Personal Finance Articles

  1. 3 Little-Known Ways to Reduce Your Income Tax

    Looking to pay less income tax? Here are three lesser known ways to do so.
  2. Analyzing Ford's Return on Equity (ROE)

    Understand how to interpret Ford's recent return on equity (ROE) ratios, what they tell you about Ford's performance and ...
  3. Analyzing a Company's Investor Relations

    Read about the ways that investors can use a company's investor relations to analyze the company more deeply than other types ...
  4. Helping the Elderly with Finances: When to Step In

    Knowing when to take over the financial affairs of elderly parents can be difficult. Here are six signs to look out for. ...
  5. Real Estate Trust or LLC? Helping Landlords Choose

    Once you’ve bought property, are you protected legally against the liabilities that come with renting it out? Here's how ...
  6. How Much Will You Owe on Your Inheritance?

    Estate planning can be unpleasant, but in order to get the full benefit of what you've inherited, it’s important to be prepared ...
  7. What Working with Celebrity Clients is Really Like

    Expect excitement as well as the mundane when dealing with celebrity clients. Some will be charming; others...not so much. ...
  8. Three Agriculture Startups Disrupting Monsanto

    Even as technology startups have disrupted other industries, agriculture has remained immune to its effect. But that is about ...
  9. Look Beyond the Resorts for Retirement in Jamaica

    Look beyond Montego Bay and other resort areas to unearth Jamaica's best spots to call home during retirement.
  10. When You Can and Can't Delay Enrolling in Medicare

    There are ways to keep employer-provided insurance and delay Medicare, but you must follow the government's rules to avoid ...
  11. 3 Reasons to Develop an Employee Handbook for Your Small Business

    Learn how a small business can benefit from an employee handbook covering labor laws, codes of conduct, leave policies and ...
  12. Should You Hire Contractors or Employees for Your Small Business?

    Learn the pros and cons of hiring independent contractors instead of regular full-time employees. Find out about a potential ...
  13. Real Estate Licenses You Would Need in California

    Learn the process for getting licensed to practice real estate in California, which requires real estate education and the ...
  14. Ready to Retire? Here's How to Sell and Close Your Small Business

    Learn the essential steps to prepare to sell your business with the best possible outcome, a secure retirement for you and ...
  15. Which Type of Organization Is Best For Your Business?

    Learn the differences between the types of business organizations so you can determine how to best structure your business ...
  16. How to Add Celebrities to Your Client Roster

    The trick to landing celebrity clients is a subset of the skill of acquiring clients in general. Here are some strategies ...
  17. Common Interview Questions for Revenue Analysts

    Learn more about the role that a revenue analyst plays in a company and common questions asked during job interviews for ...
  18. Grow Your Small Business with These 5 Tricks

    Many small firms that make it past the start-up phase struggle with finding ways to grow to the next level. Here are five ...
  19. Advisors: Here's the Fastest Way to Grow Your Firm

    The best way to grow your financial advisory business quickly is to amp up the 'know,' the 'like' and the 'trust' factors.
  20. Charles Schwab’s Best Funds for Retirement Savings

    Here's a list of Schwab’s funds for retirement, intended to make planning, diversification and saving for later in life just ...
  21. Business Analyst: Career Path and Qualifications

    Learn more about professional business analysts, and discover the important role they play in maintaining high efficiency ...
  22. State Taxes Retirees Should Know About

    State taxes plays a critical role in the quality of life of retirees. Here's what to consider.
  23. 5 Warnings Signs of Risk for a Small Business

    Learn how to keep on the lookout for these five potential warning signs of risk that your small business is stalling out ...
  24. Analyzing Amazon's Return on Equity (ROE) (AMZN)

    Learn how to analyze Amazon's return on equity (ROE), especially given the company's focus on capital investments, as opposed ...
  25. How to Obtain Your Federal Business Tax ID

    Learn how an eligible business obtains a federal tax identification number or employer identification number from the IRS ...
  26. Reasons to Get Your Personal Finances in Order Before Starting a Business

    Learn four good reasons to get your financial house in order before opening shop. Review a checklist of financial items to ...
  27. 4 Management Tips for a Seasonal Business Owner

    Learn about ways for business owners running seasonal businesses to ensure the lives of their businesses and promote success ...
  28. Is Starbucks Stock Suitable for Your IRA or Roth IRA? (SBUX)

    Find out if Starbucks stock is a suitable investment for an IRA and whether it matches the characteristics ideal for a traditional ...
  29. West Coast Vacation Destinations on a Budget

    Learn about three easily overlooked West Coast gems that offer the budget-conscious vacationer a great deal without compromising ...
  30. Is a Vanguard SEP IRA Account Right for You?

