Personal Finance Articles

  1. 5 Ways To Stunt A Child's Financial Growth

    Personal finance is not covered in schools, so it's up to parents to teach kids how to manage money.
  2. Adam Smith And "The Wealth Of Nations"

    Adam Smith's 1776 classic may have had the largest global impact on economic thought.
  3. 5 Biggest Challenges Facing Your Small Business

    Thinking about starting your own business? Read this article to get a leg up on what you could face.
  4. Target Prices: The Key To Sound Investing

    Learn how to evaluate the legitimacy of target prices and why investors should trust these over ratings.
  5. Top 6 Mindless Money Wasters

    If you'd like to save more money, first you'll need to conquer the first step: coming up with the cash.
  6. Substantially Equal Periodic Payment (SEPP): Learn The Rules

    Taxpayers often make costly mistakes with SEPP programs because there is little guidance on what can be done in certain situations. ...
  7. The 5% Solution To Financial Freedom

    How can you save the recommended 10% of your income? We'll show you how to get there.
  8. 3 Common Excuses For Not Contributing To A Retirement Plan

    If you're not participating in your employer-sponsored retirement plan, there may be some easy solutions.
  9. Conduct A Financial Intervention

    Find out what you can do to help someone who is finanically out of control.
  10. Marriage, Divorce And The Dotted Line

    Does signing a prenuptial agreement put your marriage on shaky ground, or is it just smart planning?
  11. Refinancing Your Mortgage Isn’t Always Worth It

    The housing industry has experienced its share of ups and downs over the last few years, but one bright spot has been affordable ...
  12. Purchasing A Short-Sale Property

    If you are looking for a good deal and have time to wait, a short-sale house may be for you.
  13. Bank Advisor Blunders And How To Avoid Them

    Unfortunately, this business tends to focus on sales rather than customer service.
  14. Boom or Bust? The End of China's One-Child Policy

    China's easing of its one-child policy has demographers speculating whether it'll lead to a baby boom. Here's why it might ...
  15. This Company Is As Unavoidable As It Is Unloved

    It used to be that just two things in life were unavoidable: death and taxes. But with its purchase of rival Time Warner ...
  16. Infrastructure Could Be An Investment Opportunity

    Have you ever driven up I-95 on a weekend? Taken a train to JFK airport? You can’t do the last one, because it doesn’t. Infrastructure ...
  17. 7 Biggest Financial Fears and How to Overcome Them

    Financial fears keep most of us up at night. Money determines our comfort in life, and the financial system is such that ...
  18. The Enemy of Retirement Security: Procrastination

    I signed up for a program called "Connections" through my college to bring a group of the college's current juniors and seniors ...
  19. What Drives Investment Banker Salaries

    Do investment bankers make too much money? Are their salaries completely arbitrary or is there some logic behind it?
  20. Delaying Social Security Can Add Up

    The age you start collecting Social Security benefits significantly affects how much you will get each month. Do the math ...
  21. Expanding Your Small Business With An SBA Loan

    Should you look to the Small Business Administration for a loan for your company? The pros and cons of going the SBA route, ...
  22. Essential Tips For Buying A HUD Home

    Buying a HUD home from the government requires some studying and planning, but the reward can be huge. Here are some essential ...
  23. Insurance: Avoiding The Modified Endowment Contract Trap

    Congress has placed limits on the amount of money that can be put into life insurance policies - what can you do to counteract ...
  24. Using Life Insurance To Make Charitable Donations

    Your life insurance policy can be a great tool for charitable giving. Find out how.
  25. Identifying And Managing Business Risks

    There are a lot of risks associated with running a business, but there are an equal number of ways to prepare for and manage ...
  26. 12 Car Insurance Cost-Cutters

    If car costs are dragging you down, find out how to free yourself from some of the extra weight.
  27. 5 Retirement Planning Rules For Recent Graduates

    The future may seem far off, but now is the time to plan for it.
  28. Top 5 Critical Retirement Plan Mistakes To Avoid

    These five common retirement mistakes can get you into financial trouble at a point when you most need stability.
  29. Create Your Own Social Security Fund

    The government's Social Security program may not last forever - be prepared by setting up your own.
  30. The Executor's Checklist: 7 Things To Do Before They Die

    Being an executor comes with a lot of responsibility, and these tips will reduce the complications that can come with the ...
  31. Investing In Health Insurance Companies

    Health insurance companies work a little differently than most companies. Here's what you need to know as an investor.
  32. With HO5 Insurance, You're In Charge

    This home insurance covers everything and will put the onus on your insurance provider.
  33. Cover Your Company With Liability Insurance

    Every business is susceptible to legal action. Find out how to protect yours.
  34. Make Money Fast From The New 'Sharing Economy'

