Personal Finance Articles

  1. Top Companies That Manage 529 Plans

    Planning to open a 529 plan? Check out our roundup of top-rated providers and what makes them special. Then see what works ...
  2. Who Benefits From Retirement Annuities

    Annuities guarantee some degree of fixed income in retirement. But is the security worth the fees and less favorable tax ...
  3. Reverse Mortgage Pros And Cons

    It's a way to use your home equity for help when you're older. But does it make sense for your family? Here's how to tell ...
  4. Where to Find Affordable Health Insurance

    The cost of medical services can hit the wallet hard: there are 1.7 million personal bankruptcies every year due to inability ...
  5. Benefits Of A SIMPLE IRA

    If you're at a small company, you may be offered a SIMPLE IRA retirement plan. Contribution limits are lower, but vesting ...
  6. Fannie Mae and Freddie Mac, Boon Or Boom?

    These two companies are crucial to the mortgage market, but are they ticking timebombs?
  7. Will You Break Even On Your Home?

    Calculate how much your property will need to appreciate to cover the costs of owning it.
  8. How An Insurance Company Determines Your Premiums

    Find out how insurers use credit history to build an insurance score and how it could affect your bottom line.
  9. 5 Investment Risks Created By Global Warming

    Climate-change deniers and believers alike would be wise to prepare for the worst.
  10. The Basics Of Travel Insurance

    Before going on your trip, find out what kind of insurance coverage you will need.
  11. How To Efficiently Read An Annual Report

    Learn how to read between the lines and decipher the actual condition of a company.
  12. 5 Lessons From The Recession

    The bear market of 2008 was a game-changer for many investors. Find out what lessons you can take away from it.
  13. Pages From The Bad CEO Playbook

    Excess compensation, golden parachutes, tunneling and IPO spinning make these bad executives even worse.
  14. Retirement: The One Thing Couples Shouldn't Do Together

    Staggering retirement can have both financial and emotional benefits for married couples.
  15. Top 7 Estate Planning Mistakes

    Many people try to avoid this process altogether, making things difficult for heirs.
  16. Eight Financial Safeguards If Disaster Strikes

    In an emergency like a fire, hurricane, flood, tornado or earthquake, you may not be able to protect your home. But you can ...
  17. 5 Ways To Stunt A Child's Financial Growth

    Personal finance is not covered in schools, so it's up to parents to teach kids how to manage money.
  18. Free Financial Counseling Programs For Students

    Learning to manage your money is no easy task, but there are plenty of resources designed especially to help.
  19. College Dorms: Good Value Or Ripoff?

    Living on campus can have many benefits, but they often come at a price.
  20. Stop Keeping Up With The Joneses - They're Broke

    Conspicuous consumption could be robbing you of future wealth.
  21. Target Prices: The Key To Sound Investing

    Learn how to evaluate the legitimacy of target prices and why investors should trust these over ratings.
  22. Top 6 Mindless Money Wasters

    If you'd like to save more money, first you'll need to conquer the first step: coming up with the cash.
  23. Adam Smith And "The Wealth Of Nations"

    Adam Smith's 1776 classic may have had the largest global impact on economic thought.
  24. 5 Biggest Challenges Facing Your Small Business

    Thinking about starting your own business? Read this article to get a leg up on what you could face.
  25. Substantially Equal Periodic Payment (SEPP): Learn The Rules

    Taxpayers often make costly mistakes with SEPP programs because there is little guidance on what can be done in certain situations. ...
  26. 3 Common Excuses For Not Contributing To A Retirement Plan

    If you're not participating in your employer-sponsored retirement plan, there may be some easy solutions.
  27. The 5% Solution To Financial Freedom

    How can you save the recommended 10% of your income? We'll show you how to get there.
  28. Conduct A Financial Intervention

    Find out what you can do to help someone who is finanically out of control.
  29. Marriage, Divorce And The Dotted Line

    Does signing a prenuptial agreement put your marriage on shaky ground, or is it just smart planning?
  30. Refinancing Your Mortgage Isn’t Always Worth It

    The housing industry has experienced its share of ups and downs over the last few years, but one bright spot has been affordable ...
  31. Purchasing A Short-Sale Property

    If you are looking for a good deal and have time to wait, a short-sale house may be for you.
  32. This Company Is As Unavoidable As It Is Unloved

    It used to be that just two things in life were unavoidable: death and taxes. But with its purchase of rival Time Warner ...
  33. Bank Advisor Blunders And How To Avoid Them

