Personal Finance Articles

  1. Delaying Taking Social Security: What to Consider

    Ready to cash in on your retirement? Here's how waiting to take social security can save you money in taxes and other ways, ...
  2. Making Your Own Comprehensive Retirement Plan

    Your retirement plan should include much more than how much you will save and how much you need. It must take into account ...
  3. Internal Advisor Consultant: Career Path & Qualifications

    Discover more about the responsibilities of an internal advisor consultant, the average salary he can expect and the qualifications ...
  4. Just Hired? How to Navigate Your New Job Benefits

    Being new at a workplace is nerve-wracking enough. Here's what to do first after you've been hired to better navigate complicated ...
  5. This is How to Maximize Your Retirement Accounts

    As you age and your financial situation changes, what options do you have to maximize your retirement accounts? Make sure ...
  6. Revenue Analyst: Job Description & Average Salary

    Learn what a revenue analyst does and what skills are needed to succeed in the position. Determine the education and experience ...
  7. Take Advantage of Small Business Grants for Women

    Discover five grant options that specifically target women-owned businesses, and learn how each of these grants can be of ...
  8. 3 Ways to Get Comfortable with Investing This Year

    This New Year begins, turn a fresh page on your relationship with investing and make a pledge to do a few things that will ...
  9. Target Corp. (TGT): 2015 Recap

    A recap of the highs and lows of Target in 2015
  10. Declining Venture Capital Offset by Digital Economy

    While the amount of venture capital may be on the decline this new trend certainly does not seem to present a problem for ...
  11. Investing in High-Yield Corporate Bond Funds

    High-yield corporate bond funds provide an interesting investment option, particularly for private investors chasing returns ...
  12. The Economics of Owning a Coffee Shop

    Understand the economics of owning and running a coffee shop. Learn the basics of taking into account fixed, variable, and ...
  13. Pitfalls of Medicare Advantage Plans

    A Medicare Advantage plan may help you lower health costs not covered by Medicare. But there are definite tradeoffs, compared ...
  14. 3 Reasons To Be Flexible When Investing For Retirement

    Retirement investing can't be something you set and forget. If you aren't flexible, you could end up with a savings shortfall, ...
  15. Make Employees Happier with This Simple Tip

    Offering socially responsible options is a good way to increase employees' sense of satisfaction, which can lead to improved ...
  16. Why Long Term Care Isn’t a Client Priority

    Long term care is a difficult subject to broach with clients, but advisors need to do it. Here are some tips on how to tackle ...
  17. 4 Ways that the Presidential Election Will Affect Your Portfolio

    Healthcare, pharmaceutical, energy and defense stocks could be impacted, as presidential campaign statements translate into ...
  18. Launching a Twitter Ad Campaign for Your Small Business

    Learn how to launch a Twitter ad campaign for your small business, and discover the best practices for optimizing your Twitter ...
  19. Successful Entrepreneurs on the Worst Advice They've Received

    Here is some of the worst business advice that top entrepreneurs have received.
  20. Making Spousal IRA Contributions

    Eligibility requirements, contribution limits and tax deductions all change with one little ring.
  21. Tax-Saving Advice for IRA Holders

    Be informed about benefits and deductions that may apply to you and avoid costly mistakes on your return.
  22. These IRA Contributions Will Cut Your 2015 Taxes

    No matter how you save for retirement, take advantage of the time between now and April 15, 2016, to add to your nest egg ...
  23. How Much Homeowners Insurance Should You Carry?

    This breakdown of coverage into its component parts will provide the answer.
  24. The 5 Most Important Venture Capital Deals of 2015

    The year 2015 marks a pivotal point for the venture capital industry, as investors cast doubt on high-tech startup valuations. ...
  25. Should You Let Your 401(k) Be Managed by Vanguard?

    Find out if Vanguard's reputation and track record as a 401(k) plan provider is as stellar as its reputation and track record ...
  26. How to Avoid Violating Wash Sale Rules When Realizing Tax Losses

    How to avoid violating the IRS wash sale rules when realizing capital losses in your taxable investment account.
  27. Life Insurance After Retirement: Do You Need It?