    Learn about the SEP IRA offered by Vanguard and why it is one of the best SEP products available, including why it's a good ...
  31. These Are the 5 Financial Products/Services the Ultra-Rich Care About

    Learn about the financial products and services that wealthy individuals make use of to cater to their planning and wealth ...
  32. Why Are Retailers Expanding Into Online Grocery? (WMT, AMZN)

    Walmart, Amazon and Target are all fiercely competing for your online grocery shopping dollars. Why now? Why is online grocery ...
  33. Best Tax Preparation Software for Small Business

    Each of these tax preparation packages has its fans and its detractors. Here's what TurboTax, H&R Block and TaxAct have to ...
  34. Top 4 Retirement Cities in Portugal

    With its low cost of living and diverse towns and cities, Portugal has a lot to offer retirees. Here's how to find the right ...
  35. This Is How Property Taxes Are Calculated

    Understanding how property taxes work will ensure that you won't be overcharged.
  36. Is Risk Aversion Kryptonite to Millennials?

    Financial advisors to millennials need to pay heed to this generation’s aversion to risk and help them understand how to ...
  37. How Advisors Can Build a HNW Estate Planning Niche

    Here's how advisors can fill a void when it comes to serving the estate planning needs of high-net-worth individuals.
  38. Buying a Home? The Best Places Share this Feature

    The most lucrative areas to invest in a home are cities where job growth is robust.
  39. Pension Advances: What You Should Be Wary Of

    The terms some pension advance firms require can be costly. Here's how to be sure your clients aren't making bad decisions.
  40. How Do Workers' Compensation Benefits Work?

    What you need to know about Workers' Compensation benefits.
  41. Common Interview Questions for Treasurers

    Identify the types of questions often asked in treasurer job interviewers, and learn how to deliver strong responses that ...
  42. Helping Clients Choose Long-Term Care Insurance

    The need for long-term care has become an inescapable (and pricey) issue for retirees. Here's what financial advisors can ...
  43. How to Invest When You Buy Your First Home

    Homeownership isn't cheap these days thanks to the down payment and closing costs. Savers who are putting away money have ...
  44. Economics of Owning a Restaurant

    Discover the many different economic points to starting and operating a restaurant and how you can potentially lower your ...
  45. IRAs: Top Things You Need to Know About Them

    By understanding the major rules for both traditional and Roth IRAs, you'll be prepared to enjoy the benefits of these investment ...
  46. Do Data Breaches Really Matter for Retailers? (TJX, TGT)

    Do data breaches hurt the stock price of retailers? Let's have a look at a few examples.
  47. The New Tax-Free Savings Accounts For the Disabled

    Due to the Achieving a Better Life Experience (ABLE) Act, many people with disabilities will have an easier time financing ...
  48. Time to Favor TIPS?

    Amid the sluggish economic recovery, investor expectations for future inflation have also moderated, but perhaps by too much.
  49. Equity Research: Career Path and Qualifications

    Find out what equity research analysts do on a day-to-day basis, and learn more about the typical career progression for ...
  50. Common Interview Questions for Internal Auditors

    Identify some of the most common questions asked during internal auditor job interviews, and learn the best responses to ...
  51. Is the Big Mac Back? Shoots of Green Found in McDonald’s Third Quarter Report

    Initiatives undertaken by McDonald's CEO Steve Easterbrook may be bearing fruit in third-quarter earnings.
  52. Selling Your Business: How to Prepare

    Once you have a solid, stand-alone business with solid finances, it's time to put a price on it. Here are the steps needed ...
  53. Is a Maid Worth the Money or Should I Clean Myself?

