Personal Finance Articles

  1. 2 Tech Stocks Near Their 52-Week Lows Worth Buying (IMOS, BCOR)

    Consider technology sector stocks as interest rates rise, since they typically have low debt loads. Find bargains among stocks ...
  2. 2 Healthcare Stocks Near Their 52-Week Lows Worth Buying (ACHC, ALQA)

    Adopt a strategy of value investing and buy undervalued stocks in the defensive health care sector, such as Acadia Healthcare ...
  3. Car Insurance Rates Too High? Check the Record

    Your driving history is clean as a whistle yet your premium has shot up. Here’s how to find out why – and what you can do ...
  4. 3 Unusual Ways Startups Grew Their User Bases

    The most successful startups employ unconventional guerrilla tactics to grow their user base.
  5. The Worst Things That Can Happen If You Don’t Pay Your Student Loans

    You may not get U.S. marshals knocking at your door, but why tempt fate? If you fall behind on payments, you have options. ...
  6. HUD vs. FHA Loans: What’s the Difference?

    Sometimes these terms are used interchangeably to refer to "government loans" for would-be home buyers. But here's the distinction.
  7. 5 Ways an Open House Can Actually Hurt Your Home Sale

    Open houses have long been a way to get exposure for a home that's up for sale. But it turns out it may be more trouble than ...
  8. How Millennials are Changing The Global Economy

    Millennials, "the unluckiest generation", that came out during the Great Recession, facing student debt burdens, anemic wage ...
  9. Which U.S. Airline Costs the Least? It Depends

    This simple method will help you find the cheapest carrier every time you fly, every place you fly.
  10. Now's a Terrific Time to Buy (or Refinance) a Home

    If you are looking to make a purchase or do a refi, you will benefit from continuing low interest rates – that could dip ...
  11. Avoid These 4 Common Causes of Family Estate Fights

    Sibling battles over their parents' belongings are quite common. But open family discussions before the parent dies can often ...
  12. How Prepared Are Americans for Retirement?

    While retirement preparedness has increased in the last two years, more than half of Americans may fall short. Here's how ...
  13. 2016 Presidential Election: Comparing the Net Worths of the Democrats

    Learn about the difference in net worth between Democrats Hillary Clinton and Bernie Sanders. Discover how the candidates ...
  14. How to File Your Child's First Income Tax Return

    Use this quick parental guide to help your child learn the tax filing process and establish good habits.
  15. Financial Questions to Ask Him Before the Wedding

    Money secrets can be poison for a marriage. But honest discussions – even when there are differences – can lead to happy ...
  16. 5 Myths About the Recent Market Dip

    The media portends market doom and gloom based on a few indicators, but they're using facts selectively and making investors ...
  17. The Power of Saving Just 1% More

    Boosting your savings rate by just 1% a year can go a long way toward increasing the amount of money you amass for your retirement. ...
  18. Older Clients Marrying: How Advisors Can Help

    There are financial issues for clients marrying at any stage of life, but older spouses may bring many more things they need ...
  19. Top Tips for Buying Annuities

    Annuites are complex products that must be understood in order to use them correctly. Here's what you need to know.
  20. Long-Term Care: How and Why You Should Plan for It

    The likelihood of needing long-term care is higher than most people realize. Here are some ways to plan for it.
  21. The Pros and Cons of a SEP Account in Today's Volatile Markets

    Discover why you don't have to worry about a volatile market's impact on your simplified employee pension plan. Learn to ...
  22. How Dollar Shave Club Grew to a 630M Valuation

    Dollar Shave Club's rapid rise to become a major player in the razor industry.
  23. Understanding Life Insurance Premiums

    When buying permanent life insurance, what amount of premium should you pay for the coverage?
  24. How To Buy Long-Term Care Insurance Cheaply

    Consumers looking for long-term care insurance shouldn't have to pay full price. Despite the sometimes-hefty costs, there ...
  25. Zimmer Biomet: A Cheap Stock in a Growing Market

    Here's a look at one of the leading companies in the growing orthopedics market.
  26. 5 Mistakes to Avoid When Shopping for Annuities

    Annuities give retirees guaranteed income but they aren't all created equal.
  27. 6 Unexpected Ways to Lower Your Car Insurance

    Sure, daytime running lights and defensive driving classes can reduce rates. Everyone knows those factors; these are the ...
  28. High Yield Stocks Can Hurt Your Retirement Nest Egg

    High yield stocks can give you a handsome return, but for retirement investors the risk far outweighs the reward.
  29. Will the Wealthy See a Tax Incentive Cut?

