Personal Finance Articles

  1. Health Care Premiums Rise Faster Than Wages in Recent Years

    Discover why the Affordable Care Act is not fulfilling its intended purpose of lowering health care costs and how Americans ...
  2. (MO) Who are Altria's Main Competitors?

    Learn about the financial profile of Altria Group and three of its competitors. Discover why these companies have performed ...
  3. Why You Might Want a Seat That’s Worse Than Economy

    Surprise: The new basic economy airline ticket, dubbed “last class” by critics, might actually be worth the price. Here’s ...
  4. Why the Ultra Rich Stopped Being Obsessed with Brands

    Good-bye, bling; hello, quiet luxe. The spending habits of the wealthy are changing, and luxury brands must change with them.
  5. Valeant News: Michael Pearson's Return, Sort of

    Explore the circumstances surrounding Michael Pearson’s leave of absence from Valeant, as well as the details of his short-lived ...
  6. The $1M Question: What to Do With a Windfall?

    If you're on the receiving end of a $1M windfall, what would you do with it? Here's what a survey found; the results may ...
  7. 5 Tips for Those 5 Years Away from Retirement

    Whether helping a new client or working with long-time clients, here are five financial planning tips for those within five ...
  8. Retired with an HSA? How to Make the Most of It

    Here's how advisors can help retired clients make the most of HSAs and avoid mistakes.
  9. Financial Engines Broadens Advice Offerings

    Financial Engines is broadening its services to include insurance and healthcare advice.
  10. How to Forecast Rite Aid's Revenue (RAD)

    Learn a framework for using key performance indicators as a way to forecast Rite Aid's revenue growth on both a quarterly ...
  11. 5 Ways Tata Motors Plans to Boost Market Share Next Year (TTM)

    Look at the top five things that Indian automobile company Tata Motors is doing to increase market share in 2016 in terms ...
  12. 3 Changes to the Economics of the English Premier League

    Discover how record TV deals, recent rule changes and U.S. investors are helping English Premier League clubs become more ...
  13. Mercedes-Benz Threatens to Unseat BMW Leadership

    Mercedes-Benz is poised to reclaim its place as the world's leading luxury car maker.
  14. Europe’s Safest, Cheapest Countries for Retirement

    Retiring abroad is attracting a growing number of adventurous older adults who want a lower cost of living. Our country-by-country ...
  15. Buyout Offer? 12 Ways to Tell If It’s Good

    When you are presented with a package, take a close look at these elements – and be sure to negotiate, if possible.
  16. Should University Endowments Be Taxed?

    Some politicians are calling for universities to pay taxes on their massive endowments. Should they?
  17. The Minimum Wage: Does It Matter?

    The numbers show that a fight for a living wage is more important than a fight for a raise in minimum wage.
  18. Don’t Fail Student Loan Debt 101

    Don't be a statistic! According to a recent study, six in 10 Millennials don’t know what they owe or what to do with student ...
  19. Messenger's Latest Frontier: E-commerce (FB, FLWS)

    Facebook has introduced the Messenger platform in Beta, enabling chatbots for e-commerce and other communications between ...
  20. This Social Security Collection Strategy Expires Soon

    A Social Security collection strategy used by many couples to maximize benefits will not be available to new users on April ...
  21. File & Suspend Ends April 29th: How to Adjust

    Retirees, near-retirees and their financial advisors are about to lose a $60k Social Security loophole. Act fast or find ...
  22. Can the U.S. Consumer Continue to Hold Up the World?