    The answer depends on your sources of income, how much debt you carry and whether you have dependents who rely on you financially.
  28. 5 Companies Offering Low-Cost Dental Insurance

    How and where to look to maximize your dental insurance premium dollar.
  29. 3 Disrupters of Retail Banking

    Understand how the retail banking industry operates and why it's becoming outdated. Learn about three disrupters that are ...
  30. 3 Alternative Ways To Save for College

    The cost of college is skyrocketing at a time of record student loan debt. But there are ways to earn a college degree without ...
  31. Is Renter’s Insurance Worth It?

    Renter’s insurance is so relatively inexpensive that there’s really no reason not to have it. Still, how much does it cost ...
  32. Why Billionaires Love to Invest in Newspapers

    Why, if newspapers are in such dire straights, are savvy investors like Buffett and Bezos investing in print? Let’s take ...
  33. How Advisors Can Land Plan Sponsors as Clients

    Plan sponsors can be lucrative clients for advisors. Here are the areas that financial advisors should focus on to attract ...
  34. Why Being Too Conservative Can Hurt Your Retirement Savings

    People close to retirement have to get more conservative in their investments, but they can't be too safe. Unless they want ...
  35. Life Estate vs Irrevocable Trust: Which is Better?

    People considering application for Medicaid can put their biggest asset - their home - in a trust that splits ownership of ...
  36. Work or Staying at Home: You Still Need a Plan

    A great deal of the econonmic engine is fueled by stay-at-home parents. Their financial needs matter as much as anyone. Here's ...
  37. 8 Steps to Take If You’re Retiring in 2016

    Along with all the exciting plans you're making for your retirement, take these financial steps in preparation for a smooth ...
  38. Self-Driving Cars: A Good Investment?

    Will self-driving cars act as an upside catalyst for these companies?
  39. The Top 5 Municipal Bond Funds for 2016

    Understand how the addition of municipal bond mutual funds can enhance a portfolio, and learn the top-rated municipal bond ...
  40. The Top 5 Mid Cap Healthcare Stocks for 2016 (COO, ICLR)

    Discover the top five mid-cap health care stocks for 2016, with a summary, growth outlook and expected price target for each ...
  41. The Top 5 Health Care ETFs for 2016 (XLV, VHT)

    Read about five of the top health care exchange traded funds available today, and learn how you can get exposure to this ...
  42. Is Your Health Insurance Enough For Retirement?

    Learn what to expect to pay for health insurance in retirement, what is covered through Medicare and what the Affordable ...
  43. Introduction to Social Security

    You've probably contributed to this fund, but will you reap the benefits? Find out here.
  44. Why Boomers Are Delaying Retirement

    Baby Boomers are changing retirement. Exactly how, though, is still evolving as the realities of life sometimes clash with ...
  45. How to Price Your Home Like the Pros

    Selling a house without using a realtor can be a difficult task. Thankfully the internet has made it easy to list a home ...
  46. 3 Ways to Get Social Security Benefits

    Social Security isn't just for retirement. Learn about all three benefits provided by the Social Security Administration: ...
  47. What Is the Lowest Credit Score?

    Learn about the different types of credit scores available to borrowers, and find out about the lowest scores under each ...
  48. 529 Plan Contribution Limits in 2016

    Learn about the contribution and account balance limits on 529 plan accounts and discover how these contribution limits differ ...
  49. Split Dollar Life Insurance: How it Works

    Understanding how split dollar life insurance plans are designed and what tax regulations they must follow.
  50. Pros & Cons of Using a Robo-Advisor

    Robo-advisors come in all shapes and sizes. This article goes through the pros and cons of this new approach to financial ...
  51. 10 Common Questions About Social Security

    Find out everything you need to know about this program.
  52. Estate Planning Checkup: When to Update your Estate Plan

