Personal Finance Articles

  1. Top 4 Financial Pitfalls to Avoid in Retirement

    No matter how idyllic your retirement plans are, it's important to have contingency funds for these three unexpected—and ...
  2. Don't Try to Beat the Market, Manage Risk Instead

    Risk management can produce much more stable long-term returns than trying to beat the market.
  3. How Dividend Reinvestment Grows Your Money Faster

    Dividend reinvestment is a smart strategy for growing your investments faster over the long term, but it’s not a get-rich-quick ...
  4. Financial Advisors Should Try These Digital Marketing Tools

    Advisors don’t need to be digital marketing experts to reap the rewards of being online. All they need to know is where to ...
  5. 6 Travel Tips for International Business Plans

    Smartphones and cloud computing have enabled many to work virtually from abroad. Here are six tips to make it easier.
  6. 4 Financial Recommendations for Millennials

    Explore four basic financial recommendations for Millennials. Find out why systematic savings, debt reduction and financial ...
  7. 5 Financial Lessons Before Paying for College

    It absolutely pays to look under every stone for scholarship money, and to have a plan in case scholarships don’t work out.
  8. How Did Andrew Carnegie Get Rich?

    Andrew Carnegie rose from poverty to become one of the world's wealthiest men and the creator of the first billion-dollar ...
  9. Finding Balance in Your Financial Partnerships

    Here are some thoughts on how to achieve financial equitability and personal balance in all relationships.
  10. What ETF Fund Managers Do

    Find out about the typical day in the life of an ETF portfolio manager, and learn about the primary job responsibilities ...
  11. Learn to Avoid This Behavioral Bias When Investing

    A mental accounting bias and the inability of a portfolio to grow over time often results in severe liquidity problems down ...
  12. Consider the Costs of Your Retirement Location

    Where you officially call home can make a difference in your retirement lifestyle, as it impacts your taxes and other cost ...
  13. Bill Gates Net Worth

    Today, Microsoft Corp. founder, Bill Gates is the world's richest man with a net worth of $81.3 billion.
  14. What If Obamacare Is Repealed?

    During the campaign, Donald Trump promised to repeal Obamacare. If, as president, he follows through, how will that affect ...
  15. 5 Mistakes You're Making With Money Market Accounts

    Money market accounts can be helpful "parking spots" for investors. Here are five key things to keep in mind when opening ...
  16. Top 5 Books Every Young Investor Must Read

    Reading these respected books by finance legends will help you begin investing on the right foot.
  17. How to Navigate Social Security Claiming Changes

    A look at the changes to rules for claiming Social Security retirement benefits and what advisors need to consider to help ...
  18. How to Help Clients Harvest Tax Losses by Year End

    Here's how to help clients employ tax-loss harvesting to reduce their taxes before year end.
  19. 'Tis the Season to Donate Your Way to Lower Taxes

    Holiday season is the traditional time to donate to charity. Here are some ways to help maximize tax relief from charitable ...
  20. How Obamacare Can Be Repealed

    There are several ways that the Republican-led Congress and the next president can repeal Obamacare. Here's a look at possible ...
  21. Is Now the Time to Invest Internationally?

    The international markets have outperformed the S&P 500 since July. Here's why.
  22. 2017 COLA Adjustments: An Overview

    These are the key cost of living adjustments you need to know for 2017.
  23. Expect Big Capital Gains Distributions from These Funds (AGTHX, ACRNX)

    The steady rise in the markets since 2009 has led to some outsized gains in a few funds that are finally being realized as ...
  24. ETF Liquidity: Why It Matters

    Lower levels of liquidity in exchange-traded funds make it harder to trade them profitably.
  25. Tax Issues Transitioning Service Members Should Know

    Transitioning military personnel and their families face significant impacts to their tax situation. Here are nine things ...
  26. Where Will London's Banking Jobs Go After Brexit?

    Frankfurt? Dublin? New York? No one is sure what will happen to the City's banking jobs after Brexit, but its looks like ...
  27. Trump and Fintech: What Can Companies Expect?

