Personal Finance Articles

  1. The Better Way to Save: Life Insurance or IRA?

    Sure, you can tap your permanent life insurance policy to help fund your retirement. But in most cases, an IRA is the better ...
  2. The Biggest Risks of Investing in Amazon Stock

    Find out which risks are most important to Amazon's shareholders. Learn which operational risks impact share prices and which ...
  3. The Quinoa Quandary for Bolivian Farmers

    Growing global demand for quinoa has impacted Bolivian farmers' way of life. Should the American consumer be wary of buying ...
  4. Read This Before Buying a Vacation Home with Friends

    Going in with friends to buy a vacation home will save you on the mortgage and expenses. But if there's conflict, it could ...
  5. Pick 401(k) Assets Like A Pro

    Professionals choose the options available to you in your plan, making your decisions easier.
  6. Top Resorts for Multigenerational Family Vacations

    After a week at one of these resorts that cater to families of all ages, you might swear off those exhausting road trips ...
  7. 6 Cost-Effective Tips for Raising Your First Child

    The excitement of welcoming your first child to your family shouldn't prevent you from making good cost-effective decisions. ...
  8. 5 Ways to Date on a Budget

    Dating on a budget doesn't have to be boring. Try these 5 tips to find the best dates on a budget.
  9. 7 Kids Items You Should Never Buy Used

    Buying secondhand items is a great way to save money, but these seven kids items should not be bought used.
  10. Retired & Rich? The 5 Most Luxe Timeshares

    Timeshares have gone seriously upscale. No longer mid-range vacation places, here are some very deluxe locations for retirees.
  11. Is Private School for Your Child a Good Value?

    Parents want their kids to get a good education, but whether or not private school is worth it depends on more than just ...
  12. Essential Tips on Making Your Hobby Your Career

    Here are some ways to turn what you love to do for fun into your job.
  13. Life vs. Health Insurance: Choosing What to Buy

    When you only buy the coverage you truly need, the debate over medical insurance vs. life insurance might just be one you ...
  14. 2 Reasons PepsiCo's Snacks Division is Crucial to Its Growth

    Understand the recent trends in the North American snacks market. Learn about the top two reasons why PepsiCo's snack division ...
  15. The Biggest Risks of Investing in Berkshire Hathaway Stock (BRK.B)

    Learn about the risks of investing in Berkshire Hathaway. Understand how issues of succession, credit downgrade risk and ...
  16. Your Heirloom Jewelry: How Much Is It Worth?

    You grandma's diamonds are now yours. Whether you plan to keep them or not, you first need an honest appraisal. Here's how ...
  17. Top 5 Most Successful Mexican Entrepreneurs

    Understand why so many socially conscious entrepreneurs have come out of Mexico. Learn about the top most successful Mexican ...
  18. 5 Reasons Why Americans Retire in Malaysia

    Understand why Americans are deciding to retire internationally. Learn about the top five reasons why Americans are retiring ...
  19. The Most Expensive Neighborhoods in London

    Understand what makes London such a desirable place to live and why it is so expensive. Learn about the top five most expensive ...
  20. How Brokers are Candy-Coating Alternatives

    Alternatives have become a sexy choice for many advisors. But they also come with additional risks that are not always clearly ...
  21. Advisors: Clients Want These Three Things from You

    Calmness, transparency and credentials (and more) are the key elements clients look for when selecting a financial advisor.
  22. How Does Jet.com Work and Make Money?

