Personal Finance Articles

  1. The Best Candidate For an Adjustable Rate Mortgage

    Adjustable-rate mortgages aren't for everyone, but they make sense if you are a short-term homeowner or can pay off the loan ...
  2. Benchmark Your Returns With Indexes

    If your portfolio is always falling short, you may not be making an apples-to-apples comparison.
  3. 10 Tips for Conducting Effective Meetings

    Sometimes meetings are necessary, but they're often a waste of time. These ten tips can help you conduct effective, productive ...
  4. The Dangers of Using Your Retirement to Pay for Your Child’s College

    Thinking about tapping into your retirement savings to help pay for college? Think again. Here are the dangers of using your ...
  5. Hillary Clinton Promises Free College and Higher Wages

    With income inequality on the rise, Hillary Clinton is running on raising the minimum wage, raising middle class wages, and ...
  6. Build Your Own Retirement Plan

    A step-by-step guide to planning for your retirement. The sooner you start, the easier it will be to build a good cushion ...
  7. 6 Ways to Save on Holiday Wine and Spirits

    Get started on your planning and spending now, so you are prepared when the holiday trifecta (Thanksgiving, Christmas and ...
  8. Coaching Young Investors to Retire Comfortably

    Young savers, with time on their side, need help planning for retirement. Here is how advisors can help steer them toward ...
  9. 3 Steps for Retirement Saving and Investing Habits

    We take a look at the choices we make today that our future selves would prefer not to be making, often faced by investors ...
  10. Why Advisors Should Ask Peers for Second Opinions

    When it comes to knowledge, more is better. And everybody wins when advisors seek second or third opinions for their clients ...
  11. Top 6 Apps for Financial News

    Understand why real-time financial information is so important in today's business environment. Learn about the top six financial ...
  12. Millennials Are Pushing This Hot Investing Trend

    Socially responsible investing is really important to young investors. Here's why advisors should consider such investments. ...
  13. What Advisors Can Learn from 2 NBA Millionaires

    What can advisors (and their clients) learn from two former NBA stars regarding wealth, savings and family? Plenty.
  14. The Top 4 Social Venture Capital Firms

    Learn how social venture capitalists are investing in companies more focused on making the world a better place to live than ...
  15. How to Find a Continuing Care Retirement Community

    A look at how financial advisors can help older clients find the right continuing care retirement community.
  16. Top Tips for Deducting Stock Losses

    Investors who know the rules can turn their losing picks into tax savings. Here's how to deduct your stock losses.
  17. Top Tips for Maximizing Retirement Withdrawals

    There can be significant tax advantages to taking withdrawals from one retirement account over another. Here's how to help ...
  18. Federal Direct Loan Limits

    How much you can borrow depends on your grade level in college, whether you're an undergraduate or grad student, and other ...
  19. Federal Direct Loans

    These are the most popular type of federal student loan. Read this guide to the types you can get, how much you can borrow ...
  20. Federal Perkins Loan vs. Federal Direct Loan

    If you qualify for both of these student loans – a Direct Loan and a Perkins – which should you try to get? It depends on ...
  21. Benefits of Federal Direct Loans

    Federal Direct Loans are the most popular federal student loans. This list of benefits will explain why.
  22. Disadvantages of Federal Direct Loans

    Federal Direct Loans are popular ways to get federal help with college costs. However, they do have some drawbacks, especially ...
  23. Federal Direct Loans: Subsidized vs. Unsubsidized

    Before you take out federal student aid, learn the difference between these two types of Direct Federal Loan. It could save ...
  24. An Introduction to Federal Direct Loans

    Federal Direct Loans provide student funding that a majority of people can easily access. Find out if you qualify.
  25. Defensive Investing: Learn from a Hedge Fund Pro

    Looking for ideas on companies, sectors or investments to short? Consider the opinion of this hedge fund luminary.
  26. Simple Math for Fixed-Coupon Corporate Bonds

