Personal Finance Articles

  1. Budget Without Blowing Off Your Friends

    With a little planning, you can maintain your social life without breaking the bank.
  2. Shuffle Away Your Debt With Balance Transfers

    This option can save you big bucks, but only if you watch out for rates and fees.
  3. Outfox The Debt Collector's Hounds

    Dealing with a collection agency is scary if you don't know your rights. We help you take back the power.
  4. Small Business: Speed Up Receivables To Avoid A Cash Crunch

    Waiting for customers to pay can be a losing game. Look to factoring for quicker cash.
  5. Managing Income During Retirement

    Learn some sensible strategies for making your hard-earned savings last for as long as you need them.
  6. A Guide To Debt Settlement

    Find out how you can negotiate your way to a lower debt load by paying up front.
  7. Everything Investors Need To Know About Earnings

    We go over the concepts behind the excitement over the most important figure in the stock market.
  8. Build Your Small Business During Downswings

    Here we offer some cost-saving measures to strengthen your business even when the market is weak.
  9. How To Identify A Micro-Cap Scam

    Discover how to distinguish a real investment opportunity from a fraudulent one.
  10. Are Headhunters Worth It?

    Some recruiters and recruiting firms use more methods to source suitable candidates than others do.
  11. Should Married Taxpayers File Together?

    The earned income credit is one tax incentive married couples filing a joint tax return can take advantage of. Is it a good ...
  12. Differences Between Stockbrokers, Investment Advisors And Financial Planners

    Find out how these three financial positions differ and in which areas they can help you with your finances.
  13. Is Relying On Home Equity For Retirement A Good Idea?

    Of Americans aged 50 to 70, 47% have reported that they are relying on home equity to fund their retirements.
  14. What Does Filing As Head Of Household Mean For Your Taxes?

    In order to file as head of household, you must meet several requirements. Find out whether being head of household comes ...
  15. In Small Business, Success Is Spelled With 5 "C"s

    Incorporating these steps will help your business thrive in a competitive market.
  16. Retirement Savings Tips For 35- To 44-Year-Olds

    Learn how the "sandwich generation" can save for retirement while taking care of their kids and parents.
  17. Restaurant Segments Going Under

    Diners are as American as apple pie, yet their popularity is waning with today's consumers.
  18. How The Cost Of Debt Affects Retirement

    If you are someone who is closer to the end of your working career, such a large amount may be almost unmanageable.
  19. Are You Really Eligible For The Earned Income Tax Credit?

    The amount of your earned income credit (EIC) is dependent upon how big your family is.
  20. 6 Retirement Savings Tips For 45- To 54-Year-Olds

    Now is the time to kick savings into high gear. Find out how.
  21. Emerging Market ETFs For Your Retirement Accounts

    Emerging market ETFs are typically seen as riskier investments, but some of them may be able to strengthen your retirement ...
  22. How To Revitalize Your Small Business

    Try to revise existing strategies if your business is ailing or on a steady decline.
  23. What Could The End Of Retirement Mean?

    Most Americans are saving only about 4% for retirement, which could mean that many U.S. citizens will never retire.
  24. Best Social Media Tools For Your Small Business

    These social media tools can help keep your business competitive.
  25. Get A Job As A Manager

    Becoming a manager is an excellent way to earn status and repute within an organization.
  26. Reasons You Should Use Your Credit Card For Purchases

    Paying for everything with your credit card will earn you rewards and protect you against fraud, among other benefits.
  27. Can You Trust Credit Card Offers?

    With the number of credit cards in circulation exceeding the nation's population, card issuers have developed various ways ...
  28. Famous Advice From Successful Entrepreneurs

    These famous quotes from some of the most successful entrepreneurs of all time can be used as inspiration for your entrepreneurial ...
  29. Is Working Longer A Viable Retirement Plan?

    People who are planning poorly for retirement are simply deciding to work longer - often out of neccessity. Is this a smart ...
  30. How Children Can Help Parents With Retirement

    Sometimes the elderly lose their cognitive skills, that's when it may be time for their children to step in and assist with ...
  31. Popular Ways To Delay Retirement

    From staying in the workforce longer to finding a part-time job after retirement, there are many ways that retirees postpone ...
  32. Best Gifts Under $10 For Men

    Here are some unique and affordable gift ideas for the special men on your list.
  33. Best Gifts Under $10 For Women

    Consider these unique and affordable gift ideas for the special ladies on your list.
  34. Common Liabilities That Hurt Your Net Worth

    Every penny that you keep out of the liability side of the net worth equation essentially ends up on the asset side.
  35. How To Quit Your Job

    It is important that you quit your job in such a way as to not "burn your bridge." Find out how.
  36. Most Wasteful Valentine's Day Gifts

    Cards, candy and flowers are all wasteful gifts. You'd be better off spending your money more wisely.
  37. 5 Common Misconceptions About ETFs