    Seven years into the recovery, a key driver of economic growth continues to demonstrate a frustrating conundrum: Consumer ...
  23. Money Fund Alternatives for 401(k) Plan Clients

    Upcoming changes to money market fund rules may trigger changes in options offered by many 401(k) plans. Here are some alternatives ...
  24. Top Tips for Creating a Web Portal for Clients

    Fostering communication and workflow with clients via a secure, web-based portal should be of the utmost importance for advisors. ...
  25. Move Over, Yuppie. Here Comes the Yuccie

    If you're not a “yuccie” (“young urban creative”) yourself, it's time you learned who they are. Think artisanal - but not ...
  26. Mark Mahaney Gives Insights on Twitter Inc and Yahoo (TWTR, YHOO)

    In an exclusive interview, top RBC analyst Mark Mahaney explains his views on troubled companies Twitter Inc (TWTR) and Yahoo! ...
  27. What Lenders Look at on Your Credit Report

    What do lenders consider when they look at your credit report? It’s a simple question with a complicated answer.
  28. St. Jude Medical is Turning the Corner (STJ)

    A review of St. Jude Medical's business operations, financials, valuation and growth drivers.
  29. Top Paying Cities with a High Standard of Living

    Here are the best places to live to earn a high income and enjoy a high standard of living in 2016.
  30. Where You Get the Most/Least for Your State Taxes

    Are you deriving the greatest benefits from your tax dollars? A recent survey from WalletHub may indicate otherwise.
  31. Why Wirehouses are Winners Under Fiduciary Rule

    Under the final fiduciary rule wirehouses will see less restrictions than originally thought.
  32. Some Annuities Lose Fiduciary Rule Exemption

    Fixed-indexed annuities have lost an exemption under the final fiduciary rule, a move that wasn't expected.
  33. What to Know Before Moving to a Lower-Tax State

    Moving to a state with different tax rules can be very tempting. Here are some things you should consider before moving for ...
  34. GoPro Hires Apple Hardware Designer (GPRO, AAPL)

    While Coster will bring with him much experience about ways to keep customers enthused and engaged about a brand, it won't ...
  35. 3 Federal Income Tax Facts You Didn't Know

    Learn about three federal income tax facts that most Americans may not know from one of the most trusted financial resources ...
  36. Yes, You Can Still Expect Health Insurance at Work

    A recent report from The New York Times says that health plans offered by employers are here to stay, despite the passage ...
  37. Zika Virus: Latest Advice on Staying Safe

    The new concern is increasing brain infections in adults from Zika. Also see the 50 U.S. cities Zika could reach this summer. ...
  38. Should You Incorporate Your Business?

    Find out how becoming a corporation can protect and further your finances.
  39. Should You Buy A Life Insurance Disability Rider?

    Does it make sense to pay an additional cost for a waiver of premium rider on a life insurance policy?
  40. Rent vs. Buy: It’s Different for Expensive Property

    For multi-million dollar homes, renting often nets out as costing less than the expenses/other financials of buying a comparable ...
  41. Will Staples ETFs Continue to be a Safe Haven

    Consumer staples stocks and ETFs that track them can be a haven during tough market times.
  42. How to Guide Married Clients Who Fight About Money

    Money is a top conflict among couples. Here's how to deflate the tension so that couples can focus on maximizing their finances, ...
  43. Why Fiduciary Rule is Good News for Small Plans

    Under the new fiduciary rule small business owners may be subject to less risk for the plans that they sponsor. Here's why. ...
  44. Should You Change Your Retirement Portfolio?

    The government's new fiduciary rule is a reason to look hard at your retirement savings and consider replacing those that ...
  45. Long-term Care Policies: Not All Created the Same

    All long-term care policies have unique advantages and disadvantages. Here's an overview.
  46. Tax Credits That Can Get You a Refund

    Here are a few of the credits that may result in a refund check, even if you owe no taxes this year.
  47. How New Pro Athletes Can Secure Their Finances

    You’ve made it to the show. That means now is the best time to look beyond your playing days.
  48. Do You Need Short-Term Health Insurance?

