Personal Finance Articles

  1. End-of-the-Year Checklist to Save on Income Taxes

    From grouping related expenses to factoring in the alternative minimum tax, here are some things you need to keep in mind ...
  2. Health Open Enrollment: Read This Before You Renew

    Time to renew your health plan – or shop for a new one for 2016. Here's how to get the most from marketplace open enrollment ...
  3. 5 Ways to Ace 2016's Health Insurance Marketplace

    Not sure how the Health Insurance Marketplace/Exchange works? Here are 5 ways to avoid frustration when enrolling through ...
  4. Blockchain Boom Could be the Next Big Thing for Tech Startups 

    Blockchain technology offers startups the ability to create flexible and secure businesses. It's a growing trend, but startups' ...
  5. What to Do When You Can't Repay Your Student Loans

    Student loans should be kept in good standing no matter what. Here are some tips on managing your loans.
  6. Vanguard's Target Date Funds: What You Should Know

    Target date funds have grown in popularity as an investment of choice among 401(k) investors. Here's a closer look at Vanguard's ...
  7. Your Flex Spending Dollars: How to Use Them All

    Your flexible spending account is about to expire. Don't throw money away; here's how you can spend every cent (or roll it ...
  8. IRA Holders: How to Avoid this Huge Mistake

    Here's why using your IRA funds to delay taking Social Security benefits may be a good option for more financial security ...
  9. The Worst Financial Problems Ultra-High-Net-Worth-Individuals (UHNWIs) Face

    Understand how the problems of ultra-high-net-worth individuals (UHNWIs) are different from ordinary problems, and identify ...
  10. Personal Loan Rates: 6 Ways to Find the Best Deals

    Terms can vary tremendously, so you better shop around, both in person and online.
  11. Personal Loans: Compare the 6 Biggest Banks

    Need a personal loan? You may stop by one of these big banks for help. Their offerings vary in size, rates and loan types, ...
  12. Are Wine Clubs Worth It?

    Some points to consider, before committing to a membership for yourself – or as a gift. The right club can also help you ...
  13. Empty Nesters: How to Profit When the Kids Leave

    Finally...your intensive parenting days are over and your budget is a little more flush. It’s time to focus on where that ...
  14. Unsecured Personal Loans: 8 Sneaky Traps

    If you are seeking a personal loan, be aware of these pitfalls before you proceed.
  15. How to Start a Business While working a Full-time Job

    Do you have an idea for a business, but are struggling to find the time to launch it? Here's how you can start a business ...
  16. How Much Will it Cost to Become President In 2016?

    The 2016 race to the White House will largely be determined by who can spend the most money. Here is a look at how much it ...
  17. 10 Ways to Be a Successful Entrepreneur

    Are you hoping to launch your own business and work for yourself? If so, here are the top 10 tips for entrepreneurs.
  18. What Retirement Will Look Like Without Savings

    Everyone knows they should save for retirement but many don't do it at all. They do so at their own peril as retirement without ...
  19. LabCorp's Challenges Ahead (DGX, LH)

    LabCorp, the second largest clinical lab company, faces many challenges. Regulatory changes, reimbursement cuts, strong competition ...
  20. Wal-Mart vs. Target: Which One Is A Bigger Threat To Amazon? (AMZN, WMT)

    Walmart and Target both revealed multi-year plans to grow their businesses. Which of these two retailers is the biggest threat ...
  21. Kohl's: Should You Stock Up or Sell? (KSS)

    Many traders are bearish on Kohl's, but long-term investors might want to take a closer look for this simple reason.
  22. GoPro's Stock: Can it Fall Much Further? (GPRO)

    As a company that primarily sells discretionary products, GoPro and its potential falls right in line with consumer trends. ...
  23. Are the Brands Millennials Love a Good Buy? (NKE, AAPL)

    Millennials make up a very big — and thus important —c onsumer generation. So if they love a brand, its stock is likely to ...
  24. What Slow Global Growth Means for Portfolios

