traveling to Australia (BCS, COF)

    Almost any card will get you there, but these three offer the best value for your buck.
  93. 6 Steps to Getting a Car Loan With Bad Credit

    Having bad credit does not mean you can't get a car loan. Follow these steps to improve your chances of getting a loan with ...
  94. How the Lowes Credit Card Works: Benefits & Rewards (LOW)

    Understand how the Lowe's credit card works, which customers benefit the most, its terms and conditions, and what alternatives ...
  95. Top 5 Automobile Stocks of 2016

    Low rates, cheap gas, available credit and an improving economy should drive sales for these five industry leaders in 2 ...
  96. Cross-Collateral Loan: How Does It Work?

    Cross-collateralization in lending is not unusual, but it can have a huge impact on your finances. Here's what you need to ...
  97. Venezuela's Food Shortage Explained

    Dire economic conditions in Venezuela have resulted in food shortages, hyperinflation, halted production and other serious ...
  98. Beware of Guaranteed Payday Loan Websites

    Payday lenders generally should be approached with caution; but online payday loan websites are better avoided altogether. ...
  99. How Did Larry Ellison Get Rich?

    Learn how Larry Ellison, founder of Oracle Corporation and rated fifth richest person in the world in 2016, literally programmed ...
  100. 3 401(k)s With the Lowest Expense Ratios

    Discover how to Identify the fees and expenses associated with 401k investing and how it will affect your bottom line in ...
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