Personal Finance Articles

  1. When is Dual Citizenship Not a Good Idea?

    It may sound useful, but there are a number of reasons that make dual citizenship a questionable choice.
  2. Retire in Australia with $200,000 of Savings?

    Maybe. Thanks to a strong U.S. dollar, Australia has become more affordable, at least for Americans.
  3. Study Abroad: Budget for Germany

    One of the best investments you can make is in study abroad. And Germany, with some of the world's top universities, is surprisingly ...
  4. Who Actually Owns Student Loan Debt?

    Find out how the U.S. federal government effectively nationalized the American student loan market with a small section of ...
  5. Retire in Vietnam with $200,000 Of Savings?

    An excellent retirement "buy" because English is spoken widely, the cost of living is compellingly low and Americans are ...
  6. Summer Interns: Time to Focus on Long-Term Gains

    Thinking about long-term financial and retirement goals can be tough for young folks just launching their careers. But here's ...
  7. How to Sort Out Taxes on an Inherited 401(k)

    With inherited assets, if not handled properly, you may lose a good chunk of the sum to taxes. Here are some tips on how ...
  8. What Advisors Need to Know about ABLE Accounts

    ABLE plans represent a low-cost alternative to special needs trusts, and they can also be used in conjunction with them. ...
  9. Top 3 Voya Funds for Retirement (IVGTX,ITCSX,IJMIX)

    Learn about Voya Investment Management's mutual fund offerings and the three Voya funds to consider for retirement diversification ...
  10. College Funding Decisions: 529 and Custodial Plans

    A look at the differences between custodial accounts and 529 plans, including which to draw upon first to begin funding your ...
  11. AWSHX: Top 4 Mutual Fund Holders of Coca-Cola

    Discover the top four largest mutual fund holders of Coca-Cola shares, and determine if their investment strategy can help ...
  12. How Did George Soros Get Rich?

    The Holocaust survivor made others wealthy on his way to becoming one of the richest people in the world.
  13. Is a Crook Hiding in Donald Trump's Taxes?

    Jody Kriss may be no Boy Scout, but his contract with Trump called for him to get 10% on the Donald’s SoHo hotel. He says ...
  14. Market Timing Tips & Rules You Should Know

    Market timing rules benefit investments by finding the best prices and times to take exposure and book profits.
  15. The Top 5 Skills Every Actuary Needs

    The actuary profession is growing fast. Here's a look at the majors and top skills one needs to become a successful actuary.
  16. Five Sports That Shouldn't Be In The Olympics

    The Rio Olympics have 28 sports competing, the maximum allowed under IOC rules. According to Investopedia's Aaron Hankin, ...
  17. Top Strategies on How to Become a Stock Broker

    Gunning to be a stock broker and want an edge? Here's some veteran advice.
  18. A Defined Benefit Plan for Small Business Owners

    Wish you had a pension to help see you through your retirement? Today, small business owners may be able to create their ...
  19. Should You Increase Your Credit Card Limit?

    Should you ask for a credit limit increase? The answer is yes, and there are several good reasons why.
  20. 10 Characteristics of Successful Entrepreneurs

    Being a successful entrepreneurs requires more than just an idea or a lot of money. Here are ten things that set successful ...
  21. Laws That Help Low Income Retirement

    If you're retired – or about to be – and money is tight, look to these programs and other benefits for help should you need ...
  22. 5 Fintech Firms Emerging in Canada

    These emerging Canadian fintech companies have attracted the attention of some big-name investors and customers.
  23. Credit Card or Cash?

    Credit cards are convenient to use, but not always the best choice. Here are 5 times you shouldn't pay with a credit card ...
  24. Class of 2016: Time to Start Retirement Planning

    Recent college graduates should start saving for retirement now–here's how to go about it.
  25. Which is Right for You: MBA or Master's in Finance?

    While an MBA offers more flexibility in terms of curriculum and ability to take classes part time, a Master's of Finance ...
  26. How Advisors Can Win at SEO with Their Websites

    Given the competition from other financial advisors, it is wise for you to practice good SEO to increase your chances of ...
  27. Family Business Estate Tax Loophole Could Be Closed

    The Treasury department is aiming to close a loophole that would result in higher estate and gift taxes for some wealthy ...
  28. IRS Allows Mortgage Deduction for Unwed Couples

    Single taxpayers who co-own one or more of their homes with another person can now each claim a deduction for the mortgage ...
  29. Student Loan Debt: Which States & Schools Cost Most/Least

    Student loan debt affects 43 million Americans. A new report from LendEDU breaks down the most significant borrower trends ...
  30. Top 4 Companies that Consolidate Private Student Loans (CFG)

    Consolidating your student loans can save you money.
  31. 10 Hottest Startups in 2016

    Transportation apps lead the group, along with a communication solutions provider and an innovative freelance startup.
  32. How the Banana Republic Credit Card Works

    For consumers who pay off their balances every month, the perks offered by the Banana Republic credit card may be worth your ...
  33. Money and Minimalism: The New American Dream

    The American Dream always called for big spending on big items, but maybe it's time to rethink how our money can get us there.
  34. New Money Market Regulations: What You Need to Know

    New money market regulations set to go into effect in October will change the face of an important investment option for ...
  35. MBA or CFA: Which Is Better for a Career in Finance?

