Personal Finance Articles

  1. The Issuance Procedure of Corporate High-yield Bonds

    Issuing debt over equity can have several advantages for companies. Here we have a detailed look on the issuance procedure ...
  2. Avoid the Most Common IRA Rollover Mistakes

    Avoid paying excess taxes by learning some simple transfer rules.
  3. 4 Ways to Plan for an Unexpected Early Retirement 

    Retirement often comes earlier than planned. In order to ensure you will have the retirement you envisioned, you need to ...
  4. Why Delaware is the Most Business-Friendly State

    Incorporating your company in Delaware may give you the logistical, structural and judicial leg up you need to help your ...
  5. Generate Income For Retirement with Real Estate

    Learn whether rental income is compatible with your lifestyle, how to identify suitable properties, common pitfalls to avoid ...
  6. When Going 'Freemium' Works for Advisors

    Here's how advisors can incorporate free services into their businesses without giving away the store or drawing skepticism ...
  7. 5 Annoying Coworker Habits to Avoid

    Playing nice at work is hard to do especially if some of the workers exhibit annoying habits. Thankfully, there are ways ...
  8. Is It Safe to Send Money Through Gmail? (GOOG)

    Learn why Google's safeguards minimize the risks of sending money via Gmail, but also realize how hackers' sophistication ...
  9. Can Your 401(k) Impact Your Social Security Benefits?

    Find out why income from a 401(k) does not affect the amount of your Social Security benefits, but how it can impact your ...
  10. Move to These 5 States & Save Big for Retirement

    Wondering if you can live somewhere that's better for building a nest egg? Don't just stick a pin in the map. Consider these ...
  11. 4 Social Security and Medicare Need-to-Knows

    Retirees know better than anyone that costs are rising, especially health care. So, here we share these 4 considerations ...
  12. The Best Mortgage Deal (May Not Be What You Think)

    Don't judge a mortgage solely by payment amount. Here's what insiders know about choosing the most advantageous mortgage ...
  13. 401(k) Rollovers: Which Option Makes You the Most?

    Know the choices that net you the most on a 401(k) rollover – including big tax benefits (capital gains, not income tax) ...
  14. 529 Plans: How Much Do You Really Need to Save?

    529 Plans are a popular way to save for college. Here's how to be strategic about how to fund them, depending on your children ...
  15. 5 New Players in the 401(k) Space

    These companies represent a new philosophy in the retirement-plan arena that focuses on low costs, transparency and strict ...
  16. Considerations for Your 401(k) During Volatility

    If you can’t stand to sit tight when it comes to your 401k balance, focus on these five steps to help channel your worries ...
  17. IPO vs. Staying Private: What's Best for Your Biz?

    Taking your company public or staying private? Doing an IPO is costly and time-consuming; it also means you now have stockholders ...
  18. 5 Reasons You Might Need a Medigap Plan

    If you find yourself with sizable out-of-pocket expenses despite having Medicare, a Medicare supplement plan – or Medigap ...
  19. Learn from These Big CEO Blunders

    A ceo can seem to have it all: power, influence and gravitas. But it can all erode — along with a company’s share price — ...
  20. Top Tips for the Recently Unemployed

    When a major life change such as a job loss comes up the advice and counsel of a trusted financial advisor can prove to be ...
  21. Pros & Cons of ETF-Only 401(k) Plans

    Exchange-traded funds are hot; will 401(k)s offering them exclusively get even hotter? The pluses and minuses associated ...
  22. Saving for College: Life Insurance or 529?

    College is costly, and choosing the right savings plan is an important decision. Picking a life insurance policy or 529 plan ...
  23. 5 Common Mistakes When Creating a Trust Fund for Your Child

    Trust funds are often established to protect children in the event that their parents are not able to provide for them. Here ...
  24. 4 Companies That Offer ETF-Only 401(k) Plans

    While the universe of 401(k) plans with just exchange-traded funds is small, these companies offer them to small-to-midsize ...
  25. How to Shop for the Holidays on a Budget

    Holiday shopping doesn't have to cost a lot if you make an effort to save. From setting a budget to comparison shopping, ...
  26. Three Stages of Retirement: A How to Guide to Plan for Them

