Personal Finance Articles

  1. Is it Smart to Avoid Paying Federal Income Tax?

    Not paying federal income taxes might sound appealing, but is it really a good idea?
  2. 401(k) vs. IRA: Which to Fund When

    Here are some points to remember as you're choosing where to put your retirement savings.
  3. How New IRA Rollover Rules Impact Your Clients

    The IRS has made it easier and less costly for clients who miss the 60-day IRA rollover window.
  4. How Big Banks Make Money From Your Wealth

    Many salespeople working at big banks probably don't have investors' best interests in mind. Make sure you find a fiduciary ...
  5. REITs As an Alternative to Real Estate Investment

    Does investing in real estate seem like too much maintenance? Consider the many advantages of REITs, or real estate investment ...
  6. 3 Reasons Why Cash Might Be Obsolete in the Near Future

    Cash might soon become obsolete as consumers increase their use of cash alternatives such as debit cards and cellphones to ...
  7. The Economics of Mega-Mansions

    The real costs of mega-mansions are often much higher than the original price tag, something a few celebrities have painfully ...
  8. How to Avoid Costly Social Security Mistakes

    Social Security is an important part of most retirement plans. Here are some costly mistakes to avoid.
  9. Considering Technical School and Lifetime Earnings

    There are many benefits to choosing a career that pays more, even if it's not one you've ever thought about before.
  10. How an IRA Works After Retirement

    You've read a lot about saving for your future retirement with IRAs. But what happens to the account when the future is here, ...
  11. Top 5 Most Common Personal Finance Goals for Millennials

    As the millennial generation gets older, members are entering the workforce and developing personal finance goals, including ...
  12. What to Know About Hiring Help Around the House

    If your lifestyle is active and your schedule is full, hiring a domestic employee can be well worth the cost for some families.
  13. 4 Reasons Why REITs are Traps Not Trusts

    REITs are facing some serious structural issues, and an oversupply of real estate is just the tip of the iceberg.
  14. Fiduciary Compliance Next Big Thing in Technology

    The new fiduciary rules have many advisors looking for new technologies to stay compliant and help mitigate losses.
  15. Top 6 Books to Learn About Bitcoin

    Bitcoin, which may be the future of money, is a digital currency with over $9 billion in circulation. Here are six books ...
  16. How Robos, Tech, Fiduciary and Millenials Intersect

    Investopedia hosted a panel of financial advisors to discuss technology, robo-advisors, the Fiduciary Rule, millennials and ...
  17. SEC-Registered Advisors See Jump in Clients

    SEC-registered investment advisors are seeing a record number of clients thanks in part to automated investment advice, a ...
  18. 3 Most Popular Charitable Investment Accounts

    Charitable investment accounts aren't just for the wealthy. There are several options for donors who want to manage their ...
  19. How to Rent a Superyacht for a Vacation

    Here's how to rent a superyacht on vacation, with a detailed explanation of yacht charter companies, types of superyachts ...
  20. The 5 Cities Where $50K Goes Furthest

    If you are comparing cost of living to see where a $50,000 salary will stretch the furthest, these 5 cities are at the top ...
  21. Top Penny Stocks for October 2016 (MIFI, CLD)

    These are top penny stocks to watch this fall.
  22. If You Had a Superyacht Job, Here's How Much You'd Make

    By working a job on a superyacht, one can travel the world for free and earn money while doing so.
  23. When Should Retirees Downsize Their Home?

    When should retirees downsize homes? The answer is based on your individual circumstances. Here are some things to consider.
  24. The Importance of Making an Annual Financial Plan

    Making an annual financial plan is a smart way to ensure staying on track with your retirement, savings and investing goals ...
  25. The Securities Industry Essentials Exam (SIE)

    The Securities Industry Essentials Exam (SIE) is a new exam being introduced by FINRA to replace parts of the Series 6, Series ...
  26. Closing in on Retirement? Read These Tips

    If you're within 10 years of retiring, you and your financial planner should heed these essential tips.
  27. 6 Cities in Puerto Rico for Retirement and Vacationing

    Learn about some of the most popular retirement destinations in Puerto Rico, and decide whether this U.S. territory is the ...
  28. Find the Top Three Retirement Cities of Vietnam

    Vietnam has a low cost of living, beautiful beaches and mountains – and is friendly to Westerners. A preview vacation may ...
  29. Why MasterCard May Soon Ask You for a Selfie

    To stamp out online fraud, MasterCard plans to ask cardholders to use a selfie or fingerprint scan to verify their online ...
  30. How to Factor in Smart Beta for Client Portfolios

    Smart beta ETFs based on factors can be a tool for advisors and individual investors to diversify.
  31. Are Big Banks Becoming More Corrupt? (JPM, C)

    Big banking scandals have been a prominent feature in 2016, but news of corrupt banks is not a new or surprising phenomenon ...
  32. Did OPEC Blink in the U.S. Shale Standoff? (KSA)

    Did OPEC just blink in its standoff with U.S. shale oil producers?
  33. How to Use Tax Mapping to Cut Taxes in Retirement

    Use these tax-mapping moves as part of a long-term plan to reduce taxes in retirement.
  34. Why Do Businesses Benefit From Life Insurance on Employees?