    Potential financial advisors, analysts or asset managers have many credentials and degrees from which to choose. Here's a ...
  36. 5 Planning Tips for Gen X and Millennials

    Gen X and Gen Y to need to get their finances in order, so here are some tips to get started.
  37. How a Website Can Grow Your Financial Advisory Firm

    Everybody—including potential clients—goes online to find what they need. So your website should be helping to grow your ...
  38. Why Spain's Sovereign Debt Is Outshining Italy's

    Spanish 10-year government bonds have been trading at a lower yield than Italy, which has significantly larger economy
  39. 5 Investment Mistakes You Might Be Making

    Investing and making the right financial decisions isn’t always easy. But recognizing potential mistakes ahead of time can ...
  40. The Overlooked Benefits of Roth Accounts

    Roth IRAs and Roth retirement accounts can be powerful tax planning tools when used prudently. Here are some often overlooked ...
  41. How to Help Female Clients Retire Successfully

    Financial advisors working with female clients need to take their unique needs into account to ensure they retire successfully. ...
  42. 5 Reasons to Retire in Canada

    From proximity to the U.S. to affordable healthcare, there are at least 5 great reasons to consider moving to Canada for ...
  43. Here’s Why You May Be Blocked From HSAs Next Year

    A health savings account can help you save for medical expenses, but starting in 2017 it may be harder to get if your insurance ...
  44. How Banks Are Dealing With Low Interest Rates

    A surge in mortgages may help banks offset thin profit margins in the prolonged low-interest-rate environment.
  45. The 4 Basic Elements of Stock Value

    Investors use these four measures to determine a stock's worth. Find out how to use them.
  46. Is Life Insurance From Your Employer Enough?

    Covering the needs of the ones you would leave behind is not easy. But efforts to secure a life insurance policy outside ...
  47. How to Build a Credit Report for Your Adult Child

    They may not be true adults yet, but you can start building a credit history for your young adult children now.
  48. How to be a Top Financial Advisor

    The best advisors love what they do for a living, but they also know what to do to get to the top. This shared advice can ...
  49. How Credit Card Companies Make Money

    Credit card companies reap rich rewards for extending credit to consumers. Here's how.
  50. Donald Trump Takes a Stand on 401(k) Investments

    The Donald Trump approach to 401(k) investments could be a recipe for long-term disaster for investors with a longer time ...
  51. How the Victoria's Secret Credit Card Works: Benefits and Rewards (LB)

    Here's how the Victoria's Secret credit card works: application process, the benefits, the downfalls and the other pertinent ...
  52. The Vanguard Effect: Lower Expenses, Higher Returns

    Vanguard distinguishes itself by being the low-cost provider in a crowded field of mutual funds and ETFs.
  53. Are Mortgage Rates Going Up? 3 Indicators to Watch

    Watch these indicators to see if or when mortgage rates will rise, and why the Federal Funds rate is not a key indicator.
  54. Entrepreneurs Make Money: Why, How, Where & When

    Why, how, where and when do entrepreneurs make money? Eleven stages or "terms" that entrepreneurs and their ventures go through ...
  55. Medical Professionals: How to Pay Off Those Loans

    After years of medical school, the last thing you want to be worried about is money. What are your options when it comes ...
  56. Improve Your Credit Score by Adding a Credit Card

    Find out how adding a credit card account can help increase your credit score, and discover what to do to avoid it hurting ...
  57. Stock Safety: Top 3 Ways to Limit Your Losses

    First time stock investors may ask: is there any way to buy insurance on stocks to prevent losses?
  58. Top 10 Most Expensive Cities in the U.S.

    New York City tops the list of most expensive cities in the US, and five of them are located in California.
  59. Resume Strategies to Get That Finance Job

    What to include – and leave out – to create the kind of resume that will get you the interview that lands you the job.
  60. How the Long-Term Care Insurance World Is Changing

    The long-term care insurance market is continually changing and prices routinely go up. This is an overview of what to expect ...
  61. 6 Signs You're Not Spending Enough

    If the sleeves of all your shirts are frayed and even your thrifty friends think you're a tightwad, consider reading this ...
  62. CPA Exam Tips

    Tips for the CPA exam - how to approach it, what to expect, and the time it takes to complete.
  63. What's the Best Thing to Do with $100K in Cash?