    President Obama has unveiled plans to increase taxes for the wealthy. Retirement income and capital gains are two key areas ...
  30. GAMCO Investors: An Activist Investor Analysis (GBL, AC)

    Read about famous investor Mario Gabelli and his activist firm, GAMCO Asset Management, which faced a series of challenges ...
  31. Is Taking Time Off from Work a Good Idea? 

    While taking a break from work has great appeal, you'll need to be prepared. Here are some financial realities to consider ...
  32. Beyond Google: Alphabet's Other Key Ventures

    An overview of Alphabet's companies, beyond Google.
  33. Icahn Enterprises: An Activist Investor Analysis

    Learn how Carl Icahn has earned his reputation as a brutally effective activist shareholder, corporate takeover artist and ...
  34. Liftoff: Is This New Robo-Advisor Right for You?

    Liftoff is a new entrant in the robo-advisor arena. How does it stack up against the competition?
  35. How Advisors Can Thrive Despite Robo-Advisors

    In the age of robo-advisors here's how human advisors need to step up their game in order to thrive.
  36. When to Really Put Your Clients' Interests First

    Advisors and clients alike are best served when a client's revenue is growing. But there may be some cases when taking a ...
  37. Add It Up: Key Retirement Numbers

    Learn these magic numbers for a comfortable retirement. Here's how one investment manager calculates how much you'll need.
  38. The Economics of an iPhone (AAPL)

    Discover the economics of the iPhone 6, and why Apple's leading handheld device is one of the most influential products in ...
  39. Analyzing Apple's Return on Equity (AAPL)

    Learn about Apple's return on equity (ROE) in fiscal 2015, and find out how net profit margin, financial leverage and asset ...
  40. Is Chipotle Stock Suitable for Your IRA or Roth IRA? (CMG)

    Learn about Chipotle's outlook and the stock's suitability for various retirement investments.
  41. To Maximize Financial Aid, File an Early FAFSA

    By submitting the FAFSA as soon as possible, you may have a better shot at getting state- and college-sponsored financial ...
  42. 6 Things Retirees Should Know About Obamacare

    How will health insurance coverage change when you stop working? Here is a need-to-know short list of factors.
  43. Check Your Credit Report

    Make sure there are no errors holding you back from obtaining a loan.
  44. Check Your Checking-Account History

    Something you never thought you’d have to worry about: whether a bank will grant you a checking account. If you’ve had too ...
  45. New SS File-and-Suspend Guidance: What to Know

    April 29, 2016 will mark the end of Social Security's file-and-suspend claiming strategy. Here's what savers and financial ...
  46. How Soon Will We Get a Zika Vaccine?

    The rush for a Zika vaccine, plus what to do meanwhile.
  47. Maxed Out Your 401k? Here's What to Do Next

    Maxed out your 401(k)? Don't stop there. Here are some options to keep saving toward retirement.
  48. Giphy: How it Works and Makes Money

    Find out how Giphy's GIF content library and GIF creator work, and how the recent startup expects to make money from advertising ...
  49. Why Gold May No Longer Be a Safe Haven

    Gold is widely seen as a safe haven investment. Is that still the case?
  50. What Nordstrom’s Results Say About Consumers (JWN)

    Here's what Nordstrom's recent results say about the middle to high-end consumer and the retail sector as a whole.
  51. 3 Freelance Gigs to Help You Earn More

    Are you looking to make extra money on the side? Here are three things that could earn you more money than your day job.
  52. Social Security Strategies: What’s Best to Do Now

    The Bipartisan Budget Act has changed some of rules of the maximizing-benefits game. There are ways to cope, but you may ...
  53. Sepp Blatter: Good Guy or Bad?

