Personal Finance Articles

  1. How to Help Clients Gain During a Down Market

    You can help clients see the silver lining in market downturns by using a few simple strategies. Here are a few.
  2. How Soda Taxes Will Affect PepsiCo and Coca-Cola

    Discover how a soda tax could affect the Coca-Cola Company and Pepsico, Inc., and see how both companies have expanded their ...
  3. 8 Hacks for Scoring Cheaper Prescription Drugs

    The rising cost of prescription drugs has caused many patients to scramble for funds. Here's what you can do to help clients ...
  4. The Walgreen's and Rite Aid Deal: How it Will Affect Your Community (WBA, RAD)

    The merger of the mega-retail drugstores chains, Walgreens and Rite Aid could have a domino effect on communities and consumers ...
  5. Guiding Clients on Charitable Remainder Trusts

    Clients who wish to make donations to charity can reap an enormous tax deduction with charitable remainder trusts, but it ...
  6. Now Is the Time to Check In on Clients' Insurance

    Insurance forms the foundation of many financial plans, and you need to make sure that your clients’ coverage is kept up-to-date.
  7. How to Reduce Real Estate Investment Taxes

    Real estate tax law is not the same for rental properties as it is for residences. These tips can help you pay less in taxes. ...
  8. 4 Mortgage Calculators that Include Taxes and Insurance

    Discover four websites that offer mortgage calculators that include property taxes and homeowners insurance cost along with ...
  9. How to be Entrepreneurial at a Large Company

    In order to act as an intrapreneur, you must focus on processes, leverage a network and have the courage to strategically ...
  10. The Top 5 Healthcare Mutual Funds for 2016

    Discover analyses of the top five health care mutual funds, which may be poised to rise in 2016 due to increased demand in ...
  11. Elizabeth Warren: Increase 2016 COLA – Here's How

    True, there's no inflation according to certain price indexes. But is the government using the wrong formula for seniors ...
  12. 3 Things To Buy That Could Soon Be Collectibles

    Collectibles can be a notoriously fickle market, but here are a few ideas about spotting what might become a valuable collectible ...
  13. How Does a CareCredit Healthcare Credit Card Work?

    Healthcare credit cards can help you handle hefty medical bills. A closer look at CareCredit, the largest card provider, ...
  14. FXH: First Trust Health Care AlphaDEX ETF

    Learn more about the First Trust Health Care AlphaDEX exchange-traded fund, an indexed fund that uses an advanced stock selection ...
  15. How to Strengthen Your Relationships with Investing

    If you are one of the majority for whom family and money discussions sit at the table, here are four ways to improve your ...
  16. When Should You Delay Enrolling in Medicare?

    On the surface Medicare doesn't look that pricey, but there are situations in which your finances and health might be better ...
  17. Should I Sell My Home When I Retire?

    One of the biggest retirement decisions you will make is whether or not to downsize. Consider these pros and cons carefully ...
  18. How an IRA Works After Retirement

    You've read a lot about saving for your future retirement with IRAs. But what happens to the account when the future is here, ...
  19. How to Gift Your Way to Lower Estate Taxes

    Estate planning is not just for inheritance. High net-worth individuals, who plan properly, can gift their money and save ...
  20. Incentive Trusts: How to Avoid the Pitfalls

    Incentive trusts can motivate beneficiaries to accomplish constructive goals, but they can also end up creating dilemmas. ...
  21. Social Security's Insolvency and Your Retirement

    The Social Security system could run out of money by 2031. Here's a look at some proposed solutions to the problem and what ...
  22. Parents: Beware of Taking Out a Direct PLUS Loan

    Direct PLUS loans are heavily advertised to parents who want to help support the financial costs of their child's education, ...
  23. Financial Data Analyst: Job Description & Average Salary

    Learn about the average salary for a financial data analyst position and the skills, education and experience employers require ...
  24. Birth of a New, Liquid Retirement Savings Account

    The new retirement spending account is a hybrid vehicle that combines features of annuities and mutual funds to give a lasting ...
  25. Top Ways to Help Engaged Clients Blend Estates

