Personal Finance Articles

  1. Make This The Year You Get Vacation Insurance

    With a few simple policy additions you can protect your holiday plans from being ruined.
  2. Summer: Time for Teaching Your Kids About Money

    Use summer holiday time to teach your children about earning, saving and spending money.
  3. Bank of America Mortgage Reviews: What You Need to Know (BAC)

    Learn about Bank of America, the mortgage products it offers, the rates it provides and a general consensus from consumer ...
  4. TIPS: Deflated Expectations, Inflated Opportunity?

    Prices for U.S. Treasury Inflation Protected Securities (TIPS) suggest inflation will be the same over the next 10 years ...
  5. Help! My Unemployment Benefits Are Running Out

    Don't wait for your unemployment insurance to expire before planning what to do if you haven't found a new job yet.
  6. Could Being a Landlord Pay for Your Retirement?

    If you have the money to buy them and the energy to run them – or the funds to pay a good manager – rental properties can ...
  7. The 401(k) Gender Gap

    Women aren't investing in 401(k) plans at the same rate as men - which will cost them big time at retirement. To reap the ...
  8. Retirement Planning the Millennial Way

    Saving for retirement is completely different if you have a Millennial mindset. These retirement plans will turn your head ...
  9. Best Ways to Repair Your Credit Score

    Follow these 6 steps and you'll be on your way to a better credit score.
  10. The Top Places for Retiring in Italy

    You don't need to be a Gucci to afford to retire in Italy, but saving money means finding a less-traveled spot. Start by ...
  11. 4 Billionaires Who Graduated from MIT

    Discover several of the wealthiest business people to have graduated from the Massachusetts Institute of Technology, and ...
  12. The Key Differences Between ETFs And Mutual Funds

    Given the distinctions between the two kinds of funds, which one is better for you? It depends, so read on.
  13. The Share Buyback Report: The Consumer Discretionary Sector (XLY)

    Analyze historical share repurchase data for the discretionary sector and identify the financial and economic factors that ...
  14. 10 Interest-Bearing Checking Accounts to Consider

    Explore 10 interest-paying checking accounts offered by traditional banks, credit unions and online banks, with rates as ...
  15. Retailers: The Best and Worst Bets Right Now (JCP)

    Here's a look at two retailers that could be in big trouble and two retailers that could continue to prove doubters wrong. ...
  16. How to Avoid Common Middle-Class Money Traps

    Spending is inevitable, but by budgeting carefully, families can enjoy financial security while dodging unnecessary stress ...
  17. Save Money on Summer Bills

    From lawn care to summer fairs, expenses can skyrocket if you're not paying attention.
  18. Top 10 Cities to Invest in Rental Properties

    With home ownership out of reach, many Millennials are opting to rent single-family homes, which has created an opportunity ...
  19. How Long Will You Live? This Tool Will Tell You

    Longevity-calculating tools help advisors guide clients through their financial livelihood during their retirement years. ...
  20. Insights Into Robert Schiller's Recession Studies

    Find out what Professor Robert Shiller of Yale University has to say about recessions, what causes them and why human psychology ...
  21. The Top 4 General Electric Shareholders (GE)

    Pay attention to whether the amount of stock awarded to General Electric’s largest shareholders provides a hint about the ...
  22. Top 8 States for Starting a Business in Retirement

    Starting a business in retirement can be rewarding and where you decide to do it can have a significant impact on your long-term ...
  23. 6 Major Credit Card Mistakes

    Avoid these pitfalls to keep your credit score healthy and your debt under control.
  24. Why Deferred-Interest Promotions Are a Trap

    Deferred-interest credit cards can offer consumers a way to pay for a pricey item over time with no interest. But too often, ...
  25. Make A Risk-Based Mortgage Decision

    Find out how to choose which mortgage style is right for you.
  26. The Reverse Mortgage: A Retirement Tool

    Discover another way to fund your retirement without having to make payments on a loan.
  27. How Inflation Eats Away at Your Retirement

    When calculating how much money you need to comfortably retire, it's important to factor in how much inflation can chip away ...
  28. Cash Call Mortgage Reviews: What You Need to Know

    Discover what you need to know about Orange County-based CashCall Mortgage and its popular zero closing cost loans and low-rate ...
  29. How Interest Rates Work On A Mortgage

    A step-by-step explanation of the interest calculations, mortgage types, and how the loan is eventually "retired" – which ...
  30. Creating a Tax-Deductible Canadian Mortgage

    Find out how to get a tax benefit from your mortgage like your neighbours to the south.
  31. Mortgage Points: What's the Point?

