Personal Finance Articles

  1. How to Create Your Ideal Emergency Fund

    Life often gets in the way of perfectly planned out savings. Here are a few tips on how to establish an emergency fund.
  2. Have a 401(k)? Don't Make These 4 Mistakes

    Avoid these 401(k) blunders and you just might make it to retirement with more money.
  3. Don't Give Away Control Over Your Assets Without Planning

    Most people don't realize what they agreed to when they signed a power of attorney, and are blissfully unaware of the possible ...
  4. Your Annual Financial Planning Checklist

    As the new year approaches, it's time to review your annual financial plan to make sure you've completed the most important ...
  5. The Best Retirement Plans for Millennials

    Retirement is decades away, but if you make yourself start saving even a little now, all that time can make your money grow ...
  6. When Retirement's Getting You Down

    The secret to avoiding depression in retirement is to replace the social connections, steady routine and sense of purpose ...
  7. Why Millennial Couples May Need $2 Million to Retire

    The answer in one word: inflation.
  8. The Top 5 Companies in Telemedicine

    Telemedicine companies are seeing a surge in popularity.
  9. How Seniors Are Seeing the End of File and Suspend

    Many seniors see the end of two Social Security claiming strategy loopholes as unnecessary benefit cuts.
  10. How Smart Technology Is Impacting Insurers

    Smart technology promises to bring major change to the way that insurers monitor and protect their customers.
  11. Advisors: Your Blog Must Get These 5 Things Right

    What makes good content for financial advisor blogs? Here are some tips for turning out quality and engaging words.
  12. Trump's Tax Cuts Not Just for Wealthy: Mnuchin

    Trump’s new Treasury secretary says tax cuts will benefit the middle class more than the wealthy.
  13. Using a Reverse Mortgage to Boost Retirement Savings

    A reverse mortgage is a financial tool that can increase the chances of a successful retirement, if used properly. Here's ...
  14. BillGuard (Prosper Daily) vs. LifeLock: What's Best?

    If you’re looking for identity-theft protection, it’s been BillGuard vs. LifeLock. So which of these two apps is best for ...
  15. Early Retirement: Lessons from Celebrities and Politicians

    If you hope to retire early, why not take a page from these celebrity playbooks?
  16. Manage Your Cash Flow to Reach Financial Goals

    Track your everyday spending to make better choices and reach your long-term financial goals.
  17. Mortgage Pre-Approval: Understanding The Process

    Understand the mortgage pre-approval process and why getting a pre-approved mortgage is important for would-be homeowners. ...
  18. 10 Tax Benefits for the Self-Employed

    Running your own business has both personal and financial perks.
  19. Which Business Schools Are the Most Selective?

    Standing out in a sea of exceptionally qualified applicants can be tricky. Here are a few tips on applying.
  20. A Financial Checklist for 20-Somethings

    Financial habits one establishes early on will have a deep impact on financial security down the road.
  21. Homeowner's Insurance Guide: A Beginner's Overview

    Everything new homeowners need to know about insurance to protect their residence.
  22. Monitoring Your Credit? Keep These 5 Things in Mind

    Your credit history is a key financial diary of your life. Here are five things to consider when making sure your credit ...
  23. Look for Quality Health Care During Retirement

    When deciding where to retire, be sure to consider the health care available in the area.
  24. Personal Finance 101: You Are Your Most Valuable Asset

    Personal finances aren’t just about saving and investing - they're about developing your human potential throughout your ...
  25. Your 401(k) Plan: Just How Outdated Is It?

    A recent GAO report indicates that many 401(k) plans are still clinging to archaic rules that hinder plan participants’ ability ...
  26. Money-Saving Ways to Give the Gift of Travel

    Travel can be the best gift of all.
  27. Expect Big Capital Gains from These Funds in 2016

    Investors in actively-managed mutual funds should be prepared for big capital gains in 2016 and the tax hit that comes with ...
  28. PBGC to Start Reuniting Lost 401(k)s With Owners

    The Pension Benefit Guaranty Corporation will extend its program to recover lost pension plans to include defined contribution ...
  29. Trump Feeds Your Kids to D.C. Swamp

    A billionaire with no love for America’s public schools will be running the Department of Education.
  30. 10 Sources of Nontaxable Income

    Taxes are often a deterrent from investing and saving. These financial practices will bring you no tax grief.
  31. A Cost-Benefit Analysis of Long-Term Care Insurance

    Is it a good idea to have a long-term care policy? Here is some data to help you decide.
  32. 10 Ways to Cut Spending in Preparation for Retirement

    If your retirement income is less than you planned for, here is a list of ways to plan a new budget.
  33. How Allstate Is Expanding With SquareTrade Acquisition

    Allstate is branching out into new territory with its acquisition of electronics warranty provider SquareTrade.
  34. Ready for Retirement? Here Are Some Tips for Baby Boomers

