Personal Finance Articles

  1. Proposed Medicare Drug Rules: Good or Bad for Seniors?

    The federal government is proposing a solution to the rising prescription drug prices that Medicare and seniors who use Medicare ...
  2. How Black Millennials Are Closing the Wealth Gap

    African American Millennials are setting up their future children and grandchildren to succeed. Here's how.
  3. Reverse Mortgages: Right for Clients? Not Often

    Reverse mortgages are a legitimate vehicle for folks age 62 and up to tap into the equity in their homes for other uses. ...
  4. How Pensions, Social Security Differ

    Both pensions and Social Security provide an income stream to retirees, but they differ widely on how they're structured ...
  5. Tax Tips for RMDs on Big 401(k) Balances

    Have a large 401(k) balance? Here are some ways to reduce taxes on required minimum distributions.
  6. Boomers: Top Tips for Shoring Up Your Retirement

    The retirement situation for most Baby Boomers isn't that encouraging. But there are actions they can take to shore up their ...
  7. Where to Find Decent Income Without Indecent Risk

    If you're struggling to derive decent income without indecent risk from your investments, you need to look at these charts. ...
  8. Best Ways to Get Free Credit Scores in 2016

    You've probably seen spammy ads offering the opportunity to check your credit score for "free." Well, not all credit score ...
  9. The 5 Highest Paid Executives in the Materials Sector (DOW, PX)

    Learn who the top-earning executives are in the basic materials sector and which companies are thriving during volatile economic ...
  10. Starbucks Vs. Dunkin' Donuts: Comparing Business Models (SBUX, DNKN)

    Learn about the business models of Starbucks and Dunkin' Donuts. Discover how franchising and growth strategies impact these ...
  11. Technology is Making 401k's More Accessible to All Employees

    Despite the $5.5 trillion invested in retirement and savings plans, many Americans are primed for a lower standard of living ...
  12. UBS Maintains Sell Rating on Tesla (TSLA)

    While having more Tesla's on the road may be a good thing for the environment, what it means for the company's fundamentals ...
  13. 6 Best Last-minute Spring Break Trips

    Spring break is here and if you are looking for a last minute vacation idea, then here are six to consider.
  14. Advisors: Study Reveals Client IRA Rollover Habits

    Recent research shows insights into who uses IRA rollovers at retirement. Here's what's important to new retirees at this ...
  15. More Reasons for Advisors to Be Wary of the SEC

    It looks like the SEC is expanding its oversight regarding RIA compliance in the coming months. Here's why RIAs should expect ...
  16. Making Social Security Work for Client Couples

    What are the best ways to advise client couples when it comes to filing for social security? Here are some strategies.
  17. America's Missing $15 Billion in Corporate Taxes

    The “Starve the IRS” strategy cuts the supply of corporate auditors. Result: Big-money tax cheats go free and ordinary taxpayers ...
  18. Which Airline Has the Best Wi-Fi?

    Airlines know that flyers expect a wireless connection – but not all offer the same level of connectivity.
  19. Simple Last-Minute Tax Tips

    A little preparation and organization can take the stress out of last-minute tax filing.
  20. Get a 6-Month Tax Extension

    Discover how to get some extra time from the IRS, without paying a hefty penalty for the privilege.
  21. 5 Reasons You Should Have Global Entry

    Have you been considering Global Entry? Here are five reasons why you should go ahead and fill out your application today. ...
  22. Even Worse News About Airbag Recalls: What to Do

    The recall numbers are even higher than previously estimated. How to look up your car – and what to do if you find it on ...
  23. RIAs: How to Find, Foster Your Firm's Successors

    Here is Fidelity’s three-step plan on how to best develop and keep the next generation of advisors and to groom them to take ...
  24. 4 Reasons ETFs Might Be Good for Your 401(k)

    Should you include ETFs in your 401(k)? Perhaps. But there are cautions to observe, particularly if you intend to day trade ...
  25. Best Careers for College Grads in 2016

    College students, new grads and adults looking to retool should check out this list of hot careers.
  26. Retirees: Make More Money as a Peer-to-Peer Lender

    With interest rates keeping traditional investment returns low, peer-to-peer lending offers retirees a chance for higher ...
  27. How Big Is the Underground Economy in America?

