Personal Finance Articles

  1. Ready to Retire? Ask Yourself These 3 Questions

    Can you afford to stop working and step into a comfortable, stress-free retirement? Here are three questions to ask to help ...
  2. How to Choose Between a Roth or Traditional 401(k)

    A Roth 401(k) offers potential advantages, but may or may not be the right choice for a given client. Here's how to decide. ...
  3. Can Lump Sum Payments Fix Social Security?

    Solving the problems that riddle Social Security won't be carried out with a single solution. Here's one idea that could ...
  4. Moody's Downgrades 3 Gulf Countries' Credit

    Moody's downgraded the credit ratings of three Gulf countries over the weekend.
  5. McDonald's Stock: Analyzing 5 Key Customers (MCD)

    Learn about a handful of important McDonald's customers, including several major franchisees operating in countries around ...
  6. Sheryl Sandberg's Success Story: Net Worth, Education & Top Quotes

    Learn about Facebook COO, Sheryl Sandberg's success story including her early life and education and career path to top female ...
  7. 3 Billionaire PMs That You Should Follow (BRK.A, KO)

    Explore three portfolio managers, each with a personal net worth exceeding $1 billion, and discover similarities between ...
  8. The 3 Best Online Mortgage Lenders

    Learn about three of the top online mortgage lenders. Find out about the innovative new mortgage product features and services ...
  9. Quicken Loans Mortgage Reviews: What You Need to Know (INTU)

    Learn about Quicken Loans, including the mortgage products it offers and what consumer reviewers think about them.
  10. Stonegate Mortgage Reviews: What You Need to Know (SGM)

    Learn about Stonegate Mortgage, the mortgage products it offers, the rates it provides and a general consensus from consumer ...
  11. Home Depot Stock: Analyzing 3 Key Customers (HD)

    Find out which companies pay significant portions of their operating budgets to Home Depot and why their relationships are ...
  12. Disney Stock: Analyzing 5 Key Customers (DIS)

    Discover how some of Disney's most important corporate customers help the media giant distribute its vast array of family-oriented ...
  13. 3 Investment Fees You Can't Lower

    Investment fees are a guarantee for every investor. Knowing what's negotiable and what isn't when it comes to these charges ...
  14. Starbucks Stock: Analyzing 5 Key Suppliers (SBUX)

    Find out how Starbucks became a giant in the coffee industry and how partnering with international key suppliers helps the ...
  15. Money Market Accounts: Are They Suitable for Millennials?

    Find out if money market accounts suit Millennial investors' habits and goals, and if it can be an effective part of a millennial's ...
  16. 5 Billionaires Who Graduated from Stanford University (GOOG, YHOO)

    Find out the story behind some of the most famous Stanford University graduates who went on to become Silicon Valley billionaires.
  17. Getting Your Parents' Power of Attorney

    Giving a child power of attorney can be a hard step for parents. But there are sound reasons on both sides to do so. Here's ...
  18. 3 Billionaires Who Graduated from New York University (HD)

    Find out the story behind some of New York University's most successful graduates who have gone on to become multi-billionaires ...
  19. Subprime Auto Loans: What Borrowers Should Know

    Are subprime auto loans a disaster waiting to happen?
  20. File and Suspend is Done: Now What for Spousal Benefits?

    The popular file and suspend strategy for couples claiming Social Security has been eliminated, but spousal benefits remain ...
  21. Preventing Medical Bankruptcy

    Medical expenses are the number-one cause of bankruptcy in the United States. Here are some steps to protect yourself.
  22. How to Retire Abroad at 40 as a U.S. Freelancer

    Retiring abroad at 40 requires a complex calculation, from finding a lucrative freelance career to navigating residence and ...
  23. Seven Fun Part-Time Jobs for Retirees

    Here are 7 fun and unusual part-time jobs for people who are recently retired and looking for mental and physical stimulation ...
  24. Which Investor Personality Best Describes You?

    Different personality traits and preferences, along with a range of emotional and mental behavioral biases, have a strong ...
  25. 6 Reasons to Avoid Private Mortgage Insurance

    This costly coverage protects your mortgage lender - not you.
  26. How to Save Up to 50% on Airfare (Sometimes Even More)

    If you're willing to put up with airport stopovers, you could save thousands on your next family vacation.
  27. Why Used Cars Are a Good Deal Right Now

    The supply of used cars is growing, making a pre-owned automobile a good deal once again. Here are the models to look for ...
  28. Global Retail Trade: Exploring Revenue Trends & Fundamentals

    Explore data on global geographical retail sector revenue exposure, and identify factors driving retail consumption and trends ...
  29. How Much Is Your Spare Bedroom Worth?