    The rise in these funds' popularity has contributed to misinformation about what they are and how they work. Learn more here. ...
  38. Best Valentine's Day Gifts For Women That Are Under $20

    Clichés are clichés for a reason. Sometimes the most clichéd gift can actually be an ideal one.
  39. Best Valentine's Day Gifts For Your Man That Are Under $20

    These inexpensive products make good gifts for the man in your life.
  40. The Basics Of Financing A Business

    From debt financing to equity financing, there are numerous ways to fund a business startup. But which is the best?
  41. Becoming Part Of The Thrift Market: How To Make And Save Money

    With another recession looming large in the United States, here's how the thrift industry offers hope for the future.
  42. Fox Business Network's Gerri Willis: 5 Tips For Maintaining Home Value In Any Economic ...

    The housing market is one of the greatest indicators of economic stability or volatility.
  43. 5 Worst Money Mistakes You Can Make In College

    Watch out for these costly mistakes while in school.
  44. How Much Will Your Taxes Rise Based On Your Salary?

    Find out how high your taxes will rise this year.
  45. Understanding The Difference Between Spending And Investing

    Learn more about the difference between investment and spending, and why it is an important distinction to make.
  46. Peer-To-Peer Lending - Determining The Future Of Banking Across The World

    The peer-to-peer lending industry continues to flourish. What does this mean for the future of loans from banks?
  47. How To Transition Into A Finance Career

    If you are pondering a midlife career change that involves a transition into finance, then here are a few tips that will ...
  48. How Tax Treatments Of ETFs Work

    Here is a look at how ETFs are taxed and the effects that the tax treatment of ETFs will have on investors when they purchase ...
  49. Why Low-Income Citizens Should Avoid Payday Loans

    This article looks at short-term borrowing and why low-income citizens should avoid it.
  50. 6 Unlikely Internet Millionaires

    These Youtube stars and Internet bloggers used their skills to create online empires. The resulting success allowed them ...
  51. Top 4 Consumer Myths

    Find out which myths are still entrenched in our collective consciousness.
  52. 5 Unethical Collection Scams That Consumers Should Be Aware Of

    Here are a few of the ways that scam artists prey on those in debt.
  53. 5 Of The Best Auto Warranties

    With all the money that is spent on cars, you want to make sure that the vehicle you purchase is backed up by a solid manufacturer ...
  54. 5 Reasons To Avoid Payday Loans

    Although payday loans may seem like an attractive option in a pinch, they may also leave you worse off in the long run.
  55. New Tax Laws To Watch Out For In 2013

    With a new year comes new laws, and in 2013 the U.S. government has implemented several changes to the tax code.
  56. Key Tax Breaks For Parents

    Parents should take notice of these important tax breaks in 2013.
  57. What Is "Chained CPI?"

    Chained CPI is one of many ways to approximate the impact of rising or falling prices to consumers' pocketbooks.
  58. How Does The Affordable Care Act Affect Your Taxes In 2013?

    Here is a look at how the Affordable Care Act will affect your taxes in 2013 and beyond.
  59. Does Online Tax Software Really Save You Money?

    Both online tax software and tax professionals have their own set of advantages, but which one is actually better for your ...
  60. 5 Rules To Follow If You Are Filing Taxes Yourself In 2013

    It is important to make sure that you cover all the bases when you decide to file without the financial expertise of a tax ...
  61. How The Apple TV Will Change The Industry

    If the iTV is real, it could revolutionize the industry, as Apple has already done with the iPod, iPhone and iPad.
  62. Natural Disasters: Issues Relating To Leaves Of Absence

    Small businesses are more likely to fail in the aftermath of devastation. How can you as an employee handle issues after ...
  63. The Dangers Of A Reverse Mortgage

    In many circumstances, a reverse mortgage can be a risk to your financial security. Here are six dangers you should consider ...
  64. How Business Owners Can Attract Word-Of-Mouth Referrals

    Being average is not an accomplishment. To thrive and grow, you and your business need to stand out.
  65. Tax Variations Of The HEART Act

    The HEART Act is designed to allow service members and reservists make a smooth financial transition into active duty and ...
  66. 5 Misconceptions About ETFs In Retirement Accounts

    The simplicity of ETFs and their low fees make them perfect for retirement accounts.
  67. 7 Easy To Understand ETFs To Replace A Savings Account

    If you have a savings account or certificate of deposit (CD), you’re probably not making much more than 1% each year from ...
  68. Is Apple Finally Going To Announce The Apple TV In 2013?

