Personal Finance Articles

  1. LEVIX, LISIX, GLIFX: Top 3 Lazard Funds for Retirement

    Learn about Lazard Asset Management, its long history of strong performance and the top three Lazard funds to consider for ...
  2. 3 South American Equity Mutual Funds (ELAAX, MALTX, PRLAX)

    Discover the three Latin American equity mutual funds that offer investors the highest dividend yields in this category of ...
  3. The Short and Distort: Stock Manipulation in a Bear Market

    High-quality stock reports needn't be confused with stock manipulators' dramatic claims.
  4. How to Deal With Negative Equity on a Car Loan

    The dangers of having a negative equity car loan are real. Here's how to get out from under it.
  5. Behind Groupon's 78% Fall in 10 Years

    While Groupon's shares have declined 78% since its IPO, the market grew 74%. a weak growth outlook still looms.
  6. The Uptick Rule: Does It Keep Bear Markets Ticking?

    This rule prevents traders from driving stocks down, but its effect on market volatility is debatable.
  7. Why You Should Never Short a Stock

    Short selling a stock means you are betting on the stock decreasing in price. Before taking on this investment, you should ...
  8. Short Selling Risk Can Be Similar To Buying Long

    If more people understood short selling, it would invoke less fear, which could lead to a more balanced market.
  9. Why Short Sales Are Not For Sissies

    Short selling has a number of risks that make it highly unsuitable for the novice investor.
  10. Short Selling: Making The Ban

    Short selling has been around as long as the stock market, and it hasn't always been looked on favorably.
  11. Questioning The Virtue Of A Short Sale

    This controversial strategy is blamed for making and breaking markets. Read on to learn more.
  12. How to Give Clients the Right Portfolio Perspective

    Clients' ability to access immediate information about the market is a blessing and a curse for financial advisors.
  13. Difference Between Short Selling And Put Options

    Short selling and put options are used to speculate on a potential decline in a security or index or hedge downside risk ...
  14. Bear Put Spreads: A Roaring Alternative To Short Selling

    This strategy allows you to stop chasing losses when you're feeling bearish.
  15. Why Your Investment Growth Calculator May Be Wrong

    Many simple investment growth calculators fall short, so here's one you should use instead.
  16. Example of Applying Modern Portfolio Theory (MPS)

    Modern Portfolio Theory: brush up on key mathematical framework used in investment portfolio construction.
  17. SDRL: How Seadrill's Stock Price Fell 10 % in 6 Months

    Seadrill's stock price hit an all-time low in early 2016, but recovered sharply along with oil prices, and remains a potential ...
  18. Short Sales For Market Downturns

    This strategy can help in market downturns, but it's not for inexperienced traders.
  19. Save $1 Million for Retirement on a Minimum-Wage Salary

    A $1 million retirement is a nice round number to shoot for, and with the right planning it’s potentially doable, even on ...
  20. CHK: How Chesapeake's Stock Price Rose 93% in 6 Months

    Chesapeake Energy avoided bankruptcy, and its stock price gained 90% in six months due to increased shareholder confidence ...
  21. 4 Reasons Why You Should Consider Costco's Diamond Rings

    Costco's low prices on diamond rings is one thing, but finding the ring that you want is another story.
  22. Top 7 Companies Owned by General Mills (GIS)

    These 7 businesses owned by General Mills play an important role.
  23. Who Are the Top 5 Bitcoin Millionaires?

    Bitcoin millionaires are extradorinary people, ranging from entrepreneurs to felons.
  24. The 6 Worst Menu Items McDonald's Has Ever Served (MCD)

    From the Hula Burger to McPizza, these 6 menu items were a total flop.
  25. How Negative Interest Rates Can Affect Bond Prices

    Interest rates have gone negative in Europe, and bond yields are following suit. Here's why investors still buy them.
  26. Most Profitable Gold Mining Companies of 2016 (HMY, GSS)

    The most profitable gold mining companies, small or large, are all benefiting from the rise in gold prices and hitting new ...
  27. Why Retirement Plan Sponsors Could Face Litigation

