Personal Finance Articles

  1. Class of 2016: Time to Start Retirement Planning

    Recent college graduates should start saving for retirement now–here's how to go about it.
  2. Which is Right for You: MBA or Master's in Finance?

    While an MBA offers more flexibility in terms of curriculum and ability to take classes part time, a Master's of Finance ...
  3. How Advisors Can Win at SEO with Their Websites

    Given the competition from other financial advisors, it is wise for you to practice good SEO to increase your chances of ...
  4. IRS Allows Mortgage Deduction for Unwed Couples

    Single taxpayers who co-own one or more of their homes with another person can now each claim a deduction for the mortgage ...
  5. Family Business Estate Tax Loophole Could Be Closed

    The Treasury department is aiming to close a loophole that would result in higher estate and gift taxes for some wealthy ...
  6. Student Loan Debt: Which States & Schools Cost Most/Least

    Student loan debt affects 43 million Americans. A new report from LendEDU breaks down the most significant borrower trends ...
  7. Top 4 Companies that Consolidate Private Student Loans (CFG)

    Consolidating your student loans can save you money.
  8. 10 Hottest Startups in 2016

    Transportation apps lead the group, along with a communication solutions provider and an innovative freelance startup.
  9. How the Banana Republic Credit Card Works

    For consumers who pay off their balances every month, the perks offered by the Banana Republic credit card may be worth your ...
  10. Things You Need to Know About USAA Precious Metals

    Learn about the rebound of metal and mineral commodities, its effect on the mining industry, and an overview of the USAA ...
  11. Know the Top 5 Mutual Fund Holders of Visa(V)!

    Discover which mutual funds hold the largest stakes in Visa. As a member of the Dow Jones Industrial Average and S&P 500, ...
  12. 5 Utilities Sector Funds to Avoid in 2016!

    Explore five utilities sector mutual funds that investors should avoid in 2016 due to below-average Sharpe ratios and high ...
  13. Top 5 Stock Holdings of USAA Precious Metals

    Learn about the USAA Precious Metals and Minerals Mutual Fund, including its composition and objectives, and its top five ...
  14. 4 Best Passive Income Investments

    Generating income from passive investments begins with knowing which ones are the best fit for your portfolio.
  15. Is this Fund suitable for Risk Averse Investors?

    Explore the stock selection process and performance of the Clipper Fund, as well as the reasons the fund may not be suitable ...
  16. Top 5 Holding Analysis of Fidelity Blue Chip Fund

    Learn about the Fidelity Blue Chip Growth mutual fund, its portfolio makeup, and read a complete analysis of the fund's top ...
  17. Money and Minimalism: The New American Dream

    The American Dream always called for big spending on big items, but maybe it's time to rethink how our money can get us there.
  18. New Money Market Regulations: What You Need to Know

    New money market regulations set to go into effect in October will change the face of an important investment option for ...
  19. MBA or CFA: Which Is Better for a Career in Finance?

    Potential financial advisors, analysts or asset managers have many credentials and degrees from which to choose. Here's a ...
  20. 5 Planning Tips for Gen X and Millennials

    Gen X and Gen Y to need to get their finances in order, so here are some tips to get started.
  21. How a Website Can Grow Your Financial Advisory Firm

    Everybody—including potential clients—goes online to find what they need. So your website should be helping to grow your ...
  22. How Negative Interest Rates Affect Mortgages

    Negative interest rates are wrecking havoc on conventional mortgage lending in Europe.
  23. Why Spain's Sovereign Debt Is Outshining Italy's

    Spanish 10-year government bonds have been trading at a lower yield than Italy, which has significantly larger economy
  24. 5 Investment Mistakes You Might Be Making

    Investing and making the right financial decisions isn’t always easy. But recognizing potential mistakes ahead of time can ...
  25. How to Bounce Back From Bad Credit and Debt

    If you have dug yourself into a financial hole and feel like you can't get out, you aren't alone.
  26. What To Do If You Failed Your CFA Exam

