Personal Finance Articles

  1. 5 Truths About Consumer Confidence in the U.S.

    U.S. consumer confidence has evolved in the years since the Great Recession, according to a study conducted by McKinsey & ...
  2. 3 Real Estate Companies With Great Training

    Which real estate company has the best training? Learn why Keller Williams, Weichert and Redfin offer new agents the best ...
  3. The Difference Between RIAs and Registered Reps

    Here's how registered representative brokers work and how they differ from RIAs.
  4. 5 Worst Ideas Zynga Ever Had (ZNGA)

    Multiple bad ideas and products led to Zynga Inc.’s financial decline from its founding in April 2007 to the third quarter ...
  5. What Are Virtual Financial Advisors?

    The internet has provided a convenient way for financial advisors to offer their services to a wide customer base through ...
  6. These 3 Investment Banks Will Pay for Your MBA (GS, CS)

    Many investment banks will pay for an MBA, but bankers should keep in mind this advanced degree is not always their ticket ...
  7. 5 Companies That Specialize in Expat Health Insurance

    Five companies that specialize in expat health insurance are Clements Worldwide, Expatriate Healthcare, IMG, GeoBlue and ...
  8. What Retired Teachers Need to Know About Social Security

    Depending on where a teacher lives and that educator's eligibility into government provisions, a retired teacher's Social ...
  9. Accuquote vs. Selectquote: Which Website Is Better?

    Accuquote and Selectquote are websites offering insurance quotes to consumers. Learn about the products and educational materials ...
  10. Mylan’s Sneaky EpiPen Maneuvers

    Drugmaker Mylan has become a target of criticism in response to claims that it’s engaging in sneaky EpiPen maneuvers to shield ...
  11. Funding a Startup with Retirement Cash: Smart or Dumb?

    Retired entrepreneurs who have "played it safe" – and retirees who want to stretch their dollars – are looking to invest ...
  12. When Do Social Security Benefits Start and End?

    Everything you need to know about the three primary Social Security programs, how they work and who qualifies for them.
  13. Why Retirees Are Carrying More Debt Than Ever

    As people reach retirement they are carrying more debt than ever before. Why and what to watch for.
  14. First-Time Homebuyer's Guide

    Buying a home for the first time can seem daunting. Learn the buying process & what to watch out for in order to be a successful ...
  15. How Life Insurance Can Help With Liquidity

    Life insurance can provide liquidity in personal and business situations when access to capital is essential. Learn how to ...
  16. Tips for a Smooth Trip to Retirement

    Planning for retirement is like planning for a vacation: assess your ideal destination, follow directions, pack wisely, and ...
  17. Protecting Your Assets from Contingencies

    It really doesn't matter how well you've saved or invested if your assets aren't protected.
  18. Helping Couples Strategize for Social Security

    Even with the elimination of the file-and-suspend option for couples claiming Social Security, there are strategies they ...
  19. Top 4 Health Insurance Providers for Entrepreneurs (UNH)

    If you are self-employed or starting a small business, four health insurers provide solid options for coverage aimed at entrepreneurs ...
  20. Top 5 Fastest-Growing Startups in NYC (GOOGL, FB)

    The top five New York City startups are technology companies in different industries with astronomical track records of revenue ...
  21. What Foreign Buyers of U.S. Real Estate Need to Know

    Rising home prices and a strong dollar are making it tough for foreign buyers of U.S. real estate to pay cash. What to expect ...
  22. A How-to For Putting Your 529 College Savings to Work

    After years of saving for college, you don't want a misstep when it's time to use your 529 assets. We offer some do's and ...
  23. What Advisors Can Learn From Cal Ripken Jr.

    The FPA's annual meeting in Baltimore drew over 1,800 attendees and one MLB Hall of Famer. Here's what advisors can learn ...
  24. Thailand Vs. Vietnam: Which Is Better for Retirees?

