Personal Finance Articles

  1. Want a Giant Salary? Here's What to Major In

    The stability, high starting salaries and job growth are just a few reasons why students would be smart to consider studying ...
  2. Do Your Investments Suit Your Age?

    No matter how old you are, it’s never too late to invest for retirement. Just make sure the decisions you make are the right ...
  3. Why Even the Young Should Establish an Estate Plan

    Estate planning is important even for the youngest clients, and they should have a plan in place should the worst happen. ...
  4. How to Adjust Plans When Clients Keep Working

    Here's how financial advisors can update financial plans for clients who need (or want) to keep working when they've met ...
  5. How Does the Puerto Rican Debt Crisis Affect the US?

    Learn about the specifics of the Puerto Rican debt crisis and why economists disagree on how significantly it could affect ...
  6. These Top Vanguard Funds Will Help You Diversify (VTSAX, VTIAX)

    These Vanguard funds offer diversification and low fees for retirement savers.
  7. Top Tips for Beating Money Stress

    The leading cause of stress in America is money. Here are five tips to help you reduce your financial worry.
  8. Why Some Millionaires Have the Middle-Class Blues

    Recent studies show that a large percentage of U.S. millionaires classify themselves as middle class. Here's why.
  9. 3 Top Stocks for the Long Haul (BWLD, ALK)

    Consumer confidence may rise and fall, but these three stocks should be long-term winners.
  10. Now: Buying Opportunity or Big, Looming Downtrend?

    The bulls will keep saying we're in a buying opportunity. But unfortunately, markets will continue to move lower—and lower.
  11. Mortgage Broker vs. Direct Lenders: Which is Best?

    There are key differences between mortgage brokers and direct lenders. Here's how to choose which is best for you.
  12. Why Market Timing Should Be Left to the Pros

    Marketing timing is generally a bad idea for the average investor. Here's why it should be left to the pros.
  13. Should You Accept an Early Retirement Offer?

    Is it wise to accept an early retirement package? Here's what you need to consider.
  14. Don't Fall for Annuity Salespeople's Fearmongering

    Market volatility brings out the scare tactic-filled sales pitches from annuity salespeople. Investors need to be leery.
  15. Top Annuity Tax Deferral Strategies

    Annuities can provide tremendous tax advantages for retirement savers. Here are some tax deferral strategies to consider. ...
  16. How Social Venture Capital Is Changing the World

    Learn what social venture capital is and the ways in which it differs from traditional venture capital. Identify two leading ...
  17. Reinvesting Dividends Pays in the Long Run

    Find out why dividend reinvestment is one of the easiest ways to grow wealth, including how this tactic can increase your ...
  18. How Stephen Schwarzman Built The Blackstone Group

    With a wide range of global business interests in private equity, debt financing, hedge fund management and real estate acquisitions, ...
  19. Off-Campus vs Campus Housing, Which One To Choose

    With U.S. college tuition ranging from free to over $30,000 a year, there are a lot of decisions to make in the months leading ...
  20. Buying Your First Investment Property? Top 10 Tips

    Check this list if you are thinking of making a purchase and becoming a landlord.
  21. The Best Time to Book a Flight

    Being savvy about when to book your flight reservation can save you lots of money. Otherwise you'll end up paying more than ...
  22. A Quick Guide to How FAFSA Loans Work

    If you’re headed to college and want to know how to apply for financial aid, this is where you need to start.
  23. 5 Tips for Vintage Car Collecting

    Old autos. There’s just something about all that shiny metal that captivates our attention.
  24. The Basics of Business Development

    What exactly is business development? Sales, marketing, growth? It's all that and more. Investopedia explains the concept ...
  25. Timeshares: New vs. Resale

    Timeshares can be bought in the secondary market. But would-be owners need to know about the pros and cons of new vs. resale.
  26. How Regulations Protect Reverse Mortgage Borrowers

    They're complex animals, which is why there are government guidelines in place to protect borrowers.
  27. How Much Money Do You Need to Live in Miami?

    Learn how much it costs on average to live in Miami and the challenges people face sustaining a lifestyle in Miami during ...
  28. How Can I Fly Private with Delta?

    The airline recently said that it would be upgrading some of its best passengers to private flights. How can you get on that ...
  29. How to Rate a Neighborhood When Buying a Home

    From school quality to crime rates, here are the factors to consider before you purchase a home.
  30. 7 Stocks Suitable For Young Professionals

    Understand what drives young professionals and where they look to invest; learn about seven stocks all young professionals ...
  31. 7 Mistakes to Avoid When Buying an Engagement Ring

    Understand why the purchase of an engagement ring is so important. Learn about seven key mistakes to avoid when purchasing ...
  32. 7 Mistakes to Avoid When Buying Health Insurance

    Understand the need for health insurance and why some undervalue the need for coverage. Learn about the top seven mistakes ...
  33. The 5 Best Alternatives to eBay (AMZN, EBAY)

    Understand the benefits and drawbacks of eBay, as well as the industry in which it operates. Learn about five alternatives ...
  34. 5 Mistakes to Avoid When Buying a New Home

    Learn about home ownership and some of the pitfalls a potential homebuyer faces. Understand five specific mistakes all homebuyers ...
  35. How Nely Galán Became a Media Mogul

    Nely Galán is a successful media proprietor who took advantage of several opportunities in the United States to create her ...
  36. How Does a Tax-Free Exchange Work?