    Instead of using your spare room for storage, why not rent it out? With some research and work, renting out a room can make ...
  30. Just How Little Have Americans Saved for Retirement?

    If you've saved less than $10,000 for retirement — or haven't saved at all — you're like the majority of Americans, according ...
  31. Can Robo-Advisors Survive the Coming Bear Market?

    Are robo-advisors capable of dealing with skittish clients when the chips are down? We don't know yet, but the firms are ...
  32. How to Win Gen X Clients

    Less numerous than the two generations they're sandwiched between, Gen X clients will still be a lucrative group for advisors. ...
  33. 5 Lessons That Athletes Can Teach Investors

    Discover the lessons great athletes can teach investors about building wealth and achieving greater success in their investment ...
  34. How to Budget and Spend to Maximize Your Happiness

    Spending money on others and buying experiences are just two of the five key principles that lie in money correlating to ...
  35. Yet Another P2P Lending Risk for Investors?

    Are P2P investors legally liable for redlining if they exclude borrowers in certain states when deciding which notes to purchase? ...
  36. Mortgage Deals: Chase vs. U.S. Bank

    Discover which bank offers the better mortgage deal? Learn the difference between two popular mortgage offerings of Chase ...
  37. Why RIAs Are Enjoying Unprecedented Growth

    Being an advisor can mean having a long and fruitful career, especially with compensation hitting records. But it's not expected ...
  38. Why Boomers Aren't Saving Enough for Retirement

    A new study shows Baby Boomers aren't saving enough for retirement. Here's what they can do to turn things around.
  39. 5 Mega-Cap Technology Companies That Invest in Venture Capital (GOOG, MSFT)

    Follow the successes of mega-cap technology companies with venture capital divisions as they reap benefits from turning startups ...
  40. Pro Flowers vs. 1-800 Flowers: Comparing Floral Retailers (FLWS)

    Learn how the top two floral providers, ProFlowers and 1-800-Flowers.com, compare to one another in selection, service, value ...
  41. Understanding the Mortgage Payment Structure

    We explain the calculation and payment process as well as the amortization schedule of home loans.
  42. How to Help Clients Navigate Survivor Benefits

    Here are some ways to help client couples do what they can to maximize any potential Social Security survivor benefits.
  43. The Ins and Outs of Giving Your Child Power of Attorney

    How do you know if you're making the right choice – and what happens if you change your mind?
  44. Mortgage Deals: RoundPoint vs. PHH Mortgage (PHH)

    Compare two vastly different mortgage companies, PHH Mortgage and RoundPoint, and examine the differences in their business ...
  45. Reviewing Capital One's Money Market Capabilities (COF)

    Find out about Capital One 360's new money market account capabilities and how it compares with other top online money market ...
  46. 3 Financial Companies Not Worth Your Money (AIG, MBIA)

    Discover why some companies, including MBI, AIG, and FNMA, are not worthy of your investment dollars due to continued legal ...
  47. The Benefits of Mortgage Repayment

    Buying a home may be the biggest debt you'll ever incur. Learn why you should retire it sooner, rather than later.
  48. Top Social Security Tips for Government Employees

    Government employees have special issues to consider when it comes to computing Social Security payouts. Here's how to navigate ...
  49. GM Stock: Analyzing 5 Key Customers

    Take a brief look at a handful of General Motors customers, including dealership groups in Canada, Australia and the United ...
  50. Starbucks Stock: Analyzing 5 Key Customers

    Discover how five of Starbucks' key customers help keep the coffee giant competitive worldwide by offering a variety of food ...
  51. 3 ETFs to Take Advantage of Increased Mortgage Rates (REM, VMBS)

    Obtain a comparative review and analysis of three of the top-performing ETFs that are poised to generate profits from increased ...
  52. Mortgage Deals: Mortgage Lens vs. Mortgage Coach

    Find out which of these two online mortgage planning and presentation services, Mortgage Lens or Mortgage Coach, is better ...
  53. Warren Buffett's Moat: How Sustainable Is Trader Joe's Competitive Advantage?