    Learn how Vietnam and Thailand compare in terms of living cost, access to health care and lifestyle to help you decide which ...
  25. How to Grow Your Retirement Plan to $1 Million

    So you want a million dollar nest egg? These tips will help get get started.
  26. Top 10 Companies That Will Pay for School (SBUX, T)

    Scrutinizing employee benefits can help people in the job market chose employers strategically to find companies that will ...
  27. 3 Financial Planning Lessons Learned From Golf

    There are many parallels between the challenges of golf and managing one's finances. Here are some guidelines culled from ...
  28. Advisors: How to Reach Clients With Hashtags

    Hashtags are a valuable discovery tool in your social media strategy—as long as you're using them correctly and effectively. ...
  29. The Benefits of a Mortgage in Low Rate Environment

    The idea of simply paying off the mortgage has become an antiquated way of thinking due to the current low interest rate ...
  30. The Crippling Cost of Self-Insuring Long-Term Care

    Covering the cost of long-term care without insurance can deplete retirement savings quickly.
  31. Most Profitable Auto Companies of 2016 (TM, GM)

    Coming off a six-year boom in the the auto industry, five stalwarts have remained among the most profitable auto companies ...
  32. How The NFL Makes Money

    The National Football League is the most successful sports league in the world. How does the NFL make money, and what is ...
  33. Most Profitable Health Care Companies of 2016 (GILD, JNJ)

    All four of the most profitable health care companies listed on U.S. exchanges reported net income exceeding $2 billion during ...
  34. Selling Employee Stock Purchase Plan Shares

    An in-depth look at how qualified sales of employee stock purchase plan shares work, and the tax consequences under different ...
  35. Save on Your Next European Vacation

    This might be the year to go to Europe. There are many excellent deals to be had.
  36. The Most Interesting Phenomenon in Today’s Jobs Market

    There has been much focus over the past week on the August payroll growth slowdown and what it means for the timing of the ...
  37. How to Reduce Your High Property Taxes

    Think your property taxes are too high? Here's some advice on how to get your home reassessed, using New Jersey property ...
  38. How to Know When You Should Claim Social Security

    Understanding the options for claiming your social security benefits is an essential part of your retirement plan.
  39. Top 6 Fastest Growing Startups in San Francisco (GOOG, TWTR)

    The six fastest-growing new startups in San Francisco for 2016 are focusing on making life easier by offering solutions to ...
  40. 3 Simple Steps to Begin Estate Planning

    Estate planning is easier than you think. Here are three simple steps to put a plan in place.
  41. 10 Best Life Insurance Companies of 2016 (MCO, PRU)

    The 10 best life insurance companies of 2016 have strong financials, longstanding brands and excellent reputations for customer ...
  42. 4 Reasons to Never Use Retirement Accounts as Collateral

    Using your retirement account as collateral for a loan does not make good financial sense unless there are no other means ...
  43. Top 5 Health Insurance Providers for the Self-Employed (HUM, AET)

    Under the ACA, the self-employed have more health insurance options than ever before. Find out which providers offer the ...
  44. AET: How Aetna's Stock Price Rose 13% in 6 Months

    This review of an analysis of Aetna's stock price performance through the first part of 2016 explains the stock's general ...
  45. 65 or More? Best-Ever Medical Deductions End Dec. 31

    2016 is the last year that seniors only have to reach 7.5% of adjusted gross income before deducting medical costs. Have ...
  46. Retirees: Here's How You Can Go to College for Free

    Although young adults have to pay out tens of thousands of dollars for a college education, retirees can go to college for ...
  47. When Is It Better to Forgo a Roth Account?

    Depending on how much you're currently earning, a traditional IRA sometimes offers more tax relief than its Roth counterpart. ...
  48. Understanding the Benefits of Rollover IRAs

    Need help deciding what to do with your 401(k) plan from a former employer? Here are your options.
  49. Top 7 Fastest-Growing Startups in Austin

    Austin has become one of the hottest hub for startups. Austin has everything entrepreneurs need to make their visions come ...
  50. How to Be a Savvy Saver From the Start

    Here's why saving early will get you in the habit for the long-term, and give you a huge head start on your life's financial ...
  51. Defined Contribution Health Plans: A Primer

    A look at defined contribution health plans and how they work for both employees and employers.
  52. 3 Ways Robots Affect the Economy

    Robotics is increasingly shaping the way that many industries operate, and is impacting employment. Its usage has both positive ...
  53. What Would It Take for the U.S. Dollar to Collapse?

