Personal Finance Articles

  1. How To Start a Hedge Fund In the United States

    A general overview of how to start a hedge fund firm in the United States, including complying with state and federal regulations. ...
  2. Should You Pay Your Bills On Autopilot?

    Now that you can sign up to have your bills paid automatically online, it it a smart way to make your life more efficient? ...
  3. Should I Consolidate My Two Mortgages?

    Consolidating your loans or mortgage may make sense for you, especially when interest rates are low. Here's what you should ...
  4. How Much Cash Should You Keep In The Bank?

    With its barely-there interest rates, which portion of your money belongs in a bank, not somewhere else?
  5. Want To Work At a Hedge Fund? These Are The Top Entry-Level Jobs

    Lucrative salary, high perks, and best quantitative brains at work - Here are the common entry level positions for those ...
  6. How WhatsApp Makes Money

    In short, WhatsApp makes money just $1 at a time.
  7. How Many Startups Fail And Why?

    Why do so many businesses fail? And for that matter, how many of them actually do fail?
  8. Is It Worth Paying To Check Your Credit Score?

    Generally, a free credit report is all you need. If you've had some credit issues, it may be worth buying your credit score ...
  9. Converting A Traditional IRA To A Roth

    When is it a good idea to convert traditional IRA funds into Roth IRA funds? And when does it not make sense?
  10. Alliance to FINRA: More BrokerCheck Info Needed

    An alliance of public interest groups is pressuring FINRA to broaden its BrokerCheck tool.
  11. This ETF Can Weather Any Market Condition

    Looking for a winning ETF that's capable of performing in almost any environment?
  12. Top 7 Roth IRA Stocks for 2015

    Looking for stocks with long-term potential for your Roth IRA? Here are the top seven picks for 2015.
  13. Review: Discover it Miles Card

    This rewards card could be one of the most generous yet. See if it makes sense for you.
  14. Methods To Estimate The Cost Of A Local Restaurant

    Here are key factors to consider, and helpful formulas to use, to assess how much a local restaurant would likely be sold ...
  15. How A Greece Crisis Affects The U.S.

    Greece's ongoing financial crisis poses a threat to the nascent U.S. economic recovery due to the latter's close ties with ...
  16. How Is Cashback Profitable For Credit Card Companies?

    Cashback rewards are not as beneficial to the consumer as they might initially seem.
  17. What Is Microlending And How Does It Work?

    Microlending can produce great return on investment for the lender while benefiting borrowers who wouldn't otherwise secure ...
  18. Borrowing From LendUp: Better Than A Payday Loan?

    A new alternative to conventional payday loans is being offered in 16 states. How much better for consumers is LendUp really? ...
  19. When Is Dual Citizenship Not A Good Idea?

    It may sound useful, but there are a number of reasons that make dual citizenship a questionable choice.
  20. Post-Election Opportunities For Nigerian Oil

    Nigeria has an historic opportunity to reform and improve its oil industry now that elections are over.
  21. Is Personal Legal Insurance A Good Deal?

    Some employers offer personal legal insurance as an opt-in benefit. Would it make sense for you?
  22. Consolidating Debt: What If You Have Bad Credit?

    Getting a debt consolidation loan is more difficult when you have bad credit. But it could still help put you on the road ...
  23. Industries That Will Never Go Away

    A list of industries that will not perish anytime soon, as they provide and feed our basic needs.
  24. 10 Most Successful Women Entrepreneurs of the Decade

    Women entrepreneurs have been able to withstand economic and business pressures to rise to the top in a number of industries ...
  25. When Is It Better To Forgo A Roth Account?

    Depending on how much you're currently earning, a traditional IRA sometimes offers more tax relief than its Roth counterpart. ...
  26. New Rules That Could Trash (or Help) Your Credit

    Cable bills and similar financial obligations will soon be factored into your credit score. Good news if you're an on-time ...
  27. Why Save For Retirement In Your 20s?

    You're probably paying off your student loans and retirement is 40 years away. Shouldn't you focus on eliminating debt and, ...
  28. How Advisors Can Cater to Niche Clients

    A look at niche clients and how advisors specialize in them.
  29. Which Will Be the Better Bet: eBay or PayPal?

    eBay hasn't spun-off PayPal justyet, but when that day comes (and thereafter), should you choose eBay or PayPal?
  30. Top Tips for Retiring in a Bear Market

    What you need to know if you have the unfortunate timing of retiring in a bear market.
  31. Retirement: The Journey Of 1000 Miles

    Substantial time should be set aside to fully outline one's vision for retirement and the specific steps that must be taken ...
  32. How To Prepare For Volatile Markets?

    News surrounding market volatility might make one never to invest again: headlines speak of “roller coasters”, “turbulence” ...
  33. Top 10 Mistakes To Avoid On Your 401(k)

    Funding and managing your 401(k) is critical to a financially healthy retirement. Avoid these top 10 mistakes.
  34. Your Clients and the Changing Retirement Landscape

    For many, retirement might not be the full stoppage of work and living a life of leisure but rather one of slowly phasing ...
  35. Would You Make A Good Real Estate Broker?

