Personal Finance Articles

  1. Retirement Tips for Teachers

    Discover quick and easy retirement tips for teachers, such as diversifying your portfolio, having an age goal and knowing ...
  2. When to Use Target-Date Funds

    Learn about the different uses for target-date funds. Understand the risks and considerations for making an investment in ...
  3. How Bethany Mota's YouTube Vlog Became An Empire

    Less than seven years ago, Bethany Mota was just another teenager. Thanks to YouTube, she is a celebrity who makes more than ...
  4. Benefits of Deferred Compensation Plans

    Understand the difference between a qualifying or nonqualifying deferred compensation plan. Learn about the benefits of a ...
  5. How Michelle Phan's YouTube Vlog Became A Business

    Michelle Phan was once rejected from a sales associate job because she lacked experience, but the 28-year-old persisted to ...
  6. 5 Reasons to Use a Financial Advisor

    Nobody wants to pay for advice, but the help of a pro can be invaluable.
  7. How Do Silicon Valley Traders and Wall Street Traders Compare?

    There are certain benefits and drawbacks that go with being a trader on the West Coast of North America.
  8. The 3 Steps to Preparing for Rising Interest Rates

    Let’s examine three steps you can take to understand the rate environment, how it relates to your investments and decide ...
  9. 5 Creative Ways to Finance Your Small Business

    Building a small business requires serious money. Fortunately, there is a wide range of options at your disposal when it's ...
  10. 3 Recession Signposts to Watch

    For now, the recent spate of U.S. weakness appears to be a slowdown, not a full-blown recession. However, the risks to the ...
  11. How Betterment Eliminated Third-Party Admins to Cut Costs

    Once Betterment decided to offer 401(k) plans, the robo-advisor decided to use one of its strongest asset – algorithms – ...
  12. Can You Have an HSA If You Get Medicare?

    The answer is usually no, but there are exceptions. You just have to know the rules to avoid penalties.
  13. Top 10 Companies Owned By Amazon (AMZN)

    Learn about what has made Amazon so successful over the years. Learn about 10 of the most important companies that Amazon ...
  14. Company Policies you Did Not Know Might Be Illegal

    While you need an employee handbook to maintain law and order, trying to enforce illegal policies can land you in hot water.
  15. Retirement Planning for the Self-Employed

    How to select a qualified retirement plan if you are self-employed and have no employees.
  16. Top 4 Billionaires Living in Korea

    Take a closer look at four of South Korea's most influential billionaires, a group of people that happens to include the ...
  17. Taxes in California for Small Business: The Basics

    Understand the tax implications of running a small business in California, and learn which state taxes apply based on business ...
  18. Top 5 Billionaires Living in Singapore

    Read about the top billionaires living in Singapore and how they made their fortunes, and learn which 33-year-old Brazilian ...
  19. 5 Iconic Airlines That No Longer Exist

    Learn the stories behind the disappearance of a number of formerly iconic airlines that no longer exist following financial ...
  20. How to Pick the Best Stocks? Listen to Customers (AMZN, PZZA)

    Rated top in customer service, these companies have delivered impressive stock performance over the past year.
  21. The Better Bet: Urban Outfitters or Lululemon? (URBN, LULU)

    If you're going to invest in a volatile retailer, go with the one that has the most upside potential.
  22. What is Google Express?

    Understand what Google Express is and how it operates. Learn about the benefits and drawbacks to shopping with Google Express ...
  23. Are Oil Stocks Safe for Retirees? (CVX, SDRL)

    Learn how retirees might want to consider oil stocks for their portfolios because of strong dividends. Understand the risks ...
  24. 3 Luxury Retirement Communities in North Carolina

    Discover why North Carolina is growing in popularity among retirees, and learn more about some of the most luxurious retirement ...
  25. NGOs Millennials Like To Donate To

    To appeal to millennials, NGOs must adapt to new approaches to giving.
  26. 6 Benefits of Working Part Time Instead of Full Time

