Personal Finance Articles

  1. Millennials Guide: 6 Routes to the Right Roommate

    Choosing the right roommate is key to not risking and ruining your credit history. Some simple precautions can save you from ...
  2. Pros and Cons of Capitalist vs Socialist Economies

    Capitalism relies on the markets. Socialism, on government planning. Each system has its pros and cons.
  3. Mark Cuban Success Story: Net Worth, Education & Top Quotes

    Learn more about America's favorite billionaire: Mark Cuban, outspoken owner of the Dallas Mavericks and star of the hit ...
  4. The Biggest Private Equity Firms in Boston

    Learn about private equity firms and how they operate. Identify the top five private equity firms operating in the Boston ...
  5. How WeWork Works and Makes Money

    Find out how WeWork makes money by offering flexible, shared office space to out-of-the-cubicle workers like freelancers ...
  6. The Least Expensive States to Retire In

    Retirement time, and the livin' is easy in these locales.
  7. Why Walmart Raised Its Minimum Wage

    Read about the potential pros and cons of Walmart's promise to increase its minimum starting salary to $10 an hour.
  8. A Look at the Cost and Tax Treatment of College

    Is there more we can do to improve the affordability of post-secondary education? We take a look at how students and colleges ...
  9. What's Wrong with the American Tax System

    American's are highly taxed and we still run a deficit. We explain why.
  10. 3 Stocks You Wish You Had Bought in January

    Learn about three stocks investors wish they had bought in January of 2015 due to their performing better than the overall ...
  11. Why the Wealthy Shy Away from Inheritance Talk

    A recent survey of high-net-worth individuals shows that many avoid talking inheritance with children. Here are some ways ...
  12. How to Prep Your Business for a Sale

    Once you have a clean, stand-alone business with solid finances, it's time to put a price on it. Here are the steps needed ...
  13. Advisors: Warn Clients About These Audit Triggers

    There are several factors that may increase the risk of an audit, especially with high-net-worth clients.
  14. Understanding How Mutual Funds Pay Dividends

    The process by which mutual fund dividends are calculated, distributed and reported is fairly straightforward in most cases. ...
  15. 3 States Where Taxes Can Hammer Retirees

    Knowing which states ding retirees with the highest tax implications should be part of your retirement research.
  16. How 'Honesty' Could Pay off for Jessica Alba

    Is it possible that Jessica Alba is one of the savviest businesswomen on the planet?
  17. Boomers’ 401(k)s are Way Out of Whack: What to Do?

    Many baby boomers have been investing heavily in equities in their 401(k)s. Now may be the time to rebalance to avoid huge ...
  18. Why U.S. Credit Cards Are Getting a Chip and Pin

    With the introduction of EMV technology into U.S. credit cards, consumers should worry less about fraud and counterfeiting.
  19. Schedule Loan Repayments with Excel Formulas

    Calculate all the particulars of a loan using Excel, and set up a schedule of repayment for a mortgage or any other loan.
  20. Millennials Guide: Freelancer vs. Employee

    How to decide if joining the gig economy is right for you.
  21. JetSuite Simplifies Private Jet Rental

    Chartering your own plane just got a bit more affordable.
  22. The Millennial’s Guide to Personal Finance

    It's a Millennial money minefield out there! Navigate it with these money management tips.
  23. When Getting a Rent-to-Own Car Makes Sense

    If your credit is bad, rent-to-own may be a better way to purchase a car than taking out a subprime loan – or it may not ...
  24. What Are the Risks to Your Retirement Security?

    One of the biggest risks to your retirement security is something you may take for granted: your health, and more specifically, ...
  25. Simple Interest Loans: Do They Exist?

    Yes, they do. Here is what they are – and how to use them to your advantage.
  26. Signs of a Struggling Economy?

    Last week was another difficult one for stocks, marked by a bruising mid-week selloff triggered by China’s surprise devaluation ...
  27. Why Your 401(k) Is More Important Than You Think

    If you are thinking of dipping into your 401(k), think again. It’s one of your best sources of retirement income.
  28. 5 Unique Assets to Invest Your Retirement Money In

    Investing for retirement doesn't always mean 401(k)s and IRAs. Here are five unique assets to invest your retirement money ...
  29. Fixing Your Credit Score: A Do It Yourself Guide

    Following these five steps can go a long way toward repairing a low score.
  30. How to Shop for Home Insurance

    Tips for getting the best protection for your place and possessions.
  31. Best Ways to Exchange Currency

    How to avoid fees and get the best deal for your dollar.
  32. Yes, You Can Manage Your Own Retirement!

