Personal Finance Articles

  1. Social Security: To Delay or Not to Delay?

    Should you delay taking your Social Security benefits? As with most things in the financial planning world the answer is: ...
  2. How 529s Can Hurt Grandparents

    529 savings plan are a great way to save for a college education. But when grandparents open the account, in some cases it ...
  3. How Married Couples Can Maximize Social Security

    Making the most of Social Security can be a complicated thing for married couples, but finding the maximum return is worth ...
  4. Advisors: Don’t Overlook This Foreign Dividend Tax

    Paying income tax on income earned from foreign investments can be a tricky proposition. Here's what advisors and their clients ...
  5. How Much Do CPAs Make?

    If you're considering becoming a CPA, here's what you might expect to earn.
  6. Top 5 Putnam Funds for Retirement Diversification in 2016

    Discover the best Putnam Investments mutual funds for retirement diversification, and learn where to allocate your investments ...
  7. The Companies Donald Trump Owns

    Find out about the companies owned by Donald Trump. His net worth is a topic of debate. How has Trump's controversy hurt ...
  8. Tips on Buying a Beach Condo in Florida

    Discover some tips that are very important to consider but often forgotten when searching for the perfect beachfront condominium ...
  9. 8 Ways Retirement Changed in the Last 20 Years

    From rising lifespans to tumbling savings, it's getting harder to save for life after your earned income stops. That's why ...
  10. 3 Tips to Get Started on Tax-Loss Harvesting

    It's tax-loss harvesting season. These three tips will help you reduce capital gains and pay less tax.
  11. How to Change Your Retirement Plan

    Retirement is one of those things you plan for but it can't be etched in stone. From asset allocation to risk tolerance, ...
  12. Critical Illness Insurance: Do You Need It?

    Critical illness insurance could be the only thing protecting you from financial ruin if you're faced with a big health emergency. ...
  13. Angel Investing vs. Crowdfunding: How to Raise Money for Your Startup?

    Angel investing and crowdfunding are two very different options startups can use to get the funding they need.
  14. 13 Best US Cities to Retire to in 2016

    Retirement is your second chance to pick your best place to live, and this time, the job market is probably not your top ...
  15. 10 Best Countries to Retire to in 2016

    Hot off the press: the countries that made the 2016 lists of best places to retire abroad. Which one is right for you?
  16. Why Retirees Shouldn’t Use Credit Cards

    Many financial experts discourage credit card use for all consumers, especially retirees.
  17. Amazon's Big Branding Problem (AMZN)

    Amazon can be inconsistent with its branding policies which can alienate confused customers. The company should simplify ...
  18. Detroit Real Estate: Rising From the Ashes?

    The real estate market in Detroit might seem doomed after the city's bankruptcy. But a closer look shows opportunity for ...
  19. Are QLACs the Next Big Thing for Retirement?

    New to the retirement scene Qualified Longevity Annuity Contracts are starting to take off. Here's why.
  20. Are Fees Eating Up Your Nest Egg?

    You may not be able to avoid all fees associated with retirement planning, but you should know what you’re being charged ...
  21. Where to Retire Abroad? Follow Your Fellow Expats

    Retiring abroad is exciting and can save you money. Here's a list of countries where you're likely to find the most bang ...
  22. When a $9,701 Cup of Coffee is a Bargain

    We seldom think of our spending in bulk. For example, we don’t think how much our house costs, we think about how much our ...
  23. Roth IRA Contribution Limits in 2016

    Discover the benefits of Roth IRA accounts and how much you can contribute for your retirement. Learn which IRA plan is best ...
  24. Rising Prices: Inflation or Quality Improvements?

    Price indices are used to measure inflation, but qualitative improvements in products complicates attempts to isolate the ...
  25. Is Fundrise's New eREIT Right for You?

    Three things to keep in mind when considering investing in Fundrise's new eREIT.
  26. Taxes 101 for Retirees

    Retirees who don't understand the tax rules regarding their income may end up with a higher tax liability.
  27. Best Ways to Tap Into New York City Real Estate

    New York is known for its real estate investment opportunities. Here are three ways you can invest in the city's real estate ...
  28. Income Relating: Who Pays More for Medicare?

    You can retire, but you can never retire from income tax planning.
  29. Favorite Rewards Credit Cards for 2016

    These credit card companies take different approaches to reward you for making purchases you'd have made anyway. The key ...
  30. Top Estate Planning Beneficiary Mistakes to Avoid

    Asset transfer can be fraught with twists, but adhering to a few practical procedures can go a long way in navigating these ...
  31. Financial Boiler Rooms Today: Real-World Examples

    High-pressure sales environments pitching inflated penny stocks or faux companies exist and cost investors millions every ...
  32. How Advisors Can Make Sure Clients Diversify

    A look at how advisors can help clients build properly diversified portfolios to balance risk and return.
  33. 2016’s Three Most Expensive U.S. Retirement Cities

    Think twice before you decide to retire to New York, Honolulu or San Francisco. Talking to a financial planner can help you ...
  34. Why Healthcare Planning is Vital to Retirement

