Personal Finance Articles

  1. Is Your Health Insurance Enough For Retirement?

    Learn what to expect to pay for health insurance in retirement, what is covered through Medicare and what the Affordable ...
  2. Introduction to Social Security

    You've probably contributed to this fund, but will you reap the benefits? Find out here.
  3. Why Boomers Are Delaying Retirement

    Baby Boomers are changing retirement. Exactly how, though, is still evolving as the realities of life sometimes clash with ...
  4. How to Price Your Home Like the Pros

    Selling a house without using a realtor can be a difficult task. Thankfully the internet has made it easy to list a home ...
  5. 3 Ways to Get Social Security Benefits

    Social Security isn't just for retirement. Learn about all three benefits provided by the Social Security Administration: ...
  6. What Is the Lowest Credit Score?

    Learn about the different types of credit scores available to borrowers, and find out about the lowest scores under each ...
  7. 529 Plan Contribution Limits in 2016

    Learn about the contribution and account balance limits on 529 plan accounts and discover how these contribution limits differ ...
  8. Split Dollar Life Insurance: How it Works

    Understanding how split dollar life insurance plans are designed and what tax regulations they must follow.
  9. Pros & Cons of Using a Robo-Advisor

    Robo-advisors come in all shapes and sizes. This article goes through the pros and cons of this new approach to financial ...
  10. 10 Common Questions About Social Security

    Find out everything you need to know about this program.
  11. Estate Planning Checkup: When to Update your Estate Plan

    Estate planning is an important piece of an overall financial plan, but it can't be set and forgotten. Life events are going ...
  12. 4 Personal Loans Sources for Fair Credit

    Discover the best places to apply for an unsecured personal loan if you have only fair credit, including information on rates ...
  13. SIMPLE IRA Contribution Limits in 2016

    Learn the SIMPLE IRA contribution limits for 2016, with a brief summary of how the plan works, including eligibility and ...
  14. Top Ways to Minimize Taxes on 401(k) Withdrawals

    Maximizing your retirement savings is essential to a secure retirement, and a part of that is minimizing taxes on 401(k) ...
  15. The Top 4 Entertainment ETFs for 2016 (PEJ, XLY)

    Learn more about the entertainment sector, the companies that are included and the four ETFs that provide investors with ...
  16. 10 Healthy Foods That Are Easy on Your Budget

    Learn more about healthy food options, and understand how you can eat healthier foods while you remain true to your budget.
  17. Is ConocoPhillips Stock Suitable for Your IRA or Roth IRA? (COP)

    Learn more about ConocoPhillips, one of the strongest companies in the oil sector, and whether it would be a suitable addition ...
  18. Indexed Annuities and New DoL Rules: What to Know

    The DOL has proposed a bill that includes tightening rules regarding the sale of indexed annuities. Here's what it means ...
  19. How Advisors Can Help Clients Avoid Tax Scams

    Here's how advisors and their clients can avoid falling prey to tax scams and cyber criminals.
  20. Writing Off the Expenses of Starting Your Own Business

    Learn how to navigate the complicated rules for writing off the expenses of starting your own business. It could save you ...
  21. Using Licensing to Rent Your Ideas to Large Companies

    Learn how to license your ideas to get your groundbreaking product on the shelves without raising capital or having business ...
  22. The Top 10 Healthcare Stocks for 2016 (ABT, AGN)

    Learn about the top 10 health care stocks expected to grow in 2016, with brief insights into each company's growth potential ...
  23. The Top 5 Large-Cap Healthcare Stocks for 2016 (GILD, ANTM)

    Learn about the potential direction for large-cap stocks in the health care sector in 2016, drug pricing headwinds and the ...
  24. Income Tax Brackets for 2015-2016

    Learn about the 2015-2016 tax brackets, how to calculate your marginal tax rate, the five types of filing status and how ...
  25. Amazon Is Opening Brick-and-Mortar Bookstores

    Amazon has opened its first of presumably many physical bookstores. Why did Amazon do this and how are they different from ...
  26. Amazon.com Inc (AMZN): 2015 Recap

    A look at the ups and downs of Amazon in 2015.
  27. Healthcare Credit Cards: Easy but Risky