    Retirement isn't something you can plan for and forget. Your needs will change at different points, which is why you need ...
  27. 7 Ways to Maximize Your Retirement Savings When You Leave the Workforce

    Many people have little saved to live on in retirement. Thankfully there's ways to boost the amount you have saved.
  28. How to Find a Job After Age 50

    Finding a job at any age can be tough but older candidates face specific challenges. Thankfully there are ways to stack the ...
  29. Why Caterpillar Should Be on Your Watch List

    Caterpillar is in a bind due to macroeconomic conditions, but unlike many other companies it's preparing accordingly.
  30. Want to Relocate for Retirement? Be Realistic

    Here's how financial advisors can help retiring clients develop a realistic picture of relocation.
  31. 5 Must-Watch Films and Documentaries for Business Students

    Understand why it is important for business students to watch relevant films and documentaries. Learn about the top films ...
  32. 5 Free Ways to Learn New Skills Online

    Stay sharp and up to speed with today's valuable skills on these five, completely free online platforms.
  33. ETFs Can be Tax Efficient: Here’s How

    Learn about the primary reasons ETFs are highly tax-efficient, including how their unique structure allows them to reduce ...
  34. The Top 3 High-Paying, Low-Education Jobs

    Learn about some interesting career choices that require relatively little education while offering compensation that is ...
  35. How to Pick the Right Bonds For Your IRA

    Learn about the best types of bonds to include in an IRA depending on an investor's risk tolerance. Understand the tax benefits ...
  36. How To Avoid Getting Sued On Halloween

    Halloween can actually be a very dangerous holiday; learn about the pitfalls and legal liabilities.
  37. Walt Disney Stock: A Dividend Analysis

    Learn about the Walt Disney Corporation, its dividend policy, historic dividend yields and the company's dividend prospects ...
  38. Top 5 Companies Owned by Disney

    Look a little deeper into the Walt Disney Company's operations and learn more about how the global media conglomerate makes ...
  39. Top 4 Billionaires Living In Dubai

    Read about the four wealthiest individuals in Dubai, the capital of United Arab Emirates. The wealth belongs to two pairs ...
  40. 4 Ways to Avoid Escheatment of a Stock Account

    Learn about four easy ways to avoid the escheatment of your stock account, including making regular contact, updating information ...
  41. Tax Implications of Opening a Foreign Bank Account

    Learn about the tax implications of opening a foreign bank account, including accounts that generate earned or unearned income ...
  42. Compliance Officer: Job Description and Average Salary

    Learn what being a compliance officer entails, including job description, required education and training, skills and national ...
  43. Is Dish Network's Stock Suitable for Your IRA or Roth IRA?

    Find out if Dish Network is a suitable investment for traditional or Roth IRAs. Learn about DISH's long-term stability, growth ...
  44. Top 3 Billionaires Living In Shanghai

    Learn interesting facts about some of the nearly 100 billionaires who reside in Shanghai, the financial markets' center of ...
  45. 5 Reasons You Should Check on Your Insurance

    Insurance gives you peace of mind, but you don't have to overpay for it. Rates change and discounts get added, which is why ...
  46. Why Do Many Restaurants Fail In Their First Year?

    Too many restaurant ventures will fail in their first year. What can entrepreneurs do to avoid such a fate for their startups?
  47. 5 Signs You're Being Overworked at Your Job

    Starting to feel overwhelmed with your job? Here are five signs that it might be time to make a change.
  48. 4 Reasons Employee Wellness Matters

    Employees want more than a paycheck. They want rich benefits that include a health and wellness component. Companies that ...
  49. 6 Ways to Start Saving for a House

    If you're serious about saving to buy a house, be willing to cut down or cut out unnecessary expenses. It can be done with ...
  50. Special Benefits for First-Time Homebuyers

    To encourage Americans to buy their first homes, the government offers credits and tax breaks. Here's the lowdown on who ...
  51. How to Make Your Own Retirement Fund

    Making sure you have a large enough nest egg to retire on is a challenge. Here's how to accomplish the task, one step at ...
  52. Looking for Cost-Effective Ways to Save Water?

