Personal Finance Articles

  1. Using Social Media To Reach Customer Service Departments

    Companies are increasingly using social media and this provides customers with another channel to receive customer service. ...
  2. 8 Qualities That Make A Good Insurance Agent

    Insurance agents must possess each of the following qualities in order to be successful.
  3. Spotting Profitability With ROCE

    This straightforward ratio measures whether a company is efficient, money-making or neither.
  4. The Link Between The Fed, Money, Debt And Taxes

    Assets on the Fed's balance sheet, money supply level, national debt level and economic production should be maintained in ...
  5. How To Spot Knockoff Labels And Fake Products

    Not every counterfeit item is as obvious as Adidos sneakers or Dolce & Banana handbags, so make sure you know these tips ...
  6. A History Of Apple Stock Increases

    Apple's innovative products are always in demand, but do Apple's product launches immediately lead to higher prices?
  7. Help Your Clients Prepare For The Fiscal Cliff

    With the fiscal cliff fast approaching, financial advisors need to help prepare their clients for coming changes to their ...
  8. How To Start A Charity

    Here's a detailed guide that provides the steps needed to start a charity.
  9. Homeowners Still Not Getting Money From $25-Billion Mortgage Settlement

    Was the recent mortgage settlement really worth it for homeowners, or are they still getting the short end of the stick? ...
  10. 4 Business Partnership Mistakes To Avoid

    When two or more people get together to run a business, the odds of conflict and financial risk increase without the proper ...
  11. Tax Credit For Plan Expenses Incurred By Small Businesses

    Determine whether your business is eligible to claim a tax credit for establishing a retirement plan.
  12. 5 Lessons Monopoly Teaches Us About Finance And Investing

    The game of Monopoly can increase your chances of having a better and useful understanding of prudent financial and investment ...
  13. Are Distressed Homes Worth Buying?

    Here's a look at whether it is a good idea to buy a rundown home to repair for profit.
  14. How To Recommend A Stock

    Here are the nuts and bolts of performing a thorough analysis and learning how to recommend a potentially lucrative stock. ...
  15. How To Determine Your Business' Target Market

    Given that the U.S. has seen its prosperity ranking slip during 2012, this article looks at the importance of defining a ...
  16. Retirement Plan Tax Form 5329: When To File

    Read this if you've taken early distributions or owe excess-contribution or excess-accumulation penalties.
  17. Benefits Of Paying Off Your Mortgage

    Paying off your mortgage in a reasonable amount of time can result in financial security and freedom.
  18. Varieties Of Brokers And How To Pick The Best One

    Figuring out what kind of broker to use can be a daunting task. The key is figuring out just how much help you need.
  19. Why Credit Card Debt Levels Are Rising

    From increased spending to interest rates, here are some reasons American's credit card debt levels are still rising.
  20. Savings Plans That Can Make Good Christmas Gifts For Kids

    With consumer debt levels rising throughout the U.S. and the rest of the world, there is a growing need to teach children ...
  21. Saver's Tax Credit: A Retirement Savings Incentive

    Here's another reason to put money toward your retirement nest egg.
  22. Who Does The Current Tax Code Benefit?

    Are the non-workers benefiting from the current tax code in any way or is it the wealthy who are still getting the big breaks? ...
  23. Are You Mature Enough To Buy A Home?

    Owning a home is a big responsibility. Here is a look of some basic things you will need to be able to accomplish if you ...
  24. Why You Shouldn't Die In 2013

    Increases in estate tax rates and possible fiscal cliff implications will make things more difficult when it comes to arrangements ...
  25. Who Benefits From ETFs In 529 Plans?

    With more states adding exchange traded funds to their 529 plans, the benefactors will be investors and their lower student ...
  26. Retirement Plan Tax Form 8606: When To File

    If you have a Roth IRA, you are responsible for keeping track of your pretax versus after-tax assets.
  27. Should Sports Teams Receive Tax Breaks?

    Here are some of the costs, pros and cons of sports teams receiving tax breaks.
  28. Is A Retirement Career Right For You?

    More and more people are realizing they must work part time during retirement. Here's a look at if you might have to.
  29. The Finances Of The Global Middle Class

    Here's a look at the salaries and expenses of the middle class around the world.
  30. How To Succeed In Your Next Performance Review

    From being prepared to self-evaluating, here are some tips to help you succeed in your next performance review.
  31. Avoiding Too Much Tax On Your Distributions

    IRA assets can't be taxed twice - find out how to avoid paying the second time around.
  32. Fox Business Network's Gerri Willis: 5 Reasons The Fiscal Cliff Matters This Holiday ...