    If Apple is planning an actual TV, it will have to shake up the industry, as previous Apple products have done.
  69. Automatic Cancellation Of PMI When You're Underwater On Your Mortgage

    You might be suprised to learn that after reaching certain criteria, your PMI will be automatically cancelled.
  70. Test Your Money Personality

    Find out which of the five profiles fits your style, and how this will affect your future.
  71. How To Change Last Year's Spending Habits

    With a little motivation and persistence 2013 can be the year you get your spending under control.
  72. New Year Planning For Business Owners

    Make a resolution to start your business off on the right foot in the new year.
  73. How Tax Treatment Of ETFs Can Benefit Purchasers

    ETFs often post fewer and lower capital gains distributions than traditional mutual funds, because there is usually a much ...
  74. Best ETFs For An Early Retirement

    Based on today's markets, which ETFs could you buy in 2013 that'll provide the best opportunity for an early retirement? ...
  75. 5 ETFs For Retirees

    These are some of the good choices for ETFs if you are in the late stages of retirement planning.
  76. How To Save To Start An Investment Portfolio

    How should aspiring investors best allocate funds for investing, and how much money should you have before you begin?
  77. What's More Important: Getting Out Of Debt Or Investing?

    To repay debt or invest, that is the question. These two important financial goals battle head-to-head to determine which ...
  78. What Homeowners Need To Know About Zombie Titles

    Understanding how the foreclosure process normally works - and how it dysfunctions in today’s market - will help you avoid ...
  79. Most Successful Unions

    Labor unions have existed in the U.S. for quite some time, but not all have been as successful as these three.
  80. How To Live Without A Credit Card

    Debit cards are more widely accepted and provide better fraud protection than in the past.
  81. Most Expensive States To Raise A Child

    Planning a family in one of these 5 states? You may be surprised to learn that they're the most expensive states to raise ...
  82. How To Invest When You're Deep In Debt

    Debt is one of the biggest obstacles that prevents people from investing - but it shouldn't be.
  83. Apple iWatch: Is It About Time?

    If there any truth to the rumors of an upcoming Apple iWatch, how would it impact Apple's other products and the evolution ...
  84. Why New Credit Card Regulations Can Make Or Break A Small Business

    Small business owners need to know what’s going on in the credit card world if they want to maximize profits and ultimately ...
  85. What You Can Expect To Spend In 2013

    This is a great time to examine your anticipated expenditures and assess how your spending impacts your financial situation.
  86. How To Pay Off Christmas Debt

    Here are some common sense tips for getting over the financial holiday hangover.
  87. The History Of Unions In The United States

    Although the overall power of labor unions may not be what it once was, they still maintain a great deal of influence in ...
  88. Are Labor Unions Effective?

    This article examines some of the pros and cons associated with organized labor.
  89. 4 Unlikely Billionaires

    In an age when billion has become the new million, which unexpected folks have joined the ranks of the billionaire club? ...
  90. Networking To Land A Job

    Networking should be a career-long endeavor that is just as important as performing your job in an excellent manner.
  91. Tips For Changing Your Career Path In 2013

    Don't let the arrival of the new year cause you to rush into a change of career. Carefully examine your reasons for wanting ...
  92. Choosing An Advisor: Wall Street Vs. Main Street

    A high-profile brand name alone won't meet your personal investing needs. This article will show you what else to look for. ...
  93. Save Money With A Motorcycle

    Here's a cost comparison of exactly how much you can save if you use a motorcycle as your main mode of transportation over ...
  94. How To Dine Out Without Breaking The Bank

    With more than 90% of consumers dining out on a regular basis, these methods can help to stretch your dollar further.
  95. Most Affordable Fast Food Chains

    All fast food companies claim to offer the best prices as they compete for your hard-earned dollars, but which truly has ...
  96. The Real Cost Of Volunteer Tourism

    Millions of Americans are embracing a new way to travel by doing their part to help communities in developing nations.
  97. Planning Your Retirement Using The Monte Carlo Simulation

    You can use the Monte Carlo Simulation to improve your retirement planning.
  98. The Highest Paying Jobs In 2013

    With the U.S. economy experiencing mixed fortunes, this article looks at the highest-paying jobs for 2013 and how job-seekers ...
  99. Top Employment Skills For 2013

    With the U.S. employment market seeing slight growth, it is worth considering which skills are the most important for job ...
  100. Don't Judge Your Partner Based On Credit Score

    Credit scores indicate past behavior but don't necessarily reflect present or future behavior, so don't judge you partner ...
Hot Definitions
  1. Section 1231 Property

    A tax term relating to depreciable business property that has been held for over a year. Section 1231 property includes buildings, ...
  2. Term Deposit

    A deposit held at a financial institution that has a fixed term, and guarantees return of principal.
  3. Zero-Sum Game

    A situation in which one person’s gain is equivalent to another’s loss, so that the net change in wealth or benefit is zero. ...
  4. Capitalization Rate

    The rate of return on a real estate investment property based on the income that the property is expected to generate.
  5. Gross Profit

    A company's total revenue (equivalent to total sales) minus the cost of goods sold. Gross profit is the profit a company ...
  6. Revenue

    The amount of money that a company actually receives during a specific period, including discounts and deductions for returned ...
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