    A guide to help to understand the simple math behind fixed-coupon corporate bonds.
  27. 5 Ways to Play the Stock Market after an Interest Rate Hike

    When the Fed will raises rates is still the unknown, but if it happens investors can benefit. Financials, consumer and growth ...
  28. Disability and Business Overhead Coverage for the Self-Employed

    What every small business owner or professional needs to know about individual and business overhead disability income insurance ...
  29. The Best Way to Staff Up Your Advisory Firm

    Here are some tips to help you make the right hiring decisions, grow your practice and get some of your life back.
  30. Why the Wealthy Should Buy Lots of Life Insurance

    Wealthy clients have an enviable problem — managing, preserving and growing wealth. Properly structured life insurance can ...
  31. Top John Hancock Target Date Funds for Retirement (JRVOX, JRFOX)

    A look at the performance of two John Hancock life-cycle funds with different retirement dates.
  32. Under Armour's Extension with Stephen Curry (UA)

    Find out how Under Armour is gaining market share since it lured Stephen Curry away from rival Nike to be the face of the ...
  33. 5 Reasons Zillow's Estimates Could Be Wrong

    Zillow uses a variety of data to calculate its "Zestimates," but anything from the wrong property details to missing upgrades ...
  34. 9 Worst Items to Buy on Black Friday

    If these items are on your holiday shopping list, consider finding a substitute – or don't expect to get the deal of the ...
  35. How To Raise Seed Capital and Grow Your Startup

    To get a business off the ground, entrepreneurs need a clear understanding of how to strategically position themselves for ...
  36. How to Manage Corporate Change in the Modern Economy

    Change can make employees uncomfortable, but these keys can help ease the transition and increase morale.
  37. How CPI Affects the Dollar Against Other Currencies

    The Consumer Price Index is a broad measure of inflation, and inflation can have a dramatic impact on a currency's value ...
  38. Try This Home-Equity-Line-of-Credit Hybrid

    This product is essentially a home-equity loan and home equity line of credit (HELOC) hybrid, and it has its own quirks, ...
  39. How To Read a Permanent Life Insurance Illustration

    To help you understand your life insurance policy, companies provide a permanent life insurance illustration. Here is how ...
  40. How Smart Companies Are Keeping Employees Engaged

    Engaged employees are essential to your company's success. Learn what's important to your employees and make those things ...
  41. Shop Here for the Best Black Friday Deals

    If you're shopping the post-Thanksgiving sales this year - whether online or in-person - you'll find great bargains at these ...
  42. Which Receipts Save Big Money at Tax Time

    Don't wait to April 13th to set up a smart receipt-filing system. These 7 categories could save you some significant money.
  43. College Loans: Private vs. Federal

    Not all student loans are the same. Know what you're getting into before signing on the dotted line.
  44. How To Make Catch-Up Contributions To Your 401(k)

    Whether you're a tortoise or a hare, once you've turned 50, you can boost your 401(k) savings rate.
  45. Oprah Winfrey Closes Iconic Harpo Studios

    A look at the history of Harpo, and what the future holds for the queen of entertainment ventures.
  46. Betamax, International Symbol Of Bad Marketing, Is Finally Dead (SNE)

    Sony Betamax is the business textbook case study of a company's spectacular oversight in assessing consumer demand. Now, ...
  47. Should You Rent Hertz for a Trade?

    Hertz did everything it could to be the industry leader, but rising competition and external factors are creating headwinds. ...
  48. This Is How You Could Live in the Philippines on $1,000 a Month

    Consider what your life might be like in the Philippines on a $1,000 budget, and determine whether this Southeast Asian country ...
  49. Does Priceline Present More Risk Than Reward?

