Personal Finance Articles

  1. 10 Tips for Avoiding a Tax Audit

    To help you avoid a tax audit this year make sure you stay away from these ten red flags.
  2. 3 Top Tips on How to Be Truly Client-Centered

    Financial advisors can stand out from the competition by following these tips to run a truly client-centered practice.
  3. How GenLink Can Help Advisors Navigate Generations

    A new tool aims to help advisors bridge the generational gap.
  4. How Doctors Can Find the Right Financial Advisor

    Doctors looking for a financial advisor can find them using these methods and should ask the right questions.
  5. Estate Planning Tips for Tax-Deferred Investments

    Bequeathing assets in tax-deferred investments can be tricky. Here are some of the pitfalls and how to avoid them.
  6. How to Handle Annoying and Needy Clients

    Few things cause more headaches for financial advisors than excessively needy or annoying clients. Here’s what you need to ...
  7. The 6 Best Dental Plans with No Waiting Periods

    Many dental plans don't offer immediate coverage. How to find one that does.
  8. Top Unsecured Credit Cards to Build Your Credit

    Conventional wisdom advises you to get a credit card that will help you build positive credit. Here are four that can do ...
  9. Pros and Cons of "Small-Home" Care Facilities

    Intimate alternatives to traditional large nursing homes are gaining popularity. Could one of them be right for you or a ...
  10. New Retirement Plan Limits for 2016

    Here's what the limits look like for 2016, compared to 2015 (the taxes you'll file in April).
  11. How Private Split-dollar Life Insurance Works

    Understand how a private split-dollar life insurance plan can help leverage gifts and reduce estate taxes.
  12. 5 Big M&A deals in 2015 (PFE, AGN)

    Learn how these mergers and acquisitions helped make 2015 a boom year for M&A deals, with the total value of the companies ...
  13. The World's Top 10 Banks (JPM, WFC)

    Learn more about the world's largest banks and how more financial power shifts eastward as China is home to four of the world's ...
  14. 5 Things To Do in Disney Parks on a Budget

    Look at five things that visitors to Disneyland in Anaheim, California can do to stay within a budget without skimping on ...
  15. Equity vs. Debt Investments for Real Estate Crowdfunding

    Equity and debt investments offer two very different paths for investors who are interested in real estate crowdfunding. ...
  16. Top Retirement Planning Tips for New Mothers

    Whether you choose to be a stay-at-home mom or a work-at-home mom, there are retirement savings options for you.
  17. Toyota Stock: A Dividend Analysis (TM)

    Learn about Toyota Motor Corporation, its dividend policy, its historic dividend yield in comparison to the company's competitors ...
  18. The Top 5 Dividend-Paying Semiconductor Stocks for 2016 (CY, LLTC)

    Discover the top 5 dividend-paying semiconductor stocks for 2016, with a summary, growth outlook and expected price target ...
  19. Analyzing Costco's Return on Equity (COST)

    Understand Costco Wholesale Corporation's steadily increasing return on equity, what has driven the increases and how it ...
  20. Which Restaurant Chains Will Outperform in 2016? (MCD, YUM)

    Broad trading ranges in major restaurant chains could yield 2016 trend advances, offering profitable long-side positioning. ...
  21. 3 Popular Healthcare Stocks in 2015 (CVS, AGN)

    Discover the three most popular health care stocks of 2015, including an affordable stock that caught BlackRock Investment ...
  22. Traveling to Hawaii on a Budget

    Learn a number of easy ways to save big on airfare, car rental, lodging, meals and entertainment when vacationing on the ...
  23. 5 Tips to Lower Your Sallie Mae Payments

    Learn the essential tips on how to work with the Sallie Mae Corporation to lower the monthly payments on your private student ...
  24. Beach House Investing: Best Beach Towns in Texas

    Discover the opportunities for investing along one of America's most underappreciated coastlines and which beach towns have ...
  25. 5 Things To Do in Walt Disney World on a Budget

    Discover five free or very affordable things to do in and around Walt Disney World so that you can make the most of your ...
  26. Group Term Life Insurance: What You Need to Know

