Personal Finance Articles

  1. 4 Future Jobs In The Sci-Fi Future

    As long as the human race has problems, we'll continue developing new things and ideas to solve those problems.
  2. Should You Buy Honda Stock Before The HondaJet Launch?

    Can the launch of HondaJet, a private business jet, add value to Honda's stock prices? Investopedia explores the investment ...
  3. Private Jet? There’s An App For That

    Here's how to book a trip on a private jet with a few clicks of your smartphone.
  4. Short On Retirement Savings? Retire Abroad

    Life in the U.S. can cost too much when your savings are low and your only income is Social Security. Time to look at retiring ...
  5. How Are Collectibles Taxed?

    If you plan to sell collectibles, it's imperative that you know the tax implications.
  6. How Risky Are Long-Term Car Loans?

    A look under the hood of long-term car loans.
  7. Why Cash Could Be Your Best Bet

    Holding too much cash in your portfolio is usually a bad thing, but these aren't usual times.
  8. Top Tips for Rebalancing 401(k) Assets

    Rebalancing 401(k) assets can seem daunting but shouldn't be ignored. Here's how to go about it.
  9. Profitable Careers: Biotech Vs. Computer Science

    You may want to rethink that biotechnology career and refocus your innate technical abilities on a career in computer science.
  10. Business Model Analysis: Costco Vs. Sam's Club

    Costco and Sam’s Club have very similar business models, but which one is faring better?
  11. How To Fill Out FMLA Forms

    Family Medical Leave Act paperwork may be onerous, but it can be key to getting that time off.
  12. How Are Stock Options Taxed & Reported?

    That depends on the type of stock option you have. A rundown of the tax treatment for statutory and nonstatutory, or non-qualified, ...
  13. Avoid The Most Common Medicare Fraud & Scams

    Since most Medicare scams require your cooperation, even if unwitting, here's how to stay alert and avoid them.
  14. How Interest Rates Work On Car Loans

    Three big facts to know – and some numbers to crunch to get the best deal.
  15. How Obamacare Affected The Insurance Industry

    A look at the past five years shows that far from suffering at the expense of greater health benefits for average Americans, ...
  16. Why Being Poor Is So Expensive

    The less you earn, the more you're likely to spend for the everyday necessities of life.
  17. Technology Can Help With Student Loans

    Paying student loans can be a difficult time for young professionals and even in older age. But many new marketplace lending ...
  18. ETF Dividends: The Lowdown on How They're Taxed

    Here's the rundown on how different ETF dividends are taxed.
  19. Cash Flow Is King: How to Keep it Running

    Why is cash flow so important, and what steps can a business take to improve it?
  20. Is Amazon Prime Actually Profitable?

    Learn whether Amazon Prime is actually profitable, and how this depends on whether you take a short-term or long-term focus ...
  21. Will You See Higher Wages In 2015?

    It's been a few years into the economic recovery from the Great Recession, and the employment picture has been rocky.
  22. When Is College The Wrong Investment?

    Attending a very expensive college with the wrong degree could turn into a bad investment due to low salaries and high debt. ...
  23. Understanding Interest Rates: Nominal, Real And Effective

    Interest rates can be broken down into several subcategories that incorporate various factors such as inflation. Smart investors ...
  24. 4 Things Landlords Aren't Allowed To Do

    Whether you're a landlord or a tenant, you need to know the rules.
  25. A Quick Guide To Landlord Insurance

    ...And why landlords need it, even if they also have homeowners insurance.
  26. No, Money Doesn't Grow On Trees

    It’s never too soon to start teaching children important life lessons about money. Here are six books that make it fun.
  27. How Inflation Affects Your Cost of Living

    How will your wallet be impacted by inflation?
  28. Refinancing A Mortgage? Ask About The Fees First

    Before deciding that refinancing your mortgage at a lower interest rate is a good deal, factor all the fees into your calculations.
  29. How Did Mark Cuban Get Rich?

    From his first business to today, here’s how Mark Cuban got rich.
  30. 10 Ways to Nurse Cash Flow in Healthcare

    Running a business in healthcare? You might want to rethink cash flow management practices.
  31. Top Spots to Take Your Clients in Miami

    Miami's dining scene is diverse. Here's a list to help narrow down the appropriate places to take clients.
  32. Top 6 Most Profitable Clothing Retailers

    If you’ve visited any mall in America recently, you’ve likely stepped into one, or all, of these clothing companies' shops. ...
  33. $3M Question: Dream Wedding Or Dream Retirement?

