Personal Finance Articles

  1. The Future of Retail Is Not Big Box Stores

    The future of shopping involves a lot more Internet and a lot less window shopping at the mall.
  2. How Amazon's Restaurant Delivery Service Makes Money (AMZN)

    Amazon's delivery service acts as a loss leader to corner the market now before providing high margin revenue in the future.
  3. The Path To Becoming A CEO

    Think you have what it takes to be chief executive? Find out what those at the top have in common.
  4. Common Interview Questions for Financial Data Analysts

    Learn what kinds of questions are frequently asked at job interviews for financial data analyst positions and how to give ...
  5. Financial Planner: Career Path & Qualifications

    Learn what education and certifications you need to become a financial planner, as well as the future prospects and earnings ...
  6. The Top 10 African-American Owned Businesses

    A number of the top 10 African-American businesses, based on a Black Enterprise ranking by revenue, make their money in automotive ...
  7. What to Do When You Can't Pay Back Your HELOC

    Home equity lines of credit can be a cheap way to tap the equity in your home, but will you risk losing your home if you ...
  8. How to Work With Your Lender if You Can't Pay Your Mortgage

    Homeownership is a dream but when you can't pay your mortgage it becomes a nightmare. In the wake of the housing meltdown ...
  9. What’s in Your Impact Fund?

    We consider three key segments in investing strategies, but today we’ll be focusing on impact funds: how they’re built and ...
  10. Mutual Fund Or ETF: Which Is Right For You?

    Learn the differences between these investment products and how to take full advantage.
  11. Retiring in South Korea: A How-to Guide

    If you plan on retiring to South Korea – whether or not you have roots there – top considerations include rules on visas, ...
  12. An Introduction to Government Loans

    Government loans further policymakers' efforts to create positive social outcomes by offering timely access to capital for ...
  13. Black Swan Events And Investment

    These world-changing events are rare and difficult to predict, but they have serious implications for your investments.
  14. Who Wants to be a 401(k) Millionaire? (TROW)

    Want to be a 401(k) millionaire? Here are some tips to get you on the right path.
  15. How To Live Without A Credit Card

    Debit cards are more widely accepted and provide better fraud protection than in the past.
  16. Using Collateral to Obtain a Loan for Your Small Business

    Learn what assets can be used as collateral for an asset-based loan, and find out best practices when seeking asset-based ...
  17. How To Deduct Your Job Search Expenses

    With approximately 12 million Americans out of a job right now, many people are spending significant dollars to be noticed ...
  18. How to Write an Effective Job Description to Attract the Right People

    Learn tips and advice for employers on how to write a job posting and what to include in the posting to attract the best ...
  19. The Unicorns of 2015

    The Top 5 Unicorns of 2015 are revealed. Who made the list? See current valuations, drivers of growth and what's next for ...
  20. 4 Best Websites for Finding Yachts for Sale

    Not only will you see some gorgeous boats, you'll get a good idea of going prices, different types of yachts, and even financing ...
  21. Real Estate Licenses You Would Need in New York

    Learn the requirements for getting licensed to practice real estate in New York, which include prelicensing course work and ...
  22. The Biggest Risks of Investing in Bank of America Stock

    Learn the largest risks to owning Bank of America stock. Discover its outlook through fundamental analysis and external risks ...
  23. Quantitative Analyst: Job Description & Average Salary

    Learn the different job duties of a quantitative analyst and how much money an analyst makes; understand the skills needed ...
  24. 5 Hot Housing Markets in America

    Investors and homebuyers are watching some U.S. cities' housing markets appreciate at a rapid rate. Here are the top five ...
  25. 5 Ways to Limit Your Fiduciary Liability

    Learn the best practices plan sponsors can use to limit their fiduciary liabilities while improving their plan's overall ...
  26. Retirement Tips for Engineers

    Learn specific retirement strategies for engineers. Tips include taking advantage of higher-than-average salaries to grow ...
  27. Bank Teller: Career Path & Qualifications

    Learn more about what it takes to become a bank teller and whether the position qualifies you for promotion into higher bank ...
  28. Is Amazon Stock Suitable for Your IRA or Roth IRA?

