Personal Finance Articles

Although payday loans may seem like an attractive option in a pinch, they may also leave you worse off in the long run.

With all the money that is spent on cars, you want to make sure that the vehicle you purchase is backed up by a solid manufacturer warranty.

Here are a few of the ways that scam artists prey on those in debt.

With a new year comes new laws, and in 2013 the U.S. government has implemented several changes to the tax code.

Both online tax software and tax professionals have their own set of advantages, but which one is actually better for your bottom line?

It is important to make sure that you cover all the bases when you decide to file without the financial expertise of a tax professional.

Here is a look at how the Affordable Care Act will affect your taxes in 2013 and beyond.

Parents should take notice of these important tax breaks in 2013.

Chained CPI is one of many ways to approximate the impact of rising or falling prices to consumers' pocketbooks.

If the iTV is real, it could revolutionize the industry, as Apple has already done with the iPod, iPhone and iPad.

This article looks at business incubators and what they can do for you.

Small businesses are more likely to fail in the aftermath of devastation. How can you as an employee handle issues after a disaster?

The HEART Act is designed to allow service members and reservists make a smooth financial transition into active duty and back into civilian life.

Being average is not an accomplishment. To thrive and grow, you and your business need to stand out.

In many circumstances, a reverse mortgage can be a risk to your financial security. Here are six dangers you should consider before signing on the bottom line.

If you have a savings account or certificate of deposit (CD), you’re probably not making much more than 1% each year from interest.

The simplicity of ETFs and their low fees make them perfect for retirement accounts.

If Apple is planning an actual TV, it will have to shake up the industry, as previous Apple products have done.

You might be suprised to learn that after reaching certain criteria, your PMI will be automatically cancelled.

Based on today's markets, which ETFs could you buy in 2013 that'll provide the best opportunity for an early retirement?

Find out which of the five profiles fits your style, and how this will affect your future.

With a little motivation and persistence 2013 can be the year you get your spending under control.

Make a resolution to start your business off on the right foot in the new year.

ETFs often post fewer and lower capital gains distributions than traditional mutual funds, because there is usually a much lower rate of portfolio turnover in ETFs.

Young investors today who wish to begin a savings plan face a bewildering array of investment options.

To repay debt or invest, that is the question. These two important financial goals battle head-to-head to determine which is really more important.

Understanding how the foreclosure process normally works - and how it dysfunctions in today’s market - will help you avoid becoming a victim.

These are some of the good choices for ETFs if you are in the late stages of retirement planning.

These schools produce the most successful business grads and offer some of the best educations.

How should aspiring investors best allocate funds for investing, and how much money should you have before you begin?

Labor unions have existed in the U.S. for quite some time, but not all have been as successful as these three.

Planning a family in one of these 5 states? You may be surprised to learn that they're the most expensive states to raise a child.

Debit cards are more widely accepted and provide better fraud protection than in the past.

Debt is one of the biggest obstacles that prevents people from investing - but it shouldn't be.

Small business owners need to know what’s going on in the credit card world if they want to maximize profits and ultimately avoid going belly up.

If there any truth to the rumors of an upcoming Apple iWatch, how would it impact Apple's other products and the evolution of technology?

There are numerous government programs available for people who need financial help recovering from a household disaster.

This is a great time to examine your anticipated expenditures and assess how your spending impacts your financial situation.

Although the overall power of labor unions may not be what it once was, they still maintain a great deal of influence in the United States.

This article examines some of the pros and cons associated with organized labor.

Here are some common sense tips for getting over the financial holiday hangover.

Instagram's new user agreement not only led to a public outcry from its users, but also caused many to close their accounts.

Don't let the arrival of the new year cause you to rush into a change of career. Carefully examine your reasons for wanting a change.

Networking should be a career-long endeavor that is just as important as performing your job in an excellent manner.

In an age when billion has become the new million, which unexpected folks have joined the ranks of the billionaire club?

A high-profile brand name alone won't meet your personal investing needs. This article will show you what else to look for.

With more than 90% of consumers dining out on a regular basis, these methods can help to stretch your dollar further.

You can use the Monte Carlo Simulation to improve your retirement planning.