    Learn how Jet.com is taking on retail giants Amazon, Walmart and Costco by promising to save customers an average of 10 to ...
  23. The 5 Best Retirement Communities in Sarasota, Florida

    Discover five of the most popular retirement communities in the Sarasota/Bradenton area of Florida, and why retirees are ...
  24. 7 Top-Earning Child Stars (CBS)

    These seven top-earning child stars earned millions through different parts of the entertainment industry, including television, ...
  25. Why Every Small Business Needs A Website

    The reality of living in the twenty-first century is that customers find business information and product offerings predominantly ...
  26. Under the Tuscan Sun: Buying a House There

    A look at the real estate trends, what you can expect to pay and, yes, some sample listings.
  27. Costs New Investors in Real Estate Do Not Consider

    As lucrative as real estate investment can be, there are a multitude of costs that new real estate investors must consider.
  28. The 5 Most Relaxing Timeshare Locations for Retirees

    If your reason to own a timeshare in retirement is to have a retreat where you can truly relax, you need a location where ...
  29. Want to Open a Small Business? Beware of These

    While all small businesses face long odds, these four types are even less likely to succeed.
  30. What’s a Good Profit Margin for a New Business?

    Surprisingly, the younger your company is, the better its numbers may look.
  31. How Much Can You Contribute to Your 401(k)?

    Given the fairly high compensation limits on these retirement plans, most workers can pitch in more than they currently do. ...
  32. Alpaca vs. Cashmere: Which Luxe Wool Is the Best?

    Winter is coming. Which of these luxury threads is most worth the price (and how to distinguish true luxe from cheap imitations).
  33. Just Retired? Check Out These Adventure Vacations

    Get out your bucket list. No matter what you're passionate about, there's an organization ready to lead the way. Here's a ...
  34. 6 Investing Mistakes That the Ultra Wealthy Don't Make

    Understand what ultra-high-net-worth individuals are and how they invest. Learn about the six key investment mistakes that ...
  35. The 5 Biggest Russian Insurance Companies

    Discover the five companies that dominate the Russian insurance market, and learn a little more about their business operations ...
  36. What's a Good Profit Margin for a Mature Business?

    How to determine if the amount you clear dovetails with the competition.
  37. The Top Seven 529 Plans for 2015

    With so many choices and so many features (tax advantages, fees, annualized returns) to consider, it's hard to know which ...
  38. You Would Be Crazy to Retire in These 3 States

    Learn the common criteria for choosing a retirement destination, and understand why you would be crazy to retire in Oregon, ...
  39. Top 3 Stocks for the Coming Holiday Season (AMZN, TJX)

    If you want to buck the bear market trend by going long on consumer stocks, these three might be your best bets.
  40. When Taking Social Security Early Can Make Sense

    Sometimes it makes financial sense to take Social Security early. Here's a look at when this might be a good idea.
  41. Dodging the Dangers of Self-Directed IRAs

    Self-directed IRAs are an attractive option for investors looking to build nest eggs. But they should exercise caution in ...
  42. Life Insurance & Annuities: Sound Investments?

    There are certain scenarios in which investing in insurance is a savvy move. But expect a big chunk of your money to go toward ...
  43. Top Strategies for Tax-Free Roth IRA Conversions

    Finding a way to convert a traditional IRA to a Roth IRA is a tricky process. Here's when it makes sense to do so.
  44. How to Help Clients Navigate Open Enrollment

    With companies trying to pass on more costs to employees, making the right choices during open enrollment is more important ...
  45. This is the Fastest-Growing Consumer Complaint

    There’s no way to guarantee that your Social Security number won’t fall into the wrong hands. Here are some ways to make ...
  46. Using Tax-Loss Harvesting to Keep Your Gains

    Harvesting tax losses is a key skill that investors can use to keep more of their money in their pockets the next time they ...
  47. Social Security and Divorce: A Guide

    Retirement for divorced individuals can be more complex. Here's how to navigate Social Security benefits.
  48. Could Robo-Advisors Overtake 401(k) Providers?

