Personal Finance Articles

  1. 4 Reasons Low Interest Rates Hurt Retirees

    Low interest rates make it easier to purchase a home or car, but for retirees it hasn't been great. After all, they're not ...
  2. Tips to Help Siblings Avoid a Costly Estate Battle

    Sibling spats may be financial or emotional. Either way, here are steps parents can take to forestall conflicts and strategies ...
  3. 3 Consumer Stocks to Avoid in 2016

    Learn about three stocks of consumer product companies that are facing headwinds going into 2016.
  4. Is Facebook Stock Suitable for Your IRA or Roth IRA? (FB)

    Learn about Facebook's long-term outlook and relative valuation, and find out whether it is better suited for a Traditional ...
  5. The 10 Highest-paid Women in 2015

    The 10 highest paid women of 2015 earned a combined $546.1 million dollars. Here is a look at the women that made the list.
  6. Power To Fly: How it Works and Makes Money

    Discover the company PowerToFly, which connects employers around the world with women in the technology field who want to ...
  7. What's Ahead for U.S. Commercial Banks (WFC, JPM)

    U.S. commercial banks should benefit from higher interest rates, but anxiety about worldwide economic growth has generated ...
  8. Procter & Gamble: An Activist Investment Analysis (PG)

    Learn the outcome of William Ackman's investment in Procter & Gamble's stock. Although he succeeded in ousting the CEO, many ...
  9. Twitter's Self-Service Ad Platform Improving Global Engagement (TWTR)

    Find out how small- and medium-sized businesses around the world use Twitter to gain new business. Twitter now offers its ...
  10. Top Tips for Not Outliving Your Retirement Budget

    To avoid getting caught betting against your own mortality, here are some tips on how to best stretch your budget in retirement.
  11. The Problems with Negative Interest Rates

    Learn why there’s a view in some policy circles that easy monetary policy is good for an economy, and the more stimulus you ...
  12. Planning for Healthcare

    Planning how to pay for healthcare during retirement is a must—and the earlier you do it, the better. Medicare often fall ...
  13. How New Rules Impact Indexed Universal Life Sales

    Indexed universal life insurance is growing in popularity. Here's how recently enacted new rules will effect the sale of ...
  14. Abacus: How it Works and Makes Money

    Read about the business expense software company, Abacus Labs, and learn more about how it is working to transform business ...
  15. Is Your Online Tax-Prep Service Secure?

    News that even IRS-approved online tax-prep companies can fail a cybersecurity test is worrying. Here are steps to keep your ...
  16. Before You Remarry: Blending 2 Families' Finances

    Whether both of you are bringing kids into the new marriage, or just one of you, here are some smart solutions to preempt ...
  17. Chipotle's 2 Fundamental Changes to the Restaurant Industry (CMG)

    Learn how Chipotle changed the fast-food industry by using fresh ingredients and rewarding great employees, and how the company ...
  18. T. Boone Pickens' Success Story: Net Worth, Education & Top Quotes

    Learn more about oil tycoon T. Boone Pickens, including his educational background, his net worth, how he built his success ...
  19. Is Pfizer Stock Suitable for Your IRA or Roth IRA? (PFE)

    Discover why Pfizer's suitability in a Traditional IRA or Roth IRA depends on your interpretation of the company's current ...
  20. Bank of America's 4 Most Profitable Lines of Business (BAC)

    Discover how each of Bank of America's primary lines of business impact the company's bottom line and learn about the factors ...
  21. China Life Insurance Stock: A Dividend Analysis (LFC)

    Review the dividend policy and balance sheet for China Life Insurance Company Ltd., one of the largest insurance companies ...
  22. Electronic Arts: An Activist Investment Analysis (EA)

    Read about the high-stakes corporate battle between activist shareholder Ralph Whitworth and globally renowned video game ...
  23. CBRE Group: An Activist Investment Analysis (CBG)

    Read about Jeffrey Ubben's amicable encroachment on CBRE Group, a financial giant struggling in 2011 that took off after ...
  24. Intuit: An Activist Investment Analysis (INTU)

