Personal Finance Articles

  1. Why Working Longer To Save More Is A Bad Strategy

    If your retirement plan mostly consists of working longer to earn and save more money, you might need to rethink that strategy.
  2. 7 Sentences Successful People Never Say

    Success & wealth are not something that can be accomplished overnight. Here, we interviewed more than a thousand millionaires ...
  3. Should You Care About The Rising Cost Of College?

    It’s nearly graduation season, so it’s time to weigh in on why you should care about rising college costs, paying for tuition ...
  4. Market Timing Tips & Rules You Should Know

    Market timing rules benefit investments by finding the best prices and times to take exposure and book profits.
  5. How UnitedHealth Group Makes its Money

    Here's how UnitedHealth Group, poised to grow even more, rakes it in.
  6. Tips for Small RIAs Looking to Grow

    Smaller RIAs looking to grow should have a long-term goal and method for winning new clients, new staff and investing in ...
  7. How to Avoid the Top Financial Advisor Scams

    Investors need to be wary of financial advisor scams. Here are the most common and how you can protected yourself.
  8. New Tax Pitfalls to Avoid

    Although the normal litany of adjustments have been made to the tax code, there are several more unique issues that taxpayers ...
  9. Who Spends More On The Military China Or The U.S.?

    Long the military top dog in the Pacific and the world, the U.S. now faces rising pressure from China. How do the two countries' ...
  10. Azim Premji: India's Generous Manufacturing Mogul

    Azim Premji transformed a cooking fat company into a conglomerate that's advanced India's IT sector, but he's also someone ...
  11. Auto Insurance: Paying By The Mile Vs. Monthly

    Would you benefit if you bought your auto insurance by the mile instead of simply paying a flat monthly premium?
  12. Retire In Australia With $200,000 Of Savings?

    Maybe. Thanks to a strong U.S. dollar, Australia has become more affordable, at least for Americans.
  13. Don't Lose Your Wealth Due To Healthcare Costs

    This article will highlight the use of an ILIT type of trust to protect wealth in the case of serious illness and transfer ...
  14. How Auto Insurance By The Mile Works

    If you don't drive much, would auto insurance cost less if you paid by the mile? Consumers in some states are finding out.
  15. Jumping On Retail With ETFs

    Retail ETFs offer limited trading and investment choices, with two primary funds and a single illiquid leveraged fund.
  16. Putin Says Russian Economy Healing - Is He Right?

    Putin claims the Russian economy has turned the corner. Is he right or is it just the oil price?
  17. Is My Health Insurance Good Abroad?

    Which emergencies will your health insurance cover (or not cover) if you get sick in a foreign country? Here's how to protect ...
  18. Can Tradier's Brokerage API Replace Traditional Brokers?

    Tradier, an up-and-coming brokerage firm that’s carving a niche for itself as the world’s “first brokerage API company,” ...
  19. How Big Data Has Changed Insurance

    No longer confined to technology, big data has become integral to providing solutions to the insurance industry's long standing ...
  20. Tips for Addressing a Client's Mental State

    Advisors and therapists need to recognize their limitations when it comes to dealing with clients and patients on matters ...
  21. Due Diligence Tips for Investing in Alternatives

    Alternative investments can provide unique benefits to clients for whom they are suitable. But do your due diligence and ...
  22. Africa's Rapid Tech Advancement Drawing Investors

    The rapid adoption of technology, and the proliferation of startups, in Africa have created excellent investment opportunities.
  23. Growing Consumer Market For Wearable Technology

    Wearable technology is rapidly on the rise, and so are investments in such projects, which include apps for Apple's new watch ...
  24. How to Convince Savers to Put More into HSAs

    HSAs represent a fourth leg on the retirement planning stool. Here's what employees and employers need to know.
  25. Retire In Thailand With $200,000 Of Savings?

    How long would $200,000 in the bank last if you retired to Thailand? Pretty long, especially if you also get Social Security.
  26. Can My Retirement & Social Security Be Garnished?

