Personal Finance Articles

  1. Why Women FAs Prefer Some Indie Brokers

    Here's what some firms are doing right when it comes to recruiting and retaining female advisors.
  2. Common Interview Questions for Quantitative Analysts

    Identify the common questions asked in quantitative analyst interviews, and come up with winning responses to impress your ...
  3. Why Advisors Should Focus on Relationships

    Successful financial advisors share a secret: It's about the people, not the numbers.
  4. How to Get Clients to Save More for Retirement

    Americans aren’t saving enough for retirement. Here are some tips for financial advisors who must convince them to change ...
  5. The Impact of 401(k) Outflows on Advisors (TROW, FNGN)

    The trend in the growth of assets in 401(k) plans has shifted as Baby Boomers retire, creating opportunities for financial ...
  6. How to Avoid Costly Social Security Mistakes

    Social Security is an important part of most retirement plans. Here are some costly mistakes to avoid.
  7. 4 Reasons to Collect Social Security Payments Now

    The longer you wait to collect Social Security, the more you get. But for people who are in failing health or need income, ...
  8. Understanding Interest Rates: Nominal, Real And Effective

    Interest rates can be broken down into several subcategories that incorporate various factors such as inflation. Smart investors ...
  9. How Social Security Works After Retirement

    Millions of Baby Boomers are looking forward to collecting benefits, but several factors can affect how much they get and ...
  10. These are Tesla's 3 Biggest Bets for Next Year (TSLA)

    Looks at Tesla's top bets for 2016, as the company aims to make its electric cars more widely available and solar power more ...
  11. How a Roth IRA Works After Retirement

    What retirees need to know about taxes, distributions and passing on your unspent savings to the next generation.
  12. Costo: Time to Buy Opportunistically or Sell?

    Costco has taken a hit. Is this stock price action correct, or does it present an opportunity?
  13. Amazon or Netflix: Which is the Better Bet?

    Amazon vs. Netflix: Which company offers higher-quality original content? Which company is the better investment?
  14. Where NOT to Buy Property Anytime Soon

    Equities are dancing on the edge of a cliff. Considering this riskiness, should investors be looking to real estate? If so, ...
  15. 3 Little-Known Ways to Reduce Your Income Tax

    Looking to pay less income tax? Here are three lesser known ways to do so.
  16. Analyzing Ford's Return on Equity (ROE)

    Understand how to interpret Ford's recent return on equity (ROE) ratios, what they tell you about Ford's performance and ...
  17. Analyzing a Company's Investor Relations

    Read about the ways that investors can use a company's investor relations to analyze the company more deeply than other types ...
  18. Helping the Elderly with Finances: When to Step In

    Knowing when to take over the financial affairs of elderly parents can be difficult. Here are six signs to look out for. ...
  19. Real Estate Trust or LLC? Helping Landlords Choose

    Once you’ve bought property, are you protected legally against the liabilities that come with renting it out? Here's how ...
  20. How Much Will You Owe on Your Inheritance?

    Estate planning can be unpleasant, but in order to get the full benefit of what you've inherited, it’s important to be prepared ...
  21. 4 Little-Known Ways to Reduce Your Property Taxes

    Property taxes are often expensive and most don't know they can be appealed. Here are little known ways you can try to reduce ...
  22. What Working with Celebrity Clients is Really Like

    Expect excitement as well as the mundane when dealing with celebrity clients. Some will be charming; others...not so much. ...
  23. Three Agriculture Startups Disrupting Monsanto

    Even as technology startups have disrupted other industries, agriculture has remained immune to its effect. But that is about ...
  24. Look Beyond the Resorts for Retirement in Jamaica

    Look beyond Montego Bay and other resort areas to unearth Jamaica's best spots to call home during retirement.
  25. When You Can and Can't Delay Enrolling in Medicare

    There are ways to keep employer-provided insurance and delay Medicare, but you must follow the government's rules to avoid ...
  26. 3 Reasons to Develop an Employee Handbook for Your Small Business

    Learn how a small business can benefit from an employee handbook covering labor laws, codes of conduct, leave policies and ...
  27. Should You Hire Contractors or Employees for Your Small Business?