    Trump’s influence on the financial technology sector could be good and bad, depending on what policies he actually enacts. ...
  28. Look Beyond the Election When Reviewing Your Finances

    In a world of lower returns and complicated taxes, organizing our financial future will pay huge dividends in the long run. ...
  29. Best 3 Mortgage Calculator Websites for Canadian Residents

    Here's an overview of the key features of Canadian mortgages, and a few of the best online mortgage calculators for Canadian ...
  30. The Best "Buy to Let" Mortgage Calculator Websites

    Understand the features of a buy-to-let mortgage in the United Kingdom, and discover some of the best buy-to-let mortgage ...
  31. Building An All-ETF Portfolio

    Balance is the key when selecting an all-ETF portfolio that will hedge against market volatility.
  32. Why Advisors Should Take Podcasting Seriously

    Are you podcasting yet? If not, here are five business benefits of starting a podcast that may help to change your mind.
  33. Financial Success and Prosperity Starts Here

    Regardless of how much money you make, this is the key to achieving success and prosperity as you pursue the American Dream.
  34. Parents: Financial Planning Tips for You & Your Kids

    The financial decisions parents make every day become lessons that their children learn and will use in the future.
  35. What to Look for When Looking for Financial Advice

    Good financial advice is timeless and timely; it never goes out of style. Here's how to identify the best type of advice ...
  36. A State of the Union Review of Your Financial Plans

    Every year, the U.S. president does a holistic assessment of the country through a "State of the Union." Here's why your ...
  37. How to Make a Solid Annual Rebalancing Plan

    An annual portfolio rebalancing plan can preserve your original asset allocation and reduce risk while improving overall ...
  38. How Does Wisebanyan Make Money?

    Touted as the world's "first free financial advisor," Wisebanyan's unique platform allows clients to begin investing money ...
  39. Samsung's Absurd History: From Fish to Riches to Shame

    First, you're known for poor quality. Then you're the envy of the mobile world. Then you're banned from planes.
  40. Mimicking Robo-Advisor Trades: Pros & Cons

    Here's a breakdown of the pros and cons of mimicking robo-advisors.
  41. With Trump, Bond Bubble Is Out, Inflation Is In

    Trump promises to end an era of free trade and central bank hegemony.
  42. Don't Blame Big Data for Pollsters' Failings (AAPL, GOOGL)

    As it turned out, listening to a wider set of data played a role in the Trump victory, but the pollsters need to catch up ...
  43. New Bank Account? Don't Be Without These 6 Features

    Certain banking features can make managing your finances easier, so it's important to choose carefully when opening a new ...
  44. The Facebook-Google Duopoly: How It Crushes Rivals

    Facebook and Google dominate 85% of the mobile advertising market - and that could make them the target of antitrust regulators ...
  45. Is there any way to opt out of paying Social Security?

    Understand more about the purpose of the Social Security system and learn which groups of taxpayers are automatically exempt ...
  46. Senior Living REITs: Good for Your Portfolio?

    Even if REITs are already part of your investment portfolio, senior living REITs might be a smart addition, provided you ...
  47. Retirees Are Falling Short in This One Special Area

    Here's why many of the thousands of people retiring revery day are less prepared for retirement than ever before.
  48. 6 Tips For Renting An Apartment

    Find out what you can do to find a fabulous apartment to fit your budget.
  49. What to Know About the SEC's Third-Party Exam Rule

    The SEC has given a proposal to board members that calls to outsource the advisor exam process to a third party, but the ...
  50. What Happens to Trump's Businesses When He Becomes President

    President-elect Trump plans to put his businesses into a blind trust to avoid conflicts of interest in office.
  51. Technology’s Role in DOL Fiduciary Rule Compliance

    Incorporating the right technology is a crucial, early step to comply with the new fiduciary rule.
  52. 4 Ways to Connect with Clients on LinkedIn

