Personal Finance Articles

  1. The Top Insurance Needs of Retirees

    While health insurance is the primary insurance need for retirees, there are other types advisors need to consider for their ...
  2. How Advisors Can Minimize Their Own Risks

    Risk management is important in any enterprise. But when it comes to the financial advisory business, the stakes are higher.
  3. Drugmaker Extraordinaire: How Eli Lilly Grows

    Drugs mean big profits in America. Here's how the country's oldest pharmaceutical firm keeps its toehold in the market.
  4. How Advisors Can Help Clients Manage Old 401(k)s

    Helping clients manage their old 401(k)s is a huge retirement planning issue. It also presents opportunity for advisors. ...
  5. It’s Never too Early to Think About Retirement

    See why it is never too early to think about retirement, to plan for a healthy financial future and how to start healthy ...
  6. Why Retiring Sooner Might Be a Bad Idea

    Learn why even though most people dream of early retirement, it has plenty of downfalls that include less money, lower productivity ...
  7. Couples: Avoid These 3 Big Financial Mistakes

    Money is one of the top reasons couples argue. Here are the major issues advisors need to be aware of to help couples avoid ...
  8. What Puts the Dollars in Priceline's Bottom Line?

    The Priceline Group is more successful than it may appear and is on track to enjoy tremendous profits down the road.
  9. Ask Your Advisor These 5 401(k) Rollover Questions

    Managing your 401(k) wisely is paramount to a secure retirement. Accordingly, here's a guide to key questions you need to ...
  10. Advisors Fees: What Are You Paying For?

    Fees or commissions? Which is best? Either way, what matters most is that the investor is aware of each charge and how if ...
  11. Should You Be a Bull or a Bear Right Now?

    Ask a bull: If the economy is truly improving, where's all the consumer spending?
  12. Forget 401(k)s: Put Your Next Savings Dollar Here

    A 401(k) might be the post popular option for retirement savings, but there is another lesser-known option that may make ...
  13. Can You Hit The Highest Credit Score?

    Yes – it's doable. But the real question is, does it matter?
  14. 6 Reasons Healthcare Is So Expensive in the U.S.

    Here's why America's healthcare still ranks low among developed countries.
  15. Top 5 Ways to Retain Your Best Employees

    You need to think beyond salary to make the most talented people want to stay on for the long term.
  16. Why U.S. Wage Growth Isn’t as Bad as It Appears

    Though wage growth numbers are more nuanced than they may appear, they reveal another sign that the U.S. recovery is still ...
  17. Credit Score vs. Credit Report: Which Is Better?

    They sound alike, but can serve very different ends.
  18. What’s Uber Worth?

    Value projections for Uber have been all over the map, but the most important projection doesn't come in the form of numbers.
  19. The Journey to a Great Credit Score

    How people starting out can get on the credit grid and establish a solid record.
  20. The 3 Most Profitable Luxury Hotels

    Staying at a luxury hotel is the stuff of daydreams for most people. The few who do regularly stay, or even live, in upscale ...
  21. America's Poorest States in 2015

    Learn the reasons Mississippi, New Mexico, Louisiana, Georgia and Kentucky are the poorest states in the United States, as ...
  22. Should You Worry About the U.S Inflation rate?

    Understand how inflation is measured, how U.S. inflation compares to other countries, and if investors should be concerned ...
  23. Top 5 Software Programs Used by Financial Advisors

    Obtain information about the top five financial planning software programs that are most commonly used by professional financial ...
  24. 3 Entrepreneurs Who Became Successful After 40 (WMT, YUM)

    Read about four influential entrepreneurs who didn't achieve fame and success until after their 40th birthdays, including ...
  25. 5 Key Steps to Start Your Own Small Business

    Understand what a small business is and what it takes to build one. Learn about the five key steps needed to start a small ...
  26. 5 Good Habits Every Entrepreneur Needs