    You have some protection from creditors, but it's limited. Here's a quick run-down of what to expect.
  27. Target Date Funds: More Popular, Cheaper Than Ever

    How target date funds can help investors weather volatility when it comes to saving for retirement.
  28. How Ecommerce Titan eBay Makes its Money

    eBay is a $68 billion ecommerce titan. Here's why.
  29. How Big Data Has Changed Healthcare

    Like many other industries, healthcare has adapted to data analytics not only for its financial returns but also improving ...
  30. The Story Behind Apple's Success

    The marketing helps, and the media and fan frenzy never hurt; but it is the quality of the products that drive Apple's success. ...
  31. Best Websites For Big Pharma Jobs

    If the big numbers (jobs, career options, locations) of big pharma are pulling you toward that industry, here's how to find ...
  32. Top 4 Ways to Invest Tax Free

    When you're ready to invest, start by looking at these 4 tax-advantaged ways to build your portfolio and your future.
  33. Choosing A Mobile App For On-The-Go Business Needs

    There are mobile apps which cater to the needs of you and your business if your business activities involve moving around, ...
  34. Get the Best Freelance Rates for Your Work

    Smart strategies for estimating costs, researching fees, pricing projects and getting your rate for a range of clients.
  35. How To Increase Your Appeal To Prospective Lenders

    Making a business eligible for loans/credit cards at the best possible rates requires crafting an excellent credit profile ...
  36. Why Some Advisors are Shy to Convert Roth IRAs

    Potential upcoming changes from the Obama Administration could hit rollovers from traditional to Roth IRAs, and that has ...
  37. Yes, You Can! Tips To Get A New Job In Your 50s

    Competence in your work and loyalty to your tasks are only part of what you need to become highly employable. Cultivate these ...
  38. Missed The Tax Return Deadline? Here's What To Do

    Most important: Do it now.
  39. How to Fund Retirement with Insurance

    So you've contributed the max to all available retirement what? Consider a permanent life insurance policy ...
  40. How Big Data Has Changed Marketing

    Big data has enabled marketers to enhance their customer engagement and customer retention strategies by providing insight ...
  41. Top Bachelor Degree For A Hedgefund Career

    From economics to statistic analysis, certain bachelor's degrees make graduates more qualified for landing highly sought ...
  42. How Big Data Has Changed Sports

    Big data is transforming sports analytics by helping managers measure individual performance and the most effective game ...
  43. Should You Track The Cost Of Retirement Income?

    Today, workers face a challenge when saving for retirement, because retirement income is getting more expensive, and the ...
  44. Cost-Free Connection Of Target Groups To Marketers

    ZipDial spotted a niche marketing opportunity in the area of “missed calls” and developed a business around it. Here is how ...
  45. The Funds Keep Flowing Into Indian Tech Startups

    Investors are increasingly turning their attention to Indian tech startup companies. Billions of dollars are flowing into ...
  46. Expat's Guide To Bank Accounts In The Philippines

    You'll need an ACR I-Card and other documents to open a bank account in the Philippines. Be sure to read the fine print about ...
  47. Facing Retirement? Look Beyond 100% Bonds

    Retiring doesn't mean putting all your money in bonds. There are two things to consider when it comes to be invested in bonds: ...
  48. How to Prep Your Portfolio for Down Markets

    Down markets are a reality that can kneecap your retirement withdrawal plans. Minimize the pain with these strategies.
  49. Will Tesla Cars Ever Be Affordable?

    Tesla cars are highly sought after, but also command a very high price tag.
  50. The Story Behind Google's Success

    An ongoing commitment to innovation and rapid iteration drives Google's ongoing success.
  51. What Are The Best Mobile Banking Apps?

