Personal Finance Articles

  1. 3 Economic Challenges Russia Faces in 2016

    Learn about the three largest challenges facing the Russian economy in 2016. How will low oil prices and high inflation impact ...
  2. Beach Property in California: The Pros & Cons

    Learn the pros and cons of buying a beach condo in California, and how to protect yourself from common pitfalls many condominium ...
  3. 3 Methods to use Life Insurance as an Investment During Retirement

    Find out whether life insurance may be a smart investment after you retire, and why it really depends on what you are trying ...
  4. 5 Economic Changes to Expect if a Democrat Wins in 2016

    Discover the potential economic effects of a Democratic White House win in 2016, including higher taxes for the wealthy and ...
  5. 3 Safer Income-Oriented Asset Classes for Retirees in 2016

    Learn why the chase for safe retirement income will continue in 2016 with market yields remaining low, even with the Fed's ...
  6. The Importance of Being an iPhone

    Apple's iPhone sales are predicted to slow down in the coming year. They may need to look beyond iPhones for growth. Or, ...
  7. How to Help a Client Qualify for Medicaid

    Figuring out Medicaid eligibility can be very complicated—here are some steps to help you assist clients with qualifying ...
  8. Pros and Cons of Indexed Universal Life Insurance

    Indexed universal life insurance has its pros and cons. Here's what you need to consider before purchasing a policy.
  9. Beach Property in Puerto Rico: The Pros & Cons

    Learn these important tips for buying a beach condo in Puerto Rico. You need to have a buyer's agent and an attorney to represent ...
  10. A Look Into Alibaba's Main Competitor: JD.com (BABA, JD)

    Read about China's two largest e-commerce companies, and learn about some operational developments that are slowly bringing ...
  11. The Top 3 Invesco Funds for Retirement Diversification in 2016

    Explore analyses of the top three Invesco mutual funds for retirement diversification in 2016, and learn about the characteristics ...
  12. 6 Cities in Puerto Rico for Retirement and Vacationing

    Learn about some of the most popular retirement destinations in Puerto Rico, and decide whether this U.S. territory is the ...
  13. People Are Watching Showtime's "Billions" Because They Feel Wall St Is Screwing Them

    TV dramas about Wall Street have historically tanked. That is, until Showtime's "Billions." A few financial crises can alter ...
  14. Top 5 Transamerica Funds for Retirement Diversification in 2016

    Learn about five Transamerica funds that can provide retirees with viable alternatives to underperforming savings through ...
  15. How Catastrophic Health Insurance Works

    Catastrophic health insurance is open to people under 30 and those who qualify by income under the Affordable Care Act. But ...
  16. 3 Reasons Why This Is the Perfect Time To Visit Greece

    Discover three reasons why now is the best time to visit Greece, including the favorable exchange rate and the country's ...
  17. Obamacare Penalty: What Actually Happens (& When)

    If you didn't have health insurance last year – or miss this year's deadline – how is the Affordable Care Act penalty enforced?
  18. B/E Aerospace: An Activist Investment Analysis (BEAV)

    Find out how activist investment fund Relational Investors forced B/E Aerospace to split up, only to pull out after founder ...
  19. The Generation Gap in Retirement Savings

    Baby Boomers may be closer to retirement, but compared to Millennials, they’re less likely to be on track with their savings. ...
  20. Treasurer: Job Description & Average Salary

    Discover more about the responsibilities of a treasurer and the skills needed for this position, as well as the average annual ...
  21. Uber vs. Avis

    Car rental companies are taking a hit: Uber has become the number one choice for business travelers looking for a ride. Here’s ...
  22. 6 Personal Finance Tips to Start 2016

    The new year is an excellent opportunity to review your personal financial plan and take steps to get on track to meet your ...
  23. Has IKEA Reached 'Peak Curtains?'

    An IKEA executive made a comment that would have rankled investors (were IKEA not privately held). Here's what he (probably) ...
  24. Are Brick and Mortar Retailers Headed Into Bear Markets?