    How to tell if you'd be good in this field. It is a common second career for many people, but isn't a good match for everyone.
  36. Comparing Financial Advisors & Financial Planners

    When scanning the financial advisor landscape, recognize that both financial advisor and financial planner are very broad ...
  37. Serial Entrepreneurs Venture And Venture Again

    Serial entrepreneurs start up a venture, sell it, and start another one, and they often benefit from their previous experiences.
  38. What Consumer Spending Reveals About The Economy

    We compare U.S. consumer spending patterns, especially in housing, food, and healthcare, against consumer spending in other ...
  39. Where To Change Money in San Francisco

    The San Francisco airport and your hotel are convenient, but to save money use an ATM or your credit card.
  40. Starting Your Own Business In NYC? Why & How

    Constant creative cross-pollination is just one reason new businesses blossom in New York City. Get inspired by these successes ...
  41. The Risk of Offering Social Security Advice

    Savvy financial advisers will either need to gain Social Security advice expertise or find a source or partner to provide ...
  42. Essential Publications for Financial Advisors

    There are a plethora of publications for financial advisors. What follows are the top or most widely read.
  43. The Real Cost Of A Speeding Ticket

    Speeding can come at a cost that goes well beyond one driver and one ticket.
  44. The Fed's Impact On Emerging Markets

    Higher US interest rates could make it more expensive for emerging market borrowers to service their debt commitments.
  45. Is It Safe To Be Without Umbrella Insurance Today?

    At low cost, you can buy significant extra liability coverage in case you're sued due to an accident or other trouble. See ...
  46. Watch Out For These Top Internet Scams

    The Internet had make it easier than ever for scammers to trick people into giving away their money and personal information. ...
  47. How To Make Money With ClickBank

    If you'd like to make money with ClickBank, you're not alone. Read on to learn how to make money with this popular affiliate ...
  48. Technology, The Biggest Threat For Big Banks

    Technology is the biggest threat to the future of big banks as we know them.
  49. How To Expand Your Business Internationally

    A guide to the risks and rewards of expanding a business abroad.
  50. Top 10 Common Mortgage Scams To Avoid

    How do you know which companies to avoid? Look for these telltale signs.
  51. A Look at the Pros and Cons of Muni Bonds

    Considering muni bonds? Here's a look at their pros and cons.
  52. Do I Need A Personal Accountant?

    You know you need to keep your personal finances better organized. Should you hire professional help, and if so what kind?
  53. Best Freelancing Jobs For Retirees

    Retired from your job but still want to work? Here's how to turn your skills and know-how into a new freelancing career.
  54. Best Ways To Save Money On College Textbooks

    Here are nine ways you can stretch your budget for college textbooks. No, wait – maybe make that ten.
  55. Wizards Of Odd: A Trip To Tech Land

    I spent a couple of days in Silicon Valley, and here are some key lessons I learned after meeting with a number of tech CEOs ...
  56. Can You Get A Mortgage On A Mobile Home?

    You can get a loan for a mobile home, but it may not be a mortgage. These are the choices for funding manufactured housing.
  57. How Much is a Graduate Degree Worth?

    Whether or not a graduate degree will increase your earnings depends on a number of factors.
  58. Are You Getting The Best Retirement Advice?

    What you need to know in order to check.
  59. Why do Priceline & Hotwire Hide Hotel Names?

    Companies like Hotwire and Priceline hide hotels names from prospective guests, and both the customers and hotels are beneffiting ...
  60. 5 Secrets You Didn't Know About A 529 Plan

    Start saving for college as soon as possible after your kids are born – and keep these details in mind.
  61. 5 Secrets You Didn't Know About 401(k)s

    If your employer offers a 401(k), that should be your first stop for retirement savings – especially if your contributions ...
  62. How Credit Karma Compares To Experian

    When you want to check your credit score and see the report, should you go directly to Experian or do it through Credit Karma? ...
  63. Tips For Maximizing The Value Of A Kitchen Touchup

    At a fraction of the cost of a remodel, a homeowner can make strategic updates to his or her kitchen that could transform ...
  64. New Tech Capitals Emerging In Various U.S. States

    While Silicon Valley has long been recognized as the home of tech giants, an increasing number of cities around the country ...
  65. Options and Roth IRAs: Do's and Don'ts

    A breakdown of the do's and don'ts of trading options in a Roth IRA.
  66. How Do Millennial Women Invest?