    Wedding season is in full swing, though millennials may be putting off marriage more than previous generations, wedding budgets ...
  34. The 10 Most Expensive Cities For Expats

    Whether a job transfer, retirement or the desire to experience another culture is motivating you to move, you'll want to ...
  35. The Cheapest Times To Fly To Las Vegas

    Ways to tilt the odds in your favor. One hint: Hot weather, cool prices.
  36. What’s Behind The Sluggish Economic Recovery

    While the economy is improving, the rate of improvement is much lower than economists had expected. Estimates for Q2 GDP ...
  37. Amazon Prime Now: A Strategy To Disrupt Retailers

    With Prime Now, Amazon tackles the on-demand economy and threatens to remove the instant gratification advantage of brick-and-mortar ...
  38. Sick Days: Protecting Your Job In A Health Crisis

    Know your rights under the Family and Medical Leave Act.
  39. Retirement Balance Sheet: Debt Owed To Yourself

    Thinking of retirement as a debt, where does your retirement sit on your balance sheet? For it's not a debt you owe the bank, ...
  40. The Cheapest Times To Fly To Australia

    The time you go and how you book are the keys.
  41. Deducting Interest on Your Second Mortgage

    It's a little tricky, but the effort can save you thousands.
  42. Phew! IRA Tax Fixes Possible Through Oct. 15

    Tax season ended April 15 but you've got until Oct. 15 to correct errors, including those to do with Roth and traditional ...
  43. 10 Ways to Loosen Up Your Cash Flow

    Cash flow is king. Here are a few ways to fatten it up.
  44. How to Help Clients with Cash Flow Issues

    Sometimes your spending gets out of hand or income has a hiccup. Here's how financial advisors can help clients who have ...
  45. How To Avoid Common Health Insurance Scams & Fraud

    A few precautions is all it takes for you to avoid being a victim of – or an unwitting accomplice to – health insurance con ...
  46. How Are eBay And Amazon Different?

    Learn how eBay differs from Amazon in the e-commerce environment for both buyers and sellers, and understand why each operates ...
  47. Analyzing Alibaba Vs. Amazon Business Models

    Learn how Alibaba and Amazon compare in terms of each company's applied business model, and understand the markets each company ...
  48. Why It's The Right Time To Buy Rite Aid

    Recently considered to be a distressed stock, learn whether or not Rite Aid is currently undervalued.
  49. Should Netflix Consider Commercials And Ads?

    Understand why Netflix does not currently support commercials or ads on its streaming site, and learn how it could benefit ...
  50. Grocery Wars: Who Will Win in 5 Years?

    Grocery stores have been slowly transitioning to become the kind of grocery stores that Millennials want and need.
  51. Refinancing Mortgages: Cash Out Vs. Rate/Term

    Understanding the pros and cons of each type of mortgage loan.
  52. Why Is Silicon Valley A Startup Heaven?

    Silicon Valley persists as a primary destination for tech startups. Investopedia explores why it is beneficial to start a ...
  53. Does It Pay To Go To College?

    College or not? There are smarter or lamer ways to decide, but this cool calculation shows the basic college boost to career ...
  54. The Alpha And Omega Of Greece's Debt Crisis

    The Greek debt crisis has its origins in the fiscal profligacy of previous governments, proving that nations cannot afford ...
  55. The Most Innovative Entrepreneurs Of 2015

    Investopedia provides a list of the most innovative entrepreneurs with the potential to make it big in 2015.
  56. 5 Secrets You Didn't Know About Mortgages

    Being savvy about the ins and outs of mortgages can mean big savings in the long term.
  57. High-Income Benefits From A Health Savings Account

    Health savings accounts are the only tax break offering triple benefits. Here's a look at how they work.
  58. Best Ways To Use Your Cell Phone Overseas

    8 tips to keep your phone costs under control while you travel abroad.
  59. Flexible Spending Accounts: Dependent Care Rules

    If your company offers it – and you meet the criteria – a dependent care account can help you save on childcare and care ...
  60. Are These 5 Retailers in Trouble?

    The retail environment is a tough one and some companies are doing better than others.
  61. 10 Creative Strategies for Finding Wealthy Clients

    Thinking outside of the box when it comes to meeting prospective wealthy clients can ultimately pay off.
  62. The Best 5 Grocery Companies To Work For

    With such a variety of different chains though, how does one decide where to hand in his or her application when the time ...
  63. How Cheap Will Gas Get This Summer?

    The national average retail price for regular gasoline will likely fall between $2.50 and $3 per gallon during the summer ...
  64. Is Amazon Fresh A New Threat to Walmart?

    As Amazon Fresh expands its service, Walmart is developing its own online grocery delivery and pickup service, which could ...
  65. Elon Musk's Ventures-Bringing His Visions to Life

    Elon Musk has worked to bring to life his visions for a virtual payment system, solving our energy needs, and exploring space.
  66. Review: Chase IHG Rewards Club Select Credit Card

    This rewards card gives you instant platinum elite status at more than 4,700 Intercontinental Hotel Group properties. Does ...
  67. How Are Futures & Options Taxed?

    We present a basic introduction to the US tax processes of futures and options.
  68. Top 5 States That Save The Most For Retirement

    Wondering if you can live somewhere that's better for building a nest egg? Don't just stick a pin in the map. Consider these ...
  69. Top 10 Ways to Improve Your Business's Cash Flow

    Improving cash flow from receivables provides more capital for day-to-day operations and innovation. Here are 10 ways to ...
  70. Five Rules of Persistence for Entrepreneurs

    “Anything worth attaining will require persistence,” is the first lesson of entrepreneurship.
  71. Retire In Indonesia With $200,000 Of Savings?

