Personal Finance Articles

  1. When Do I Stop Paying Social Security Tax?

    Almost never, unless you belong to one of these special groups.
  2. Is HD Vest Financial Services Right for You?

    Here's what you need to know about HD Vest Financial Services.
  3. The Top 3 Financial Advisor Credentials

    An overview of the top three credentials for financial advisors and what they require.
  4. Risky Business:Trading Inverse ETFs in an IRA

    Since you can't short stocks in an IRA, consider these liquid inverse ETFs instead.
  5. Why More Investors Are Optimistic About Retirement

    Investors feel better about retirement now because the amount of employees having enough money for a comfortable retirement ...
  6. What Does A Flexible Spending Account Let You Buy?

    A healthcare FSA will help you pay your medical expense with pre-tax dollars – just not all of them. Here's how to tell which ...
  7. Retire In South Korea With $200,000 Of Savings?

    In modern South Korea, the cost-of-living differential may not be so good as elsewhere in SE Asia, but with a large enough ...
  8. Where To Look For Yield In A Low-Yield World

    While U.S. yields are likely to rise by year’s end, last week’s decline in yields is a reminder that we’re in a “low-for-long” ...
  9. How To Join An Angel Investor Group

    If you’re new to angel investing, it often helps to join a group that can partner up on deals and spread out the due diligence ...
  10. Should You Take Out A Pre-Approved Loan?

    Probably not. Here's why.
  11. Find The Perfect Accountant For You

    Things for entrepreneurs and small business owners to think over before hiring a tax preparer.
  12. 10 Facts You Didn’t Know About Amazon

    Learn some interesting facts about Incorporated, the history behind Amazon's name and the hidden services and ...
  13. Financial Planning: Can You Do it Yourself?

    There's no shortage of financial advice out there, but do you have the inclination, time and skills to do it yourself?
  14. Do Financial Analysts Need Financial Advisors?

    Financial analysts are very knowledgable about investments, but that doesn't mean they couldn't use advice on how to manage ...
  15. Advisors: Avoid these Common Mistakes

    Every financial advisor should work hard to avoid these common missteps.
  16. When is Hiring a Financial Advisor Necessary?

    Do you have the time, skills and inclination to manage your own finances and plan for the future? If not, it might be wise ...
  17. Why Your Clients Just Might Work into Their 70s

    Your clients just might work into their 70s. Here's why.
  18. 13 Facts You Didn't Know About Google

    Find out more about Google Incorporated, 13 facts some people may not know about Google, including the history of and technologies ...
  19. What Is The “Taper Tantrum” And Should You Fear It?

    If the Fed can figure out a way to raise interest rates and mitigate the effects, then the possible Taper Tantrum will barely ...
  20. The Importance Of Millennial Consumers

    Millennials are the next Baby Boomers: a group of people so economically valuable that advertisers drop their pre-existing ...
  21. Credit Card Review: Citi ThankYou Premier Credit Card

    This higher-end card provides a wide range of rewards types. The question is: Are they rich enough to be worth the annual ...
  22. Don't Throw Out These Tax Documents!

    Tedious as it is, make a practice of keeping these papers that you'll need in the future. It can save headaches and pay off ...
  23. Credit Card Reviews: HHonors Reserve Credit Card

    The pros and cons of a famed hotelier's plastic.
  24. Credit Card Review: Citi Prestige Card

    Packed with luxury perks, this card is especially good if you regularly fly American Airlines. You will owe a hefty fee for ...
  25. How Non-Qualified Deferred Compensation Is Taxed

    The tax savings of non-qualified deferred compensation plans are not the only tax fact you need to know before signing up ...
  26. 10 Reasons Google Is One Of The Best Employers

    Find out more about Google Incorporated and reasons why Google was named to Fortune magazine's list of the best companies ...
  27. Which is the Better Bet: Amazon or eBay?