    For those nearing their retirement date, here are a few things that should be organized in the years prior.
  35. 7 Common Medicare Mistakes and How to Avoid Them

    Medicare is confusing to many people, so if you're eligible, make sure you understand the pitfalls that come with making ...
  36. 6 IRA Tax Changes That Could Impact You Soon

    Here are several potential measures that could come before Congress in 2017 that would negatively impact the tax benefits ...
  37. How to Owe Nothing on Your Federal Tax Return

    You have the control to determine whether you owe in April. Learn more here.
  38. How YouTube Makes Money Off Videos

    YouTube's revenue is growing even if the profits aren’t, and some growth is better than nothing.
  39. How Groupon Makes Money

    A rundown of how Groupon works and how it benefits the businesses it partners with.
  40. How Hard are the CFA Exams?

    Learn about the difficulty of the CFA exams with a description of the tests, some statistics on pass rates and suggestions ...
  41. The Most Overlooked Tax Deductions

    The receipts you cram into your wallet could be replaced with cash come tax season.
  42. Before You Visit Your Tax Preparer: Do This

    The earlier you start preparing your tax records and documents, the more likely you are to have a smooth tax return experience ...
  43. What You Need To Know About Capital Gains And Taxes

    Find out how your profits are taxed and what to consider when making investment decisions.
  44. Six Ways Your Tax Preparer Knows You're Lying

    An experienced tax preparer can sense when a client is lying. Find out what sets off their lie detectors.
  45. How To Claim A Dependent On Your Tax Return

    If you are a caregiver, get to know the rules for claiming a dependent before filing your taxes.
  46. An Overview of Itemized Deductions

    Not taking the standard deduction this year could save you hundreds of dollars.
  47. Why Just Half of Americans Got a Raise This Year

    Just half of Americans got a raise this year, according to a new survey conducted by Bankrate for 2016. Here are some of ...
  48. Taxation Rules for Bond Investors

    Several factors affect the taxable interest that must be reported. Learn more here.
  49. How to Find a Financial Advisor / Planner

    How should you go about finding the right financial advisor? The first step is to figure out what sort of professional help ...
  50. How to Evaluate Your Retirement Plan

    Here are four things to consider to make sure you are financially prepared for retirement.
  51. Form 9465: Don't Pay Your Back Taxes Without It

    This form can lighten your tax load if you owe Uncle Sam.
  52. Does the S&P Follow the Consumer Confidence Index?

    Are the ups and downs of the Consumer Confidence Index similar to those of the S&P 500?
  53. The Top 17 Investing Quotes of All Time

    Though markets may change, good investing advice is timeless.
  54. Why Some Investors Have to Pay Taxes on a Loss

    Here's why some investors need to pay capital gains taxes even if they haven't sold any funds or made any portfolio changes—and ...
  55. How Credit Scores Impact Wealth Through Real Estate

    Here's how credit scores impact mortgage rates and the ability to build wealth, particularly for retirement.
  56. Financial Steps to Take for a Prosperous 2017

    View all of your assets as one portfolio, and then invest them in multiple asset classes, whether you are retired or still ...
  57. Black Friday Sales Figures: Fact and Fiction

    Retailers are eager to cash in on the all-important holiday shopping season. But what exactly should investors make of the ...
  58. Choosing Medicare Advantage? Read This First

    A new study finds disturbing differences in the hospital networks some Medicare Advantage plans provide. Check before you ...
  59. Advisors: Here Is the Social Media You Should Use

    Being on social media is a valuable part of an advisor's digital marketing strategy. Here's where advisors find are finding ...
  60. Buy-Sell Agreements: What Advisors Should Know

    Having a buy-sell agreement in place can cement a succession plan with a fair price and ensure a seamless transition to the ...
  61. Why Indexed Annuities are Booming as VAs Wither

    Market trends and regulatory factors have led to a substantial decline in the sale of variable annuities, while indexed annuities ...
  62. How to Help Clients Who Have Become Disabled

    Disability can strike a client any time. Advisors should make sure clients are adequately insured against this risk and know ...
  63. Retirement Abroad: 5 Unexpected Foreign Cities

    If retiring abroad is your dream, here are some less well known destinations where the culture is rich; the scenery, lovely ...
  64. Happily Married? File Taxes Separately!

    Just because you are in love doesn't mean that a joint return is best for both of you.
  65. Don't Miss These Insurance-Related Tax Deductions

    Knowing the tax deductions you're entitled to can make or break your bank account. Do you know about all these insurance-related ...
  66. Filling Out 1099 Forms

    There are many different 1099 forms for different types of non-employee compensation. We explain the differences among them, ...
  67. College Savings: How to Be Best in Class

    Starting a college education fund early is essential to being prepared for the costs of higher education. Here are some options. ...
  68. 5 Tips for Managing Your Career and Your Goals

    Propel your career in the right direction by focusing on a few key actions that will help you in reaching your goal.
  69. Don't Miss This Retirement Tax-Saving Window

    Many retirement planners view the years between age 59½ and 70½ as a “sweet spot” for their clients’ taxes. Here’s why and ...
  70. 5 Ways to Stretch Your Retirement Dollars

    Fixed incomes are a reality of retirement, which means your money needs to last. From downsizing to staying healthy, here ...
  71. How Retirement Planning is Like Playing Football

    Your retirement game plan shares a few similarities to a football game. How are you scoring so far?
  72. Where Should I Retire?