    While the U.S. has a relatively small underground economy compared to the OECD average, since the global financial crisis ...
  28. 5 Steps to Getting Started in Investing

    “How do I start investing?” It’s a complex question and there's a lot to consider. Here's how to lay a foundation for success.
  29. A Key Tip for Making Your Nest Egg Last Longer

    Retirees who don't want to deplete their nest eggs during a bear market should make sure to do the following.
  30. How Advisors Can Get the Best Price for Their Firm

    Selling your financial advisory practice is one of the most important transactions you will complete. Here's how to be sure ...
  31. 7 Top IRA Strategies for Your Clients

    With IRA season in full swing, advisors should consider these seven strategies for clients.
  32. What It Takes to Be Confident About Retiring

    Six out of 10 Americans have at least some confidence in their ability to have a comfortable retirement. Do this to join ...
  33. 3 Tax Things to Consider for Your Investment Portfolio

    If you are getting frenetic with the tax season and haven't seen the connection between taxes and investments, here are three ...
  34. Longevity Annuities: A Salve for Volatility?

    Recent market volatility has led some investors to take a second look at longevity annuities. Here's when they are a good ...
  35. 5 Reasons to Pay Attention to UnitedHealth's Financials (UNH)

    Find out why you should care about the financial statements for UnitedHealth Group, the nation's leading health carrier, ...
  36. Netflix Caps Video Streams on AT&T, Verizon Customers (NFLX, T)

    Netflix wanted to “protect consumers from exceeding mobile data caps,” which it says may discourage future viewing.
  37. The Future of Video: Viacom, Time Warner, and Disney (NFLX, VIAB)

    Learn how Viacom, Time Warner and Disney, three giants of the TV industry, are trying to keep up with the evolution of TV ...
  38. Top 5 Companies Owned by American Express (JBLU, FLWS)

    Read about the most important subsidiaries of American Express Company, including two banks, an insurance company and a fraud ...
  39. Top 4 Companies Owned by JPMorgan (JPM)

    Read about JPMorgan Chase & Company's main operating subsidiaries, including its retail and investment banking operations ...
  40. Pros & Cons of Managing Your 401(k) Yourself

    The decision to manage your 401(k) investments should not be made lightly. These pros and cons will help you determine if ...
  41. How the Affordable Care Act Affects UnitedHealth's Profits (UNH)

    Find out why the public exchanges in the Affordable Care Act, otherwise known as Obamacare, cost America's largest insurance ...
  42. More Banks Offer Free (Actual) FICO Scores

    Lenders overwhelmingly use the FICO credit score when it comes to determining creditworthiness. And thanks to a new initiative, ...
  43. Audi Debuts 540hp R8 Spyder for 2017

    Audi introduces the 540hp R8 Spyder, the open-top companion to its current R8 coupe.
  44. 5 Ways to Create a Bidding War This Spring

    Sellers hoping to get multiple bids need more than a great location. It's going to require the right priced home and lots ...
  45. When Is a Chartered Jet Cheaper Than Business Class?

    A number of firms now market private jets as an affordable – and convenient – alternative to commercial flights. Show this ...
  46. Where to (and Not) Invest Based on Consumer Trends

    It's a volatile market, but picking winners and losers can be easier if you pay attention to consumer trends.
  47. 7 Issues to Consider When Determining Life Insurance Coverage

    Seven issues to consider when buying life insurance to ensure the coverage is tailored to meet your personal financial situation. ...
  48. Do This If Health Insurance Doesn’t Cover Your Bills

    Health insurance doesn't pay enough to help the millions of consumers who are drowning in medical debt. Are there any other ...
  49. Life Insurance With an Increasing Death Benefit

    Why buy a life insurance policy with an increasing rather than level death benefit
  50. How Is the Bank of Japan Monetizing Government Debt?