    Follow these steps to increase your odds of passing your next CFA exam.
  27. The Overlooked Benefits of Roth Accounts

    Roth IRAs and Roth retirement accounts can be powerful tax planning tools when used prudently. Here are some often overlooked ...
  28. How to Help Female Clients Retire Successfully

    Financial advisors working with female clients need to take their unique needs into account to ensure they retire successfully. ...
  29. 5 Reasons to Retire in Canada

    From proximity to the U.S. to affordable healthcare, there are at least 5 great reasons to consider moving to Canada for ...
  30. CAPM vs. Arbitrage Pricing Theory: How They Differ

    Both project the expected rate of return given the level of risk assumed, but they consider different variables.
  31. Caterpillar: 6 things You May Not Know

    There is way more to the Illinois-based manufacturer than its signature yellow farm equipment.
  32. 3 Mutual Funds You Need to Know!

    Read analyses of three mutual funds that provide short exposure to the commodity market, and learn about their characteristics ...
  33. What Are Four Best State Street Funds?

    Discover analyses of the four best State Street Funds that could be allocated to provide diversification to a retirement ...
  34. Here’s Why You May Be Blocked From HSAs Next Year

    A health savings account can help you save for medical expenses, but starting in 2017 it may be harder to get if your insurance ...
  35. How Banks Are Dealing With Low Interest Rates

    A surge in mortgages may help banks offset thin profit margins in the prolonged low-interest-rate environment.
  36. Has the Oil Bear Market Just Begun?

    At least one experienced fund manager thinks oil's bear market could last a decade or more.
  37. The 4 Basic Elements of Stock Value

    Investors use these four measures to determine a stock's worth. Find out how to use them.
  38. Is Life Insurance From Your Employer Enough?

    Covering the needs of the ones you would leave behind is not easy. But efforts to secure a life insurance policy outside ...
  39. How to Build a Credit Report for Your Adult Child

    They may not be true adults yet, but you can start building a credit history for your young adult children now.
  40. For Investors Seeking Emerging Market Exposure

    Learn about the state of emerging market stocks, their outlook for 2016, and get a fund analysis of the Oppenheimer Developing ...
  41. Follow Buffet's Discipline & Beat the Market

    Warren Buffett was once asked what is more important to become a successful investor: intelligence or discipline? His answer ...
  42. How to be a Top Financial Advisor

    The best advisors love what they do for a living, but they also know what to do to get to the top. This shared advice can ...
  43. Analyze The Top Holdings of Vanguard Star Fund 

    Discover a balanced mutual fund with a moderate allocation split among 11 different actively managed funds, and learn about ...
  44. The Role of the Financial Stability Board in Global Finance

    The Financial Stability Board (FSB) is an international regulatory body that plays a role in stabilizing the global financial ...
  45. How Credit Card Companies Make Money

    Credit card companies reap rich rewards for extending credit to consumers. Here's how.
  46. Donald Trump Takes a Stand on 401(k) Investments

    The Donald Trump approach to 401(k) investments could be a recipe for long-term disaster for investors with a longer time ...
  47. How the Victoria's Secret Credit Card Works: Benefits and Rewards (LB)

    Here's how the Victoria's Secret credit card works: application process, the benefits, the downfalls and the other pertinent ...
  48. The Vanguard Effect: Lower Expenses, Higher Returns

    Vanguard distinguishes itself by being the low-cost provider in a crowded field of mutual funds and ETFs.
  49. Are Mortgage Rates Going Up? 3 Indicators to Watch

    Watch these indicators to see if or when mortgage rates will rise, and why the Federal Funds rate is not a key indicator.
  50. Entrepreneurs Make Money: Why, How, Where & When

    Why, how, where and when do entrepreneurs make money? Eleven stages or "terms" that entrepreneurs and their ventures go through ...
  51. The Case for In-Person Client Meetings

    Meeting clients in person seems unnecessary considering how we connect with technology. But advisors can miss a lot by cutting ...
  52. Medical Professionals: How to Pay Off Those Loans

