Personal Finance Articles

  1. Advisors: What the Election Means to Your Clients

    Voters in the upcoming presidential election don't view retirement security as a key issue, a new poll shows.
  2. What Does Stalled Consumer Sentiment Mean?

    Consumer confidence continues to remain low and it may take major changes in the economy before an optimistic outlook returns. ...
  3. Should You Hoard Your Miles?

    Here's who should hoard airline miles (and who shouldn't). And how to use your hoarded miles strategically.
  4. The Charts All Inflation Watchers Need to See

    Getting the inflation call right is one of the most important decisions an investor can make today. We explain in these charts ...
  5. How the Lane Bryant Credit Card Works: Benefits & Rewards

    As with most cards, those who use it the most receive the most rewards, but be aware that carrying a balance incurs some ...
  6. 7 Ways to Get Cheap Rental Car Deals

    Following these tips can dramatically reduce your final bill.
  7. Talk About Financial Constraints to Your Clients

    Learn how to discuss financial constraints with clients, including time horizon, tax and regulatory constraints, as well ...
  8. Student Loan Forgiveness for Teachers

    If you are a teacher and have student loans to repay, you may qualify for a loan forgiveness program.
  9. Eight Financial Safeguards If Disaster Strikes

    In an emergency like a fire, hurricane, flood, tornado or earthquake, you may not be able to protect your home. But you can ...
  10. Creating an Investment Policy Statement for a 401(k)

    The purpose of an investment policy statement (IPS) for 401(k) plan sponsors and eight key components that go into creating ...
  11. How the Kohl's Credit Card Works: Benefits and Rewards (KSS)

    Find out how the Kohl's charge card works and how shoppers can generate bigger savings throughout the year as a Kohl's cardholder.
  12. How the Southwest Credit Card Works: Benefits and Rewards (LUV)

    Learn how the Southwest Airlines rewards credit card options work, what travel rewards are offered and for whom the card ...
  13. 10 Things to Do Before You Retire

    Preparing for retirement isn't all about finances. Some steps to get you there will be more subjective, and more fun.
  14. Self-Directed IRA: Rules and Regulations

    Self-directed IRAs are distinguished from other IRAs by differences of permissible investment types and regulatory restrictions, ...
  15. Top 3 Jobs That Pay $15 an Hour

    Discover several jobs that pay $15 an hour or more and do not require a college degree or years of previous experience to ...
  16. 3 Best Credit Cards for Traveling to the UK (COF, BCS)

    Discover three of the best credit cards to use while traveling to the United Kingdom, based on security and rewards programs.
  17. 3 Famous People With MBAs

    These public figures have MBAs; some were earned before reaching fame while others were earned after.
  18. Sell Your Skills, Not Your Degree

    If you want to switch careers, you may not have to go back to school to do it.
  19. Find Your Niche In The Financial Industry

    In this article, we'll give you the tools you need to discover the financial career that fits you the best.
  20. How to Make the Most of Your RMDs

    Approaching the age at which you must start taking RMDs? If you don't need the funds now, here are some sound strategies ...
  21. MBA vs. Executive MBA: Which Is for You?

    What's the difference between an MBA and an EMBA in terms of cost and in value? Here's some help in making your choice.
  22. Leasing a Car? Avoid These 5 Common Mistakes

    If you like driving newer cars and want to spend less money doing it, leasing can be a great option... as long as you avoid ...
  23. New Parents Need a Financial Planning Checklist

    There are many areas of personal finance to consider throughout the journey of parenthood. Here are a few to review with ...
  24. The Reinsurance Industry: An Inside Look

    Low demand and high regulatory pressures may be problematic for the global reinsurance market following the shrinking margins ...
  25. 5 States With Low Taxes and High Income

    When it comes to saving for retirement, living in one of these five states with low taxes and high income can better position ...
  26. VFFVX,VTTVX: Vanguard Target Date Funds Overview