    With its massive QE program and more recent adoption of negative interest rates, it looks like the BOJ is monetizing the ...
  51. 5 Essential Financial Tips for Breadwinning Moms

    Women as households' primary breadwinners are on the rise, but it hasn't been an easy fight or transition. Here are five ...
  52. Advisors: Tips for When to Employ Living Trusts

    Revocable living trusts accomplish estate planning objectives that aren't possible with a will. Here are some of the cases ...
  53. Tax Breaks for People Over 50

    If you’re over 50 you have some tax advantages that your younger counterparts do not. Don’t submit your taxes without first ...
  54. Diamond in the Rough? U.S. Franchises in 2016 (MCD, DNKN)

    Learn about U.S. franchise growth and direction for 2016 and how changes in wage standards and consumer preferences may endanger ...
  55. The 5 Highest Paid Executives in the Consumers Sectors (LBTYA, CBS)

    Discover who the highest-paid executives in the consumer sectors are and how they reached their positions of power and influence.
  56. Why Credit Karma is Free & How it Makes Money

    Credit scores originally were built for lenders, but Credit Karma makes the system work for consumers, too – and makes money ...
  57. Is Medicare Available to Anyone Besides Retirees ?

    People think you need to be 65 before you're eligible for Medicare. But you might be eligible before then. Here's who can ...
  58. Retirement Downsizing Tips (Not Your Home)

    Worried about your budget but still want to keep your house after you retire? Check out these alternative downsizing ideas.
  59. Surprising Way to Save on Two or More Airline Tickets

    A quirk in the reservations system can make you pay extra if you don't use this special technique for buying multiple tickets ...
  60. AARP Expects Massive Caregiver Shortage by 2020

    The AARP predicts that by the year 2020 there will be a big shortage in the number of caregivers available to help the elderly. ...
  61. What Women Need to Know About Social Security

    Advisors can help female clients properly plan for claiming Social Security and take full advantage of the benefits. Here ...
  62. Money Market Funds: Still the Best Choice?

    A number of plan sponsors are facing lawsuits filed by participants centering around the low returns of money market funds. ...
  63. Tips for Tax-Efficient Retirement Plan Withdrawals

    Here's how advisors can help increase tax efficiency for clients who are withdrawing assets from retirement accounts.
  64. How Would Forced Retirement Saving Work?

    The nation needs an overhaul when it comes to better planning for retirement. Here are some proposed solutions.
  65. Starbucks Expands Rewards Program Beyond Stores (SBUX, V)

    Investors are likely hoping its new rewards program can be rewarding in the long term.
  66. How Much Will Healthcare Cost After You Retire?

    The price tag may shock you, which is why you should do some pre-retirement calculations. The fact is, Medicare is not going ...
  67. At Harvard, Expect High Tuition But Generous Aid

    Harvard University might have one of the country’s highest tuition rates, but many students pay far less thanks to a strong ...
  68. World's Top 10 Insurance Companies

    These are the 10 largest insurance companies in the world.
  69. When Volatility Taxes Your Patience & Your Portfolio

    Find out how municipal bonds can be an attractive source of after-tax income, no matter what your tax bracket.
  70. Ever-Higher Airline Fees: Will Congress Save Us?

    Democratic senators want to crack down on high fees the airlines charge for things like changing flights. The airlines say ...
  71. Medicare Part D Is Changing How You Pay for Drugs

    As the price of prescription medication rises and the population ages, insurers are looking for ways to cut costs. That's ...
  72. Automatic Emergency Brakes Will Be Standard

    Most vehicles will have automatic emergency brakes by 2022. This has far-reaching impacts, from safety to the price of insurance ...
  73. Avoid the High Cost of Cash from Travelex

    All its locations make Travelex the most convenient option for getting foreign currency. But there are cheaper alternatives ...
  74. Nike Beats Q3 EPS Estimates, Profits Surge 22% (NKE)

    Nike extended its streak of quarterly double-digit earnings increase to six, during which its earnings have risen in the ...
  75. Advisors: Clients Must Take First RMD by April 1

    For clients required to take their first required minimum distribution from a retirement account, April 1 is a key deadline ...
  76. How to Know if Your 401(k) Plan Fees Are Too High