    Home cleaning services can be expensive, but they can also save you time and lead to a cleaner home.
  54. Company Stock in 401(k)s: The Risks and Rewards

    Holding company stock in a 401(k) has its risks. Here's how advisors can help clients avoid them.
  55. How to Help Clients Plan for a Special Needs Child

    A special needs child demands extra diligence in planning. Here's a guide to best practices.
  56. Finding Unclaimed Assets: Top Tips

    Locating unclaimed money or other property for clients can be a very useful additional service that can help you to add value ...
  57. Don’t Have Health Insurance? What’s the Worst That Could Happen?

    Healthcare is expensive, but those without healthcare coverage put themselves at risk.
  58. Use Tax Vs. Internet Sales Tax: How Are They Different?

    Learn about the differences between a use tax and an Internet sales tax. Find out about transactions in which the taxes apply, ...
  59. How the Advisor Compensation Debate Helps Clients

    The debate over compensating advisors is not likely to be resolved anytime soon, but clients should win with lower fees and ...
  60. Your Visa Options for Retiring in Thailand

    Here are steps for getting a retirement visa in Thailand – plus other possible visas including a marriage visa and a one-year ...
  61. Real Estate Licenses You Would Need in Florida

    Identify the licenses you must obtain to practice real estate in Florida, and learn what is required for a new agent to obtain ...
  62. Common Interview Questions for Investment Analysts

    Identify common questions asked during investment analyst job interviewers, and prepare responses that set you apart from ...
  63. The 10 Most Popular Crowdfunding Campaigns

    The recent growth of crowdfunding has drastically changed the game for average people looking to build their own company ...
  64. The Licenses and Permits You Need For Your Home-Based Business

    For anyone considering starting a home-based business, here's important information on business licenses and permits you ...
  65. How Target Can Expand Internationally

    Target needs to get back onto the international scene in order to take on its largest competitors. There's only one way to ...
  66. How to Achieve a Healthy Work-Life Balance

    Learning how to achieve a work-life balance can make you more productive, healthy, and successful in every area of your life.
  67. The Best Banking Services for Your Business

    Find out which banking services can offer a small business the best opportunities for reducing cost and fraud while managing ...
  68. GE's New Direction Sees Early Successes

    General Electric's divestment of its financial services arm and its recommitment to industrial manufacturing has Wall Street ...
  69. Are Stand-Alone HRAs Really Gone?

    Find out whether standalone health care reimbursement arrangements (HRAs) are still available in the United States under ...
  70. How to Financially Prepare Your Kid for the World

    Preparing your kids for financial success is important. Here is a quick guide to setting them up to be smart about money.
  71. Why You Should Hand Investing Over to Your Advisor

    Here's why it is a good idea to leave investment decisions to a qualified financial advisor.
  72. Is Under Armour's (UA) Dip a Buying Opportunity?

    All temporary hits to Under Armour's stock have ended up being buying opportunities. Is this time any different?
  73. What Lululemon's Numbers Reveal (LULU)

    Should Lululemon be on your watch list? Let's have a look at the numbers.
  74. Is Wal-Mart Stock Suitable for Your IRA or Roth IRA? (WMT)

    Find out if shares of Wal-Mart are suitable for an IRA, and whether Wal-Mart shares are more appropriate for a traditional ...
  75. Is Advanced Micro Devices Stock Suitable for Your IRA or Roth IRA? (AMD)

    Find out if AMD stock is suitable for an IRA. Learn about the company's fundamentals and outlook. Is AMD better for a traditional ...
  76. Private Banker: Career Path & Qualifications

    Discover what kind of work private bankers do, and learn more about how you can develop the experience and qualifications ...
  77. The 4 Most Common Reasons a Small Business Fails

    Discover the most common reasons small businesses fail, including capital formation, management concerns, planning issues ...
  78. This Is Why HSAs Appeal to High-Income Earners

    Health Savings Accounts are a good deal. But they're a better deal for some than for others. We parse how the plans work ...
  79. 12 Things You Don’t Know About Your Credit Report

    A good credit score is essential to securing a mortgage, obtaining a car, and getting other types of loans. But do you know ...
  80. Can Small Caps Rebound?