    Companies can buy life insurance on their employees and collect the benefit proceeds. Find out why companies want to benefit ...
  35. 9 Tips For Growing A Successful Business

    Give your business what it needs to thrive and it will reward you for years to come.
  36. 6 Steps to Becoming a Real Estate Agent

    Get a head start in the real estate business by following these six steps.
  37. 3 Books That the CEO of Whole Foods Is Reading (WFM)

    The CEO of Whole Foods, Walter Robb, is reading three books that, while different in nature, speak volumes about what he ...
  38. 5 Ways Advisors Can Increase Sales on Life Insurance

    Finding creative ways to increase life insurance sales involves employing some new prospecting methods, as well as others ...
  39. Top 10 Recession-Proof Jobs

    Certain professions are recession-proof, such as health care and law enforcement. People with these jobs can expect to stay ...
  40. World’s Best Airline VIP Lounges

    Which VIP lounges are best and how to get yourself into them.
  41. Managed Payout Funds vs. Annuities: A Comparison

    Despite the advantages that they offer over annuities, managed payout funds have been slow to catch on with investors.
  42. Emerging Markets: How One Pro Places His Bets

    This is the formula that Michael Hasenstab, a portfolio manager for Franklin Templeton Investments, uses to invest in emerging ...
  43. How Advisors Can Best Prepare for Fiduciary Rule

    Financial advisory firms should take a proactive approach to getting personnel ready to comply with the new fiduciary rules.
  44. Carlos Slim's Net Worth: How He Built His Wealth

    How did Carlos Slim Helú get to be so wealthy? A look at his road to success.
  45. Your Financial Planning: Don't Go it Alone

    You shouldn't be on your own when it comes to overseeing your investment strategy. Here are four ways a top financial advisor ...
  46. How to Validate Your Retirement Assumptions

    Here's how to validate your critical retirement assumptions with forward-looking measures to avoid shortfalls.
  47. 6 Things Obamacare Plans Won’t Cover

    It handles a lot of medical conditions – but there are gaps. Here are some common things Obamacare Plans won't cover.
  48. 6 of the Worst Products Starbucks Ever Had (SBUX)

    Starbucks has a quirky history that includes product ideas that consumers tried but didn’t accept, which sent the company ...
  49. The Top 5 Social Security Mistakes to Avoid

    Social Security claiming strategies can be complex. Be sure to avoid these mistakes.
  50. Number of Banks That Charge Clients for Cash Deposits Is Growing

    In August 2016, two years after the ECB's decision to cut rates below zero, a few banks have started charging clients and ...
  51. Jumbo Loan

    A mortgage with a loan amount exceeding the conforming loan limits set by the Federal Housing Finance Agency (FHFA) and, ...
  52. These 5 Superyachts Are the Biggest in the World

    The biggest superyachts are getting bigger and bigger, with more and more luxuries. The largest superyachts are over 500 ...
  53. The Bad News About Long-Term Care

    The costs of long-term care continue to increase and most retirees can't afford to pay out of pocket for these services for ...
  54. Early Retirement? Consider These 6 Places

    Early retirement can be a reality if you invest wisely and consider a move to a city where your nest egg can go the distance ...
  55. Why Early Retirement Is a Bad Idea

    8 good reasons to put off your retirement date
  56. The True Costs of Buying Vs. Renting a Home

    The full costs of renting versus buying a home, particularly a high-end one, may come as a surprise.
  57. The 5 Most Powerful Candlestick Patterns

    Statistics show unusual accuracy for the buy and sell signals of certain candlestick patterns like abandoned baby, evening ...
  58. How Bad Is China from the Perspectives of U.S. Companies?

    Many U.S. companies espoused a positive view of China's economic outlook, even though the nation's growth sputtered after ...
  59. Annuities: Coming Soon to Your 401(k) Plan?

    A new bill aims to make it less difficult for employers to incorporate annuities into their retirement plans.
  60. Candlestick Charting: What Is It?

    Discover the components and basic patterns of this ancient technical analysis technique.
  61. The Utility Of Trendlines

    Trendlines give an investor a good idea of the direction an investment might move in. Discover how to make them work for ...
  62. Can Regular Investors Beat The Market?

    With the big name competition out there, hard-working people who invest have a tough time beating the market.
  63. How To Outperform The Market

    Active trading is an investing style that aims to beat the market. Find out how it works, and whether it will work for you. ...
  64. 4 Biases That Can Make You A Bad Investor

    Find out how to spot these four biases, and start making more logical investing decisions.
  65. 3 Books Winston Ma Is Reading

    See what Winston Ma, managing director of China Investment Corporation, is reading over the summer of 2016, and what it reveals ...
  66. Analyzing Investments in a Portfolio Framework

    Financial advisors need to consider many portfolio aspects when analyzing individual investments for a client's financial ...
  67. How Insider Trading Is Prevented in Corporations

    Insider trading can undermine the markets and damage reputations, so companies and regulators alike have instituted policies ...
  68. Top 5 Books to Learn About the Fintech Industry