    Learn more about traditional IRAs and Roth IRAs, and discover three specific reasons why Amazon is suitable for a traditional ...
  29. Why Did Starbucks Partner with Lyft?

    Learn more about the pending partnership between coffee giant Starbucks and three-year-old transportation company Lyft, and ...
  30. E-Marketing Specialist: Career Path & Qualifications

    Learn more about the duties and responsibilities performed by eMarketing specialists and common career paths this profession ...
  31. American Century’s Top Funds for Retirement

    American Century Investments should be considered for retirement funds, but economic woes may be guiding us into a dangerous ...
  32. Top Retirement Choice: Dividend Stock or Annuity?

    There's a lot to take into account when deciding between dividend stocks or annuities for retirement planning. Here's what ...
  33. Does a Bigger Twitter Following Translate to More Revenue?

    Learn how small business owners benefit from large numbers of followers on Twitter, and how those large Twitter followings ...
  34. Is Retirement in Your 30s Really Feasible?

    Early retirement is a new trend in the world of personal finance with some people retiring as early as their 30s. Is it this ...
  35. Traveling to New York City on a Budget

    Learn fun, new ways to save money while traveling to one of the most popular, and expensive, destinations in the world: New ...
  36. Some US Households Are Still Seeing High Healthcare Costs

    Even though healthcare premiums have remained steady under the Affordable Care Act, many families are still feeling squeezed ...
  37. Does Vanguard have a 401(K) Plan Suitable for a Small Business?

    Learn about the Vanguard Group's new 401(k) product for small businesses and how they've tailored their plan to appeal to ...
  38. 5 Stocks You Should Buy for 2016

    The stock market might bring some challenges in 2016. Here are five stocks with potential to buck the trend.
  39. The Right Financial Advisor for Gay Couples

    While finding the right advisor for gay couples is much easier since same-sex marriages were legalized, same-sex couples ...
  40. The Right Financial Advisor for Dentists

    Dentists have uniqe financial planning needs. Here's what they need to look for in a financial advisor.
  41. Pros and Cons of an Internet Sales Tax

    Learn about the pros and cons of a nationwide Internet sales tax and the different bills that have been proposed to establish ...
  42. UBIO: ProShares UltraPro Nasdaq Biotech ETF

    Obtain information about an ETF offerings that provides leveraged exposure to the biotechnology industry, the ProShares UltraPro ...
  43. A Look at the Pros and Cons of Muni Bonds

    Considering muni bonds? Here's a look at their pros and cons.
  44. When to Intervene in Your Parents' Investments

    Mild cognitive decline can lead to bad investment moves, but spotting it can be tough. Unopened mail and erratic investments ...
  45. How to Cut Your Alternative Minimum Tax

    Should you worry about the AMT? Even if you're subject to it, there are exemptions and strategies for reducing your tax bill.
  46. Should Retired People Invest in Stocks?

    Your financial situation and personal risk tolerance will dictate the amount of stock you want in your retirement portfolio. ...
  47. How To Negotiate Your Closing Costs

    Closing costs can't be avoided altogether, but you can lower them. While there are a lot of fixed costs, there are also variable ...
  48. How Much Money Do You Need to Retire in Portugal?

    Portugal is often cited as one of the, if not THE, most affordable European retirement destination. Here's a rundown of some ...
  49. How Does A Reverse Mortgage Work?