    Yes, if you've no other coverage options. Here’s what you need to know about how it works and how it differs from employer-provided ...
  49. GM's 4th Ignition Switch Case Dismissed (GM)

    The sooner GM can put these cases behind it and start building better/safer cars, the quicker it can grow the business and ...
  50. How to Land Affluent Business Owners as Clients

    Successful business owners comprise a substantial portion of affluent households in America. Here are some tips on how advisors ...
  51. You'd Be Rich If You Were Taxed Like a Multinational

    Oh, the money you'd save. Something to think about as you fill out your own taxes, which aren't getting a tax holiday from ...
  52. Delta's Unique Employee Structure and Its Logic Behind It (DAL)

    Find out if new profit sharing will affect the unionization efforts of Delta employees or if bigger raises keep employees ...
  53. The Best Day and Month to List Your Home

    Want to make a quicker sale? Get your house on the market this spring and pick the perfect day of the week to attract buyers. ...
  54. How Advisors Can Help Surviving Spouses

    When someone dies, it's natural for a surviving spouse to grieve. But with a little planning, fear of an unknown financial ...
  55. 5 Ways to Budget Home Remodeling Costs

    A bit of preparation and research on home remodeling can help you avoid unpleasant surprises and anticipate the real costs ...
  56. Why Low Volatility ETFs Can Serve You Well in Volatile Times

    Low volatility ETFs may not make you rich, but they can provide a cushion in volatile times.
  57. Mom, What’s This 401(k) Thing?

    We are well aware of the advice we give to young people just starting out in the work force: "Start saving for retirement." ...
  58. Why Clients Leave Their Advisors

    Clients fire financial advisors for many reasons. Here's a rundown on why they're likely to do so and how to avoid losing ...
  59. A Guide to Social Security Dependent Benefits

    Advisors and their clients tend to focus on Social Security retirement benefits. Social Security also offers dependent benefits. ...
  60. Long-Term Care Policies: Why They're Worth It

    Long-term care insurance can be a godsend for those who need it for an extended period of time. Read on for more about this ...
  61. How to Avoid the 6 Most Common Tax Audit Triggers

    These are the most common scenarios that can trigger the IRS to audit a tax return.
  62. Tax-Season Home Stretch: Last-Minute Deductions

    April 18th is almost here, but it's still not too late to find some last-minute deductions. Act now!
  63. What Happens If You Lie on a Car Insurance Application

    The majority lies to save on premiums – but consequences can be severe for not owning up to things like tickets, accidents ...
  64. Finding The Top Retirement Cities In Cambodia

    A retirement choice for the adventurous, Cambodia is finding its place as a small but shining success story in the developing ...
  65. A Statistic About the U.S. Economy that May Surprise You

    Learn why many commentators seem to be pessimistically focused on the U.S. economy’s weak wage growth and manufacturing sector ...
  66. What Type Of Person Needs A Financial Advisor?

    What kind of person should enlist the help of a financial advisor and who might be better off going it alone?
  67. Your 401(k): Not the Best Emergency Fund

    If you have an emergency and need to access your retirement funds, you may have to pay a penalty if you dip into your 401(k). ...
  68. How Apple's Court Defeat Will Reshape the E-book Market

    Apple recently lost the final appeal in the e-book price-fixing case and Apple's loss is Amazon's win.
  69. Which Child's Best for Monetary Power of Attorney?

    Don’t make the mistake of trying to appear “fair” or avoid hurt feelings. Trustworthiness and ability are the factors to ...
  70. U.S. Visas for Entrepreneurs, Investors & Skilled Workers

    The options for getting a scarce U.S. visa. For the fourth year in a row, there will be a lottery for the H-1B visa for skilled ...
  71. 4 Tips on Being Upfront About Fees with Clients

    Advisors should be proactive in discussing fees so clients know what they are paying. Here are some pointers in how to start ...
  72. Rebalance IRA: The Right Robo-Advisor Fit for You?

    Here are the pros and cons of investing time and money into Rebalance IRA, a robo-advisor upstart that zeroes in on retirement ...
  73. How to Get the Most out of Your HELOC

    A home equity line of credit allows you to leverage your home for different reasons. Here are three ways to get the most ...
  74. Owe Taxes? You Could Lose Your Passport

    A rule slipped into a transportation bill allows the U.S. government to revoke your passport if your tax debt exceeds $5 ...
  75. Are Low-Down-Payment Mortgages Better than Paying PMI?

    When you can’t put down at least 20% on a mortgage, you usually have to have private mortgage insurance (PMI). But what about ...
  76. Medicare’s New Payment Rules: Should You Worry?