    Quantitative easing raised concerns about the dollar's vulnerability, but a review of the dollar's strengths and weaknesses ...
  54. Should the Retirement Age Be Increased to 70?

    The general consensus is that Social Security faces a crisis of solvency. How to address it is far less clear-cut.
  55. Is Selling Food From Your Home a Viable Way to Make Money?

    Selling food from home has its challenges, including adherence to legal requirements and "cottage food" laws, which are necessary ...
  56. How to Find the Best Life Insurance Agent

    Choosing a life insurance agent is the first and most important step in obtaining coverage. Buyers should pay attention to ...
  57. 3 Habits Happy People Use in Financial Planning

    Following these three habits can help make you more financially sound, and potentially happier.
  58. Partner With a Financial Advisor That Adds Value

    Learn why financial advisors should partner and how it can add value to a practice. Also learn about types of partnerships ...
  59. 4 Thoughtful Retirement Gift Ideas for Men

    This"best gifts list" of the most thoughtful retirement gifts for men includes items appropriate as gifts from co-workers, ...
  60. Good News! Americans Are Earning More

    After years in the doldrums, incomes are up – and not just for the 1%. Here's who's benefiting.
  61. What's the Tax Hit on an IRA Withdrawal?

    How much taxes you'll pay on IRA withdrawals depends on a variety of factors. Use this guide to plan ahead.
  62. Why Are Prescription Drug Prices So High?

    Expensive drugs that don’t have affordable alternatives or generic equivalents are a serious concern today. So why are prescription ...
  63. This is Where Most Pension Funds Invest

    Pension funds have moved beyond traditional investments in bonds and stocks. The new order includes private equity and alternative ...
  64. 4 Reasons to Collect Social Security Payments Now

    The longer you wait to collect Social Security, the more you get. But for people who are in failing health or need income, ...
  65. Here's What to do If You Have a Lien on Your House

    Liens attach to an asset, not an individual, and are intended to protect creditors. And they can be removed.
  66. 3 Key Financial Guidelines for College Graduates

    College graduates face a multitude of challenges these days, so help them out by sharing your best personal finance tips. ...
  67. Why We All Need to Be More Financially Literate

    A better understanding of personal finances, and money in general, will make us all better off in the future.
  68. The 10 Best Community Colleges in the United States

    The top community colleges in the U.S. are strong on technical education and job placement. The best community colleges provide ...
  69. 5 Things CPG Companies Can Do to Win More Growth (AMZN, KR)

    This summary of McKinsey's report details the five imperatives consumer packaged goods (CPG) companies can employ to obtain ...
  70. Insurance Do's and Don'ts for Young Doctors

    These are the insurance do's and don'ts for young medical professionals.
  71. To Roll or Not to Roll: 401(k) Considerations

    If you're on the fence about keeping your 401(k) or rolling it over, make sure you're considering the following scenarios.
  72. Protecting Against Private Student Loan Servicers

    The CFPB’s recent student loan settlement with Wells Fargo highlights how important it is to know how to protect against ...
  73. Money and Millennials: Setting Financial Goals

    Managing savings and expenses, and setting goals early in life, will help Millennials get on a path to long-term financial ...
  74. Important Personal Matters That You Should Know About Your Clients

    Financial advisors can only create very successful financial plans if clients provide some personal information to help the ...
  75. ETSY: How Etsy's Stock Price Rose 53% in 6 Months

    Etsy's stock price has begun to move higher in the past six months after falling more than 80% after its IPO due to improvements ...
  76. The Lucrative Business of Summer Camps for Adults