    The theme for Women’s History Month is “Make it Happen”, and that is exactly what millennial women are doing when it comes ...
  67. OK, So I'll Be Smarter Next Tax Time

    5 tax resolutions to start on right now for a smoother tax return next April 15.
  68. Find An IRA Account With No Minimum Deposit

    Three ways to start saving for retirement with a Roth or traditional IRA, no matter how little you have to invest.
  69. 5 Secrets You Didn't Know About Roth IRAs

    Between its generous tax benefits at retirement and no required minimum distributions, a Roth IRA is well worth considering ...
  70. How Much Will It Cost To Study Abroad In The U.K.?

    The most popular destination for U.S. students studying abroad has a lot to offer – and ways to make it affordable.
  71. Hotel or Airbnb: Which Is Better For Paris Visit?

    Paris hotels have their allure, but a less expensive Airbnb may be just as charming – and even leave room in your budget ...
  72. 5 Secrets You Didn't Know About Traditional IRAs

    A traditional IRA gives you a current-year tax benefit and future years of tax savings – minus the income restrictions that ...
  73. Top US Housing Market Indicators

    A quick overview of the top economic indicators to track the housing market in the US.
  74. What Is The Labor Market Conundrum?

    We are facing a conundrum with investment implications: Why are wages still stagnant, when jobs are being created at the ...
  75. Why Your Credit Report Errors Will Now Be Easier To Fix

    Equifax, Experian and TransUnion have reached an agreement to make changes to how they handle credit report errors and unpaid ...
  76. What To Do If You Lost Your W-2

    There's no need to panic if you don't have your Form W-2 to file taxes, there are easy ways to gain access to the missing ...
  77. 4 Tips To Cut Your Monthly Bank Fees

    We asked banking professions to share their biggest tips for tackling bank fees, and hopefully save more even before spring ...
  78. Meet The Advisors To The Richest People In The U.S

    Celebirty financial advisors to the rich can offer important money lessons anyone can learn — as well as a whole host of ...
  79. How To Use Your IRA As A Last-Minute Tax Deduction

    While some people are stressing over their taxes, there is a big advantage to delaying the process: You can maximize your ...
  80. Studying In The United States: New York City

    Advice for international students on how to budget if you want to go to college in New York City.
  81. Advisors: Have Clients Try on Retirement for Size

    Retirement planning in today’s world involves a lot more than just money.
  82. Getting A Mortgage After Bankruptcy Or Foreclosure

    Millions of Americans had homes foreclosed and millions more went into bankruptcy. Here are the necessary qualifying steps ...
  83. Why Do Credit Cards Expire?

    Credit cards expire for more reasons than you could imagine – including, so you don't forget you have the card.
  84. Best IRA Accounts For Beginners

    Opening your first IRA should be just an early step in your ongoing financial education, for the more help you need, the ...
  85. How (And Why) To Open an IRA Now

    Take these simple steps to set up an Individual Retirement Account that will save you tax money and set you up for the future.
  86. Foreigner Starting A Business In The U.S.?

    Keep these four startup steps in mind before you do.
  87. Will Itemized Deductions Get You A Bigger Refund?

    April and taxes are due soon. If you need to file your return, you might have to decide if itemizing your deductions this ...
  88. Top U.S. Cities For The College Class of '15

    Look for a city with a low unemployment rate, a high number of job opportunities, a sizable job market and good starting ...
  89. Resume Tips For Internships

    Here's how to put together a strong resume for an internship that can open the way to your field of dreams.
  90. What Tech Companies Seeking Funding Must Overcome

    Tech companies face a unique set of challenges, including a need for timely responses to changes in technology and difficulty ...
  91. Tips for Spreading the Wealth to Relatives

    There are many ways that your clients can move money or other assets to relatives in order to reduce their tax bills. Here's ...
  92. Tips for Gen X Savers at Age 50

    This is the time to stop and take a careful assessment of where Gen X savers are and see what changes they need to make to ...
  93. Vietnam -- New Asian Hot Spot For Tech Investment

    Vietnam now has a rapidly expanding tech sector that's attracting investors from around the globe due to low business costs ...
  94. How Microeconomics Affects Everyday Life

    Microeconomics is the study of how individuals and businesses make decisions to maximize satisfaction. Microeconomic principles ...
  95. Meet The Company Behind Your FICO Score

    There are other credit scores that evaluate lending risk, but FICO is still the choice of most U.S. lenders.
  96. Tips for Handling Client Inheritance

    When clients leave or receive an inheritance, be prepared to deal with much more than mere paperwork or financial transactions.
  97. How Youtube Ad Revenue Works

    Many people make money off of their YouTube videos through ad revenue, but just exactly how does Youtube Ad Revenue work? ...
  98. How MasterCard Likely Earned a Spot in Your Wallet

    An in depth look at MasterCard and its future prospects as an investment.
  99. How Advisors Can Help Clients with Dementia

    Advisors may be called on to monitor and react to changes in their clients' mental acuity. Here's what to consider.
  100. Which Assets Can You Hold In Your IRA?

    You're not allowed to hold every kind of asset in an IRA. What can you include – and which ones are banned?
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