    The basics of getting a reverse mortgage, with detailed information on how to qualify and what to watch out for.
  50. Investment Analyst: Job Description & Average Salary

    Learn about the job duties of an investment analyst, what the salary is like, what education is required and what the advancement ...
  51. 4 Signs Your Retirement Investment Plan Has Lost Focus

    Even the best retirement plans can lose focus along the way. Spotting the signs it is happening can be tough to do, but are ...
  52. The 4 Essential Elements of a Retirement Plan

    Learn about the four essential elements of an effective retirement plan, including maximizing your contributions and understanding ...
  53. How Credit Rating Risk Affects Corporate Bonds

    Credit migration risk is a vital part of the credit risk assessment, specifically with regard to corporate bonds which underlie ...
  54. The 5 Best Cities to Open a Coffee Shop in the US

    Learn about the five top cities in which to open a coffee shop, and what differentiates Americans from coffee drinkers in ...
  55. The Pro’s Guide to Selling Life Insurance to Your Clients

    Learn about the distinguishing characteristics a life insurance agent needs to be successful in the highly competitive life ...
  56. Can I Retire In Portugal With $200,000 of Savings?

    Your savings (and your Social Security) will go surprisingly far on the sun-soaked shores of Portugal. Here's how to figure ...
  57. How Hard are the CFA Exams?

    Learn about the difficulty of the CFA exams with a description of the tests, some statistics on pass rates and suggestions ...
  58. The Rise of the Drones: 10 Companies to Watch

    Already indispensable tools in the military, drones are poised to enter the mainstream with a wide range of applications.
  59. Portfolio Manager: Career Path & Qualifications

    Learn about the basic requirements for getting hired as a portfolio manager, and discover how most professionals in the field ...
  60. How to Make a Layoff Less Painful

    Getting laid off is never fun, but there are ways you can prepare yourself emotionally and financially to best manage a layoff. ...
  61. Is Schlumberger Stock Suitable for Your IRA or Roth IRA?

    Learn about Schlumberger as a stock to hold in an IRA. Read about how the stock has a high degree of volatility, but also ...
  62. When is it Time to Discuss a Client's Life Policy?

    Life insurance is a vital part of financial planning. Here's when and why to talk to clients about it.
  63. Top Janus Funds for Retirement Savings

    These top Janus funds might be good for your retirement investing watch list, but you should consider where the economy is ...
  64. Retirees! Mexico Is Not as Dangerous as You Think

    Learn about four safe retirement destinations in Mexico and the current economic and political status of Mexico that supports ...
  65. Common Interview Questions for Equity Researchers

    Identify the types of questions asked at equity researcher job interviews, and practice giving polished responses that will ...
  66. Is EMC Stock Suitable for Your IRA or Roth IRA?

    Find out if EMC is suitable for a traditional or Roth IRA. Learn about the impacts of the Dell acquisition, and discover ...
  67. Data Analyst: Career Path & Qualifications

    Explore becoming a data analyst, one of the hottest careers in the current economy; learn about the career paths and the ...
  68. Retail Banking Vs. Corporate Banking

    Retail banking is the visible face of banking to the general public. Corporate banking, also known as business banking, refers ...
  69. KIE: SPDR S&P Insurance ETF

    Learn about the SPDR S&P Insurance exchange-traded fund, which follows the S&P Insurance Select Industry Index by investing ...
  70. Five of the Best Yacht Clubs in Seattle

    Seattle doesn’t have a year-round sailing environment, but there are lots of opportunities for boating enthusiasts, from ...
  71. How a Variable Annuity Works After Retirement

    These investments can provide extra income after you retire. Here’s a guide to when and how you will receive the payout.
  72. Four of Miami's Best Yacht Clubs

    Choices abound in Miami for boating enthusiasts, from high-end, high-priced yachting clubs to no-frill groups that still ...
  73. Traveling to Chicago on a Budget

    Discover how to enjoy an exciting Chicago vacation while on a budget, and learn some tips for finding inexpensive things ...
  74. How a Fixed Annuity Works After Retirement

    These popular investments can provide a steady stream of income during your retirement years. Here are the details.
  75. The Top 5 Large-Cap Retail Stocks for 2016

    Discover the top five large-cap retail companies that will grow in 2016, with detailed explanations of the companies and ...
  76. How To Prevent A Tax Hit When Selling A Rental Property

