Personal Finance Articles

  1. Markets: Tricks or Treats for the End of the Year?

    From a market perspective, September and October tend to be the worst performing months historically. Here's how to get through ...
  2. Including Personal Safety Costs in Your Budget

    What are the costs of keeping yourself and your money safe? Here we try to come up with an estimate.
  3. 529 Plan or Coverdell? How to Choose College Savings Plans

    There are two options when it comes to tax-free college savings plans: a 529 plan or a Coverdell ESA. Here's how they compare. ...
  4. 10 Ways to Deal with Boomerang Kids

    When your adult child becomes a boomerang kid and comes back home to live, you need a plan that preserves your sanity and ...
  5. 4 Books Every Retiree Should Read

    Learn more about the current financial situations retirees are facing and discover four books that every prospective and ...
  6. Should You Buy Stock or an ETF?

    No all investment vehicles are suited for each individual investor.
  7. 6 Reasons Not to Recharacterize Your Roth IRA

    If you're thinking of recharacterizing your Roth IRA into a traditional IRA account, here are six compelling reasons why ...
  8. The Best Strategies to Maximize Your 401(k)

    Use these tips to watch your retirement nest egg grow from quarter to quarter.
  9. Change These 5 Habits & Build Up Your Nest Egg

    Saving for retirement is a long-term goal. See if any of these five easy-to-get-into habits are quietly undermining your ...
  10. Understanding Risk is Key to Your Investing Strategy

    Here's why considering all types of risk is crucial for a successful investment plan.
  11. How to Help Clients Invest an Inheritance

    Here's how to help clients invest an inheritance to ensure they have a solid retirement nest egg.
  12. Retirement for Advisors: Transitioning to a Lifestyle Practice

    Advisors who are nearing the end of their careers also need to think about how they would like to transition out of their ...
  13. Forget Gold—Base Metals Are Back

    Everyone is talking about gold hitting a monthly high, but don’t let the shiny metal blind you to what is happening with ...
  14. How to Choose the Right Real Estate Broker

    Buying or selling a home can be the largest financial transactions of your life. Here's how to choose the right real estate ...
  15. An Inside Look At ETF Construction

    Everything you need to know about these versatile and ubiquitous investment vehicles.
  16. Fiduciary Rule Fuels M&A Among Advisory Firms

    M&A among advisory firms is on the rise in the wake of the new fiduciary rule.
  17. DOL Releases First Round of Fiduciary Rule FAQs

    The DOL has published the first round of FAQs, answers to 34 frequently asked questions, on the new fiduciary rule.
  18. Three ProShares ETFs to Short the S&P 500 (SH, SDS)

    Discover the best three exchange-traded-funds to short the S&P 500, and learn how to avoid the negative compounding effect ...
  19. Trying to Beat the Market? Do This Instead

    Trying to beat the market? These methods are much more likely to lead to investing success.
  20. Why Investing Doesn't Have to Be Confusing

    As John Oliver explained, many retirement investors are overwhelmed by their plans. But investing doesn't have to be complicated.
  21. 5 Things to Teach Your Kids about Money

    Are you helping or hurting your kids financially? What you teach them about money makes a difference.
  22. 5 Reasons to Convert a Roth To a Traditional IRA

    Here's a quintet of cases when the traditional IRA trumps the Roth version.
  23. 6 Things Retirees Should Know About Obamacare

    How will health insurance coverage change when you stop working? Here is a need-to-know short list of factors.
  24. Big Financial Firms Are Betting on Bank Chatbots

    Big financial firms are building chatbot technology into full-service automated assistants that can help customers with almost ...
  25. Why Donald Trump May Never Pay Federal Income Tax Again

    The alleged billionaire, last known to have paid up in 1977, may not have to until 2042 - if then.
  26. What Is Purchasing Power Parity? (PPP)