    Read about the unlikely and amicable alliance between activist fund Relational Investors and popular software provider Intuit.
  25. Walgreens Boots Alliance: An Activist Investment Analysis (WBA)

    Find out how Jana Partners, led by activist investor Barry Rosenstein, used a 1.2% stake to influence Walgreens' corporate ...
  26. NetApp: An Activist Investment Analysis (NTAP)

    Read about the activist push at NetApp, Inc. when hedge fund Elliott Management Corporation successfully earned two board ...
  27. Top 5 Positions in Jim Simon's Portfolio

    Learn about the five largest positions in quant king Jim Simons' portfolio and the number of shares of common stock that ...
  28. Code Climate: How it Works and Makes Money

    Learn more about Code Climate and its suite of static program analysis tools used by software developers to produce and maintain ...
  29. Daniel Loeb's Success Story: Net Worth, Education & Top Quotes

    Read about the education, training and business life of Daniel Loeb, the often-contentious founder of activist hedge fund ...
  30. Analyzing Invensense's Return on Equity (INVN)

    Analyze InvenSense's return on equity (ROE), and understand why declining net income resulting from R&D expenses has driven ...
  31. 3 PIMCO Thoughts on Central Banks in 2016

    Learn about PIMCO's outlook for central banks in Europe and the United Kingdom in 2016. Find out how inflation and GDP growth ...
  32. 3 Technology Stocks Near Their 52-Week Highs Worth Selling (XLNX, FICO)

    Find out why Xilinx, FICO and Verizon Communications are three technology stocks near 52-week highs that investors should ...
  33. Box Inc: How Two Best Friends Launched a Potential Empire (BOX)

    Learn how Aaron Levie and Dylan Smith, along with other childhood friends, came up with the idea for Box Inc. in a backyard ...
  34. Analyzing GoPro's Return on Equity (GPRO)

    Learn about GoPro's return on equity (ROE) in 2015. What factors have shaped ROE over time? How does GoPro's ROE compare ...
  35. Top 5 Positions in David Dreman's Portfolio (ASB, WTFC)

    Explore David Dreman's top five holdings, and learn about Dreman's investment philosophy. Discover how the portfolio reflects ...
  36. Is T-Mobile Stock Suitable for Your IRA or Roth IRA? (TMUS)

    Understand why T-Mobile shares are a risky choice for retirement savings, but an investor who chooses T-Mobile anyway should ...
  37. The Activist Report: Starboard's Plans for Macy's Inc. (M)

    Find out what shareholder activist Jeff Smith is up to with his plan to have Macy's divest itself of its $21 billion real ...
  38. Top 5 Positions in Steve Mandel's Portfolio

    Learn about the top five positions in the billionaire hedge fund manager Steve Mandel's portfolio and fundamental ratios ...
  39. HowGood: How it Works and Makes Money

    Learn more about Howgood and its efforts to inform consumers about sustainable food options through a proprietary supermarket ...
  40. The Credit Battle of the Sexes: Game On!

    A recent study says men have slightly better credit scores than women. Why is that, and how might it be changed?
  41. I Make $250K a Year: How Much Should I Invest?

    Learn how to determine the right level of monthly investments to make, how much to save for retirement and how big your emergency ...
  42. Turn Business Travel Into a Vacation With Airbnb

    A new study reports a trend that business travellers using the Airbnb for Business program are extending stays and mixing ...
  43. The Real Estate Market's Supply and Demand Dilemma

    Should investors seek safety in real estate? Perhaps not. Here's why.
  44. Why HSAs May Trump 401(k)s for Retirement Savings

    In many cases, it makes a lot of financial sense to use a health savings account instead of a 401(k) plan to tuck money away ...
  45. 2016’s FinTech Disruptors: How Can you Benefit?

