Personal Finance Articles

  1. When to Intervene in Your Parents' Investments

    Mild cognitive decline can lead to bad investment moves, but spotting it can be tough. Unopened mail and erratic investments ...
  2. How to Cut Your Alternative Minimum Tax

    Should you worry about the AMT? Even if you're subject to it, there are exemptions and strategies for reducing your tax bill.
  3. Should Retired People Invest in Stocks?

    Your financial situation and personal risk tolerance will dictate the amount of stock you want in your retirement portfolio. ...
  4. How To Negotiate Your Closing Costs

    Closing costs can't be avoided altogether, but you can lower them. While there are a lot of fixed costs, there are also variable ...
  5. How Much Money Do You Need to Retire in Portugal?

    Portugal is often cited as one of the, if not THE, most affordable European retirement destination. Here's a rundown of some ...
  6. How Does A Reverse Mortgage Work?

    The basics of getting a reverse mortgage, with detailed information on how to qualify and what to watch out for.
  7. Investment Analyst: Job Description & Average Salary

    Learn about the job duties of an investment analyst, what the salary is like, what education is required and what the advancement ...
  8. 4 Signs Your Retirement Investment Plan Has Lost Focus

    Even the best retirement plans can lose focus along the way. Spotting the signs it is happening can be tough to do, but are ...
  9. The 4 Essential Elements of a Retirement Plan

    Learn about the four essential elements of an effective retirement plan, including maximizing your contributions and understanding ...
  10. How Credit Rating Risk Affects Corporate Bonds

    Credit migration risk is a vital part of the credit risk assessment, specifically with regard to corporate bonds which underlie ...
  11. The 5 Best Cities to Open a Coffee Shop in the US

    Learn about the five top cities in which to open a coffee shop, and what differentiates Americans from coffee drinkers in ...
  12. The Pro’s Guide to Selling Life Insurance to Your Clients

    Learn about the distinguishing characteristics a life insurance agent needs to be successful in the highly competitive life ...
  13. Can I Retire In Portugal With $200,000 of Savings?

    Your savings (and your Social Security) will go surprisingly far on the sun-soaked shores of Portugal. Here's how to figure ...
  14. How Hard are the CFA Exams?

    Learn about the difficulty of the CFA exams with a description of the tests, some statistics on pass rates and suggestions ...
  15. The Rise of the Drones: 10 Companies to Watch

    Already indispensable tools in the military, drones are poised to enter the mainstream with a wide range of applications.
  16. Portfolio Manager: Career Path & Qualifications

    Learn about the basic requirements for getting hired as a portfolio manager, and discover how most professionals in the field ...
  17. How to Make a Layoff Less Painful

    Getting laid off is never fun, but there are ways you can prepare yourself emotionally and financially to best manage a layoff. ...
  18. Is Schlumberger Stock Suitable for Your IRA or Roth IRA?

    Learn about Schlumberger as a stock to hold in an IRA. Read about how the stock has a high degree of volatility, but also ...
  19. When is it Time to Discuss a Client's Life Policy?

    Life insurance is a vital part of financial planning. Here's when and why to talk to clients about it.
  20. Top Janus Funds for Retirement Savings

    These top Janus funds might be good for your retirement investing watch list, but you should consider where the economy is ...
  21. Retirees! Mexico Is Not as Dangerous as You Think

    Learn about four safe retirement destinations in Mexico and the current economic and political status of Mexico that supports ...
  22. 8 High Risk Investments That Could Double Your Money

    Learn about eight high-risk investment vehicles that can double the funds of investors looking to take on additional risk ...
  23. Common Interview Questions for Equity Researchers

    Identify the types of questions asked at equity researcher job interviews, and practice giving polished responses that will ...
  24. Is EMC Stock Suitable for Your IRA or Roth IRA?