    Here are four simple ways to connect with clients and prospects on LinkedIn.
  53. How to Manage 529 Plans for Maximum Financial Aid

    Understand how different types of 529 plans affect financial aid, and you'll increase your possibility of getting funds.
  54. Why Broker-Dealers Disagree on Commissions in Retirement Plans

    Morgan Stanley and Ameriprise plan to continue charging their clients commissions in their retirement accounts despite the ...
  55. The Best Way to Help Your Parents Buy a Home

    If your are thinking of assisting your folks with a home purchase, be sure you understand the financial consequences before ...
  56. 4 Personal Finance Hacks to Save You Money Fast

    Want to stop the drain on your bank account? These money and personal finance hacks will go right to work to save you cash.
  57. Military Families and Life Insurance: What to Know

    Here's an overview of what life insurance should address, with five considerations that should help determine how much coverage ...
  58. Leveraged ETFs: Are They Right For You? (SSO, DDM)

    This specialty vehicle promises dramatic short-term results, but can also magnify risk.
  59. 5 Things to Know About Investment Policy Statements

    Investment policy statements help guide individual investors. Here are five things to consider when putting one together. ...
  60. Look for These Traits When Choosing an Advisor

    These are the traits to look for when choosing an advisor.
  61. What Would Your Tax Plan Be if You Won $1 Million?

    If you won $1 million, would it make sense tax-wise to take a lump sum or a 20-year pay out?
  62. Small Business Owners: Take Advantage of Networking

    What do we really get out of going to networking events? A lot, actually—if you follow up.
  63. The Flaws in 403(b) Retirement Plans for Teachers

    Here's a look at the many issues with teacher retirement plans, also known as 403(b) plans.
  64. Employee Stock Purchase Plans Come With Certain Risks

    Those who do the following with their employee stock purchase plan put themselves in financial peril.
  65. Getting a Mortgage vs. Paying Cash for Investment Properties

    Is it better to pay for investment property with cash or to take the leveraged approach? We break down the pros and cons ...
  66. How to Help Clients Avoid Late IRA Rollovers

    Here are the things advisors need to consider when advising clients on late IRA rollovers.
  67. What Does an "Unsuitable” Variable Annuity Look Like?

    FINRA recently levied fines on a number of firms because they sold variable annuities that the regulator considered to be ...
  68. The 10 Cheapest Vanguard ETFs (VOO, VTI)

    Learn about the 10 cheapest Vanguard exchange-traded funds ETFs.
  69. How to Get a Personal Finance Education for Free

    Most of us never get a personal finance education. Here are easy ways to learn everything you need to know about how to manage ...
  70. When an Estate-Planning Consultant Makes Sense

    Hiring a certified estate-planning consultant is almost never a bad idea, especially as the cost of a mistake can be years ...
  71. Should You Bite on Dental Insurance?

    Don't pay for a plan that won't cover your pearly whites when you need it to.
  72. International Leaders React to Trump's Victory

    After the unexpected result of the presidential elections 2016 in the Unites States, global leaders reacted by extending ...
  73. Should You Have a Supplemental Retirement Plan?

    A supplemental retirement plan can enhance your ability to set aside money for retirement when you've exhausted other savings ...
  74. Understanding First Mover Advantage

    Someone has to be first into a market. Find out when this can be an advantage for a company (and when it's not).
  75. 7 Useful Travel Tips to Navigate Holiday Horrors

    Make holiday travel a little less crazy this year (and next) by following these tips.
  76. Advisors: Don’t Let Clients Chase ETF Returns

    The ease of trading ETFs has some investors chasing performance. Here's how advisors can help clients avoid making mistakes. ...
  77. Why You Need to Update Retirement Account Beneficiaries

    The designation of beneficiaries in retirement accounts takes precedence over a will. Don't forget to keep them updated. ...
  78. Here's Your End of the Year Financial Checklist

    Here’s a checklist for some financial housekeeping that can be addressed now—before you’re up to your neck in gift wrap and ...
  79. How to Talk to Clients After the Election

    Here are a few points to consider when talking with clients about the election to help them stay focused on their long-term ...
  80. How Income Taxes Could Change Under President Trump

    Different tax benefits for families, changes in tax brackets and what could happen to mortgage interest deductions with President ...
  81. Protect Yourself from the Stress of a Job Loss

    Here are three steps to proactively head off the stress of losing a job.
  82. Dear Investors, Trump Won. Now Take a Deep Breath.

