Personal Finance Articles

  1. How Advisors Can Attract New Millennial Clients

    Advisors who want to attract Millennial clients will have to take a different approach to servicing this generation.
  2. Clinton's Estate Tax Plan: What Advisors Need to Know

    Hillary Clinton's plan to increase estate taxes has many concerned that it will negatively impact farmers and small businesses ...
  3. 300 Global ETFs to Get Morningstar Ratings

    Morningstar, an investment research provider, is adding 300 exchange-traded funds to its stable of 650 ETFs.
  4. Best U.S. Cities for Retiring on $30,000 a Year

    Living comfortably on $30,000 a year in retirement is doable (even in the U.S.) if you scout out places that make it easier ...
  5. How to Help Clients When Their Medicare is Canceled

    Here's how to help clients who receive a letter stating that the Medicare policy they have used until now is being canceled.
  6. Social Security Announces Meager 0.3% COLA

    The Social Security cost-of-living adjustment is just 0.3% in 2017; advocates say senior inflation's much more. Result: Medicare ...
  7. Hawks vs. Doves: Fed Increasingly Split Over Rates

    Investors highly anticipate a second rate hike this year as the Fed's hawks gain influence, following a period of no increases ...
  8. FINRA Rule 2273: Your Recruiting Questions Answered

    An in-depth look at and Q&A on FINRA's new recruiting practices rule, which goes into effect in November.
  9. Startup Workers: How to Start Financial Planning

    There are unique financial planning considerations for startup workers. Here are some tips to generate a solid financial ...
  10. How Your Website Content Can Attract Clients

    It isn’t enough to have great content sitting on your website. There needs to be a solid marketing strategy behind it to ...
  11. Structured CDs Come With Their Own Risks

    Structured CDs, also known as index-linked CDs, have become more popular lately. But they carry different risks from traditional ...
  12. The Difference Between RIAs and Registered Reps

    Here's how registered representative brokers work and how they differ from RIAs.
  13. Taxes 101 for Retirees

    Retirees who don't understand the tax rules regarding their income may end up with a higher tax liability.
  14. How to Help Clients Avoid Costly Medicare Mistakes

    Helping clients manage their Medicare choice means they can avoid costly mistakes and make their retirement nest egg go a ...
  15. Not a U.S. Citizen? A Home Loan is Still Possible

    Many banks and mortgage companies offer conventional and FHA home loans to non-U.S. citizens, if they can verify their work ...
  16. 5 Ways to Make Good Financial Decisions Automatically

    These five tips will help you make the right financial decisions automatically.
  17. Protect Yourself From Identity Theft With These Steps

    It's hard to completely prevent thieves from committing fraud in your name, but there are ways to make it much more difficult ...
  18. Can Retirees Live in Military Housing?

    If you are retired from the armed forces but still want to live in military housing, you may be in luck.
  19. Top Bachelor Degree For A Hedgefund Career

    From economics to statistic analysis, certain bachelor's degrees make graduates more qualified for landing highly sought ...
  20. Don't Retire Poor: Avoid These 4 Mistakes

    If you don't want to retire poor, be sure to avoid these four mistakes.
  21. 5 Presidents Who Couldn't Secure A Second Term

    These U.S. presidents couldn't get re-elected because of policy, stiff competition or lackluster performances in their first ...
  22. Advisor Technology and the New Fiduciary Rule

    Advisors need to make sure that the technology used in their practice is in compliance with the new fiduciary rule.
  23. Work for the Government? Top Retirement Strategies

    Government employees don't receive Social Security and 401(k)s for their government work. Learn about other tools to plan ...
  24. 5 Steps to Building Your Financial Wisdom

    Financial wisdom is not about how much money you have, it's about how you've learned to manage your prosperity. Here are ...
  25. 5 Best Cruise Lines for a Recent Retiree

    The best cruise lines plan everything for you – the food, the entertainment and the itinerary. But pick a line with a compatible ...
  26. Why Asset Managers Oppose Mutual Fund Stress Tests

    The Financial Stability Board wants to implement a financial stress test for mutual funds for the G20 nations. Here's why ...
  27. The Financial Risks of Dementia in Retirement

    The cost of dementia treatment and care should be one of the many things factored into a retirement plan.
  28. Does A Mortgage Make Sense If You're In Your 20s?

    You're probably moving a lot and still paying off your student loans. Is it crazy to get a mortgage in your 20s? Here's how ...
  29. Yes, You Can Manage Your Own Retirement!

    Discover how to get started planning for and managing your retirement by making simple, deliberate steps towards financial ...
  30. You Should Factor Time Into Financial Planning

    Here's how you could use your time differently to bring in more revenue, improve the relationships in your life or change ...
  31. One Bond Fund to Exclude From Your Portfolio

    Here's why many investors and advisors are getting out of this fund at breakneck speed.
  32. Interesting ETF Options to Invest in Scandinavia

    Scandinavian markets are often overlooked but investments in this region can provide stability and growth for a portfolio. ...
  33. 6 Easy Tips for Improving Your Blog's Headlines

    Advisors write great content for their websites or blogs...but saddle them with dull headlines. Here's how to make sure your ...
  34. What's a Tax-Efficient Investment for a Large Sum?

