Personal Finance Articles

  1. Beware of Guaranteed Payday Loan Websites

    Payday lenders generally should be approached with caution; but online payday loan websites are better avoided altogether. ...
  2. How Did Larry Ellison Get Rich?

    Learn how Larry Ellison, founder of Oracle Corporation and rated fifth richest person in the world in 2016, literally programmed ...
  3. 3 401(k)s With the Lowest Expense Ratios

    Discover how to Identify the fees and expenses associated with 401k investing and how it will affect your bottom line in ...
  4. Retiring in the Philippines: Pros & Cons

    What are the pros and cons of retiring in the Philippines?
  5. 4 Fintech Firms Emerging in San Francisco (PYPL, BBVA)

    Learn why fintech companies are prospering, and discover three emerging companies in this realm that are located in the San ...
  6. 3 Reasons Credit Cards with Chips Are Safer (MA, V)

    Discover the three ways chip-embedded cards are safer that those with magnetic stripes and how the integration of PIN codes ...
  7. 3 Reasons Banks Can Freeze Your Account

    Learn about the reasons why a bank account can be frozen. Discover if it is legal for creditors to freeze your account and ...
  8. What is Adverse Selection in the Insurance Industry?

    Adverse selection impacts the markets for health insurance and automobile insurance, but interfering with actuarial work ...
  9. 6 Fintech Firms Emerging in New York City (ONDK)

    Some of New York City's top fintech companies are already disrupting the financial services industry.
  10. Is a Luxury Retirement Community Right for You?

    A luxury retirement community has a lot to offer, but living there comes at a price. Here’s what you need to ask to determine ...
  11. 5 Money Secrets the Rich and Frugal Already Know

    These top five secrets of the rich and frugal that can help individuals spend better and reach their financial goals like ...
  12. Plan Sponsors Who Work with fiduciaries do better

    Retirement plan sponsors, and participants benefit from having a fiduciary relationship with an RIA in managing their plan ...
  13. Will Installment Loans Be the New Payday Loans?

    Payday lenders are leaning toward installment loans as a result of proposed federal regulations. But is this what's best ...
  14. Family Wealth: Thankfulness Vs. Gratefulness

    Gratitude is the most important character trait for families to encourage and convey to their children and grandchildren. ...
  15. Top Travel Industry Stocks in 2016 (DAL, WYN)

    Discover the two generations driving the travel industry. Review four travel-related stocks that are well positioned to meet ...
  16. How Did Peter Thiel Get Rich?

    Peter Thiel is a technology entrepreneur and venture capitalist based in San Francisco, and has an estimated net worth of ...
  17. How the American Eagle Credit Card Works: Benefits & Rewards (AEO)

    Understand how the American Eagle Credit Card works and what its rewards and benefits are, and compare the card to those ...
  18. Title Loans vs. Payday Loans: Which Are Better?

    Both title loans and payday loans carry risks that outweigh the benefits.
  19. How Credit Card Companies Determine Credit Limit (EXPN)

    Learn how credit card companies are able to determine credit limit and tips for having the highest credit limit when applying ...
  20. Term Life Insurance: Everything You Need to Know

    Term life insurance is an affordable way to financially protect your loved ones after your death. Here's what you need to ...
  21. Finance and Life: What You Don't Learn in School

    Financial health goes hand in hand with what you do with your body and the food you eat. But did you learn all of that in ...
  22. Top 7 Cities for Retiring in Thailand

    Beautiful Thailand has beaches, cities, affordable healthcare, plus cultural attractions and great cuisine, No wonder it's ...
  23. The Reinsurance Industry: An Inside Look (BRK.A)

    Warren Buffett has a major influence on the global reinsurance market, which has seen momentum in 2016 for higher revenue.
  24. Top 5 Apparel Stocks of 2016

    The global apparel market is worth more than $1 trillion in 2016. These five companies sell some of the world’s most recognized ...
  25. Top 10 Back to School Financial Planning Tips