    There are lots of things you can do to save water at home while reducing your ecological footprint at the same time. Here ...
  53. The Best Work from Home Jobs for Moms

    Here are the four best work from home jobs for moms. See if one peaks your interest and get started today!
  54. Are We Becoming 24-Hour Workers?

    Many employees are working more than 40 hours a week, and even when they’re not physically at work, they’re still mentally ...
  55. Credit Cards to Help You Recover from Poor Credit

    A poor credit score can put a huge damper on your finances. Thankfully using the right credit card can help boost your score ...
  56. 8 Ways to Maximize Your Holiday Budget

    The holidays will only wreck your budget if you let them.
  57. A Look into the Exciting World of Venture Capital

    We look into the world of venture capital, where deep-pocketed investors gamble on funding the next big startup (or the next ...
  58. How to Boost Productivity When Working at Home

    Working from home is on the rise. Here are some tips on how to maximize productivity when working from home.
  59. Best Ways for Retirees to Use Up Airline Miles

    It’s easier than ever to earn frequent flyer miles, but redeeming them can be tricky. Some tips on how to do it.
  60. 6 Famous Words of Advice From Business Leaders

    Here are some words of motivation from leaders who measured their success by more than the (substantial) money they made.
  61. How to Conduct an Effective Performance Review

    A proper performance review can be a very useful tool for both managers and employees.
  62. Is American Express (AXP) a Bargain Right Now?

    AXP has underperformed over the past 12 months. Is this likely to continue or is a rebound in the cards?
  63. The Top 10 In-Demand Jobs in America

    If you're searching for a job that's in demand and has salary increase potential, keep an eye on these ten positions.
  64. The Hottest Jobs for Today’s College Grads

    Job prospects are better than they’ve been in a long time for recent college graduates. Here are the careers that offer the ...
  65. Is McDonald's Rally Sustainable?

    Is McDonald's is in the early innings of a turnaround or should investors be shorting?
  66. Is Under Armour a Buy Right Now? (UA, NKE)

    Under Armour is on the move...but in the wrong direction. Is its growth story over?
  67. Pandora Frustrated With Spotify, Vice Versa

    As technology has evolved, the landscape of the music industry has changed from radio broadcasts to mp3 and now streaming ...
  68. Inheriting an IRA: Tax Rules You Should Know

    Don’t get hit with a 50% penalty because you don’t know the required minimum distribution (RMD) rules for IRA beneficiaries.
  69. Samsung and Google: A Beautiful Friendship?

    Google and Samsung have more than a hardware/software relationship. These two technology giants have collaborated time and ...
  70. Are The Wealthy Better Served By Trusts Or Wills?

    Trusts and wills are both means to pass on wealth to heirs. Which of these is likely to serve your needs better if you have ...
  71. Oprah Takes a Big Bet With Weight Watchers (WTW)

    Does "The Oprah Effect" still work, and can Winfrey reinvigorate a brand that's been struggling for years?
  72. The Biggest Risks of Investing in Tesla Stock

    Learn about the biggest risks for a person investing in Tesla Motors, which is one of the most exciting and unpredictable ...
  73. The 3 Most Affordable Retirement Communities in North Carolina

    Discover why North Carolina is growing in popularity among retirees, and learn about some of the most affordable retirement ...
  74. Taxes in New York for Small Business: The Basics

    Learn how small businesses are taxed in New York, and understand how tax rates vary based on whether the business is an S ...
  75. Top 3 Billionaires Living In New York City

    Take a look at the careers of New York City's three most successful and famous billionaires: David Koch, Michael Bloomberg ...
  76. Top 3 Billionaires Living In Monaco

    Read about the wealthiest people of Monaco; this tiny nation state boasts the most millionaires and billionaires per capita ...
  77. This Is How You Could Live in Mexico on $1,000 a Month

    Learn more about what kind of lifestyle you can lead on a $1,000 monthly budget in Mexico, and find out whether the country ...
  78. Who Are McDonald’s Main Competitors?