    Due to the increasing need to disconnect from technology and meet new friends, adult summer camps are a booming business ...
  77. Life Insurance Replacement: Rules, Laws & Regulations

    When replacing a life insurance policy, a lot can go wrong for the consumer. Find out how life insurance replacements are ...
  78. Is Amazon Prime's $99 Annual Fee Worth it? It Depends (AMZN)

    More than 60 million people think Amazon Prime is a good deal. Here is how to determine if Prime membership may be worth ...
  79. Behind Lumber Liquidators' 44% Rise in 10 Years (LL)

    Lumber Liquidators' stock rose rapidly from its IPO to its 2013 high, but slowing growth and product quality scandal caused ...
  80. Top 5 Dairy Stocks of 2016 (WWAV, LWAY)

    Five companies top the list of the best dairy stocks in 2016. The companies have strong growth prospects and the potential ...
  81. Are Do-it-Yourself Online Wills Right for You?

    An online will site can be an inexpensive and fast way to get that all-important will completed. Find out if this is the ...
  82. Sam's Club vs. Costco: Which Has Better Deals? (WMT, COST)

    Costco and Sam's Club offer similar prices in all departments. The better wholesale club membership for you depends on your ...
  83. Top 10 Media Stocks for 2016 (CMCSA, DIS)

    Media stocks are finding additional ways to distribute their content to consumers as cable subscriptions decline. Explore ...
  84. Individual vs. Group Health Insurance: What's the Difference?

    The Affordable Care Act requires all Americans to get health insurance through employers or the federal exchange, and differences ...
  85. How Many Mortgage Lenders Should You Apply To? (FICO)

    Applying to multiple mortgage lenders can get you a better deal, but it comes with a few drawbacks.
  86. Medicaid vs. CHIP: Understanding the Differences

    Medicaid and CHIP are both designed to provide low-income children with health care coverage. Find out about the differences ...
  87. 8 Top Companies Owned by CBS

    The CBS Corporation uses a variety of companies to distribute TV programs, radio broadcasts, books and motion pictures to ...
  88. Credit Unions vs. Banks: Which Is Better?

    Credit unions vs. banks: Even though most Americans have accounts with a traditional big bank, many Americans are opting ...
  89. Steve Jurvetson: "Big Companies Should Be Worried"

    Steve Jurvetson on the future and why he thinks that big companies should be nervous.
  90. 4 Luxury Retirement Communities That Cost Under $5,000 a Month

    Although several luxury retirement communities offer monthly rates below $5,000 per month, many charge hefty entrance fees, ...
  91. How Social Security Works After Retirement

    Millions of Baby Boomers are looking forward to collecting benefits, but several factors can affect how much they get and ...
  92. The Rise of Alternative Economics

    Alternative economics has provided businesses, borrowers and lenders with the opportunity to overcome restrictions such as ...
  93. Best Roth IRA Stocks for 2016 (HCN, MO)

    The best Roth IRA stocks combine to create a growing stream of dividends with steady capital appreciation and low risk of ...
  94. Why Low-End Jobs Are Paying More

    More companies are now paying employees in low-end jobs higher wages. Here is why – and who benefits.
  95. Social Media: The Hidden Part of Your Estate

    Digital assets like social media accounts and websites are often more complicated to pass on at someone’s death than stocks ...
  96. How Smokers Can Obtain Life Insurance

    Smokers pay higher premiums for life insurance than nonsmokers. However, they can still find a great deal by shopping around ...
  97. Your Retirement Planning Checklist

    Whether you're planning to retire in ten years or in two months, this strategic checklist will help you create a retirement ...
  98. How Do Mortgage Lenders Get Paid and Make Money?

    When homebuyers educate themselves on how mortgage lenders get paid and make money, they are more likely to save thousands ...
  99. Teachers: Who is Managing Your 403(b)?

    It's imperative that teachers research the practices of their retirement fund managers, who should always be working in their ...
  100. Tax Tips for Employee Stock Purchase Plans

    Tax rules for sales of employee stock purchase plan shares can be tricky. Here is what you need to consider.
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