    The school year is about to start and budgeting may not be top of mind, but there are some steps students can take to save ...
  26. How the Congressional Retirement Plan Compares to the Average

    There are more retirement plan options for a member of United States Congress than for the average average citizen.
  27. Post-Grad Degrees That Pay The Highest

    A post-graduate degree could be well worth the extra time and expense.
  28. Good News for MBA Students Seeking a Tax Deduction

    A court's recent ruling in favor of a temporarily unemployed MBA candidate is giving hope to others seeking tax deductions ...
  29. Why Advisors Should Focus on Roth 401(k)s

    The use of Roth 401(k) plans is slowly rising which means advisors need to stay educated about the latest rules.
  30. Healthcare and the Election: What's at Stake

    When it comes to healthcare and its costs, financial advisors should educate their clients as to what could be at stake during ...
  31. How Advisors Can Find Their Growth Groove

    Growing your financial advisory practice to the next level takes time. Here are some strategies to try to fine-tune your ...
  32. 5 Huge Benefits of Blogging for Your Business

    If you aren't convinced that content marketing can help grow your client list, here are five benefits of blogging for your ...
  33. The Sharing Economy: Financial Services Will Be Next

    Traditional financial institutions need to adapt to an economy that is rapidly evolving.
  34. How Terrorism Damages the Global Economy

    The economic impact of more than 1,000 known terror attacks worldwide since 2015 may be larger than most realize.
  35. 4 Reasons to Move to Canada

    There's more to our northern neighbor than Hockey Night and maple sugar.
  36. Zero Interest Loans: Why You Should Beware

    Zero-interest loans are not always the no-loss deal they seem to be.
  37. How Negative Interest Rates Can Affect Consumers

    Negative interest rates encourage banks to lend but not consumers to spend.
  38. Top 5 Auto Stocks of 2016 (TTM, GM)

    Investors seeking exposure to the cyclical automotive industry can choose from stocks exhibiting a variety of characteristics ...
  39. Top 5 Housing Stocks of 2016 (TOL, DHI)

    Discover what factors are supporting the housing market in 2016. Explore five housing stocks that are well positioned to ...
  40. How the Toys "R" Us Credit Card Works: Benefits and Rewards

    Here's how to apply, along with the benefits, rewards and fine point details of the Toys "R" Us credit card.
  41. 6 Best Tips to Negotiate a Home Purchase

    These tips and techniques can help you negotiate your best deal on your next home purchase in any market condition.
  42. VMMXX: Overview of Vanguard Prime Money Market

    Find out if the Vanguard Prime Money Market Fund is a suitable choice for investing cash in today's low-interest-rate environment.
  43. Tips for Making Your Nest Egg Last Longer

    If you’re trying to figure out how to make your hard-earned nest egg last, there’s one piece of advice that stands above ...
  44. A Monthly Budget Blueprint for Medical Residents

    Medical students should start budgeting before classes or their residency begins. Here are some tips, including a spreadsheet. ...
  45. Is Real Estate Your Retirement's Secret Weapon?

    With stocks maybe peaking and fixed-income investments paying less and less, real estate could be the growth opportunity ...
  46. 10 Ways to Jump Start Your Savings Plan

    Need to work on your savings strategies? These 10 ideas could save you more than $4,000 per year.
  47. Top 7 Money Management Apps for 2016

    These seven apps can serve as something of an automated, low-level financial advisor in your pocket, helping you track spending, ...
  48. Top 7 Unusual Jobs That Pay Six Figures

    A handful of unusual jobs offer a six-figure salary, including elevator installers, funeral home managers and transportation ...
  49. Advisors: What the Election Means to Your Clients

    Voters in the upcoming presidential election don't view retirement security as a key issue, a new poll shows.
  50. What Does Stalled Consumer Sentiment Mean?

    Consumer confidence continues to remain low and it may take major changes in the economy before an optimistic outlook returns. ...
  51. Should You Hoard Your Miles?