    The sharing economy has introduced a whole new way to earn a few extra dollars each month.
  35. 5 Tax(ing) Retirement Mistakes

    Don't let these simple errors take the luster off your golden years.
  36. It's Never Too Early To Start Saving

    The earlier you begin investing, the more stable your future will be in the short and long term.
  37. 5 Ways To Stretch Your Retirement Budget

    Living comfortably can be easy if you follow a simple plan.
  38. Falling Giant: A Case Study Of AIG

    Find out why the U.S. government approved an enormous bailout package for American Investment Group (AIG).
  39. Find The Best Homeowners' Insurance

    Don't wait for the next Hurricane Sandy to find out if your homeowners' insurance really protects you. Test your insurance ...
  40. 5 Keys To Unlocking A Better Credit Score

    Follow these tips and techniques to rebuild a ruined credit rating.
  41. 15 Insurance Policies You Don't Need

    Learn how to save money by saying "no" to unnecessary coverage.
  42. Bundle Your Insurance For Big Savings

    Bundling your insurance can save you money and time. Read on to see how get the most out of multiline insurance discounts. ...
  43. Credit Card Perks You Never Knew You Had

    From car insurance to concert tickets, be sure to take advantage of whatever your card has to offer.
  44. Travel Tips For Keeping You And Your Money Safe

    Take precautions to avoid being taken advantage of on your vacation.
  45. ROA And ROE Give Clear Picture Of Corporate Health

    Both measure performance, but sometimes they tell a very different story. This is why they’re best used together.
  46. A Clear Look At EBITDA

    This measure has its benefits, but it can also present earnings through rose-colored glasses.
  47. Payroll Deductions Pay Off

    Find out how you can bypass or defer taxes on thousands of dollars each year.
  48. Got A Good Mortgage Rate? Lock It Up!

    Rising rates mean rising profits for lenders, providing incentive to increase rates whenever possible.
  49. Benefits Of A Dependent Care Flexible Spending Account

    These accounts can lower your taxable income and help you support a dependent family member.
  50. Beware False Signals From The P/E Ratio

    The P/E ratio is a simple tool for evaluating a company, but no one ratio can tell the whole story.
  51. Women And Finances: Is There A Gender Bias?

    Uncover some very complex reasons for female gender biases in the finance world.
  52. Assets That Increase Your Net Worth

    Your home, properties and vehicles can all increase your net worth.
  53. Measuring Company Efficiency

    Three useful indicators for measuring a retail company's efficiency are its inventory turnaround times, its receivables and ...
  54. Building An Emergency Fund

    Do you have enough savings to cover the costs of unforeseen crises? We show you how to plan ahead.
  55. Overcome The Retirement "Gender Gap"

    Learn why many women's post-work saving plans fall behind and what they can do to catch up.
  56. 5 Lesser-Known Retirement And Benefit Plans

    These plans aren't widely used, but they fill a specific niche for employees in certain situations.
  57. Don't Forget To Take Minimum Distributions

    Take the right required minimum distributions from IRAs, 401(k)s and the like, starting the year you reach age 70 ½. There's ...
  58. State Laws Dictate Division Of Joint Property

    In breakup, divorce or death, community or common law will determine how property is divided.
  59. CDOs And The Mortgage Market

    These structured products contribute to keeping borrowing rates low.
  60. Trending Toward Asset-Based Management

    Will charging fees instead of commission increase your client base?
  61. Is Loan Protection Insurance Right For You?

    This coverage can keep you from defaulting on your loans when you're in financial trouble.
  62. Understanding Mortgage Impound Accounts

    Home buyers with low down payments may get stuck with higher mortgage payments. Find out what you get for the extra money. ...
  63. Preparing Finances For Deployment: A Guide For Service Members

    Those who follow the instruction in this article can look forward to a homecoming of financial prosperity.
  64. An Introduction To Perkins Loans

    Check out the eligibility and repayment options, and how you can get this loan forgiven.
  65. Does Your Investment Manager Measure Up?

    These key stats will reveal whether your advisor is a league leader or a benchwarmer.
  66. Manage Your Clients' Expectations

    You can't control how they react to the market, but you can help them understand the reality of the situation.
  67. The Importance Of Knowing Your Net Worth

    It is vital that you track your net worth no matter what your age.
  68. How To Invest In Private Companies

    It can be tough to invest in a company that doesn't trade on an exchange, but there are also several advantages.
  69. How Much Debt Can You Handle?