    The online sales revolution has altered the playing field for brick and mortar retailers, placing them at a disadvantage ...
  25. Analyzing Wal-Mart's Return on Equity (WMT)

    Understand how Wal-Mart has maintained steady return on equity in recent years as its revenue and net income consistently ...
  26. 5 Ways to Supercharge Your Retirement Savings

    Don't go into retirement without first supercharging your investments and savings.
  27. 6 Methods to Maintain a Healthy Credit Score During Retirement

    Learn how to improve your credit score during retirement. Your credit score still matters in retirement, and these tips can ...
  28. Rachio Inc, A Wi-Fi Sprinkler System, Raises $7.1 Million in Funding

    Rachio earns an impressive $7.1 million in funding. See why this water-saving technology is making news.
  29. Asset Builder: Is This Robo-Advisor a Good Bet?

    Is robo-advisor Asset Builder right for you? It all depends on the type of investor you are.
  30. The True Cost of Robo-Advisors

    Robo-advisors may be cheaper, but are they always the right choice? How to tell if a robo is the least cost-effective choice.
  31. When You Should File Early for Social Security

    Filing early for Social Security can make sense. Here's a list of when it's appropriate to ignore the conventional wisdom ...
  32. 5 Tax Advantages of Indexed Universal Life

    Indexed universal life insurance provides these five tax benefits.
  33. Roth IRAs: When to Convert, When Not To

    Converting assets in traditional IRAs to a Roth can provide clients with an additional set of options in strategizing for ...
  34. IPO 101: What You Need to Know About Going Public

    Taking a company public isn't easy. Here's what you need to know to make sure you and your firm are prepared for the realities ...
  35. State Street: An Activist Investment Analysis (STT)

    Read about the high-stakes showdown between State Street Corporation and activist Trian Fund Management, who felt shareholders ...
  36. Novartis Stock: A Dividend Analysis (NVS)

    Discover a detailed analysis of the dividend policy of Novartis AG, and learn about its financials, growth rates, and dividend ...
  37. 7 Things You May Not Know About Social Security

    Social Security is designed to provide a safety net, but a lack of understanding can negatively impact a recipient's benefits.
  38. Why You Should Keep Your Equity Sails Flying

    Why leave money in equities and risk another year of lost opportunity, when fixed income securities seem to be on the road ...
  39. Six Funds to Maximize Your Income in Retirement

    Which funds work best during retirement, when you are drawing on your saving accounts for income? Here are six recommended ...
  40. The Fed's Interest Rate Rise & Your Credit Cards

    The U.S. Federal Reserve recently raised the lending rate from 0% to 0.25% – the first time since 2006. How does that affect ...
  41. 5 Sunny Places to Retire to Outside the U.S.

    Yearning to live abroad? Here are 5 hot places (literally and figuratively) to spend your post-workaday years.
  42. How Survivorship Life Insurance Works

    Should you buy a survivorship life insurance policy?
  43. Has Chipotle Hit Bottom? (CMG)

    Chipotle has suffered from a public relations nightmare. Can its stock recover?
  44. Should You Steer Clear of GoPro (GPRO)?

    Is the GoPro growth story over or is there still gas in the tank?
  45. How a 403(b) Works After Retirement

    Everything you need to know (don't be afraid to ask) about handling your 403(b) plan when you retire.
  46. How to Make Early Retirement a Reality 

    Early retirement doesn't have to just be a pipe dream if you've got a plan for making it happen.
  47. How an Interest Rate Rise Affects Your Mortgage

    A look at what makes home-related loans move the way they do. The surprise: Mortgage rates don't necessarily follow interest ...
  48. Tepid Third Quarter Results Could Provide Value

    Bed, Bath and Beyond recently turned in lackluster third quarter results which compounds additional, recent tepid results. ...
  49. FIRPTA Changes Beneficial For Real Estate Sector