    Understand the factors that have led to retail grocer Trader Joe's competitive advantage over some of its notable competitors, ...
  54. Mortgage Deals: Quicken Loans vs. SunTrust

    Discover whether Quicken Loans or SunTrust offers the better mortgage deal, and learn the difference between two popular ...
  55. Lowe's Stock: Analyzing 5 Key Suppliers (LOW)

    Learn about Lowe's, and discover the companies that are its key suppliers. Obtain a brief description and analysis of each ...
  56. Where Does Sheryl Sandberg Keep Her Money? (FB, GOOG)

    Find out how billionaire Sheryl Sandberg’s major investments, from stock to real estate, continue to help her wealth grow ...
  57. Is a Universal Basic Income Practical?

    Should the government be responsible for giving every citizen a fixed amount of money?
  58. Why Building a House Is So Expensive Now

    Building a house can be very costly, so it’s best to understand all the factors that go into the equation before proceeding. ...
  59. Warren Buffett's Moat: How Sustainable is Costco's Competitive Advantage? (COST)

    Find out how Costco has leveraged its cost model and brand equity into a sustainable economic moat, which protects investors ...
  60. 3 Billionaires Who Graduated from Columbia University (KO, C)

    Find out the story behind some of the more famous alumni of Columbia University who have become billionaires in investment ...
  61. Why Home Equity Can Be an Income Source in Retirement

    If you are a homeowner facing a retirement savings shortfall tapping your home equity could be an option.
  62. Singapore vs. Cathay: Which Has Best First Class?

    We compare comfort, menus and those not-so-little extras on these two top-rated airlines. Krug or Dom? Or perhaps you'd prefer ...
  63. Best Business Class: Singapore Airlines or Cathay Pacific?

    Live orchids and "buttery mood lighting"? Or a seat so wide you might break into joyous laughter? Choose your bliss.
  64. Target Stock: Analyzing 4 Key Customers (TGT)

    Discover Target Corp's four largest customers and how the retail giant focuses on diversity and inclusion to aid in economic ...
  65. How to Write Better Investment Commentary

    If you're providing any type of expertise to clients in writing, it pays to make it high quality. Here's how to do that. ...
  66. How a 1% Annual Fee Can Ruin Your Nest Egg

    What kind of impact does an annual 1% fee have on your portfolio? The answer may surprise you.
  67. Buy Your Luxury Vacation Home Here

    The smart luxury vacation home money is headed to Orlando, the Hamptons, San Diego and Telluride for scenery plus serious ...
  68. How Annuities Can Boost Your Retirement Confidence

    If you are ready to be more confident about living comfortably in retirement, having a guaranteed lifetime income via an ...
  69. Who Should Get an Interest-Only Mortgage?

    In the right circumstances, interest-only loans can save you money and help accomplish financial goals; in the wrong circumstances ...
  70. Low-cost Investments for Retirees

    Retirees need to be mindful of investment fees and focus on low-cost investments.
  71. Are Tech Unicorns an Endangered Species?

    Tech unicorns seem to be losing investors' confidence. Here’s why and what it means for the tech sector.
  72. Prepare Your Finances to Handle Natural Disasters

    The Fort McMurray, Canada, fire is a reminder to take these easy steps to protect your financial interests from natural disasters. ...
  73. 7 Counterintuitive Retirement Strategies That Work

    We address seven investment misconceptions, and how you can make your retirement plan make sense.
  74. Tesla Model 3 Launch Reminds Us to Sell the News

    Tesla’s Model 3 launch was associated with very positive sentiment among investors, but when it comes to a new launch, the ...
  75. Ways to Destroy Your Net Worth

    Many people fall victim to these mistakes, and they can drastically affect a person's net worth in a negative way.
  76. Top 10 Home Business Tax Tips

    If you work for yourself, make sure you are getting the most for your tax dollars.
  77. Ray Dalio Report: The Economic Machine and Where We Are Now

    See why hedge fund manager Ray Dalio thinks he's figured out business cycles and why the simplest answer might not always ...
  78. Tesla Stock Climbs Despite Wider Q1 Loss (TSLA)

    Tesla says it expects to produce about 20,000 vehicles in the second quarter, which would be a 30% rise from the first quarter.
  79. TD Asset Management Announces Changes to Money Market Lineup (TD)

    Learn how TD Asset Management plans to adjust its money fund lineup to address SEC regulatory changes that were adopted in ...
  80. Consumer Discretionary Sector: Industries Snapshot