    Learn the pros and cons of hiring independent contractors instead of regular full-time employees. Find out about a potential ...
  28. Real Estate Licenses You Would Need in California

    Learn the process for getting licensed to practice real estate in California, which requires real estate education and the ...
  29. Ready to Retire? Here's How to Sell and Close Your Small Business

    Learn the essential steps to prepare to sell your business with the best possible outcome, a secure retirement for you and ...
  30. Which Type of Organization Is Best For Your Business?

    Learn the differences between the types of business organizations so you can determine how to best structure your business ...
  31. How to Add Celebrities to Your Client Roster

    The trick to landing celebrity clients is a subset of the skill of acquiring clients in general. Here are some strategies ...
  32. Common Interview Questions for Revenue Analysts

    Learn more about the role that a revenue analyst plays in a company and common questions asked during job interviews for ...
  33. Grow Your Small Business with These 5 Tricks

    Many small firms that make it past the start-up phase struggle with finding ways to grow to the next level. Here are five ...
  34. Advisors: Here's the Fastest Way to Grow Your Firm

    The best way to grow your financial advisory business quickly is to amp up the 'know,' the 'like' and the 'trust' factors.
  35. Business Analyst: Career Path and Qualifications

    Learn more about professional business analysts, and discover the important role they play in maintaining high efficiency ...
  36. Charles Schwab’s Best Funds for Retirement Savings

    Here's a list of Schwab’s funds for retirement, intended to make planning, diversification and saving for later in life just ...
  37. State Taxes Retirees Should Know About

    State taxes plays a critical role in the quality of life of retirees. Here's what to consider.
  38. 5 Warnings Signs of Risk for a Small Business

    Learn how to keep on the lookout for these five potential warning signs of risk that your small business is stalling out ...
  39. Analyzing Amazon's Return on Equity (ROE) (AMZN)

    Learn how to analyze Amazon's return on equity (ROE), especially given the company's focus on capital investments, as opposed ...
  40. How to Obtain Your Federal Business Tax ID

    Learn how an eligible business obtains a federal tax identification number or employer identification number from the IRS ...
  41. Reasons to Get Your Personal Finances in Order Before Starting a Business

    Learn four good reasons to get your financial house in order before opening shop. Review a checklist of financial items to ...
  42. 4 Management Tips for a Seasonal Business Owner

    Learn about ways for business owners running seasonal businesses to ensure the lives of their businesses and promote success ...
  43. Is Starbucks Stock Suitable for Your IRA or Roth IRA? (SBUX)

    Find out if Starbucks stock is a suitable investment for an IRA and whether it matches the characteristics ideal for a traditional ...
  44. West Coast Vacation Destinations on a Budget

    Learn about three easily overlooked West Coast gems that offer the budget-conscious vacationer a great deal without compromising ...
  45. Is a Vanguard SEP IRA Account Right for You?

    Learn about the SEP IRA offered by Vanguard and why it is one of the best SEP products available, including why it's a good ...
  46. These Are the 5 Financial Products/Services the Ultra-Rich Care About

    Learn about the financial products and services that wealthy individuals make use of to cater to their planning and wealth ...
  47. Why Are Retailers Expanding Into Online Grocery? (WMT, AMZN)

    Walmart, Amazon and Target are all fiercely competing for your online grocery shopping dollars. Why now? Why is online grocery ...
  48. What to Do If Your Retirement Account Takes a Hit

    A shrinking retirement account is scary at any age. Here's what to do if your retirement account takes a sudden hit.
  49. Can You Retire In Greece With $200,000 of Savings?