    Despite the lower cost and tech efficiency, it will most likely take robo-advisors several years to make a real impact in ...
  49. 8 Top-Earning Country Singers

    These eight country singers have built careers singing about men and women who’ve done them wrong, and they’ve shared their ...
  50. 10 New Apps That Help Budget For Expensive Cities

    From platforms for saving money to those that account for side jobs, mobile apps are changing spending habits and income ...
  51. How to Save Money on Your Disney Vacation

    Understand why Disney Parks are attractive vacation destinations and why they are expensive. Learn five money-saving tips ...
  52. The 6 Best Financial Advisors in Los Angeles

    Understand what makes a financial advisor a good choice. Learn about the top six best financial advisors in the greater Los ...
  53. The Biggest Risks of Investing in Gilead Stock (GILD)

    Examine the current position of Gilead Sciences, Inc., and learn the major risks for investors considering buying Gilead ...
  54. The 5 Best Retirement Communities in Charleston, South Carolina

    Learn about five of the most desirable retirement communities for seniors that are located in and around Charleston, South ...
  55. Top 3 Most Successful German Entrepreneurs

    Discover three of Germany's most successful entrepreneurs, their respective entrepreneurial fields and the contributions ...
  56. How Cooking At Home Can Save You Real Dough

    Cooking at home saves time and money but most importantly, it could even help lower future health costs.
  57. Divorce Planning Checklist: What You Need to Know

    Divorce can be costly and hard if you don't plan for it. Making sure you have all your ducks in order will go a long way ...
  58. How to Get Boomers & Millennials To Work Together

    Baby boomers and millennials don't often see eye to eye, but getting these two generations to play nice is important for ...
  59. What Does It Cost to Retire in the Philippines?

    Find out why the Philippines rates as one of the cheapest retirement spots in the world and why many choose to spend their ...
  60. Why Housing Costs Shouldn't Exceed 30% of Your Budget

    Financial experts will argue that there’s no problem with allocating 50% of your net income to housing, but that barely leaves ...
  61. Raises or Bonuses Better for Small Business Staff?

    Weigh the pros and cons of each and strike the right balance to retain a top-tier staff and a healthy bottom line for your ...
  62. 5 Ways to Create Residual Income

    Here are 5 ways through which you can create residual streams of income.
  63. Prevent Employees From Hacking You Computer System

    Cyber security attacks from a current or ex-employee can cause a lot of pain. Here is how to avoid such attacks.
  64. Biggest Life Insurance Companies in the US (PRU, MET)

    Read about the top life insurance companies in the United States as measured by written premiums and learn a little more ...
  65. Top 3 Most Successful Russian Entrepreneurs

    Discover the history of three of Russia's most successful and well-known entrepreneurs, including their educational backgrounds ...
  66. The 6 Best Financial Advisors in Chicago

    Understand what makes a financial advisor good and why it may be difficult to find one. Learn about six of the best Chicago-based ...
  67. 5 Ways to Make Money on Twitter (TWTR)

    Find out how people are making money online on Twitter, and get some ideas that can turn Twitter into a source of revenue ...
  68. 7 Ways to Create a Tax-Efficient Portfolio

    Taxes may be a necessary evil, but that doesn't mean they can't be reduced. Here's a host of smart moves today's investors ...
  69. Ad Blockers Could Spell A Boom For Publishers  

    In a free content world, largely subsidized by advertising, ad blockers can eat into publishing revenues. But, publishers ...
  70. Hetty Green: Invest like the Richest Woman in the World (BRK.A)

    Investors would be wise to emulate the approach to the markets that Hetty Green used to grow her fortune.
  71. Corporate Bonds or Stocks: Which is Better Now?

    With market volatility high, you may think it is time to run for corporate bonds instead of stocks. Before you do take a ...
  72. How Does Casper Work and Make Money?

    Learn how the startup Casper is delivering a good night's sleep directly to customers' homes for a fraction of the cost of ...
  73. This Is What Carl Icahn's Portfolio Looks Like (IEP)

    Read about some of the holdings in Carl Icahn's portfolio. Learn about his activist campaigns against companies that he believes ...
  74. Top 5 Most Successful Canadian Entrepreneurs

    Understand what makes an entrepreneur successful. Learn about five Canadian entrepreneurs who were able to achieve success ...
  75. 7 Mistakes to Avoid When Buying a Used Car

    Understand the benefits of buying a used car. Learn about seven mistakes to avoid before making a used car purchase.
  76. 4 Catalysts That Could Propel Best Buy's Stock Forward (BBY)