    While the collective concensus was right on the dollar rising, it was wrong on at least one implication of a stronger greenback: ...
  81. Certified Financial Planner: A Retirement ‘Must?’

    You've seen those letters "CFP" after a financial advisor's name. What do they mean? And do they make a difference in the ...
  82. How Having a Job Affects Social Security Benefits

    Social Security benefits mean a lot to retirees' finances. Having a job, even part-time, can complicate matters if certain ...
  83. What Real Estate Licenses Are Required in Texas?

    Discover the licensing requirements for practicing real estate in Texas, and learn what you need to do to obtain the proper ...
  84. The Hidden Fees in 401(k)s

    Learn about the conspicuously disclosed fees that lurk within your 401(k) investments.
  85. Common Interview Questions for Portfolio Managers

    Identify some of the common questions asked in portfolio manager job interviews, and learn how to formulate responses that ...
  86. This Is When You Should Pay Car Rental Fees

    Rental firms are fee-happy, so you’ll be pressured into all sorts of extras when you pick up your car. Decide in advance ...
  87. Retirement Tips for Government Workers

    Discover retirement tips for government workers such as what types of funds to choose, different types of plans, and at what ...
  88. 4 Tips for Choosing the Right Name for Your Business

    Discover some advice pertaining to the best ways to name a new business; learn what characteristics the name should include ...
  89. The 4 Best Inflation-Protected Funds To Invest In (SCHP)

    Discover how Treasury inflation-protected securities (TIPS) work, and learn about five funds in this segment that make good ...
  90. Tips for Choosing the Right Location for Your Business

    Discover five good tips concerning factors to carefully consider in the process of choosing the best possible location for ...
  91. Buying a House? 6 Other Costs You Should Factor In

    When purchasing a home, you need to factor in more than just the list price of the home. From closing costs to maintenance, ...
  92. Should You Get a Reverse Mortgage?

    A reverse mortgage allows seniors to take advantage of the equity in their home. But is it a good idea?
  93. Tax Planning: Why You Shouldn't Retire Without It

    Advisors say that maximizing retirement savings through tax planning should be a top priority for clients. Here's some more ...
  94. Top Financial Planning Challenges of Gen X

    Gen Xers have a unique set of financial planning challenges. Here's what they are and how to tackle them.
  95. Is Verizon Stock Suitable for Your IRA or Roth IRA? (VZ)

    Learn about Verizon's balance sheet strength and future growth strategy. Discover why the stock makes an ideal core holding ...
  96. These are John Hancock’s Top Funds for Retirement

    John Hancock's fund lineup is vast, so here's a quick primer on what could be its best funds for your retirement portfolio. ...
  97. Estate Taxes: Who's on the Hook?

    Inheritance taxes can be tricky. Most people have to deal with them at a very inconvenient time. It's better to learn the ...
  98. 5 Ways Advisors Can Top Their Competition

    Advisors operate in a highly competitive industry, but fortunately, building the right professional habits can help them ...
  99. Top 5 Retirement Mistakes and How to Avoid Them

    Retirement planning becomes extra important in the final stretch, with many common mistakes becoming very costly. Here are ...
  100. Why Advisors Need to Step Up Their Game with Gen Y

    Advisors looking to strengthen relationships with young wealthy clients need to step up their game when it comes to interacting ...
Hot Definitions
  1. Sharpe Ratio

    The Sharpe Ratio is a measure for calculating risk-adjusted return, and this ratio has become the industry standard for such ...
  2. Death Taxes

    Taxes imposed by the federal and/or state government on someone's estate upon their death. These taxes are levied on the ...
  3. Retained Earnings

    Retained earnings is the percentage of net earnings not paid out as dividends, but retained by the company to be reinvested ...
  4. Demand Elasticity

    In economics, the demand elasticity refers to how sensitive the demand for a good is to changes in other economic variables. ...
  5. Dark Pool

    A dark pool is a private financial forum or exchange for trading securities.
  6. Quadruple Witching

    The expiration date of various stock index futures, stock index options, stock options and single stock futures. All stock ...
Trading Center