    Here's how to invest a large sum, such as assets from a profit-sharing plan, with a mind toward tax efficiency.
  35. Will Bond Fund Returns Suffer if Interest Rates Rise?

    When the Fed decides to raise interest rates again, bond fund returns could suffer in the short term. But some say the impact ...
  36. 5 Signs You're Spending Too Much in Retirement

    You're finally retired – free to have all the adventures you've dreamed of. Just be sure you have a budget and watch for ...
  37. 3 Signs You Have Retirement Disillusionment

    Everyone has an idea about what their retirement will look like but often the reality is far from the expectations.
  38. Why Clinton and Trump Aren't Talking About the Retirement Crisis

    Both Hillary Clinton and Donald Trump have stayed silent on voters' top economic worry. Here's why:
  39. 7 Steps To Selling Your Small Business

    Money in the bank and newfound free time make this grueling process worth the trouble.
  40. 5 Must-Have Metrics For Value Investors

    These quick-and-dirty ratios will help you find the most undervalued stocks on the market.
  41. Advisors: Here's Your DoL Fiduciary Rule Checklist

    Advisors should start working with retirement plan sponsors sooner rather than later to help them become compliant with the ...
  42. The Purpose of Having a Social Security Number

    When (and why) it is necessary to use the nine-digit number the United States government issues to individuals and when you ...
  43. How Much Millennials Need to Save for Retirement

    Millennials may not be worrying about retirement just yet, but they should be thinking about how much they'll need to save ...
  44. Stock Picking: Make it Work for Your Portfolio

    Successful stock picking requires lots of factors, but there's one that hovers above everything else.
  45. Tips for Parents Who Are Struggling Financially

    Here are some tips on how parents can find help if they're cash-strapped and looking for financial and tax guidance.
  46. 10 Steps To Building A Winning Trading Plan

    It's impossible to avoid disaster without trading rules - make sure you know how to devise them for yourself.
  47. Top RIAs Believe Tech Will Drive Success: Study

    Many advisors may be hesitant to embrace new technologies, but the cream of the crop see it as key to their success in the ...
  48. Can I Retire In Portugal With $200,000 of Savings?

    Your savings (and your Social Security) will go surprisingly far on the sun-soaked shores of Portugal. Here's how to figure ...
  49. 6 Basic Financial Ratios And What They Reveal

    These formulas can help you pick better stocks for your portfolio once you learn how to use them.
  50. 7 Real-Life Ways To Become A Billionaire

    Find out which paths the majority of billionaires followed, and how they got there.
  51. 5 ETFs With Greece Exposure

    Greece remains a risky play but the hope of recovery is increasing. Prospective investors who intend to build up exposure ...
  52. How to Tell If a Stock is Over or Undervalued

    These are the common valuation methods for stocks. But should you invest based on your financial goals and risk tolerance ...
  53. Comparing 15-Year and 30-Year Mortgages

    Many buyers default to the 30-year mortgage simply because it's the norm. Before you sign, consider all the arguments for ...
  54. Estate Planning for Beginners, Part Two

    If you die without a will, what happens to your assets? Here's how the state you live in can determine who will inherit your ...
  55. Do You Need A Home Warranty?

    A home warranty may sound like a great form of protection against expensive, unforeseen home repairs. But is it worth it? ...
  56. It's Time for Your Annual Medicare Check Up

    The annual enrollment period for Medicare is about to start. Taking the time to examine your options around this time each ...
  57. The Path to Setting Financial Goals for Your Future

    To live comfortably now and in retirement, setting financial goals for the short-, mid- and long-term is crucial. Here are ...
  58. Russia Looking to Sell Stake in Rosneft (ROSN.ME, BP)

    Russia is looking for ways to raise additional cash but doesn’t want to lose control over a key sector like the oil industry. ...
  59. When Is Rent Guarantee Insurance a Good Idea?

    Prospective renters are turning to rent guarantee insurance to boost their chances of getting approved by a landlord or management ...
  60. Selling Your House? Avoid These Mistakes

    Don't put the sale of your home at risk by committing one of these dirty deeds.
  61. Is House Price or Interest Rate More Important?

    Deciding which factor is more important can make a difference in monthly payments, ability to move and Homowner's Association ...
  62. Bad Credit? You Can Still Get a Home Equity Loan

    If your credit history is less than stellar and you need cash, you may be able to get financing – but it will come at a price.
  63. Breaking Down Medicare Open Enrollment for Clients

    For financial advisors, open enrollment is an important opportunity to be of service to clients, especially when it comes ...
  64. How Baby Boomers are Pushing ETF Growth

    A new report reveals that Baby Boomers are the generation most interested in ETFs, the growth of which continues to mushroom. ...
  65. Advisors Make More Outsourcing Investment Management

    Advisors who outsource investment management generate higher revenues than those who don't, a new study shows.
  66. America’s Economy Is Slowing (Despite What Some Are Saying)