    Retirement planning is also about healthcare planning. Here's how to factor it all in.
  35. Using Insurance in a Business Succession Plan

    How to use life and disability insurance to help fund a business succession or buyout plan.
  36. 3 Popular Consumers Stocks in 2015 (AMZN, SBUX)

    Find out what makes Amazon, Starbucks and The Home Depot three popular consumer stocks in 2015 and how they may remain so ...
  37. 3 Ways Retirees Can Generate Income From Investments

    Retirement can last a long time, which means people not only have to save for retirement but see it generate income. Thankfully ...
  38. Long-Term Care: How Technology Can Defray the Cost

    The chances of needing long-term care are high which means an added and costly expense. Thankfully technology can play a ...
  39. How to Lower Refinance Closing Costs

    Refinancing a mortgage can save you money but it isn't free. There are closing costs associated with a refinance and how ...
  40. What the Fiduciary Proposal Means for Annuities

    If the DOL's fiduciary proposal is approved in its current form, it will have a huge impact on the way annuities are sold. ...
  41. The Top 5 Dividend Paying Retail Stocks for 2016 (M, GPS)

    Learn about five retail merchants that have dividends policies with attractive dividend yields after a sell-off of stocks ...
  42. The Top 5 Retail Stocks for 2016 (AMZN, EXPR)

    Discover the top five retail stocks for 2016, including two big household names and one small-cap apparel stock currently ...
  43. The 3 Best Online Shopping Cart Software Programs for Your Business

    Learn about several of the best and easiest software options available to add an online shopping cart to an existing business ...
  44. Traveling to Los Angeles on a Budget

    Understand why you do not have to break your budget to vacation in Los Angeles, despite the city's reputation as a playground ...
  45. Procter & Gamble's 3 Key Financial Ratios (PG)

    Understand how sales growth has become a bigger challenge for Procter & Gamble and what impact it has on the company's profitability ...
  46. Can I Afford a House in 2016?

    Start the homebuying process in 2016 before mortgage rates increase. More sellers are expected to list their homes, resulting ...
  47. Are the Retail ETFs XRT and RTH a Good Buy Now?

    These two ETFs offer diversification in the retail sector. But are they a good buy right now?
  48. How Veterans Can Pick the Right Financial Advisor

    Veterans who are looking for a financial advisor need to ask these questions.
  49. 3 Economic Challenges Italy Faces in 2016

    Learn how Italy's economic problems are ingrained and systemic. Unless Italy implements drastic economic fixes, 2016 will ...
  50. Top 5 Fidelity Funds for Retirement Diversification in 2016

    Learn how five top funds from Fidelity can be allocated to create a diversified retirement portfolio for generating lifetime ...
  51. Is Alcatel-Lucent Stock Suitable for Your IRA or Roth IRA? (ALU)

    Learn about whether Alcatel-Lucent is better as a retirement investment in a traditional IRA or a Roth IRA. Find out about ...
  52. How Much Car Insurance Do I Need?

    Find out to determine how much car insurance you actually need with this overview of the different types of coverage available ...
  53. The 3 Best Social Security Calculators For 2016

    Find out how to analyze your Social Security benefits under different retirement scenarios using multifunctional online Social ...
  54. APR and APY: Why Your Bank Hopes You Can't Tell The Difference

    Banks use these rates to entice borrowers and investors. Find out what you're really getting.
  55. How WhatsApp Makes Money

    In short, WhatsApp makes money just $1 at a time.
  56. Why Entrepreneurs Are Important for the Economy

    This article discusses the importance of entrepreneurs and their important value-add to the economy of a state.
  57. 3 Best Mortgage Calculator Websites for UK Residents

    Identify the features offered by good U.K. mortgage calculators, and learn where you can find some of the best calculators ...
  58. 4 Reasons Estate Planning Is So Important

    Estate planning isn't fun, but without it, there can be devastating consequences.
  59. The Koch Brothers: America's 2nd Wealthiest Family

    An overview of the history of Koch Industries, America's second-largest privately owned company, and how it made the Koch ...
  60. The Five Biggest Stock Market Myths

    Stocks that go down must come up, right? Wrong. We bust this myth and four other common market misconceptions.
  61. Top Investment Banks in the Sports Industry

    Find out why the top investment banks in the sports industry tend to be smaller niche players and are prepared to battle ...
  62. 3 Mutual Funds That Are Top Bets for Retirement in 2016

    Find out which three mutual funds offer the best combination of consistent performance and low cost for your retirement income ...
  63. Top 3 T. Rowe Funds for Retirement Diversification in 2016

    Find out which T. Rowe Price funds to use to create a diversified retirement income portfolio for current income, income ...
  64. 4 Degrees Most Oil Companies Are Looking For

    Find out which four degrees oil companies want to see on the resumes of new hires, and find out why the industry still pursues ...
  65. Worst Hyperinflations in History

    Here are the three worst episodes of hyperinflation in history. Each makes Venezuela's current inflation crisis seem modest ...
  66. 8 College Degrees with the Best Returns on Investment

    Find out which college degrees offer the best opportunities to earn a salary that can generate a solid return on your investment ...
  67. Can Going to the Gym Lower My Insurance Premiums?