    In regards to the sale of property, particularly in real estate, a 1031 exchange is increasingly being recognized for its ...
  37. Debit or Credit Card: Which to Use for Car Rentals

    Before you rent your next car, think twice about purchasing the added insurance if you're using a credit card.
  38. Tax Evasion Plagues Greece

    Contrary to what some may think, Greece’s debt problems are not due to extravagant spending by the government, but to insufficient ...
  39. For Financial Independence, Forget the McMansion

    While financial independence and retirement should be a priority for all Americans, some people are foolishly purchasing ...
  40. 5 Surprising Things That Will Hurt Your Credit Score

    Here are five ways that you can damage your credit score without even knowing it.
  41. 8 Best Cloud Storage Solutions for Small Business

    An unbiased list of the top cloud storage solutions for small businesses.
  42. Why Did Tokio Marine Buy HCC Holdings for $7.5 Billion? (TKOMY, HCC)

    Learn about the main reasons Tokio Marine paid $7.5 billion for HCC Holdings, including the strength of the company and a ...
  43. What Led to Lumber Liquidators' Decline? (LL)

    Read about how a "60 Minutes" story on laminate flooring sold by Lumber Liquidators led to a massive decline in the share ...
  44. Is U.S. Inflation on the Horizon?

    Inflation, or the general price level of all goods and services in an economy, has remained subdued in the years following ...
  45. Salary Secrets: What Is Considered a Big Raise?

    A 4% or 5% annual jump in pay may not sound huge, but in today’s environment, it actually means you’re faring better than ...
  46. What Does It Cost To Raise a Child in America?

    Having a family can be an expensive proposition, but couples who know the numbers can strategize to lower the costs.
  47. Build a Retirement Portfolio for a Different World

    When it comes to retirement rules of thumb, the financial industry is experiencing new guidelines and the new rules for navigating ...
  48. Automating Your 401(k) is Easier Than You Think

    If you like automation, you should check out these features that many 401(k) plans offer.
  49. Top 6 Car Insurance Companies in New York (ALL, PGR)

    Read about the top private auto insurers licensed to operate in New York, and learn about recent trends in market share among ...
  50. Which Kind of Life Insurance Is Best for You?

    Parse the pros and cons of different policy types to ensure the best coverage for your needs.
  51. Millennials Guide: How To Read a Lease

    Everything you need to know before you rent a home.
  52. How to Job Search While You're Still Employed

    The best time to look for a new job is when you already have one.
  53. Redefining the Stop-Loss

    Using Stop-losses for trading doesn’t mean ‘losing money’, but instead think about the money you'll start saving once you ...
  54. Infographic: How Much Money Do You Need to Retire in Hawaii?

    In this infographic we break down cost of living in Honolulu, Hawaii in terms of taxes, rent, food and other expenses and ...
  55. The 5 Biggest Canadian Law Firms

    Obtain company information about some of the largest major legal firms that are headquartered and have principal operations ...
  56. The 5 Biggest Chinese Insurance Companies

    Read about the top Chinese insurance companies by market capitalization, and learn a little about their positions in the ...
  57. Top 5 Car Insurance Companies in Texas (PGR, ALL)

    Examine the five biggest automobile insurance companies operating in the state of Texas, ranked based on market share in ...
  58. Top 8 Car Insurance Companies in New Jersey

    Read about the top personal auto insurers operating in New Jersey, and learn about recent trends in market share among these ...
  59. Top 10 Most Valuable Sports Teams in 2015

    Cleats, pads and profits: we take a look at the top 10 most valuable sports teams in the world.
  60. Millennials Guide: Buying Your First House

    Millennial homebuyers need to research a lot of things, such as how much to pay, down payments, PMI, FHA loans and special ...
  61. The Unintended Consequences of Self-Driving Cars

    An overview of some unintended consequences of the driverless car revolution.
  62. 5 Ways to Stretch Your Retirement Dollars

    Fixed incomes are a reality of retirement, which means your money needs to last. From downsizing to staying healthy, here ...
  63. Understanding Home-Equity Loan Rates

    Shopping is the most important part of getting a home-equity loan. You're going to have to live with the terms for a long ...
  64. Best Places To Exchange Currency In Miami

    Miami may be a 24-hour party, but it takes plenty of cash to get in the groove. Here's where to exchange foreign currency ...
  65. Whole or Term Life Insurance: Which Is Better?

    Learn the difference between term life insurance and whole life insurance. Understand when it is beneficial to buy each type ...
  66. Understanding Taxes on Life Insurance Premiums

    Learn about the tax implications of life insurance premiums, including when they might be taxable and whether they are tax ...
  67. 5 Ways to Lower Life Insurance Premiums

    Learn several effective methods for lowering life insurance premiums. These include quitting smoking and considering term ...
  68. The 7 Best Ways to Get Out of Debt

    Obtain information on how to put together and execute a plan to get out of debt, including the various steps and methods ...
  69. Why Are Startups Going International?