    Understand who an entrepreneur is and what an entrepreneur does. Learn about the 5 good habits that every entrepreneur should ...
  27. The 5 Skills Every Entrepreneur Needs

    Understand what an entrepreneur is and the type of risk an entrepreneur faces. Learn about the five skills necessary to become ...
  28. The 4 Best Websites For Small Business Loans (EBAY, PYPL)

    Discover some of the best websites that small business owners utilize to obtain necessary financing at competitive interest ...
  29. Best 5 Small Business Ideas You Can Start From Home (EBAY)

    Understand what a small business is and how small businesses are classified. Learn about five small business ideas that you ...
  30. 6 Reasons Not to Recharacterize Your Roth IRA

    If you're thinking of recharacterizing your Roth IRA into a traditional IRA account, here are six compelling reasons why ...
  31. How Groupon Makes Money (GRPN)

    Find out how Groupon makes money, including a rundown of how Groupon works and what benefits it provides to the businesses ...
  32. 7 Entrepreneurs Who Became Successful in their 20s (FB, YHOO)

    Understand how entrepreneurs can come from any age group. Learn about seven entrepreneurs who reached success and fame in ...
  33. The Top 4 ETFs For Investing in US Government Bonds (SHY, ITE)

    Discover the top four ETFs that invest in U.S. government bonds with maturities ranging from zero to 25 years, including ...
  34. Can Immigration Reform Help the Economy?

    Learn some of the possible effects, both good and bad, of immigration reform on the economy. These include more jobs and ...
  35. The Biggest Items Obama Is Still Missing From His Mandate

    Learn how the biggest items missing from Obama's mandate include various forms of tax reform and closing the Guantanamo Bay ...
  36. Are You Considered a Small Business?

    Find out what it takes to be considered a small business by the U.S. Small Business Administration and why some small businesses ...
  37. Small Business Loan Vs Line of Credit: How They Differ

    Understand the differences between a small business loan and a line of credit, and learn some of the most appropriate uses ...
  38. 5 Developed Countries without Minimum Wages

    Find out about five developed nations that have no federally regulated minimum wage and how these countries use unions to ...
  39. 4 Top Changes Obama Has Made with His Mandates

    Learn how Obamacare, equal pay for women and an executive order on immigration represent some of Obama's biggest changes ...
  40. 5 Steps to Become an Entrepreneur

    Understand what it takes to become an entrepreneur, and learn about five steps that can help someone become an entrepreneur ...
  41. Southwest Airlines: Delta's Worst Enemy? (LUV, DAL)

    Learn about the rivalry between Southwest Airlines and Delta. For decades, Delta was the major operator in the South, but ...
  42. J.C. Penney: Identity Crisis or Buy Opportunity?

    With so many recent leadership changes, J.C. Penney might be suffering from an identity crisis. Here's why and what you need ...
  43. Life Insurers and Millennials: Strange Bedfellows?

    Life insurers are courting Millennials. Is this a strange fit? And how will they cater to this generation?
  44. Advisors: Use Tech to Attract, Retain Clients

    Investors want an investment approach that blends technology and the human touch. Therefore, financial advisors should embrace ...
  45. Netflix's Future Growth: Greater Than You Think?

    The potential for Netflix could be considerably greater than you think.
  46. Is a Robo College Savings Plan Right for You?

    The cost of college keeps rising, but saving for it might just have gotten easier. Here's why.
  47. Top 4 Venture Capital Investors and Firms (AAPL, YHOO)

    Understand what it is that venture capital firms do, the purpose they serve for new businesses and discover some of the top-ranked ...
  48. Minimum Wages Can Raise Unemployment

    Learn why many economists feel that minimum wages, while intended to benefit low-wage workers, actually hurt them by increasing ...
  49. The Top 5 US Cities with Highest Minimum Wage

    Learn how awareness campaigns have led to huge minimum wage hikes in several large cities, and discover which U.S. cities ...
  50. 5 Ways to Get Funding For Your Billion-Dollar Idea (FB)

