Personal Finance Articles

  1. Revenue Analyst: Career Path & Qualifications

    Learn more about the duties of a revenue analyst and the qualifications needed for the position, along with the career path ...
  2. The Risks of Reaching for Yield During Retirement

    In a low-interest-rate environment, when "safe" investments aren't enough to support your retirement, how much risk is acceptable ...
  3. The Economics of Birchbox

    Find out how subscription-based Birchbox makes money from its monthly sample box model. Read more on the next steps in Birchbox's ...
  4. Beware: How to Spot Popular Scams for Retirees

    Some scams are tailor-made for seniors, but knowing the tricks of the fraudulent trade provides the best defense against ...
  5. The Top 5 Restaurant Stocks for 2016 (CMG, DNKN)

    Discover the top five restaurant stocks expected to grow in 2016, with a summary, growth outlook and price target for each ...
  6. How to Create a Solid Succession Plan for Your Business

    If you want to start finding trusted people to take on key leadership roles within your company, the time to start is now. ...
  7. 10 States with Highest Income Taxes

    Find out who is actually paying the most state taxes as a percent of their income. California and New Jersey are not in the ...
  8. Delta Bets On Its Punctuality. Will it Work? (DAL)

    Examine Delta's new marketing effort based on its on-time performance in terms of how much it is likely to benefit the airline.
  9. Reality Check: Are You Really Ready to Retire?

    If you're wondering whether your savings will last throughout your retired years, there are a few things you can do right ...
  10. Follow These Rules When Borrowing Money for Your Business

    Learn the new rules to follow when borrowing money for your business. Understanding the do's and don'ts can make all the ...
  11. Why a Perfect Storm Is Brewing in Healthcare (and Healthcare Stocks) (UNH, HCA)

    A look at the immediate and long-term effects of Obamacare on the U.S. healthcare industry and medical economy.
  12. 5 Most Taxing Taxes for Americans

    There’s not much that unites Americans like their hatred of taxes. Here's a list of taxes we dislike the most.
  13. Alternatives to Social Security's File & Suspend

    The file and suspend strategy for Social Security will no longer be valid in 2016. Here are some alternatives.
  14. 5 Tips on Last-Minute Home Winterization

    To ensure your home is in the best shape to survive the chilly weather ahead, here are five, last-minute tips to help winterize ...
  15. 5 Places to Get the Best Dental Insurance

    What to look for when seeking coverage for teeth, mouth and gums, plus some of the leading providers of same.
  16. Retirement Planning for the Non-Employed Spouse

    A stay-at-home spouse probably racks up more hours working than any office jockey. Make sure he or she is set up to save ...
  17. 5 Reasons Your Credit Score Matters in Retirement

    Don't let your credit score go to hell, just because you're no longer employed full-time. Here are a quintet of reasons why.
  18. Change These 5 Habits & Build Up Your Nest Egg

    Saving for retirement is a long-term goal. See if any of these five easy-to-get-into habits are quietly undermining your ...
  19. Why Saving 10% Won't Get You Through Retirement

    Retirement experts often tout the 10% rule: To have a good retirement, you must save 10% of your income. The truth is, most ...
  20. Chances That Mortgage Rates Will Decrease Are Low

    Understand why mortgage rates are not likely to decrease in 2016; in fact, most indicators point to modestly rising mortgage ...
  21. 5 Franklin Templeton Mutual Funds with Long Track Records

    Take a look at some of the longest-standing mutual funds in the Franklin Templeton lineup, each of which has survived for ...
  22. How to Avoid Penalties When Postponing Medicare

    The rules and timing can be tricky; here's how to navigate them, without getting dinged by penalties.
  23. What Advisors Can Provide that Robo-Advisors Can't

    Robo-advisors can't compete with human advisors when it comes to providing these services to clients.
  24. How the Middle Class Can Pick the Right Advisor

    Regular folks need financial planning as much as wealthy folks. Here's how to find the right financial advisor.
  25. Why Millennials Should Talk Philanthropy Soon