    Estate planning is an important piece of an overall financial plan, but it can't be set and forgotten. Life events are going ...
  53. 4 Personal Loans Sources for Fair Credit

    Discover the best places to apply for an unsecured personal loan if you have only fair credit, including information on rates ...
  54. SIMPLE IRA Contribution Limits in 2016

    Learn the SIMPLE IRA contribution limits for 2016, with a brief summary of how the plan works, including eligibility and ...
  55. Top Ways to Minimize Taxes on 401(k) Withdrawals

    Maximizing your retirement savings is essential to a secure retirement, and a part of that is minimizing taxes on 401(k) ...
  56. The Top 4 Entertainment ETFs for 2016 (PEJ, XLY)

    Learn more about the entertainment sector, the companies that are included and the four ETFs that provide investors with ...
  57. 10 Healthy Foods That Are Easy on Your Budget

    Learn more about healthy food options, and understand how you can eat healthier foods while you remain true to your budget.
  58. Is ConocoPhillips Stock Suitable for Your IRA or Roth IRA? (COP)

    Learn more about ConocoPhillips, one of the strongest companies in the oil sector, and whether it would be a suitable addition ...
  59. Indexed Annuities and New DoL Rules: What to Know

    The DOL has proposed a bill that includes tightening rules regarding the sale of indexed annuities. Here's what it means ...
  60. How Advisors Can Help Clients Avoid Tax Scams

    Here's how advisors and their clients can avoid falling prey to tax scams and cyber criminals.
  61. Writing Off the Expenses of Starting Your Own Business

    Learn how to navigate the complicated rules for writing off the expenses of starting your own business. It could save you ...
  62. Using Licensing to Rent Your Ideas to Large Companies

    Learn how to license your ideas to get your groundbreaking product on the shelves without raising capital or having business ...
  63. The Top 10 Healthcare Stocks for 2016 (ABT, AGN)

    Learn about the top 10 health care stocks expected to grow in 2016, with brief insights into each company's growth potential ...
  64. The Top 5 Large-Cap Healthcare Stocks for 2016 (GILD, ANTM)

    Learn about the potential direction for large-cap stocks in the health care sector in 2016, drug pricing headwinds and the ...
  65. Income Tax Brackets for 2015-2016

    Learn about the 2015-2016 tax brackets, how to calculate your marginal tax rate, the five types of filing status and how ...
  66. Amazon Is Opening Brick-and-Mortar Bookstores

    Amazon has opened its first of presumably many physical bookstores. Why did Amazon do this and how are they different from ...
  67. Amazon.com Inc (AMZN): 2015 Recap

    A look at the ups and downs of Amazon in 2015.
  68. Healthcare Credit Cards: Easy but Risky

    Do you need help paying for a medical procedure? Are you struggling with medical copayments? A healthcare credit card can ...
  69. How to Delay Drawing Down on Investments in Retirement

    Retirement lasts a long time so you want to make your savings last. Thankfully there's lot of ways to do it, from curbing ...
  70. The Richest Person in Each Decade of Life

    Who is the richest person currently in their 20s, 30s or 40s? Learn their inspiring stories and gain motivation to pursue ...
  71. How to Best Use Health Saving Accounts

    Health savings accounts' hidden bonus: they double as retirement accounts.
  72. 7 Ways to Save Money for an Emergency Fund

    An emergency fund is critical for unexpected expenses. Fortunately, there are several was to save for one.
  73. The Average Cost of Homeowners Insurance

    What factors into the the premiums you pay for homeowners insurance? Much depends on where you live. But there are ways to ...
  74. The Top 10 Large Cap Stocks for 2016 (BCS, AAPL)

    Discover the top 10 large-cap stocks that are expected to grow in 2016, with summaries and individual growth outlooks for ...
  75. How Retirees Can Earn Extra Income

    Retirees living on a fixed income may find themselves in dire straits, but fortunately, there are ways to earn extra income.
  76. Options for Your 401(k) at Retirement