    Learn how to pay less for your home in the long run, or save in the short run.
  32. How Advisors Can Win at Social Media

    Social media is a valuable business tool and it's here to stay. Here are three big benefits that advisors can realize from ...
  33. Are Millennial Retirement Savers Doomed?

    A new McKinsey report spells a grim financial future for Millennials, who will have to work harder and save more than their ...
  34. The Top 4 Intel Shareholders (INTC)

    Consider the enormous amounts of stock granted by Intel to its top executives and how these individual investors can influence ...
  35. Is Your Loyalty Paying Off?

    Not always. But here is the way to make the best of an increasingly shrinking rewards universe.
  36. How to Outsmart Private Mortgage Insurance

    It's possible to use a second mortgage to avoid this fee, but is it in your best interest?
  37. Money Market Accounts with the Highest Interest Rates

    Money market savings accounts can offer higher interest rates than regular or even high-yield bank savings accounts – and ...
  38. Pros and Cons of Buying a Certified Used Car

    A certified pre-owned (CPO) vehicle can bring peace of mind, but is it right for you? Here are some factors to consider.
  39. 2 Companies With No Closing Cost for Refinance (TREE, C)

    Discover more about refinanced mortgages with no closing costs, and learn about two companies that assist borrowers in acquiring ...
  40. Retirement Planning: 3 Differences in What Men and Women Want

    Discover what surveys reveal about how people say they want to spend their retirement years, and how the answers depend largely ...
  41. Behind the Scenes of Your Mortgage

    Four major players slice and dice your mortgage in the secondary market.
  42. 8 Ways a Private Family Foundation Could Spark IRS Interest

    IRS rules are extremely complex and can prohibit acts that seem – or even are – totally fair and even commonsensical. Here's ...
  43. 3 Billionaires Who Graduated From the University of Pennsylvania (SCTY, TSLA)

    Learn more about three of the most high-profile billionaires to graduate from the University of Pennsylvania: Donald Trump, ...
  44. SunTrust Mortgage Reviews: What You Need to Know (STI)

    Discover which mortgages SunTrust offers and how the average person obtaining a loan at SunTrust rates the bank on customer ...
  45. Berkshire Hathaway Stock: Analyzing 5 Key Customers (BRK)

    Discover how Berkshire Hathaway began as a failing textile company and grew into the fifth-largest company worldwide with ...
  46. The Next Frontier for Robo-Advisors? 529 Plans

    Here's how robo-advisors are infiltrating the 529 college savings plan market.
  47. OneGo vs. JetSmarter: Comparing Disruptors in the Airline Market (UAL, AAL)

    Follow the development of new businesses based on flat-rate flying apps, and identify any interesting prospects which could ...
  48. Use These Tips to Crush Student Loan Debt Fast

    Savvy graduates are paying off their college debt in record time. Here are the strategies that can get you out from under ...
  49. Top 10 Checking Accounts for Small Businesses (BAC, WFC)

    Explore the 10 best checking accounts for small businesses and discover why the perfect bank for one type of business may ...
  50. Burdening Your Retirement With a Mortgage

    Carrying this debt can have benefits if done correctly, but is it worth the risk?
  51. How to Get a No-Down-Payment Mortgage

    It's harder to find, but you can still buy a home without any money down.
  52. Choose Your Monthly Mortgage Payments

    Exotic mortgages allow you to decide how much to pay. Find out how much they really cost.
  53. Mortgage Options for Underwater Homeowners

    Find out what options are available when your mortgage is greater than the value of your home.
  54. 5 Luxury Car Features That Are Over the Top