    Examine the various advantages of working full time versus working part time, and learn key factors to consider in making ...
  27. Try These Ways to Reduce Your Bank Fees

    The tables have turned on consumers: Not only are bank account interest rates measly, but fees can take a serious bite out ...
  28. Top 5 Billionaires Living in London

    Understand where the most billionaires reside and how many of them have chosen to live there. Learn about the top billionaires ...
  29. Requirements to Obtain a Jumbo Mortgage

    Understand what a jumbo mortgage is and what it is used to purchase. Learn about the key requirements needed to obtain a ...
  30. It’s Never Too Late to Contribute to Your 401(k)

    Find out why it is never the wrong time to start contributing to a 401(k), even in your late 30s, 40s or 50s; discover how ...
  31. The Rise of the Gig Economy

    The poorly understood gig economy is just getting started and is becoming more important and indispensable as more people ...
  32. The Purpose of a Social Security Statement

    Learn what information your Social Security benefit statement contains and how you can use the information to more intelligently ...
  33. Invest through Equity Crowdfunding: Risks and Rewards

    Investing through equity crowdfunding carries risks such as risk of failure, fraud and doubtful returns. But it also offer ...
  34. Is The Internet of Things a Good Investment?

    Investing in the Internet of Things in a targeted way means picking individual stocks. So be prepared: It's a high-risk, ...
  35. Where Do Lawyers Earn the Most Money?

    Lawyers earn much higher wages working in certain industries, states and metropolitan areas. Learn the best-paying sectors ...
  36. 5 Reasons Your Retirement Depends on Your Kids

    The career and life choices your children make now can drastically affect your life down the road. Here's how, and what you ...
  37. When You Need a Jumbo or Super-Jumbo Mortgage

    Rising housing prices have made so-called jumbo and super-jumbo loans a necessity for more homebuyers.
  38. Find the Best Medigap Plan for You

    Picking a plan to fill in the “gaps” in Original Medicare from the alphabet soup of options can be daunting. Here are guidelines ...
  39. 5 Ways to Avoid Identity Fraud

    Identity theft was the number one consumer complaint in 2014. Here are some ways you can protect yourself.
  40. Fight the New Attack on Your Utility Bill

    Guard against stealth attempts to increase utility rates as you reduce your monthly costs with these inexpensive tips.
  41. An Introduction to Wrong Way Risk

    Wrong way risk arises when credit exposure to counterparty during the life of trade is adversely correlated to the counterparty’s ...
  42. How To Get A Business Loan If You Have Bad Credit

    Your business' credit standing may be less than stellar, but you can still get financing. We show you how.
  43. The Return of CDOs After the 2008 Financial Crisis

    Learn how the market for CDOs is coming back after the 2008 financial crisis, and understand how the market for these products ...
  44. 10 Providers With 401(k) Plans for Small Employers

    If you're a small business that has steered clear of a 401(k) plan for your employees, find out how these providers can make ...
  45. 11 Top Celebrity Restaurants

    These 11 celebrities may come from a variety of industries but they have all seen the allure of the restaurant business, ...
  46. Inversions and Transfer Pricing Will Hurt the US Economy

    Corporate inversion, while it benefits large corporations, costs the U.S. economy billions of dollars in federal tax revenue. ...
  47. 3 Things to Consider When Renting By the Room

    Although renting by the room can increase returns on rental property, it does come with a few caveats.
  48. Top 5 Billionaires Living in Switzerland

    Discover the trend that is increasing the number and net worths of Swiss billionaires. Learn about the top billionaires in ...
  49. Celebrities Who Opened Their Own Businesses

    From Gwyneth Paltrow's Goop to Jessica Alba's "Honest" products, a look at celebrities who have become entrepreneurs.
  50. How Traveling After College Can Help Your Career

    Traveling solo after college can have a positive influence on your career. Here’s why.
  51. How To Save On Your Cell Phone Bill