    Find out if EMC is suitable for a traditional or Roth IRA. Learn about the impacts of the Dell acquisition, and discover ...
  25. Data Analyst: Career Path & Qualifications

    Explore becoming a data analyst, one of the hottest careers in the current economy; learn about the career paths and the ...
  26. Retail Banking Vs. Corporate Banking

    Retail banking is the visible face of banking to the general public. Corporate banking, also known as business banking, refers ...
  27. KIE: SPDR S&P Insurance ETF

    Learn about the SPDR S&P Insurance exchange-traded fund, which follows the S&P Insurance Select Industry Index by investing ...
  28. Five of the Best Yacht Clubs in Seattle

    Seattle doesn’t have a year-round sailing environment, but there are lots of opportunities for boating enthusiasts, from ...
  29. How a Variable Annuity Works After Retirement

    These investments can provide extra income after you retire. Here’s a guide to when and how you will receive the payout.
  30. Four of Miami's Best Yacht Clubs

    Choices abound in Miami for boating enthusiasts, from high-end, high-priced yachting clubs to no-frill groups that still ...
  31. Traveling to Chicago on a Budget

    Discover how to enjoy an exciting Chicago vacation while on a budget, and learn some tips for finding inexpensive things ...
  32. How a Fixed Annuity Works After Retirement

    These popular investments can provide a steady stream of income during your retirement years. Here are the details.
  33. The Top 5 Large-Cap Retail Stocks for 2016

    Discover the top five large-cap retail companies that will grow in 2016, with detailed explanations of the companies and ...
  34. How To Prevent A Tax Hit When Selling A Rental Property

    Rental property ownership has its benefits but when selling you can face a big tax hit. Thankfully there are ways to reduce ...
  35. The Top 3 Retirement Income ETFs for 2016

    Discover why including ETF investments can benefit an individual's retirement portfolio, and look at three of the best ETFs ...
  36. Traveling to Houston on a Budget

    Discover why Houston is such an underappreciated vacation destination, and learn how you can enjoy a trip to Houston even ...
  37. 5 Social Security Changes to Expect in 2016

    The Bipartisan Budget Act of 2015 eliminated some strategies for maximizing your Social Security. Be alert to how these and ...
  38. How to Find and Buy Off-Market Homes

    Having an edge in a hot real estate market is key and off-market listings can help.
  39. East Coast Vacation Destinations on a Budget

    Discover the many activities and attractions that vacationers can enjoy while visiting three of the most affordable East ...
  40. Economics of Owning a Vacation Home

    Discover the financial factors behind owning a second home and how weighing your options can determine if a vacation home ...
  41. Traveling to Orlando on a Budget

    Discover how to vacation in Orlando on a budget by avoiding peak travel times, finding the best flight deal and avoiding ...
  42. Top 5 Billionaires Living in Chicago

    Discover how the billionaires of Chicago made their fortunes, and uncover what they are doing today to increase their influence ...
  43. Economics of Owning a Beach House

    Discover how property taxes, insurance costs, climate and other risks can affect the cost of owning a beach house and what ...
  44. How to Help Clients Gain During a Down Market

    You can help clients see the silver lining in market downturns by using a few simple strategies. Here are a few.
  45. 8 Hacks for Scoring Cheaper Prescription Drugs

    The rising cost of prescription drugs has caused many patients to scramble for funds. Here's what you can do to help clients ...
  46. How Soda Taxes Will Affect PepsiCo and Coca-Cola

    Discover how a soda tax could affect the Coca-Cola Company and Pepsico, Inc., and see how both companies have expanded their ...
  47. The Walgreen's and Rite Aid Deal: How it Will Affect Your Community (WBA, RAD)

    The merger of the mega-retail drugstores chains, Walgreens and Rite Aid could have a domino effect on communities and consumers ...
  48. Now Is the Time to Check In on Clients' Insurance

    Insurance forms the foundation of many financial plans, and you need to make sure that your clients’ coverage is kept up-to-date.
  49. Guiding Clients on Charitable Remainder Trusts

    Clients who wish to make donations to charity can reap an enormous tax deduction with charitable remainder trusts, but it ...
  50. How to Reduce Real Estate Investment Taxes