    Do you need help paying for a medical procedure? Are you struggling with medical copayments? A healthcare credit card can ...
  28. How to Delay Drawing Down on Investments in Retirement

    Retirement lasts a long time so you want to make your savings last. Thankfully there's lot of ways to do it, from curbing ...
  29. The Richest Person in Each Decade of Life

    Who is the richest person currently in their 20s, 30s or 40s? Learn their inspiring stories and gain motivation to pursue ...
  30. How to Best Use Health Saving Accounts

    Health savings accounts' hidden bonus: they double as retirement accounts.
  31. 7 Ways to Save Money for an Emergency Fund

    An emergency fund is critical for unexpected expenses. Fortunately, there are several was to save for one.
  32. The Average Cost of Homeowners Insurance

    What factors into the the premiums you pay for homeowners insurance? Much depends on where you live. But there are ways to ...
  33. The Top 10 Large Cap Stocks for 2016 (BCS, AAPL)

    Discover the top 10 large-cap stocks that are expected to grow in 2016, with summaries and individual growth outlooks for ...
  34. How Retirees Can Earn Extra Income

    Retirees living on a fixed income may find themselves in dire straits, but fortunately, there are ways to earn extra income.
  35. Options for Your 401(k) at Retirement

    What to do with your 401(k) could be your most critical financial decision for retirement. Look at your entire financial ...
  36. 4 Things You Should Never Reveal During a Job Interview

    A job interview is a place to describe skills and abilities related to the job, not share personal information that could ...
  37. Salary Negotiation Strategies That Can Backfire

    While you want the best salary you can get, failing to understand when, how, and why to negotiate may lead to undesirable ...
  38. 7 Trump Businesses You Didn't Know Existed

    Understand what Donald Trump is best known for and the types of income streams he's created. Learn about seven obscure businesses ...
  39. 5 Dental Insurance Plans with No Annual Maximum

    Most dental insurers tend to cap the amount of benefits they'll reimburse each year. Here are some that don't.
  40. The Biggest M&A Deals of 2015

    Here is a summary of 2015 M&A activity and a look ahead at 2016.
  41. A Look At Robin Williams' Net Worth and What Happened to His Estate

    Understand what happened to Robin Williams' estate and what his estate included. Learn about the court battle over his remaining ...
  42. How To Apply For a Personal Loan

    Learn about different avenues for applying for a personal loan, and learn valuable tips to help you get your personal loan ...
  43. IRA Contribution Limits in 2016

    Find out about the 2016 limits for contributions and income thresholds for individual retirement accounts, including traditional ...
  44. The Top 5 Large Cap Entertainment Stocks for 2016 (CBS, TWX)

    Discover what the top 5 large cap entertainment stocks are for 2016, with a summary, growth outlook and expected stock price ...
  45. Cheap Currencies for Travel in 2016

    Discover three destinations with cheap currencies for travel in 2016, including one European country you can visit without ...
  46. How Advisors Can Plan for Next Generation Clients

    Traditional financial advisors have an age bias when it comes to younger clients. Here's how and why to turn that outlook ...
  47. How to Cope With the New Social Security Rules

    Here's what clients and advisors need to know about the important and recent changes made to Social Security claiming options.
  48. The Top 5 Mid-Cap Biotechnology Stocks for 2016 (ALNY, ICPT)

    Discover the top five mid-cap biotechnology stocks for 2016, with a brief summary, growth outlook and expected price target ...
  49. 5 Portfolio Ideas for 2016

    The Fed's zero interest rate policy is ending after seven years, the global economy is slowing and financial assets of all ...
  50. Are These the Top 5 Retail Stocks of 2016?