    Finding out how much you are paying for your 401(k) plan takes some research, but you should know exactly what you are getting ...
  77. Borrow These Retirement Savings Tips from the Rich

    What can you learn from the wealthiest investors when it comes to saving for retirement? Here are their top tips.
  78. Retired? Here Are the Best Robo-Advisors for You

    Robo-advisors are often associated with young investors, but there are a few online services that cater to retirees. Here's ...
  79. Executive Retirement: Pension vs. Lump Sum

    Choosing between these two options requires making an educated guess about your lifespan and understanding your tolerance ...
  80. Oil ETFs Vs. Gas ETFs: Which Are Riskier? (UNG, USO)

    Read analyses of four crude oil and natural gas exchange-traded products (ETPs), and learn whether oil ETPs or natural gas ...
  81. 5 Safest Countries to Retire to in Latin America

    See which countries came out on top in the latest rankings – and which might appeal as a retirement destination.
  82. The Retiree Conundrum: ETFs or Mutual Funds?

    Choosing between ETFs and mutual funds depends on your knowledge of the stock and bond markets – and on how hands-on you ...
  83. Short-Sighted Retailers: Why Target is Losing the Retail Wars (TGT)

    Target has not invested enough in its long-term future, preferring instead to borrow ideas from other retailers.
  84. How Technology Is Quickly Disrupting the Insurance Industry

    As the insurance industry struggles to deal with the growing pains of a rapidly evolving tech-driven market, opportunities ...
  85. 8 Ways to Score a Cheap Flight

    Here are eight tips that will help you save money on your next airfare purchase.
  86. Alibaba Reaches Sales Milestone (BABA)

    Alibaba believes it has tons of roads left to travel and expects many more milestones to fall on its journey.
  87. Are We In a Baby Boomer Retirement Crisis?

    Data paints a gloomy picture for Baby Boomers and their retirement. So how bad is it? We take a look at the latest research. ...
  88. Top Hacks to Protect Clients from Tax Scams

    There are many ways that clients can be victimized in today’s digital world, but there are also many ways to protect against ...
  89. Difficult Client? Here's What's Really Ailing Them

    Maintaining a good working relationship with difficult clients might mean playing the role of therapist. Here's some help ...
  90. 65 or Older? Have Elective Surgery THIS Year

    This is the last year in which seniors only have to reach 7.5% of adjusted gross income before they can start deducting medical ...
  91. Landmark Partners: Investment Manager Highlight

    Read about Landmark Partners, one of the oldest and most influential secondary market, private-equity real estate investment ...
  92. Why You Suddenly Can’t Buy Gift Cards

    Fraud liability falls on the party ill-equipped to handle consumers’ chip-and-pin cards. Merchants are scaling back gift ...
  93. 5 Reasons to Update Your Living Will

    A living will protects you when you can't fully take care of yourself, but the details can be forgotten. Minds change, medicine ...
  94. Do You Have What it Takes to Be an Accredited Investor If the Rules Loosen?

    The definition of accredited investor may expand if the Senate backs the House and approves the Fair Investment Opportunities ...
  95. Healthcare Scams That Target Seniors

    Protect yourself (or family members) by being aware of these common healthcare snares – and learning how to fight back.
  96. Don’t Let These Overlooked Costs Ruin Your Retirement

    Blindly putting money aside will not optimize your retirement savings. Make sure you understand your position in relation ...
  97. Uber's Ultimate Battle: Are they App or Employer?

    Uber drivers, whose independent contractor status forms the cornerstone of the company's enormous valuation, are fighting ...
  98. Make It Legal When You Retire

    If you haven’t done your estate planning, named a power of attorney and considered your legacy, you still have some pre-retirement ...
  99. The Winners of 2016's Launch Festival

    Technology is revolutionizing the way we live and this year's 2016 Launch Festival winners give you a glimpse into what the ...
  100. Strategies for Protecting Your Income from Taxes

    Taxes are difficult to avoid, but there are many strategies you can find to help ward them off a bit. Here are a handful ...
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