    Understand who Sepp Blatter is and what position he held within FIFA. Learn about his positives and negatives as the organization's ...
  54. Will Consumer Spending Save the Economy? (FIT, CZR)

    This week will hold incredibly important clues to the state of the American consumer. Be prepared.
  55. How Cheap is Affordable Housing Right Now?

    Learn how many affordable housing government programs work in the United States, including income requirements and the scarcity ...
  56. 4 Reasons Why Waiting To Buy Life Insurance Is a Bad Idea

    Understand the benefits of applying for and securing life insurance coverage while you are young and healthy, and learn the ...
  57. Analyzing Comcast's Price & Profitability Ratios in 2016 (CMCSA)

    Learn about Comcast Corporation and its key metrics, such as the price/earnings to growth ratio, dividend yield, operating ...
  58. eMarketing Specialist: Job Description & Average Salary

    Understand the scope of work of an e-marketing specialist, and learn about the career's required education, skills and average ...
  59. 3 Funds That Stand Tall in Market Downturns

    Learn about how you can protect your portfolio from 2008-like disaster with these three funds that stood tall and outperformed ...
  60. How to Help Clients Plan Their Funerals

    Advisors should be talking to clients about delineating funeral wishes in a secure way so family members aren’t let out of ...
  61. 3 MassMutual Funds Rated 5 Stars by Morningstar

    Learn about MassMutual, its track record since opening its doors in 1851 and the top three of its funds to consider with ...
  62. 3 Prudential Funds Rated 5 Stars by Morningstar

    Learn about Prudential, its mutual fund offerings and the top three Prudential funds rated five stars by Morningstar Investment ...
  63. Razor Wars: Gillette Vs. Harry's Vs. Dollar Shave Club

    Discover how the Dollar Shave Club, Harry's and Gillette Shaving Club compare, and find out about the different subscription ...
  64. Analyzing Wal-Mart's Price & Profitability Ratios in 2016 (WMT)

    Learn about Wal-Mart Stores' price and profitability ratios, such as the price-to-sales ratio, dividend yield, operating ...
  65. Analyzing UnitedHealth Group’s Return on Equity (UNH)

    Learn more about the outlook for UnitedHealth Group in 2016, and discover the company's historical and future return on equity ...
  66. How Safe Is Your Pension?

    A 2014 law permits some private pension plans to reduce benefits. How to figure out if your retirement income is endangered.
  67. Can the Market Affect Social Security Benefits?

    What you should know about the relationship between the stock market and your monthly Social Security check.
  68. Is Under Armour Stock Suitable for Your IRA or Roth IRA? (UA)

    Explore the fundamentals of Under Armour stock, and discover why it better suits a Roth IRA than a traditional IRA.
  69. Is WWE Legend Jimmy Snuka's Murder Charge Affecting Its Stock? (WWE)

    Learn about the events surrounding former WWE superstar Jimmy Snuka's recent murder charge, and discover what, if any, consequences ...
  70. National Parks: Best Travel Deal Ever for Retirees

    The U.S. National Park System is expansive, but the one thing it isn't for retirees is expensive. All you have to be is 62.
  71. Top 5 Companies Owned By Estee Lauder (EL)

    Learn more about the global success of Estee Lauder, and discover five of the most profitable companies or subsidiaries that ...
  72. PayPal or eBay: Which Stock Should You Own? (EBAY, PYPL)

    Learn which metrics and factors to analyze when weighing PayPal and eBay investments after their split into two separate ...
  73. Home Energy Audit Checklist – 5 Important Steps

    Look at these 5 steps to reduce energy waste in your home to help you create a more sustainable household.
  74. Are Car Title Loans Ever a Good Idea?