    The fiscal cliff could affect holiday shopping, holiday travel and employment.
  33. Overlooked Tax Deductions For 2012

    From jury duty to student loan interest, here are some deductions for 2012 that people may overlook.
  34. Biggest Layoffs Of All Time

    Even profitable and successful companies are sometimes forced to lay off employees. Here of some of the most prolific examples ...
  35. Is Striking The Best Option?

    Sometimes striking can do more harm than good. Here are a few examples where things have gone from bad to worse.
  36. What Lotto Winners Spend Their Money On

    From dream homes to cars, here's a breakdown of the personal finances and spending habits of lottery winners.
  37. 3 Best And Worst Gift Cards For 2012

    Here are the gift cards that offer the best deals and those that aren't worth your money.
  38. How To Sell Stock In Your Company

    Selling even a small part of your business is a serious undertaking. Discover the options available to you.
  39. How To Make Your Holiday Giving Count

    With so many nonprofits to choose from, how do you know where to send your charitable dollars?
  40. Clearing Up Tax Confusion For College Savings Accounts

    Put your kids through school without being hounded by the tax man.
  41. Average Cost Of An American Christmas

    Here's a look at how much the average American family is expected to spend this holiday season.
  42. Analyze Cash Flow The Easy Way

    Find out how to analyze the way a company spends its money to determine whether there will be any money left for investors. ...
  43. Beware These Disaster-Related Scams

    Con artists prey on the weak. Those who just survived a natural disaster can be easy targets.
  44. Tax Treatment Of Ineligible IRA Rollovers

    Eager to save for retirement? Learn how to avoid overpayment penalties.
  45. How To Use The 4-Box Strategy For Retirement Income

    In today's volatile market, Generation X can't sit around waiting for things to improve. Gen X must implement innovative ...
  46. 3 Jobs Few People Want

    Despite the unemployment rates in the U.S., few people want to do these jobs.
  47. How IRA Contributions Affect Your Taxes

    Learn how to work with the tax man to avoid getting gouged when you convert your plans.
  48. Analyzing Retail Stocks

    To analyze retail stocks, investors need to be aware of the most common metrics used. Find out what they are.
  49. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  50. The Rise Of For-Women Advisor Practices

    For-women financial advisory firms help women navigate life changes such as marriage, children, retirement and widowhood. ...
  51. Female Managers Can Raise Share Values

    Women are quite capable of proving their worth in raising corporate value through various financial, managerial and human ...
  52. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
  53. Why Cyber Monday Is Better Than Black Friday

    Cyber Monday surpasses Black Friday because of its free shipping offers and superior sales.
  54. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  55. Small Business Financing: Debt Or Equity?

    There are two sources of financing for small businesses: debt and equity financing. This article explains both.
  56. 5 Things You Need To Know About Obamacare

    This article will clear up some of the popular misconceptions about the Affordable Care Act.
  57. Advantages And Disadvantages Of Using A Mortgage Broker

    Mortgage brokers may be able to find you the loan of your dreams, but you should consider the potential downsides before ...
  58. Best Cyber Monday Deals For 2012

    These are the retailers to visit if you're looking for a deal on Cyber Monday.
  59. Introduction To Employee Stock Purchase Plans

    ESPPs offer a very straightforward method of allowing employees to participate in the overall profitability of their employers. ...
  60. How To Create A Financial Bucket List

    This article discusses things you may want to include on your financial bucket list.
  61. Christmas Gifts That Can Teach Your Child About Finance

    These gift ideas could be a good way to teach your child about money.
  62. Top Jobs For Tips

    Bartenders and gaming dealers are two professions that earn most of their incomes from gratuities.
  63. Tax-Efficient Wealth Transfer

    Taxpayers with large taxable estates were required to take steps to reduce them before 2011.
  64. Why More Americans Are Working From Home

    Freelancing is becoming a popular option for U.S. workers.
  65. 4 Big Businesses Built With Small Cash

    These four entrepreneurs built multi-million dollar companies with as little as $100. Find out who they are and how they ...
  66. Options For Last-Minute Thanksgiving Traveling

    It's not too late if you are still planning to travel for Thanksgiving.
  67. 6 U.S. Cities With The Most Expensive Parking Spots

    These cities have high parking fees, and some spots go for as much as $1 million.
  68. 8 Software Skills Currently In Demand