    While U.S. growth remains relatively resilient, global growth continues to slip.
  25. Getting Through the Medicare Part D Maze

    Having trouble sorting through your prescription drug coverage options? Try these solutions to finding the right Medicare ...
  26. Amazon Studios vs. Hollywood: Is Netflix the Better Pick? (AMZN, NFLX)

    Amazon Studios is a relatively new division of Amazon that is trying to revolutionize Hollywood. While it may succeed, is ...
  27. How Macy's Will Refresh its Brand

    Macy's is heading in the wrong direction, but what's the potential for a turnaround?
  28. Helping 401(k) Plan Sponsors with Costs

    Even the most savvy advisors and plan sponsors have trouble navigating 401(k) fees and costs. Monitoring them and working ...
  29. Zeroing in on Fidelity’s Top Funds for Retirement

    Fidelity's retirement funds might offer long-term potential, but perhaps a better opportunity is available.
  30. How To Minimize Holiday Debt Before It Happens

    Holiday expenses can drown you in debt. Find out how to avoid this festive spending hangover.
  31. How to Pick the Best Medicare Part D Plan for You

    In choosing a Medicare Part D plan, here’s a helpful step-by-step guide to what you need to know to get the drugs you need ...
  32. Paycheck to Paycheck? Start Saving This Way

    The steps are simple; the execution not so much. But if you take some action toward your goal every single day, you'll see ...
  33. Will China Save Yum! Brands?

    Yum! Brands is looking to expand aggressively in emerging markets. Is the company being too ambitious?
  34. When Are Personal Loans a Good Idea?

    You never want to borrow money for frivolous reasons, but these five circumstances might warrant it.
  35. 5 Ways To Reduce Taxes When You Are In Retirement

    There are lots of ways to reduce your tax burden in retirement without getting into trouble with the Internal Revenue Service. ...
  36. 5 Reasons Retirees Are Upsizing Instead of Downsizing Their Homes

    Many retirees opt to downsize to save money, but there are many who are doing the opposite and upsizing.
  37. Save Money by Avoiding these Expensive Organic Products

    Save money on your next trip to the grocery store by not paying extra 10 organic products.
  38. How Educating a Prospect Can Win You a New Client

    Financial advisors have many tools at their disposal to turn propects into clients. Educating them, rather than selling to ...
  39. Common Interview Questions for Financial Analysts

    Learn more about the career of financial analyst, along with specific potential interview questions and answers for this ...
  40. The Basics Of Lines Of Credit

    Lines of credit are potentially useful hybrids of credit cards and normal loans. Learn how a line of credit can help (and ...
  41. Six Most Popular Hobbies You Can Do For Free

    Does your budget not allow you to have expensive hobbies? Here are six great ideas for occupying your free time without spending ...
  42. Nordstrom: Is it a Buy or Should You Avoid Now?

    Consumer trends are going to change over the next year or so. How will this impact Nordstrom? Will it adjust in time?
  43. Can You Retire In Spain With $200,000 of Savings?

    How far will a modest nest egg take you in Spain? Here's a look at the cost of retiring on the Costa del Sol, or in one of ...
  44. Can Deflation Be Good?

    General economic theory consensus rules that deflation is bad for the economy. But the Swiss economy, which is growing despite ...
  45. Why Your Tax Bracket Is Not the Tax Rate You Pay

    Understanding how federal and state tax brackets work is important for tax planning – and for making sense of the political ...
  46. Need a Loan for Your Startup? Here's How to Prepare a Thorough Loan Package

    Learn how to craft the vital components of a loan package for your startup small business, and how to package it to be as ...
  47. How Does Dental Insurance Work?