    Find out whether a gym membership and living a healthier lifestyle can lead to lower insurance premiums or other financial ...
  68. The 401(k) Plans That Vanguard Offers

    Find out what you need to know about Vanguard's 401(k) plan offerings to large and small businesses and what makes them so ...
  69. Why Own Life Insurance in a Qualified Retirement Plan?

    What are the pros and cons of owning cash value life insurance in a qualified retirement plan?
  70. 401(k) Contribution Limits in 2016

    Find out what the contribution limits are for 401(k) retirement savings plans in 2016, including individual, employer and ...
  71. VCIT: Vanguard Intermediate-Term Corp Bd ETF

    Learn about the Vanguard Intermediate-Term Corporate Bond ETF, and explore detailed analysis of the fund's characteristics, ...
  72. Top 5 Ways Advisors Can Appeal to Women

    Female clients present an enormous potential market for advisors. Here are some ways advisors can make their practice more ...
  73. Top Tips for Retaining Widowed Clients

    These tips should help keep your widowed clients safely in your book of business for years to come.
  74. The Top 5 Retirement Income Equity Mutual Funds for 2016

    Find out the top five retirement income-equity mutual funds for generating solid total returns for your retirement-income ...
  75. Top 4 Dodge & Cox Funds for Retirement Diversification in 2016

    Find out the four Dodge & Cox mutual funds to use to create a well-diversified retirement income portfolio and learn why ...
  76. HSA Contribution Limits in 2016

    Find out the 2016 contribution and out-of-pocket limits for health savings accounts and why HSAs are still viable options ...
  77. When Will Interest Rates Rise?

    Find out if -- and why -- the Federal Reserve will keep raising interest rates and what that might mean for savers, investors ...
  78. The Top 5 Financials Stocks for 2016 (JPM, BAC)

    Explore detailed analyses of the top five financials stocks to consider in 2016, and learn why they are poised to rise with ...
  79. Top 10 Investopedia Personal Finance Stories of 2015

    Every year is the year to start saving money, and 2015 was no different.
  80. These 5 Books Will Transform the Way You Think

    Just as successful startups disrupt their industries, these writers disrupt our view of the world.
  81. Defining The 3 Types Of Investments

    The first step to being a successful investor is knowing what is and isn't an investment.
  82. How Safe Is Traveling in Europe?

    Here, some factors to consider as you make your travel plans this year.
  83. Find the Top Retirement Cities in Puerto Rico

    From sprawling urban San Juan to seaside and mountain towns, Puerto Rico is dotted with communities that retirees might want ...
  84. Becoming An Insurance Agent

    Few careers match the opportunity for as quick and large a paycheck as does being a life insurance agent.
  85. 4 Tips for Retiring in Puerto Rico

    If beaches are your thing, Puerto Rico is likely on your radar as a retirement destination. Here's what else to know before ...
  86. How Robert Duggan Became a Billionaire

    An overview of how Robert Duggan became the world's wealthiest Scientologist.
  87. The Power of Major Credit Rating Agencies

    The performance of major independent credit rating agencies is a controversial topic, particularly due to the strength of ...
  88. Lose 10 Pounds Of Overspending

    Bad spending habits are not always obvious. What could you be doing to ensure that your money's going where it should?
  89. How to Convince Millennials They Need an Advisor

    Advisors who stay on the cutting edge of technology can capitalize on millennials' habits and establish vital relationships ...
  90. How Much Millennials Need to Save for Retirement

    Millennials may not be worrying about retirement just yet, but they should be thinking about how much they'll need to save ...
  91. Retirement: Why the First Decade is the Most Vital

    Retirement doesn't mean retiring from managing finances. And the first decade of retirement is the most crucial. Here's why ...
  92. Why Not to Despair Over Retirement Budgeting

    Recent research shows people spend much less money in retirement than they do during their working lives. Here's why.
  93. Iconic Restaurants and Top 10 Economies: The Top INV Stories of 2015

    What were you reading in 2015?
  94. PGX: PowerShares Preferred ETF

    Read an in-depth analysis of the PowerShares Preferred ETF, a preferred share-based ETF that focuses on generating investor ...
  95. XLV: Health Care Select Sector SPDR ETF

    Learn about the Health Care Select Sector SPDR Fund including its performance, current holdings, recent performance and the ...
  96. This is the Biggest Threat to Financial Advisors

    Baby Boomers are retiring at a steady clip, and the more of them that retire, the less business advisors serving them have. ...
  97. How to Rake in Customers with Social Media

    Think your company doesn't stand to gain anything from social media? Think again. Here are some tips on how to best to reach ...
  98. Why Advisors Should Team Up

    More than half of all practicing financial advisors now work in teams, says a recent study. Here's why.
  99. A Guide to Grantor Retained Annuity Trusts

    An in depth look at Grantor Retained Annuity Trusts, how they work and who they are best suited for.
  100. How Pro Athletes Can Choose the Right Advisor

    When it comes to finances, professional athletes can be vulnerable. Here's what they need to look for in a financial advisor. ...
Hot Definitions
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