    Understand how current billion-dollar companies gone about funding. Learn about five funding strategies to fund a billion ...
  51. Inflation Protected Securities: How They Work

    Learn how the U.S. Treasury inflation-protected securities (TIPS) work, which considerations investors should keep in mind ...
  52. Gay Couples: Here Are Your New Rights

    The expansion of same-sex marriage means gay and lesbian partners can now enjoy basic spousal rights, regardless of where ...
  53. The Hi-Tech Future of Mortgage Applications

    Three sites that are simplifying your path to home ownership.
  54. Gay Marriage and Taxes: Everything You Should Know

    Same-sex couples now have a variety of tax strategies to consider.
  55. Best Real Estate Apps for House Hunters

    Your dream home might be only a swipe away.
  56. When's the Best Time to Sell a House?

    Your timing is a key element in when to sell a house. Here's what to consider.
  57. Advising FAs: Explaining College Savings Accounts to Clients

    There are several types of savings accounts designed for higher education available today. The right one for you will depend ...
  58. Advising FAs: Explaining Estate Planning to a Client

    As the old saying goes, you can't take it with you. For this reason, it is important to have a current estate plan in place ...
  59. What AIG Looks Like Now (and How it Got that Way)

    Despite some mammoth mistakes and a gargantuan government bailout, AIG remains a global insurance powerhouse. Here's how ...
  60. The Logic Behind Sears' REIT (SHLD, SRG)

    Learn what strategy Sears employed with the divestment of its 266 real estate properties to a separate real estate investment ...
  61. Steps to Qualify For a Small Business Loan

    Learn steps to qualify for a small business loan such as identifying financing needs, preparing a business plan and getting ...
  62. An America with Donald Trump as President

    Take a closer look at some of policy proposals from Republican presidential candidate Donald Trump, and what a future with ...
  63. Why Cash is King When Markets are Volatile

    After the past several years, you might be addicted to equity. But when markets turn volatile, cash is the best option. Here's ...
  64. The Financial Advisory Business: More Women Wanted

    It's no secret that women are underrepresented in the financial advisory business. Here are some reasons why and what's being ...
  65. The Biggest Financial Mistakes Millennials Make

    Millennials are making financial mistakes that have the potential to cost them big over the course of their lives.
  66. How Nike (NKE) Continues to 'Do It'

    Other than style, do sneakers from any maker really differ that much? That's debatable. But this is certain: Nike sets the ...
  67. Is Cohousing Right for You?

    Cohousing isn't for everyone. But if you're community-minded or committed to living green, it may be an ideal option for ...
  68. Top 10 Airlines to Work For in 2015

    Find out why Southwest Airlines and JetBlue lead the list of the top airlines to work for in 2015.
  69. Who Supports Donald Trump's Campaign?

    Explore the common characteristics among voters who prefer Donald Trump for the 2016 election, including youth, modest incomes ...
  70. Advising FAs: Explaining Annuities to a Client

    Conceptually speaking, annuities can be thought of as a reverse form of life insurance.
  71. Advising FAs: Explaining ETFs to a Client

    Exchange traded funds (ETFs) have exploded in popularity with both investors and professionals for several reasons, and their ...
  72. Before You Buy a Home for Your Child: Read This

    It is certainly generous. It can even be advantageous to both of you. But beware of the pitfalls.
  73. Retire in Costa Rica with $200,000 of Savings?

    It's quite doable in this Central American oasis.
  74. Advising FAs: Explaining Long-term Care Insurance to Clients

    As our life spans are extended, our family structures change and medical care improves, the need for long-term care (LTC) ...
  75. Advising FAs: Explaining Life Insurance to a Client

    Life insurance was initially designed to protect the income of families, particularly young families in the wealth accumulation ...
  76. Explaining Clients Why They Need a Budget

    The truth is that budgeting isn't just for times when your money is tight or your life is undergoing a major transition. ...
  77. Is Your Financial Advisor Looking Out for You?