    It's very doable. Here's why.
  72. Top Spots to Take Your Clients in Chicago

    Looking to wine and dine clients in Chicago? These 7 spots should be on your short list.
  73. Do Empty Nesters Really Spend Less, Save More?

    Saving for retirement takes thought and planning, and reassessing your approach at different stages in life may be wise. ...
  74. Few Target-Date Managers Invest in Their Own Funds

    Target-date funds have experienced explosive growth in the past 20 years. Many managers who run them, however, have failed ...
  75. Kohl's: Does a Broken Stock Mean a Broken Company?

    Kohl's stock is broken, but the company is strong.
  76. Are Financial Advisor Fees Too High?

    Fees charged by financial advisors run the gamut. Are you getting a fair deal or paying too much?
  77. Finding a Top Financial Advisor in Canada

    Choosing a financial advisor is a difficult and important job. A ranking of Canadian advisors can help you make the right ...
  78. How to Exit Your Small Business with Grace

    Here is a guide for how best to leave your baby — your small business.
  79. Why Muni Bonds and Bond Funds are Perfect Together

    Municipal bonds and bond funds differ in several ways, which is partly why they complement each other well.
  80. How Elon Musk Became A Superstar

    An overview of the early life and education of Elon Musk, one of the great innovators of our time.
  81. How Southwest Airlines Has Won Over Travelers

    Understand what Southwest Airlines' competitive advantages are and how they manage to edge out other airlines.
  82. How Are Dividends On IRAs Taxed?

    Reinvesting dividends in an IRA is a great way to grow your retirement funds faster, but be sure you understand the potential ...
  83. Which Are the World's 10 Largest Private Banks?

    Most of the largest private banking providers in the world are headquartered in Europe or the United States.
  84. How to Attract and Advise 30-Somethings

    Advisors who want to attract 30-somethings need to act now. Here's why and how.
  85. Are the Busiest U.S. Retailers Good Investments?

    Do the country's top three retailers in terms of traffic present good investments?
  86. Debunking 5 Robo-Advisor Myths

    Robo-advisors are not going to replace their flesh and blood counterparts. Here's how their future will likely play out.
  87. Top Spots to Wine and Dine Clients in New York

    New York City is one the world's best places to wine and dine a client. From power lunches to sushi to celebrity chef spots, ...
  88. Find The Top Retirement Cities In Indonesia

    Places to enjoy life in the land of "Eat, Pray, Love."
  89. Checking Account Reviews: Chase Premium Platinum

    Which perks and services come with Premier Platinum and is it worth the cost to you?
  90. How Netflix Is Changing The TV Industry

    First Blockbuster, now cable companies? Find our how Netflix's popular streaming service is forcing the television industry ...
  91. Top Healthcare Stocks Rallying Under Obamacare

    The healthcare industry, bullish via Obamacare, has plenty of stocks with major upside.
  92. 401(k) Investment Policy Statement: An Example

    Here's what a 401(k) investment policy statement should look like.
  93. These Firms Are Tops Among Advisor Clients

    A new study shows that financial advisors, even at the most popular firms, aren't doing enough to strengthen ties to clients.
  94. Why Advisors Should Sidle Up to Estate Attorneys

    Financial advisors who building relationships with estate attorneys can better help all parties.
  95. Asset Protection for High Net Worth Individuals

    OK, you've made it. Here's how to hang onto it.
  96. Protecting Your Idea From Angel Investors

    If you need outside financing to grow your business, be careful about whom you decide to talk to and what information you ...
  97. Are These the Weirdest Jobs of the Decade?

    If cubicle life has you down, maybe it's time to consider one of the decade's weirdest jobs.
  98. Why People Renounce Their U.S Citizenship

    It's an irrevocable act but, surprisingly, a growing number of Americans are giving up their citizenship, largely for tax ...
  99. Advisors: Revisit Your Client's Risk Assumptions

    Financial advisors should avoid generalizing a client’s risk tolerance based on their age or other demographics.
  100. Should You Hire an Advisor or DIY Your Savings?

    Investors should consider index funds and robo-advisors before committing to a costly professional money manager.
Hot Definitions
  1. Purchasing Power

    The value of a currency expressed in terms of the amount of goods or services that one unit of money can buy. Purchasing ...
  2. Real Estate Investment Trust - REIT

    A REIT is a type of security that invests in real estate through property or mortgages and often trades on major exchanges ...
  3. Section 1231 Property

    A tax term relating to depreciable business property that has been held for over a year. Section 1231 property includes buildings, ...
  4. Term Deposit

    A deposit held at a financial institution that has a fixed term, and guarantees return of principal.
  5. Zero-Sum Game

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  6. Capitalization Rate

    The rate of return on a real estate investment property based on the income that the property is expected to generate.
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