Personal Finance Articles

  1. Buffett's Moat: How Sustainable is Tesla's Competitive Advantage? (TSLA)

    Discover the factors of success for Tesla and how its first mover strategy has led to its success as a pioneer in the electronic ...
  2. The Ethereum DAO is Born

    DAO, built on smart contracts encoded into the ethereum blockchain has already raised $41 million, making it the 2nd most ...
  3. Amazon Stock: Analyzing 5 Key Suppliers (AMZN)

    Discover which companies depend the most on Amazon.com, the largest retailer in the world, for sizable portions of their ...
  4. 4 Financial Recommendations for Millennials

    Explore four basic financial recommendations for Millennials. Find out why systematic savings, debt reduction and financial ...
  5. Retirees: Don’t Lose Your Fiduciary Rule Protection

    Retired? The Department of Labor’s proposed fiduciary rule may affect the management of your tax-advantaged retirement accounts. ...
  6. 5 Unexpected Expenses to Save For

    Rainy day funds are important, and not just in the event of a job loss. Here are five reasons why you should have easy access ...
  7. Non-Traded BDCs: Worth the Risks?

    Non-traded BDCs, which lend to high-risk companies, have become a popular investment choice. But they also carry cost and ...
  8. How Risky Is Borrowing Online?

    Peer-to-peer lending is a new but fast-growing market, but the ease and convenience of using online lenders can entice you ...
  9. Facebook Stock: Analyzing 5 Key Suppliers (FB)

    Discover how Facebook came to dominate social networking and how the company utilizes key suppliers to remain a global powerhouse.
  10. One Reverse Mortgage Reviews: What You Need to Know (INTU)

    Discover what products One Reverse Mortgage can offer for homeowners age 62 and over, and learn if a home equity conversion ...
  11. Ready to Retire? Ask Yourself These 3 Questions

    Can you afford to stop working and step into a comfortable, stress-free retirement? Here are three questions to ask to help ...
  12. Can Lump Sum Payments Fix Social Security?

    Solving the problems that riddle Social Security won't be carried out with a single solution. Here's one idea that could ...
  13. How to Choose Between a Roth or Traditional 401(k)

    A Roth 401(k) offers potential advantages, but may or may not be the right choice for a given client. Here's how to decide. ...
  14. Moody's Downgrades 3 Gulf Countries' Credit

    Moody's downgraded the credit ratings of three Gulf countries over the weekend.
  15. McDonald's Stock: Analyzing 5 Key Customers (MCD)

    Learn about a handful of important McDonald's customers, including several major franchisees operating in countries around ...
  16. Sheryl Sandberg's Success Story: Net Worth, Education & Top Quotes

    Learn about Facebook COO, Sheryl Sandberg's success story including her early life and education and career path to top female ...
  17. 3 Billionaire PMs That You Should Follow (BRK.A, KO)

    Explore three portfolio managers, each with a personal net worth exceeding $1 billion, and discover similarities between ...
  18. The 3 Best Online Mortgage Lenders

    Learn about three of the top online mortgage lenders. Find out about the innovative new mortgage product features and services ...
  19. Quicken Loans Mortgage Reviews: What You Need to Know (INTU)

    Learn about Quicken Loans, including the mortgage products it offers and what consumer reviewers think about them.
  20. Stonegate Mortgage Reviews: What You Need to Know (SGM)

    Learn about Stonegate Mortgage, the mortgage products it offers, the rates it provides and a general consensus from consumer ...
  21. Home Depot Stock: Analyzing 3 Key Customers (HD)

    Find out which companies pay significant portions of their operating budgets to Home Depot and why their relationships are ...
  22. Disney Stock: Analyzing 5 Key Customers (DIS)

    Discover how some of Disney's most important corporate customers help the media giant distribute its vast array of family-oriented ...
  23. 3 Investment Fees You Can't Lower

    Investment fees are a guarantee for every investor. Knowing what's negotiable and what isn't when it comes to these charges ...
  24. Starbucks Stock: Analyzing 5 Key Suppliers (SBUX)

    Find out how Starbucks became a giant in the coffee industry and how partnering with international key suppliers helps the ...
  25. Money Market Accounts: Are They Suitable for Millennials?