    Retail hasn't been a hot sector, but these five retail names have the potential to stay hot in 2016.
  51. Tax-Free Income Funds You Should Shortlist (FKTFX, VLTCX)

    Looking for holdings for the fixed-income portion of your investment portfolio? These top tax-free income funds may fit the ...
  52. MLP Investors Hit with Surprise Tax Bill from IRAs

    Some taxpayers who invested in a MLP via their IRA received a nasty surprise when they were notified that they owe substantial ...
  53. Why a Roth Conversion May Make Sense Now

    Converting to a Roth IRA is a simple strategy that can help weave a silver lining from an otherwise financially mediocre ...
  54. SEP IRA Limits in 2016

    Discover the SEP IRA limits for 2016. Included is a summary, plans that would be ideal candidates for SEP IRAs, and contribution ...
  55. Walmart Pay vs. The Competition (WMT, AAPL)

    Although Walmart Pay has few competitors, it must improve its app or face pressure to accept better mobile payment services.
  56. Amazon Monetizes Convenience (AMZN)

    Amazon has tapped into America's convenience culture. The company has struck gold with services that allow for maximum convenience ...
  57. 6 Target-date Fund Myths

    Target-date funds are good retirement savings vehicles for most working people. But there are common misperceptions about ...
  58. 4 Unusual Ways to Boost Social Security Benefits

    Working the system to get the highest legal Social Security benefits just got harder. Two long-time benefits strategies expired ...
  59. Social Security: To Delay or Not to Delay?

    Should you delay taking your Social Security benefits? As with most things in the financial planning world the answer is: ...
  60. How 529s Can Hurt Grandparents

    529 savings plan are a great way to save for a college education. But when grandparents open the account, in some cases it ...
  61. How Married Couples Can Maximize Social Security

    Making the most of Social Security can be a complicated thing for married couples, but finding the maximum return is worth ...
  62. Advisors: Don’t Overlook This Foreign Dividend Tax

    Paying income tax on income earned from foreign investments can be a tricky proposition. Here's what advisors and their clients ...
  63. How Much Do CPAs Make?

    If you're considering becoming a CPA, here's what you might expect to earn.
  64. Top 5 Putnam Funds for Retirement Diversification in 2016

    Discover the best Putnam Investments mutual funds for retirement diversification, and learn where to allocate your investments ...
  65. The Companies Donald Trump Owns

    Find out about the companies owned by Donald Trump. His net worth is a topic of debate. How has Trump's controversy hurt ...
  66. Tips on Buying a Beach Condo in Florida

    Discover some tips that are very important to consider but often forgotten when searching for the perfect beachfront condominium ...
  67. 8 Ways Retirement Changed in the Last 20 Years

    From rising lifespans to tumbling savings, it's getting harder to save for life after your earned income stops. That's why ...
  68. 3 Tips to Get Started on Tax-Loss Harvesting

    It's tax-loss harvesting season. These three tips will help you reduce capital gains and pay less tax.
  69. How to Change Your Retirement Plan

    Retirement is one of those things you plan for but it can't be etched in stone. From asset allocation to risk tolerance, ...
  70. Critical Illness Insurance: Do You Need It?

    Critical illness insurance could be the only thing protecting you from financial ruin if you're faced with a big health emergency. ...
  71. Angel Investing vs. Crowdfunding: How to Raise Money for Your Startup?

    Angel investing and crowdfunding are two very different options startups can use to get the funding they need.
  72. 13 Best US Cities to Retire to in 2016

    Retirement is your second chance to pick your best place to live, and this time, the job market is probably not your top ...
  73. 10 Best Countries to Retire to in 2016

    Hot off the press: the countries that made the 2016 lists of best places to retire abroad. Which one is right for you?
  74. Why Retirees Shouldn’t Use Credit Cards

    Many financial experts discourage credit card use for all consumers, especially retirees.
  75. Amazon's Big Branding Problem (AMZN)

    Amazon can be inconsistent with its branding policies which can alienate confused customers. The company should simplify ...
  76. Detroit Real Estate: Rising From the Ashes?

    The real estate market in Detroit might seem doomed after the city's bankruptcy. But a closer look shows opportunity for ...
  77. Are QLACs the Next Big Thing for Retirement?

    New to the retirement scene Qualified Longevity Annuity Contracts are starting to take off. Here's why.
  78. Where to Retire Abroad? Follow Your Fellow Expats

    Retiring abroad is exciting and can save you money. Here's a list of countries where you're likely to find the most bang ...
  79. Are Fees Eating Up Your Nest Egg?