    The economic data is showing that we've entered the slower-growth phase of the business cycle.
  67. CDOs and the Mortgage Market

    These structured products contribute to keeping borrowing rates low.
  68. How the Federal Reserve Affects Your Mortgage

    The Federal Reserve can impact the cost of funds for banks and consequently for mortgage borrowers when maintaining economic ...
  69. How Advisors Can Prepare for a Data Breach

    Data breaches are on the rise. Here's how advisors can prepare.
  70. How to Retire on a Cruise Ship with Less Than $1 Million

    Cruising the high seas permanently in retirement doesn't necessarily require a million-dollar nest egg.
  71. Four 401(k) Benefits You Should Take Advantage Of

    If you’re saving for retirement through your employer, there are certain 401(k) benefits that can make planning for retirement ...
  72. The 4 Essential Elements of a Retirement Plan

    Learn about the four essential elements of an effective retirement plan, including maximizing your contributions and understanding ...
  73. Use These 7 Tips to Save on Dec./Jan. Holiday Flights

    Here's how to save money on holiday travel by picking the cheapest flight times and destinations - and taking advantage of ...
  74. How a Roth IRA Works After Retirement

    What retirees need to know about taxes, distributions and passing on your unspent savings to the next generation.
  75. Healthcare Documents You Need In Place Right Now

    If you become incapacitated, here are some documents that should be in place to say who is authorized to speak on your behalf.
  76. The Best Life Insurance for Military Families

    Two of the most common types of life insurance are term and whole life. Here's why the latter isn't a good idea for most ...
  77. What to Tell Clients About New Money Market Rules

    New money market rules will have little impact on clients. Here's what to tell them if they ask.
  78. Why You Should Ignore the Buy Low, Sell High Rule

    Here's why the often quoted buy low, sell high rule is a bad idea, and what you should replace it with.
  79. Asset Allocation: Are You Invested Wisely?

    The right asset allocation strategy means that you will stick with it through bear and bull markets.
  80. 3 Crucial Tips for Living Within Your Means

    Looking to live within your means? Here are three tips to get you started.
  81. How to Help Clients Reduce Student Loan Debt

    Student loans can keep clients from financial goals such as saving for retirement. Here's how advisors can help their clients ...
  82. Surprise! The Best Long-term Bond Investment May Be Savings Bonds

    A 20-year Series EE savings bond pays more interest than a 20-year Treasury bond. So are government-issued long-term bonds ...
  83. Are High 401(k) Fees Putting Your Retirement At Risk?

    Research shows that most people don't know they are paying any fees in their 401(k) plan. These fees can eat away at investments.
  84. Long-Term Care Expenses: What You Should Know

    Being prepared for long-term care is a critical element of financial planning. Here's what it costs.
  85. How to Go High-Profile with Your Advisory Firm's Website

    Here's what you can do to turn your website into a high profile one and generate a larger volume of traffic.
  86. Top 3 Questions to Ask of Your Advisor Website

    Here are three ways to tell if an advisor's website is as impactful and useful as it should be.
  87. Advisors: How to Avoid the Pitfalls of Tech Addiction

    Here's how tech addiction relates to financial advisors and how they can avoid the problem of losing productivity to it in ...
  88. Female Breadwinners: Outsource the Necessities

    How might hiring help for household chores and other pieces of your daily routine reduce stress and increase happiness for ...
  89. Many Advisors Not Prepared for Tech Transformation

    Financial advisors are not well prepared for technology’s transformation of their industry, a PwC report reveals.
  90. Teachers: Get Schooled on Your Retirement Strategies

    If you're a teacher, you have unique circumstances when it comes to planning for a successful retirement. It's important ...
  91. How Hard Work Leads to Investment Success

    Successful investing isn't easy. It takes hard work to stick with your chosen path.
  92. Will the New President Impact Your Portfolio?

    The U.S. President is often called the most powerful person in the world, but they don’t run the economy any more than they ...
  93. Managing Personal Finances: Your Annual Self-Check

    Taking a step back and assessing your personal finances each year can show how well you're doing with saving and what's needed ...
  94. Health Savings Accounts: What You Need to Know

    The the popularity of Health Savings Accounts is on the rise. Here's how they work.
  95. Update Your Investment Plan With These 3 Steps

    Periodically updating your investment plan helps keep you on track to achieving your long-term goals. Here are three key ...
  96. Advisors: Yes, Wealthy Investors Are Reading Your Blogs

    Advisors who don’t blog are missing out on connecting with current or potential clients, especially high net worth ones. ...
  97. Top Tips For Successfully Renting Out Your Home

    Renting out your home can be a great way to ride out a real estate slump - if you do it right.
  98. Retirement Investment Strategies by Age

    Saving and investing for retirement ideally should begin the moment you start working — if not before — and continue well ...
  99. 4 Key Factors That Drive The Real Estate Market

    Whether you are investing directly or indirectly in property, you need to know the factors that affect its value.
  100. RIAs: Where to Find Their Conflicts of Interest

    Here are five big conflicts of interest that financial advisors—and their clients—may want to watch out for.
Hot Definitions
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