    Find out if money market accounts suit Millennial investors' habits and goals, and if it can be an effective part of a millennial's ...
  26. 5 Billionaires Who Graduated from Stanford University (GOOG, YHOO)

    Find out the story behind some of the most famous Stanford University graduates who went on to become Silicon Valley billionaires.
  27. The Surprising Force Behind Gold’s Rally

    Gold has shown resilience to dropping prices compared to other commodities, and has regained its status as a “safe haven” ...
  28. Getting Your Parents' Power of Attorney

    Giving a child power of attorney can be a hard step for parents. But there are sound reasons on both sides to do so. Here's ...
  29. 3 Billionaires Who Graduated from New York University (HD)

    Find out the story behind some of New York University's most successful graduates who have gone on to become multi-billionaires ...
  30. Subprime Auto Loans: What Borrowers Should Know

    Are subprime auto loans a disaster waiting to happen?
  31. File and Suspend is Done: Now What for Spousal Benefits?

    The popular file and suspend strategy for couples claiming Social Security has been eliminated, but spousal benefits remain ...
  32. Preventing Medical Bankruptcy

    Medical expenses are the number-one cause of bankruptcy in the United States. Here are some steps to protect yourself.
  33. How to Retire Abroad at 40 as a U.S. Freelancer

    Retiring abroad at 40 requires a complex calculation, from finding a lucrative freelance career to navigating residence and ...
  34. Seven Fun Part-Time Jobs for Retirees

    Here are 7 fun and unusual part-time jobs for people who are recently retired and looking for mental and physical stimulation ...
  35. The Impact of the Affordable Care Act on State Budgets

    Learn why a substantial increase in Medicaid enrollment may impact state general obligation credit quality.
  36. This Big Expense Can Ruin a Retirement

    One of the greatest joys of retirement is being able to relax, knowing that one of your biggest expenses — your mortgage ...
  37. Which Investor Personality Best Describes You?

    Different personality traits and preferences, along with a range of emotional and mental behavioral biases, have a strong ...
  38. 6 Reasons to Avoid Private Mortgage Insurance

    This costly coverage protects your mortgage lender - not you.
  39. How to Save Up to 50% on Airfare (Sometimes Even More)

    If you're willing to put up with airport stopovers, you could save thousands on your next family vacation.
  40. Why Used Cars Are a Good Deal Right Now

    The supply of used cars is growing, making a pre-owned automobile a good deal once again. Here are the models to look for ...
  41. Global Retail Trade: Exploring Revenue Trends & Fundamentals

    Explore data on global geographical retail sector revenue exposure, and identify factors driving retail consumption and trends ...
  42. How Much Is Your Spare Bedroom Worth?

    Instead of using your spare room for storage, why not rent it out? With some research and work, renting out a room can make ...
  43. How to Win Gen X Clients

    Less numerous than the two generations they're sandwiched between, Gen X clients will still be a lucrative group for advisors. ...
  44. Can Robo-Advisors Survive the Coming Bear Market?

    Are robo-advisors capable of dealing with skittish clients when the chips are down? We don't know yet, but the firms are ...
  45. Just How Little Have Americans Saved for Retirement?

    If you've saved less than $10,000 for retirement — or haven't saved at all — you're like the majority of Americans, according ...
  46. 5 Lessons That Athletes Can Teach Investors

    Discover the lessons great athletes can teach investors about building wealth and achieving greater success in their investment ...
  47. How to Budget and Spend to Maximize Your Happiness

    Spending money on others and buying experiences are just two of the five key principles that lie in money correlating to ...
  48. Yet Another P2P Lending Risk for Investors?