    Amazon and eBay are solid ecommerce companies, but the former is more innovative and diversified. Plus, a third is about ...
  28. Is Now the Time to Bet on Vacation Spending?

    As Americans embark on summer trips, investors can benefit by adding exposure to the travel and leisure sector.
  29. The Best Bet for Taxes: Traditional or Roth IRAs?

    Choosing a Traditional IRA over a Roth IRA, or vice versa, depends on financial situation and long-term goals, especially ...
  30. How to Profit from the Generic Drug Trend

    Generic drugs are poised to steal market share as patent protections on a number of branded drugs expire. Investors should ...
  31. Why the Government Favors Index Funds

    The DoL’s proposed fiduciary rules appear to favor low-cost index funds that would allow brokers to sidestep many requirements.
  32. The Basics Of The New Exchange-Traded Mutual Funds

    We explore how NASDAQ's new product exchange-traded mutual funds work, their benefits, and how they can impact the fund market.
  33. Save Money By Spending With A FSA

    ... And why using a FSA can help you beat the high cost of health care.
  34. America's Most Expensive Retirement States

    Six places that aren't great for the Golden Years (financially speaking).
  35. Top 10 Pfizer Venture Investments

    Learn more about Pfizer Venture Investments, a private equity venture capital firm, and some of the major companies in its ...
  36. How Amazon Competes With Google

    Learn why Amazon is considered Google's most direct competitor, and discover the various areas where the two companies are ...
  37. How Does Biogen Make its Money?

    Biogen is a healthy biotechnology company producing a stream of illness-fighting drugs. Its big sellers treat MS, and it ...
  38. Sports Stocks to Pump Up Your Portfolio

    Want to play some sports stocks? Here's a handful of known names to consider.
  39. Can Under Armour Catch Nike?

    Under Armour has become the second-largest athletic apparel company in the world, trailing only Nike. How did it get there, ...
  40. When Investing in Whisky, Mind Your Liquidity

    As rare spirits fetch unprecedented prices at auctions, investing in whiskey may prove even more tempting than drinking it.
  41. How Mutual Funds Are Taxed in the U.S.

    A look at how mutual funds are taxed and how investors can be more tax efficient.
  42. Non-Qualified Deferred Compensation Plan Vs. 401(k)

    What's are the key differences between these two retirement savings plans?
  43. Best Cities For Retiring In Japan

    You want to retire amid the beauty and culture of Japan, but which cities should you consider? We think these are the five ...
  44. Become A Real Estate Agent For The Ultra Rich

    Do you have to be rich yourself to sell real estate to the ultra-wealthy? Here's what you need to know.
  45. What Taxes Do I Owe On Retirement Accounts Abroad?

    If you're a U.S. retiree, but previously worked abroad, here's what you need to know about taxes on foreign pensions and ...
  46. How To Become A Renewable Energy Entrepreneur

    The recent trend towards greener, more sustainable technology is creating many opportunities for entrepreneurial-minded individuals.
  47. Tax Treatment For Call & Put Options

    A brief intro to the complex US tax rules governing call and put options with examples of some common scenarios.
  48. Advice To New Graduates: 3 Suggestions & One Rule

    Here are three suggestions for new graduates about to enter the work force, designed to ease your passage into the work world.
  49. Grandparent’s Guide To A 529 College Savings Plan

    As a grandparent, you probably take pleasure in showering your grandkids with extravagances, but saving for their college ...
  50. How Youtube Makes Money Off Videos

    YouTube's revenue is growing even if the profits aren’t, and some growth is better than nothing.
  51. RIAs: How to Talk to High-Net-Worth Entrepreneurs

    RIAs need to think of themselves as entrepreneurs if they want to be able to attract entrepreneurs as clients.
  52. How To Calculate ROI Of A Marketing Campaign

    To make the most of your marketing spend, you need to know how to measure its results.
  53. How to Reduce Risks In Small Business

    Small business owners have better tools to control risk than ever before, making the whole concept of running your own business ...
  54. Why To Look For Opportunities Overseas

    While U.S. equities can continue to climb and post further gains before the end of the year, the best opportunities may still ...
  55. Do Record Stock Highs Signal A Top?