    Charitable giving can provide advisors planning opportunities with millennials. Here's why.
  26. 6 Top Finance Books to Gift This Christmas

    An overview of six engaging financial reads to give as gifts this Christmas.
  27. Financial Analyst: Career Path & Qualifications

    Read about what it takes to become a financial analyst in a corporation or securities firm, and learn how far you can rise ...
  28. 4 Reasons Why the Housing Recovery Will Be Short-lived (LOW, HD)

    Evidence would suggest that the same culprits from 2008 and some new ones are re-inflating a housing bubble.
  29. Financial Planning for the Freelancer

    While freelancers have greater autonomy, they also face different financial challenges. Here are some tips on financial planning ...
  30. Beach House Investing: Best Beach Towns in California

    Discover the best towns in California for investing in a beach house. Learn about the few remaining areas to invest in a ...
  31. Top Year-End Financial Planning Strategies

    Here are some top year-end financial planning strategies for financial advisors and their clients.
  32. When Should You Consider Taking out a HELOC?

    Home equity lines of credit, or HELOCs, have gotten a bum rap since the housing meltdown. But used correctly, they can be ...
  33. College Tuition: 8 Mistakes Parents Should Avoid

    Why do so many parents fall into a financial trap when it comes time to send their kids to college?
  34. Star Wars The Force Awakens a Legacy of Star Destroyer-Sized Revenues (DIS)

    The next installment of the Star Wars saga, The Force Awakens, has just been released. Worldwide revenue is expected in the ...
  35. 11 Social Security Calculators Worth Your Time

    The safest Social Security calculators to use when figuring benefits are on the official website. The best are the ones that ...
  36. A Step-By-Step Guide for Opening an IRA

    Tax time is just around the corner. Remember: It’s never too soon, or too late, to open an IRA. You’ll save on taxes – and ...
  37. Tips on Buying a Beach Condo in California

    Few properties can top a beach condo in California, and analyzing the condo's ins and outs is the best way to ensure you ...
  38. Getting the Most Out of Your 401(k)

    Here’s a quick overview of some of the most common “special features” that can help increase the likelihood of your 401 (k) ...
  39. Tips on Buying a Beach Condo in Costa Rica

    Costa Rica's incredible beaches make it the perfect place for a beach condo. Follow these tips to make sure you get a condo ...
  40. 4 Simple Actions to Consider After Fed Liftoff

    This week, after months of anticipation, the Fed initiated its first rate hike in nearly a decade, raising the Fed Funds ...
  41. The Biggest Risks of Investing in J.C. Penney Stock

    Read about some of the risks investors face by taking a position in J.C. Penney. The department store chain has had some ...
  42. Treasurer: Career Path & Qualifications

    Learn what it takes to be a modern corporate treasurer, starting from undergraduate study and working up the ladder into ...
  43. The Guide to Investing in REO Properties

    Real estate owned properties present a unique investment opportunity but there are some specific challenges to be aware of ...
  44. Top Ways to Pass Passion Assets to Heirs

    Passion assets are finding favor among investors looking for alternative investments. Here's how to ensure smooth dispersion ...
  45. The Top 5 Mid Cap Retail Stocks for 2016

    Discover the top five mid-cap retail stocks for 2016, with a summary, growth outlook and potential price target for each ...
  46. How to Talk to Your Family About Christmas Gift Budgets

    Talking Christmas gift budgets with family members can be hard, but having the talk will help you stay on track financially. ...
  47. 9 Financial Mistakes Retirees Can’t Afford to Make

    Financial mistakes are costly at any age, but some mistakes are more detrimental to retirees. These are nine mistakes retirees ...
  48. Why Most People Need to Work Past the Age of 65

    While 65 has always been the prime age for retirement, several changes are making it nearly impossible to leave the workforce ...
  49. Does Heavy Online Traffic Mean Good Stock Returns? (GOOGL, FB)