    Purchasing Power Parity (PPP) is an economic theory that compares different countries' currencies through a market "basket ...
  27. Advisors: Tips on Attracting the Best Types of Clients

    There are several steps that financial advisors can take to find the ideal client, and to weed out ones they'd least prefer ...
  28. How To Pump Up Your Portfolio With ETFs

    These funds trade like stocks, provide diversification, reduce risk and increase returns.
  29. 5 Year-End Tax Tips You Should Consider

    Here are five things you need to do before December 31 to gain certain tax benefits or avoid penalties.
  30. The Career Benefits of Vocational Training Programs

    These are the benefits of a vocational program, also known as career and technical education.
  31. Save More for Retirement With This Spending Plan

    Too busy to plan for retirement? Curtail your expenses and increase your savings in only a couple of hours, by implementing ...
  32. The 6 Top First Class Airport Lounges in the World

    The perks of first-class travel kick in long before you board your plane. Here, the treats that await in the world's top ...
  33. Using ETFs To Build A Cost-Effective Portfolio

    ETFs are a viable alternative to mutual funds, but before you invest, there are a few things you should know.
  34. The Gold Showdown: ETFs Vs. Futures

    ETFs and gold futures are two ways to diversify into the metals asset class, but there are advantages and disadvantages to ...
  35. Top Penny Stocks for November 2016 (CGNT)

    These five penny stocks trading on U.S. public exchanges were poised to gain substantial ground in November 2016.
  36. The 5 Best Places to Retire in Oregon

    The best places to retire in Oregon all have something in common: abundant natural beauty. However, it isn't among the cheaper ...
  37. Energy ETFs vs. Energy Mutual Funds: Which are Better? (XLE, BNO)

    For investors looking to gain exposure to the energy sector in preparation for a rebound, there are a number of possible ...
  38. Top Cyber Security Risks for Financial Advisors

    Cyber crime is on the rise. Here's what advisory firms, big and small, need to be aware of and how to prepare.
  39. 7 Steps to Advisor SEO Success

    These seven tips will help optimize search engine optimization, which is crucial to get maximum exposure and help prospects ...
  40. Better for Young Investors: ETFs or Mutual Funds?

    Choosing ETFs versus mutual funds can be a tough decision for young investors. Here are some things to consider for each.
  41. Why Focusing on One Niche Can Hurt Financial Advisors

    Niche marketing can be extremely lucrative, but it also comes with some drawbacks that financial advisors should be aware ...
  42. Here's One Tech Solution to the Fiduciary Rule for Advisors

    New technology is helping advisors to stay on top of compliance issues and meet the fiduciary standard—among other things. ...
  43. When Is the Right Time to Change From Mutual Funds to ETFs

    Find out how to determine when it's the right time for you to switch from mutual funds to ETFs, including the benefits of ...
  44. Why Leveraged ETFs Are Not a Long-Term Bet

    Leveraged ETFs aren't for the average investor. They can, however, present significant upside potential for the right type ...
  45. The Rise in Real Estate Isn't a Bubble

    Inventories and rates of new building do not show the speculative froth of 2008-2009.
  46. Do You Know How Your Clients Will Change By 2021?

    Here are some ways that independent financial advisor firms can be prepared to serve the evolving clients of 2021 and beyond.
  47. This One Thing Can Ruin Your Advisory Firm's Website

    Content may be king, but it won't matter how good your blog is if would-be readers click away before the page loads.
  48. 403(b)s Among Plans Not Covered by New Fiduciary Rule

    Some retirement plans, including 403(b)s, are not covered by the DOL's new fiduciary rule. Here's what it means.
  49. ETF Or ETN? What's The Difference?

    ETFs are exponentially larger in collective volume than ETNs, but ETFs receive more attention from retail investors.
  50. Investing in Bonds: A Look at Returns and Risks

    A look at the risks, returns and ratings of different types of bonds.
  51. Advantages and Disadvantages Of ETFs

    You've probably heard that ETFs are better than mutual funds, but you need to consider all aspects before investing.
  52. Buying a New Home? Here Are the Costs You Need to Know

    Here's a look at many of the costs that come with buying a home.
  53. Collectibles as Investments: What to Buy?