    Have you suddenly found yourself with an extra $100,000 on hand? If so, here are some ways to put it to work (and some lessons ...
  64. SAT Vs. ACT: 6 Key Differences

    While there's some overlap in content, the ACT and SAT exams have significant differences that students should consider before ...
  65. The Hottest Jobs for Today’s College Grads

    Job prospects are better than they’ve been in a long time for recent college graduates. Here are the careers that offer the ...
  66. The Top 5 Personal Finance Experts to Follow in 2016

    Here is a look at five money and investing experts who can help you reach your financial goals for 2016.
  67. The 2 Top Paying Majors for Students Today

    The two highest paying majors in America.
  68. Top 5 Sport Stocks of 2016 (NKE, UA)

    With the Rio Olympics putting athletic wear in the spotlight, these five stocks are well positioned to benefit.
  69. What Are the Biggest Risks Associated With Banks Today?

    Evolving mechanisms and techniques of cybercrime have become the most severe risk associated with banks today.
  70. Top 7 Most Common Financial Mistakes

    Choose fortune over disaster by avoiding these money traps.
  71. An SEC Database for Checking Up on Competition

    Financial advisors can use the IAPD disclosure site, which is operated by the SEC, to check in on the competition.
  72. Why You Need to Find the Right IRA Beneficiary

    It definitely matters who you pick as your IRA beneficiary—and how you go about it. And in some cases, your best option may ...
  73. Why Japan May Be the First to Get Helicopter Money

    Could Japan could be the first country to implement helicopter money to stave off deflation, increase inflation rates and ...
  74. Hey, Newlyweds: Say 'I Do' to Combining Finances

    These tips for newlyweds will ensure that both partners are on the same page when it comes to joining finances for the first ...
  75. The Top Secrets to Building Wealth

    Making savings automatic and regular is instrumental when it comes to building wealth. Mindful spending is also helpful if ...
  76. 5 Articles to Refresh Your Financial Literacy

    Being smart about things financial can make the difference between a shaky future and a comfortable one
  77. Defining the 3 Types of Investments

    The first step to being a successful investor is knowing what is and isn't an investment.
  78. Why Flying and Working with Advisors Are Similar

    When we fly, we put our trust in a number of different strangers. Working with a financial advisor for the first time requires ...
  79. How to Outsource Work: 2 Tips for Business Owners

    Small business owner can increase efficiency and profits by outsourcing routine functions such as bookkeeping and payroll.
  80. Section 125 Plan (Cafeteria Plan): How Does It Work?

    Learn about section 125 cafeteria plans, who is allowed to use one, how it works, the benefits it provides, and how to set ...
  81. How to Make Investing Uncomplicated

    Investing is not rocket science. If you have a consistent investment strategy, you will be rewarded in the long run. Start ...
  82. The Top 3 Alternatives to Student Loans

    There are ways to attend college without getting into debt.
  83. Debt Avalanche vs. Debt Snowball: Which Is Best For You?

    There are two distinct methods to pay off debt: the debt avalanche way and the debt snowball way. Here’s how to find out ...
  84. Does It Pay Off to Attend Community College?

    Associate degree holders in some professions can earn more than bachelor's degree holders.
  85. 6 Countries With Virtually Free College Tuition

    Some countries in Europe, such as Norway, Finland and Slovenia, provide free university education for all students.
  86. Life Insurance Without Physical Exam: What's the Catch?

    The advantages and disadvantages of medical exam-free life insurance.
  87. 3 Mistakes That Can Ruin Your Retirement Abroad

    Retirement abroad can be a great way to save some money and see the world, but without proper planning it could end up being ...
  88. 5 Surprising Things That Will Hurt Your Credit Score

    Here are five ways that you can damage your credit score without even knowing it.
  89. Top 3 Health Insurance Options if You Retire Early

    Early retirees will need to maintain coverage until they become Medicare-eligible at age 65.
  90. How Did Carl Icahn Get Rich?

    Carl Icahn became wealthy as a corporate raider by buying large stakes and manipulating the company's decisions to increase ...
  91. 5 Assets Only The Ultra Rich Can Afford

    Yacht? Private jet? Not that unusual. If you’re rolling in the big bucks, you can buy something much more interesting.
  92. Why Some Millionaires Have the Middle-Class Blues

    Recent studies show that a large percentage of U.S. millionaires classify themselves as middle class. Here's why.
  93. Regression Basics For Business Analysis

    This tool is easy to use and can provide valuable information on financial analysis and forecasting. Find out how.
  94. 5 Top Ways to Double Your Investment

    From risky maneuvers to slow-and-steady strategies, we look at five methods to double your money.
  95. 7 Things You Should Say In An Interview

    Slip these simple phrases into your next interview and you'll have a great chance at landing the job.
  96. The Five Biggest Stock Market Myths

    Stocks that go down must come up, right? Wrong. We bust this myth and four other common market misconceptions.
  97. The Main Differences between Credit Unions and Banks

    Consumers should know the main differences between credit unions and commercial banks when deciding where to do business. ...
  98. A Beginner's Guide to Tax-Efficient Investing

    Find out how to manage your portfolio to minimize your tax burden.
  99. J.D. Rockefeller: From Oil Baron To Billionaire

    Almost 80 years after his death, this man remains one of the great figures of Wall Street.
  100. An America with Donald Trump as President

    Take a closer look at some of policy proposals from Republican presidential candidate Donald Trump, and what a future with ...
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