Personal Finance Articles

Lower-wage jobs have increased because of the recession, but the minimum wage is lower than in 1967 when adjusting for inflation.

Student-managed investment funds offer future investment professionals a chance to manage real money while earning their degrees.

Being smart doesn't necessarily mean you'll be wealthy, but there are many ways intelligence can influence how much money you earn.

Discover the differences between Chartered Financial Analyst, Certified Financial Planner™ and Commodity Trading Advisor credentials.

It's much easier to save for retirement when you choose not to have children.

Lower prices, better selection, lower sales tax rates and a strong Canadian dollar draw over 1.9 million Canadians over the border to shop every month.

Transferring a house title can be complicated at times. Here are some guidelines to help you get through the process.

If you're a rookie investor, your first big investment decision should be an informed one.

Money is tight when you're young, but don't let that stop you from pursuing future riches.

Young investors have some advantages over their older counterparts. Read on to learn how to build a portfolio that will grow with you.

If a credit card company changes its terms, you could pay a steep price. Find out how to stay informed.

The popularity of homeschooling continues to soar, but so do the costs involved. Here's a look at ways parents can minimize their homeschooling expenses.

Marriage can be like doubling an income, as long as you avoid doubling these expenses.

Learn more about the process business owners go through to seal a merger or acquisition deal.

Here are some scholarships that may be attainable for those of us who aren't star athletes or honors students.

Here are some part-time jobs that you can fit around your classes. However, the best idea is to find something related to your field of study.

Having a network of people in the same profession as you can improve your career prospects. Here's how to build a professional network while you are still in school.

With consumer spending falling and hindering the chances of an economic recovery in the U.S., we look at Millennials and how they are spending money in 2012.

Financial planning is one of the keys to a successful future. Here is how you can get your finances in order.

More and more consumers are choosing to avoid cable providers and find alternative TV viewing options.

Many of America's most successful entrepreneurs found fame well before graduating.

Peter Thiel's fellowship program makes skipping school very tempting. Should you quit school to pursue a business startup?

Here are some of the more notable social media disasters involving large companies.

If you can learn to juggle course work and cash flow, you'll be ready for anything.

The saying: "It's not what you know, but who you know," might just be true. Here's a look at why connections are so important in business and job searches.

Here's a look into the online auction market and how to get yourself the best value possible on sites like eBay and Quibids.

Companies lay off employees during times of economic hardship, but there are other, less severe, ways to cut back on the money spent on salaries.

Find out what fees and restrictions need to be considered before investing $1,000.

Can you have perfect abs in just six minutes a day? Maybe not, but you can have a rock-solid budget in six months.

It can be difficult to determine the best place to find out your credit score. Here are some tips to help you along the way.

If you'd like to save more money, first you'll need to conquer the first step: coming up with the cash.

Find out how these instruments work and how they are used in the market.

Saving money can be a chore, but these tricks put money in your pocket with no effort at all.

Is courting LGBT customers as risky for businesses as people think? Read on to find out.

Here are five companies that tout their clandestine knowledge as part of their successes.

If you really want your kids to learn to be financially responsible adults, it's time to stop giving them money.

The depressed economy and rising prices are causing recycle thieves to steal more scrap metal, grease and cardboard.

Go beyond interest and find out how mortgage points affect your taxable income.

If you want to homeschool your child, there are financial, legal and educational factors that you must consider.

Despite their reputation, the debt securities known as "junk bonds" may actually reduce risk in your portfolio.

These may look like good retirement vehicles, but beware of the fees buried in the fine print.

This derivative can help manage portfolio risk, but it isn't a simple vehicle.

This strategy is widely misunderstood, but it's not as complicated as you may think.

As criminals are becoming more savvy, your money is becoming more vulnerable.

Emergency funds are vital in case you lose your job or perhaps have an expensive medical emergency, but why do so few people have emergency funds?

Hired gun not in your budget? Learn to be your own credit counselor.

Studies show that smoking, overeating and drinking are not only unhealthy, but expensive as well.

Here are some tips for picking a major that best suits you and your goals.

Shopping online can be convenient, but if shoppers do not use caution, they can be susceptible to many scams.

Peregrine Financial Group's Russell Wasendorf Sr.'s admission of a nearly 20-year-old fraud echoes the Madoff affair.

Winter is coming. Here are some helpful tips you will need to know to make sure your home is prepared to withstand extreme weather, and wear and tear, in the coming months.