    Discover how to get started planning for and managing your retirement by making simple, deliberate steps towards financial ...
  33. Using Fibonacci to Analyze Gold

    Use Fibonacci studies to analyze gold by picking out hidden harmonic levels that can provide major support or resistance.
  34. 10 Ways to Manage Student Loan Debt

    How to manage those pesky payments as you embark on adult life.
  35. Co-signing a Loan? Make Sure You Know The Risks

    Contractually, co-signers are just as responsible for the loan as the person actually borrowing the money. Be careful not ...
  36. 2 Stocks to Bet on the Future of Space Exploration

    Learn about why investors must wait to invest in Space X, and read about other companies involved in the future of space ...
  37. Top Websites to Start an Online Business

    The Internet offers nearly endless ideas and opportunities for new businesses. Here are some great resources to get your ...
  38. Should You Increase Your Credit Card Limit?

    What if you took out a new credit card and the issuing company started you off with a fairly low credit limit that hasn't ...
  39. What Drives Ford's Profits? Not Just Cars

    Ford, an experienced legacy car manufacturer, sells a lot of cars around the world and makes a lot of money in the money ...
  40. How to Advise Clients on Company Stock in 401(k)s

    Holding company stock in a 401(k) has its risks. Here's how advisors can help clients avoid them.
  41. Should You Trust a Robot to Manage Your Money?

    Robo-advisors offer several benefits, but should investors trust a computer to manage their investments?
  42. Avoid These Retirement Portfolio Mistakes

    Top tips for ensuring that your portfolio is better than just "good enough."
  43. Are Your Financial Advisor Fees Competitive?

    Are the fees you charge your clients for financial planning competitive? Here's how to determine if they are in line with ...
  44. Best Ways to Avoid RMD Tax Hits on IRAs

    If you want to avoid hefty tax penalties, read this cheat sheet on IRA required minimum distributions.
  45. Secrets to Finding the Right Nursing Home

    The wrong choice could mean inadequate – or even deadly – care.
  46. Things Nursing Homes Are Not Allowed to Do

    What rights do a home's residents have? The same ones they they had before they entered the facility.
  47. Key Financial Ratios to Analyze The Healthcare Industry

    Examine the health care sector and learn about significant financial ratios used by investors and analysts to evaluate health ...
  48. The 10 Must Watch Movies For Finance Professionals

    Finance makes for great cinema; here are 10 of the best offerings by Hollywood on the subject.
  49. Understanding the Trends Driving India's Rise

    Numerous factors support India’s rise as a global superpower and will help the economy continue on a high and sustainable ...
  50. How to Buy Annuities When Interest Rates Are Low

    The current low interest rate environment complicates the decision to buy an annuity. Here's what financial advisors need ...
  51. Startup Analysis: How Much Is Dropbox Worth?

    Learn about the private company Dropbox and how it operates. Understand the company's current valuation, how it was derived, ...
  52. Startup Analysis: How Much Is Lyft Worth?

    Learn about the private company Lyft and how it has become a successful rideshare company. Understand its most recent valuation ...
  53. Startup Analysis: How Much Is Spotify Worth?

    Learn about the private company Spotify and how it has achieved success. Understand the company's most recent valuation and ...
  54. Startup Analysis: How Much Is Uber Worth?

    Learn about the private company Uber and how it has found so much success since 2010. Understand the valuation of the company ...
  55. How Much Medicaid and Medicare Cost Americans

    Medicaid & Medicare cost Americans plenty out of their paychecks. But how much, really? And what does that money buy?
  56. Top Retirement Prep Questions to Ask Clients

    Is your client really ready for retirement? Here are some essential questions to ask.
  57. 3 Ways to Monetize Your Expertise

    Anyone can make money from sharing their knowledge with others.
  58. How Dave Ramsey Made His Fortune

    Dave Ramsey is one of America's most trusted sources for financial advice, but how exactly did he make his money?
  59. The Economics of a CrossFit Gym

    Learn the economics of opening a CrossFit gym, including the business model, relationship with corporate, expenses and projected ...
  60. The Economics of Raising the Social Security Age

    Briefly examine the economics behind raising the retirement age for Social Security benefits and how it could impact the ...
  61. The 3 Most Common Demand Mistakes Entrepreneurs Make

    One of the hardest parts of creating a new product is figuring out if people are actually going to want it.
  62. 4 Signs It’s Not the Right Time to Raise Money

    It’s a really good time to be the CEO of a late-stage startup. However, even if you can raise a lot of money for very cheap, ...
  63. 5 Ways to Protect Pensions from Nursing Homes

    How to safeguard a patient's funds from shady or unscrupulous staffers.
  64. How GM Keeps on Truckin'

    Following a giant bailout and a giant IPO, the new GM is carried by sales of its giant trucks. But is it profitable?
  65. Healthcare Premiums Keep Rising, But Salaries Aren’t

    Learn how college and health insurance costs have skyrocketed while wages have stagnated, and how, given the necessity of ...
  66. Top Tips for Minimizing Taxes on Social Security

    Social Security benefits are taxable under certain circumstances. Here are some ways retirees can lessen the tax burden. ...
  67. The Impact of the 401(k) Court Ruling on Advisors

    The Supreme Court's recent ruling on 401(k)s has many implications for financial advisors. Here's a look.
  68. Avoiding Red Flags with Online Mortgage Lenders

    Using an online mortgage lender can be convenient, but how do you know you can trust one? Follow these tips to make sure ...
  69. Retirement Plan Options for Small-Business Owners

    Small-business owners and self-employed individuals are responsible for funding their own retirement. The SEP-IRA and solo ...
  70. ETF Analysis: iShares US Medical Devices

    Learn about the iShares U.S. Medical Devices exchange-traded fund, its characteristics, suitability and recommendations for ...
  71. Startup Analysis: How Much Is Xiaomi Worth?