    Unfortunately, this business tends to focus on sales rather than customer service.
  34. Boom or Bust? The End of China's One-Child Policy

    China's easing of its one-child policy has demographers speculating whether it'll lead to a baby boom. Here's why it might ...
  35. Infrastructure Could Be An Investment Opportunity

    Have you ever driven up I-95 on a weekend? Taken a train to JFK airport? You can’t do the last one, because it doesn’t. Infrastructure ...
  36. 7 Biggest Financial Fears and How to Overcome Them

    Financial fears keep most of us up at night. Money determines our comfort in life, and the financial system is such that ...
  37. The Enemy of Retirement Security: Procrastination

    I signed up for a program called "Connections" through my college to bring a group of the college's current juniors and seniors ...
  38. What Drives Investment Banker Salaries

    Do investment bankers make too much money? Are their salaries completely arbitrary or is there some logic behind it?
  39. Delaying Social Security Can Add Up

    The age you start collecting Social Security benefits significantly affects how much you will get each month. Do the math ...
  40. Expanding Your Small Business With An SBA Loan

    Should you look to the Small Business Administration for a loan for your company? The pros and cons of going the SBA route, ...
  41. Essential Tips For Buying A HUD Home

    Buying a HUD home from the government requires some studying and planning, but the reward can be huge. Here are some essential ...
  42. Using Life Insurance To Make Charitable Donations

    Your life insurance policy can be a great tool for charitable giving. Find out how.
  43. 12 Car Insurance Cost-Cutters

    If car costs are dragging you down, find out how to free yourself from some of the extra weight.
  44. Insurance: Avoiding The Modified Endowment Contract Trap

    Congress has placed limits on the amount of money that can be put into life insurance policies - what can you do to counteract ...
  45. 5 Retirement Planning Rules For Recent Graduates

    The future may seem far off, but now is the time to plan for it.
  46. Create Your Own Social Security Fund

    The government's Social Security program may not last forever - be prepared by setting up your own.
  47. Top 5 Critical Retirement Plan Mistakes To Avoid

    These five common retirement mistakes can get you into financial trouble at a point when you most need stability.
  48. The Executor's Checklist: 7 Things To Do Before They Die

    Being an executor comes with a lot of responsibility, and these tips will reduce the complications that can come with the ...
  49. Investing In Health Insurance Companies

    Health insurance companies work a little differently than most companies. Here's what you need to know as an investor.
  50. With HO5 Insurance, You're In Charge

    This home insurance covers everything and will put the onus on your insurance provider.
  51. Cover Your Company With Liability Insurance

    Every business is susceptible to legal action. Find out how to protect yours.
  52. Make Money Fast From The New 'Sharing Economy'

    The sharing economy has introduced a whole new way to earn a few extra dollars each month.
  53. 5 Tax(ing) Retirement Mistakes

    Don't let these simple errors take the luster off your golden years.
  54. It's Never Too Early To Start Saving

    The earlier you begin investing, the more stable your future will be in the short and long term.
  55. 5 Ways To Stretch Your Retirement Budget

    Living comfortably can be easy if you follow a simple plan.
  56. Falling Giant: A Case Study Of AIG

    Find out why the U.S. government approved an enormous bailout package for American Investment Group (AIG).
  57. Find The Best Homeowners' Insurance

    Don't wait for the next Hurricane Sandy to find out if your homeowners' insurance really protects you. Test your insurance ...
  58. 5 Keys To Unlocking A Better Credit Score

    Follow these tips and techniques to rebuild a ruined credit rating.
  59. 15 Insurance Policies You Don't Need

    Learn how to save money by saying "no" to unnecessary coverage.
  60. Credit Card Perks You Never Knew You Had

    From car insurance to concert tickets, be sure to take advantage of whatever your card has to offer.
  61. Bundle Your Insurance For Big Savings

    Bundling your insurance can save you money and time. Read on to see how get the most out of multiline insurance discounts. ...
  62. Travel Tips For Keeping You And Your Money Safe

    Take precautions to avoid being taken advantage of on your vacation.
  63. A Clear Look At EBITDA

    This measure has its benefits, but it can also present earnings through rose-colored glasses.
  64. ROA And ROE Give Clear Picture Of Corporate Health

    Both measure performance, but sometimes they tell a very different story. This is why they’re best used together.
  65. Payroll Deductions Pay Off

    Find out how you can bypass or defer taxes on thousands of dollars each year.
  66. Got A Good Mortgage Rate? Lock It Up!