    Learn about target-date retirement funds offered by Vanguard. Discover how portfolio managers automatically rebalance the ...
  27. PEYAX, PGEOX, PGRWX, VSCAX: Top Putnam Funds for Retirement

    Discover the best Putnam Investments mutual funds for retirement diversification, and learn where to allocate your investments ...
  28. IANBX,AFTAX,TNAAX: Top 3 Invesco Funds for Retirement

    Explore analyses of the top three Invesco mutual funds for retirement diversification in 2016, and learn about the characteristics ...
  29. FKGRX, FRSGX: Franklin Templeton’s Top Funds for Retirement

    These are Franklin Templeton's top mutual funds and ETFs for a diversified retirement portfolio.
  30. VMSXX,PTEXX,FMOXX: 3 Money Market Funds Worth Considering

    Explore analyses of three tax-exempt money market funds that may be suitable for high net worth investors, and learn about ...
  31. VSCGX, VWINX, VTXVX: 5 Conservative Vanguard Equity Funds

    Find out which five conservative Vanguard funds have been the best at limiting downside risk while generating solid long-term ...
  32. SHOP Offers Health Coverage for Small Business Employees

    The Small Business Health Options Program Marketplace can provide employees of small companies access to affordable insurance. ...
  33. Facultative vs. Treaty Reinsurance: Differences and Examples

    Reinsurance companies offer insurance to other insurers in case the traditional insurer does not have enough money to pay ...
  34. How to Solve the Retirement Equation

    Make sure you are prepared for retirement by solving the equation of income and expenses.
  35. Retirement Planning: Don't Do These 6 Things

    If you’re putting in the work to build your retirement, you should put in the work to protect it. Here are six mistakes to ...
  36. Using Your 401(k) to Pay Off a Mortgage: The Pros and Cons

    Learn the advantages and drawbacks of using assets accumulated within a 401(k) retirement savings plan to pay off your mortgage ...
  37. SHOP Marketplace: How it Works for Employers

    SHOP is a health care insurance resource available for for-profit and nonprofit small business owners that has a straightforward ...
  38. How the Nordstrom Credit Card Works: Benefits and Rewards (JWN)

    Learn about the Nordstrom credit or debit card, complete with who should use it, what the rewards are and details about the ...
  39. The Cost of a Road Trip Across the United States

    Estimate the cost of a road trip across the United States, and evaluate how the cost of such a trip has changed from 2015 ...
  40. 5 Highest-Paid College Basketball Coaches of 2016

    Learn about the five highest college basketball coach salaries and the men who earn them, achieving success on the court ...
  41. The Best Identity Theft Protection May Be Free

    With personal data breaches now a part of our daily lives, here are a few ways to truly protect your identity on your own.
  42. Part-Time Vs. Executive MBA: Which One To Pick?

    In general, there are two routes a prospective student can take when pursuing an MBA: a full-time or a part-time program. ...
  43. Top 7 Companies Owned by Foot Locker (FL)

    Learn about the subsidiaries, divisions, recent acquisitions and unique lines of business that encompass Foot Locker Inc.
  44. 5 Debit Cards That Still Offer Rewards

    There are still debit card rewards available for those individuals who prefer using debit cards as opposed to regular credit ...
  45. College Tuition vs. Investing: Is It Worth It?

    With the rising cost of college and questionable career prospects awaiting college graduates, some are wondering if a college ...
  46. How the Gap Credit Card Works: Benefits & Rewards

    The Gap credit card offers numerous perks and rewards for frequent customers, but there are some downsides and caveats of ...
  47. How Not to Let Risk Ruin a Great Financial Plan

    No good financial plan is complete without risk management or insurance planning. Here's how to manage your risk.
  48. 4 Smart 529 Plan Alternatives to Consider

    Learn about some alternatives to the popular college-saving 529 plan that may also make sense, such as prepaid tuition plans ...
  49. Is An Ivy League Degree Worth It?