    The booming FinTech industry can offer us financial benefits through payments innovation, P2P lending, creative budgeting, ...
  46. Top Tax Planning Tips for Volatile Markets

    Volatile markets provide several ways to lower tax bills ... if you play your cards right.
  47. How Student Debt Imperils Retirement Savings

    Student loan debt is out of control. Here is how it can impact saving for retirement.
  48. Amgen: An Activist Investment Analysis (AMGN)

    Learn about the activist investor campaign Third Point Partners has initiated against Amgen. Read about Third Point's criticisms ...
  49. Top 5 Positions in Joel Greenblatt's Portfolio

    Learn about Gotham Asset Management's top holdings.
  50. 3 Reasons to Avoid Term Insurance

    Find out the reasons why term life insurance may not be for everybody, and why you may want to avoid it in favor of a permanent ...
  51. 6 Actionable Ideas for Defined Contribution Plan Sponsors (PIMCO)

    Find out what actionable ideas leading investment manager PIMCO is offering defined contribution plan sponsors to improve ...
  52. 3 Things to Know Before Selling Boston Scientific Group (BSX)

    Watch Boston Scientific’s technical indicators before deciding to sell this stock. Its share price might find support at ...
  53. Will ESG Investments Become a Staple of 401(k) Plans?

    Discover information on the rise and growing acceptance of ESG-based investing strategies and why they are becoming more ...
  54. The Growing Demand for Multigenerational Housing

    Socioeconomic factors and cultural preferences have increased the demand for multigenerational housing. Though not right ...
  55. Unlimited Vacation Policies: How Much Do You Take?

    A look at what "discretionary time off" policy means and understanding the vacation patterns of U.S. employees.
  56. Saving vs. Investing: Understanding the Key Differences

    The terms saving and investing are sometimes used interchangeably, but they are very different and extremely important to ...
  57. How to Avoid Family Inheritance Disputes

    A death of a loved one is difficult. It is important to avoid family disputes over the inheritance, the best we can, and ...
  58. Four Critical Financial Decisions Facing College Students

    The financial decisions students make in college can affect academic achievement, well-being and post-graduate success.
  59. Understanding the Different Types of Bond Yields

    Any investor, private or institutional, should be aware of the diverse types and calculations of bond yields before an actual ...
  60. 10 Leading EdTech Companies to Watch in 2016

    Funding for educational technology companies is on the rise, in this article we'll explore 10 exciting EdTech companies to ...
  61. How Index Universal Life Insurance Works

    Understanding how Equity Index Universal Life Insurance policies work and if you should buy a policy.
  62. How Negative Rates Could Hammer Your Retirement

    Negative interest rates could wreak havoc on savings, bonds, the stock market and more. Here's what to be aware of if the ...
  63. Why Online Retirement Planning Tools Could Betray You

    Retirement calculators on the web may paint a dangerously rosy picture of your future, according to new research from Texas ...
  64. Dow Jones Stocks: 3 to Avoid in 2016

    Discover three Dow stocks that have an even worse outlook for 2016 than the broader index, which is mired in uncertainty ...
  65. Retirement Savings for Small-Business Employees

    President Obama’s new budget gives high priority to improving retirement plans, especially for employees of small companies. ...
  66. Will Baby Boomers Bankrupt Social Security?

    Will the massive Baby Boomer generation, now retiring in droves, bankrupt the Social Security System?
  67. Be Smart in Naming Beneficiaries of Your 401(k)

    Listen up: Hidden in the pesky details of filling out 401(k) forms are important tax implications. And it's a legacy to people ...
  68. Match Your Tax Preparer to Your Tax Picture

    A tax pro can not only minimize the taxes you pay on tax day but may be able to help with other tax matters. Here's how to ...
  69. 3 Big Medical Costs and How to Protect Against Them

    Without a plan, an unexpected injury or chronic disease will cost you.
  70. How Tech Startup SoFi Plans to Disrupt the Banking Industry

    SoFi is the leader of a FinTech revolution for a digital, 21st century "bankless world." Specializing in student loan refinancing, ...
  71. Advisors Falling Short on Succession Planning

    A Fidelity study reveals that many advisors have not taken steps to implement a clear succession plan.
  72. Financial Planners: How to Rake it in This Year

    Financial planners can make 2016 one of their most profitable years by increasing the referrals they give and get by following ...
  73. Avoid These Retirement Asset Allocation Mistakes

    When it comes to asset allocation in a retirement portfolio, these are the mistakes that should be avoided.
  74. Gen Y is Making This Huge Investing Mistake

    Millennials are a risk averse generation. Here's how advisors can help them invest appropriately for their age.
  75. What Will Social Security Look Like When You Retire?