    There's big demand for people with top-notch computer skills, especially when it comes to these programs and technologies. ...
  69. Tax-Saving Tips For Canadian Taxpayers

    Find out how to get a bigger return.
  70. How To Make Extra Money At Christmas Time

    Here are some easy ways to make some cash if you need extra money for Christmas gifts.
  71. 5 Steps To A Small Business Marketing Plan

    Here are some tips for marketing your small business.
  72. In Retirement, Snowbirds Leave Cold Weather Behind

    Rather than shivering away their golden years, retirees can fly south to winter in sunny locales.
  73. Reasons Renting Is Better Than Buying

    Owning a home is much more expensive than renting. Here are the places where the costs differ greatly.
  74. How To Decorate For Christmas Without Going Broke

    Here are some innovative ways you can have an affordable holiday.
  75. Stores That Start Black Friday Sales Early

    These stores offer worthwhile Black Friday deals before Friday, Nov. 23.
  76. 5 Top Ways New Advisors Can Land Clients

    Getting involved in the community and using social media are just some effective ways that advisors can meet potential clients. ...
  77. Why The Price Of Crude Oil Is Dropping

    There are many reasons why the price of crude oil is falling, and Sandy is only one of them.
  78. 4 Most Expensive Cities In The U.S. For Gas

    Gas prices in these cities are high. Here's a look at how much it costs to fill up in these cities and why it's so much. ...
  79. How To Protect Your Small Business From Fraud

    Small business owners are at risk of being scammed. Here's what you need to know to avoid that.
  80. 5 Most Expensive Cities In The U.S. For Car Insurance

    It costs a lot to insure your vehicle in these cities across the U.S.
  81. How To Select A Financial Advisor

    Understanding one's own needs and what different advisors do are critical elements in the selection process.
  82. Why You Should Christmas Shop Early

    From getting better deals to avoiding long lines, there are many reasons to get your Christmas shopping done early.
  83. When Young Athletes Receive Too Much Money Too Soon

    Not every sports prodigy enjoys a long and successful career.
  84. Ways To Get Free Christmas Gifts

    Christmas shopping can be expensive, but there are ways to get gifts free or nearly free.
  85. Tax Credits For Families

    Sometimes it actually pays to have kids if you are looking for significant tax breaks.
  86. How To Qualify For The Home-Office Tax Deduction

    Homebodies can save big on their tax bill. Learn how to get in on the action.
  87. Does Black Friday Shopping Really Save You Money?

    Whether Black Friday is a good day to shop and get deals really depends on what type of shopper you are.
  88. The Best Black Friday Deals For 2012

    How much money they spend is an important thing for consumers to consider. With Black Friday around the corner, here are ...
  89. How To Pick Valuable Online Classes

    Gurus all over the place are setting up online classes and seminars. How do you know which online classes are worth paying ...
  90. Things You Didn't Know Could Get You Fired

    You can be fired for a number of reasons not yet outlined in your company handbook.
  91. How Disasters Can Benefit Small Businesses

    Sales of disaster supplies and an increased number of consumers purchasing supplies can lead to small businesses actually ...
  92. U.S. Cities With The Largest Parking Fines

    You should think twice before parking in the wrong spot or parking incorrectly in these cities.
  93. 6 Small Business Tax Changes For 2012

    Read on to find out what deductions, incentives and other tax laws have changed this year.
  94. 3 Richest Pirates Of All Time

    Most pirates died young and penniless, but these intrepid buccaneers looted enough booty to amass impressive personal fortunes. ...
  95. How Much Will Hurricane Sandy Cost Insurance Companies?

    Hurricane Sandy's economic cost is staggering, but insurance companies will be paying out less than you might think.
  96. How Lender Overlays Prevent Mortgages

    Loan applications are increasingly being rejected because of lender overlays.
  97. How Property Taxes Are Calculated

    Understanding how property taxes work will ensure that you won't be overcharged.
  98. Present Your Clients With A Year-End Review

    If you want to build a better rapport with your clients, this is a good place to start.
  99. Tax Advice For Victims Of Superstorm Sandy

    As the eastern part of the United States cleans and rebuilds, tax-related issues are sure to arise for the millions affected ...
  100. Reasons Not To Change Careers In 2013

    Now might not be the best time to change careers. Find out why.
  101. Introduction To Incentive Stock Options

    Here are some basic highlights of how ISOs work and the ways they can be used.
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