    If you're interested in learning more about the fintech industry, take a look at these top five books written to help individuals ...
  69. Fiduciary Rule Will Improve 401(k) Transparency

    Employer-sponsored 401(k) plans have come under scrutiny, as it turns out many employee participants don't know how their ...
  70. Keep Your Financial Independence in Retirement

    These five steps can help seniors protect their money and maintain their financial independence during retirement.
  71. 5 Marketing Strategies for Financial Advisors

    Here are five different strategies advisors can implement to market themselves and their practice.
  72. Can’t Make Mortgage Payments? These Programs Could Help

    If you can't make your mortgage payments, there are a number of programs designed to help you get back on your financial ...
  73. Top 25 Developed and Developing Countries

    The difference between developed and developing countries, along with a list of the status of 25 nations around the world.
  74. Want to Learn to Code? The Government May Pay for It

    The U.S. federal government may help pay for you to learn how to code. Unfortunately, the proposed program is full of problems ...
  75. Why Big Tech Earnings Will Outperform (AMAT, SYMC)

    Big tech stocks are reaching one new market high after the other fueled by the prospect of strong 3Q and 4Q earnings.
  76. Top 5 Places to Find and Meet Potential Wealthy Clients

    Personal connections with affluent people can grow a business quickly. It costs money to join the right organizations, but ...
  77. How Advisors Can Understand Client Personalitites

    Personality tests may unlock clues into the attitude and investing behavior of clients. Here's a few good reasons why advisors ...
  78. Late IRA Rollovers Get Relief From IRS

    The new self-certification process will make it much easier and cheaper to correct a late rollover of a qualified retirement ...
  79. 7 Worst Products Microsoft Ever Had (MSFT)

    Here are some of the worst products that Microsoft has introduced, and why customers rejected each product.
  80. Comparing Market Returns to Consumer Expectations

    A lot of pundits will tell you there are certain indicators of future market performance. But do those claims hold up?
  81. Easiest and Hardest Cities for Getting a Mortgage

    Since the housing market crash of 2007, tight credit has made it harder to finance a home. Here are the 5 easiest and hardest ...
  82. How Fantasy Football Will Sharpen Your Investing

    There are at least a few lessons to be learned from fantasy football that can be applied to investing. Here are six.
  83. How Arch Coal's Stock Price Fell 32% in 6 Months (ACIIQ)

    Arch Coal's stock price has steadily dropped lower in the first six months of 2016. Find out what needs to happen for stockholders ...
  84. Why Your 401(k) Is More Important Than You Think

    If you are thinking of dipping into your 401(k), think again. It’s one of your best sources of retirement income.
  85. 4 Superyachts With Helicopters Under $50 Million

    Superyachts with helicopters are increasing in popularity. Here is a list of four superyacht and helicopter combos below ...
  86. How Sustainable Is Whole Foods' Competitive Advantage? (WFM)

    Whole Foods Market has built an economic moat on strong brand identity, but it could be threatened by large grocers entering ...
  87. How Women Can Start Their Financial Planning

    Putting solid financial practices in place can go a long way towards helping you achieve the life you envision. Here are ...
  88. Top 5 Geothermal Power Stocks of 2016 (CVX, BRK-A)

    Include Chevron and Berkshire Hathaway Energy among the top five geothermal power stocks, as each company produces more than ...
  89. Top 10 Internet Stocks for 2016 (BABA, AMZN)

    Internet stocks are one of the most exciting areas for investors in 2016, given the ability of these stocks to reach millions ...
  90. 'Control Fraud' – Corrupt Bankers Do It, Congress Ignores It

    The banking scandal isn't just Wells Fargo fabricating customer accounts. It's Washington refusing to prosecute fraud by ...
  91. Financial Lessons from José Fernández's Untimely Death

    What financial planning lessons can be learned from the untimely passing of Miami Marlins pitcher José Fernández?
  92. Retirement: Why the First Decade is the Most Crucial

    Retirement doesn't mean retiring from managing finances. And the first decade of retirement is the most crucial. Here's why ...
  93. Why Save for Retirement in Your 20s?

    You're probably paying off your student loans and retirement is 40 years away. Shouldn't you focus on eliminating debt and, ...
  94. Strategies to Retire Abroad and 7 Countries to Consider

    Not that you always need citizenship to establish a home in a new country. Permanent residency might do just as well.
  95. Removing The Barriers To Successful Investing

    Learn how to stop using emotion and bad habits to make your stock picks.
  96. Logic: The Antidote to Emotional Investing

    Playing follow-the-leader in investing can quickly become a dangerous game. Learn how to invest independently and still come ...
  97. Maxing Out Your 401(k) is Profitable: Here's Why

    It's shocking, but most American workers (73%) have no 401(k) retirement funds. Start saving now to anchor your retirement.
  98. How To Avoid Emotional Investing

    Most investors buy high and sell low, but you can avoid this trap by using some simple strategies.
  99. Introduction to Types of Trading: Technical Traders

    Learn about the different traders and explore in detail the broader approach that looks to the past to predict the future. ...
  100. The Daily Routine Of A Swing Trader

    From pre-market to after hours, see what you need to do to capture gains quickly.
Hot Definitions
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