    If you love Greece, its economic problems don't necessarily rule it out as a retirement destination. Here's what to research ...
  50. Best Tax Preparation Software for Small Business

    Each of these tax preparation packages has its fans and its detractors. Here's what TurboTax, H&R Block and TaxAct have to ...
  51. Top 4 Retirement Cities in Portugal

    With its low cost of living and diverse towns and cities, Portugal has a lot to offer retirees. Here's how to find the right ...
  52. This Is How Property Taxes Are Calculated

    Understanding how property taxes work will ensure that you won't be overcharged.
  53. Is Risk Aversion Kryptonite to Millennials?

    Financial advisors to millennials need to pay heed to this generation’s aversion to risk and help them understand how to ...
  54. How Advisors Can Build a HNW Estate Planning Niche

    Here's how advisors can fill a void when it comes to serving the estate planning needs of high-net-worth individuals.
  55. Buying a Home? The Best Places Share this Feature

    The most lucrative areas to invest in a home are cities where job growth is robust.
  56. Pension Advances: What You Should Be Wary Of

    The terms some pension advance firms require can be costly. Here's how to be sure your clients aren't making bad decisions.
  57. How Do Workers' Compensation Benefits Work?

    What you need to know about Workers' Compensation benefits.
  58. Common Interview Questions for Treasurers

    Identify the types of questions often asked in treasurer job interviewers, and learn how to deliver strong responses that ...
  59. Helping Clients Choose Long-Term Care Insurance

    The need for long-term care has become an inescapable (and pricey) issue for retirees. Here's what financial advisors can ...
  60. How to Invest When You Buy Your First Home

    Homeownership isn't cheap these days thanks to the down payment and closing costs. Savers who are putting away money have ...
  61. Economics of Owning a Restaurant

    Discover the many different economic points to starting and operating a restaurant and how you can potentially lower your ...
  62. IRAs: Top Things You Need to Know About Them

    By understanding the major rules for both traditional and Roth IRAs, you'll be prepared to enjoy the benefits of these investment ...
  63. Do Data Breaches Really Matter for Retailers? (TJX, TGT)

    Do data breaches hurt the stock price of retailers? Let's have a look at a few examples.
  64. The New Tax-Free Savings Accounts For the Disabled

    Due to the Achieving a Better Life Experience (ABLE) Act, many people with disabilities will have an easier time financing ...
  65. Time to Favor TIPS?

    Amid the sluggish economic recovery, investor expectations for future inflation have also moderated, but perhaps by too much.
  66. Equity Research: Career Path and Qualifications

    Find out what equity research analysts do on a day-to-day basis, and learn more about the typical career progression for ...
  67. Common Interview Questions for Internal Auditors

    Identify some of the most common questions asked during internal auditor job interviews, and learn the best responses to ...
  68. Is the Big Mac Back? Shoots of Green Found in McDonald’s Third Quarter Report

    Initiatives undertaken by McDonald's CEO Steve Easterbrook may be bearing fruit in third-quarter earnings.
  69. Selling Your Business: How to Prepare

    Once you have a solid, stand-alone business with solid finances, it's time to put a price on it. Here are the steps needed ...
  70. Is a Maid Worth the Money or Should I Clean Myself?

    Home cleaning services can be expensive, but they can also save you time and lead to a cleaner home.
  71. Company Stock in 401(k)s: The Risks and Rewards

    Holding company stock in a 401(k) has its risks. Here's how advisors can help clients avoid them.
  72. How to Help Clients Plan for a Special Needs Child

    A special needs child demands extra diligence in planning. Here's a guide to best practices.
  73. Finding Unclaimed Assets: Top Tips

    Locating unclaimed money or other property for clients can be a very useful additional service that can help you to add value ...
  74. Don’t Have Health Insurance? What’s the Worst That Could Happen?

    Healthcare is expensive, but those without healthcare coverage put themselves at risk.
  75. How the Advisor Compensation Debate Helps Clients

    The debate over compensating advisors is not likely to be resolved anytime soon, but clients should win with lower fees and ...
  76. Use Tax Vs. Internet Sales Tax: How Are They Different?