    Learn how dental insurance policies work and what to look for when comparing policies so you are not surprised with unexpected ...
  48. Best Ways to Protect Your IRA in Times of Volatility

    Discover the best tips and tricks available to retirees to protect their individual retirement plans and ensure a sustainable ...
  49. The 3 Most Affordable Retirement Communities in New Jersey

    Discover why New Jersey is an unexpected retirement destination, and learn more about affordable retirement communities in ...
  50. Is it Time to Climb Out of The Gap? (GPS)

    Investors are remaining bearish on clothing giant Gap Inc. They might be right for now, but what about for the long haul? ...
  51. 4 Things to Know Before Rolling Over to a Vanguard IRA

    Learn about Vanguard's IRA rollover process and discover what paperwork, fees and other considerations apply when moving ...
  52. Common Interview Questions for Business Analysts

    Identify some of the most common job interview questions asked of business analyst candidates, and learn the responses that ...
  53. 10 Ways You Can Make Money as a Blogger

    Obtain helpful information about the top 10 techniques that professional bloggers utilize to generate their incomes from ...
  54. 10 Financial Habits That Will Lead to Bankruptcy

    Learn 10 easy financial mistakes that can lead to ruin even for responsible people, including the hazards of ignoring credit ...
  55. Common Interview Questions for Private Bankers

    Learn some specific questions often asked in interviews for private banker jobs, and what a job candidate needs to stress ...
  56. Americans Are Living Longer, but Social Security Is Not Catching Up

    Find out how Social Security really works, why the system is in trouble and whether retirees are simply living too long for ...
  57. These Are The Best Credit Cards For Making Balance Transfers

    Handled correctly – and very carefully – a promotional credit card balance transfer offer can save you money. Here are some ...
  58. The Enormous Long-Term Cost of Holding Cash

    We take a look into how investors are still being impacted by the memory of the tech bubble and the advent of the last financial ...
  59. Student Loan Deferment: Live to Pay Another Day

    Extending your principal repayment date can increase your chances of fighting off default.
  60. Fund Your Schooling with PLUS Loans

    Find out what they and are whether you're eligible to apply for these no-maximum loans.
  61. Understanding The Escrow Process

    Learn the 10 steps that lead up to closing the deal on your new home and taking possession.
  62. When Do Social Security Benefits Start and End?

    Everything you need to know about the three primary Social Security programs, how they work and who qualifies for them.
  63. Operating Cash Flow: Better Than Net Income?

    Differences between accrual accounting and cash flows show why net income is easier to manipulate.
  64. Junk Bonds: Everything You Need To Know

    Don't be fooled by the name - junk bonds may be for you if you know how to analyze them.
  65. How to Catch Up on Retirement Savings

    Lots of people nearing retirement don't have enough saved. Thankfully there is a host of ways to catch-up on saving, from ...
  66. A Look at Empower Retirement's Comparison Tool

    A new digital service lets you see how your rate of savings stacks up against others in your age and income bracket.
  67. Should You Make Your Teen Pay for Their First Car?

    Teenagers need to learn financial responsibility, but they also still need help when it comes to their first car purchase. ...
  68. Can You Retire in India with $200,000 in Savings?

    India's cost-of-living ranks among the lowest in the world, but retiring there presents some challenges unrelated to finances.
  69. New Tax Pitfalls to Avoid in 2015

    Although the normal litany of adjustments have been made to the tax code, there are several more unique issues that taxpayers ...
  70. Fund College for a Grandchild: 529 vs. HEET

    For some grandparents, a HEET is a desirable option for funding their grandchildren's college education. Here's what you ...
  71. 'Man Up': 3 Tips for Working with Male Clients

    Male clients aren't always financially literate. Here's how advisors can meet their needs.
  72. After Poor Performance, Now a Mutual Fund Tax Hit?