    As a society we expect to have 24/7 access to everything in our lives, our bank accounts included.
  52. Weak Oil, Sanctions' Bite, Mean Misery for Russia

    Low oil prices, coupled with crippling sanctions, will mean Russia will suffer declining growth and vicious inflation for ...
  53. Best Websites For Engineering Jobs

    Start with industry-specialized websites, but cast a wide net to look for engineering jobs that are the best fit for your ...
  54. How Much Money Do You Need To Retire In Hawaii?

    The Aloha State remains an idyllic place to retire, but at what cost? From rent to cereal to gasoline, we look at the hidden ...
  55. Why Do Employers Have To Fill Out The I-9 Form?

    With all the employment opportunities in the U.S. attracting people from around the world, the I-9 form establishes who is ...
  56. Are Taxes the Solution for Income Inequality?

    Income inequality continues to increase. Why? And are taxes the solution?
  57. This Gold ETF is Fine for Traders, Not Investors

    A look under the hood of the Direxion Daily Gold Miners Bull 3X ETF.
  58. WePay vs. PayPal Fees

    WePay and Paypal facilitate payments between businesses and people. Which one should you go with?
  59. How To Profit From Solar Energy

    Once regarded as too expensive and inefficient, solar energy is now becoming a more viable option for consumers and businesses ...
  60. Understand The Math Behind Betting Odds & Gambling

    A betting opportunity should be considered valuable if the probability assessed for an outcome is higher than the implied ...
  61. Which Are The World's Top Tourist Cities?

    Forget off the beaten track. Which cities attract the most tourists? Should you be one of them?
  62. Best Websites For Tech & IT Jobs

    If you're headed for a tech job, you've chosen a field packed with opportunity. Here's how to locate the jobs that are the ...
  63. Employer? Steps To Fill Out Immigration's I-9 Form

    Step-by-step, here's how you and the employee you've hired fill out this required form from the U.S. Citizenship and Immigration ...
  64. Is it Worth Saving Up for a Bigger Down Payment?

    There are numerous low-down-payment mortgage options out there, but sometimes it makes sense to build up your savings so ...
  65. Bitcoin Transactions Vs. Credit Card Transactions

    We provide an overview of the differences between bitcoin and credit card transactions, and the advantages of using one over ...
  66. What Do Investment Bankers Really Do?

    Investment bankers are essentially corporate financial advisors and can help companies manage the process of raising financing ...
  67. Best ETFs for Inflationary Worries

    Inflation may have been muted over the last few years, but that doesn’t mean investors should forget about it.
  68. Real Estate Advice for Recent Retirees

    What retirees need to consider when it come to making real estate decisions.
  69. How Altria Lights Up Portfolios

    A look at how the highly profitable brands of tobacco giant Altria just won't quit.
  70. Top 3 Retirement Cities In Arizona

    The desert lifestyle is only one of the attractions of these Arizona cities. The cost of living isn't so bad, either.
  71. New Battery Technology Investment Opportunities

    With the advent of mobile computing and electric cars, the importance of batteries for electrical power will continue to ...
  72. The Best Websites For Fashion Jobs

    If working in fashion is your goal, these websites can help you make it a reality.
  73. 10 Must-Know Questions To Ask A Home Seller

    To get a sense of what the home you're considering buying is really like, it helps to talk to the seller.
  74. IUL Insurance: An Alternative Retirement Plan?

    Indexed universal life insurance is the rise. But critics argue that wisely allocated IRA and 401(k) funds will normally ...
  75. Insider Tips For Saving On Cruises

    Savvy insights will help you navigate the choices and avoid some money drains on your first cruises.
  76. Presidential Candidates And Wall Street In 2016

    Wall Street's influence will play a large role in the 2016 presidential race. As election season begins, candidates are showing ...
  77. A Guide to Financial Education for Doctors

    Doctors need to choose the educational option which best fits his or her time, schedule and learning preference. Here's a ...
  78. Top Retirement Planning Tips for Singles

    Single clients often face an uphill battle when it comes to retirement planning. Here are some tips to get them on the right ...
  79. Investing Early In The Future of Data Security

    Data breaches are becoming increasingly common. Among the foremost technologies paving the path for the future of data security ...
  80. Find The Top Retirement Cities In Australia

    Australia has some of the world's most livable cities. Did we mention the beaches?
  81. Is A 30-Year Mortgage Really Best?