    Financial advisors sometimes aren't looking out for clients' best interests. Regulators are scrutinizing their practices; ...
  78. Advising FAs: Explaining Bonds to a Client

    Most of us have borrowed money at some point in our lives, and just as people need money, so do companies and governments. ...
  79. Will Your Job Get Eaten by Automation?

    With the rapid growth of technology, it has been widely contested whether automation will start to replace jobs.
  80. How Expedia Makes Money

    Expedia has grown from a small travel website to now selling everything from airline tickets and hotel rooms to car rentals ...
  81. How to Avoid Scuttling Your Client’s Retirement

    Bad habits can ruin a retirement portfolio (and your credibility as an advisor). Here are some practices to avoid.
  82. How Advisors Can Help Expectant Couples

    Bringing a child into the world makes parents more acutely aware of their finances. Here's how advisors can help expectant ...
  83. Interest Rates and Your 401(k): How They Tango

    Here's how a rise in interest rates will likely impact your 401(k).
  84. Got Dividends? Here's How to Reinvest Them

    Reinvesting dividends is almost always a good idea if you intend to hold your shares for the long term, and there are several ...
  85. Top Tax Tips to Deduct Investment Management Fees

    Investment expenses can be deducted by those who meet three main criteria. Here's what they are and how they work.
  86. Why Women Choose Women for Financial Advice

    Women often prefer female financial advisors because client and advisor can relate to each other on a variety of levels. ...
  87. How to Protect IRAs from Higher Interest Rates

    Rising interest rates don’t have to translate into investment losses in an IRA. Here's how you can protect your investments. ...
  88. The Difference Between Good and Great Advisors

    If you want to be a top advisor, it takes more than just hanging out your shingle and picking investments. Top advisors work ...
  89. Advising FAs: Explaining Debt to a Client

    This article examines the different types of debt and breaks down which types of debt are better than others. The main types ...
  90. Why Millennials Should Invest in a Roth IRA

    Saving for retirement is important, and it's important to start early. A Roth IRA is a great option for low-earners just ...
  91. Can You Retire in Colombia With $200,000?

    The cost of living, high-quality healthcare, climate and culture are drawing more and more U.S. retirees to this country. ...
  92. 6 Tips to Stop Worrying About Retirement

    Try some creative thinking and these smart moves to take the pressure off.
  93. Are Home Inspections Worth It? - Price vs. Value

    If you’re wondering whether home inspection is worth the investment, the following information will help you decide.
  94. How to Recharacterize to a Traditional IRA

    If the technicalities of recharacterizing a Roth IRA to a traditional IRA seem dauntingly complex, here are a few simple ...
  95. 5 Warning Signs a Charity Is a Scam

    Giving to charities and helping those in need is admirable. Here's how to ensure your good intentions and donations aren't ...
  96. 5 Reasons to Convert a Roth To a Traditional IRA

    Here's a quintet of cases when the traditional IRA trumps the Roth version.
  97. Get Your House In Order By Choosing a Financial Advisor

    As the old saying goes, people don't plan to fail, they just fail to plan.
  98. Credit Card Review: Blue Cash Everyday Amex (AXP, KSS)

    Read about the Blue Cash Everyday Amex card, and learn how it saves cardholders money on groceries, gas and other household ...
  99. Credit Card Review: Chase Freedom (JPM, AMZN)

    Learn about the Chase Freedom card and how it earns 1% cash back on every purchase and up to 5% on purchases in quarterly ...
  100. Credit Card Review: Citi Double Cash

    Learn about the Citi Double Cash credit card and its simple cash back program that pays a combined 2% rate on every card ...
Hot Definitions
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    A member-owned cooperative that provides safe and secure financial transactions for its members. Established in 1973, the ...
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