    Despite higher rates, U.S. stocks have been posting new records in recent weeks, despite investor concerns about slowing ...
  56. How Non-Qualified Deferred Compensation Plans Work

    These tax-advantaged retirement savings plans have their pros and cons, and employers and employees must follow strict guidelines.
  57. Microfinance & Macrofinance: What's The Difference?

    What are the key differences between microfinance and macrofinance? Investopedia takes a look.
  58. How Able Lending Works

    A new wave of peer-to-peer and peer-to-business lenders is reshaping the way borrowers obtain credit. Able's unique take ...
  59. How To Get A Mortgage On A Houseboat

    You actually can't get a mortgage on a houseboat, but you can get a loan. A floating home, however, is eligible for a mortgage. ...
  60. The Foreigner's Guide To Retiring In Japan

    While Japan is an easy country to visit, retiring there can be a challenge due to the high cost of living and lack of any ...
  61. 8 Ways To Fly First Class For Cheap

    Try these strategies to teleport yourself out of coach and into one of those comfortable first class (or business class) ...
  62. The Best Industries for Interns in 2015

    While the U.S. Bureau of Labor Statistics estimates 50.5 million jobs openings will be created between 2012 and 2022, there ...
  63. Can You Retire In Malaysia With $200,000?

    A low cost of living, street food fit for foodies and unspoiled rainforest and beaches are just a few of the reasons Malaysia ...
  64. Abenomics Vs. Quantitative Easing: Which Works Best?

    Abenomics and QE are versions of extraordinary stimulus measures initiated by the Japanese government and the U.S government, ...
  65. Should My Portfolio Include Private Equity?

    Private equity offers a lot of potential, but is it worth the risk?
  66. Retirement Confidence is Up: Should it Be?

    Research shows that confidence in being able to afford retirement is up but probably shouldn't be, as many aren't taking ...
  67. How Are Zero-Coupon Municipal Bonds Taxed?

    What every investor needs to know about taxes and zero-coupon muni bonds.
  68. Is It Worth Paying For Professional Home Staging?

    Buyers need to be able to visualize a house as their future home. Skilled home staging can help them do just that.
  69. The 6 Most Profitable Grocery Stores

    These are the six largest grocery store chains operating in the United States.
  70. Top Retirement Spots For The Ultra Rich

    Like birds that prefer to nest together, wealthy retirees often cluster in just a few places. Here's our top places compilation ...
  71. The Story Of Zipdial's Success

    Here is how ZipDial formed and subsequently shot to success in the Asian market.
  72. The Pros & Cons Of Being A Trader On The West Coast

    There are certain benefits and drawbacks that go with being a trader on the West Coast of North America.
  73. Study Abroad: Budget For Japan

    Find out what it would cost to get part of your education in Japan – maybe less than you think!
  74. Low-Cost Curb Appeal Projects For Your Front Yard

    Some low-cost improvements to your home's exterior and front yard could increase its curb appeal and ensure a great first ...
  75. Is A Premium Checking Account Worth It?

    Premium checking accounts give you free checking and other perks in return for keeping a certain balance in the bank. Is ...
  76. How Much Is Enough To Finance Your Retirement?

    Keep these points in mind as you calculate your retirement asset goal.
  77. Buying a Home? The Best Places Share This Feature

    The most lucrative areas to invest in a home are cities where job growth is robust.
  78. 6 Stocks for Millennials (or Anyone)

    Savvy Millennial investors looking for long-term winners should take a look at these stocks.
  79. Top Healthcare, Medical Equipment Stocks of 2015

    A short list of the top healthcare and medical equipment stocks of 2015.
  80. Muni Bonds, Taxable Bonds or CDs: Which is Best?