    It's the most popular choice, but home buyers with 30-year mortgages may be paying more to finance their home than they need ...
  82. What Are The Pros and Cons Of A 15-Year Mortgage?

    The shorter term, and higher monthly payment, are only part of the picture.
  83. Which Is Better: A 30-Year Or 15-Year Mortgage?

    The difference in monthly payments is what homebuyers think of first when they compare the two. But have you considered these ...
  84. Top 10 Cities For Grads To Get Jobs

    A look at latest employment stats.
  85. Retire In Vietnam With $200,000 Of Savings?

    An excellent retirement "buy" because English is spoken widely, the cost of living is compellingly low, and Americans are ...
  86. Top Credit Cards For The Ultra Rich

    Only a few people qualify for these elite cards. The question is, are the lush perks big bucks can buy you worth the cost? ...
  87. How Advisors Can Help Clients Spot Elder Scams

    Financial crimes against the elderly are on the upswing. Here's what financial advisors can do to help protect their most ...
  88. Tips for Retiring Without Long Term Care Insurance

    Long term care insurance is as pricey as it is important. Here are tips for how to manage retirement and meet healthcare ...
  89. Tips for Breaking the Ice with New Clients

    Tips and methods to ensure a successful start to client/advisor relationships.
  90. Maximize Your Chase Ultimate Rewards Points

    With more than one Chase card that gives Ultimate Rewards points, you can sometimes use the system to stretch your awards ...
  91. How Agile Project Management Changed Zara

    Zara has created a competitive advantage in the retail industry by using a supply chain centered on agile project management. ...
  92. The Economic Cost Of An Obese Society

    Slowly becoming a global health epidemic, the prevalence of obesity has risen drastically over the past two decades.
  93. Budget-Stretching Gardening Tips

    A bakers dozen of easy, budget-stretching garden ideas just in time for spring and summer planting.
  94. Some Tax Considerations For Your Retirement Income

    Even if you don’t plan to retire, it’s still a good idea to think ahead about where to live, your income and how it all interacts ...
  95. Best Websites To Find A Job In Finance

    Using the right job boards for your industry can dramatically reduce the time it takes to find gainful employment. And hiring ...
  96. Top 7 Cities For Retiring In Thailand

    Beautiful Thailand has beaches, cities, affordable health care, plus cultural attractions and great cuisine, No wonder it's ...
  97. Advisors Should Consider a 'Dementia Protocol'

    Diminishing mental capacity can strike any aging client, that's why advisors should push clients and their families to incorporate ...
  98. 5 Vital Questions Advisors Should Ask New Clients

    By asking the right questions, listening and building trust, investors and their financial advisors can get the most out ...
  99. The Story Behind Shake Shack's Success

    A humble Madison Square Park hot dog stand grew to become a gourmet casual food powerhouse in a classic American success ...
  100. How The IRS Catches Tax Cheats & Liars

    When civil and criminal penalties don't deter people from skipping out on their taxes, the IRS has other tools it can use.
Hot Definitions
  1. Real Estate Investment Trust - REIT

    A REIT is a type of security that invests in real estate through property or mortgages and often trades on major exchanges ...
  2. Section 1231 Property

    A tax term relating to depreciable business property that has been held for over a year. Section 1231 property includes buildings, ...
  3. Term Deposit

    A deposit held at a financial institution that has a fixed term, and guarantees return of principal.
  4. Zero-Sum Game

    A situation in which one person’s gain is equivalent to another’s loss, so that the net change in wealth or benefit is zero. ...
  5. Capitalization Rate

    The rate of return on a real estate investment property based on the income that the property is expected to generate.
  6. Gross Profit

    A company's total revenue (equivalent to total sales) minus the cost of goods sold. Gross profit is the profit a company ...
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