    Automakers are thinking up and designing ever more ingenious add-ons to entice buyers to ante up. But are the latest cool ...
  55. 8 Reasons to Celebrate the 529 College Savings Plan

    Learn why May 29th is an opportunity to remind people of the importance of saving and investing for college, especially with ...
  56. 6 Tips to Get Approved For a Mortgage

    You can change your bank's answer to a loan request from 'No' to 'Yes'. Find out how.
  57. BB&T Mortgage Reviews: What You Need to Know (BBT)

    Learn about the operations of BB&T Corporation. Discover what mortgage products and services the bank offers and how consumers ...
  58. What Is a Will and Why Do I Need One?

    Putting this document together will save your family time and money, and give you peace of mind.
  59. Chart of the Week: Is Deflation Dead?

    U.S. deflation is no longer an imminent risk. This week’s chart helps illustrate why.
  60. Is Fidelity Right for Your Retirement?

    Fidelity is one of the leading brokerage firms in the U.S. The company has several retirement plan offerings and services ...
  61. Mortgages: Fixed-Rate Versus Adjustable-Rate

    Both of these have advantages and disadvantages depending on your financial needs and prospects.
  62. 4 Reasons Owning a House Is Increasingly Unaffordable

    Learn about five factors causing home buying to be less affordable than it was in the past for the average American.
  63. Apple Stock: Analyzing 5 Key Suppliers (AAPL)

    Find out how Apple came to dominate the electronics and communications industries with help from five of its international ...
  64. Top 10 Highest-Paying Retail Jobs

    Find out where to find the top 10 highest-paying retail jobs in the country, and what the top retailers are paying their ...
  65. Top 10 Wealthiest Families in the World

    Find out how much money it takes to land on the list of the 10 wealthiest families in the world, and why nobody is really ...
  66. The Top 4 General Motors Shareholders (GM)

    Discover General Motors’ top four direct shareholders. Learn about how many shares they hold and obtain a brief description ...
  67. Ditech Mortgage Reviews: What You Need to Know (WAC)

    Discover the home mortgage products offered by Ditech Financial. Learn how average borrowers rate the bank on the loan application ...
  68. Calculating the Mortgage Interest Tax Deduction

    The amount of money you save by paying your mortgage off quickly will far exceed any benefit from the mortgage interest tax ...
  69. Be Mortgage-Free Faster

    Getting rid of this debt faster has bigger benefits than you might think.
  70. This is the Key to Financial Success

    The earlier you start planning and saving, the better your chances are of living the lifestyle you want.
  71. How to Manage Money for Someone with Alzheimer's

    Alzheimer’s disease affects more than 5 million Americans, and approximately one in three seniors will die with dementia. ...
  72. How a Cashback/Rewards Checking Account Works

    Discover how some of the best cash-back and rewards programs for checking accounts work, including a simple way to earn up ...
  73. 3 Reasons Not to Buy Houses Just for Price Speculation (FNMA)

    Find out about the downside of speculative home buying. Learn why real estate speculation does not always promise gains even ...
  74. Understanding Your Mortgage

    We walk through the steps needed to secure the best loan to finance the purchase of your home.
  75. 3 Billionaires Who Graduated From Harvard

    Learn more about three of the many billionaires Harvard has produced and how they have remained loyal by donating hundreds ...
  76. Google Stock: Analyzing 5 Key Customers (GOOGL)

    Discover how Google became a leading online powerhouse and how its top five key customers help keep the company competitive ...
  77. AT&T Stock: Analyzing 5 Key Customers (T)

    Discover why AT&T is a global leader in communication and how networking with its top five key customers helps keep the company ...
  78. Divorce and Annuities: What Clients Need to Know

    Divorce can be the most financially devastating event in a person’s life. Here’s what your clients need to know about handling ...
  79. Investor Wants vs. Advisor Actions: Why is There a Gap?