    Priceline has delivered a cumulative return north of 220% over the past five years, but the next five years is likely to ...
  50. Pepsi's Partnership with Sodastream

    Examine Pepsi's partnership with SodaStream, what each company hopes to gain, and learn how the latest battle in the cola ...
  51. Common Interview Questions for Data Analysts

    Learn how to prepare for your data analysis job interview by having solid answers to these common questions that measure ...
  52. Best 3 Vanguard Funds in the Healthcare Sector (VHT)

    Discover information about some Vanguard funds that provide exposure to the health care sector, and find out about their ...
  53. This Is How You Could Live in Thailand on $1,000 a Month

    Discover what kind of life you can lead on $1,000 per month in Thailand, one of the top expatriate and tourist destinations ...
  54. How Has Starbucks' Investment in Its Employees Paid Off? (SBUX)

    Discover how Starbucks' generous employee benefits have helped attract and retain the best talent, leading to benefits for ...
  55. The 4 Best Online Entrepreneurship Programs

    Learn about some of the pre-eminent graduate-level entrepreneurship programs available online, and decide which program best ...
  56. Picking the Right ETFs for Your 529 Plan

    Learn about the characteristics of ETFs that make them appropriate for a 529 portfolio, and discover how 529s should turn ...
  57. Why Walmart's Stock Price Keeps Falling (WMT)

    Learn about the factors that have led to Wal-Mart's stock underperformance and what the company's moves in 2015 could mean ...
  58. Is Qualcomm Stock Suitable for Your IRA or Roth IRA? (QCOM)

    Find out if Qualcomm stock is an appropriate retirement investment based on stability and valuation. Is QCOM more suitable ...
  59. Banks Can Notarize Your Documents for Free

    Learn how you can obtain the services of a notary public for free at your local bank branch, along with other places where ...
  60. 5 Reasons Inmates Should Be Taught Financial Literacy

    Learn five reasons why financial literacy is a great way to prevent inmates from relapsing into a life of crime after release ...
  61. Common Interview Questions for Personal Bankers

    Discover how to prepare for your next personal banking job interview by showing your passion for personal finance and desire ...
  62. Common Interview Questions for Credit Risk Analysts

    Discover some of the typical questions asked in interviews for a position as a credit risk analyst, along with suggestions ...
  63. How Much Money Do You Need to Retire in Jamaica?

    Many foreigners first experience Jamaica at an all-inclusive resort. For those who return to retire, what are the costs of ...
  64. Retire in Jamaica with $200,000 of Savings?

    While the luxury enclaves of Montego Bay may be out of your price range, retiring in sunny Jamaica probably costs less than ...
  65. Retirement Programs That Help Low Income Seniors

    Plans and strategies for building a healthy and satisfying life, even if your retirement income isn't as high as you wish ...
  66. Have Medicare? Which Employer Health Plan to Get

    Over 65 and still working? You're eligible to register for Medicare, but should you also opt for employer health insurance, ...
  67. How Top Employers Attract and Retain Workers

    While a lucrative salary is a good start, companies must do more to attract and retain the new generation of workers.
  68. Overlooked Skills You Need to Succeed at Work

    To succeed at work, you need to master a variety of soft skills.
  69. Social Security File and Suspend Ending: Now What?

    The popular Social Security claiming strategy – file and suspend – is ending. How can retiring couples adjust?
  70. How to Land a Job at a Startup

    Essential tips for differentiating yourself among the growing pool of applicants that hope to join a start-up.
  71. 5 Reasons You Should Take Advantage of 401(k) Catch-ups

    Most Americans don't have a enough saved for retirement, but when they turn 50, they have a second chance thanks to the 4 ...
  72. 5 Bad Moves That Will Torpedo Your Credit Score

    Your credit score can change if you aren't careful. From missing payments to carrying high balances, there are many ways ...
  73. The Story of Uber: How a Snowy Night in Paris Created a $70 Billion Behemoth

    Uber's journey to become the world's most highly valued private startup.
  74. Read This Before Taking $10K+ to the Philippines

    There are many reasons why you might need to go to the Philippines with more than $10,000. If you do, follow these guidelines ...
  75. Rising Rates and Annuities: What You Shoud Know

    The Fed is likely to increase interest rates sometime soon. How will this affect the annuity market and when you should buy ...
  76. Can You Trust the Philippines Healthcare System?