All fast food companies claim to offer the best prices as they compete for your hard-earned dollars, but which truly has the best value?

Here's a cost comparison of exactly how much you can save if you use a motorcycle as your main mode of transportation over a car.

Millions of Americans are embracing a new way to travel by doing their part to help communities in developing nations.

With coffee playing an important role in social norms, this article looks at the most and least affordable cups of coffee available.

With the U.S. employment market seeing slight growth, it is worth considering which skills are the most important for job seekers in 2013.

Credit scores indicate past behavior but don't necessarily reflect present or future behavior, so don't judge you partner solely on credit.

With the U.S. economy experiencing mixed fortunes, this article looks at the highest-paying jobs for 2013 and how job-seekers can capitalize.

These public figures have MBAs; some were earned before reaching fame while others were earned after.

Shifting to qualified investment vehicles and other viable investment strategies could help invstors defer, avoid or minimize the tax hike.

When a black swan event occurs, a market correction of massive proportions ensues.

American college graduates are facing an increasing amount of student loan debt. There are new rules for repaying that debt. Here's what you need to know.

Here are some ways you can try to reduce the risks associated with being an entrepreneur.

This article examines the newly-passed Prop 30 and what it means for residents of California.

A number of contract positions pay more than their salaried counterparts.

Being bilingual or trilingual can be a great career booster. Here are the languages that will help you get ahead in the business world.

Discover the issues that complicate these payouts for investors.

If you've made a New Year's resolution to go back to school and get your degree, here are the degrees that will offer you the best chance of getting a good job.

As investing is a great example of an activity that draws on a wide range of mental and emotional skills, it is worth exploring how to improve this skill set.

Are you on track to post-work bliss? We'll tell you how to find out.

If you earn a high income, there are many ways you can save extra money for an early retirement.

Here is a valuable reminder of what investors ought to hold as important when approaching long-term investments.

If the U.S. goes over the fiscal cliff, how will it affect the taxes and tax planning of average citizens?

If you are looking for a new career next year, take a look at these options. It is anticipated that there will be a high demand for these positions in 2013.

Here's a look at how much a typical New Year's party could cost in the U.S., and the cost of spending New Year's in certain cities.

With the looming fiscal cliff, here's a look at how it could affect your retirement planning.

Should you buy more just so you can save on shipping?

These toys were huge hits during the holiday season.

Faced with an overabundance of choices, many investors forget to stick to the basics.

Here's a look at how much you should spend and what you should give this holiday season.

Here's a look at some famous Christmas traditions from around the world, how much they cost and how the cost compares to a Christmas in the U.S.

The Mayan calendar ending didn't result in the end of the world, but that doesn't mean we couldn't see a catastrophic scenario, or even a local emergency, in our lifetime. If we do, how can we financially prepare? Will it matter?

Here are some last-minute tech gifts for everyone in your family.

Here's a look at the business practices of Santa Claus and how he effectively runs his North Pole operations.

Here's a look into what you should focus on given that conditions are ripe for a possible "fiscal cliff."

Many people fall victim to these mistakes, and they can drastically affect a person's net worth in a negative way.

When calculating your net worth, don't forget to take inflation into account.

Here are some estimates of what your net worth should be at certain stages of your life, depending on how much you earn for income.

Wall Street believes its dream of a Santa Claus rally will surely come to pass.

Outlet malls can offer great deals. Here are some ways you can get the best deals when shopping.

Besides college, there are other costs to consider when having kids, that you should advise your clients about.

If you haven't shopped online before, you're missing out.

You don't have to go into debt to have a happy and memorable holiday season. Use these tips for a bountiful Yuletide on a Scrooge-like budget.

Here's a look at the estimated expenses Santa Claus has to deal with each year on Christmas Eve.

You can enjoy the festive season without a jolly increase in your energy costs. We'll show you how.

Find out why money can sometimes be the perfect gift.

Here are some calculations to determine if your net worth is what it should be at your age.

Here's a look at how a potential recession could impact your net worth in a negative way.

"Big Pharma" has faced many scandals. Here are some of the biggest and the fines that resulted.

There is a fine line between being frugal and being cheap. Here's a look at some social faux pas cheap people make.