    Here's who should hoard airline miles (and who shouldn't). And how to use your hoarded miles strategically.
  52. Why Email Marketing Should Be an Advisor Priority

    You have only so much time in your day. Email marketing makes it easier for advisors to maintain that ever-so-important one-on-one ...
  53. How the Lane Bryant Credit Card Works: Benefits & Rewards

    As with most cards, those who use it the most receive the most rewards, but be aware that carrying a balance incurs some ...
  54. 7 Ways to Get Cheap Rental Car Deals

    Following these tips can dramatically reduce your final bill.
  55. Talk About Financial Constraints to Your Clients

    Learn how to discuss financial constraints with clients, including time horizon, tax and regulatory constraints, as well ...
  56. Student Loan Forgiveness for Teachers

    If you are a teacher and have student loans to repay, you may qualify for a loan forgiveness program.
  57. Eight Financial Safeguards If Disaster Strikes

    In an emergency like a fire, hurricane, flood, tornado or earthquake, you may not be able to protect your home. But you can ...
  58. Creating an Investment Policy Statement for a 401(k)

    The purpose of an investment policy statement (IPS) for 401(k) plan sponsors and eight key components that go into creating ...
  59. How the Kohl's Credit Card Works: Benefits and Rewards (KSS)

    Find out how the Kohl's charge card works and how shoppers can generate bigger savings throughout the year as a Kohl's cardholder.
  60. How the Southwest Credit Card Works: Benefits and Rewards (LUV)

    Learn how the Southwest Airlines rewards credit card options work, what travel rewards are offered and for whom the card ...
  61. 10 Things to Do Before You Retire

    Preparing for retirement isn't all about finances. Some steps to get you there will be more subjective, and more fun.
  62. Self-Directed IRA: Rules and Regulations

    Self-directed IRAs are distinguished from other IRAs by differences of permissible investment types and regulatory restrictions, ...
  63. Top 3 Jobs That Pay $15 an Hour

    Discover several jobs that pay $15 an hour or more and do not require a college degree or years of previous experience to ...
  64. 3 Best Credit Cards for Traveling to the UK (COF, BCS)

    Discover three of the best credit cards to use while traveling to the United Kingdom, based on security and rewards programs.
  65. 3 Famous People With MBAs

    These public figures have MBAs; some were earned before reaching fame while others were earned after.
  66. Sell Your Skills, Not Your Degree

    If you want to switch careers, you may not have to go back to school to do it.
  67. Find Your Niche In The Financial Industry

    In this article, we'll give you the tools you need to discover the financial career that fits you the best.
  68. How to Make the Most of Your RMDs

    Approaching the age at which you must start taking RMDs? If you don't need the funds now, here are some sound strategies ...
  69. MBA vs. Executive MBA: Which Is for You?

    What's the difference between an MBA and an EMBA in terms of cost and in value? Here's some help in making your choice.
  70. Leasing a Car? Avoid These 5 Common Mistakes

    If you like driving newer cars and want to spend less money doing it, leasing can be a great option... as long as you avoid ...
  71. New Parents Need a Financial Planning Checklist

    There are many areas of personal finance to consider throughout the journey of parenthood. Here are a few to review with ...
  72. The Reinsurance Industry: An Inside Look

    Low demand and high regulatory pressures may be problematic for the global reinsurance market following the shrinking margins ...
  73. 5 States With Low Taxes and High Income

    When it comes to saving for retirement, living in one of these five states with low taxes and high income can better position ...
  74. VFFVX,VTTVX: Vanguard Target Date Funds Overview

    Learn about target-date retirement funds offered by Vanguard. Discover how portfolio managers automatically rebalance the ...
  75. PEYAX, PGEOX, PGRWX, VSCAX: Top Putnam Funds for Retirement

    Discover the best Putnam Investments mutual funds for retirement diversification, and learn where to allocate your investments ...
  76. IANBX,AFTAX,TNAAX: Top 3 Invesco Funds for Retirement

    Explore analyses of the top three Invesco mutual funds for retirement diversification in 2016, and learn about the characteristics ...
  77. FKGRX, FRSGX: Franklin Templeton’s Top Funds for Retirement