    Is group term life insurance really a good deal? What you need to know about employer-sponsored group term life insurance ...
  27. Capital Gains Tax 101

    Find out how taxes are applied to your investment returns and how you can reduce your tax burden.
  28. 3 ETFs that are Top Bets for Retirement in 2016 (SCHZ, VYM)

    Look at three ETFs that retirees or near-retirees should consider heading into 2016, and why it's important to consider both ...
  29. How Working Might Hurt Your Retirement Plans

    Research shows that relying on your ability to work well into your retirement — depending on your line of work — may not ...
  30. Is Costco Stock Suitable for Your IRA or Roth IRA? (COST)

    Understand why shares of Costco are better suited for investments in a traditional individual retirement account as opposed ...
  31. How to Dodge Brokers Using Smarmy Sales Tactics

    Many finance professionals use illegal, high-pressure sales tactics to sell bad securities to investors. Here's how to know ...
  32. Sears's 3 Key Financial Ratios (SHLD)

    Understand how negative numbers related to Sears' sales, earnings and shareholders' equity may help explain the company's ...
  33. EUFN: iShares MSCI Europe Financials ETF

    Learn about the iShares MSCI Europe Financials fund, which invests in numerous European financial industries, such as banks, ...
  34. RXI: iShares Globl Consumer Discretionary ETF

    Explore analysis of the iShares Global Consumer Discretionary ETF, and learn about the suitability of this fund that tracks ...
  35. How Safe is Traveling in the Middle East?

    Unrest in the Middle East dominates the news, but many parts of the region are safe for vacation and business travelers. ...
  36. BBC: BioShares Biotechnology Clinical Trials ETF

    Learn more about the BioShares Biotechnology Clinical Trials Fund, a new and innovative fund focusing on breakthroughs in ...
  37. The Average Cost of Dental Insurance in America

    Three types of dental insurance and how much they will cost you.
  38. Should I Invest in Bonds After I Retire?

    Yes, retirees should invest in bonds, but remember that not all bonds are safe investments. Seek the help of a financial ...
  39. Why Retirees Can't Count on Muni Bonds

    Interest may not be tax-exempt for seniors with Medicare or Social Security benefits.
  40. IBB: iShares NASDAQ Biotechnology ETF

    Learn about the iShares Nasdaq Biotechnology exchange-traded fund, which offers one of the most diversified ways of investing ...
  41. Traveling to San Francisco on a Budget

    Discover how to vacation in San Francisco on a budget, and learn about the abundance of entertainment the city offers at ...
  42. FBT: First Trust NYSE Arca Biotech ETF

    Learn more about the First Trust NYSE Arca Biotechnology Fund, a highly rated exchange-traded fund in the biotech space.
  43. Is Rite Aid Stock Suitable for Your IRA or Roth IRA? (RAD)

    Find out if Rite Aid stock is suitable for an IRA investment. Learn about RAD's financial outlook and whether a traditional ...
  44. Picking the Best Real Estate Attorney for Your Next Purchase

    Learn about the process of picking the best real estate attorney for a given situation and the different resources that can ...
  45. Best 3 Mortgage Calculator Websites with PMI

    Learn more about all of the factors behind PMI, and discover the three best websites that provide a mortgage calculator that ...
  46. CDs Vs. Inflation: Are They Keeping Up?

    Learn how to determine whether the money invested in certificates of deposit (CDs) can keep pace with the rate of inflation ...
  47. How Much Should You Invest in Your Career Growth?

    If you want to advance your career and earn more money, then it is time to invest in yourself and your skills.
  48. The Tech World Sees Number of “Unicorns” Boom

    As the number of tech startups valued over $1 billion begins to level out, we evaluate the changing nature of private valuations.
  49. Traveling to Miami on a Budget

    Learn how to have the time of your life in Miami, one of the favorite playgrounds of the wealthy, even if you are not wealthy ...
  50. Traveling to London on a Budget

    Discover three simple tips for traveling to London on a budget. Learn to minimize your biggest expenses so you do not have ...
  51. Retirement Tips for Lawyers

    Learn valuable tips that lawyers can use to prepare themselves financially, mentally and emotionally for a great new life ...
  52. Should You Buy Variable Universal Life Insurance ?