    Discover the consumer discretionary sector, industries within this sector and companies producing goods that fall under the ...
  81. Is This JPMorgan Prime Money Market Fund Worth It? (VMVXX)

    Read an overview of the JPMorgan Prime Money Market Fund, and learn about its risk-adjusted performance to determine if the ...
  82. 5 Best States for Tech Jobs (SPSC, AMZN)

    Find out which states are outpacing California, Washington, New York and other traditional high-tech hubs in job growth for ...
  83. 6 Questions to Ask a Financial Advisor

    Here are 6 questions you should ask to get to know a financial advisor before entrusting them with your financial well-being.
  84. The 10 Most Expensive ZIP Codes in Miami

    Miami-Dade County, to be precise. It's home to Miami Beach (Fisher Island), the sixth-most-expensive ZIP code in the U.S. ...
  85. United Airlines vs. Delta First Class: Which Is Better?

    Both airlines allow you to check two free bags to most destinations when you fly first class, but baggage isn’t everything.
  86. Is the SunTrust Money Market Account Worth It? (STI)

    Discover the SunTrust Signature Money Market Savings Account, and identify the type of investor who should consider this ...
  87. 4 Reasons Small Businesses Fail to Grow

    Owning a small business can be financially rewarding, but there are certain obstacles that may make building sustainable ...
  88. 3 Online Mortgage Providers to Stay Away From (NSM, BAC)

    Learn why Nationstar Mortgage, Provident Funding and Bank of America are companies to stay away from when shopping for an ...
  89. CVS Stock Rises on 20% Surge in Q1 Revenue (CVS)

    During the quarter, CVS company posted revenue of $43.22 billion, marking an 19% rise year-over-year, exceeding Wall Street ...
  90. Hedge Funds: 4 Long Term Portfolio Managers to Consider

    Learn about four highly-compensated hedge fund managers whose seasoned approaches and complex trading strategies spawned ...
  91. A Credit Card That Uses Fingerprint Scanners?

    Apple Pay already uses fingerprints; cards will come. Incorporating biometrics in the credit card payment process is the ...
  92. Surprising Ways a Mortgage Affects a Credit Score

    It takes a good credit score to get favorable mortgage rates. Then, how you pay a mortgage will shape your score – just having ...
  93. 5 Best Countries to Retire to If You Love Winter

    Certain countries are better suited than others for retirees who welcome the change in temperature that winter brings. Here ...
  94. Option ARMs: American Dream Or Mortgage Nightmare?

    Option adjustable rate mortgages could make or break your home-buying experience.
  95. How to Push Back Against a Debt Collector

    Debt collectors can be professional or nasty beyond belief. Here's how to fight back – and what your rights and obligations ...
  96. The 10 Most Expensive ZIP Codes in Los Angeles

    The top 10 most expensive ZIP codes in Los Angeles have median home prices ranging from about $3.1 to $5.1 million. What ...
  97. The Pros And Cons Of Hulu, Netflix, And Amazon Instant Video

    A full comparison of Netflix, Hulu, and Amazon Instant Video.
  98. Trends in Capital Flows: Global Equities

    Review trends in global equity mutual fund flows between 2013 and 2015, and discover what those trends say about broader ...
  99. Ireland Economics: 3 Troubling Similarities to Greece

    Discover how recent political changes in Ireland could compromise years of balance sheet improvements and economic growth, ...
  100. Is Charles Schwab Right for Your Retirement?

    Charles Schwab has a solid reputation for retirement services, with something for everyone from beginners to those with half ...
Hot Definitions
  1. Leverage

    1. The use of various financial instruments or borrowed capital, such as margin, to increase the potential return of an investment. ...
  2. Trumponomics

    Trumponomics is a term for the economic policies of President Donald Trump.
  3. Universal Health Care Coverage

    An organized healthcare system that provides healthcare benefits to all persons in a specified region. Many countries, such ...
  4. Davos World Economic Forum

    The annual meeting of the World Economic Forum hosted at Davos—a small ski town in Switzerland—in January each year is among ...
  5. Smart Home

    A convenient home setup where appliances and devices can be automatically controlled remotely from anywhere in the world ...
  6. Efficient Frontier

    A set of optimal portfolios that offers the highest expected return for a defined level of risk or the lowest risk for a ...
Trading Center