    These are Franklin Templeton's top mutual funds and ETFs for a diversified retirement portfolio.
  78. 3 Money Market Funds Worth Considering (VMSXX,PTEXX,FMOXX)

    Explore analyses of three tax-exempt money market funds that may be suitable for high net worth investors, and learn about ...
  79. VSCGX, VWINX, VTXVX: 5 Conservative Vanguard Equity Funds

    Find out which five conservative Vanguard funds have been the best at limiting downside risk while generating solid long-term ...
  80. SHOP Offers Health Coverage for Small Business Employees

    The Small Business Health Options Program Marketplace can provide employees of small companies access to affordable insurance. ...
  81. How to Solve the Retirement Equation

    Make sure you are prepared for retirement by solving the equation of income and expenses.
  82. Facultative vs. Treaty Reinsurance: Differences and Examples

    Reinsurance companies offer insurance to other insurers in case the traditional insurer does not have enough money to pay ...
  83. Retirement Planning: Don't Do These 6 Things

    If you’re putting in the work to build your retirement, you should put in the work to protect it. Here are six mistakes to ...
  84. Using Your 401(k) to Pay Off a Mortgage: The Pros and Cons

    Learn the advantages and drawbacks of using assets accumulated within a 401(k) retirement savings plan to pay off your mortgage ...
  85. SHOP Marketplace: How it Works for Employers

    SHOP is a health care insurance resource available for for-profit and nonprofit small business owners that has a straightforward ...
  86. How the Nordstrom Credit Card Works: Benefits and Rewards (JWN)

    Learn about the Nordstrom credit or debit card, complete with who should use it, what the rewards are and details about the ...
  87. The Cost of a Road Trip Across the United States

    Estimate the cost of a road trip across the United States, and evaluate how the cost of such a trip has changed from 2015 ...
  88. 5 Highest-Paid College Basketball Coaches of 2016

    Learn about the five highest college basketball coach salaries and the men who earn them, achieving success on the court ...
  89. The Best Identity Theft Protection May Be Free

    With personal data breaches now a part of our daily lives, here are a few ways to truly protect your identity on your own.
  90. Part-Time Vs. Executive MBA: Which One To Pick?

    In general, there are two routes a prospective student can take when pursuing an MBA: a full-time or a part-time program. ...
  91. Top 7 Companies Owned by Foot Locker (FL)

    Learn about the subsidiaries, divisions, recent acquisitions and unique lines of business that encompass Foot Locker Inc.
  92. 5 Debit Cards That Still Offer Rewards

    There are still debit card rewards available for those individuals who prefer using debit cards as opposed to regular credit ...
  93. College Tuition vs. Investing: Is It Worth It?

    With the rising cost of college and questionable career prospects awaiting college graduates, some are wondering if a college ...
  94. How the Gap Credit Card Works: Benefits & Rewards

    The Gap credit card offers numerous perks and rewards for frequent customers, but there are some downsides and caveats of ...
  95. How Not to Let Risk Ruin a Great Financial Plan

    No good financial plan is complete without risk management or insurance planning. Here's how to manage your risk.
  96. 4 Smart 529 Plan Alternatives to Consider

    Learn about some alternatives to the popular college-saving 529 plan that may also make sense, such as prepaid tuition plans ...
  97. Is An Ivy League Degree Worth It?

    In 600 B.C. Aesop determined that a bird in the hand was worth two in the bush. Warren Buffett claims that this axiom can ...
  98. Extra Cash from Your IRA? Make Money, Duck Taxes

    Figuring out what to do with extra cash from your IRA can be tricky: One of the most important things to keep in mind is ...
  99. Why Social Media is a Necessity for Advisors

    There are a multitude of reasons why financial advisors should be on social media. Here are three of them.
  100. Are You ERISA Compliant? Follow This Checklist

    Following a checklist can make achieving compliance with Employee Retirement Income Security Act of 1974 (ERISA) requirements ...
Hot Definitions
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