    A guide to when it is best to buy universal life insurance.
  53. Is Apple Stock Suitable for Your IRA or Roth IRA? (AAPL)

    Discover the taxation structures of traditional IRAs and Roth IRAs, and five reasons why Apple is a suitable stock to add ...
  54. Best Record Keeping Software Products for Your Business

    Discover the importance of bookkeeping for your business and three of the best bookkeeping software options for your small ...
  55. CURE: Direxion Daily Healthcare Bull 3X ETF

    Learn about the Direxion Daily Healthcare Bull. This is a leveraged ETF that tracks the health care sector, which is a leader ...
  56. 3 REITs that Are Top Bets for Retirement in 2016 (HCP, O)

    Learn more about three real estate investment trusts (REITs) that would be the best bets for boosting your retirement income ...
  57. How To Do a Background Check on Prospective Employees

    Discover why background checks can be extremely costly, tips for small businesses conducting checks on a budget and if professional ...
  58. Why You Should Set Up a Charitable Trust Now

    Now may be the best time to set up a charitable trust. Here's why.
  59. Retirement Planning: Don't Do These 6 Things

    If you’re putting in the work to build your retirement, you should put in the work to protect it. Here are six mistakes to ...
  60. Vacation in the Midwest on a Budget

    Discover why the Midwest is a great travel alternative to expensive places such as Hawaii, and learn ways to enjoy a fun ...
  61. Top Estate Planning Tips for 401(k)s and IRAs

    Here's how to avoid estate planning pitfalls when it comes to leaving IRA and 401(k) assets to heirs.
  62. Top Tips on How to Break Bad News to Clients

    Delivering bad news to clients is never a fun task. Here are some tips on how to do it right.
  63. 5 Best iPhone Personal Budgeting Apps for 2016

    Discover the top five most popular and useful apps for personal finance, money management and budgeting available for iPhone ...
  64. SBIO: ALPS Medical Breakthroughs ETF

    Learn more about a unique and innovative exchange-traded fund (ETF) in the biotechnology industry: the ALPS Medical Breakthroughs ...
  65. Traveling to Las Vegas on a Budget

    Learn how to experience all the Las Vegas glitz and glamour without spending a fortune on travel, lodging, meals and entertainment.
  66. IHF: iShares US Healthcare ETF

    Learn about the iShares U.S. Healthcare exchange-traded fund, which invests in a wide range of health care providers, hospitals ...
  67. IYR: iShares US Real Estate ETF

    Learn about the iShares US Real Estate fund, which holds shares of equity and nonequity real estate investment trusts incorporated ...
  68. PPH: Market Vectors Pharmaceutical ETF

    Read about one of the best-performing ETFs in the health care sector since 2012: the Market Vectors Pharmaceutical ETF (PPH) ...
  69. IXJ: iShares Global Healthcare ETF

    Learn more about the iShares Global Healthcare exchange-traded fund which tracks the health care segment of the S&P Global ...
  70. Expert Tips for Cutting Credit Card Debt

    Managing your debt could mean the difference between spending $45,000 or saving $184,000.
  71. Retired? 5 Ways to Boost Your Credit Score Now

    Retirement can mean living on a tighter budget, which is why having great credit is so important. Here's how to ensure your ...
  72. Year-end Tax Planning Strategies You Need to Know

    With the end of year fast approaching it's time to think of ways to curb your tax expenses using different investment vehicles.
  73. How the New Tax Bill Affects Your Taxes

    Highlights of the new fiscal bill for individuals, business owners, investors. Note the December 31, 2015, deadline for Qualified ...
  74. Is Cisco Stock Suitable for Your IRA or Roth IRA? (CSCO)

    Learn about long-term prospects for Cisco shares and the general investment thesis. Find out if the stock is better suited ...
  75. Revenue Analyst: Career Path & Qualifications

    Learn more about the duties of a revenue analyst and the qualifications needed for the position, along with the career path ...
  76. The Risks of Reaching for Yield During Retirement