    Here's how to tell if municipal bonds are a better investment than taxable bonds or CDs.
  81. Top Premium Checking Accounts of 2015

    Which banks offer the best deals for premium checking accounts – and what do you have to do to qualify for one?
  82. Help Parents Avoid This Retirement Savings Blunder

    Parents should make saving for their own retirement a priority over helping with their children’s college costs.
  83. Is 21st Century Fox a Sly Bet?

    An in depth look at the revenue streams of international media conglomerate Twenty-First Century Fox.
  84. Why Retirement Planning Differs for Women

    Women face unique challenges when it comes to saving for retirement compared to men. Here's why and how to better prepare. ...
  85. Google Stock: A Tale of Two Share Classes

    Google stock comes in two different flavors with different rights for shareholders.
  86. Top 7 ETFs Designed for Retirement Income

    These seven ETFs offer several advantages over traditional ETFs, especially for investors seeking retirement income.
  87. How Microfinance and Investment Banking Compare

    Investment banks and microfinance institutions (MFIs) provide similar services, but the clients they serve and the incentives ...
  88. Can I Become An Angel Investor?

    Because of SEC rules, you already need significant assets to become an angel investor.
  89. Why Working Doesn't Add Up For Many Women

    A type of tax deduction for Japanese stay-at-home wives puts a barrier on women working full time in the country.
  90. Tea Party Vs. Republican Party: Who Will Win In 2016?

    What agendas define the rift between the Tea Party and the Republican establishment, and which side will win the presidential ...
  91. The Case For Stocks Today

    Last week, U.S. equities advanced with the S&P 500 Index notching new records. Investors are now getting nervous with rate ...
  92. Financial Gifts For Grads: Kindergarten To College

    If you really want to help your grad preparing for the future, consider a present that supports their long-term goals—an ...
  93. The 10 Richest Women In Fashion

    The top 10 richest women in fashion have many similarities as well as differences. From nationality to career trajectory, ...
  94. How Financial Advisors Pick Client Investments

    How advisors choose investment portfolios is varied, and investors are wise to check with theirs to find out how he or she ...
  95. How Amazon Fresh Works

    Amazon Fresh, a grocery delivery company that operates in parts of Seattle, Los Angeles, New York, and New Jersey, is a new ...
  96. The Top 6 Companies Owned By Google

    Google owns an incredible number of companies. These are its top six acquisitions.
  97. Top Tax Issues For High-Net-Worth Individuals

    Wealth brings benefits, but from a tax perspective it creates special challenges. Here are some tax issues to pay attention ...
  98. Find The Top Retirement Cities In South Korea

    South Korea's busy, modern capital, Seoul, has traffic signs in Korean writing only and English is not widely spoken. Check ...
  99. Why Using Roaming Overseas Will Leave You Broke

    You want to use your familiar cellphone and its camera on overseas vacations, but oh woe! if you don't follow these simple, ...
  100. 6 Questions To Find The Best Real Estate Broker

    A broker will play a key role in selling your house quickly and for the best price. Here's how to identify one who will do ...
Hot Definitions
  1. Purchasing Power

    The value of a currency expressed in terms of the amount of goods or services that one unit of money can buy. Purchasing ...
  2. Real Estate Investment Trust - REIT

    A REIT is a type of security that invests in real estate through property or mortgages and often trades on major exchanges ...
  3. Section 1231 Property

    A tax term relating to depreciable business property that has been held for over a year. Section 1231 property includes buildings, ...
  4. Term Deposit

    A deposit held at a financial institution that has a fixed term, and guarantees return of principal.
  5. Zero-Sum Game

    A situation in which one person’s gain is equivalent to another’s loss, so that the net change in wealth or benefit is zero. ...
  6. Capitalization Rate

    The rate of return on a real estate investment property based on the income that the property is expected to generate.
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