    Follow these five steps to manage debt without cutting up your credit cards.
  70. Calculating The Present And Future Value Of Annuities

    At some point in your life, you may have had to make a series of fixed payments over a period of time - such as rent or car ...
  71. Stocks: Who Needs Them?! (You, If You Want To Retire)

    Stocks have long been trumpeted as necessary to ensure a comfortable retirement. But does that advice still make sense?
  72. Top 10 Tips For A Financially Safe Retirement

    You've worked hard to secure enough to retire, so make sure you keep it safe.
  73. Beware Of Company Stock In Qualified Plans

    While this strategy does have a few advantages, it can also pose some substantial risks to employees.
  74. Pension Plans: Pain Or Pleasure?

    Employees have a love/hate relationship with this retirement option.
  75. Holding Titles On Real Property

    Find out how best to claim and convey ownership on your assets.
  76. How To Start Saving For Retirement

    If you establish these money-saving habits and patiently allow your wealth to build, you will be taking some huge steps forward ...
  77. Will You Pay Taxes During Retirement?

    Income taxes are one of the things that's certain in life. We'll explain the different tax situations when you retire.
  78. Is Your 401(k) Administrator Competent?

    The more that employees know about their employee 401(k) plans, the better. But what doesn't your administrator know?
  79. The Danger Of A 401(k) Flameout

    It looks like the 401(k) has failed, but what are the repercussions, and how can you protect yourself?
  80. Insure Your Future With A Career As An Actuary

    If you've got excellent math skills, they can add up to a lucrative career as an actuary.
  81. Keep These Receipts To Save Big Money At Tax Time

    When you set up your receipt-filing system, be sure to have envelopes or folders for these 7 categories. You could save yourself ...
  82. Top 4 Reasons To Save For Retirement Now

    No more excuses. Make sure you are financially secure and independent for your golden years.
  83. 3 Ways To Make Your Retirement Funds Last

    These retirement income distribution methods are all viable; the one you choose will depend on your personal circumstances. ...
  84. Retirement Savings Plans For Kids

    It's never too early to save for the future - learn how your children can get started.
  85. 3 Retirement Account Rules To Know

    Stay up-to-date on regulation amendments to avoid penalties as well as take advantage of new opportunities.
  86. Generating Income In Retirement Using ETFs

    There are many effective strategies that retirement investors can utilize to fill their income gap. Here are some ideas that ...
  87. Using Business Credit Cards Strategically

    Follow these 5 steps to enjoy the convenience and reporting benefits of business credit cards without falling into traps ...
  88. How to Hire a Bankruptcy Lawyer

    How do you find the right bankruptcy lawyer? What you should look for to determine the right attorney for you.
  89. How To Calculate Your Tangible Net Worth

    Your net worth can be calculated with a simple equation.
  90. 5 Ways To Control Emotional Spending

    Follow these five simple steps to keep your spending under control.
  91. How A Bad Roommate Can Ruin Your Credit Score

    Living with someone can cut your expenses, but in addition to not doing the dishes, your roommate may do serious damage to ...
  92. Negotiating A Debt Settlement

    If you're being harassed by a debt-collection agency, you can take charge. Find out how.
  93. Top Ranking Nations By HNWI

    The United States, Japan and Germany together make up 53.3% of the total worldwide high net worth individual population. ...
  94. Do You Need A Home Inspection?

    This step is important when purchasing a property because it may save you thousands.
  95. 7 Things To Consider Before Selling Your Own Home

    A "for sale" sign won't sell your house. Find out what it takes and whether you can do it all yourself.
  96. Keeping Your Receipts

    When is it a good idea to keep receipts? Here are 6 good reasons why it's worth the trouble, tips on which ones to keep and ...
  97. Do You Need A Rent Receipt?

    Landlords don't always bother to send receipts to renters. But there are important reasons renters should insist on getting ...
  98. Job Hunting: Higher Pay Vs. Better Benefits

    Focusing on salary may be a mistake. Find out which benefits have the highest long-run payoff.
  99. Retire In Style

    Set your sights on the golden years and get there sooner.
  100. Financial Planners: Specialize In Seniors

    Find out how this demographic has all the needs to keep your firm busy year-round.
Hot Definitions
  1. Term Deposit

    A deposit held at a financial institution that has a fixed term, and guarantees return of principal.
  2. Zero-Sum Game

    A situation in which one person’s gain is equivalent to another’s loss, so that the net change in wealth or benefit is zero. ...
  3. Capitalization Rate

    The rate of return on a real estate investment property based on the income that the property is expected to generate.
  4. Gross Profit

    A company's total revenue (equivalent to total sales) minus the cost of goods sold. Gross profit is the profit a company ...
  5. Revenue

    The amount of money that a company actually receives during a specific period, including discounts and deductions for returned ...
  6. Normal Profit

    An economic condition occurring when the difference between a firm’s total revenue and total cost is equal to zero.
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