    After years of medical school, the last thing you want to be worried about is money. What are your options when it comes ...
  53. Improve Your Credit Score by Adding a Credit Card

    Find out how adding a credit card account can help increase your credit score, and discover what to do to avoid it hurting ...
  54. Stock Safety: Top 3 Ways to Limit Your Losses

    First time stock investors may ask: is there any way to buy insurance on stocks to prevent losses?
  55. Top 5 Beer Stocks of 2016 (BUD, STZ)

    These top 5 beer stocks have market shares and extended global reach to make them viable investment options for 2016 and ...
  56. Top 10 Most Expensive Cities in the U.S.

    New York City tops the list of most expensive cities in the US, and five of them are located in California.
  57. Why is Short Selling Legal? A Brief History

    Short selling -- selling borrowed stock in hopes the price goes down --used to be unregulated.
  58. Resume Strategies to Get That Finance Job

    What to include – and leave out – to create the kind of resume that will get you the interview that lands you the job.
  59. How the Long-Term Care Insurance World Is Changing

    The long-term care insurance market is continually changing and prices routinely go up. This is an overview of what to expect ...
  60. 6 Signs You're Not Spending Enough

    If the sleeves of all your shirts are frayed and even your thrifty friends think you're a tightwad, consider reading this ...
  61. CPA Exam Tips

    Tips for the CPA exam - how to approach it, what to expect, and the time it takes to complete.
  62. How One Woman Used Credit Sesame to Improve Her Credit Score

    Shenil Walker improved her credit score and bought her dream car in under a year.
  63. Smart Beta: Set Up for a Fall?

    A large number of investors have climbed onto the smart beta bandwagon but some believe these strategies are set up for a ...
  64. Fiduciary Rule Grandfathering Gray Area for FAs

    Advisors who change companies after April 10th may lose the grandfathering exemption under the DOL's fiduciary rule.
  65. What Advisors Need to Know About Cryptocurrencies

    As Bitcoin and currencies like it grow in popularity, advisors should have a good grasp on how to explain them to clients. ...
  66. How Your Credit Score Compares to the Average American's

    While only a small percentage of Americans have terrible credit scores, a whopping 30% have poor or bad credit, according ...
  67. What's the Best Thing to Do with $100K in Cash?

    Have you suddenly found yourself with an extra $100,000 on hand? If so, here are some ways to put it to work (and some lessons ...
  68. SAT Vs. ACT: 6 Key Differences

    While there's some overlap in content, the ACT and SAT exams have significant differences that students should consider before ...
  69. The Hottest Jobs for Today’s College Grads

    Job prospects are better than they’ve been in a long time for recent college graduates. Here are the careers that offer the ...
  70. The Money Market Hedge: How It Works

    Investopedia explains how to hedge foreign exchange risk using the money market, the financial market in which highly liquid ...
  71. The Top 5 Personal Finance Experts to Follow in 2016

    Here is a look at five money and investing experts who can help you reach your financial goals for 2016.
  72. The 2 Top Paying Majors for Students Today

    The two highest paying majors in America.
  73. Why Gold Has Always Had Value

    Gold has an allure and a price tag, but with no real intrinsic value, why do we consider it so precious and valuable? Explore ...
  74. Don't Let Fear of Losing Keep You Out of Stocks

    Even if your odds of making money are 50/50, an occasional loss can convince you to avoid future risks. But often that loss ...
  75. Top 5 Sport Stocks of 2016 (NKE, UA)

    With the Rio Olympics putting athletic wear in the spotlight, these five stocks are well positioned to benefit.
  76. What Are the Biggest Risks Associated With Banks Today?