    It's not just about money or weather or beautiful scenery and a lively cultural scene. Here, some other real-life ways to ...
  73. 8 Essential Tips For Retirement Saving

    Whether you're a saver or a financial advisor who wants to give clients a leg up, these 8 tips are essential for financial ...
  74. Best Ways to Save For Retirement Without an IRA or 401(k)

    Learn the most common types of savings vehicles used to accumulate money for retirement outside employer-sponsored 401(k)s ...
  75. Year-End Finance Tips for Small Firms and Freelancers

    Here's a robust end-of-the year tax-prep checklist for individuals and entities that earn 1099 income.
  76. House Prices Up? How to Find a Home

    With housing affordability slipping in many areas across the nation, first-time buyers are struggling to find a home that ...
  77. Don't Make These Mistakes Before You Retire

    Retirement costs can be surprisingly high. Help minimize the shock of these future expenses by extensively planning and not ...
  78. Estate Planning for Beginners: Part Three

    A primary purpose of most trusts is to provide a timetable for the distributions of assets where an outright distribution ...
  79. How Finding a Financial Advisor is Like Dating

    Finding a advisor is an emotional and financial investment. Make sure you choose one who will provide the support you need ...
  80. Annuities: The Good, Bad and Ugly You Should Know

    Let's take an in-depth look at the different types of annuities and their pros and cons.
  81. Healthcare Costs in 2018: The Great Unknown

    Trump has promised to repeal the Affordable Care Act and has nominated to his cabinet the perfect man to help. But what about ...
  82. Start Preparing Now For Your Next Tax Bill

    By now, your accountant should be able to estimate your tax bill. If there are some surprises, you still have time to plan ...
  83. Filling Out The W-9 Form

    Freelancers and independent contractors have to fill out a W-9 for their employers and clients. Here's what to do.
  84. Pinterest To Launch Its New Cash Cow: A Shopping Section

    Pinterest started out looking like a pinboard photo-sharing site. Now they have a curated online shop.
  85. How to Fill Out Your W-4 Form

    Your step-by-step guide to making sure your employer reports your tax withholding correctly to the IRS.
  86. How to Help Women Maximize Social Security

    Women depend more on Social Security than men. Here's what advisors need to be aware of to help them receive the maximum ...
  87. How to Keep Clients Coming Back to Your Website

    With many more Americans going online instead of other means to get their daily news, advisors should be building out their ...
  88. HSAs Could Get a Boost Under Trump

    Health Savings Accounts may become more attractive under a Trump administration. Here's how.
  89. Plan Your Retirement Abroad

    A real-world, step-by-step guide to making that dream of retiring abroad a reality—from visas to housing to healthcare and ...
  90. How Trump Could Let the Fiduciary Rule Die on the Vine

    If Donald Trump keeps his promise to repeal the fiduciary rule his administration could do so by not defending it against ...
  91. What To Do If You Lost Your W-2

    There's no need to panic if you don't have your Form W-2 — there are easy ways to gain access to get it or file without it.
  92. Pension Vesting: Everything You Need to Know

    Understanding pension vesting is tricky, but it’s crucial to making wise decisions about changing jobs and collecting the ...
  93. Is it Worth Saving Up for a Bigger Down Payment?

    There are numerous low-down-payment mortgage options out there, but sometimes it makes sense to build up your savings so ...
  94. Tips on Buying a Beach Condo in Puerto Rico

    The island has beautiful beaches, a great climate, tax breaks for American buyers – and a huge debt crisis. Still game? Here ...
  95. How to Nail Your Advisory Firm's Website

    Your website can be your most powerful tool for generating leads and establishing credibility and expertise. Here are tips ...
  96. Is My Credit Score Good Enough for a Mortgage?

    Your score is critical in determining not only whether you'll secure a loan for a home, but also what interest rate you will ...
  97. Top 3 Cheapest Homeowners Insurance Companies

    When it comes to finding the cheapest homeowners insurance, it is worth taking the small amount of time required to comparison ...
  98. Make the Most of 'Giving Tuesday'

    Giving Tuesday is a good time to share the wealth, especially if you're interested in maxing out your tax deduction for charitable ...
  99. Save Money on Healthcare: These Tools Can Help

    Innovative tools that let you shop around for lower-cost medical procedures are helping people save money on healthcare. ...
  100. How to Decide Where to Live in Retirement

    Here's a guide to help you decide where and how you want to live after retirement.
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