    Most people knowledgeable about finance consider title loans predatory. What would constitute a good-quality short-term loan? ...
  75. Taking a Roth IRA Early Withdrawal for College Tuition

    Weigh this Roth IRA strategy against using a 529 plan to save for college – it may be smarter.
  76. Top 10 States for Switching to Solar

    Investing in solar for your home can make good financial sense if you live in a state that’s friendly to this renewable energy.
  77. 10 Fastest Growing Social Ventures in 2016

    The success of these social ventures embodies a new hybrid business model that will lead the global economy into a greener, ...
  78. If You Had Purchased $100 of Netflix in 2009 (NFLX)

    Learn how a $100 investment in Netflix stock in January 2009 would have fared over the years.
  79. Colorado's Retail Pot Use Increases State Revenue

    Colorado State revenue from marijuana sales have grown by over 75%, and most of that increase is due to sales for recreational ...
  80. 6 Things Startup Founders Wish They Had Known Before Launch

    Here are six things that successful entrepreneurs wish they had known before they started their companies.
  81. Find the Best Social Security Lawyers: Here's How

    A good Social Security lawyer may make the difference between qualifying for disability benefits and being left out in the ...
  82. Is Gilead Stock Suitable for Your IRA or Roth IRA? (GLID)

    Learn why Gilead's growing revenues, healthy margins and attractive valuations make it an ideal investment for your traditional ...
  83. Step by Step: Applying for Social Security Disability

    Applying for disability benefits is no easy task – but it's well worth your time and effort if a disability is preventing ...
  84. What Companies Give the Best Perks?

    Real job satisfaction isn’t built on perks alone, but they can be one sign that a company cares about keeping its employees ...
  85. Disney's 4 Key Financial Ratios (DIS)

    Learn about the financial ratios that are important in understanding Walt Disney Company; analyze the company's past performance ...
  86. Ford's 4 Key Financial Ratios (F)

    Learn about Ford Motor Company and how to analyze its business using financial ratios that help assess leverage, operations ...
  87. Callaway Golf to Trade Ex-Dividend (ELY)

    Assuming the company continues to reduce expenses, which should boost the company's cash flow, Callaway's dividend will begin ...
  88. Better for Young Investors: ETFs or Mutual Funds?

    Choosing ETFs versus mutual funds can be a tough decision for young investors. Here are some things to consider for each.
  89. Top 3 Financial Steps to Take on Disability

    Going on disability can be a stressful time financially. Here are 3 steps to take on disability to help protect against significant ...
  90. These 6 Robo-Advisors Manage the Most Money

    Investors should look at a variety of factors when choosing a robo-advisor. Here's a snapshot of the more popular ones.
  91. When it Makes Sense to Reverse an IRA Conversion

    The IRS allows taxpayers whose conversions turn out to be badly timed to reverse this transaction. Here's when it makes sense ...
  92. Advisors: How to Land Your Clients' Kids

    Advising the next generation of wealth owners—the children of your clients—is a goal worth pursing. Here are a few tips for ...
  93. Invest in Manhattan Real Estate with Just $20K

    Investing in commercial Manhattan real estate is no longer reserved for the one percent. Here's how you might be able to ...
  94. Wal-Mart's 5 Key Financial Ratios (WMT)

    Identify the five key financial ratios that fundamental analysts use to evaluate Wal-Mart's financial position and determine ...
  95. Toyota's 4 Key Financial Ratios (TM)

    Learn about important financial ratios for Toyota Motor Corporation that are crucial in evaluating the company's business ...
  96. Is It Time to Revisit Shiloh Industries? (SHLO)

    Examine the current state of Shiloh Industries Inc. entering 2016, and obtain investment analysis for investors considering ...
  97. How to Pick a Health Savings Account Custodian

    You have options in choosing the manager of your HSA, even if the account is through your employer. What to look for in ...
  98. Invest in Your Health Now for a Good Retirement

    Being in good health can save you money and make your post-work life happier and more enjoyable. Start early and focus on ...
  99. Do You Need Life Insurance For Your Child?

    Taking out life insurance for a child is hard to imagine, but having it can do more than just give you peace of mind.
  100. The 7 Hottest Travel Destinations for 2016

    An overview of the hottest travel destinations for 2016.
Hot Definitions
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    A portfolio of fixed-income securities in which each security has a significantly different maturity date. The purpose of ...
  2. Duration

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  4. Cyclical Stock

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