Personal Finance Articles

  1. Mortgage Pre-Approval: Understanding the Process

    Understand the mortgage pre-approval process and why getting a pre-approved mortgage is important for would-be homeowners. ...
  2. These 5 Books Will Transform the Way You Think

    Just as successful startups disrupt their industries, these writers disrupt our view of the world.
  3. The Basics Of Municipal Bonds

    Investing in these bonds may offer a tax-free income stream but they are not without risks.
  4. Get Rich with These 7 Healthy Habits

    Getting rich is like getting fit. To achieve your goals, you must develop healthy long term habits. Here are 7 habits that ...
  5. 10 Steps To Retire A Millionaire

    Making this dream come true takes work, but it's well worth the effort.
  6. Fixing the Credit Gap for Black-Owned Companies

    Black-owned companies face greater obstacles when seeking capital, says a recent Census Bureau study. What to do.
  7. Is Your Retirement Plan on Track?

    Sooner or later that day will come. How to tell if you're ready and what to do if you need a course correction.
  8. Don't Let Unemployment Ruin Your Financial Plans

    Regardless of the reason, you'll want to be prepared if you find yourself unemployed.
  9. Figure out Your Life Insurance Needs With This Formula

    It often seems like the people that don't buy life insurance are the ones who actually need it most.
  10. Are You Financially Prepared for an Illness or Layoff?

    There are several steps you can take to financially survive a layoff or illness.
  11. The Least Expensive States to Retire In

    When it's time to retire, it's worth exploring the least expensive states.
  12. Estate Planning for Beginners, Part Four

    This is how disclaimer trusts work and when it makes sense to use them in an estate plan.
  13. The Personal Finance Issues Medical Residents Face

    Medical residents need to take care of their finances just as much as they care for patients.
  14. Take These 6 Steps to a Better Year in 2017

    Use these six steps to appreciate the good from 2016 and help make 2017 your best financial year.
  15. How Many Mortgage Lenders Should You Apply to?

    Applying to multiple mortgage lenders can get you a better deal, but it comes with a few drawbacks.
  16. When (And When Not) to Refinance Your Mortgage

    There are both good and bad reasons to refinance. Learn more about both here.
  17. Are You Ready to Buy a House?

    There are a number of factors, aside from cost, that you should think about before buying a new house.
  18. Shopping for a Mortgage in 2017? Use This Tool First

    As home-buying technology has progressed, the process of finding the best mortgages rates for 2017 can all be done online.
  19. Investors Are Unprepared for Inflation

    Inflation has remained so quiescent for so long that many investors have forgotten even how to cope with it.
  20. The 15 Highest-Paying Jobs for Business Majors

    See the highest-paying jobs for business majors 10 years out, from PayScale’s 2016–2017 College Salary Report.
  21. 8 Reasons Why Valued Employees Quit

    Salaries are important, but retaining top employees requires more than just competitive pay.
  22. 5 Mistakes to Avoid When Buying a New Home

    Understand five specific mistakes to avoid when buying a new home.
  23. Six Things Bad Financial Advisors Do

    So you've gone to the trouble and expense of hiring a financial advisor. Here's how to decide whether they're doing you right ...
  24. What Foreign Buyers of U.S. Real Estate Need to Know

    Rising home prices and a strong dollar are making it tough for foreign buyers of U.S. real estate to pay cash. What to expect ...
  25. Tax Planning Strategies for the Year Ahead

    The uncertainty surrounding President-Elect Trump may have a significant impact on tax planning.
  26. Wealth and Well-Being Come From More Than Money

    Happiness and well-being depends on more than just money.
  27. 10 Best Countries to Retire to in 2017

    Mexico beats Panama and other news about the best retirement countries.
  28. Vital Considerations for a Transitioning Advisor

    Advisors who are considering breaking away from a big firm should consider these points.
  29. New Parents: A 529 Plan Shouldn't Be Your Top Priority

    When it comes to parenthood, there are three things that are more important than a 529 account.
  30. Seniors: Before You Co-sign That Student Loan

    If that loan isn't paid back, you could be on the line for the whole amount, plus penalties.
  31. The Problem with Buy Low, Sell High Advice

    Here's why the advice to buy low and sell high isn't quite so simple.
  32. Why Retirement Can Be Harder for Those Who Make More

    Increasing your income means you will receive a lower percentage of your income in Social Security.
  33. 7 Bad Reasons to Refinance Your Mortgage

    When low mortgage rates are everywhere, it might seem like a good time to refinance. Make sure you are doing it for the right ...
  34. FICO 5 vs. FICO 8: What Are the Differences?