    Expats will find reliable, affordable care as long as they live in or near Manila – or are willing to travel there when the ...
  77. Should You Change Your Stance On Chipotle (CMG)?

    Chipotle was once a Wall Street darling, but it's quickly falling out of favor. Is this new perception justifiable?
  78. How Much Money Do You Need to Live in Mexico City?

    Learn how much it costs for four types of expatriates to live in Mexico City, including students, job hunters, professionals ...
  79. Workplace Bullying is Extremely Prevalent

    Bullying doesn't just occur on school playgrounds. It's creeping into the workplace with disastrous results.
  80. Thailand Vs. Vietnam: Which Is Better for Retirees?

    Learn how Vietnam and Thailand compare in terms of living cost, access to health care and lifestyle to help you decide which ...
  81. McDonald’s Vs. Burger King: Comparing Business Models

    Learn how Burger King is turning the tables on McDonald's, and adding another fascinating chapter to a story of one of the ...
  82. Whole Foods Market: Investors Beware?

    Whole Foods Market is in the crosshairs of short sellers right now, but the bulls might have the last laugh.
  83. Top 5 Cities with the Highest Inflation in the US

    Find out which American cities are hit hardest by inflation, and why California residents find themselves in a bigger pinch ...
  84. Making a Living as a Freelancer: Is It Possible?

    Learn about how you can make a living by freelancing, including what kinds of opportunities are available and what factors ...
  85. The True Cost of Attending College

    In addition to tuition, there are other college expenses that could potentially add thousands of dollars a year to the cost ...
  86. Investment Analyst: Career Path and Qualifications

    Learn how to prepare for a career as an investment analyst, and read more about how many professionals in the field progress ...
  87. Tips for Reducing Health Insurance Expenses

    For many self-employed people, health insurance premiums can make up a hefty percentage of their budget. Here are some tips ...
  88. Stocks to Eye with China's One-Child Policy Ended (MJN, PG)

    Here are four stocks to consider in the wake of China ending its one-child policy.
  89. Divorce Funding: A New Investment Opportunity?

    Learn how companies are making millions investing in the broken marriages of others. Discover how one person's divorce can ...
  90. Common Interview Questions for Project Managers

    Discover the basic skills needed for a position as a project manager along with common interview questions used in applying ...
  91. 5 Common Misconceptions About Your Credit Report

    Your credit report is one of the most important factors in determining your ability to get loans and new credit and has a ...
  92. Should Retirees Reinvest Their Dividends?

    Find out why dividend reinvestment may or may not be the right choice for retirees, depending on their financial needs and ...
  93. How Global Entertainment Firms Break Into the Chinese Market (DIS)

    Learn how movie piracy in China affects companies such as Disney, and what these companies are doing to combat it, including ...
  94. Is Wal-Mart The Next Amazon?  (WMT, AMZN)

    Amazon has recently overtaken Wal-Mart as the top American retailer. Can Wal-Mart regain that spot and crush Amazon and its ...
  95. Managing Healthcare Costs In Retirement

    Effective ways to estimate and manage healthcare cost during retirement
  96. Reinvesting Your Mutual Fund Dividends

    Learn the benefits of reinvesting your mutual fund dividends, their impact over time, and when it is better to take the dividend ...
  97. Impacts of a 1-Star Yelp Review on a Company

    Learn how a 1-star Yelp review impacts the rating of a small business and how Yelp users interpret 1-star reviews given by ...
  98. Undervalued Real Esate at Forestar Group

    Activists move to unlock the value of Forestar Group.
  99. Most Valuable Career Skills in 2016

    Evaluating the mixture of technical skills and traditional "soft skills" that render career applicants competitive in the ...
  100. The 4 Best Alternatives to Airbnb

    Discover four competitors that offer an alternative to the short-term vacation rental giant, Airbnb, including OneFineStay, ...
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