    In a low-interest-rate environment, when "safe" investments aren't enough to support your retirement, how much risk is acceptable ...
  77. The Economics of Birchbox

    Find out how subscription-based Birchbox makes money from its monthly sample box model. Read more on the next steps in Birchbox's ...
  78. Beware: How to Spot Popular Scams for Retirees

    Some scams are tailor-made for seniors, but knowing the tricks of the fraudulent trade provides the best defense against ...
  79. The Top 5 Restaurant Stocks for 2016 (CMG, DNKN)

    Discover the top five restaurant stocks expected to grow in 2016, with a summary, growth outlook and price target for each ...
  80. How to Create a Solid Succession Plan for Your Business

    If you want to start finding trusted people to take on key leadership roles within your company, the time to start is now. ...
  81. 10 States with Highest Income Taxes

    Find out who is actually paying the most state taxes as a percent of their income. California and New Jersey are not in the ...
  82. Delta Bets On Its Punctuality. Will it Work? (DAL)

    Examine Delta's new marketing effort based on its on-time performance in terms of how much it is likely to benefit the airline.
  83. Reality Check: Are You Really Ready to Retire?

    If you're wondering whether your savings will last throughout your retired years, there are a few things you can do right ...
  84. Follow These Rules When Borrowing Money for Your Business

    Learn the new rules to follow when borrowing money for your business. Understanding the do's and don'ts can make all the ...
  85. Why a Perfect Storm Is Brewing in Healthcare (and Healthcare Stocks) (UNH, HCA)

    A look at the immediate and long-term effects of Obamacare on the U.S. healthcare industry and medical economy.
  86. 5 Most Taxing Taxes for Americans

    There’s not much that unites Americans like their hatred of taxes. Here's a list of taxes we dislike the most.
  87. Alternatives to Social Security's File & Suspend

    The file and suspend strategy for Social Security will no longer be valid in 2016. Here are some alternatives.
  88. 5 Tips on Last-Minute Home Winterization

    To ensure your home is in the best shape to survive the chilly weather ahead, here are five, last-minute tips to help winterize ...
  89. 5 Places to Get the Best Dental Insurance

    What to look for when seeking coverage for teeth, mouth and gums, plus some of the leading providers of same.
  90. Retirement Planning for the Non-Employed Spouse

    A stay-at-home spouse probably racks up more hours working than any office jockey. Make sure he or she is set up to save ...
  91. 5 Reasons Your Credit Score Matters in Retirement

    Don't let your credit score go to hell, just because you're no longer employed full-time. Here are a quintet of reasons why.
  92. Change These 5 Habits & Build Up Your Nest Egg

    Saving for retirement is a long-term goal. See if any of these five easy-to-get-into habits are quietly undermining your ...
  93. Chances That Mortgage Rates Will Decrease Are Low

    Understand why mortgage rates are not likely to decrease in 2016; in fact, most indicators point to modestly rising mortgage ...
  94. 5 Franklin Templeton Mutual Funds with Long Track Records

    Take a look at some of the longest-standing mutual funds in the Franklin Templeton lineup, each of which has survived for ...
  95. How to Avoid Penalties When Postponing Medicare

    The rules and timing can be tricky; here's how to navigate them, without getting dinged by penalties.
  96. What Advisors Can Provide that Robo-Advisors Can't

    Robo-advisors can't compete with human advisors when it comes to providing these services to clients.
  97. How the Middle Class Can Pick the Right Advisor

    Regular folks need financial planning as much as wealthy folks. Here's how to find the right financial advisor.
  98. Why Millennials Should Talk Philanthropy Soon

    Charitable giving can provide advisors planning opportunities with millennials. Here's why.
  99. 6 Top Finance Books to Gift This Christmas

    An overview of six engaging financial reads to give as gifts this Christmas.
  100. Financial Analyst: Career Path & Qualifications

    Read about what it takes to become a financial analyst in a corporation or securities firm, and learn how far you can rise ...
Hot Definitions
  1. Cyclical Stock

    An equity security whose price is affected by ups and downs in the overall economy. Cyclical stocks typically relate to companies ...
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