    Changes to the FIRPTA law provide a more favorable tax treatment to foreign investments in U.S real estate, which is likely ...
  50. Warren Buffett: Be Fearful When Others are Greedy

    It is prudent for the investor to understand when the party has gone on long enough and the clock is about to strike midnight. ...
  51. Why J.C. Penney Looks Like a Promising Investment (JCP)

    See how JCPenney is making a turnaround and growing sales, while other retailers are seeing sales decline and economic growth ...
  52. Debt Forgiveness: How to Get Out of Paying Your Student Loans

    There are income-based plans and forgiveness for public-service employees. The latest wrinkle: loan forgiveness because the ...
  53. Why Homemakers Face a Risky Retirement

    According to a survey, homemakers run the risk of not being retirement ready. Here are some ways nonworking spouses can prepare ...
  54. Retirement is a whole new ball game for the Boomers

    Learn about the eight key things modern retirees do differently in 2015 than in previous generations, and the pros and cons ...
  55. How To Manage Chronic Illness Expenses

    Chronic illnesses affect millions of Americans, but it is not only taxing their health. Its also hurts their wallets. But ...
  56. 5 Retirement Trends for 2016

    Whether baby boomers are retired, semi-retired or starting second careers for fun, their choices will dominate American culture ...
  57. How Novartis Probably Has a Cure for What Ails You

    A look at the unparalleled growth of the world's biggest pharmaceutical company: Novartis AG.
  58. How to Help Single Clients Plan for Retirement

    Financial planning often focuses on married couples, but there are lots of unmarried folks who need advice from financial ...
  59. How to Educate Clients on Self-Directed IRA Risks

    Self-directed IRAs are not for inexperienced investors. They carry these unique risks.
  60. Tax Time is Coming; Don't Be Caught Off Guard

    It's time to think about tax returns again. The good news is that the regulations in 2016 have not changed dramatically from ...
  61. The Top 5 Health Care Penny Stocks for 2016 (CRIS, GERN)

    Discover why the health care industry is a good play for investors and learn key information about the top five health care ...
  62. Recharacterizing Your IRA Contribution or Roth Conversion

    Learn why you might make such a transaction and find out how to calculate how it will affect you.
  63. An Introduction to Roth IRAs

    Be sure to consider the tax benefits and the eligibility requirements of the Roth IRA.
  64. Building an Emergency Fund

    Do you have enough savings to cover the costs of unforeseen crises? We show you how to plan ahead.
  65. How to Choose a Residential Care Home

    When an elderly loved one needs supervision, a residential care facility can be the closest thing to living at home.
  66. Bond Ladders: A Bad Idea for Retirees?

    Using a ladder approach may sound smart, but purchasing individual bonds usually means higher costs and less flexibility ...
  67. How to Use a Limited Purpose FSA

    This type of flexible spending account may be used to cover the cost of certain qualified medical expenses with pre-tax dollars; ...
  68. Is Best Buy the Next Circuit City? (BBY)

    Circuit City is a former competitor of Best Buy that failed. Will Best Buy meet the same fate?
  69. How Will Walmart Weather the Next Bear Market?

    WMT has historically been a safe place to hide in bear markets. Is this still the case?
  70. 7 Car Buying Mistakes That Cost You Money

    These seven mistakes can have you spending much more than you should on your new car.
  71. How to Be a Top Advisor to 401(k) Plan Sponsors

    Serving as an advisor to 401(k) plan sponsors can be a very lucrative niche. Here is what plan sponsors want most from advisors. ...
  72. Investor Info for Internet-Based Tech Startups 

    With all the empty startup hype and vast number of options out there, how do you sift through the noise to find the best ...
  73. How to Help Clients Navigate Pension Payments

    Financial advisors play a key role in helping clients make critical pension decisions. Here are some tips to help clients ...
  74. When to Plan for Retirement Income vs. Savings

    Accumulating a nest egg is the first step in effective retirement planning. The second is making sure you have enough income ...
  75. Long-Term Care: How Medicaid Stacks Up

    Clients who think Medicaid is a good option for long-term care usually don't know the rules that come with the process of ...
  76. Picking the Best Insurance Provider for Your Needs

    Whole life insurance can come in different flavors and varieties. Scroll through this list to see which options best suit ...
  77. Tips on Buying a Beach Condo in Puerto Rico

    The island has beautiful beaches, a great climate, tax breaks for American buyers – and a huge debt crisis. Still game? Here ...
  78. What are The Best Ways to Save on Moving Costs?