    Many workers are not confident that Social Security will be around during their retirement. Here's what you need to know ...
  76. 6 Factors That Influence Exchange Rates

    An in depth look at out how a currency's relative value reflects a country's economic health and impacts your investment ...
  77. How to Use the IRS Website

    The IRS website is vast, but it offers plenty of easy-to-understand information even if you’re not a tax attorney. Here’s ...
  78. 2 Tech Stocks Near Their 52-Week Lows Worth Buying (IMOS, BCOR)

    Consider technology sector stocks as interest rates rise, since they typically have low debt loads. Find bargains among stocks ...
  79. 2 Healthcare Stocks Near Their 52-Week Lows Worth Buying (ACHC, ALQA)

    Adopt a strategy of value investing and buy undervalued stocks in the defensive health care sector, such as Acadia Healthcare ...
  80. Car Insurance Rates Too High? Check the Record

    Your driving history is clean as a whistle yet your premium has shot up. Here’s how to find out why – and what you can do ...
  81. 3 Unusual Ways Startups Grew Their User Bases

    The most successful startups employ unconventional guerrilla tactics to grow their user base.
  82. The Worst Things That Can Happen If You Don’t Pay Your Student Loans

    You may not get U.S. marshals knocking at your door, but why tempt fate? If you fall behind on payments, you have options. ...
  83. 5 Ways an Open House Can Actually Hurt Your Home Sale

    Open houses have long been a way to get exposure for a home that's up for sale. But it turns out it may be more trouble than ...
  84. How Millennials are Changing The Global Economy

    Millennials, "the unluckiest generation", that came out during the Great Recession, facing student debt burdens, anemic wage ...
  85. Which U.S. Airline Costs the Least? It Depends

    This simple method will help you find the cheapest carrier every time you fly, every place you fly.
  86. Now's a Terrific Time to Buy (or Refinance) a Home

    If you are looking to make a purchase or do a refi, you will benefit from continuing low interest rates – that could dip ...
  87. Avoid These 4 Common Causes of Family Estate Fights

    Sibling battles over their parents' belongings are quite common. But open family discussions before the parent dies can often ...
  88. How Prepared Are Americans for Retirement?

    While retirement preparedness has increased in the last two years, more than half of Americans may fall short. Here's how ...
  89. 2016 Presidential Election: Comparing the Net Worths of the Democrats

    Learn about the difference in net worth between Democrats Hillary Clinton and Bernie Sanders. Discover how the candidates ...
  90. How to File Your Child's First Income Tax Return

    Use this quick parental guide to help your child learn the tax filing process and establish good habits.
  91. Financial Questions to Ask Him Before the Wedding

    Money secrets can be poison for a marriage. But honest discussions – even when there are differences – can lead to happy ...
  92. 5 Myths About the Recent Market Dip

    The media portends market doom and gloom based on a few indicators, but they're using facts selectively and making investors ...
  93. The Power of Saving Just 1% More

    Boosting your savings rate by just 1% a year can go a long way toward increasing the amount of money you amass for your retirement. ...
  94. Older Clients Marrying: How Advisors Can Help

    There are financial issues for clients marrying at any stage of life, but older spouses may bring many more things they need ...
  95. Long-Term Care: How and Why You Should Plan for It

    The likelihood of needing long-term care is higher than most people realize. Here are some ways to plan for it.
  96. Top Tips for Buying Annuities

    Annuites are complex products that must be understood in order to use them correctly. Here's what you need to know.
  97. The Pros and Cons of a SEP Account in Today's Volatile Markets

    Discover why you don't have to worry about a volatile market's impact on your simplified employee pension plan. Learn to ...
  98. How Dollar Shave Club Grew to a 630M Valuation

    Dollar Shave Club's rapid rise to become a major player in the razor industry.
  99. Understanding Life Insurance Premiums

    When buying permanent life insurance, what amount of premium should you pay for the coverage?
  100. How To Buy Long-Term Care Insurance Cheaply

    Consumers looking for long-term care insurance shouldn't have to pay full price. Despite the sometimes-hefty costs, there ...
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