    Mobile phones are now a way of life, but you shouldn't be paying more than $100 a month for your phone. Here are a host of ...
  52. 4 Ways To Cut Your Living Expenses

    Living expenses can add up if you're not careful, here's how to save on everyday living expenses.
  53. How to Compare Permanent Life Insurance Policies

    How you can use the internal rate of return to compare and purchase a permanent life insurance policy.
  54. How Donor-Advised Funds Can Help Cut Taxes

    There are many ways to reduce taxes, but a donor-advised fund might be one strategy you haven’t considered. Here's why you ...
  55. How to Financially Prepare for a Hurricane

    Insurance isn't enough: How to ensure that you're ready financially for a natural disaster.
  56. Top Alternatives Assets for Capital Preservation

    At best, alternative investments can help preserve capital by avoiding correlation with stocks and by beating inflation. ...
  57. Can't Afford to Retire? Try Out the 'Unretirement'

    Many of us dream about retiring, but getting there seems to be harder to achieve financially these days. Here are some tips ...
  58. The 4 Best Ways to Cut the Cord

    Happily part ways with your cable box by using a digital antenna, Slingbox, streaming, or a strategic combination of the ...
  59. Udacity & Google Android Nanodegree Program

    Understand the partnership between Google and Udacity and the nanodegree program they developed. Learn how the program helps ...
  60. Whole Foods' Plan to Get More of Your Paycheck (WFM)

    Whole Foods has established a partnership with Mendocino Farms. Here's what potential the deal offers for investors.
  61. Will this Upstart Challenge Whole Foods? (WFM, SFM)

    Here's why investors should consider putting Sprouts Farmers Market on their watch list.
  62. How Nike's Stock (NKE) Continues to 'Just Do It'

    Nike always finds a way to fuel growth. Here is a look at its latest strategy.
  63. How Symphony Plans to Take on Bloomberg

    Bloomberg has dominated the financial information industry since forever. Will Symphony be the company to finally knock Bloomberg ...
  64. How Advisors Can Factor in Their Clients' Health

    Healthcare costs keep rising. Advisors should make sure that clients understand the costs that they may face if they are ...
  65. How to Help Clients Navigate 529 Plans

    Here are some of the best practices Morningstar identified that financial advisors should keep in mind when helping clients ...
  66. Successful Advisory Practices Share These Traits

    Successful financial advisory firms commonly grow their practices in these three ways.
  67. 4 Ways To Shop Safely Online

    Online shopping has become the norm but that doesn't mean it isn't risk free. Don't shop safely and you can become the next ...
  68. Series A, B, C Funding: What It All Means and How It Works

    Series A, B and C funding rounds have nothing to do with the alphabet, rather with the development stage of startups raising ...
  69. The 7 Best States For Property Taxes, and Why

    Understand why some states have high property taxes while others have low property taxes. Learn about the states with the ...
  70. 8 States With Estate Taxes

    Understand the difference between the federal estate tax and state-specific estate taxes. Learn about some of the worst states ...
  71. Taxes in Oregon for Small Business: The Basics

    Learn the tax laws for small businesses in Oregon, and understand the different types of taxes small business owners face ...
  72. 401(k) vs. IRA: Which to Fund When

    Here are some points to remember as you're choosing where to put your retirement savings.
  73. The Highest-Paying Medical Careers

    Discover the highest-paying jobs in the medical field and what it takes to begin a career in one of the world's most secure ...
  74. Costco Gains as Oil Prices Remain Low

    Understand what oil prices are doing to the economy and how Costco is being affected. Learn whether or not Costco is a good ...
  75. How Gordon Ramsay Built His Restaurant Empire

    Gordon Ramsay is already well-known as a successful media personality. But he is also a hardened businessman, who has turned ...
  76. 6 Great Places to Buy a Winter Home in the U.S.