    Rental property ownership has its benefits but when selling you can face a big tax hit. Thankfully there are ways to reduce ...
  77. The Top 3 Retirement Income ETFs for 2016

    Discover why including ETF investments can benefit an individual's retirement portfolio, and look at three of the best ETFs ...
  78. Traveling to Houston on a Budget

    Discover why Houston is such an underappreciated vacation destination, and learn how you can enjoy a trip to Houston even ...
  79. 5 Social Security Changes to Expect in 2016

    The Bipartisan Budget Act of 2015 eliminated some strategies for maximizing your Social Security. Be alert to how these and ...
  80. How to Find and Buy Off-Market Homes

    Having an edge in a hot real estate market is key and off-market listings can help.
  81. East Coast Vacation Destinations on a Budget

    Discover the many activities and attractions that vacationers can enjoy while visiting three of the most affordable East ...
  82. Economics of Owning a Vacation Home

    Discover the financial factors behind owning a second home and how weighing your options can determine if a vacation home ...
  83. Traveling to Orlando on a Budget

    Discover how to vacation in Orlando on a budget by avoiding peak travel times, finding the best flight deal and avoiding ...
  84. Top 5 Billionaires Living in Chicago

    Discover how the billionaires of Chicago made their fortunes, and uncover what they are doing today to increase their influence ...
  85. Economics of Owning a Beach House

    Discover how property taxes, insurance costs, climate and other risks can affect the cost of owning a beach house and what ...
  86. How to Help Clients Gain During a Down Market

    You can help clients see the silver lining in market downturns by using a few simple strategies. Here are a few.
  87. 8 Hacks for Scoring Cheaper Prescription Drugs

    The rising cost of prescription drugs has caused many patients to scramble for funds. Here's what you can do to help clients ...
  88. How Soda Taxes Will Affect PepsiCo and Coca-Cola

    Discover how a soda tax could affect the Coca-Cola Company and Pepsico, Inc., and see how both companies have expanded their ...
  89. The Walgreen's and Rite Aid Deal: How it Will Affect Your Community (WBA, RAD)

    The merger of the mega-retail drugstores chains, Walgreens and Rite Aid could have a domino effect on communities and consumers ...
  90. Now Is the Time to Check In on Clients' Insurance

    Insurance forms the foundation of many financial plans, and you need to make sure that your clients’ coverage is kept up-to-date.
  91. Guiding Clients on Charitable Remainder Trusts

    Clients who wish to make donations to charity can reap an enormous tax deduction with charitable remainder trusts, but it ...
  92. How to Reduce Real Estate Investment Taxes

    Real estate tax law is not the same for rental properties as it is for residences. These tips can help you pay less in taxes. ...
  93. 4 Mortgage Calculators that Include Taxes and Insurance

    Discover four websites that offer mortgage calculators that include property taxes and homeowners insurance cost along with ...
  94. How to be Entrepreneurial at a Large Company

    In order to act as an intrapreneur, you must focus on processes, leverage a network and have the courage to strategically ...
  95. The Top 5 Healthcare Mutual Funds for 2016

    Discover analyses of the top five health care mutual funds, which may be poised to rise in 2016 due to increased demand in ...
  96. Elizabeth Warren: Increase 2016 COLA – Here's How

    True, there's no inflation according to certain price indexes. But is the government using the wrong formula for seniors ...
  97. 3 Things To Buy That Could Soon Be Collectibles

    Collectibles can be a notoriously fickle market, but here are a few ideas about spotting what might become a valuable collectible ...
  98. How Does a CareCredit Healthcare Credit Card Work?

    Healthcare credit cards can help you handle hefty medical bills. A closer look at CareCredit, the largest card provider, ...
  99. FXH: First Trust Health Care AlphaDEX ETF

    Learn more about the First Trust Health Care AlphaDEX exchange-traded fund, an indexed fund that uses an advanced stock selection ...
  100. How to Strengthen Your Relationships with Investing

    If you are one of the majority for whom family and money discussions sit at the table, here are four ways to improve your ...
Hot Definitions
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