    New research shows a disconnect between investor wants and what advisors are doling out. Here's what advisors should do to ...
  80. Roth IRA Scams: What to Watch Out For

    Here’s what you need to watch out for when it comes to investment and business opportunities using Roth IRAs.
  81. 4 Ways to Find the Best Companies to Work For

    Discover four ways to find the best companies to work for and how to make sure those companies line up with your personal ...
  82. Tesla Stock: Capital Structure Analysis (TSLA)

    Learn why Tesla’s capital structure may be working against its ability to continue to raise funds for its electric vehicle ...
  83. 5 Best Home Appraisal Online Calculators (NWSA, Z)

    Learn more about online home appraisal calculators and review five of the best calculators, including general reviews of ...
  84. Gateway Mortgage Reviews: What You Need to Know

    Learn about the operations of Gateway Bank Mortgage, Inc. Discover what mortgage products and services it offers and how ...
  85. Why Inflation Feels Higher Than the Fed's Target Rate

    Follow the monthly readings on core PCE inflation in the Personal Income and Outlays reports to understand the Federal Reserve's ...
  86. What Druckenmiller Is Saying About the U.S. Pension System

    Assess the sustainability of the Social Security system in the United States based on Stanley Druckenmiller's warnings. How ...
  87. 3 Reasons to Avoid Variable-Rate Mortgages

    Understand the difference between fixed-rate and variable-rate mortgages, and learn the primary reasons for avoiding a variable-rate ...
  88. Is the American Dream Dead?

    Find out why the American Dream lives on and how entrepreneurial optimism is driving more innovative start-ups in an age ...
  89. How a Death Benefit in a Variable Annuity Works

    A look at how the death benefit in a variable annuity works.
  90. Walmart Stock: Analyzing 5 Key Customers (WMT)

    Learn about a handful of companies that generate revenue for Wal-Mart, including a gas station chain, a self-serve kiosk ...
  91. Small Life Changes That Save You Money

    There are a number of ways your personal life can impact your bottom line.
  92. 5 Ways New Investors Can Reduce Stress

    Learn five ways to reduce stress prior to investing, involving budgeting, diversification and risk tolerance.
  93. Amerisave Mortgage Reviews: What You Need to Know

    Find out what you need to know about online mortgage lender Amerisave Mortgage Corporation and what customers are saying ...
  94. Why the Stock Market Isn't Affected by Slow GDP Growth

    Learn how the stock market reached new levels in the years following the financial crisis, even though U.S. economic conditions ...
  95. The Top 4 J.C. Penney Shareholders (JCP)

    Discover J.C. Penney 's top four direct shareholders. Learn about how many shares they hold and obtain a brief description ...
  96. Is the Eurozone Recovery for Real?

    Is the eurozone’s consumption-led growth uptick sustainable? We took some of the firm’s most senior portfolio managers to ...
  97. Mortgage Lenders of America Reviews: What You Need to Know

    Learn why Mortgage Lenders of America is recommended by 90% of its customers, based on quality customer service experience ...
  98. Credit vs. Debit Cards: Which Is Better?

    Be strategic about the card you choose
  99. Homeowner’s Insurance Gaps to Watch Out For

    Wind and flood damage. Sewer backups. Sinkholes. What coverage are you missing that could cost you a bundle in repairs?
  100. Should Apple Acquire Tesla? (AAPL, TSLA)

    Understand why Apple should not acquire Tesla and how the two companies may not benefit equally from a merger.
Hot Definitions
  1. Basis Point (BPS)

    A unit that is equal to 1/100th of 1%, and is used to denote the change in a financial instrument. The basis point is commonly ...
  2. Initial Public Offering - IPO

    The first sale of stock by a private company to the public. IPOs are often issued by smaller, younger companies seeking the ...
  3. Border Adjustment Tax

    A tax levied on goods based on where they are sold – exported goods are exempt from tax; those imported and sold in the ...
  4. Profit and Loss Statement (P&L)

    A financial statement that summarizes the revenues, costs and expenses incurred during a specified period of time, usually ...
  5. Blind Trust

    A trust in which the trustees have full discretion over the assets, and the trust beneficiaries have no knowledge of the ...
  6. Job Openings and Labor Turnover Survey - JOLTS

    A survey done by the United States Bureau of Labor Statistics to help measure job vacancies. It collects data from employers ...
Trading Center