    In 600 B.C. Aesop determined that a bird in the hand was worth two in the bush. Warren Buffett claims that this axiom can ...
  50. Extra Cash from Your IRA? Make Money, Duck Taxes

    Figuring out what to do with extra cash from your IRA can be tricky: One of the most important things to keep in mind is ...
  51. Why Social Media is a Necessity for Advisors

    There are a multitude of reasons why financial advisors should be on social media. Here are three of them.
  52. Are You ERISA Compliant? Follow This Checklist

    Following a checklist can make achieving compliance with Employee Retirement Income Security Act of 1974 (ERISA) requirements ...
  53. Top 5 Shareholders of Under Armour (UA)

    Discover the top institutional and direct Under Armour shareholders. Learn about their holdings and associations with the ...
  54. Behind the Law of Large Numbers in the Insurance Industry

    Discover how the law of large numbers helps insurance companies cope with risk, and why the theory does not always live up ...
  55. DLHYX,MBCLX: MassMutual Funds Rated 5 Stars by Morningstar

    Learn about MassMutual, its track record since opening its doors in 1851 and the top two of its funds to consider with five-star ...
  56. How Retirees Should Think About Investing

    Older households are still rebuilding their assets in a post-recession environment. Learn how to think about the task during ...
  57. Not Every Qualified Borrower Gets a Mortgage: Here’s Why

    A good credit score and steady source of income may not be enough for qualified borrowers of color to receive a conventional ...
  58. Top 5 Grocery Stocks of 2016 (KR, WFM)

    Learn why grocery stocks are often overlooked by investors. Explore five grocery companies that may be suitable defensive ...
  59. Top 5 Largest University Endowments

    The five largest university endowments in the world are Harvard, Yale, University of Texas...
  60. 7 Ways To Get Through Grad School Debt-Free

    As if figuring out what to take in school isn't hard enough, you also have to find a way to pay for it.
  61. 5 Tips to Increase Your Social Security Check

    These planning tips could increase your Social Security income benefits, which can significantly enhance your financial security.
  62. Traditional MBA Or Business Graduate Degree?

    Though an MBA is the most popular business graduate degree, there may be other options more suited to your goals.
  63. Tips for Boosting Your Retirement Income

    Here are some best practices on how to generate as much retirement income as possible.
  64. Is An MBA The Best Bet For Finance, Econ Students?

    An MBA offers a fairly comprehensive business education, while a master's program in finance or economics focuses on a more ...
  65. GMAT or GRE: Is One Better for MBA Applicants?

    In prior years, those applying to an MBA program had to take the GMAT exam. Today, a growing number of universities accept ...
  66. Which MBAs Offer A Good Return On Investment?

    There are a lot of factors to consider when selecting a school for your MBA, not the least is when you will see a return ...
  67. 6 Reasons To Get Your MBA Abroad

    Given the number of high caliber business schools outside the United States, it may make sense to venture overseas for your ...
  68. 3 Costly Retirement Account Mistakes to Avoid

    These are the most common pitfalls investors should try to avoid when it comes to retirement accounts.
  69. Grad School After College: Go Right Away Or Wait?

    Going sooner keeps the education momentum going, but there are times when it pays to wait. Here's how to decide.
  70. Want To Be A Financial Planner? Eye These Schools

    If you're interested in becoming a financial planner here's a quick look at what to expect and short list of the top schools.
  71. Best Resumes For MBA Applications

    Which resume will win the heart of the B-school dean of admissions? Never mind laying on the charm, get to the point – forcefully. ...
  72. What Gets You In Grad School: GPA Vs. Work History

    Grad schools usually take a holistic approach when evaluating applicants. That means it's a good idea to scrutinize every ...
  73. Deal with Your College Debt Using These Steps

    The worst thing to do with college debt is to ignore it. The best way to start tackling it is with a clear roadmap to financial ...
  74. Top 5 Post-Grad Degrees That Lead To High Pay

    These post-grad degrees take a lot of work, but they pay off in the long run.
  75. Benefits and Rewards of the GameStop Credit Card

    Similar to other credit-card reward programs, the GameStop card is most lucrative to frequent customers who pay off their ...
  76. Alternatives To Business School

    Universities don't have a monopoly on information - advance in your career without going back to school.
  77. A Guide To Financial Designations

    Find out which certifications can bring you the greatest career returns.
  78. Could Auto-Enrolling in a 401(k)s Hurt Your Returns?