    Find out which companies are McDonald's closest competitors. Learn about the largest fast food chains in the world and which ...
  79. This Is How You Could Live in Colombia on $1,000 a Month

    Learn about the kind of life you can lead in Colombia with a budget of $1,000 per month, and decide whether this South American ...
  80. How Major League Baseball Makes Money

    Major League Baseball is big business. Let's take a look at where the money comes from.
  81. Johnson & Johnson Stock: A Dividend Analysis (JNJ)

    Explore a detailed analysis of Johnson & Johnson's dividend policy, and learn about the dividend policies of its competitors, ...
  82. Home Depot Stock: A Dividend Analysis (HD)

    Learn about Home Depot, Inc., its dividend policy, historic dividend yields, overall safety of dividends going forward and ...
  83. Gilead Sciences Stock: A Dividend Analysis (GILD)

    Discover analysis of the dividend policy of Gilead Sciences, Inc., and learn about its historical earnings growth and the ...
  84. Does Your Startup Need Venture Capital Money?

    Venture capital funding provides capital to grow a business. However, entrepreneurs will also lose some control over business ...
  85. The Right Management Style for Your 401(k)

    How are you managing your 401(k)? Is your preferred management approach with this significant asset being properly applied?
  86. Not the Valedictorian? You Can Still Find a College Scholarship

    You don't have to be the class valedictorian to get a scholarship. Discover sources that use other criteria to award educational ...
  87. 6 Signs It's Time to Take Your Business Public

    There's much more to going public than getting a pile of cash to grow your company. Here's how to tell if you're ready for ...
  88. How Much Money Do You Need to Retire In Chile?

    Plenty of expats head to this South American country for its natural beauty and cosmopolitan cities. Retirees will also find ...
  89. How Henry Kravis Built Private Equity Giant KKR

    An overview of how Henry Kravis built one of the world's largest private equity firms.
  90. Jobs That Pay Over $100K and Don’t Require a Medical or Law Degree

    Don't want to spend half of your life in med or law school? Don't worry - there are other jobs that pay over $100,000 a year.
  91. Keeping Control of Your Business After the IPO

    Taking a company public doesn't mean founders must completely give up calling the shots. Before the IPO, consider these tactics ...
  92. Retire in Chile with $200,000 of Savings?

    With its exquisite natural beauty and cosmopolitan cities, Chile is an attractive and surprisingly affordable place to spend ...
  93. How to Manage Trust-Owned Life Insurance

    What are a trustee's responsibilities for trust-owned life insurance under the Uniform Prudent Investor Act?
  94. 12 Reasons Your IRS Refund Was Late

    A tax refund can be a nice post-tax reward, but if it's taking too long to arrive, here are the most likely reasons for the ...
  95. The Future of the Craft Beer Industry

    A few decades ago there were less than 100 craft breweries. Today there are more than 4,000 craft breweries in the U.S.
  96. 16 Hot Industries Experiencing Growth

    Some U.S. industries are experiencing declines while other sectors are projected to experience employment growth rates of ...
  97. Retire In Iceland With $200,000 of Savings?

    Iceland isn't cheap. Yet, by eating and drinking local products, ditching the car and flying budget airlines, affordable ...
  98. America’s Labor Market: Hidden Distortions and Uncertain Forecasts

    Employment reports released by the Bureau of Labor Statistics have a profound impact on political, business, consumer, and ...
  99. This Is How Retirees Live On $1 Million Dollars

    Learn how retirees use various strategies, including immediate annuities and traditional portfolio investing, to make $1 ...
  100. Why Choose an FHA Jumbo Mortgage Over Other Jumbos?

    Housing prices are through the roof in the locale where you’d like to live. How will you afford to buy? One of these home ...
Hot Definitions
  1. Return On Invested Capital - ROIC

    A calculation used to assess a company's efficiency at allocating the capital under its control to profitable investments. ...
  2. Law Of Demand

    A microeconomic law that states that, all other factors being equal, as the price of a good or service increases, consumer ...
  3. Cost Of Debt

    The effective rate that a company pays on its current debt. This can be measured in either before- or after-tax returns; ...
  4. Yield Curve

    A line that plots the interest rates, at a set point in time, of bonds having equal credit quality, but differing maturity ...
  5. Stop-Limit Order

    An order placed with a broker that combines the features of stop order with those of a limit order. A stop-limit order will ...
  6. Keynesian Economics

    An economic theory of total spending in the economy and its effects on output and inflation. Keynesian economics was developed ...
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