    A Supreme Court decision makes it easier for retirement plan participants to sue their employers. Apathy is not a strategy ...
  28. Here's How to Get a Car With No Down Payment

    Here are some ways that you can buy a car with no down payment while also avoiding higher interest rates.
  29. Top 9 Companies Owned by Honeywell (HON)

    Honeywell’s status as a Fortune 100 company is in large part due to the numerous subsidiaries that it has acquired and the ...
  30. To Roll a 401(k) Over or Not: Guiding Clients

    A critical decision for clients who change jobs a few times in their career is what to do with their defined contribution ...
  31. Top 5 Companies Owned by Bain Capital (IHRT)

    Over the course of its history, Bain Capital has made a significant number of investments and divestments in many different ...
  32. A Rollover Mulligan for Your 401(k) Distribution

    The IRS announced that it has established a sort of Mulligan designed to help recipients of retirement plan distributions.
  33. 3 Countries With Negative Bond Yields and Interest Rates

    Negative interest rates and bond yields are a relatively new phenomenon, as lenders are charged for capital on deposit while ...
  34. Behind Coke's 114% Rise in 10 Years (KO)

    KO returned 114% between July 2006 and July 2016, while the Standard & Poor’s 500 Index returned 75.3%
  35. Traps That Lead to Market Underperformance Part I

    There are many psychological traps that lead to defeat in investing. But I've noticed this one more than others over the ...
  36. How Estate Taxes Work, A Real Life Example

    The estate tax is frequently misunderstood. Learn more details about exactly how estate, or inheritance, taxes work in the ...
  37. The Fiduciary Rule and Its Impact on Mutual Funds

    The cost of mutual funds will come under scrutiny as part of the move towards transparency with the DoL's new fiduciary rules.
  38. Managing Client Expectations in a Volatile Environment

    Managing client expectations during periods of market volatility is challenging. Here are some ways to go about it.
  39. A Fake Tax That Doubles Oil Pipeline Profits

    The cosy regulatory relationship that keeps Americans paying taxes for the oil pipeline industry.
  40. Why Advisors Should Offer HSA Advice

    As HSAs continue to gain steam, advisors need to incorporate them into their practices in order to round out their product ...
  41. VTSMX, VFINX, VINIX: Top 3 Mutual Fund Holders of Qualcomm

    Explore the three mutual funds that hold the largest amounts of Qualcomm shares. Find out how QCOM shares fit into three ...
  42. Top 5 Corporate Donors in Retail (WMT, GOOG)

    Discover the five largest donors in the retail sector as measured by cash contributions, including the company that donated ...
  43. Top 5 Shareholders of Berkshire Hathaway (BRK.A, BRK.B)

    Berkshire Hathaway shareholders have done well over the years. Today's shareholders include some of the world's largest asset ...
  44. How Financial Times Are Changing

    Today there are probably better ways for you and your advisor to spend time than actively trying to beat the market.
  45. States With the Highest Inheritance/Estate Taxes

    State and federal estate taxes may be levied upon death, but there's a difference between inheritance taxes and estate taxes. ...
  46. How to Build Your Optimally-Balanced Portfolio

    How do you build an optimally balanced portfolio? A lot depends on your appetite for risk, and your understanding of rebalancing.
  47. Boomers: Try These 6 Unusual Retirement Tips

    You're likely well-versed in the usual retirement planning tips. Here's a list of lesser-known ways to try to fatten up your ...
  48. The Importance of a Client's Risk Assessment

    Financial advisors and money managers must do a detailed risk assessment regarding each client before they can recommend ...
  49. Top Value Stocks of 2016 (URBN, PG)

    Remember that value stocks are not always trading near their 52-week lows. Focus on the five key fundamentals for finding ...
  50. How the TJ Maxx Credit Cards Work: Benefits & Rewards (TJX)

    Learn about the benefits and rewards of T.J. Maxx credit cards, and discover if there are better alternatives.
  51. Weakest Currencies Against the U.S. Dollar in 2016

    Learn why these currencies are considered the weakest against the U.S. dollar for 2016. Discover the difference between absolute ...
  52. The Business Model of Reinsurance Companies