    Because buying a house isn’t cheap, funds might be limited during your move. So, to avoid additional stress, here are seven ...
  79. Top Tips for Managing a Prospective Client Meeting

    These tips are essential when it comes to managing that first meeting with a prospective client.
  80. How Much Rent Can You Afford on $50K a Year?

    Before you go apartment hunting, spend some time calculating a price range that works for you. Here's how.
  81. What a GM and Lyft Partnership Means

    The partnership between Lyft and GM could revolutionize the automobile industry.
  82. 5 Questions to Ask Before Investing in a Startup

    Investing in start-ups can be profitable but investors need to do their homework before diving in.
  83. Student Loan Refinancing: The Pros and Cons

    To refinance your student loan or not? Here are the top pros and cons to consider.
  84. Mutual Vs. Publically Traded Insurance Companies

    Should you buy your insurance policy from a mutual or publically traded insurance company?
  85. The High Growth Potential of Brazil's Pharma Market

    With high growth in the last decade, can Brazil’s pharmaceutical market sustain its momentum in future?
  86. 6 Signs You Are OK to Retire

    As you approach retirement age, there are a number of factors to consider before deciding on when you want to retire. Here ...
  87. Are Student Loans Putting Your Retirement At Risk?

    Can't think about saving for retirement because you are drowning in student loan debt? Here are some solutions.
  88. Retiring in Your 30s: Is It Even Possible?

    Retiring in your 30s is possible for some, but is it the best life change for you?
  89. Tips for Talking About Money at Every Step of a Relationship

    How much you talk about money differs, depending on the stage of the relationship.
  90. Understanding Credit Card Interest

    Paying these rates can impact your disposable income and your investment returns.
  91. 8 Ways for Retirees to Improve Their Credit Score

    These simple strategies will go a long way toward helping raise a damaged credit score.
  92. 10 Unfamiliar Ways to Help Pay Down Medical Bills

    Mounting medical bills can be frightening. But these out-of-the-box solutions can help you avoid ruining your credit rating ...
  93. Why Silicon Valley Unicorns Could Soon Be Extinct 

    It seems inevitable that the throng of unicorns that have ruled Silicon Valley will become gradually thinner over the coming ...
  94. Retired? Tips for Spending Your Nest Egg Wisely

    It can be hard to start spending money once retirement finally comes. Here are some best practices on how to transition from ...
  95. The Best Retirement-Planning Apps

    Developing a retirement strategy can be quite burdensome. Fortunately, modern technology is here to help, in the shape of ...
  96. Stages of Retirement Planning

    From twenty- to sixtysomething, here are some age-targeted ways to plan for your life post-job.
  97. The Impact of 2015 Tax Extender Bill on Savers

    The passage of the PATH legislation at the end of 2015 gives advisors more clarity on how to help clients with tax and financial ...
  98. Boomers: Here's Why Your Nest Egg Could Fall Short

    Baby Boomers' savings could fall short of providing for the kind of retirement they expect. Here's what they can do about ...
  99. Which Robo-Advisor is Best? Here's a Shortlist

    Robo-advisors are not going away anytime soon. Here is a look at 2016's best options for investors considering this form ...
  100. Bernie Sanders' Socialized Medicine: Tax and Save?

    Vermont senator and Democratic presidential hopeful Bernie Sanders laid out his ambitious healthcare plan during the recent ...
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