    Are P2P investors legally liable for redlining if they exclude borrowers in certain states when deciding which notes to purchase? ...
  49. Mortgage Deals: Chase vs. U.S. Bank

    Discover which bank offers the better mortgage deal? Learn the difference between two popular mortgage offerings of Chase ...
  50. Why RIAs Are Enjoying Unprecedented Growth

    Being an advisor can mean having a long and fruitful career, especially with compensation hitting records. But it's not expected ...
  51. Why Boomers Aren't Saving Enough for Retirement

    A new study shows Baby Boomers aren't saving enough for retirement. Here's what they can do to turn things around.
  52. 5 Mega-Cap Technology Companies That Invest in Venture Capital (GOOG, MSFT)

    Follow the successes of mega-cap technology companies with venture capital divisions as they reap benefits from turning startups ...
  53. To Correctly Predict the Fed’s Policy Path, Watch This

    The Federal Reserve (Fed) left policy unchanged last week, continuing a “wait-and-see” approach appropriate for today’s global ...
  54. Pro Flowers vs. 1-800 Flowers: Comparing Floral Retailers (FLWS)

    Learn how the top two floral providers, ProFlowers and 1-800-Flowers.com, compare to one another in selection, service, value ...
  55. How I Learned to Stop Worrying and Love the Bond

    Though U.S. Treasuries are not as expensive as government bonds, U.S. bonds are offering a relatively paltry real return, ...
  56. Understanding the Mortgage Payment Structure

    We explain the calculation and payment process as well as the amortization schedule of home loans.
  57. How to Help Clients Navigate Survivor Benefits

    Here are some ways to help client couples do what they can to maximize any potential Social Security survivor benefits.
  58. The Ins and Outs of Giving Your Child Power of Attorney

    How do you know if you're making the right choice – and what happens if you change your mind?
  59. Mortgage Deals: RoundPoint vs. PHH Mortgage (PHH)

    Compare two vastly different mortgage companies, PHH Mortgage and RoundPoint, and examine the differences in their business ...
  60. Reviewing Capital One's Money Market Capabilities (COF)

    Find out about Capital One 360's new money market account capabilities and how it compares with other top online money market ...
  61. 3 Financial Companies Not Worth Your Money (AIG, MBIA)

    Discover why some companies, including MBI, AIG, and FNMA, are not worthy of your investment dollars due to continued legal ...
  62. The Benefits of Mortgage Repayment

    Buying a home may be the biggest debt you'll ever incur. Learn why you should retire it sooner, rather than later.
  63. Top Social Security Tips for Government Employees

    Government employees have special issues to consider when it comes to computing Social Security payouts. Here's how to navigate ...
  64. Will the Backdoor Roth IRA be Eliminated?

    The President’s 2017 budget has proposed several changes to the rules regarding retirement accounts with those for Roth IRAs ...
  65. Retirees: Beware of These 6 IRS Red Flags

    Tax audits are stressful and can result in expensive fines. Here are six things to know about when it comes to sidestepping ...
  66. GM Stock: Analyzing 5 Key Customers

    Take a brief look at a handful of General Motors customers, including dealership groups in Canada, Australia and the United ...
  67. Starbucks Stock: Analyzing 5 Key Customers

    Discover how five of Starbucks' key customers help keep the coffee giant competitive worldwide by offering a variety of food ...
  68. 3 ETFs to Take Advantage of Increased Mortgage Rates (REM, VMBS)

    Obtain a comparative review and analysis of three of the top-performing ETFs that are poised to generate profits from increased ...
  69. Mortgage Deals: Mortgage Lens vs. Mortgage Coach

    Find out which of these two online mortgage planning and presentation services, Mortgage Lens or Mortgage Coach, is better ...
  70. Warren Buffett's Moat: How Sustainable Is Trader Joe's Competitive Advantage?

    Understand the factors that have led to retail grocer Trader Joe's competitive advantage over some of its notable competitors, ...
  71. Mortgage Deals: Quicken Loans vs. SunTrust

    Discover whether Quicken Loans or SunTrust offers the better mortgage deal, and learn the difference between two popular ...
  72. Mortgages: How Much Can You Afford?

    Answering this means number-crunching as well as factoring in other considerations and expenses.
  73. Lowe's Stock: Analyzing 5 Key Suppliers (LOW)

    Learn about Lowe's, and discover the companies that are its key suppliers. Obtain a brief description and analysis of each ...
  74. Where Does Sheryl Sandberg Keep Her Money? (FB, GOOG)

    Find out how billionaire Sheryl Sandberg’s major investments, from stock to real estate, continue to help her wealth grow ...
  75. Is a Universal Basic Income Practical?