    Rising rates mean rising profits for lenders, providing incentive to increase rates whenever possible.
  67. Benefits Of A Dependent Care Flexible Spending Account

    These accounts can lower your taxable income and help you support a dependent family member.
  68. Beware False Signals From The P/E Ratio

    The P/E ratio is a simple tool for evaluating a company, but no one ratio can tell the whole story.
  69. Women And Finances: Is There A Gender Bias?

    Uncover some very complex reasons for female gender biases in the finance world.
  70. Assets That Increase Your Net Worth

    Your home, properties and vehicles can all increase your net worth.
  71. Measuring Company Efficiency

    Three useful indicators for measuring a retail company's efficiency are its inventory turnaround times, its receivables and ...
  72. Overcome The Retirement "Gender Gap"

    Learn why many women's post-work saving plans fall behind and what they can do to catch up.
  73. Building An Emergency Fund

    Do you have enough savings to cover the costs of unforeseen crises? We show you how to plan ahead.
  74. 5 Lesser-Known Retirement And Benefit Plans

    These plans aren't widely used, but they fill a specific niche for employees in certain situations.
  75. Don't Forget To Take Minimum Distributions

    Take the right required minimum distributions from IRAs, 401(k)s and the like, starting the year you reach age 70 ½. There's ...
  76. State Laws Dictate Division Of Joint Property

    In breakup, divorce or death, community or common law will determine how property is divided.
  77. Trending Toward Asset-Based Management

    Will charging fees instead of commission increase your client base?
  78. CDOs And The Mortgage Market

    These structured products contribute to keeping borrowing rates low.
  79. Is Loan Protection Insurance Right For You?

    This coverage can keep you from defaulting on your loans when you're in financial trouble.
  80. Understanding Mortgage Impound Accounts

    Home buyers with low down payments may get stuck with higher mortgage payments. Find out what you get for the extra money. ...
  81. Preparing Finances For Deployment: A Guide For Service Members

    Those who follow the instruction in this article can look forward to a homecoming of financial prosperity.
  82. An Introduction To Perkins Loans

    Check out the eligibility and repayment options, and how you can get this loan forgiven.
  83. Does Your Investment Manager Measure Up?

    These key stats will reveal whether your advisor is a league leader or a benchwarmer.
  84. Manage Your Clients' Expectations

    You can't control how they react to the market, but you can help them understand the reality of the situation.
  85. The Importance Of Knowing Your Net Worth

    It is vital that you track your net worth no matter what your age.
  86. How To Invest In Private Companies

    It can be tough to invest in a company that doesn't trade on an exchange, but there are also several advantages.
  87. How Much Debt Can You Handle?

    Follow these five steps to manage debt without cutting up your credit cards.
  88. Calculating The Present And Future Value Of Annuities

    At some point in your life, you may have had to make a series of fixed payments over a period of time - such as rent or car ...
  89. Stocks: Who Needs Them?! (You, If You Want To Retire)

    Stocks have long been trumpeted as necessary to ensure a comfortable retirement. But does that advice still make sense?
  90. Top 10 Tips For A Financially Safe Retirement

    You've worked hard to secure enough to retire, so make sure you keep it safe.
  91. Beware Of Company Stock In Qualified Plans

    While this strategy does have a few advantages, it can also pose some substantial risks to employees.
  92. Pension Plans: Pain Or Pleasure?

    Employees have a love/hate relationship with this retirement option.
  93. How To Start Saving For Retirement

    If you establish these money-saving habits and patiently allow your wealth to build, you will be taking some huge steps forward ...
  94. Is Your 401(k) Administrator Competent?

    The more that employees know about their employee 401(k) plans, the better. But what doesn't your administrator know?
  95. Will You Pay Taxes During Retirement?

    Income taxes are one of the things that's certain in life. We'll explain the different tax situations when you retire.
  96. Holding Titles On Real Property

    Find out how best to claim and convey ownership on your assets.
  97. The Danger Of A 401(k) Flameout

    It looks like the 401(k) has failed, but what are the repercussions, and how can you protect yourself?
  98. Top 4 Reasons To Save For Retirement Now

    No more excuses. Make sure you are financially secure and independent for your golden years.
  99. 3 Ways To Make Your Retirement Funds Last

    These retirement income distribution methods are all viable; the one you choose will depend on your personal circumstances. ...
  100. Retirement Savings Plans For Kids

    It's never too early to save for the future - learn how your children can get started.
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