    A look at companies with strong online performance and whether or not it equates to stock appreciation.
  50. How to Dodge Big Tax Hits on Your Portfolio

    An investment plan that helps clients minimize related tax hits adds even more value to an already well-thought out strategy. ...
  51. Why MLPs May Be a Thing of the Past

    Do rising rates as well as lower oil prices mean a bleak future for master limited partnerships?
  52. What New IRS Rules Will Do to Partnerships, LLCs

    The pending IRS rule changes for partnerships and LLCs could drastically curtail the way assets within them are valued and ...
  53. myRA: How it Will Work, Pros and Cons

    The myRA is a new account designed to help millions of Americans save for retirement. Here's a look at how it'll work.
  54. Why Junk Bonds Are Aptly Named Right Now

    Here's why junk bonds are likely to live up to their name in the not so distant future.
  55. Walmart Will Never Be Costco

    Walmart is in the process of reinventing itself. It seems to be trying to copy Costco, a move that will surely fail.
  56. The Future of Retail Is Not Big Box Stores

    The future of shopping involves a lot more Internet and a lot less window shopping at the mall.
  57. How Amazon's Restaurant Delivery Service Makes Money (AMZN)

    Amazon's delivery service acts as a loss leader to corner the market now before providing high margin revenue in the future.
  58. The Path To Becoming A CEO

    Think you have what it takes to be chief executive? Find out what those at the top have in common.
  59. Common Interview Questions for Financial Data Analysts

    Learn what kinds of questions are frequently asked at job interviews for financial data analyst positions and how to give ...
  60. Financial Planner: Career Path & Qualifications

    Learn what education and certifications you need to become a financial planner, as well as the future prospects and earnings ...
  61. The Top 10 African-American Owned Businesses

    A number of the top 10 African-American businesses, based on a Black Enterprise ranking by revenue, make their money in automotive ...
  62. What to Do When You Can't Pay Back Your HELOC

    Home equity lines of credit can be a cheap way to tap the equity in your home, but will you risk losing your home if you ...
  63. How to Work With Your Lender if You Can't Pay Your Mortgage

    Homeownership is a dream but when you can't pay your mortgage it becomes a nightmare. In the wake of the housing meltdown ...
  64. What’s in Your Impact Fund?

    We consider three key segments in investing strategies, but today we’ll be focusing on impact funds: how they’re built and ...
  65. Mutual Fund Or ETF: Which Is Right For You?

    Learn the differences between these investment products and how to take full advantage.
  66. Retiring in South Korea: A How-to Guide

    If you plan on retiring to South Korea – whether or not you have roots there – top considerations include rules on visas, ...
  67. An Introduction to Government Loans

    Government loans further policymakers' efforts to create positive social outcomes by offering timely access to capital for ...
  68. Black Swan Events And Investment

    These world-changing events are rare and difficult to predict, but they have serious implications for your investments.
  69. Who Wants to be a 401(k) Millionaire? (TROW)

    Want to be a 401(k) millionaire? Here are some tips to get you on the right path.
  70. What Determines Oil Prices?

    Changes in the price of oil aren't arbitrary. Read on to find out what moves them and why.
  71. How To Live Without A Credit Card

    Debit cards are more widely accepted and provide better fraud protection than in the past.
  72. Using Collateral to Obtain a Loan for Your Small Business

    Learn what assets can be used as collateral for an asset-based loan, and find out best practices when seeking asset-based ...
  73. How To Deduct Your Job Search Expenses

    With approximately 12 million Americans out of a job right now, many people are spending significant dollars to be noticed ...
  74. How to Write an Effective Job Description to Attract the Right People

    Learn tips and advice for employers on how to write a job posting and what to include in the posting to attract the best ...
  75. The Unicorns of 2015

    The Top 5 Unicorns of 2015 are revealed. Who made the list? See current valuations, drivers of growth and what's next for ...
  76. 4 Best Websites for Finding Yachts for Sale