    Find out why you have more than one FICO credit score.
  35. How to Save More for Your Retirement

    Be sure you know all the tax-advantaged ways in which you can save more for retirement.
  36. Retirement: U.S. vs. Abroad

    Which option would make more sense for you: retiring abroad or staying at home in the U.S.? A look at the advantages and ...
  37. Those Who Retire Early Share These Traits

    Here's how people planning on retiring early prepare for what's ahead.
  38. What Google Knows About You Is Eye-Opening

    If you search the web or use common email programs, Google knows an almost creepy amount of your personal information.
  39. How to Become a Life Insurance Agent

    The pros and cons of becoming a life insurance agent, a field that can be hard to crack—but that can pay off big when you ...
  40. DOL Fiduciary Rule: Everything You Need to Know

    The Department of Labor Fiduciary Rule is a new ruling that expands the “investment advice fiduciary” definition under the ...
  41. Will Social Security Be Around for My Retirement?

    Here's what you may not know about our Social Security system and how it can affect your future.
  42. 8 Retirement Income Strategies for Boomers in 2017

    Here are eight strategies that Baby Boomers can use to generate retirement income.
  43. How You Can Plan for Sequential Risk in Retirement

    Trying to plan your retirement date around future market forecasts can be futile.
  44. Thrift Savings Plan Rollovers: The Pros and Cons

    Is rolling over a Thrift Savings Plan into an IRA the right move? Here's what to consider.
  45. SoFi, Inc.

    SoFi is a nontraditional financial services firm that offers student loans and refinancing programs.
  46. How Residents and Physicians Can Tackle Student Debt

    Here's how residents and young physicians can tackle their debt load while saving.
  47. Does Zest Health Really Save You Money?

    Zest Health is a Chicago-based consumer-focused mobile health provider that helps consumers make smarter, more cost-effective ...
  48. How Student Debt Imperils Retirement Savings

    Student loan debt is out of control. Here is how it can impact saving for retirement.
  49. Retirees: Avoid Making These 3 Retirement Mistakes

    There are several missteps that can prevent your retirement from going smoothly.
  50. What Does an Ideal Retirement Portfolio Look Like?

    The "ideal" retirement portfolio can differ from one investor to another, but some themes hold true no matter what.
  51. How To Live Off Your Dividends

    One way to enhance your retirement income is to invest in dividend paying stocks and mutual funds.
  52. How to Dream Up the Right Retirement Goals

    When you dream up the right retirement goals, you'll be able to plan the retirement life you want.
  53. Here’s how to Use a Roth IRA for Estate Planning

    The concept of Roth IRA estate planning may be a new one to you, but putting it to work for your heirs is as easy as 1-2-3.
  54. LearnVest vs. Mint: What's the Difference?

    Decide which app is right for you in tracking your finances – LearnVest vs. Mint.
  55. Tips for Buying a House on a Single Income

    Thanks to low-down-payment programs, buying a house on a single income is possible even if you’re not wealthy. Here’s what ...
  56. 10 Jobs Where Women Earn More Than Men

    Is this small reverse gender pay gap in certain fields a sign of progress?
  57. C-Suite Executives Get Even Richer Perks

    Not only are CEOs and other C-suite executives earning higher salaries; they’re also raking in bigger and better perks, according ...
  58. How We Can Help Close the Retirement Savings Gap

    The majority of Americans are not very confident about having enough for retirement.
  59. How Financial Mistakes Can Lead to Future Success

    When it comes to creating your financial plan, the ability to learn from your mistakes is key.
  60. How to Choose Your Retirement Investing Portfolio

    Having the right investment strategy is crucial for retirees who do not want to outlive their money.
  61. Top Tips to Transition into Retirement Confidently

    Here are some of the best ways to make the transition to retirement painless.
  62. The Problems With 401(k) Rollovers Part 1

    These are some of the most important issues to consider when deciding whether to roll over a 401(k).
  63. Tips for Finding a Military-Focused Financial Adviser

    If you are in the service, using these tips may help you decide if you need a financial adviser.
  64. Why Mortgage Applications Just Dropped 12%

    Mortgage applications took a steep dive at the end of 2016. Is a housing slowdown coming?
  65. Self-Employed? Top Plans for Retirement Savings

    Here are 5 smart ways the self-employed can save for retirement. Some also work for your employees. But get financial advice ...
  66. Roth Feature Boosts Benefits for 401(k) and 403(b) Plans

    Roth accounts tend to beat traditional plans over the long term by providing tax savings at retirement.
  67. 6 Steps to Determine Your Life Insurance Needs

    Use these basic calculations for an estimate of how much life insurance you should get.
  68. Is a SIMPLE IRA Right for Your Small Business?