    Evolving mechanisms and techniques of cybercrime have become the most severe risk associated with banks today.
  77. An SEC Database for Checking Up on Competition

    Financial advisors can use the IAPD disclosure site, which is operated by the SEC, to check in on the competition.
  78. Rookie Day Trading Tips: Don't Play it by Ear

    If you want to start day trading as a rookie, follow these guidelines.
  79. Why You Need to Find the Right IRA Beneficiary

    It definitely matters who you pick as your IRA beneficiary—and how you go about it. And in some cases, your best option may ...
  80. Why Japan May Be the First to Get Helicopter Money

    Could Japan could be the first country to implement helicopter money to stave off deflation, increase inflation rates and ...
  81. An Introduction to Stock Market Indices

    Investopedia explains the five most talked about indices and what makes them all different.
  82. Here's What Will Happen if the Euro Fails

    What might happen if the European Union stopped using the euro or if the entire eurozone dissolved back into pre-EU nationalism.
  83. Hey, Newlyweds: Say 'I Do' to Combining Finances

    These tips for newlyweds will ensure that both partners are on the same page when it comes to joining finances for the first ...
  84. Behind McDonald's 283% Rise in 10 Years (MCD)

    Take a look behind McDonald's share price history to determine what drives the stock.
  85. Pfizer: 7 Secrets You Didn't Know (PFE)

    The history of Pfizer is more interesting than you know, learn some little-known facts about the pharmaceuticals company ...
  86. The Top Secrets to Building Wealth

    Making savings automatic and regular is instrumental when it comes to building wealth. Mindful spending is also helpful if ...
  87. 5 Articles to Refresh Your Financial Literacy

    Being smart about things financial can make the difference between a shaky future and a comfortable one
  88. Defining the 3 Types of Investments

    The first step to being a successful investor is knowing what is and isn't an investment.
  89. GoPro: 5 Secrets You Didn't Know

    Little-known facts behind the GoPro story.
  90. Is the Presidential Election Really Hackable? (MSFT)

    Electronic voting booths need upgrades, but 3/4s of the country still votes on paper.
  91. Why Flying and Working with Advisors Are Similar

    When we fly, we put our trust in a number of different strangers. Working with a financial advisor for the first time requires ...
  92. How to Outsource Work: 2 Tips for Business Owners

    Small business owner can increase efficiency and profits by outsourcing routine functions such as bookkeeping and payroll.
  93. Section 125 Plan (Cafeteria Plan): How Does It Work?

    Learn about section 125 cafeteria plans, who is allowed to use one, how it works, the benefits it provides, and how to set ...
  94. How to Make Investing Uncomplicated

    Investing is not rocket science. If you have a consistent investment strategy, you will be rewarded in the long run. Start ...
  95. What to Watch in This Week's Oil Market Reports

    This week we get an update on the state of the global oil market from OPEC, the EIA and IEA.
  96. The Top 3 Alternatives to Student Loans

    There are ways to attend college without getting into debt.
  97. Debt Avalanche vs. Debt Snowball: Which Is Best For You?

    There are two distinct methods to pay off debt: the debt avalanche way and the debt snowball way. Here’s how to find out ...
  98. Why Fintech Will Drive Business Models of the Future

    The fintech revolution will be the key driver of new business models throughout the financial services industry.
  99. Why Negative Interest Rates Are Still Not Working in Japan

    Japan's negative interest rate policy has failed to generate economic growth, but the central bank keeps trying to print ...
  100. Does It Pay Off to Attend Community College?

    Associate degree holders in some professions can earn more than bachelor's degree holders.
Hot Definitions
  1. Treynor Ratio

    A ratio developed by Jack Treynor that measures returns earned in excess of that which could have been earned on a riskless ...
  2. Buyback

    The repurchase of outstanding shares (repurchase) by a company in order to reduce the number of shares on the market. Companies ...
  3. Tax Refund

    A tax refund is a refund on taxes paid to an individual or household when the actual tax liability is less than the amount ...
  4. Gross Domestic Product - GDP

    The monetary value of all the finished goods and services produced within a country's borders in a specific time period, ...
  5. Inflation

    The rate at which the general level of prices for goods and services is rising and, consequently, the purchasing power of ...
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