    Whether you're trying to escape the snowy winter or revel in it, here are some choice destinations if you want to purchase ...
  77. Don't Get Ripped Off at the ATM

    As our dependence on automated teller machines rises, so do those nasty little charges for using them. Here are some tips ...
  78. Don't Use Your HSA for Current Medical Expenses

    HSAs let people with high-deductible health plans pay out-of-pocket medical costs with tax-free money. But not using those ...
  79. 5 Reasons Small Business Owners Sell Their Companies

    Selling a business you've built from scratch isn't done lightly. Consider these moments when the opportunity might be right ...
  80. Do You Have Too Much Stock in Your 401(k)?

    Is there an ideal percentage of U.S. stocks for a 401k? Explore the implications of the volatile stock market on your retirement ...
  81. 5 Ways to Create a Bonus Structure for Your Small Business

    Understand what goes into a good small business bonus structure. Learn about how a small business can create a bonus structure ...
  82. Betterment's SmartDeposit Feature Makes Investing Easier

    Betterment has a smart app: SmartDeposit. It makes investing easy because its algorithm does all the figuring, like how much ...
  83. The Top 10 Best TED Talks for Business Leaders

    Influential talks for 21st century managers chosen from TED, a nonprofit dedicated to spreading ideas worth sharing.
  84. 5 Luxury Cars with Low Resale Value

    Don't buy these cars new – but (if you crave one) they might be more worth buying when they're used. Here's why.
  85. Elizabeth Holmes: How She Became a Self-Made Billionaire

    An overview of the 31-year-old woman who is successfully disrupting the $76 billion laboratory-diagnostic industry.
  86. Small Businesses That Benefit From A Bad Economy (ANIK)

    Here is how these small businesses succeeded during the most recent economic downturn and recovery.
  87. Investing in Collectible Cars: Top Tips and Risks

    Becoming a collector of high-end cars takes a significant investment and not-insignificant carrying costs. Here are some ...
  88. Variable Annuities: The Pros and Cons

    Variable annuities are one of the most complicated financial instruments. Here is an in depth look at their pros and cons.
  89. How Gen X Should Plan for Retirement

    A new study shows that Gen Xers are very different from others when it comes to retirement planning. Here's some insight ...
  90. How Advisors Are Using Social Media

    It doesn't pay to leave social media out of your marketing plan, a new study shows. Here's some insight into how advisors ...
  91. How to Invest in 'The Chipotle of Pizza'

    Americans love pizza. Here's why you should consider adding a slice to your portfolio via Chipotle Mexican Grill.
  92. Qualified Longevity Annuity Contracts Explained

    Qualified longevity annuity contracts are a relatively new retirement savings vehicle. Here's a look at how they work.
  93. No Paycheck Doesn't Necessarily Mean No Income

    If you lose your job, be sure to apply for unemployment benefits. It's not welfare, but an insurance program that you and ...
  94. How Your Startup Can Do Marketing/PR On The Cheap

    Cash-strapped startups often need to stretch their finances. We show how you can engage in inexpensive marketing and PR efforts.
  95. 7 Certifications to Get After You Retire

    Your schedule opens up significantly in retirement. Pursuing any of these seven certifications will keep you busy as you ...
  96. Retire in Ireland with $200,000 of Savings?

    Many retirees going to Ireland find that the slower pace translates into a higher quality of life that's also affordable. ...
  97. Find the 5 Top Places for Retiring in Ireland

    From historic, bustling Dublin to the seaside villages of the coasts, these appealing Irish towns deserve a spot on your ...
  98. Retire in Uruguay with $200,000 of Savings?

    While it's not the cheapest in Latin America, this coastal country can still be more affordable than the U.S.
  99. How to Shift From Saving to Spending in Retirement

    Most people prefer a known monthly payment to the complex decision of investing a lump sum to cover their financial needs ...
  100. 5 Smart Devices That Are Transforming Our Homes

    The automated, voice-controlled home of the future is here! These devices put you in greater control of your own home (and ...
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