    Learn about the private company Xiaomi, its business model and the success it found recently. Understand the company's most ...
  72. Debit vs. Credit Card: Which Is Better for Booking a Hotel?

    When booking a hotel it might be your best choice to use a credit card rather than a debit card.
  73. The Insurance Industry's Future in Visual Tech Investment

    A growing number of automobile insurers are choosing to invest in developing digital infrastructure.
  74. 3 Hotel REITs that Outperformed the Market

    There are quite a few REITs that own and operate a collection of hotels and other lodging properties. They are known as hospitality ...
  75. The Economics of FanDuel

    Part of fantasy sports’ success lies in one-day and week-long contests serving as an alternative to season-long games. FanDuel, ...
  76. ETF Analysis: iShares Global Healthcare

    Learn more about the iShares Global Healthcare exchange-traded fund which tracks the health care segment of the S&P Global ...
  77. Using Your Credit Card To Rebuild Credit

    Responsibly using credit cards is one of the best ways to rebuild a poor credit rating.
  78. Acquisition of Zulily Inc

    On August 17, 2015, Zulily Inc (ZU), an e-commerce company that caters mothers and children, announced that it will be strategically ...
  79. Student Loan Asset-Backed Securities: Safe or Subprime?

    Similar to the mortgage-backed securities that caused the 2008 recession, student loan asset-backed securities could lead ...
  80. Save Your Retirement from Unscrupulous Advisors

    The best way to avoid IRA sabotage caused by high fees and advisors selling expensive investment products? School yourself. ...
  81. Career Advice: Management Consulting Vs. Law

    Compare the career opportunities between management and law using such criteria as skills needed, starting salary and work-life ...
  82. An Inside Look at Pinterest's Business Model

    Learn about Pinterest and the type of company it is trying to become. Understand the company's business model and what makes ...
  83. The Future Outlook of the Golf Industry

    The popularity of golf peaked in 2003. To regain popularity and survive, the industry is adapting to appeal to a younger ...
  84. How to Help Retirees Manage Taxes on Distributions

    There are many variables when it comes to helping retirees manage taxes on distributions. Here's what advisors need to consider. ...
  85. Fidelity Helps Advisors Drop Unprofitable Clients

    Fidelity has introduced a program for advisors that allows them to drop less affluent clients while still earning referral ...
  86. 5 Ways to Merge Marketing and Your Hobbies

    Marketing your services is an ongoing part of your business. There's no better way to do it than by engaging in activities ...
  87. Millennials & Debt: Why So Many Still Live at Home

    More millennials live with their parents now than they did during recent recessions. Here's why.
  88. Here Are The 6 Hottest New York Startups Of 2015

    Meet the latest generation of leading New York startups, which may pose a serious threat to their Silicon Valley counterparts.
  89. Invest in Costco? First Understand Its Balance Sheet

    A strong balance sheet sets a company apart and boosts investor confidence. How healthy is Costco based on an analysis of ...
  90. Top 10 Must-Read Books for Finance Professionals

    Interested in the financial world? Here are some books that provide keen insight into its history and how it works.
  91. Famous Celebrities Who Love Investing

    Celebrities have a bit of a bad reputation these days. These five celebrities, though, have used their fame and their money ...
  92. 10 Best Countries for New Retirees

    Natixis Global Asset Management recently released its 2015 Global Retirement Index, and you may or may not be surprised that ...
  93. A Look Into Donald Trump's Many Income Sources

    While real estate remains at the heart of Donald Trump's empire, there are a several other income sources that have helped ...
  94. Employers: Don't Forget IRS Form 941

    Your obligations as an employer include various employment taxes. Use this form to report them.
  95. Sending Money: MoneyGram vs. Western Union

    Comparing the differences between the services – and the fees.
  96. Basics and Differences of Co-ops, Condos & Condops

    Before purchasing a condo or a co-op (or the rarer condop) apartment, here are some basics every purchaser needs to understand.
  97. How To Boost Your Credit Score To Save Thousands

    One of the first steps you should follow before buying a home is to boost your credit score. And how do you do that? Here, ...
  98. 5 Ways to Up Your Chance of Getting a Mortgage

    Tips and ways to improve your chances of getting a mortgage.
  99. Why High Yield Still Has A Role To Play

    An asset class of this bull market has been high yield debt, as many searching for income in a low-rate world have turned ...
  100. Comparing Reverse Mortgages vs. Forward Mortgages

    Which one a homeowner chooses depends on where you are at this point in your life, personally and financially.
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