    Learn about the business of reinsurance, a hidden industry that underpins the entire financial and insurance structure around ...
  53. 4 Best Credit Cards for Military Veterans in 2016

    Discover the four best credit cards for veterans, including the programs with the best airline mileage rewards, points for ...
  54. Behind Southwest Airline's 120% Rise in 10 Years (LUV)

    Analyze Southwest Airlines' stock price history to determine the relationships between LUV and market conditions and financial ...
  55. Behind Rite Aid's 66.3% Rise in 10 Years (RAD)

    Examine Rite Aid's stock price history to determine how financial results and market correlation have influenced its shares.
  56. The Myth of Friendly Financial Advice

    Free financial advice from family, friends and colleagues is often only worth what you pay for it.
  57. Top 5 Construction Stocks of 2016 (FLR, JEC)

    Public construction spending in the United States is likely to increase in 2016 and beyond. These five construction stocks ...
  58. Enticing Retirement Plan Participants to Save

    Getting participants interested, educated and enrolled in their retirement plan is the first step to long-term saving for ...
  59. How Safe Is Traveling in Thailand?

    Exercise the kinds of cautions that are necessary anywhere in the world. And then pay attention to these three particular ...
  60. Professors: Slash Your Debt or Build a Nest Egg?

    If you're a professor with a sizable amount of debt, paying it off and investing do not have to be mutually exclusive.
  61. 5 Fintech Firms Emerging in Boston (GS, PYPL)

    Find out which startups that are emerging as Boston's top fintech companies are already disrupting the financial services ...
  62. NIRP: Bonds Won't Diversify Your Portfolio Anymore (MS, BLK)

    Using bonds to diversify portfolios has grown more complex. Learn more about the new environment and effective investment ...
  63. Joy in Retirement: Another Type of Diversification

    Diversifying your happiness in retirement is just as important as achieving a perfectly balanced portfolio.
  64. Retirement Lifestyle Planning: How to Be a Nomad

    Making full-time travel in your later years a reality requires some careful retirement lifestyle planning to make sure your ...
  65. Advisors: Your Women Clients Are Not All the Same

    Advisors who want to work with women clients need to understand that they are a diverse group with these distinct financial ...
  66. Are Non-Traditional Bond Funds Right for Clients?

    The low correlations that many non-traditional bond funds have to the Barclay’s Aggregate Bond Index can make them a solid ...
  67. Senior Citizens Feel Cheated by LTC Rate Hikes

    It's grim news for some long-term care policy holders who now face a bleak choice of settling for reduced benefits or paying ...
  68. What Advisors Should Know About “Gray Divorce"

    Divorce among couples age 50 and above is on the rise. Here's how advisors can help these clients find their financial footing ...
  69. How to Sell a Car With a Lien

    Vehicle owners wondering how to sell a car with a lien on the certificate of title have four options to both remove the lien ...
  70. 3 Ways to Avoid Electronic Pickpocketing

    Learn what electronic pickpocketing is, and find out which steps you can take to avoid getting pickpocketed through commercial ...
  71. Purchasing a Home Without a Realtor: What You Need to Know

    When purchasing a home, you can save money by performing the realtor work yourself, but it will take time and effort.
  72. Methods of Handling Risk: A Quick Guide

    Discover the five methods to manage pure risk, and learn how they can be implemented to mitigate risk with health and life ...
  73. Flood Insurance: Myths and Misconceptions

    What does flood insurance cover? There are several myths about flood insurance cost, coverage, who needs flood insurance ...
  74. How Kayak Makes Money (PCLN)

    Users of websites like kayak.com may not understand how the site makes money, but such travel information search sites are ...
  75. Fico vs. Experian vs. Equifax: Their Pros and Cons (FICO, EFX)

    FICO, Experian and Equifax all provide information about a borrower's credit history. However, important differences exist ...
  76. Visa Signature vs. MasterCard World Elite: How They Differ