    Here's how small businesses can benefit from offering a SIMPLE IRA to their employees.
  69. The Retirement Divide: CEOs vs. the Rest of Us

    CEOs do great, but a new report has troubling news for the average American retiree.
  70. Can You Save Too Much for Retirement?

    Planning how much you need for retirement is not an easy task – there are many variables to consider. Here's a little help ...
  71. Social Credit Score: The Future of Credit Monitoring?

    Chinese authorities have proposed a social credit system based on troves of data.
  72. Your Most Powerful Tax Shelter: Your HSA

    For those that can afford it, the HSA is a powerful tax shelter. Here's why.
  73. 3 Goals to Focus on if You Want to Save More for Retirement

    These three strategies will put you on the path towards saving more for retirement.
  74. How to Avoid Human Errors in Cybersecurity

    There is a significant human element to cybersecurity that shouldn't be ignored.
  75. American Consumers Stay Remarkably Disciplined

    During the past year, households have taken 6 percent of their after-tax income to either set aside in savings vehicles, ...
  76. You’re Leaving: Should Your 401(k) Stay?

    Companies now want departing employees to keep their 401(k) plans invested with the firm's manager. Is that a good idea, ...
  77. Top 25 Cities Where You Can Live Large on Less Than $70k

    Want life to feel more like Easy Street? Head for one of these cities, where you can live like a king (or queen) without ...
  78. What Retirement Will Look Like Without Savings

    Everyone knows they should save for retirement but many don't do it at all. But retirement without savings isn't pretty. ...
  79. 5 Ways to Get Out of Debt Without Sacrificing Your Retirement Savings

    Getting out of debt and saving for retirement doesn't have to be a choice. There are ways to do both.
  80. Best Credit Card Processing Solutions for Small Businesses

    Seeking credit card processing options that don't force you to grapple with interchange fees or discount rates? These four ...
  81. 5 Ways You Can Start Preparing For Tax Season

    Being prepared and using the right tax professional can make your tax season go smoothly.
  82. How to Transition Investments to Retirement Years

    Approaching the transition to retirement isn't a sprint—it's a journey of strategic thinking.
  83. Why Emergency Funds Are a Bad Idea

    Learn why taking the time to build an emergency fund is a staggeringly inefficient use of the precious and limited resource ...
  84. In A Cash Crunch? Hold A Yard Sale

    Lighten your load for a heavier wallet. We'll provide helpful tips to ensure a successful sale.
  85. The Income Property: Your Late-In-Life Retirement Plan

    You're nearing retirement age and you don't have the nest egg you need. Here's how an income property can help you make up ...
  86. Where Are You on the Road to Retirement?

    Taking a look at your retirement readiness is a vital step in ensuring that your financial future looks as bright as possible. ...
  87. 3 Ways to Make Budgeting a Success in the New Year

    Sticking with a financial plan isn't easy, but these strategies can help you achieve your goals.
  88. Common Retirement Advice That DINKs Can Ignore

    The retirement rules are different when a couple has no kids. Spending more, retiring sooner – all kinds of options open ...
  89. Retirement: The One Thing Couples Shouldn't Do Together

    Staggering retirement can have both financial and emotional benefits for married couples.
  90. Should You Retire With a Mortgage or Pay it Off?

    Here's why it makes sense to pay off your mortgage before you retire.
  91. Boomers: Top Tips for Shoring Up Your Retirement

    The retirement situation for most Baby Boomers isn't that encouraging. But there are actions they can take to shore up their ...
  92. 5 New Barriers to Getting a Mortgage

    New lending requirements have made it much tougher to get approved, and some common situations that may not have presented ...
  93. New Push to Help Corporate Women Advance

    Twenty-seven corporations have signed on to Paradigm for Parity's 5-step program to achieve equal power, status and opportunity ...
  94. Financial Steps to Take for a Prosperous New Year

    It's time to view all of your assets as one portfolio, and then invest them in multiple asset classes.
  95. New Year Planning For Business Owners

    Make a resolution to start your business off on the right foot in the new year.
  96. What Does It Cost to Retire in Costa Rica?

    Tally up the costs associated with taking your retirement in Costa Rica, and determine whether you have what it takes to ...
  97. Can You Trust Upstart to Be Your Loan Provider?

    If you decide to take on debt to achieve a goal, Upstart is a peer-to-peer lending company that receives high praise from ...
  98. The 3 Key Tips for Budgeting Your Money

    If you have never tried budgeting your money, these strategies will help you get on track with your spending – and saving.
  99. 5 Mistakes That Can Ruin Your Life (Insurance)

    Don't let these simple errors leave you unprotected. Read on to learn more.
  100. How to Make the Most From Real Estate Investments

    If you own commercial real estate, there are ways to create extra income without extra work.
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