    Collectibles can be a viable investment for those who do their homework but investors need to be aware of the potential pitfalls.
  54. The Advantages of an Active Investment Management

    A look at active management and what it potentially offers investors.
  55. The 5 Best Ways to Start Building Wealth

    There is a big difference between earning money and being wealthy. Here are some ideas to get you on track to grow your wealth.
  56. Does Your Advisor Let Emotions Impact Investments?

    Many investors fall into the trap of chasing investment returns. Do financial advisors suffer from the same issue?
  57. Save on Retirement's 4 Biggest Expenses

    Here's how to save where you can while you enjoy the fruits of all those years at the office.
  58. 4 Signs the College Tuition Debt Bubble Is Growing

    With the cost of post-secondary education going up and up, it's no wonder that a college tuition debt bubble is building. ...
  59. Are Interest-Bearing Accounts for Checking Better?

    Unless you can maintain a high minimum balance and are willing to earn meager interest, you should steer clear of interest-bearing ...
  60. Credit Repair: How to Improve Your Credit Score

    There is no quick fix for a bad credit score but there are several strategies you can take to improve your credit rating ...
  61. 6 Surprising Facts About Retirement

    With the shift away from pensions, workers are becoming more responsible for their own retirement needs. Unfortunately, many ...
  62. What Is A Cash Flow Statement?

    Learn how the CFS relates to the balance sheet and income statement as a part of a company's financial reports.
  63. iShares Silver Trust ETF: Who Is Invested? (SLV)

    Discover the top institutional owners of the iShares Silver Trust exchange-traded fund (ETF), their exact ownership and their ...
  64. How to Calculate the Value of Annuities

    Here's everything you need to account for when calculating the present and future value of annuities.
  65. The Birth Of Stock Exchanges

    Learn how British coffeehouses helped give rise to the juggernaut that is the NYSE.
  66. How Safe is Venmo and Why is it Free?

    Venmo is a digital wallet that allows users to send money with ease. Millions use the service, but is it actually safe?
  67. Advisors Are Ignoring This Increasingly Wealthy Demographic

    Advisors are largely ignoring one of the country's fastest-growing wealth demographics: African Americans.
  68. The Best Ways to Help Aging Parents With Finances

    The time may come when you need to help your parents organize their finances if they become unable to do so, and it is always ...
  69. Starting a Business? Embrace the Discomfort

    There is a fine line between excitement and terror when starting a business. The key to success is finding comfort in the ...
  70. Are Loan Funds Right for Your Clients' Portfolios?

    Loan funds may be a good alternative for investors who are willing to take on a greater level of risk in order to receive ...
  71. 5 LinkedIn Must-Dos for Financial Advisors

    Social media is key to a digital marketing strategy. To make the most of LinkedIn, advisors should do these five things.
  72. S&P 500 Vs. Russell 2000 ETF: Which Should You Get?

    We look at the differences of investing in a S&P 500 vs. the Russell 2000 exchange-traded fund, and when to choose the one ...
  73. How Much Americans Spend On Halloween

    Americans are due to spend $8.4 B this year on Halloween.
  74. Life Insurance: How Long Does It Take To Get Paid?

    How to file for a life insurance payout – and how long it takes to receive it. Plus, new ways to plan for payments that provide ...
  75. IRAs vs. 401(k)s: Differences Between Roth and Traditional

    For each type of account, whether IRA or 401(k), you also need to decide whether you need a Roth or traditional version. ...
  76. Haunting Wall Street: The Halloween Terminology Of Investing

    Beware of zombies and Jekyll and Hyde companies! Read about the spooky terms circulating Wall Street.
  77. Is a Deferred Retirement Option Plan Right for You?