    These are the top ways advisors can help clients who are engaged understand the financial impact of marriage and how it will ...
  26. Finding the Right Yacht Club: A Quick Guide

    Hello, Commodore! Everything you ever wanted to know about these gathering sites for boat owners and renters, and how to ...
  27. GoDaddy or eNom: Which Domain Reseller Program To Use? (GDDY)

    Here are the pros and cons of the domain name reseller programs offered by GoDaddy and eNom.
  28. Looking to Add Oil Into Your IRA or Roth IRA? Here's How

    Learn the different ways investors can gain exposure to the price of oil and oil companies in their IRAs. See how individual ...
  29. 5 Tips to Improve Your Business' Credit

    Use these five essential tips to build up the solid credit history that your business needs before you seek out a business ...
  30. Time Management Practices to Master Before Starting Your Own Business

    Learn how Pareto analysis, the ABC method, the Eisenhower method and the POSEC method can help small business owners effectively ...
  31. FXG: First Trust Consumer Staples AlphaDEX ETF

    Read an in-depth analysis of the First Trust Consumer Staples AlphaDEX Fund, a strong defensive fund with a unique stock ...
  32. Do Women Need ‘Women-Focused’ Financial Advisors?

    Their life experiences are different from men’s – and their earnings tend to be lower – but does that mean women should be ...
  33. A Realistic Guide to College Scholarships

    Think your child can land enough college scholarships to graduate debt-free? Think again.
  34. Finding Work-life Balance as a Work-at-home Parent

    Working at home is ideal for parents, but it can be hard to find the right balance between family and work life.
  35. Startups Destroyed By Venture Capitalists

    While the title may sound counter-intuitive, venture capitalists have been responsible for causing or accelerating the downfall ...
  36. Why Women FAs Prefer Some Indie Brokers

    Here's what some firms are doing right when it comes to recruiting and retaining female advisors.
  37. Common Interview Questions for Quantitative Analysts

    Identify the common questions asked in quantitative analyst interviews, and come up with winning responses to impress your ...
  38. Why Advisors Should Focus on Relationships

    Successful financial advisors share a secret: It's about the people, not the numbers.
  39. How to Get Clients to Save More for Retirement

    Americans aren’t saving enough for retirement. Here are some tips for financial advisors who must convince them to change ...
  40. The Impact of 401(k) Outflows on Advisors (TROW, FNGN)

    The trend in the growth of assets in 401(k) plans has shifted as Baby Boomers retire, creating opportunities for financial ...
  41. How to Avoid Costly Social Security Mistakes

    Social Security is an important part of most retirement plans. Here are some costly mistakes to avoid.
  42. 4 Reasons to Collect Social Security Payments Now

    The longer you wait to collect Social Security, the more you get. But for people who are in failing health or need income, ...
  43. Understanding Interest Rates: Nominal, Real And Effective

    Interest rates can be broken down into several subcategories that incorporate various factors such as inflation. Smart investors ...
  44. How Social Security Works After Retirement

    Millions of Baby Boomers are looking forward to collecting benefits, but several factors can affect how much they get and ...
  45. These are Tesla's 3 Biggest Bets for Next Year (TSLA)

    Looks at Tesla's top bets for 2016, as the company aims to make its electric cars more widely available and solar power more ...
  46. How a Roth IRA Works After Retirement

    What retirees need to know about taxes, distributions and passing on your unspent savings to the next generation.
  47. Costo: Time to Buy Opportunistically or Sell?

    Costco has taken a hit. Is this stock price action correct, or does it present an opportunity?
  48. Amazon or Netflix: Which is the Better Bet?