    The best investing advice after this election? Stay calm. And get yourself a good investing process.
  83. 7 Ways to Teach Your Kids About Money

    There are some universal concepts that we need to begin to embrace with our children. Here are seven of them.
  84. You Should Start Paying Attention to Your Finances Now

    Ignoring your finances altogether will hurt you more than forcing yourself to deal with them routinely. Here are some tips ...
  85. Which Emerging Markets Win and Lose Under Trump?

    The election of Donald Trump as U.S. president sets the world stage for some clear winners and losers.
  86. Election Volatility Had You Spooked? Think of Your Goals

    If volatility leading up to Nov. 8, and a futures plunge on election night had you skittish, think of your why you're investing ...
  87. A 12-Step Plan for Better Advisor Cybersecurity

    Cybersecurity represents a growing risk for advisors. Here is a 12-step blueprint to implement a plan while also keeping ...
  88. Why Cold Calling Still Works for Advisors

    Cold calling is the second most frequent way financial advisors land new clients. Here's how to reach out to clients in this ...
  89. Impact of Continuing to Work in Retirement

    What if you just kept working instead of retiring when you reach 65 or 66? Here's how to calculate how it would affect your ...
  90. What Trump's Presidency Means for Advisors, Retirement

    How could the Trump Administration's policies impact financial advisors and savers?
  91. How to Prepare for the Stages of a Divorce

    Divorce is about working through a life-transforming and emotional experience while also beginning to paint a new canvas ...
  92. How You Could Have Made Money Between the Trump Win and Opening Bell

    There's money to be made on election night, even after the markets close. Here's how you could have done it last night.
  93. Online Estate Planning: Is It Right for You?

    Although online estate planning can save you time and money, it’s not the smartest option for everyone. Here are some factors ...
  94. A Look at the Senior Safe Act

    The Senior Safe Act aims to protect seniors from financial scams, and provide a more effective way to find and prosecute ...
  95. Where Do Campaign Contributions Go After Elections?

    Learn about what those contributions are used for when the candidate is no longer running.
  96. Hillary Clinton Success Story: Net Worth, Education & Top Quotes

    Learn about Hillary Clinton's early life in Chicago, her years in Arkansas with her husband, and her time as first lady, ...
  97. Donald Trump's Success Story

    President
  98. What Does the Election Result Mean for Investors?

    Donald Trump has been declared the winner of the 2016 presidential election. What should investors make of the result?
  99. Can Trump Roll Back the Fiduciary Rule?

    Donald Trump's improbable election and support for scaling back government regulations means that the DOL fiduciary rule ...
  100. Why Economically Stressed Voters Made Trump President

    The underlying reasons Donald Trump will be America's 45th president and where we go from here.
Hot Definitions
  1. Portfolio Investment

    A holding of an asset in a portfolio. A portfolio investment is made with the expectation of earning a return on it. This ...
  2. Treynor Ratio

    A ratio developed by Jack Treynor that measures returns earned in excess of that which could have been earned on a riskless ...
  3. Buyback

    The repurchase of outstanding shares (repurchase) by a company in order to reduce the number of shares on the market. Companies ...
  4. Tax Refund

    A tax refund is a refund on taxes paid to an individual or household when the actual tax liability is less than the amount ...
  5. Gross Domestic Product - GDP

    The monetary value of all the finished goods and services produced within a country's borders in a specific time period, ...
  6. Inflation

    The rate at which the general level of prices for goods and services is rising and, consequently, the purchasing power of ...
Trading Center