    You may not be able to avoid all fees associated with retirement planning, but you should know what you’re being charged ...
  80. When a $9,701 Cup of Coffee is a Bargain

    We seldom think of our spending in bulk. For example, we don’t think how much our house costs, we think about how much our ...
  81. Roth IRA Contribution Limits in 2016

    Discover the benefits of Roth IRA accounts and how much you can contribute for your retirement. Learn which IRA plan is best ...
  82. Rising Prices: Inflation or Quality Improvements?

    Price indices are used to measure inflation, but qualitative improvements in products complicates attempts to isolate the ...
  83. Is Fundrise's New eREIT Right for You?

    Three things to keep in mind when considering investing in Fundrise's new eREIT.
  84. Taxes 101 for Retirees

    Retirees who don't understand the tax rules regarding their income may end up with a higher tax liability.
  85. Best Ways to Tap Into New York City Real Estate

    New York is known for its real estate investment opportunities. Here are three ways you can invest in the city's real estate ...
  86. Income Relating: Who Pays More for Medicare?

    You can retire, but you can never retire from income tax planning.
  87. Favorite Rewards Credit Cards for 2016

    These credit card companies take different approaches to reward you for making purchases you'd have made anyway. The key ...
  88. Top Estate Planning Beneficiary Mistakes to Avoid

    Asset transfer can be fraught with twists, but adhering to a few practical procedures can go a long way in navigating these ...
  89. Financial Boiler Rooms Today: Real-World Examples

    High-pressure sales environments pitching inflated penny stocks or faux companies exist and cost investors millions every ...
  90. How Advisors Can Make Sure Clients Diversify

    A look at how advisors can help clients build properly diversified portfolios to balance risk and return.
  91. 2016’s Three Most Expensive U.S. Retirement Cities

    Think twice before you decide to retire to New York, Honolulu or San Francisco. Talking to a financial planner can help you ...
  92. Why Healthcare Planning is Vital to Retirement

    Retirement planning is also about healthcare planning. Here's how to factor it all in.
  93. Using Insurance in a Business Succession Plan

    How to use life and disability insurance to help fund a business succession or buyout plan.
  94. 3 Popular Consumers Stocks in 2015 (AMZN, SBUX)

    Find out what makes Amazon, Starbucks and The Home Depot three popular consumer stocks in 2015 and how they may remain so ...
  95. 3 Ways Retirees Can Generate Income From Investments

    Retirement can last a long time, which means people not only have to save for retirement but see it generate income. Thankfully ...
  96. Long-Term Care: How Technology Can Defray the Cost

    The chances of needing long-term care are high which means an added and costly expense. Thankfully technology can play a ...
  97. How to Lower Refinance Closing Costs

    Refinancing a mortgage can save you money but it isn't free. There are closing costs associated with a refinance and how ...
  98. What the Fiduciary Proposal Means for Annuities

    If the DOL's fiduciary proposal is approved in its current form, it will have a huge impact on the way annuities are sold. ...
  99. The Top 5 Dividend Paying Retail Stocks for 2016 (M, GPS)

    Learn about five retail merchants that have dividends policies with attractive dividend yields after a sell-off of stocks ...
  100. The Top 5 Retail Stocks for 2016 (AMZN, EXPR)

    Discover the top five retail stocks for 2016, including two big household names and one small-cap apparel stock currently ...
Hot Definitions
  1. Sell-Off

    The rapid selling of securities, such as stocks, bonds and commodities. The increase in supply leads to a decline in the ...
  2. Brazil, Russia, India And China - BRIC

    An acronym for the economies of Brazil, Russia, India and China combined. It has been speculated that by 2050 these four ...
  3. Brexit

    The Brexit, an abbreviation of "British exit" that mirrors the term Grexit, refers to the possibility of Britain's withdrawal ...
  4. Underweight

    1. A situation where a portfolio does not hold a sufficient amount of a particular security when compared to the security's ...
  5. Russell 3000 Index

    A market capitalization weighted equity index maintained by the Russell Investment Group that seeks to be a benchmark of ...
  6. Enterprise Value (EV)

    A measure of a company's value, often used as an alternative to straightforward market capitalization. Enterprise value is ...
Trading Center