    Amazon vs. Netflix: Which company offers higher-quality original content? Which company is the better investment?
  49. Where NOT to Buy Property Anytime Soon

    Equities are dancing on the edge of a cliff. Considering this riskiness, should investors be looking to real estate? If so, ...
  50. 3 Little-Known Ways to Reduce Your Income Tax

    Looking to pay less income tax? Here are three lesser known ways to do so.
  51. Analyzing Ford's Return on Equity (ROE)

    Understand how to interpret Ford's recent return on equity (ROE) ratios, what they tell you about Ford's performance and ...
  52. Analyzing a Company's Investor Relations

    Read about the ways that investors can use a company's investor relations to analyze the company more deeply than other types ...
  53. Helping the Elderly with Finances: When to Step In

    Knowing when to take over the financial affairs of elderly parents can be difficult. Here are six signs to look out for. ...
  54. Real Estate Trust or LLC? Helping Landlords Choose

    Once you’ve bought property, are you protected legally against the liabilities that come with renting it out? Here's how ...
  55. How Much Will You Owe on Your Inheritance?

    Estate planning can be unpleasant, but in order to get the full benefit of what you've inherited, it’s important to be prepared ...
  56. What Working with Celebrity Clients is Really Like

    Expect excitement as well as the mundane when dealing with celebrity clients. Some will be charming; others...not so much. ...
  57. Three Agriculture Startups Disrupting Monsanto

    Even as technology startups have disrupted other industries, agriculture has remained immune to its effect. But that is about ...
  58. Look Beyond the Resorts for Retirement in Jamaica

    Look beyond Montego Bay and other resort areas to unearth Jamaica's best spots to call home during retirement.
  59. When You Can and Can't Delay Enrolling in Medicare

    There are ways to keep employer-provided insurance and delay Medicare, but you must follow the government's rules to avoid ...
  60. 3 Reasons to Develop an Employee Handbook for Your Small Business

    Learn how a small business can benefit from an employee handbook covering labor laws, codes of conduct, leave policies and ...
  61. Should You Hire Contractors or Employees for Your Small Business?

    Learn the pros and cons of hiring independent contractors instead of regular full-time employees. Find out about a potential ...
  62. Real Estate Licenses You Would Need in California

    Learn the process for getting licensed to practice real estate in California, which requires real estate education and the ...
  63. Ready to Retire? Here's How to Sell and Close Your Small Business

    Learn the essential steps to prepare to sell your business with the best possible outcome, a secure retirement for you and ...
  64. Which Type of Organization Is Best For Your Business?

    Learn the differences between the types of business organizations so you can determine how to best structure your business ...
  65. How to Add Celebrities to Your Client Roster

    The trick to landing celebrity clients is a subset of the skill of acquiring clients in general. Here are some strategies ...
  66. Common Interview Questions for Revenue Analysts

    Learn more about the role that a revenue analyst plays in a company and common questions asked during job interviews for ...
  67. Grow Your Small Business with These 5 Tricks

    Many small firms that make it past the start-up phase struggle with finding ways to grow to the next level. Here are five ...
  68. Advisors: Here's the Fastest Way to Grow Your Firm

    The best way to grow your financial advisory business quickly is to amp up the 'know,' the 'like' and the 'trust' factors.
  69. Business Analyst: Career Path and Qualifications

    Learn more about professional business analysts, and discover the important role they play in maintaining high efficiency ...
  70. Charles Schwab’s Best Funds for Retirement Savings

    Here's a list of Schwab’s funds for retirement, intended to make planning, diversification and saving for later in life just ...
  71. State Taxes Retirees Should Know About

    State taxes plays a critical role in the quality of life of retirees. Here's what to consider.
  72. 5 Warnings Signs of Risk for a Small Business

    Learn how to keep on the lookout for these five potential warning signs of risk that your small business is stalling out ...
  73. Analyzing Amazon's Return on Equity (ROE) (AMZN)

    Learn how to analyze Amazon's return on equity (ROE), especially given the company's focus on capital investments, as opposed ...
  74. How to Obtain Your Federal Business Tax ID

    Learn how an eligible business obtains a federal tax identification number or employer identification number from the IRS ...
  75. Reasons to Get Your Personal Finances in Order Before Starting a Business