    Automatic 401(k) enrollment takes some of the hassle out of saving for retirement, but taking a hands-off approach may end ...
  79. Clinton vs. Trump: What Happens to Your Income Taxes?

    The Clinton and Trump income tax proposals differ, but neither is revolutionary. The distinctions are in the details: tax ...
  80. PABFX, PIFZX, PRJZX: Prudential’s 5 Star Mutual Funds

    Learn about Prudential, its mutual fund offerings and the top three Prudential funds rated five stars by Morningstar Investment ...
  81. Some Thoughts on the Gender Gap in Financial Services

    We speak about the impact of the recession on job prospects in the financial services industry, and what it takes for women ...
  82. AFAXX: Overview of American Funds Money Market Fund

    Discover why the American Funds U.S. Government Money Market Fund's high expenses and 0% yield make it a less-than-ideal ...
  83. How Cheap Is Retiring in Mexico?

    How much money to retire in Mexico? A comfortable life there can be remarkably affordable. Here's what you can expect to ...
  84. REQTX: Top 4 Russell Funds for Retirement

    Discover four mutual funds administered and managed by Russell Investments that would add diversification benefits to a retirement ...
  85. PQIDX,PONDX,PBDDX: Pimco's Top Funds for Retirement Income

    Once you're living off the money you've saved for retirement, is it invested in the right assets? Here are some from PIMCO ...
  86. 8 High Paying Jobs That Require 2-Year Degrees

    If you don't want to spend a lot of time getting a degree, but still want a solid job, here are some alternatives.
  87. Get An Academic Finance Career

    Working nine months a year and earning a six-digit salary might seem like the high life, but these jobs are not easy to come ...
  88. Is Majoring in Entrepreneurship a Good Idea?

    Learn about the benefits and the downsides of getting a degree in entrepreneurship. You might find a business degree is a ...
  89. 6 Resume Must-Haves

    If you forget to include these important details on your resume, you can forget about getting the job.
  90. How To Land a Wall Street Job Out of College

    Getting a job on Wall Street right after college can be difficult, but there many paths that eventually lead to Wall Street.
  91. A Career Guide For Marketing Majors

    Do you have what it takes to work in this fast-paced field? This article will help you determine if marketing is for you. ...
  92. Top 5 Entertainment Stocks of 2016

    Consumers are expected to spend more on entertainment in 2016. These five stocks are well-positioned to benefit.
  93. How To Add Bitcoins To Your Retirement Account

    Bitcoin is one of the top alternate investments, should it be a part of your retirement portfolio? If yes, how?
  94. Uncommon Jobs For Your Finance Degree

    Not everyone can land the glamour jobs, but the world of finance has a lot more to offer. Here are some uncommon jobs in ...
  95. 7 Retirement Activities Ideas That Are Affordable

    Learn about seven fun and stimulating retirement activities that cost little or no money but may even provide opportunities ...
  96. What Should an Aspiring Advisor Major In?

    What should an aspiring financial advisor study in college? There are advantages and disadvantages with each major and advisors ...
  97. Ace Your Business School Courses

    Work smarter, not harder, to get top grades in your business school classes.
  98. 3 Miami Condos You Can Buy for Less Than $150,000

    The Miami area may be known for its mansions and penthouses, but there are a number of Miami-area condo communities that ...
  99. Want to Be High-Earner? Avoid these College Majors

    Why these college majors might offer a poor chance of paying off those student loans sooner rather than later.
  100. How Your Employer Is Destroying Your Retirement

    What's in a typical workplace 401(k) plan? Often, not a whole lot of good. Here's why.
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