    If the performance of mutual funds in 2014 wasn't bad enough, here comes a tax hit from liquidations.
  73. 10 Habits Every Entrepreneur Should Have

    Discover 10 habits common to successful entrepreneurs that you can emulate in your journey toward achieving success in your ...
  74. How PepsiCo's CEO Has Transformed the Company

    Find out about the mergers and acquisitions (M&As) that Indra Nooyi made to help Pepsi grow from a beverage giant to a diversified ...
  75. Common Interview Questions for Investment Bankers

    Explore some of the most commonly asked questions in an interview for an investment banking position, along with suggestions ...
  76. Common Interview Questions for Compliance Officers

    Prepare to ace your compliance officer interview. Learn how to answer some commonly asked interview questions and what you ...
  77. 10 Ways to Make Money on the Side

    Learn about 10 different things you can do on the side to add to the income you receive from your regular job or while you're ...
  78. Why Millennials Might Not Be Ideal Clients

    Here's why luring millennial clients might be a waste of time (for now).
  79. 7 Careers That No Longer Exist

    Learn how technology and innovation has led to the near-extinction and elimination of seven careers that once employed hundreds ...
  80. Tread Carefully with Retirement Plan Rollovers

    Compelled to rollover your retirement plan? Beware of bad advice, unsuitable options and 'toxic' tactics.
  81. How Advisors Can Help Clients Spot Elder Scams

    Financial crimes against the elderly are on the upswing. Here's what financial advisors can do to help protect their most ...
  82. How Advisors Can Help Clients with Dementia

    Advisors may be called on to monitor and react to changes in their clients' mental acuity. Here's what to consider.
  83. What to Expect From Mortgage Rates in 2016

    Understand the factors that influence the direction of mortgage rates, and use this information to project what will happen ...
  84. Saving for College with More Than Just a 529

    Saving for college is more than sticking money into a 529 plan and hoping it grows. Here are some other options to consider ...
  85. 457 Plans and 403(b) Plans: A Comparison

    There's plenty of advice about 401(k) plans, but what about 457 and 403(b) plans?
  86. Is Amazon Too Diversified?

    Amazon recently posted an unexpectedly large profit. But is the company too diversified for its own good?
  87. How Yearly Taxes on 401(k) Accounts Work

    Learn how your contributions to traditional or Roth 401(k) accounts are taxed, either in the year of contributions or at ...
  88. For Costco Investors, Membership Has Privileges

    The geographic footprint and sales strategy of the 2nd-largest retailer in the world has made membership-only Costco a worldwide ...
  89. 5 Tips for a Comfortable Retirement

    These 5 tips can help improve your chances of enjoying a comfortable retirement.
  90. Learn To Use This Leading Indicator of Home Sales

    By following the trend shown in the MBA Purchase Index, investors can identify investment opportunities in businesses that ...
  91. How To Find The Right Credit Counselor For You

    Paycheck to paycheck is no way to live. Learn how to find the help you need.
  92. What Are 5 Great Cities to Retire in Italy?

    If you're a bright lights, big city type of person, Italy's urban centers have everything to offer, from Renaissance treasures ...
  93. Does an Insurance Plan Network Affect Your Health?

    So-called narrow networks have been criticized. But it's not necessarily true that they have a negative impact on the medical ...
  94. Is US Inflation Too Low?

    One reason the Fed has delayed its first rate hike: U.S. inflation has been persistently running below the stated 2 % level ...
  95. Millions on Medicare Face a Spike in Premiums

    For 7 million Americans on Medicare, premiums could have increased by a whopping 52% in the coming year. Here are the actual ...
  96. No COLA Reduces Buying Power of Retirees

    The lack of a Social Security cost-of-living adjustment next year will result in higher costs for retirees, with some affected ...
  97. How Much Money Do You Need to Retire in Spain?

    A soft Spanish real-estate market and the strong U.S. dollar make Spain considerably more affordable for American retirees ...
  98. The Cheapest Places to Retire in India

    Outside the major metroplexes of Mumbai and Delhi are many quieter locations ideal for retirees – and they offer less expensive ...
  99. 5 Big Surprises When You Set Up A Freelance Business

    Smart tips to help you start a freelance business more easily.
  100. Top Spots in L.A. to Woo Clients

    L.A.'s dining scene is full of celebrities, but these impress-your-client spots offer better a mix of exquisite fare and ...
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