    Learn four good reasons to get your financial house in order before opening shop. Review a checklist of financial items to ...
  76. 4 Management Tips for a Seasonal Business Owner

    Learn about ways for business owners running seasonal businesses to ensure the lives of their businesses and promote success ...
  77. Is Starbucks Stock Suitable for Your IRA or Roth IRA? (SBUX)

    Find out if Starbucks stock is a suitable investment for an IRA and whether it matches the characteristics ideal for a traditional ...
  78. West Coast Vacation Destinations on a Budget

    Learn about three easily overlooked West Coast gems that offer the budget-conscious vacationer a great deal without compromising ...
  79. Is a Vanguard SEP IRA Account Right for You?

    Learn about the SEP IRA offered by Vanguard and why it is one of the best SEP products available, including why it's a good ...
  80. These Are the 5 Financial Products/Services the Ultra-Rich Care About

    Learn about the financial products and services that wealthy individuals make use of to cater to their planning and wealth ...
  81. Why Are Retailers Expanding Into Online Grocery? (WMT, AMZN)

    Walmart, Amazon and Target are all fiercely competing for your online grocery shopping dollars. Why now? Why is online grocery ...
  82. What to Do If Your Retirement Account Takes a Hit

    A shrinking retirement account is scary at any age. Here's what to do if your retirement account takes a sudden hit.
  83. Can You Retire In Greece With $200,000 of Savings?

    If you love Greece, its economic problems don't necessarily rule it out as a retirement destination. Here's what to research ...
  84. Best Tax Preparation Software for Small Business

    Each of these tax preparation packages has its fans and its detractors. Here's what TurboTax, H&R Block and TaxAct have to ...
  85. Top 4 Retirement Cities in Portugal

    With its low cost of living and diverse towns and cities, Portugal has a lot to offer retirees. Here's how to find the right ...
  86. This Is How Property Taxes Are Calculated

    Understanding how property taxes work will ensure that you won't be overcharged.
  87. Is Risk Aversion Kryptonite to Millennials?

    Financial advisors to millennials need to pay heed to this generation’s aversion to risk and help them understand how to ...
  88. How Advisors Can Build a HNW Estate Planning Niche

    Here's how advisors can fill a void when it comes to serving the estate planning needs of high-net-worth individuals.
  89. Buying a Home? The Best Places Share this Feature

    The most lucrative areas to invest in a home are cities where job growth is robust.
  90. Pension Advances: What You Should Be Wary Of

    The terms some pension advance firms require can be costly. Here's how to be sure your clients aren't making bad decisions.
  91. How Do Workers' Compensation Benefits Work?

    What you need to know about Workers' Compensation benefits.
  92. Common Interview Questions for Treasurers

    Identify the types of questions often asked in treasurer job interviewers, and learn how to deliver strong responses that ...
  93. Helping Clients Choose Long-Term Care Insurance

    The need for long-term care has become an inescapable (and pricey) issue for retirees. Here's what financial advisors can ...
  94. How to Invest When You Buy Your First Home

    Homeownership isn't cheap these days thanks to the down payment and closing costs. Savers who are putting away money have ...
  95. Economics of Owning a Restaurant

    Discover the many different economic points to starting and operating a restaurant and how you can potentially lower your ...
  96. IRAs: Top Things You Need to Know About Them

    By understanding the major rules for both traditional and Roth IRAs, you'll be prepared to enjoy the benefits of these investment ...
  97. Do Data Breaches Really Matter for Retailers? (TJX, TGT)

    Do data breaches hurt the stock price of retailers? Let's have a look at a few examples.
  98. The New Tax-Free Savings Accounts For the Disabled

    Due to the Achieving a Better Life Experience (ABLE) Act, many people with disabilities will have an easier time financing ...
  99. Time to Favor TIPS?

    Amid the sluggish economic recovery, investor expectations for future inflation have also moderated, but perhaps by too much.
  100. Equity Research: Career Path and Qualifications

    Find out what equity research analysts do on a day-to-day basis, and learn more about the typical career progression for ...
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