    Real estate tax law is not the same for rental properties as it is for residences. These tips can help you pay less in taxes. ...
  51. 4 Mortgage Calculators that Include Taxes and Insurance

    Discover four websites that offer mortgage calculators that include property taxes and homeowners insurance cost along with ...
  52. How to be Entrepreneurial at a Large Company

    In order to act as an intrapreneur, you must focus on processes, leverage a network and have the courage to strategically ...
  53. The Top 5 Healthcare Mutual Funds for 2016

    Discover analyses of the top five health care mutual funds, which may be poised to rise in 2016 due to increased demand in ...
  54. Elizabeth Warren: Increase 2016 COLA – Here's How

    True, there's no inflation according to certain price indexes. But is the government using the wrong formula for seniors ...
  55. 3 Things To Buy That Could Soon Be Collectibles

    Collectibles can be a notoriously fickle market, but here are a few ideas about spotting what might become a valuable collectible ...
  56. How Does a CareCredit Healthcare Credit Card Work?

    Healthcare credit cards can help you handle hefty medical bills. A closer look at CareCredit, the largest card provider, ...
  57. FXH: First Trust Health Care AlphaDEX ETF

    Learn more about the First Trust Health Care AlphaDEX exchange-traded fund, an indexed fund that uses an advanced stock selection ...
  58. Retire on 70% of Your Income? It Might Be Tough

    Before you're sure that 70% will be enough to support you in retirement, figure out what your life costs now and how it might ...
  59. How to Strengthen Your Relationships with Investing

    If you are one of the majority for whom family and money discussions sit at the table, here are four ways to improve your ...
  60. When Should You Delay Enrolling in Medicare?

    On the surface Medicare doesn't look that pricey, but there are situations in which your finances and health might be better ...
  61. Should I Sell My Home When I Retire?

    One of the biggest retirement decisions you will make is whether or not to downsize. Consider these pros and cons carefully ...
  62. How an IRA Works After Retirement

    You've read a lot about saving for your future retirement with IRAs. But what happens to the account when the future is here, ...
  63. How to Gift Your Way to Lower Estate Taxes

    Estate planning is not just for inheritance. High net-worth individuals, who plan properly, can gift their money and save ...
  64. Incentive Trusts: How to Avoid the Pitfalls

    Incentive trusts can motivate beneficiaries to accomplish constructive goals, but they can also end up creating dilemmas. ...
  65. Social Security's Insolvency and Your Retirement

    The Social Security system could run out of money by 2031. Here's a look at some proposed solutions to the problem and what ...
  66. Parents: Beware of Taking Out a Direct PLUS Loan

    Direct PLUS loans are heavily advertised to parents who want to help support the financial costs of their child's education, ...
  67. Financial Data Analyst: Job Description & Average Salary

    Learn about the average salary for a financial data analyst position and the skills, education and experience employers require ...
  68. Birth of a New, Liquid Retirement Savings Account

    The new retirement spending account is a hybrid vehicle that combines features of annuities and mutual funds to give a lasting ...
  69. Top Ways to Help Engaged Clients Blend Estates

    These are the top ways advisors can help clients who are engaged understand the financial impact of marriage and how it will ...
  70. Finding the Right Yacht Club: A Quick Guide

    Hello, Commodore! Everything you ever wanted to know about these gathering sites for boat owners and renters, and how to ...
  71. GoDaddy or eNom: Which Domain Reseller Program To Use? (GDDY)

    Here are the pros and cons of the domain name reseller programs offered by GoDaddy and eNom.
  72. Looking to Add Oil Into Your IRA or Roth IRA? Here's How

    Learn the different ways investors can gain exposure to the price of oil and oil companies in their IRAs. See how individual ...
  73. 5 Tips to Improve Your Business' Credit

    Use these five essential tips to build up the solid credit history that your business needs before you seek out a business ...
  74. Time Management Practices to Master Before Starting Your Own Business

    Learn how Pareto analysis, the ABC method, the Eisenhower method and the POSEC method can help small business owners effectively ...
  75. FXG: First Trust Consumer Staples AlphaDEX ETF

    Read an in-depth analysis of the First Trust Consumer Staples AlphaDEX Fund, a strong defensive fund with a unique stock ...
  76. Do Women Need ‘Women-Focused’ Financial Advisors?