    Medicare is moving from a fee-per-service model for hip and knee replacements to one that involves bundled payments. How ...
  77. Using the TIPS Spread to Predict Inflation (TIP, ATPIX)

    Learn how analysts and investors use the TIPS spread to forecast inflation rates, and how accurate the TIPS spread has been ...
  78. Reverse Mortgages: How They Can Cushion Retirement

    Reverse mortgages can add some wiggle room to your retirement budget. Here's the lowdown on how to use them — and how not ...
  79. Advisors on the Air: Tips for Hosting a Radio Show

    Hosting a radio show is a great way for financial advisors to reach new clients. Here are some tips on how to generate quality ...
  80. Tips on How to Delay RMDs for Working Clients

    Qualified plan participants who work past age 70½ can delay taking required minimum distributions if they qualify. Here's ...
  81. How Working Longer Impacts Social Security

    A look at the impact of working longer on Social Security retirement benefits.
  82. Which Retirement Funds Are Protected from Creditors?

    While many employer-sponsored retirement accounts – including most 401(k)s – are protected against creditors, that’s not ...
  83. How to Save for Retirement Like a Wealthy CEO

    Don't have a CEO's income? You can still employ a millionaire’s saving strategy when it comes to planning for retirement. ...
  84. 401(k) Alternatives for High-Income Earners

    One downside to earning more is a higher tax rate on your 401(k) distributions. Here's how high-earners can minimize that ...
  85. 4 Ways to Get a Degree Without Taking on Debt

    Although taking out student loans has become the norm in recent times, it is possible to get a degree without the burden ...
  86. How the Fiduciary Rule Could Save Investors $17B

    Supporters of the new "fiduciary rule" say it could save Americans with IRAs and 401(k)s around $17 billion per year, but ...
  87. What Does It Cost to Retire in Panama?

    Learn how much it costs to retire comfortably in Panama, and why it has become one of the most popular retirement destinations ...
  88. Up-to-Six-Figure Loans a Business Can Get – Fast

    The banking industry has invested a lot of money into shortening loan approval times from a few weeks to a few minutes, but ...
  89. Why Many Americans Believe Retirement is Out of Reach

    If a financially secure retirement feels like it's just beyond your grasp, you're not alone. This year's EBRI survey reveals ...
  90. Panama Papers Tip of the Iceberg as Congress Aids Tax Cheats & Terrorists

    Never mind the Panama Papers. America has its own ‘State Thieves, Embezzlers And Liars (STEAL) Protection Acts’ that can ...
  91. Yes, Drug Prices Really Have Doubled

    It isn’t just your imagination: The price of prescription meds has been climbing. The trend is expected to continue, so start ...
  92. Is the Fed On the Right Track?

    Find out why the Federal Reserve (Fed) missed its window to raise interest rates nearly three years ago, when conditions ...
  93. Wealthy Execs Face Tougher Curbs on Bonuses

    The ways of amassing wealth on Wall Street are about to change, thanks to new federal regulations regarding executive bonus ...
  94. Savings Priority: Which Goals Beat Retirement?

    Everyone knows that they should save more for retirement, but a Capital One Investing survey shows that other goals come ...
  95. Watch the Fees on Your New Car - They Can Add Up!

    If you’re in the market for a new car, the asking price isn’t the only number you should be negotiating. The fees can cost ...
  96. How are Englander's investment faring? (QCOM, SUNE)

    Let’s take a closer look at Israel Englander’s fourth quarter investments in QUALCOMM, Inc. and Sunedison Inc.
  97. Fiduciary Rule: How Advisors Should Outsource Risk

    The impending fiduciary rule will lead to increased liability for many advisors but there are ways to outsource some of the ...
  98. Advisors: How to Sell Your Practice to a Larger Firm

    Selling any business can be fraught with risks and obstacles and financial advisory firms are no different.
  99. Grow Your Referrals from Pros with These Tips

    Getting referrals from other professionals can be one of the best ways to grow your business. Here are five ways to do it.
  100. Established Wealth Managers with Robo-Advisors

    These established wealth management firms offer robo-advisor platforms or have one in the works.
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