    Learn about the key similarities and differences between the Visa Signature and MasterCard World Elite lines of credit cards ...
  77. Purchasing a Home with Bad Credit Is Possible: Here's How

    A bad credit report can become an obstacle, resulting in denials for credit or higher interest rates, but borrowers with ...
  78. The Role of Dark Money in Politics

    Find out why there is more dark money in politics than ever before and how a 2010 Supreme Court ruling may have opened the ...
  79. 4 Outcomes of Seattle's $15 Minimum Wage

    How much is Seattle's $15 an hour minimum wage law impacting the city's workers, its labor market and businesses after nine ...
  80. How the Goodyear Credit Card Works: Benefits & Rewards (GT)

    Find out about the benefits and rewards of the Goodyear Credit Card. Learn which customers benefit most from it, and identify ...
  81. Top 5 Tobacco Stocks of 2016 (MO, RAI)

    Get information on the five best tobacco stocks for 2016, and learn why sin stocks continue to perform well and attract investors.
  82. Who Is Driving Facebook's Management Team? (FB)

    The top talent gathered by Mark Zuckerberg at Facebook has helped transform the company into one of the world's largest tech ...
  83. Top 5 Companies Owned by Goldman Sachs (GS, BNFT)

    Goldman Sachs and its private equity division is heavily invested in technology providers. Discover the company's top five ...
  84. Top 5 Oil and Gas Stocks of 2016 (CVX, BP)

    Learn about the top five oil and gas stocks of 2016, their historical performances during the oil bear market and why they ...
  85. Investment Committees: Duties and Responsibilities

    An investment committee can help plan sponsors avoid fiduciary liabilities. Included is information regarding the duties ...
  86. The Cost of Buying a Wendy's Franchise (WEN)

    Learn about the financial requirements associated with opening or buying a Wendy's franchise. How do these compare to other ...
  87. How Netspend Works and Makes Money (TSS)

    The NetSpend prepaid debit card is an alternative to checking accounts and credit cards. Most customer reviews give the service ...
  88. The Impact of Brexit on Amazon (AMZN)

    Discover what Brexit is and learn about the impact it might have on Amazon stock, as well as the company's business endeavors ...
  89. Your 401(k): What's the Ideal Contribution?

    If done properly, planning for retirement can affect the quality of life at retirement age — for the better. Here's what ...
  90. Most Americans Lack an Emergency Fund

    A recent study reveals that two-thirds of Americans can't come up with $1,000 for emergency expenses.
  91. An Introduction to Student Loans and the FAFSA

    Learn how to fill out the FAFSA form so that it is easier for you to fund your education.
  92. The Economic Effects of Food Shortages

    Learn about the effects of food shortages on the economy and social order, and why lack of food isn't necessarily about lack ...
  93. Can Investors Hedge Against Their Mutual Fund Positions?

    Discover if mutual fund positions can be hedged and learn which strategies can be considered to protect profits during market ...
  94. 4 Steps to Getting a Small Business Loan Without Collateral

    A small business can obtain an unsecured loan without collateral by taking steps to get the best possible terms.
  95. 3 Places You Can Buy Social Impact Bonds

    Social impact bonds are an innovative security that provides investors with returns and also channels funds to socially beneficial ...
  96. A Quick Guide to How FAFSA Loans Work

    If you’re headed to college and want to know how to apply for financial aid, this is where you need to start.
  97. How to Create a Budget You Can Stick With

    Following a budget can be difficult. But it’s usually the difference between living a stressful retirement versus the retirement ...
  98. CEOs With Risky Lifestyles: Should You Care?

    Risk-seeking personalities can be a positive characteristic for American CEOs, but it can lead to disastrous consequences. ...
  99. 5 Colleges That Are Slashing Tuition Costs

    Schools are cutting tuition fees because of the economic times. We tell you which ones are cutting prices.
  100. 3 Best Credit Cards for Restaurants in 2016

    Credit cards with restaurant rewards can be lucrative, if they are managed properly. Here are three cards with the best features. ...
Hot Definitions
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    The repurchase of outstanding shares (repurchase) by a company in order to reduce the number of shares on the market. Companies ...
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