    Learn about the differences between a use tax and an Internet sales tax. Find out about transactions in which the taxes apply, ...
  77. Your Visa Options for Retiring in Thailand

    Here are steps for getting a retirement visa in Thailand – plus other possible visas including a marriage visa and a one-year ...
  78. Real Estate Licenses You Would Need in Florida

    Identify the licenses you must obtain to practice real estate in Florida, and learn what is required for a new agent to obtain ...
  79. Common Interview Questions for Investment Analysts

    Identify common questions asked during investment analyst job interviewers, and prepare responses that set you apart from ...
  80. The 10 Most Popular Crowdfunding Campaigns

    The recent growth of crowdfunding has drastically changed the game for average people looking to build their own company ...
  81. The Licenses and Permits You Need For Your Home-Based Business

    For anyone considering starting a home-based business, here's important information on business licenses and permits you ...
  82. How Target Can Expand Internationally

    Target needs to get back onto the international scene in order to take on its largest competitors. There's only one way to ...
  83. How to Achieve a Healthy Work-Life Balance

    Learning how to achieve a work-life balance can make you more productive, healthy, and successful in every area of your life.
  84. The Best Banking Services for Your Business

    Find out which banking services can offer a small business the best opportunities for reducing cost and fraud while managing ...
  85. GE's New Direction Sees Early Successes

    General Electric's divestment of its financial services arm and its recommitment to industrial manufacturing has Wall Street ...
  86. Are Stand-Alone HRAs Really Gone?

    Find out whether standalone health care reimbursement arrangements (HRAs) are still available in the United States under ...
  87. How to Financially Prepare Your Kid for the World

    Preparing your kids for financial success is important. Here is a quick guide to setting them up to be smart about money.
  88. Why You Should Hand Investing Over to Your Advisor

    Here's why it is a good idea to leave investment decisions to a qualified financial advisor.
  89. Is Under Armour's (UA) Dip a Buying Opportunity?

    All temporary hits to Under Armour's stock have ended up being buying opportunities. Is this time any different?
  90. What Lululemon's Numbers Reveal (LULU)

    Should Lululemon be on your watch list? Let's have a look at the numbers.
  91. Is Wal-Mart Stock Suitable for Your IRA or Roth IRA? (WMT)

    Find out if shares of Wal-Mart are suitable for an IRA, and whether Wal-Mart shares are more appropriate for a traditional ...
  92. Is Advanced Micro Devices Stock Suitable for Your IRA or Roth IRA? (AMD)

    Find out if AMD stock is suitable for an IRA. Learn about the company's fundamentals and outlook. Is AMD better for a traditional ...
  93. What Advisors Really Think of Trump's Tax Plan: Pros Vs. Cons

    Discover why some advisors see benefits to Trump's tax plan, while others feel it is a plan that would lead the nation to ...
  94. Private Banker: Career Path & Qualifications

    Discover what kind of work private bankers do, and learn more about how you can develop the experience and qualifications ...
  95. The 4 Most Common Reasons a Small Business Fails

    Discover the most common reasons small businesses fail, including capital formation, management concerns, planning issues ...
  96. This Is Why HSAs Appeal to High-Income Earners

    Health Savings Accounts are a good deal. But they're a better deal for some than for others. We parse how the plans work ...
  97. 12 Things You Don’t Know About Your Credit Report

    A good credit score is essential to securing a mortgage, obtaining a car, and getting other types of loans. But do you know ...
  98. Can Small Caps Rebound?

    While the collective concensus was right on the dollar rising, it was wrong on at least one implication of a stronger greenback: ...
  99. Certified Financial Planner: A Retirement ‘Must?’

    You've seen those letters "CFP" after a financial advisor's name. What do they mean? And do they make a difference in the ...
  100. How Having a Job Affects Social Security Benefits

    Social Security benefits mean a lot to retirees' finances. Having a job, even part-time, can complicate matters if certain ...
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