    Should the government be responsible for giving every citizen a fixed amount of money?
  76. Why Building a House Is So Expensive Now

    Building a house can be very costly, so it’s best to understand all the factors that go into the equation before proceeding. ...
  77. Warren Buffett's Moat: How Sustainable is Costco's Competitive Advantage? (COST)

    Find out how Costco has leveraged its cost model and brand equity into a sustainable economic moat, which protects investors ...
  78. Assessing the Value of the Roth IRA Conversion

    Learn how the interplay among an intricate web of factors in a Roth IRA determines the strategy’s potential value.
  79. 3 Billionaires Who Graduated from Columbia University (KO, C)

    Find out the story behind some of the more famous alumni of Columbia University who have become billionaires in investment ...
  80. Why Home Equity Can Be an Income Source in Retirement

    If you are a homeowner facing a retirement savings shortfall tapping your home equity could be an option.
  81. Tax Deductions on Mortgage Interest

    If you're a homeowner, this is one item you want to understand and use on your return.
  82. Singapore vs. Cathay: Which Has Best First Class?

    We compare comfort, menus and those not-so-little extras on these two top-rated airlines. Krug or Dom? Or perhaps you'd prefer ...
  83. Best Business Class: Singapore Airlines or Cathay Pacific?

    Live orchids and "buttery mood lighting"? Or a seat so wide you might break into joyous laughter? Choose your bliss.
  84. Target Stock: Analyzing 4 Key Customers (TGT)

    Discover Target Corp's four largest customers and how the retail giant focuses on diversity and inclusion to aid in economic ...
  85. How to Write Better Investment Commentary

    If you're providing any type of expertise to clients in writing, it pays to make it high quality. Here's how to do that. ...
  86. How a 1% Annual Fee Can Ruin Your Nest Egg

    What kind of impact does an annual 1% fee have on your portfolio? The answer may surprise you.
  87. Buy Your Luxury Vacation Home Here

    The smart luxury vacation home money is headed to Orlando, the Hamptons, San Diego and Telluride for scenery plus serious ...
  88. How Annuities Can Boost Your Retirement Confidence

    If you are ready to be more confident about living comfortably in retirement, having a guaranteed lifetime income via an ...
  89. Teachers: Get Schooled On Your Retirement Strategies

    If you're a teacher, you have unique circumstances when it comes to planning for a successful retirement. It's important ...
  90. Who Should Get an Interest-Only Mortgage?

    In the right circumstances, interest-only loans can save you money and help accomplish financial goals; in the wrong circumstances ...
  91. Low-cost Investments for Retirees

    Retirees need to be mindful of investment fees and focus on low-cost investments.
  92. Are Tech Unicorns an Endangered Species?

    Tech unicorns seem to be losing investors' confidence. Here’s why and what it means for the tech sector.
  93. Prepare Your Finances to Handle Natural Disasters

    The Fort McMurray, Canada, fire is a reminder to take these easy steps to protect your financial interests from natural disasters. ...
  94. 7 Counterintuitive Retirement Strategies That Work

    We address seven investment misconceptions, and how you can make your retirement plan make sense.
  95. Tesla Model 3 Launch Reminds Us to Sell the News

    Tesla’s Model 3 launch was associated with very positive sentiment among investors, but when it comes to a new launch, the ...
  96. Ways to Destroy Your Net Worth

    Many people fall victim to these mistakes, and they can drastically affect a person's net worth in a negative way.
  97. Top 10 Home Business Tax Tips

    If you work for yourself, make sure you are getting the most for your tax dollars.
  98. Ray Dalio Report: The Economic Machine and Where We Are Now

    See why hedge fund manager Ray Dalio thinks he's figured out business cycles and why the simplest answer might not always ...
  99. Tesla Stock Climbs Despite Wider Q1 Loss (TSLA)

    Tesla says it expects to produce about 20,000 vehicles in the second quarter, which would be a 30% rise from the first quarter.
  100. TD Asset Management Announces Changes to Money Market Lineup (TD)

    Learn how TD Asset Management plans to adjust its money fund lineup to address SEC regulatory changes that were adopted in ...
Hot Definitions
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