Failing to properly promote your house when it is on the market can wreck your chances of selling quickly and for the price you want.

These five steps can help get you out of debt faster and easier than you'd ever imagined.

The most difficult aspect of this complex product is determining how much coverage you need and why.

Paper or plastic? Here's a look at some of the pros and cons of e-books and hard copies, and a look at which medium might better suit your needs.

These celebrities inappropriate attempts to garner cheap laughs ended up costing them work, respect and a lot of money.

The decision to hire internally or externally is based on many considerations, and not all of them are financial.

Discover which countries do the most to protect the little guy from scheming executives and shady back-room deals.

The partnership between Starbucks and Square will likely spur more interest in the mobile payment space.

Women are closing the gender gap, and today many supply the main source of income for their households. Find out why.

It's not just the unskilled unable to find jobs in the U.S. Here is a look at some highly-skilled demographics that are having difficulty finding jobs.

If you get laid off, these plans can be of great value, but the best protection may be to avoid big purchases altogether.

If using a layaway plan keeps you from having to use your credit card, it could be a smart move.

A lack of profits isn't the only reason to sell your business. Here are some telltale signs that indicate you need to sell your fledgling business.

Not only are tech companies one of the highest-paying career sectors, but they have some of the best perks as well.

TELOS is an excellent resource if you're looking to create a feasibility report for your small business. Here are ways you can best implement the system.

The CFPB is keeping an eye on the student loan market because it believes it uses the same lending policies as mortgage lenders did during the subprime lending crisis.

Soldiers and EMTs are two professions that should probably command a higher wage.

Soon, there will be another body protecting consumers when it comes to credit scores. Here are some new things to know about getting a credit report in the future.

Getting old is about the only thing you don't need to work at when preparing for retirement. Have you covered these other important steps for ensuring your golden years are comfortable?

Credit repair scams are common in today's debt-reliant world. Don't be a victim!

Reworking your budget and making your home as fire resistant as possible are just some of the ways that you can protect your finances during a drought.

2012 has already seen more than its fair share of significant natural disasters and the economy is suffering for it.

You may want to think twice before quitting your day job to pursue these careers. Despite their popularity on TV, these jobs likely won't help you financially, or they aren't worth your time.

Companies are rethinking the level of coverage they give to their employees and how much that coverage will cost. Learn your alternative options in the event you lose your current healthcare coverage.

In today's tough business environment, firms have to get creative with ways to boost value for their shareholders.

Learn how to pay less for your home in the long run, or save in the short run.

Putting some plastic in your children's wallets may actually help them - if you do it right.

These jobs require specialized math skills that intimidate most laymen. But, for those with the wit and work ethic to attain this knowledge, there are many high-paying employment options.

A minor tweak in a product's design can mean big profits for companies, just ask Apple and Rubbermaid.

The plastic in your wallet doesn't have to hurt your finances. Learn how to manage it responsibly.

Offering both income and relative security, these uncommon shares may work for you.

Here's a breakdown of how you can stay out of debt or keep your debt low.

Are future generations in trouble when it comes to how much debt they have? We compare debt between other age groups to find out.

Ratings for most HBO shows are relatively low and shows like Game of Thrones cost a lot to make. That said, HBO still turns a tidy profit. Find out how.

If your startup idea doesn't capture the attention of a venture capital firm, don't fret. Here are some other ways to fund your startup.

Opportunity cost is an essential, often overlooked aspect of financial decision making.

Learn the special considerations mature adults need to make when pursuing a post-secondary education.

Many people take pride in their yards and lawns. However, the costs can quickly add up. Here are some mistakes people make and tips to help you cut costs.

Here is a look at the pros and cons and the ethical implications of hiring (or not hiring) a friend.

Here's a list of places people can safely keep their money when they don't trust the banks to manage it for them.

With small businesses throughout the world struggling in this economic climate, developing new and diversifying existing revenue streams is becoming increasingly important.

With small businesses facing difficult financial times in the U.S., this article assesses innovative ways in which independent firms can attract top industry talent.

It's almost effortless for a business to use social media. Here's how to do it the right way.

Discover why working in fixed income can be your ticket to the highest professional goals you've set for yourself.

Bonds offer undeniable benefits to investors, including safety and tax advantages.

You're nearing retirement age and you don't have the nest egg you need. Here's how an income property can help you make up the shortfall.