    Understand the current Best Buy model and why it has been failing lately. Learn about the top potential catalysts that could ...
  77. How Retirees Should Prepare for a Rate Hike (VBMFX, VFSUX)

    Janet Yellen has indicated that there will likely be a rate hike later this year. Here's how retirees should prepare.
  78. 5 UPS Tools to Help Your Small Business Go Global

    Understand small businesses' struggles and the types of tools they need to go global. Learn about the top five UPS tools ...
  79. Hire Your Kids at Your Small Business – Here's Why

    And how to make sure you do it the right way, following IRS guidelines.
  80. Germany Tech Startups: Keep Them On Your Radar

    Many German companies, which are eager to catch up with the rest of the world by entering the digital age, are investing ...
  81. Tech Startups Can Save Detroit, Here is Why

    Rising from the ashes in the once proud auto-manufacturing City of Detroit is a rapidly emerging tech startup scene that ...
  82. Pros and Cons of Buying a Foreclosed Home

    What are the benefits and drawbacks of purchasing a foreclosed home?
  83. 4 Investment Mistakes That Will Cost You

    Whether you're just starting out or have been investing for years, mistakes happen. But some of them will cost you big and ...
  84. How to Lower Investment Account Fees in Retirement

    Retired investors need all the money they have, which is why they should keep an eye on investment fees, as high fees can ...
  85. Tiny House Movement: Making Market Opportunities

    The tiny house movement throws all assumptions about household budgeting and mortgage management out the window, and creates ...
  86. Should You Hire Your Kids to Work for You?

    If you own a small business, hiring your kids is a no-brainer. But there may also be reasons not to. Here are six questions ...
  87. Designer Luggage: Is It Worth the Money?

    You can spend anywhere from $35 to $3,500 on luggage. Is an expensive suitcase necessarily a better suitcase?
  88. Where Should I Keep My Down Payment Savings?

    While saving up for a down payment, where should you keep your money. A bank? The stock market? It all depends on your timeline.
  89. 4 Ways Retirees Can Save on Insurance

    Retirement doesn't mean the end of the road, nor does it mean paying full price for insurance. Carriers reward age and less ...
  90. How to Spot a Bad Annuity

    Investors who like a reoccurring income stream that comes from an annuity have to be careful. They aren't created equal and ...
  91. Why to Buy Term Life Insurance with a Conversion Option

    Why you should always purchase a term life insurance policy that allows for an unrestricted conversion option.
  92. How Will e-cigarettes Affect Big Tobacco? (RAI, PM)

    E-cigarettes have emerged as a threat to cigarette makers. Will they be able to ward off this threat?
  93. All About Impaired Risk Annuites and Insurance

    What are impaired risk insurance products and understanding life insurance rate classes, table ratings and flat extra premiums. ...
  94. The 8 Top Business Incubators (CAT, YHOO)

    Business incubators can play a crucial role in the life of a start-up. Here's our list of the top eight incubators
  95. Retirement Tips for Millennials from Gen Xers

    Gen Xers' financial situation has been very different from previous generations'. Now they'd like to pass on some hard-earned ...
  96. Countries With The Highest & Lowest Corporate Tax Rates (AAPL, IBM)

    The United States is No. 2 in the world for its high corporate tax rate. There are ways around paying it, and many nations ...
  97. Insider's Guide To The Top U.S. Business Schools

    The best business school for you depends on your skills, career goals and interests. We help future MBA's make a more informed ...
  98. START-UP NY: How a Tax-Free Zone Would Work

    START-UP NY is an initiative designed to attract companies to New York State by giving them 10 years of tax breaks. Sounds ...
  99. Planning 401(k) Investments In a New Job

    Your 401(k) is one of the most important financial tools that you have. Setting it up the right way is key to a successful ...
  100. Best Ways to Find Life Insurance Leads

    Learn about some of the most effective ways life insurance agents find leads. Understand the pros and cons of company leads, ...
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