    What to do with your 401(k) could be your most critical financial decision for retirement. Look at your entire financial ...
  77. 4 Things You Should Never Reveal During a Job Interview

    A job interview is a place to describe skills and abilities related to the job, not share personal information that could ...
  78. Salary Negotiation Strategies That Can Backfire

    While you want the best salary you can get, failing to understand when, how, and why to negotiate may lead to undesirable ...
  79. 7 Trump Businesses You Didn't Know Existed

    Understand what Donald Trump is best known for and the types of income streams he's created. Learn about seven obscure businesses ...
  80. 5 Dental Insurance Plans with No Annual Maximum

    Most dental insurers tend to cap the amount of benefits they'll reimburse each year. Here are some that don't.
  81. The Biggest M&A Deals of 2015

    Here is a summary of 2015 M&A activity and a look ahead at 2016.
  82. A Look At Robin Williams' Net Worth and What Happened to His Estate

    Understand what happened to Robin Williams' estate and what his estate included. Learn about the court battle over his remaining ...
  83. How To Apply For a Personal Loan

    Learn about different avenues for applying for a personal loan, and learn valuable tips to help you get your personal loan ...
  84. IRA Contribution Limits in 2016

    Find out about the 2016 limits for contributions and income thresholds for individual retirement accounts, including traditional ...
  85. The Top 5 Large Cap Entertainment Stocks for 2016 (CBS, TWX)

    Discover what the top 5 large cap entertainment stocks are for 2016, with a summary, growth outlook and expected stock price ...
  86. Cheap Currencies for Travel in 2016

    Discover three destinations with cheap currencies for travel in 2016, including one European country you can visit without ...
  87. How Advisors Can Plan for Next Generation Clients

    Traditional financial advisors have an age bias when it comes to younger clients. Here's how and why to turn that outlook ...
  88. How to Cope With the New Social Security Rules

    Here's what clients and advisors need to know about the important and recent changes made to Social Security claiming options.
  89. The Top 5 Mid-Cap Biotechnology Stocks for 2016 (ALNY, ICPT)

    Discover the top five mid-cap biotechnology stocks for 2016, with a brief summary, growth outlook and expected price target ...
  90. 5 Portfolio Ideas for 2016

    The Fed's zero interest rate policy is ending after seven years, the global economy is slowing and financial assets of all ...
  91. Are These the Top 5 Retail Stocks of 2016?

    Retail hasn't been a hot sector, but these five retail names have the potential to stay hot in 2016.
  92. Tax-Free Income Funds You Should Shortlist (FKTFX, VLTCX)

    Looking for holdings for the fixed-income portion of your investment portfolio? These top tax-free income funds may fit the ...
  93. Why a Roth Conversion May Make Sense Now

    Converting to a Roth IRA is a simple strategy that can help weave a silver lining from an otherwise financially mediocre ...
  94. MLP Investors Hit with Surprise Tax Bill from IRAs

    Some taxpayers who invested in a MLP via their IRA received a nasty surprise when they were notified that they owe substantial ...
  95. SEP IRA Limits in 2016

    Discover the SEP IRA limits for 2016. Included is a summary, plans that would be ideal candidates for SEP IRAs, and contribution ...
  96. Walmart Pay vs. The Competition (WMT, AAPL)

    Although Walmart Pay has few competitors, it must improve its app or face pressure to accept better mobile payment services.
  97. Amazon Monetizes Convenience (AMZN)

    Amazon has tapped into America's convenience culture. The company has struck gold with services that allow for maximum convenience ...
  98. 6 Target-date Fund Myths

    Target-date funds are good retirement savings vehicles for most working people. But there are common misperceptions about ...
  99. 4 Unusual Ways to Boost Social Security Benefits

    Working the system to get the highest legal Social Security benefits just got harder. Two long-time benefits strategies expired ...
  100. Social Security: To Delay or Not to Delay?

    Should you delay taking your Social Security benefits? As with most things in the financial planning world the answer is: ...
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