    Not only will you see some gorgeous boats, you'll get a good idea of going prices, different types of yachts, and even financing ...
  77. Real Estate Licenses You Would Need in New York

    Learn the requirements for getting licensed to practice real estate in New York, which include prelicensing course work and ...
  78. The Biggest Risks of Investing in Bank of America Stock

    Learn the largest risks to owning Bank of America stock. Discover its outlook through fundamental analysis and external risks ...
  79. Quantitative Analyst: Job Description & Average Salary

    Learn the different job duties of a quantitative analyst and how much money an analyst makes; understand the skills needed ...
  80. 5 Hot Housing Markets in America

    Investors and homebuyers are watching some U.S. cities' housing markets appreciate at a rapid rate. Here are the top five ...
  81. 5 Ways to Limit Your Fiduciary Liability

    Learn the best practices plan sponsors can use to limit their fiduciary liabilities while improving their plan's overall ...
  82. Retirement Tips for Engineers

    Learn specific retirement strategies for engineers. Tips include taking advantage of higher-than-average salaries to grow ...
  83. Bank Teller: Career Path & Qualifications

    Learn more about what it takes to become a bank teller and whether the position qualifies you for promotion into higher bank ...
  84. Is Amazon Stock Suitable for Your IRA or Roth IRA?

    Learn more about traditional IRAs and Roth IRAs, and discover three specific reasons why Amazon is suitable for a traditional ...
  85. Why Did Starbucks Partner with Lyft?

    Learn more about the pending partnership between coffee giant Starbucks and three-year-old transportation company Lyft, and ...
  86. E-Marketing Specialist: Career Path & Qualifications

    Learn more about the duties and responsibilities performed by eMarketing specialists and common career paths this profession ...
  87. American Century’s Top Funds for Retirement

    American Century Investments should be considered for retirement funds, but economic woes may be guiding us into a dangerous ...
  88. Top Retirement Choice: Dividend Stock or Annuity?

    There's a lot to take into account when deciding between dividend stocks or annuities for retirement planning. Here's what ...
  89. Does a Bigger Twitter Following Translate to More Revenue?

    Learn how small business owners benefit from large numbers of followers on Twitter, and how those large Twitter followings ...
  90. Is Retirement in Your 30s Really Feasible?

    Early retirement is a new trend in the world of personal finance with some people retiring as early as their 30s. Is it this ...
  91. Traveling to New York City on a Budget

    Learn fun, new ways to save money while traveling to one of the most popular, and expensive, destinations in the world: New ...
  92. Some US Households Are Still Seeing High Healthcare Costs

    Even though healthcare premiums have remained steady under the Affordable Care Act, many families are still feeling squeezed ...
  93. Does Vanguard have a 401(K) Plan Suitable for a Small Business?

    Learn about the Vanguard Group's new 401(k) product for small businesses and how they've tailored their plan to appeal to ...
  94. 5 Stocks You Should Buy for 2016

    The stock market might bring some challenges in 2016. Here are five stocks with potential to buck the trend.
  95. The Right Financial Advisor for Gay Couples

    While finding the right advisor for gay couples is much easier since same-sex marriages were legalized, same-sex couples ...
  96. The Right Financial Advisor for Dentists

    Dentists have uniqe financial planning needs. Here's what they need to look for in a financial advisor.
  97. Pros and Cons of an Internet Sales Tax

    Learn about the pros and cons of a nationwide Internet sales tax and the different bills that have been proposed to establish ...
  98. UBIO: ProShares UltraPro Nasdaq Biotech ETF

    Obtain information about an ETF offerings that provides leveraged exposure to the biotechnology industry, the ProShares UltraPro ...
  99. A Look at the Pros and Cons of Muni Bonds

    Considering muni bonds? Here's a look at their pros and cons.
  100. When to Intervene in Your Parents' Investments

    Mild cognitive decline can lead to bad investment moves, but spotting it can be tough. Unopened mail and erratic investments ...
Hot Definitions
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  3. Diversification

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