    Their life experiences are different from men’s – and their earnings tend to be lower – but does that mean women should be ...
  77. A Realistic Guide to College Scholarships

    Think your child can land enough college scholarships to graduate debt-free? Think again.
  78. Finding Work-life Balance as a Work-at-home Parent

    Working at home is ideal for parents, but it can be hard to find the right balance between family and work life.
  79. Startups Destroyed By Venture Capitalists

    While the title may sound counter-intuitive, venture capitalists have been responsible for causing or accelerating the downfall ...
  80. Why Women FAs Prefer Some Indie Brokers

    Here's what some firms are doing right when it comes to recruiting and retaining female advisors.
  81. Common Interview Questions for Quantitative Analysts

    Identify the common questions asked in quantitative analyst interviews, and come up with winning responses to impress your ...
  82. Why Advisors Should Focus on Relationships

    Successful financial advisors share a secret: It's about the people, not the numbers.
  83. How to Get Clients to Save More for Retirement

    Americans aren’t saving enough for retirement. Here are some tips for financial advisors who must convince them to change ...
  84. The Impact of 401(k) Outflows on Advisors (TROW, FNGN)

    The trend in the growth of assets in 401(k) plans has shifted as Baby Boomers retire, creating opportunities for financial ...
  85. How to Avoid Costly Social Security Mistakes

    Social Security is an important part of most retirement plans. Here are some costly mistakes to avoid.
  86. 4 Reasons to Collect Social Security Payments Now

    The longer you wait to collect Social Security, the more you get. But for people who are in failing health or need income, ...
  87. Understanding Interest Rates: Nominal, Real And Effective

    Interest rates can be broken down into several subcategories that incorporate various factors such as inflation. Smart investors ...
  88. How Social Security Works After Retirement

    Millions of Baby Boomers are looking forward to collecting benefits, but several factors can affect how much they get and ...
  89. These are Tesla's 3 Biggest Bets for Next Year (TSLA)

    Looks at Tesla's top bets for 2016, as the company aims to make its electric cars more widely available and solar power more ...
  90. How a Roth IRA Works After Retirement

    What retirees need to know about taxes, distributions and passing on your unspent savings to the next generation.
  91. Costo: Time to Buy Opportunistically or Sell?

    Costco has taken a hit. Is this stock price action correct, or does it present an opportunity?
  92. Amazon or Netflix: Which is the Better Bet?

    Amazon vs. Netflix: Which company offers higher-quality original content? Which company is the better investment?
  93. Where NOT to Buy Property Anytime Soon

    Equities are dancing on the edge of a cliff. Considering this riskiness, should investors be looking to real estate? If so, ...
  94. 3 Little-Known Ways to Reduce Your Income Tax

    Looking to pay less income tax? Here are three lesser known ways to do so.
  95. Analyzing Ford's Return on Equity (ROE)

    Understand how to interpret Ford's recent return on equity (ROE) ratios, what they tell you about Ford's performance and ...
  96. Analyzing a Company's Investor Relations

    Read about the ways that investors can use a company's investor relations to analyze the company more deeply than other types ...
  97. Helping the Elderly with Finances: When to Step In

    Knowing when to take over the financial affairs of elderly parents can be difficult. Here are six signs to look out for. ...
  98. Real Estate Trust or LLC? Helping Landlords Choose

    Once you’ve bought property, are you protected legally against the liabilities that come with renting it out? Here's how ...
  99. How Much Will You Owe on Your Inheritance?

    Estate planning can be unpleasant, but in order to get the full benefit of what you've inherited, it’s important to be prepared ...
  100. 4 Little-Known Ways to Reduce Your Property Taxes

    Property taxes are often expensive and most don't know they can be appealed. Here are little known ways you can try to reduce ...
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