    Expansion into international markets, if it occurs, is the final stage of a startup's evolution. Lately, though, the opposite ...
  70. Why Las Vegas Hotels Charge Resort Fees

    One of the easiest ways that hotels send their guests home with thinner wallets is by means of drip pricing, the act of charging ...
  71. Is a Recession Coming?

    In the space of a week, the VIX Index, a measure of market volatility, spiked from 13, suggesting extreme complacency, to ...
  72. Best Places to Exchange Currency in Chicago

    Whether you're leaving the Windy City or arriving with a stack of foreign cash, these are your best bets for currency exchange.
  73. 5 Signs a Reverse Mortgage Is a Bad Idea

    Here are the key situations when you should probably pass on this type of home loan.
  74. 2 Catalysts Driving Intrexon to All-Time Highs

    Examine some of the main reasons for Intrexon stock tripling in price between 2014 and 2015, and consider the company's future ...
  75. 5 Signs a Reverse Mortgage Is a Good Idea

    If these five criteria describe your situation, a reverse mortgage might be a good idea for you.
  76. The 4 Biggest Private Equity Firms in London

    Discover information about the largest private equity firms that are headquartered in London, ranked by total assets under ...
  77. Understanding Rent-to-Own Contracts

    They can work for you or against you. Here's how to negotiate a fair one.
  78. Living in New York City: Co-ops vs. Condos

    Buying an apartment in New York City means familiarizing yourself with the pros and cons of these two types of dwellings.
  79. How Does Glamsquad Work and Make Money?

    Learn about what Glamsquad does and how it makes money, including why the rise of the "Uber culture" has made this new luxury ...
  80. 6 Reasons Why Dividends Should Be Reinvested

    Learn about the advantages of dividend reinvestment programs and how they may benefit longer-term investors who want to build ...
  81. Understanding How Dividends Are Taxed

    Learn how dividends are taxed by the IRS, and understand the different types of dividend income as well as the capital gains ...
  82. 4 Mutual Funds to Consider If Interest Rates Rise

    Learn what mutual funds will perform best if interest rates rise. Interest rates can rise due to inflation or to an improving ...
  83. Retirement Planning for Entrepreneurs and Small Businesses

    If your business has receiveables, here's a smart way to leverage them to build up your retirement fund fast.
  84. Overhaul Social Security to Fix Retirement Shortfall

    There are several theories and ideas about how we can make up for the $6.6 trillion retirement savings shortfall in America. ...
  85. Leading Economic Indicators: U.S. Bureau of Labor Monthly Stats

    The Bureau of Labor Statistics' monthly employment figures are a key economic indicator. Here's how they work.
  86. Don't Get Burned by High Credit Card Rates

    The average card charges 11.8%, and some rates top 20%. Experts warn that credit card interest may remain steep.
  87. Equity Crowdfunding Sites Disrupt Banking and VC

    Equity crowdfunding is poised to revolutionize the way companies are funded and disrupt the traditional private equity, banking ...
  88. World's Top 10 Serial Entrepreneurs

    There are entrepreneurs, and then there are serial entrepreneurs. Investopedia takes a look at who they are and how they ...
  89. How Long Bankruptcy Will Affect You

    How long will the sad chapter of bankruptcy impact the rest of your life?
  90. The World's Most Luxurious Vacation Retreats

    White sand beaches, nature preserves, amazing hot springs...if you're looking for heaven on earth, these spots qualify.
  91. Umbrella Insurance: You May Need It, Too

    If you have assets to protect – or just run a business from home – you could be unpleasantly surprised at how much you need ...
  92. 10 Ways to Save Money at the Farmers' Market

    Strategic shopping can help your budget as well as your health.
  93. Protect Your Home From Medicaid Liens

    Plan ahead for long-term care needs to protect your home and your estate.
  94. Avoiding the 5 Most Common Rent-to-Own Mistakes

    Pitfalls that a prospective tenant-buyer could encounter on the road to purchase – and how not to stumble into them.
  95. What IRS Form 990 Tells About a Nonprofit

    Want a picture of an organization's activities? This annual form, open to the public, sums up everything from salaries paid ...
  96. Worthwhile Rental Websites (Besides Airbnb)

    The world is your accommodations oyster, thanks to a host of new vacation-geared platforms.
  97. The 3 Most Common 401k Rollover Mistakes

    No one is born knowing the tax rules for 401(k)s and IRAs, but only dummies, scaredy cats and suckers don't buckle down to ...
  98. Renting vs. Owning: Which is Better for You?

    Despite the conventional wisdom, renting might make more financial sense than you think.
  99. Refinance Vs. Debt Restructuring: What's Best For Your Credit Score?

    Discover key differences between refinancing and restructuring debt in regard to terms, the negotiation process and effect ...
  100. The 8 Best Business and Finance T.V. Shows

    With so many talking heads to choose from, which is the right show for your business and money matter needs? We review the ...
Hot Definitions
  1. Reverse Mortgage

    A type of mortgage in which a homeowner can borrow money against the value of his or her home. No repayment of the mortgage ...
  2. Labor Market

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