    Deferred retirement option plans are a lesser-known type of employer-sponsored retirement plan that may prove beneficial ...
  78. 3 ETFs That Track the S&P 500 (SPY,IVV,VOO)

    A look at three popular ETFs that track the S&P 500.
  79. 8 Ways to Keep Down the Cost of Senior Care

    The cost of senior care today is off the charts. If you haven’t reached retirement age, what can you do to keep expenditures ...
  80. Are You Taking Advantage of the College Tuition Tax Credit?

    Parents with a child enrolled in college should check out the college tuition tax credit, a boon that can help defray the ...
  81. Advisors: Do You Know What Millennial Clients Want?

    A recent study sheds light on Millennials and what kind of clients they're likely to be.
  82. How Schwab Is Improving Its Robo-Advisor Platform

    Here's the lowdown about the enhancements Charles Schwab is making to its robo-advisor platform, Institutional Intelligent ...
  83. Cable Veteran Leo Hindery Jr. Casts Doubt on AT&T/Time Warner Merger (T, TWX)

    The former CEO of TCI and Liberty Media joins a growing group of skeptics who warn regulatory hurdles will doom the merger ...
  84. "The Guy Who Gets Hosed is the Little Guy": Former Senator Simpson

    What will it take to save Medicare and cure Social Security? Robert Reich and Alan Simpson had much to say about both (and ...
  85. Use Debt to Promote Financial Success in Your 20s and 30s

    Understanding the difference between good and bad debt is a crucial part of financial planning success for those in their ...
  86. Personal Loans vs. Car Loans

    How to tell whether a personal loan or a car loan is better for you.
  87. Why Budgeting Doesn't Need to Be a Dirty Word

    Are you dreading that conversation about family spending habits? With these tips, open up the lines of honest communication ...
  88. Helping Clients Make Better Decisions About Social Security

    Advisors should be able to disarm a client's tendency to make poor decisions about Social Security filing to keep the client ...
  89. How to Calculate How Much House You Can Afford

    Here is part one of a step-by-step process you can use to calculate just how much home you can afford.
  90. How To Trade the Hong Kong Stock Exchange through ETFs (ETFC, EWH)

    The Hong Kong Stock Exchange is the eighth largest in the world and easily accessible through ETFs.
  91. The 10 Most Affordable Housing Markets Right Now

    If you can be flexible about where you live, a dream home may be within reach in one of these most affordable housing markets.
  92. What Are L Bonds and How Do They Work?

    New on the scene, L bonds can provide fixed-income investors with a nice alternative to low-yielding offerings, but come ...
  93. 15 Ways to Reach Your Financial Goals

    This checklist of 15 important items to consider before the calendar year ends will help get or keep your finances on track.
  94. Why Chasing Mutual Fund Winners Can Be a Loser's Game

    Investors who chase winning mutual funds may end up shooting themselves in the foot.
  95. Before You Retire, Ask Yourself These 5 Questions

    The thought of retirement can be daunting for some. Here are five things to ask yourself that should help prepare you to ...
  96. Inflation and Financial Planning: A Primer

    Inflation can erode wealth over time and must be considered carefully in a financial plan.
  97. CNBC: Financial News, or Just Entertainment?

    CNBC sometimes comes across as an analog of People Magazine, rather than an esteemed source of financial data and analysis.
  98. How an Efficient Retirement Plan Can Save Money

    Without a comprehensive, optimized retirement plan, inefficiencies develop and retirees lose money through unnecessary fees, ...
  99. How to Start Your Digital Marketing the Right Way

    Digital marketing is a must-do for all advisors reaching out to younger generations. Here are six steps to kicking off your ...
  100. Are High-Yield Dividend Stocks Good for Income Investors?

    High-yield dividend stocks can be an enticing alternative for income, but it's important to research them carefully before ...
Hot Definitions
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